This paper proposes to delineate the characteristics of Holden Caulfield, the adolescent protagonist hero of J.D. Salinger’s The Catcher in the Rye and illuminate the reasons as to why this prototype of brooding adolescence, displaying a rather uber-cool style of disaffection, disenchantment and disillusionment became an indispensable figure of interest, in literary circles as well as popular culture. The paper seeks to take issue with the wider dimensions attached to the ‘incapacitation and debilitation’ Holden is often accused of and address Salinger’s vision behind etching Caulfield precisely the way he is. The paper also wishes to foreground the ...
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Funds Transfer Pricing in Commercial Banks: A simple Model: Chapter 5
5 A SIMPLE FUNDS TRANSFER PRICING MODELIntense competition in the financial services industry has reduced the potential of traditional operations to finance loans through deposits. The current situation forces to reconsider traditional approaches to improve the efficiency of banks: increased attention to the internal generation of bank capital, financial innovation, the search for new investment opportunities, reduce management costs, etc.One of the most significant innovations in banking - the creation of risk management measures was able to introduce risk transformation that are comprised of diversified risks as a result of the increasing number of borrowers. Risk sharing for instance allows ...
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