Essays on Banking

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Connected Health: A Review Of Technologies And Strategies To Improve Patient Care With Telemedicine And Telehealth

- Joseph Kvedar1,
- Molly Joel Coye2 and
- Wendy Everett3,*
+ Author Affiliations
- 1Joseph Kvedar is director of the Center for Connected Health at Partners HealthCare System, in Boston, Massachusetts.
- 2Molly Joel Coye is chief innovation officer at University of California, Los Angeles (UCLA) Health, UCLA Medical Center, in Los Angeles.
- 3Wendy Everett () is president of NEHI ( Continue reading...

Abstract

The paper dwells on general equilibrium theory by putting into perspective various critical issues. The origin of the concept of general equilibrium theory is illuminated dating back to neoclassical period. Moreover, various models such as Walras model of pricing and modern equilibrium model is also put into consideration. Finally, the importance and application of general equilibrium has also been discussed at length. General equilibrium theory refers to a concept modeled around theoretical economics. The modern general equilibrium takes into consideration three important interpretations which should be taken into consideration. The idea of general equilibrium theory cannot be complete when Continue reading...

German authority and hesitations have since decided the determination of strategy choices in the EU. There is the inexorably intergovernmental modus methodology of the EU system. Foreign accomplices, for example, the U.S. progressively recognize Berlin as the strategic place in the Euro zone. Concerns about Germany's future remote and security role persevere. The change of political initiative in Berlin was caused by the September 2013. Federal decisions have expanded the interest for investigation of German European, external, and security strategies. Basing on the above notions, it is true that the making of Europe was Germany’s answer to its Continue reading...

The federal and state governments and some nongovernmental organizations have been offering an array of assistance to elderly persons in the society. Of most importance is the support offered by both federal government and state government where they help aged people from the age of 60 years and above to access health care, housing and retirement issues. They fund various centers that offer these services for senior citizens of the nation. (Butler, 3)
In my response to the requirement of this course assignment, I selected Silver Manor Home of The Aged, which is located in Meriden, Connecticut. This independent Continue reading...

The social problem of major concern to me and my family as a whole is the lack of the ability to encourage the female education in the society that I live in. This problem has made my life take a different direction especially in my career. Due to the societal and the family pressures, I have been able to delay the accomplishment of my career objectives. I will have to finish up my bachelors at my mid-40s because the female education in the society is not valued. To me this is a social problem because it has affected many Continue reading...

- Activity diagram
- Sequence diagram

What are the different Vulnerable Points in an E-commerce Environment?

An e-commerce environment has many vulnerable points that attackers can get to the system. One of the points of attack is the channel of connection between the client and the ISP provider. The attacker can tap this point and make an attack on the connection. The attacker can intercept the communication between the user and the Internet Service Provider (ISP) and use security threats like spoofing to get data from the client. The client will lose money in the process. Another point of vulnerability is the ISP networks. There could be sniffer programs Continue reading...

This epic book captures the mood and the general feeling at the times of World War 1, when one of the most lethal viruses called influenza erupted in an army camp in Kansas. Given that it was a time of war, military camps were crowded, therefore: the virus found carriers among the military men. When the army moved eastwards, influenza moved with them and in the process, it killed millions of people. It is sad to note that, the epic influenza killed more people in a period of twenty-four months, more than AIDS ever did in twenty-four years. For Continue reading...

Globalization is an integration process that occurs across the world and arises from interchange of products, world views, ideas and cultural aspects. The act of globalization can be traced from the old ages to present modern world (Stromquist M. P 2009). It begun with investments, trade, migration and dissemination of knowledge and was further linked with global climatic challenges, cross boundary pollution and sharing of socio-economic resources. Location of globalization begins at the local, national then regional continuum with economic and social relations organized at all stated levels. Modern forms of globalization can be said to have begun during Continue reading...

Introduction

In a world where the Pandora's Box opened a long time ago, every day new diseases are being discovered. New cases with new (or old) illnesses come up every day in huge numbers before the medical fraternity. While prevention and control measures safeguard the majority of the population from transmittable diseases, developing nations still find it hard to curb transmissible illnesses, thus increasing the incidences of illness or a disease in a household by manifold. In such a scenario, the point to ponder is how the citizens across the world, especially those of developing nations afford to pay for Continue reading...

There are varied definitions of common property that exist in various contexts. Its application and use is, therefore, determined by the specific context. Our definition of common property is in relation to real tangible property. Common property in this context of real properties can be defined as a property that is collectively owned by public or a community to which every member of the community has equal right to use and access. Sometimes, the government can own common property. Where government owns common properties, all citizens have a right to use it in various activities. The ownership and product Continue reading...

The options are ideal tools for position trading as well risk management. These options give their holders some right to buy and sell their underlying assets at a quoted price on or before the expiration date. A call gives a holder the right to buy an option while a put enables a holder to sell an option. The three major option strategies are as listed below in the various case studies.

Bullish option strategy

The McDonald Company has, in past five years, expected the underlying stock price of their diversified commodities to go upward. For this very reason, the company financial management Continue reading...

Any hospital security engineer must observe the HIPAA privacy rule, which monitors the access and sharing of individual health information, as well as the HIPAA security rule, which comprises of the national security standards that safeguards the electronic health information. Since the hospital stores patient information using the paper based system, the manager will ensure that the implementation of electronic based health information systems is achieved within the shortest time possible (Keller & Associates, 2011). The paper records are always not secure and they contain massive irregularities and drawbacks towards the process of patient care and treatment. The paper based Continue reading...

Data Analysis

TABLE 1

The above stance collaborates with the fact that Saudi women are well educated, ambitious and determined. In the last 40 years, the Saudi government has built an educational infrastructure that reduced illiteracy rates, especially in women. Because of a favorable environment for entrepreneurship, the possession of advanced education and the presence of still a very limited amount of employment opportunities for women in Saudi Arabia, the interest for entrepreneurship are very high among women.
Furthermore, the analysis is in line with the postulation that much of the wealth in Saudi is under the control of women; women Continue reading...

Biography on Steve Israel, a U.S. Representative for New York
Steve Israel is a member of the U.S House of Representatives from the Third Congressional District of New York since 2001. Steve is a true leader. He values education. He respects the middle class and the low-income group. Even in the worst situations, Steve always raised his voice and stood up for his people. He has sponsored and co-sponsored numerous bills and voted in favor of several reforms that benefit the public to a great extent. He has been in power since 2001 and never misled his people. He Continue reading...

Introduction

Financial budgets refer to monetary estimates of expenditure that the organization expects to incur in future as it carries out its periodic business operations.
Budgets have proven to be important business tools over the course of time. One of the most important uses of the budget is that it can be used by the management of a business entity to make decisions. Decision making is the most important process in a business entity because it determines the direction of the business after a financial period. Financial periods are marked by losses or profits depending on how the entity has Continue reading...

Introduction

Financial markets in the economy have a role of linking the demanders and also the suppliers of funds. They enable firms and individuals to access capital and invest any surpluses. These are the markets that allow the financial sectors of the economy to run smoothly. However, many individuals do not understand these markets despite their crucial role in the economy. They have varied reasons for their failure to comprehend these markets and these reasons limit their understanding of the markets. This serves as the foundation for the thesis of this paper that is – accountants have a role to play Continue reading...

Introduction

Chrysler Group LLC is one of the largest automobile manufacturing companies in the world. Along with General Motors and Ford Motor Company, these three companies are known as the “big three” in the US market. Chrysler is headquartered in Auburn Hills, Michigan. Currently, Chrysler is a wholly owned subsidiary of the Italian Automaker, Fiat S.P.A. The flagship brands of Chrysler are Chrysler 200 and 300, Dodge, Ram and Jeep. The journey of Chrysler was not always smooth. Upon its establishment in 1925, it soon became one of the most popular car brands in USA. From 1930s till late 1950s, Continue reading...

Abstract

The seawater forms 97% of water of the world, and the icecaps account for 2%. The portion of water available for human consumption is barely 0.5% and that also in aquifers. The widening gap between availability and requirement of potable water especially in the Gulf countries has necessitated newer methods and technologies for production of water suitable for human consumption. This situation in the Gulf region has developed due to non- availability of surface water, high growth of population and urbanization, and water depletion. The present paper takes account of the desalinization of seawater plant established in Abu Dhabi Continue reading...

This article is about how two of the world’s largest parcel delivery and shipping companies are, in fact, owned by the same owners. The article talks about UPS and FedEx, two companies having a chunk of the market share offering the above-mentioned services. Based on the illustration shown herewith, UPS has a 25.9% share of the deferred market while FedEx is closely following at 21.8% share. In terms of overnight packages, FedEx leads all market players with a 42.2% share while UPS follows at 33.8%.
Figure 1 Market Share of FedEx and UPS
Taken together, these two companies Continue reading...

Macroeconomics 2301

18.04.2014

HCC

Spring 2014
8 week course
The world’s economy has faced several periods of crisis during the last twenty years. The financial crisis in 2008 is the one that is most recent. It emerged in the United States and then spread to Europe, later affecting the rest of the world. The most problematic sector in the US was the mortgage sector, and was one of the main causes leading to the financial crisis. The house prices have been rising from 1998 to 2006, prompting home builders to construct more new houses every year, but these injections helped rising Continue reading...

I have always been interested in selecting a career path that covers my educational needs and that, which provides me with proper skills to handle my job. The traditional bachelor’s degree programs as well as the Bachelor of Applied Arts and Science Degree requires fair amount of formal college level academic proficiency in different basic areas such as political science, English, philosophy, history, sociology, and the natural sciences such as chemistry, math, biology, and physics. However, despite these similarities, the Bachelor of Applied Arts and Science (BAAS) is more of a vocational degree, which provides the learners with Continue reading...

The America youth population comprises about a third of the total population although the 2013 census showed that there was a decline in this figure. Children are taken to school from their early years of childhood to be taught and educated. By the onset of the teenage years, they are eligible to join colleges and universities to specialize on various courses and various fields of study. Equipped with this knowledge, the youth can now apply the knowledge leant to positively contribute in raising the GDP of a country. Before we enter deep into critically analyzing the input brought into Continue reading...

a) Return on investment relative to industry The J.P Morgan Chase and Co. Investment banking division provides a variety of investment banking services and products such as security's underwriting in debt and equity markets, structure advisory services and corporate strategy, risk management, trading platforms for institutional clients in cash securities (Behery and Tarek 131). Its client base includes governments, corporations, institutional investors and financial institutions. b) Board issues The company Board provides experience, judgment, independence and accountability for its shareholders. Director independence is upheld in several ways, including restraining the number of officers sitting on the Board. Ten of Continue reading...

Industry Report: Banking

Introduction
When it comes to an industry, then there are number of things which have been taken into account for the same. The essence of effectiveness and productivity always been associated with an industry and the stance of effectiveness depends upon certain factors. There are number of industries working in the world and all of the industries have their own significance and importance lies in a broad nutshell. There are certain aspects which have to be taken into consideration by an organization or by an industry in order to become competitive and eminent in a certain industry.
Financial Productivity Continue reading...

EXAM QUESTIONS ON BUSINESS AND SOCIETY

1. To what extent are companies justified in claiming that they are good corporate citizens?
The key goal of any business enterprise is to maximize profits and minimize cost. The management must safeguard the social welfare of the employees. In addition, the company must respect the social and cultural values as well as providing quality products and services to the consumers. Therefore, corporate citizenship is the understanding of all stakeholders in a company or business enterprise that it has social responsibilities to the employees, the surrounding society and the consumers, who indirectly influence the company’s performance in regional Continue reading...

Difference between entitlement program and block grants

An entitlement program is one of the government mechanisms in which public funds are given to people who meet specific requirement. Good example of an entitlement program in the united state of America is Medicare program. In the Medicare program on the part of it would qualify to be an entitlement program. In this program, the people who are unable to meet their medical care cost are given some funds. Other may confuse an entitlement program with social security program during their working day, but this is not a form of an entitlement program. The only time in which Continue reading...

INTRODUCTION

In this information age, the digital revolution has transformed the industry to an information based economy. Since the late 1970s, the day to day evolution of technology has shaped the modern society by introducing globalized communication. The UK mobile phone network industry is developing day by day by introducing the new-tech systems in the market. O2, Vodafone, EE, T-Mobile, and Orange are the biggest mobile phone network providers in the UK (Rushton, 2012). This report has presented a thorough economic analysis of mobile phone network industry in the UK, considering the biggest network providers in the country.

ANALYSIS OF MOBILE PHONE OPERATORS IN UK

Mobile Phone Continue reading...

Kwame Kilpatrick former Detroit Mayor Case

Kwame M. Kilpatrick who was the former mayor of Detroit was sentenced for 28 years in jail for being involved in a corruption scandal. The defense should not apply to either reduce Kwame’s sentence or exonerate him. Kwame had greatly embezzled the city’s funds not only during his time as the mayor but also when he was a state legislator (Spence, 2011). His corrupt actions warranted him to get the harshest sentence possible given that he was a public official. Although the defense requested that he should receive a term that is not more than 15 years, Continue reading...

Thesis topic

‘Instructor’s Name’
‘Subject’
Will Governor Brown’s Local Control Funding Formula improve the ability of districts to meet student needs compared to the former system?

Brief Background and Aims of the Research

The current education system in California lacks transparency and is extremely complicated. All the participants, be it policymakers or parents, struggle to comprehend the current system, which offers different pupil per rate across various districts. There were many allegations that affluent schools ended up getting more per pupil rate than the other schools. To negate this inequity in the distribution of federal funds, Governor Brown in the year 2013-14 introduced the Local Control Continue reading...

Introduction

Parents bear many responsibilities every time a child is born. Their responsibilities are recognized not only as morally but also legally. The constitution recognizes the importance of children and outlines the roles and responsibilities of parents in raising their children. The United Nations Convention on the Rights of Children and other international organizations are keen in guiding countries on how parents should be guided in the upbringing of their children. The education curriculum is, however also a major influence on the way children are developed until they become adults. But, the major responsibility lies with the parents who due Continue reading...

Its impact on the businesses of New Zealand in 2014

(Name of your Institution)

External organisational environment of New Zealand and its impact on the businesses of New Zealand in 2014

Introduction
Since the past few years, increasing emphasize have been cast “on the importance of analyzing the relationship between the organization and its environment (Pfeffer, 1972).” Several researches have been made in order to understand how the external organizational environment, general environment and task environment affect business in a country. “Also known as the operating environment, external organizational environment refers to market conditions, economic and political issues on the local and national levels, demographic factors, and other forces outside of a business that affect the overall success of that business (‘External Environment’, n.d.).” On the Continue reading...

The New York Times Article on Amazon Company Innovation

Amazon Company is an international company conducting electronic commerce. The company sells goods over the internet. Amazon has the ability to reach markets all over the world and target consumers who are in emerging markets.
As result of its widespread markets, Amazon uses credit cards to receive payments from its clients. Customers who use their credit cards or their United Kingdom debit cards are required to give the details of their cards when they are making orders (Streitfield 1). After the first order has been made, the company’s customer-care personnel often give the client further instructions on how Continue reading...

Abstract

The project deals with the problem of bullying in the workplace. It was established that Federal Occupational Safety and Health Act and the Healthy Workplace Bill regulate interpersonal relationship and prohibit bullying in the workplace. The types of bullies and their activities are the focal points of the research paper. Since workplace assault poses a tremendous threat to physical and psychological well-being of victims, mental, emotional and physical consequences of bullying were given a particular focus in the concluding part of the project.
Keywords: bullying, workplace, victim, physical, mental, abuse
It so happens that people are split into two Continue reading...

Business Ethics

Introduction
Business ethics is the study of the required business practices and policies concerning controversial issues that are of key importance such as insider trading, discrimination, bribery, fiduciary responsibilities and corporate social responsibilities. The ethics of a business are usually governed by the laws while they can also provide a framework that the business may choose to follow so that they can obtain public attention (Ferrell, Fraedrich, Ferrell, 2010, p. 143).

The business ethics are usually implemented to ensure that some specific level of the required trusts exists between who participates in the market for the business product or Continue reading...

Abstract

The Nelson – Siegel – Svensson model is one of the preferred methods by which investors determine the value of bonds in the long run and thus make informed guesses as to the viability of each investment option. It is an accurate method of prediction when an investment portfolio needs to be set up. In this paper, by using the Nelson – Siegel – Svensson process, an attempt will be made to inform investors like to the best option for a fixed income portfolio. The paper would demonstrate how the process is to be used and applied to the data related to treasury Continue reading...

I believe that economic globalization brings both benefits and shortcomings to international portfolio investments, but is overall beneficial. On the one hand, economic globalization leads to expanded markets for companies who are now able to address the need of more customers than before. Because of this, companies can use economies of scale to their own benefits and generate better returns on capital. The globalization allows for a more efficient allocation of resources, for instance by manufacturing products in the area where the prices are the most competitive (e.g. European textile brands manufacturing clothes in Bangladesh). These are all benefits Continue reading...

Coordinator Name: Thomas Lyons

Abstract
This paper examines the air pollution problem in Ulaanbaatar, Mongolia. Heavy pollution in the city has become a concern because of the increasing cases of health problems. Many babies are being born with defects in vital organs, pregnant women are miscarrying and the level of respiratory disease cases has risen. Although burning of coal in homes, during winter, causes pollution other sources of pollution contribute as well. The high altitude and the mountains surrounding Ulaanbaatar worsen pollution in the city. In winter, the Siberian anticyclone causes the city to have temperature inversion and high pressure, which do not Continue reading...

"No president since the founders has done more to shape the character of American government," this is according to Alan Brinkley in his outstanding biography of Franklin D. Roosevelt, the 32nd President of the United States of America. The presidency of Franklin Roosevelt was marked with several ups and down during the early years. It is mainly because he assumed office at a time when the U.S. was undergoing through the Great Depression, one of the worst if not the worst financial crises ever to face our country. Roosevelt started his political career in 1910 after being elected in Continue reading...

The Office for Victims of Crimes (OVC) is an agency under the jurisdiction of the U.S Department of Justice dedicated to supporting justice and to healing for victims of crime. OVC administers funds to support victim services, provides training for diverse professional who work with victims, develop projects to enhance victim’s rights and services and embark on civic education and advocacy actions on behalf of crime victims. OVC works to provide comprehensive services to felony victims in collaboration with global, nationwide, tribal, states, military and local victim aid and criminal justice agencies and other proficient organizations. They include Continue reading...

NPV= A1/ (1+k)1 + A2/ (1+k)2 + A3/ (1+k)3 + An/ (1+k)n – C

Where; A- Annual cash flow

k- Cost of capital

C- Initial investment

n- Number of years

Therefore;

NPV= 450,000/ (1+0.11)1 + 639,000/ (1+0.11)2 + 700,000/ (1+0.11)3 + 550,000/ (1+0.11)4 + 1,850,000/ (1+0.11)5 – 2,425,000
= 450,000/1.1 +639,000/1.232 + 700,000/1.368 +550,000/1.518 + 1,850,000/1.685 - 2,425,000
= 405,405.41+518,668.83+511,695.91+362,318.84+1,097,922.85-2,425,000
= 2,896,011.84-2,425,000
NPV = 471,011.84
The NPV of the company is 471, Continue reading...