Bad Faith College Essays Samples For Students

Introduction

A negotiable instrument is a document that guarantees payment to a specific person. The instrument must name the payee or otherwise indicate his identity. A negotiable instrument is transferable and in essence, it is a signed document with a promise to pay the holder of the document a given fixed amount of money at a specified date or on demand. Upon the transfer of the instrument, the legal title of the instrument is passed to the owner.

Promise and negotiable instruments

A negotiable instrument is a document used in contracts, and which guarantees the payment of a given sum of money unconditionally on ...

Philosophy

Introduction
Ethical behavior is an essential requirement in any activity. All Individuals have a responsibility to perform their activities in a professional manner within the acceptable moral ethics. Ethical standards are upheld both in the national constitution and corporate constitution of any company. Any individual or corporate that violates any outlined ethical law is liable to prosecution in civil and industrial courts. Ethical misconduct in the company range from inappropriate dressing, corruption, nepotism, racial discrimination and many other ethical frauds. To safeguard the reputation of an organization against a fall out with the society, the culprits should be held ...

- How many professionals make up the Association of Certified Fraud Examiners?

- What are the requirements to become a certified fraud examiner (CFE)?
- What is the overall mission of the Association of Certified Fraud Examiners?
The overall mission of the association is to support members with the knowledge, training, and resources needed to perform the duty at any time.
- What does a CFE do? What are some of the professions from which they originate?
CFE is able to identify warning and those indicators that hint at possible cases of fraud and possible risks associated with risk. ...

Introduction:

In the past, good people who did one bad thing while under extraordinary pressure usually committed most asset misappropriation and occupation fraud. Because that was the view of the average white-collar offender the Justice System, and the public did my see them as true criminals. Accordingly, they received lenient treatment in the Justice System as a result. Today there is a different type of white collar according to Professor Holtfreter in her paper entitled Is occupational fraud “typical” white-collar crime? A comparison of individual and organizational characteristics that was published in the Journal of Criminal Justice, Volume 33 in ...

Human factor is the major challenge that stands on the way of the specialists in the field of criminal law. Sometimes, the clues may be confusing and the only way to solve the case is retrieving the answer from the people involved. This is when deception and lie become the ultimate challenge in the struggle for the truth. To deal with this problem, the science offered the criminalists a marvelous solution – the lie detector, the device that recognizes the lie. But is it really that good and accurate? The work of the polygraph is based on reading the basic ...

Identity theft is a fraud-related crime that primarily involves an individual accessing and at the same time misusing another person’s identifying information (Morton, 2014). In this case, the information might even include pin numbers, credit card information as well as social security numbers. This information might be accessed through illegal and unauthorized access to government and even financial institution or through identity theft. As an attorney, I would charge Gorski as an identity thief since the cards in the briefcase contain identities of other individuals. Counterfeiting is another crime that involves goods and services that appear as if ...

What is CVSA?

Computerized Voice Stress Analyzer (CVSA) is a lie detection software program that is designed to measure the changes in a subject’s voice patterns caused by physical efforts or stress as he tries to hide deceptive responses when speaking during an investigative interview. The CVSA program is among lie detection technologies that purport to work by analyzing voice stresses (Damphousse, 2014). During testing process, a subject will be speaking as the microphone plugged into the computer taps his voice patterns for analysis. When the subject speaks, frequencies of his voice patterns will form dynamic graphs on the computer screen. ...

Identity Fraud

A commonly utilized social network media referred to as Facebook is a characteristic feature in the social life of the American college students. However, the safety of the social networking site remains a mystery (McNally, 2012). Is there a possibility for identity theft in Facebook?
Various reports circle around regarding the identity theft, sexual assaults and stalking. The three problems arise in the social network site due to the forms of the enlisted information (McNally, 2012). The listing of personal details on the profiles of the network site further exposes users to the possibility of identity theft. Exposing a ...

Many people use deception to either cover up their deeds or to try to uncover the deeds of others. As one of William Shakespeare’s greatest tragedies, Hamlet is a play that has many deception themes throughout its story. Three forms of deception can be seen in Hamlet that is the fear of some of the characters that they are being deceived by others, the act of deceiving others, and the outcome of the deception. In the play, many of the characters such as Claudius, Hamlet, and Polonius all used various forms of deception to either hide information from ...

Introduction

The Cherokee Nation was a very contentious matter in the quest of the United States (US) to expand its territorial domains westward of North America during the 19th century. Although the Cherokees, regarded by the US as an Indian tribe, have asserted their right to sovereignty over part of what is now known as the state of Georgia, they are nevertheless subjected to a series of paper trails by the US government that, in turn, led it to acquire jurisdiction over their lands. It is from that moment where calls for an independent Cherokee Nation grew stronger, yet President ...

It’s All about Ratings and Money

The film, “Quiz Show” revolved around the conflict of upholding the public trust to television and of financial matters that ratings can bring on the table. Television networks are in principle accountable in presenting the truth specially in chronicling the latest events and in reality shows that include intellectual game shows. Otherwise, television institutions commit deception that will destroy the public trust. The film brought to life the scandals surrounding the famous television quiz show in the 1950s entitled, “Twenty One.” The character, Charles Van Doren who hails from a dignified and intellectual family and who is also an ...

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Introduction

There are a number of policies in place for pharmaceutical and medical device companies that require every employee to act in accordance with all appropriate laws and regulations devised at both state and federal levels. It is important to fully comply with these policies in all aspects of business, including advertising, marketing, selling, contracting, development, research, etc. The Federal Anti-Kickback Statute and Federal False Claims Act are two major governmental laws that are regulated in the United States of America. There are many states in USA that have enacted related laws in order to penalize the ...

In the quest for certainty, Descartes realizes that some of his beliefs he holds are wrong or bad. After realizing the possibility of having bad beliefs, Descartes notes that other beliefs might be bad too. Such a situation arises since the basis of most of the beliefs is based on flawed reasoning or other bad beliefs. Therefore, Descartes wants a belief system devoid of false and uncertain beliefs, whether in themselves or the basis on which they exist. Such a belief system ought to have a basic foundation with basic beliefs that can justify other beliefs while they, do ...

Introduction

Individuals hold different ideas regarding ‘reality.’ People base these concepts on sensorial perceptions, which mean that some of the experiences one holds about the world revolve around a deception, which prevents them from understanding the truth. Plato dug into the idea of sensorial deception in “The Cave” and “The Matrix,” which mimicked the story and explored realism of deception.

Question 1

The matrix raises questions relating to reality, which resemble those asked by Plato in “The Cave.” Plato asks readers to envision human beings as captives who live in a dark cave located underground. Furthermore, he insists that individuals live in ...

The Fraud Diamond Framework was an improvement on the earlier ‘Fraud Triangle’ used by forensic accountants to detect accounting fraud. David Wolfe and Dana Hermanson proposed the change to the Fraud Triangle by adding a fourth element of ‘capability,’ rechristening it “The Fraud Diamond.” The first element in the framework is ‘Incentive’ which arises from the greed to commit fraud. The second element of ‘Opportunity’ could be a potential weakness in the system that the precise person could exploit. The third element of ‘rationalization’ happens when a perpetrator convinces his/her own self that such deceitful behaviour is worth with ...

Cybercrime: Running and operating

Introduction
In discussing cybercrime, President Barack Obama stated that cyber criminals stole as much as one trillion dollars from companies and businesses across the world in 2013. The foreboding threat of cyber-criminality and the relative ease of accessing databases across the globe, countries and companies are faced with the enormous challenge of not only countering the problem, but also innovating their operations and cyber infrastructure.
Crimes committed with the use of cyber-technology are common crimes, the difference being these crimes are amplified by the “use of computers, computer networks, and other forms of information technology.” Compared to cyber dependent ...

The first element in the framework is ‘Incentive’ which stems from the urge or pressure to commit fraud. The incentive for Charlene Corley was probably to earn a good amount of money that would increase their family standing in the community.
The second element of opportunity could be a potential weakness in the system that the right person could exploit to commit fraud. For instance, this was when Charlene discovered a drawback in the Department’s billing system wherein shipping costs were submitted and reimbursed separately without reference to the goods shipped or the price limit for shipping such ...

Deception by the Investigating Officer in the Investigative, Interrogative, and Testimonial Processes

Deception is a deliberate act to mislead people involved in criminality. Deception acts as a balance between disclosing enough information that satisfies the interrogator while hiding any information that can lead to detection. Interrogators control the information and impression management to maximize the detection of deception. The strategy of deception prepares and recounts fictitious accounts of a target event. Investigators rely on deception as a chief tool to lure culprits to give them facts related to crimes. Police interrogators often rely on psychological procedures that use deception as a key component. The interrogation procedures encourage rational people to make ...

Introduction

Background of Caterpillar
Caterpillar Inc. is an American largest construction equipment company that sold its products in different parts of the world. The company is engaged in "manufacturing construction and mining equipment, industrial gas turbines, diesel and natural gas engines and others" (Baldwin & Rutwitch, 2014). The company owned assets of more than 89 billion dollars. It is the largest company in the overall industry. The company sells its product with a trademark of “Caterpillar Yellow”. The company is performing its operations in many countries. The upper management of the company put efforts to acquire other companies and their subsidiaries ...

Insurance fraud is considered as one of the major risks in the business industry as well as one of the most serious criminal offenses. Criminal acts in insurance may involve various types including automobile property, worker compensation, life insurance, personal injury, residential and commercial property claims as well as health insurance. Insurance fraud has negative effects on society and the economy. Companies and government actors are doing their best to detect insurance scams, to prevent them and put an end to them.
Fraud has a negative impact on the insurance sector including the loss of billions of dollars. Insurance ...

Introduction

Deception is the act of telling a deliberate lie or giving some misleading information deliberately. It is a very common act within the society, and self-reporting researches have shown that every person tells approximately two lies per day and tells a lie once in every four, social interactions (Albrechtsen, 2010). Bearing in mind that the decisions made in the criminal justice system has severe consequences on an individual, there raises the question of whether deception is ethical within this system, and whether the end justifies the means. This paper aims at investigating deception by the investigation officers within the ...

The concept of consumer protection can to be summarized as all efforts in developing structures and legal responses to outrage and crises developed by consumption of substandard products. Americans have in the past been subjected to consuming products that are a dangerous to the health. Once the dangerous nature of such products is known to the public, public outrage is usually the first response and such outrage is usually directed at any form of government, either federal or state. To this end, several government agencies and bureaucracies have been developed to address protection of consumers. These agencies have either ...

Deception would have been something to deal with in a very easy manner, if we could all think beyond what we have in our minds. If we could detect the thoughts of other people and perceive the broader picture of situations, most human beings would not fall into various forms of deception, fraud and other forms of misleading situations and interpretations. Aristotle stated that we cannot be sure of what other people are thinking because the devil himself has no idea of what is in the mind of another person. Therefore, human beings tend to pass judgments on what ...

In his treatise entitled “Meta-atheism: Religious Avowal as Self-Deception,” Georges Rey outlines in quite clear terms his rationale for doubting the true existence of theists and of the possibility that thinking, educated people could harbor an innate belief in the existence of God. Rey’s strongest arguments are evidentiary in nature. In other words, the absence of any clear, objective evidence that God exists establishes a strong foundation upon which to base the contention that there is no such being. As such, Rey contends that “the reasons for atheism are obvious, and not dependent on subtle metaphysics or sophisticated ...

Introduction

The banking industry is a major target of the increasing levels of Internet fraud and scams. With the advancements in technology, cybercriminals have developed more sophisticated tools for stealing money from banks, which can result in millions of dollars of financial losses for these banks (Constantin 2012).
For Secure Future Savings Bank, in particular, Internet fraud and scams can disrupt its online banking operations. With online banking being so popular among Future Savings Bank’s customers due to the convenience and ease it brings them (Why is online banking is so popular these days? n.d.), disruptions in these operations ...

Introduction

The cases of corporate fraud have increased recently where organizations have suffered huge financial losses as a result of this practice. To curb this problem, accounting and audit professional bodies have come up with comprehensive internal control requirements that need to be adopted by public organization to minimize cases of fraud and risks mismanagement (Sebastian, 2011). This paper analyses how these rules can be implemented in the organization.

Benefits of internal control programs

A good internal control program provides management of the organization with an assurance, which is independent on the effectiveness of governance. The program will ensure ...

Business

Question 1

Product life cycle has 4 stages namely; the introduction stage, growth stage, maturity stage and decline stage.
In the introduction stage, the product of a company is in its early stages where it has just been launched. In this stage, the company has not yet started to receive any profit from the product which has been introduced or launched. The product is usually promoted, marketed and distributed during this stage and it faces no competitions from similar products of different companies. During this stage, the company which has introduced the product in the market or launched the ...

Executive summary

In recent years, a lot emphasis has been put on the various types of corporate or white collar crime. This report analyses various methods of preventing white collar crimes. The report discusses various types of white collar crimes and how they are committed. It also illustrates some of the schemes often used to commit these crimes and their consequences. Finally, the report discusses steps that can be used to prevent white collar crimes. Mainly, the purpose of this research is to help employers understand the significance of the global effort to develop more durable businesses. It also illustrates ways ...

William Shakespeare often examines questions of morality within his works. In “Twelfth Night” and “Measure for Measure” he uses the themes of lies and deceit to examine character motivations and question societies understanding of morality. By examining these two works, one can gain a better understanding of how deceit can result in diverse outcomes.

Lies and Deceit in “Twelfth Night”

William Shakespeare’s “Twelfth Night” is a strong example of how lies and deceit can get out of hand to the detriment of the liar.
Deceit about gender is prevalent within this play. Viola, pretending to be a man, falls in love with Orsino but ...

Nature of the entity

Abercrombie & Fitch Co. (“A&F”) refers to a Delaware company incorporated in 1996. Abercrombie & Fitch Co. A specialty retailer, it operates direct-to-consumer operations and stores that supplies sportswear apparel, accessories, and personal care products. These products are sold under Abercrombie & Fitch, Hollister brands, Gilly Hicks, and Abercrombie kids. The company maintains similar store formats and display of merchandise irrespective of the store location. As of January 2012, Abercrombie & Fitch Co. had 1045 stores, 946 of which are located in the United States and 99 other in international locations. Generally, the company operates a fifty-two week fiscal year that ends on ...

Executive summary

In recent years, a lot emphasis has been put on the various types of corporate or white collar crime. This report analyses various methods of preventing white collar crimes. The report discusses various types of white collar crimes and how they are committed. It also illustrates some of the schemes often used to commit these crimes and their consequences. Finally, the report discusses steps that can be used to prevent white collar crimes. Mainly, the purpose of this research is to help employers understand the significance of the global effort to develop more durable businesses. It also illustrates ways ...

Internet fraud refers to a white-collar crime that as grown with the advent of the internet technology. For clarity purposes, we take the definition of the United States Department of Justice that defines Internet Fraud as “any fraud committed through the use of computer programs, internet related communication, or website trades ” (Del Armstrong and John Simonson, 2012). The consumer Internet Fraud Watch reports that the number of internet fraud incidences increased from 1152 in 1997 to 7500 in 1998. The United States Security Commission has reported that there are close to 300 cases of internet fraud daily ( Cyscope, 1998). ...

Introduction

Tesco dishonored its fiduciary obligations to the creditors and shareholders after giving false financial information. Ideally, the company overstated its profit by £250 million after manipulating the deals it had struck with a number of its suppliers. The accounting fraud resulted in the deterioration of the company’s reputation and a drop in its share price. As a result of this fraud, Tesco’s Chairman, Mr. Richard Broadbent resigned. In addition, eight senior executives were suspended. The company invited an external auditor, the UK Financial Conduct Authority to initiate an official investigation into the fraud. Apart from the external ...

Executive Summary

Online banking is growing immensely in the modern days. It is a convenient way favored by customers because it enables them to transfer money, pay bills, and access their financial information online. On the other hand, financial institutions favor this industry because it is cost effective. However, online criminals who try to steal firms’ and client information, as well as their money have plagued online banking. Pharming and phishing are the most common attacks experienced by online account holders (Singhal & Padhmanabhan, 2008). Therefore, using an online account has become a risky endeavor that has resulted into serious loss. As ...

This paper examines the audit expectation gap in Australia by examining the existing gap in auditing companies and the expectations of the Australian public. This paper will examine the role that auditors play in promoting financial accountability in Australia and extend of limitations. It will also look at the prevailing literature and studies on the expectation gap. Finally, the paper looks at some of the steps that have been taken to address the audit gap.

Introduction

Audit expectation gap refers to the difference in perception of the auditors' role and responsibility between the auditors and other third parties as they ...

In 2012, the federal government recovered in excess of $3.8 billion (including $2.2 billion from a leading pharmaceutical company) in judgments and settlements under the False Claims Act, 31 U.S.C. §§ 3729-33 (the “FCA”, “PL 99–562” or the “Act”). This was until then, the second largest haul. By the close of 2012, in excess of $17 billion had been similarly recovered in the preceding five years. In January 2013, more than 846 cases were pending, of which whistleblowers filed 752. The increasing number of quit tam cases is a testament to the increased investment in the same by whistleblowers ...

Is there sufficient security for consumers when shopping online?

Project 2
Tina & Amir 2014 Essay part 1

Introduction:

Definitions:
Spamming is defined as the use of electronic messaging systems to send unsolicited messages to customers especially in advertising and also known as junk (Godwin J, 2001). In addition, the definition of checkout process is the step that a customer should go through when checking out the items in the cart. This is what the user sees at the frontend in a screen while he attempts finish online shopping. Identity theft is action that occurs when hackers get a some of personal information from consumers and use that information without ...

Assignment 1

Relationship between trust, respectability, risk, and white collar crime, and how the relationship differ when crime involved is conventional, rather than white collar.
White collar crimes are in most instances committed by people of high authority, and who command higher respect in societal set up. These people, in most of the occasions come from successful businesses either as owners, managers, or in a senior position able to make command, and decisions regarding the business. Government personnel have also in the recent past been involved in white collar crime, and this trend has been on the increase not only on ...

Introduction

The voter identification laws have brought controversy and suits in the courts of law. The policy is seen as discriminative by those opposing it, while its supporters see it as a way of preventing voting fraud and malpractices. This paper shall analyze the voter identification law and policy, with focus on California State, in determining its value in the society.

Federal Identification Requirements

Help America Vote Act (HAVA) 2002, created the requirement of a voter ID for first time voters who register by mail. The requirements must be met the first-time one vote’s in any state in a federal election - ...

Major retailers and manufacturers cry foul because of the online couponing problems. Only two cases of prosecuted or investigated coupon fraud were reported from 1986 to 2001. Nine of similar cases were reported in 2007. On the other hand, in 2008 to 2009, ninety three of such cases have been reported and investigated (Zhao 2009). This signifies that for sure, the numbers of coupon fraud are likely to rise significantly. This explains how big the problem of online coupon fraud is.

Equally, there is a big problem of online coupon fraud that majorly results from the vast number of ...

The term credit card fraud usually refers to theft or deceit, involving credit cards, and attempting to withdraw funds or purchase goods without the authorisation of the card owner. The most common ways to conduct such fraud are forging the legitimate cards, stealing the card before it has been received by the owner, stealing, appropriation of lost cards, identity theft and fraudulent transactions, conducted with the card number over the phone or internet.
In order to avoid credit card fraud it is important to remember a set of rules to follow. Firstly, never lend the card to anyone. Never ...

Our senses are our main way of intermingling with the world. Even before one learns to be in control of their emotions, before learning the use of language or reason, senses plays a great role in one’s knowledge acquisition. Sense perception is expected to offer a sense of direction but in many cases it has proven that the knowledge acquired through perception is largely ambiguous and impractical and has thus deceived or misdirected many people (Descartes, 13). Many people therefore find themselves at crossroads whether to believe the knowledge acquired through sense perception or not and this has ...

Works Cited 9

Preface
Enron Corporation was American based energy, commodity and service organization that was established in 1985 by Kenneth Lay in Omaha. The company was formed by merging Intermorth organization and Houston Natural Gas. Over a period of time after its formation company shifted its focus from energy trader to energy bank by giving guaranteed quantities at fixed prices for long-term. The company was bankrupted on 2nd December 2001. Before its bankruptcy the company was one of the major operators in energy sector. It owned energy plants, gas distributors, water organizations and other subsidiaries to provide various services to customers ...

Currently, over 80 percent of business transactions are governed by contractual agreements. In recent years business contracts have become significantly more complex with complicated legal language and a numerous of terms and conditions governing the terms of the contract. Contracts is an agreement binding two or more people. The agreement can be on behalf of persons or companies they represent. There are certain legal requirements that must be adhered to for a contract to be enforceable, but they are seldom an issue in business contracts. The business contracts do not have to be written because they are ...

There are four American Institute of Certified Public Accountants Standards of reporting. First is that the auditor should say whether the financial statements are submitted in a manner conforming to accounting principles which are generally accepted. Second, the auditor of show in the auditor’s report circumstances which the principles have not been observed consistently currently in relation to the prior period. Third, the auditor should also state in the auditor’s report if they find out that informative disclosures are not very adequate (Tracy, 2009). Lastly, the auditor is expected to state an opinion in relation to financial ...

Introduction

Manipulation of financial data has become one of the biggest problems, and that require measures in the world of corporate finance. Companies have been known to mislead or deceive users of published financial data especially investors as they prepare and disseminate materially misstated financial statements. This action involves intent and deception by a team of clever and knowledgeable perpetrators such as top executives and auditors through the use of well-planned schemes. This manipulation involves schemes such as misrepresentation of events, intentional omissions, wrongly execution of accounting standards and policies, and alteration of supporting documents. (Rezaee, 2003). Manipulation of financial ...

Isaac Beshavis Singer’s short story “Yentl the Yeshiva Boy” tells the tale of a young woman in 19th-century Poland who, in her desire to study the Torah, dresses up as a man and calls herself Anshel when she moves to a yeshiva. While there, Yentl wrestles both with her feelings for a fellow student, Avigdor, and the morally gray nature of what she is doing. Singer’s tale shows the complexities of gender politics in the typically-conservative Hasidic Jewish society, the nature of religion, and interesting questions of identity through Yentl’s journey. The evolution of Yentl as ...

A computer crime is defined as any form of crime that involves a network and a computer. Early computer crimes often involved physical damage to computer systems and subversion of the long-distance telephone networks. The earlier periods, 1960s and 1970s, were not common with computer crimes. Actually, the incidents were mere pranks played on the computer systems. There were also few laws against such activities and that is the reason why they were never viewed as crimes. This paper therefore discusses the history and origins of computer crime.
According to Kabay (2008), computer crime began as early as the ...

The Irish Department of Justice and Equality defines organised crime as “as an element of criminal activity carried out by criminal organizations that have as their main purpose the commission of one or more serious offences in order to obtain, directly or indirectly, financial or other material benefits.” When comparing organized crime to white-collar crime it immediately becomes obvious that these areas of crime over lap. One way that white-collar crime differs from organized crime is the organization itself, which can also involve individuals, companies or very ad hoc groups. . While some of the entities that commit white-collar crime ...

Various efforts need to be applied to counter the detrimental features that are common in most public organizations. For instance, corruption is one of the vices that seem to affect almost all public organizations, and it takes different forms. To reduce corruption in public organizations, there is a need to develop a strong anti-corruption culture within the organization. Especially where finances are concerned, structures need to be set up to regulate any financial transactions. Employees in the organization need to be educated to facilitate the way they view corruption. Changing their perspective will assist in strengthening the organizations fight ...

In Shakespeare’s “Hamlet,” there are many characters who demonstrate deception, putting on a show for others in order to hide their true feelings or intentions. Sometimes, they deceive these other characters out of necessity; often, however, they are also fooling themselves. In this paper, we will examine which characters in Hamlet put on a show, and why they do it. Through this, we can gain a greater understanding of the subtleties of the play and what Shakespeare has to say about the futility of deception.

The first character to deceive is, obviously, the titular character of Hamlet. Over ...

Law governs many different areas of business. The study of business law also involves acquainting oneself in ethics applied in decision making. Moral minimum is standard for ethical business behaviour and means compliance with the stipulated law. The law does not evolve simultaneously with global advancement and for these reasons; we have grey areas in the law. This area is when the law is quiet on the legality of an action. Many diverse laws affect a single business transaction. Organizations and service providers owe a set of ethical duties to shareholders, suppliers, community, employees and most importantly its customers. ...

In George Eliot’s “Silas Marner” we first see Silas Marner arriving in Raveloe and the villagers’ reaction to a stranger and his silent reaction to their treatment of him. Silas did not invite anyone into his cottage neither did he set foot into the village. He remembers well the way he was treated in his old town of Lantern Yard, so he tries to keep as far as possible from people. Silas was lonely, and he drowned his loneliness in his work. He was a weaver, and the gold pennies he received for his work was his companion ...

Business law

Introduction
In every day, people enter into contracts without noticing. For instance, when we take seats in a certain bus, we enter into a contract but we do not realize. Going into a restaurant and taking snacks also amounts to being into a contract. In cases of individuals engaging in commerce, industry, or trade, they carry on their businesses through entering into contracts. Law of contracts actually varies from the other divisions of law in very crucial respect. This law does not essentially lay down many rights and duties that are precious and which it will enforce and protect. ...

Ferrie a 45 year old former female nurse is accused of credit card fraud in the United Kingdom. Lucielle is accused to have used somebody else's credit to purchase online goods worth one thousand Euros. Ferrie who hails from Saudi Arabia in 1996 was accused for the murder of an Australian nurse, Yvonne Gilford and was sentenced to eight years in jails and five hundred lashes together with Deborah Parry who too was accused of the same murder in a Saudi court. Credit card fraud although is a serious crime eight years in jail is a lot the pair ...

Modernization of finance industry through the use of information technology (IT) is one of the important and most convenient developments in the insurance industry. However, with the risks attached to IT, the finance industry is currently facing the challenges of security breaches which affected the growth of some companies and the industry per se. This paper will discuss the IT issues confronting the industry, how it is likely to be resolved, and the future of the finance sector.
Media organizations have reported various data breaches cases that affected the finance industry in the past few years. Martha C. White ...

What Is Identity Theft? How Can Identities Be Stolen? What Can Be Done To Reduce The Impact Of Identity Theft On Victims?
Identity theft is the wrong use of somebody’s personal information to commit a crime. It is a scam that is always in the media because of its high occurrence. This fraud normally leads to one getting a credit, merchandise or a service that is no entitled to. Victims cannot easily realize that their identity is stolen till when they are denied credit or employment, when a debtor comes to seek for payments that an individual never ...

Capstone Project

What second topic have you selected for this assignment? Explain.
I have selected corporate or white collar crimes for the second topic. The last few years witnessed the scandals in the global corporate scene among the U.S. and European companies and their counterparts in the other parts of the world. Corporate crimes are synonymous to “Corporate frauds,” “corporate breakdown,” “accounting scandals,” “corporate scandals,” among others, have been tagged to these corporate controversies (Ball, 2009). One of the best and most popular examples of corporate crimes is the case of Enron. This happened some years ago and such type of ...

The purpose of this report is to provide an overview of the impacts of the iPad in a typical workplace. Several technological advancements have hit the workplace, but it is important to delve on a specific technological improvement.
The main emphasis of the report is to highlight the significance of adopting the iPad in today’s workplace. The report will focus on the benefits, and challenges, if any, that may arise out of iPad usage in the workplace. The complete report will seek to convince companies to implement the use of iPad in the workplace owing to the many ...

Ethics and Corporate Social Responsibility should work in harmony in a corporate world. These are key traits defined for maintaining good business morals, hiring employees with personal ethical values, and behave ethically and sensitively towards the society, economy and environment as a whole. We will discuss four theories in the context of Bernie Madoff and Enron two of the top financial scandals in the history of America.
Profit Maximization Theory - This ethical theory requires decision makers to maximize the profits of their business within the limits of the law. According to the theory the role of government and ...