Happiness can be described as a state that involves emotional or mental well-being of a person. It is characterized by positive or charming feelings ranging from little contentment to compelling joy. Various approaches have been developed to characterize happiness and identify its various sources. Different research and exploration groups, including positive psychology, try to apply the scientific method to answer questions about happiness, what it is and how it can be achieved. It is vital and essential to the human condition that "life, freedom and the quest for happiness" were regarded to be unalienable rights by the United States Continue reading...
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Essays on Wealth
Good Company News Research Paper Example
As of February 14, 2014, U.S. insurance company AIG intended to cut 3% employees worldwide, according to Financial Times. On Thursday, the company announced that the severance pay for 1500 is $ 265 million, thus, AIG continues to reorganize its business.
As of April 10, 2014, AIG had some problems with underwriting profits, nevertheless, despite several problems in the past the company shows some improvements. Smart investors are focusing on the business and the actions of management: by making unpopular moves today, AIG is taking a long-term bet that a simplified, streamlined company down the road will be much more Continue reading...
Good Essay On Ndnd0 - 1
Introduction to finance and quantitative methods
- Ways of classifying financial markets
Financial markets refer to markets where exchanges of financial instruments take place. Financial markets can be categorized in the following ways:
- Nature of the products: Financial markets can be classified based on products ownership, the duration it takes to mature, how it is traded, size and how it can be transferred. Examples of such financial markets are equity and derivatives.
- Market participants: Market participants may be made up of professionals, non-professionals or officials of an institution. Under this criterion, financial markets can be classified as commercial banks, Central banks Continue reading...
Free What Is Happiness Essay Sample
Although psychologists have studied the reasons for happiness, they, have not been able to pinpoint any specific factor for that makes people happy. For many, there is still that underlying reason, that is unique to individuals, and which makes them happy. The fact is that, happiness differs according to the individual who is experiencing it. To some people, happiness is a state of feeling at ease. To others it is a feeling of being well, alive and having a good time. For example, some may say that married people are happier, but it is still unclear to those who Continue reading...
Good Colgate Palmolive Company Essay Example
Referring to the latest 10Q(Quarterly) Filings by Colgate Palmolive, i.e. one filed on 24th October, 2013 and 25th July, 2013, we shall be analyzing the changes in working capital and cash management strategies of the company:
Changes in Working Capital:
I) Working Capital Position as at 30th June, 2013:
Beginning with the Quarterly Report filed on 25th July, 2013t, and the company ended the quarter with the total current assets of $4867 Million. Both receivables and inventories contributed with the maximum share to the total current assets, with an amount of $1778 and $1440, respectively. The total cash position of the company Continue reading...
The Great Gatsby: Is Gatsby Moral Essays Example
The Great Gatsby is a story written by Scott Fitzgerald. It is a story about a twisted love affair among the main characters, daisy and Gatsby. The author through his characters shows how striving for wealth defined individuals’ dreams. Moreover, the story revolves around a pursuit of happiness for the protagonist Gatsby who never wanted to let his past go, but was pursuing it through wealth and material things. This entire story represents characters who fail to learn from their past experiences and mistakes. The characters in this book are static, starting with Jay Gatsby, Tom Buchanan, Daisy Buchanan, Continue reading...
Lost Kingdoms Of Africa: The Great Zimbabwe Movie Review Sample
In this documentary film, Art historian Gus Casely-Hayford travels to Africa to explore the fascinating history of the great kingdom of Zimbabwe. Produced by BBC in 2010, Great Zimbabwe is the third season of the Lost Kingdoms of Africa documentaries, which were being aired by BBC Four. Directed by Sarah Howitt and Ian Lilley, the film has a runtime of 51 minutes, with the narration part solely done by Gus Casely-Hayford. Casely is among the many historians, archaeologists and researchers of the recent past who have devoted their efforts to unravel the history of Africa and its incredible preserved Continue reading...
Example Of Security Plan Details Essay
The security plan proposal is intended for Maryland hospital, to help the hospital management in safeguarding the information of their patients that are stored in the computer systems. Patient records are stored on a mainframe computer that processes data through HP CICS. The system has been encrypted with a password (Azari 67). The transactions and records of the patient are stored based on the patients’ names, illnesses and insurance companies. The system uses an SRU network system to create communication between staff and the mainframe system.
There is physical security that is maintained by staff members where all Continue reading...
Daily Living Standards Essay
According to sociologists, the society is characterised by inequality that brings about differences, which distinguish between upper and lower classes of the society. However, despite this, the class structure seems to have a common denominator, which every member in the society seems to share. There are various parameters used in highlighting the differences or comparisons between class structures and that this paper will base on aspects such as education, healthcare, housing, occupation, and wealth to conduct a detailed analysis of the topic under study.
Similarities and Differences in the class structure
Unlike the upper and middle class, the low class usually lack access to quality healthcare Continue reading...
Free Essay About Hershey Company
This whole essay is concentrated on the Hershey Company. This essay has been divided into five separate parts. In the first part of an essay, the discussion has been made regarding the Company’s introduction, its major line of operations, the major competitors of the Hershey Company, as well as the expected future growth of this Company. Second part is very important which includes the full discussion of the ratio analysis that has been used for evaluating the Company’s performance. In the third part of an essay, the auditor’s opinion made in the financial statements of Continue reading...
Good Example Of Report On RT=ptac-PT-1acpt-1ac
The report describes the process of the analysis of two stocks which has been done using the Single Index Model. It includes collecting and sorting the data, analysis this data using the SIM and regression analysis and the explanation and the evaluation of the results. The findings are useful for decision making in the financial planning.
- Stocks Analyzed
The table above contains the information about two analyzed stocks: the company name, stock code, relevant sector, the average return and the standard deviation of the return. Last two points have been computed using the monthly price data spanning Continue reading...
Good Essay About Accounting Discussion Question
Valuation of a brand initially originated from two main areas: the first area was the financial treatment of the brand and the second was a marketing measurement of brand equity. Below are the techniques that can be used to value a brand. The first approach category is a cost based which puts into consideration the costs related with the creation of a brand or change the brand. This includes the development and research of the brand concept. The second category is a market approach that evaluates a brand on the basis of the price for which the brand can Continue reading...
Equity Investments Essay
Market is said to be efficient when the same amount of information is available to all investors at the same amount of time. In other words, an ‘Informational Efficient Market’ is said to be efficient Nobel Laureate, Eugene Fama was the strong proposer that the market is efficient, i.e. , since similar amount of information Is available to all the investors at same amount of time, all the stocks in the market are perfectly priced and no investor can beat the market returns.
However, whether the stock markets are efficient or not, the topic is still in debate despite of Continue reading...
The Ambiguity Of Bassanios Character In The Merchant Of Venice Essay Sample
The aim of this essay is to present you with the analysis of Bassanio’s character in the Shakespearean play ‘The Merchant of Venice’. The ‘Merchant of Venice’ proves the magique talent of Shakespeare to depict the mystery and paradox which characterizes the mysterious complexity of the human soul. The aim of this essay is to prove the power and talent of Shakespeare to shed light in the mysterious maze of the paradoxes of the human soul through the reflections drawn upon the reading of ‘The Merchant of Venice’ and the specific character of Bassanio. The essay will prove Continue reading...
Good Example Of Company Overview Essay
TELUS is an innovative telecommunications company of Canada. It began is journey from the provinces of Alberta and British Columbia; going on to become the country’s second largest telecommunications company. Today, they provide a range to internet solutions for home, workplace or on the move. They provide a wide range of communication products and services such as data, Internet Protocol (IP), voice, wireless, entertainment and video.
We would like to provide you with the brief history of TELUS to highlight major landmarks in its recent history. In the year 2009, it acquired Black’s Photography, a chain of Continue reading...
Economic Critical Thinking Example
The business environment is a constantly changing environment where new business ventures erupt with new ideologies. These new businesses might either flop or remain relevant to the industry with their new ideologies and economies of scope. When these firms remain relevant to the latter, their implications to the new firms, therefore, are either to embrace the changes or fight them through the old existing strategies. Technological advancements are the most dynamic economic ventures. New businesses and business ideas are constantly developed in the industry to ensure that new inventions are made to satisfy the constant needs of the customers. Continue reading...
Example Of Financial Analysis Of Utiw Essay
- Cash Equivalents
The company has entered into arrangements with its partnering distribution clients that designated cash accounts to UTIW from receivables from the end clients of its distribution partners. These cash accounts are identified as the company as “cash equivalents”. As of 2013, the company’s cash equivalents were reported as US$ 27.6 million as of January 31, 2013 and US# 37.4 million as of January 31, 2012.
UTIW often acts as a customs broker. When the company does this act in behalf of its clients, it pays in advance for customs duties and taxes. These payments are Continue reading...
Portfolio Management Process Report
Since, the portfolio construction is based on Moderately Conservative Risk Tolerance, this is a clear indication that the investor is either retired or is retired and is solely relying on paychecks from the portfolio income. Another extreme case can be that the investor has already faced the negative side of investment and has lost his money in the past and thus, he prefers to be moderately conservative in his investment approach. Thus, being an ethical investment advisor firm, we cannot force the investor to change his investment approach and thus, we shall continue with the portfolio construction as per Continue reading...
Free Research Paper On Auditing
Analysis of Company Audit-Risk Using Financial Analysis Tools
Audit risk occurs when an auditor makes an unqualified report of the company’s state of affairs. This results when he or she omits information that is significant in the procedure. An individual could make an error or fraud, thus causing the misstatement (DiGabriele, 2010). These threats are categorized into inherent, detection and control risks.
Financial analysis is the process of collecting, selecting, evaluating, and interpreting financial information of a company. This is significant in making investment and financial conclusions (Lanier & Saini, 2008). The analyzed data are used for internal activities of the organization such as appraising employee performance. Continue reading...
Repair Section Analysis 4 Report Samples
Management Accounting for Business Decisions
This report is very important from the management’s point of view because of the reason that it thoroughly focused on all the major organizational structure, system and the policies of the business. In this report, full analysis of the repair segment, conversion segment, administration department, existing services and inventory management procedures has been made. Moreover, weak areas have been identified, and full recommendations have been made at the ending part of this report in order to convert the weak sections into the stronger section. Overall, this report will provide a clear cut guideline regarding what is Continue reading...
Example Of Name Essay
Rich dad, Poor Dad
Rich Dad Poor Dad is a book written by Robert Kiyosaki first published in 2000. It narrates the life story of the author who had two fathers, one (biological) rich and one (not biological) poor. Kiyosaki had two options in his life. He could either follow the advice of the poor father, an educated government employee, or follow the advice given by his rich father, who was a non-graduate entrepreneur.
Though both the fathers were not extremely rich or poor at that time, Kiyosaki still chose to follow the advice of the entrepreneur rather Continue reading...
Name Essays Example
Capitalism vs. Socialism
Capitalism and socialism are the two most widely used economic systems in the world. Capitalism is based on private ownership and enables individual accumulation of wealth, while Socialism is based on collective ownership and wealth distribution. Even though socialism offer some benefits such as, less disparity between the rich and the deprived, and wealth and progress of a nation is shared among the citizens, on comparing both the ideologies capitalism emerges as the most preferable way of governance.
Winston Churchill once famous said, “The inherent virtue of socialism is the equal sharing of miseries." His Continue reading...
Good Essay About Benefits
A balance sheet is a financial document that gives a summary of the company’s assets, liabilities and shareholders’ equity for a specified period of time. It is used by investors to gauge the financial health of companies. Most companies use financial software and applications to prepare balance sheet. However, it is also possible to prepare balance sheet in Microsoft Excel. Definition
This is a manual for making balance sheet in Microsoft Excel 2007. The Manual contains procedures used to develop a fully functional balance sheet template based on specific financial items.
The balance sheet is automated by the Continue reading...
Profitability Analysis: Microsoft Inc Vs Apple Inc Essay Example
Profitability Analysis: Microsoft Inc
i) Profit Margins:
Referring to the profit margin ratios of the company, we can infer that the fiscal year of 2013 was favorable for Apple Inc with 5.05% increase in profit margins of the company in comparison with the previous year of 2012. The company has improved its net profit margins after its fall in 2012. The improvement in the profit trend of the company seems sustainable as the increase in profit margins of the company was attributable to fall in operating expenses of the company. Although during 2013, the proportion of cost of revenue to the sales was Continue reading...
Schubert Oil Curse: Article Review
In the article entitled Revisiting the Oil Curse, Samuel R. Schubert the author present facts regarding economic and political scenarios relating to oil, he essentially perceives these scenarios as an expression of the oil curse. The author argues that though most governments with oil within its environs have shown efforts to promote transparency and fight corruption, these programs are in one way, or the other raided in favour of other needs. The author in this article brings forth some of the initiative that have since been adopted by some governments. In Alaska for instance, citizens are compensated through shares Continue reading...
Promotional And Advertising Strategies Essay Examples
The battle for supremacy of the world’s largest luxury carmaker has been a tough battle between BMW and Mercedes Benz. Both automobiles are engineered and developed by German car makers. Mercedes Benz falls under the helm of the Daimler Group while BMW is produced by Bavaria. The Daimler Group has other automobile brands under its helm such as Smart, Serta, Freightliner, Bharat Benz, Western Star, Fuso, and Thomas Built Buses. Bavaria also produces other vehicle brands such as Rolls Royce and the Mini. However, the BMW is their leading brand and main source of revenue.
1. Compare and Continue reading...
Sample Research Paper On Audting
Summary of a Staff Accounting Bulletin No. 94 and an FASB Exposure Draft
Part 1: Own words summary of the accounting treatment to a non-accounting major
The aspect of accounting is fundamentally conceptualized on the basic principle that an entity owned for commercial purposes (capital) added to an entity held but owed to someone else (liability) yields a total sum of an individual’s owning (Assets) as at the particular time of carrying out the evaluation. This represents the basic accounting principle of Capital+ Liabilities= Assets from which other accounting principles arise. For purposes of establishing an individual’s true worth in the context of asset ownership, liabilities are deducted from the Continue reading...
Luxury Management MBA Application Essay
My ambition in life is to become a renowned business personality dealing in goods of luster; preferably items such as gold watches, necklaces, rings and so forth. I recognize that an MBA in Luxury Management would edge me closer to the realization of my dream career. Since I was young in third grade I remember watching television and I would see celebrities wearing golden chains around their necks, musicians especially rappers mostly had grilled teeth that were made out of gold or silver. From then on I developed a desire to engage myself in the business of luxury items.
Good Research Paper On Consumption Patterns, Development And Growth
Adam Smith, David Ricardo and Thomas Robert Malthus
In this paper, we have combined the classical analysis of development and growth with that of luxury consumption. We have also focused on the role played by landlords and labors in the classical economic theories. We have also discussed the other classical economic factors like property rights and contractual agreements in determining fresh investments in agriculture and consumption/growth patterns. Further, we discussed the classical consumption and growth theory of Smith and how that is different from that of the more neo-classical economists like Ricardo and Malthus. The paper also discussed the supply based economic growth model of Ricardo Continue reading...
Essay On An Analysis Of Schwab Inc Case
Effective strategies includes pricing and promotional strategies as well which are more than essential for the companies to bring effectiveness in particular. Among number of companies which experienced heavy competition, the name of Charles Schwab & Co. Inc is one of them. The main perspective of this assignment is to analyze the competition stance of the selected company according to a given case study.
Charles Schwab and Co Inc was basically a CSC principal subsidiary which provides securities brokerage and financial services to its clients. The company had 6.1 million active accounts of their customers and had Continue reading...
Fashion Management Essay Example
The article “Fashion, Luxury and Design: Store Brand Management and Global Cities Identity” examines how fashion and design companies influence immaterial consumption and brand enhancement policy, management of events and the points of sale. The research focuses on such successful companies known worldwide as Gucci, Artemide, Kartell, and Hermes. Elisa Arrigo investigates how these brands create the identity of global cities which have become capitals of fashion where the most luxurious stores are located and which host the most exiting fashion events. The top cities where the best designers and fashion houses compete to be located include New York, Continue reading...
Example Of Evaluation And Control Critical Thinking
The strategic choices and alternatives are referenced to the element of continuous monitoring and control to keep up with the efficacy of the measures. Regular monitoring with an established framework to analyse financial statement and balance sheet is one of the necessary measures. The term 'monitoring', herein refers to vigilant observation of the time schedule, infrastructure, inputs and outputs to come up with the desired results. The purpose of the action is to evaluate and control potential / actual obstacles that may hinder the objective.
The balance sheet ratio to monitor and analyse trends and index are essential for Continue reading...
Sample Essay On Finance
28th Februar, 2014
These ratios are used to judge short term solvency of a company i.e if it can honr its short term obligations. Generally two liquidity ratios are calculated:
i) Current Ratios = Current Assets/ Current Liabilities
ii) Quick Ratios= Current Assets- Inventory/ Current Liabilities
ii) Solvency Ratio:
These ratios are used to adjudge the long term solvency of the company i.e if the company can honor its long term obligations.
i) Debt to Equity Ratio: Debt/ Equity
ii) Interest Coverage Ratio: Operating Income/ Interest Expense
iii) Profitability Ratio:
One of the important ratios both for Continue reading...
Example Of Equity And Debt Business Financing Case Study
Most business enterprises are normally creations of ingenious business minds that make difficult financial decisions in order to take the business to the next level. In most occasions, only businesses with spectacular principles and competitive managers have an edge over competitors thereby staying in a market. An important aspect of a business is its mode of financing which can either be equity or debt business financing. This paper gives a comprehensive discussion on the advantages and disadvantages of both equity and debt as business financing strategies. Additionally, the paper gives a recommendation on the decision of AMSC to settle Continue reading...
Depreciation Essays Examples
The accountants use depreciation to match the expenses of the company with the revenue while spreading the cost of the assets over the asset life. There are numerous accounting methods being used in the world today; some companies use a method to manipulate its net income while others may use it to stimulate the economic conditions. But since the main objective is matching of the expenses with the revenues, the best method is the accelerated method of depreciation. This is especially helpful in the case when a machine is more productive in the initial years and its performance would Continue reading...
Good Example Of Essay On Optimization Portfolio
Finance and accounts are two different fields from each other and both of these fields are important from different standpoints in particular. Accounting is the name of recording the day to day transactions while finance is the name of articulating the accounting data and utilize them at a place from where the likelihood of earning would be on a higher scale.
The field of finance is full of different concepts and models and among them, the name of investment management is one of them. Investment management is basically a concept in which the investment of an individual or a Continue reading...
Well Behaved Women Seldom Make History Essays Examples
This report focuses primarily on commenting on the statement by Laurel Ulrich that, “Well behaved women seldom make history”. The optimal way to analyze this topic is to look upon the concept of sexism. Sexism is defined by the Merriam-Webster dictionary as, “prejudice based primarily on sex; most importantly, discrimination against the female population”. This prevailent global issue is often addressed in what are known as women’s liberation movements calling on equal employment opportunities of women and to suppress acts of aggression and discrimination against the gender. However, these acts hold little to no success as backed by Continue reading...
Wealth Management Essay Example
Jerrod, my financial advisor, is a hero in this field of wealth management. Wealth management is the art of financial planning and managing to meet the organizational requirements to facilitate it in achieving its goals. I learned many skills that have enabled me to manage marketing and administration department and all other financially related skills during my internship. Financial sectors are a major department in all organizations since it is the key in business thrilling (Evensky, 123). This is because it aids in developments of diverse economical; it facilitates trade and exchange and enables national developers.
For my research Continue reading...
Good Example Of Essay On Financial Analysis: Bank Of America
Bank of America is a Multinational Banking and Financial Services company headquartered in North Carolina. The Bank operates in 50 states of The United States and 40 countries around the world. The corporation came in news when it bought Merill Lynch during the financial crisis of 2008 and made it the world’s largest wealth management company. However, in order to undertake an indepth view of the corporation’s financial health, we will be conducting ration analysis of its financial statements.
Regulatory Capital Adequacy Ratio Analysis:
Capital Adequacy ratios are calculated specifically for the banks and financial institutions. The Continue reading...
Free Governmental Accounting Essay Example
Which fund types are included Fiduciary Net Assets?
Financial assets of Chicago on Fiduciary net assets contains a number of funds, some of the funds included under assets are cash and those funds that are equivalent to funds. There are liabilities where voucher warrants that are payable and security lending. Finally, funds accounted for an agency along the normal statements (David, 2012). The sum gives the net position of held trust of employees and the total of net position.
Do Agency funds form part of the Statement of Fiduciary Net Assets?
The statement on fiduciary includes agency funds. Besides the normal accounting statement, there are calculations on agency. Under the explanation of the statement, the additional elaborations on the Continue reading...