Global Financial Crisis Research Papers Samples For Students

Introduction

Banking, financial, and even insurance-issuing institutions were badly hit by the global financial crisis that happened in 2007 to 2008. It created a serious domino effect that eventually took its toll on the U.S. Federal Government. The struggling dollar and U.S. economy—the world’s largest economy in terms of GDP, led to a serious wave of financial and stock market corrections that were felt globally, especially in countries whose economy is largely dependent on U.S. commodity and financial supply and consumption. The ultimate effect of the global financial crisis of 2009 was an increased uncertainty and negativity in the financial ...

The global financial crisis adverse effects started in mid-2007 with the credit crunch that deepened in the year 2008. These effects initiated the most severe economic crunch since the Great Depression. It affected the economies of various countries and there geographical reach (Berkman, Gelos, Renhack and Walsh, 2009). Most developed and developing countries most of which that have developing markets encountered high levels of financial strain and slow economic actions. The aim of this research paper is to identify in detail the several ways in which the global financial crisis refigured international relations. The paper explains the role played ...

The global crisis stroke most of the nations and the super powers. It started to show its effects in 2007 and 2008. The world stock market had drastically fallen with few profits. Nations such as United States had to come up with packages to rescue the situation. They had to assist the most disadvantaged nations by giving those finances that would sustain their nations (Shah, 2013). There was also loss of confidence by US investors after the global financial crisis. As a result, the US Federal Bank injected a large amount of cash in most of the financial sectors. There are ...

Introduction

A discussion among the classical economists and the Keynesian economists continues on the government intervention in the free markets. According to the classical economists, the free market mechanism can develop solutions for the crisis in the market if there is no external influence on the markets. The Keynesian economy merely expresses that the free market economy carries the risk of generating crises and undesired deficit or surplus in the economy when the demand cannot clear the supply (Posner 234-252). The discussion on the government intervention is changing direction each time the world economy suffers from a global crisis becomes ...

The Question

The global financial crisis has caused a structural breakdown in all the parts of the economy. The primary influence has been on the behaviors of the consumers, and the consumers are comparatively more risk averse. This situation might support the recession and its negative influences on the economy.

The Relevant Facts and Circumstances

The most recent global crisis has caused important losses for the consumers including their houses because they could not afford to pay the mortgage loans back to the banks. The crisis started in the sub-mortgage markets have widened to the other financial sectors and the real sectors. Consequently, the American economy ...

American Public University

UNEMPLOYMENT
Introduction
Unemployment is defined as the people who are not willing to participate in the labor force. In another word, unemployment is a preference made by the individuals. Unemployment is an essential social problem as well as it is an important macroeconomic indicator. Considering that the world population is increasing rapidly, and the global financial crisis has started a new era when many developed countries have got into trouble, the labor force is facing a harsh time. The unemployment rates even in the developed countries have reached 10% or exceeded 10%. Some developed countries could manage to keep the ...

Business

Research Paper: Article Reviews
Article reviews
Introduction:
For this section of research, an article review will be carried out on two major research themes causing the problem under analysis. The two selected themes are customer satisfaction and emiritisation. Under each theme, researcher selected and summarized five articles. In total ten summaries were completed. The summaries provide an insight into knowledge relating to the problem under research.

Theme 1: The impact of customer satisfaction

Introduction
This theme has been selected because customer satisfaction plays a major role in the business. If customers are not satisfied with the offerings of the business, they can choose not to bring ...

THE AMERICAN ECONOMY IN 2014

Introduction 2
The Fiscal Policy 3
The Monetary Policy 4
Conclusion 4

References 5

The American Economy in 2014
Introduction
This essay will argue whether the American Economy is live enough for a complete recovery from the global financial crisis started in 2008. The GDP growth rate after 2010 has started rising again; however, we observe that the economic growth is not following a stable path. The annual the highest level of the growth rate is around 3%, and it fluctuates over time down and up – in some quarters it becomes negative. In the first quarter of 2014, ...

- Introduction
Estonia is a lowland country that borders with Russia and Latvia and is washed by the Baltic Sea ("Official Gateway to Estonia" n.p.). According to BBC (2013), Estonia is the most northerly of the other former Baltic republics. The country is surrounded by forests and is rich for water sources like lakes and rivers draining into the Gulf of Finland. The official name of the country – Republic of Estonia ("Official Gateway to Estonia" n.p.).
The country is small having area 45,228 square kilometers of population of 1,340,415 as of 1 January 2012. Its ...

Conventional versus Islamic

Y M

Fin399-P

Dr. N E
Abstract:
The current paper relates financial analysis of commercial and Islamic banks in UAE. The aim of this paper is to evaluate financial performance of commercial and Islamic banks in UAE and make appropriate conclusions regarding comparative advantages and disadvantages of the two groups of the banks. The evaluation between commercial and Islamic banks was carried out with the help of financial analysis. Analysis of financial ratios was used as the main technique of financial analysis in this paper. There were four groups of financial ratios analyzed, namely: liquidity ratios, solvency ratios, ...

Introduction

The global financial crisis of 2007-2008 changed business and political outcomes in the United States. The desire by the United States government to ensure that its citizens get affordable housing led to a concerted government and business effort that led to the housing bubble and then bust. The new housing policy had its basis in the idea of American exceptionalism. The term "American Exceptionalism," coined by Alexis de Tocqueville in 1831, has historically referred to the perception that the United States differs qualitatively from other developed nations, because of its unique origins, national creed, political philosophy, and religious institutions. ...

Letter of Transmittal

Designation, Department Name
Dear Professor Name,
I hereby submit a report requested on ‘’Major Reasons for Financial Crisis of 2008’’. In order to provide an authentic and resourceful report, I have referred to some of the best academic and research resources.

Regards,

Introduction:
It has been 6 years now since the news of bankruptcy of Lehman Brothers shook the global financial world. The intensification of the global financial crisis following bankruptcy and dis-solvency of leading investment banks, corporations, commercial banks, etc. had made the economic and financial environment very tough for the world economy. By early 2009, whole ...

Introduction

Credit Suisse is embroiled in a conspiracy to help a number of US clients evade their duty of paying taxes. This is a multinational bank whose headquarters are in Switzerland. Information that has been circulated by daily newspapers all over the Unites States is to the effect that three of the bank’s employees are guilty of conspiring to defraud the United States authorities. The same was done by evading paying tax and also helping some American citizens to hide their assets offshore so that they do not pay tax (Scannel & Foley, 2014). This is a criminal offence in the United States of ...

The global economic crisis of 2007-2012 is described as the most serious economic, global crisis since the great depression. The signs of a global crisis started showing in mid 2007 and into 2008. According to Elliot (2011), the global financial crisis took place in five stages with the first phase of the global crisis began in around July/August 2007 with the apprehension in the banking system. The BNP Paribas announced it was bringing to an end its activities in three hedge funds that were particular to the US mortgage debt. This led to distrust among banks, they stopped doing business ...

Root Cause of the 2008-2009 Economic Crisis

As of today, the 2008-2009 Global Economic Crisis has left its mark in the international community as many countries have slowly succumbed into depression and recession. Many experts have argued as to how exactly did the crisis spread out from the United States, into the international economy. Some have noted that it was due to the foreclosure of many US companies due to bankruptcy, while others saw it was due to the wars happening in the Middle East. There were also arguments as to the resolution of the problem, and how countries could recover from the losses accumulated from ...

Arguably, secondhand clothing makes up a global market of consumption and commerce. In Australia, the history of secondhand clothing has complex links associated to tailoring, garment production, as well as couture. In Australia, secondhand clothing markets are still part of an important source of clothing. A secondhand clothing market in Sydney has expanded tremendously in its domestic scope and economic power, especially in the last two decades. The global financial crisis affects the trends and markets of secondhand clothing in Sydney. As a matter of fact, secondhand clothing booms while retailers fall out during global financial crisis.
Undeniably, the secondhand ...

The two thousand and eight financial crises resulted in significant economic turndowns. Before it began in two thousand and seven, prices of housing rose, new investment options emerged, and risk diversification increased. Following the crisis, house prices fell by huge percentages. It exposed economic weaknesses of the United States. Additionally, it led to an increase in the unemployment rate by ten percent (Mishkin, 2011). Approximately, nineteen trillion dollars of household wealth were lost. Lehman Brothers collapsed in two thousand and eight affecting the global financial system. Taxpayers had to bail out various banks to stabilize the system. This paper ...

Introduction

Economic performance is an important aspect that every country needs to consider if it intends to monitor its progress development-wise. Conducting this performance reviews involves reviewing the Gross domestic product values that a country registers every year and formulates a trend upon which certain conclusions can be drawn. The information obtained from this process is very reliable which means that decisions can be made based on this. Therefore, the essence of this paper is to apply various macroeconomic concepts to the economy of Singapore. From the information, it is possible to extract significant information such as unemployment rate in ...

Abstract

The Irish leadership perspective has a crucial role in its national life due to the impact Irish political leaders have in the economic life of the country. Understanding this national leadership characteristics significantly contributes to the national awareness of its strengths and weaknesses. Based on Hofstede’s leadership categorization model, the commonly held leadership characteristics can be described as small power distance, weakly uncertainty avoidant, collectivist, masculine, and long-term oriented. American leaders who want to engage Irish leaders and population will have to make adjustments in at least three dimensions of differences, namely, individualism vs. collectivism, uncertainty avoidance, and ...

Introduction

Beginning the early 1990s, the number of multinational corporations has risen steadily as a result of globalization. This reason has caused organizations to realize the need for international human resource management as a determinant of success. International training and development is a tool that multinational enterprises (MNEs) are using to improve the quality of services that their employees provide. The main aim of training is to improve work skills and behaviors that an organization employee has in the current circumstances. On the other hand development is aimed at increasing working abilities with respect to a future task or job, ...

What are the Economic Benefits and Drawbacks of National Level Bailouts by International Organizations?

Identification of Problem
The Greek Debt Crisis has recurrently been on the headlines of news reports for the past decade. In 2010, it can be remembered that the first set of austerity measures were introduced and implemented by the Greek Parliament in order for it to receive yet another bailout after the recent Great Financial Crisis of 2008 hammered the already recovering Greek economy down. Before the first set of austerity measures was implemented and the second bailout package was delivered, Eurozone and Euro Group officials were facing the risks of shouldering the potential losses of allowing an ...

Introduction:

Despite the devastating effects of the 2008 global financial crisis and the subsequent Euro zone crisis, the tourism industry has continued to flourish. Initially, the industry was referred to as a cottage industry but the international travel and tourism industry has evolved becoming a major contributor to economic growth and development in almost every economy in the world. Research has shown that the global increase in worldwide tourist arrivals outperform gross domestic product growth in one out of every two years in the past three decades. Many countries regard tourism as the most significant primary export industry especially the developing world. ...

Introduction

The baby boomer generation according to Roberts & Manolis (2000), is considered to comprise of individuals who were born between the years 1946 – 1964. There is no consensus of the definition of the baby boomer generation especially since the term is also used for cultural purposes. However, the overriding fact among those considered to be part of the baby boomer generation is that they were born in the Post World War II era where there was a boom of births in the US and Europe.
The baby boomers were wealthiest compared to their predecessors before the war. The bulk of ...

Major Factors that have led to its Economic Success and Decline

The United Kingdom economy has experienced major changes in the past few decades, which has shifted the factors of economic growth from physical factors such as machinery and manual labor among others to an economy driven by ideas, skills and knowledge. This can be adopted to provide an explanation of the significant growth of the financial services while the manufacturing sectors have also experienced a significant decline. The UK economy is currently driven significantly by the business services sector, which comprise lawyers, specialists, consultants and estate agents. Therefore, the knowledge based industries comprise the most important group in the UK ...

Macro-Economics

About the report:
The report is based on the calculation of GDP for the Republic of China for the year 2001-2011. For the purpose of calculation of report, we have used the theoretical expenditure method where the GDP will be calculated as the sum of Final Consumption Expenditure+ Gross Capital Formation+ Net Exports. Another assumption in the calculation is related to use of only Chinese Yuan to calculate the GDP and annual growth in GDP. In other words, for the purpose of simplicity, we have avoided the conversion of numbers from Chinese Yuan into US Dollars. Hence, my ...

THE STORY OF DETROIT: THE LARGEST BANKRUPTED CITY IN THE U.S.

STORY OF THE BANKRUPTCY OF DETROIT
Detroit has been a city where the American Car Industry has settled for a long time. Detroit could be able to manage to create a high tech industry and develop new technologies. A successful investment city has fallen down because of some political, economical and social reasons. Political reasons are due to the mismanagement of the city finance and investments. The global financial crisis has influenced the Detroit Economy negatively and the production and the income in the city have decreased and this bad ...

The 2007-2008 Great Recession was arguably the worst economic crisis after the Great Depression. On September 2008, Lehman Brothers, a major global bank, collapsed (Torres, 2010) and this was the beginning of the crisis. The largest economies in the world continued to suffer from the effects of the financial crisis. The cost of the crisis and the factors that contributed to its manifestation are therefore fundamental in influencing futuristic economic policies in the countries. There are several fundamental factors that led to the 2007-2008 financial crisis: the collapse in prices of mortgage, unstable market and income inequalities.
The 2007-2008 ...

Company and Industry Averages Ratio Analysis

This graph shows the current ratio and quick ratio for the two companies. In it we can see that Union Cement Company has a higher current and quick ratio compared to Umm Al Qaiwain Cement and that the former’s two ratios are slightly higher than the industry standard.
This graph shows how Umm Al Qaiwain Cement has fallen below industry standards in terms of Total Debt Ratio—which is a good thing and how Union Cement Company exceeded the industry standard in that indicator. In terms of Debt Equity Ratio, it is the Umm Al Qaiwain Cement that exceeded ...

Introduction

The World Bank has published reports since 2007 that identify the ease or hardship of doing business in various countries. They have conducted research over the years and have compared the information over the years in order to understand any changes in the business practices of the country under study. The country that I have chosen is, Pakistan. The first research the World Bank conducted in Pakistan is dated to 2007 and in the report of 2010 they have showed how the economy of Pakistan improved in some sectors; whereas, it deteriorated in others. The 2007 and 2010 reports ...

ABSTRACT

Federal Reserve Bank, commonly known as FED, has been established with the aim of stabilizing the overall financial system within the US economy. FED has been using different tools and methods like open market operations, moral suasion, discount rate, and the reserve requirements in order to achieve the overall economic goals. These economic goals include; reducing unemployment and inflation, and accelerating the process of economic growth. In order to overcome the today’s economic challenges, the chairman of Fed should work on controlling the monetary measures and pulling strategies which benefit the global economic growth.

INTRODUCTION

Money market is a place ...

Every organization has various cadres of staff at different levels of the organization. All members of staff must work harmoniously so as to ensure that the organization achieves its desired outcomes. Indeed, the actions or inaction of each member of the organization has a bearing on the general outcome that the organization attains. However, while all members of the organization contribute to the outcome of the organization, it is the actions or inaction of the top members which can have the most profound effect on the organization. In other words, the effects of the activities undertaken at the top level ...

During the elections of 2008, it was President Obama’s message of hope and change that mostly contributed to him being elected as the American forty fourth president and the first African-American to occupy the oval office. His agenda did not only contain promises, but it also contained specific policy proposals. One of the main issues the president talked about was the financial crisis that gripped the nation and whose effects are still felt to date. This global crisis began in 2007 and supposedly ended in 2009. Considered as the worst crisis involving the American economy since 1930 when ...

In the current competitive global economy with increased globalization, international trade continues to play an imperative role in the US, as well as other global economies. The US has the most diverse and productive economy globally due to its engagement in the international trade. Although the majority of the US citizenry does not recognize the importance of international trade due lack of direct impact on their daily lives, it plays an essential role in the economy. For example, it is estimated that a combination of foreign direct investments and international trade comprise a third of US economy. International trade plays an ...

Retail Shopping Industry in Canada

Retail shopping is a process through which services and goods are sold to from businesses or individuals to the final consumer. A retailer is a business or an individual who procures goods from the manufacturers and other wholesalers at a lower price, which is commonly referred to as wholesale price and sells products to the final consumer at a profit. Over the years, there has been an increase in the number of players in the retailing industry both in Canada and across the globe. This is largely attributed to the high levels of demand for retail goods. There are different ways through which ...

Assessing Emaar Company Strategic Readiness For The Future (2033)
- Historical Background of the Environment
The United Arab Emirates construction industry has caught the attention of the world of late. With construction projects that break world records, the construction industry in the country is at its prime. Yet, even in the midst of all this, the construction industry has not plateaued. Other construction projects are earmarked, especially in the capital, Dubai. The city boasts of some of the tallest and most marvelous buildings in the world. Other construction marvels in the city also surpass previous records. Dubai, ...

In the year 2008, the entire world was plunged into financial crisis, Brazil were part of the crisis. The economy of Brazil was tremendously hit by the global economic crisis. In fact, in the early stages of the crisis, authorities and majority of the economic agents were comfortable; this was because some macroeconomic components in the economy were very stable. However, despite the expectation, brazilin was hit by the crisis after Lehman Brothers became bankrupt (Baer, 2008). Perhaps, the most felt crisis in Brazilian economy was by credit markets and external accounts. Certainly, what matters more in the 2008 ...