Essays on Crisis

Clean water is an essence of every human’s life, however, in Flint, Michigan; residents are consuming contaminated water after the water source was changed from Detroit water to Flint River. The contamination of the water has caused serious health problems to the public. However, the lead contamination in the Flint water can be addressed. For instance, if offered an opportunity to warrant that the water crisis is solved, I would ensure that all the piping is replaced and upgraded. In addition, I will make sure that the water is thoroughly treated before it is released to the residents. ...

The natural resources like oil and gas are of great importance for any country, as the drive the plants, heating and so on. This market though important is very tricky and it take much effort and resource not only to enter it, but to stay. Exxon Mobil is one of the biggest international corporation in a gas and oil fields. To ensure stability, promote growth and avoid potential dangers it is essential for any companies to be prepared, thus different analysis like SWOT, PEST and STEEP are performed, to evaluate the current situation in the company and on the ...

The Name of the Class Introduction Nowadays there are 28 member countries in the European Union. From its humble beginning as a peace holder after the horrible outcomes of the end of the first and second world wars, European Union grew to the powerful and strong economic and political union. EU countries share common economic zone, political values, such as strict rules towards corruption, and so on. Historically, the reason why “ECSC or the European Coal and Steel Community” (Cia.gov, 2016) was so successful that it enabled to create EU afterwards, was because after couple of years of its ...

The society, even before, has been full with many peculiarities that are increasingly becoming more known and acceptable for many. One’s peculiarities or unconventional traits may likewise be his or her clothing choice, appearance, sexual preference or genetic disposition. Among these peculiarities are individuals with intersex condition. An intersex condition is a range of conditions that give rise to an atypical development of one’s physical sexual characteristics. An intersex condition may likewise involve deformities in the external sex organs, internal reproductive tissues and organs, sex chromosomes, or sex hormones. This condition may be manifested in many ways ...

Money is a means of payment for services and goods. Money can also be defined as anything that allows us to purchase goods and services (Stanford 2008, 189). Money serves number of functions like measure of value, means of exchange and store of value. These functions often contradict each other and these contradictions may lead to economic crisis.

Money: In ancient times, barter system was used for payment of services and commodities. It was difficult to put exchange value on commodities or services rendered. Trading in barter system was highly inefficient, as seller had to find a buyer who ...

The unemployment is defined as the state of looking for a job and not being able to get a job. The unemployed people are willing to be in the labor market; however, the economies cannot produce enough jobs for all the workers. The unemployment might continue the long term, especially after the recession times in the national economies (Krueger, Cramer and Cho 230). The ability to create new jobs is very essential for the national economies. The recession times in the world cause an increase in the unemployment rate, and some of the unemployments are long-term unemployments. The most ...

Following the occurrence of the deep water horizon disaster, this case study is to evaluate the possible factors that contributed to the disaster at Deep Water Horizon, Crisis communication. This would help in coming up with recommendations and crisis management of such cases.

Organizational factors The deep ocean water was preventable had there been existing practices and progressives guidelines to be followed. Those catastrophic failures was because of multiple violations of laws governing the public resource development and the proper regulatory oversight. Due to occurrence of this deep ocean water disaster, additional weaknesses in the barriers of the system ...

Investment bankers helps corporations and high net worth individuals to invest their money diligently. They also advice clients on various financing option for investment projects and facilitate the issuance of financial securities on their behalf. They also provide other additional services to their clients including specific transactions advice, mergers and acquisition advice, reorganization among many others. Investment bankers are often located in large financial institutions. Corporations use investments bankers because they save them time and money. Investment bankers are trained and have the expertise to identify any potential risks that are likely to arise in a project before the ...

If you happen to live in a large, or even mid-sized city, you may come across a great deal of homeless people. People who live without the most basic necessity, namely shelter, have become so common that many, more fortunate people do not even notice they have become a part of the new American landscape. A nation that allows its citizens to live without basic shelter has no right to call itself civilized, and must adopt humane policies and practices in order to solve this growing epidemic. Homelessness in the richest nation in the world is a shame, and ...

The federal government has a secondary role in managing public risk. The constitution gives this power to the states, and the federal government is only called in the state cannot handle the situation. The Flood Control Act of 1936 was signed into Law in 1936. It gave the United States Army Corps of Engineers the ability to build infrastructure to mitigate the effects of floods. The Cold War brought the United States and Russia close nuclear war. This would have been detrimental to the world. It did however push the United States towards preparing for the potential nuclear fallout.

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In the United States today, health care spending currently comprises over $2.7 trillion dollars and this accounts for nearly 17 percent of GDP .(Gruber 2011) To contextualize this statistic, in the manufacturing sector, GDP was close to $1.8 trillion and in real estate, $1.9 trillion in 2011.(Gruber 2011) The health care sector is one of the biggest sectors of the United States Economy. As the baby boom generation continues to retire, these numbers are expected to accelerate. Health care spending today also comprises a huge fraction of federal and state spending, and these numbers are anticipated to grow ...

According to Davies, there are several health issues around the world that should get appropriate attention concerning the infectious diseases such as HIV/AIDS. Therefore, the international relations (IR) should approach the health issues while considering the security of individuals (globalists) and the states (statist). Davies argues that the problem does not show too many differences of the above perspectives (globalist and statist). However, the international relations can only afford to contribute and practice health issues through security languages. In addition, health issues should be taken seriously by the international relations and not for the sake of security, but to ...

Corporate governance is a practice that defines all the mechanisms, procedures, processes and relations by which firms are controlled and directed. Governance structures and principles highlight the allocation of responsibilities and rights among the different parties in the firm such as: boards of directors, managers, shareholders, auditors, creditors, regulators, and other stakeholders. The governance mechanisms encompass the monitoring of actions, policies, and corporate decisions, their subsidiaries, and the stakeholders. The Citigroup mortgage crisis sets an example in substantiating the outcomes of poor corporate governance, where the top management fails in implementing oversight procedures that would have averted corruption and ...

The savings and loans crises did not occur until the 1980’s. Sudden deregulation, competition and market volatility in the late 1970’s started the crises. In 1979 there were sudden changes to traditionally low interest rates because the Federal Reserve doubled the interest rate to combat inflation. The savings & loans associations (S & Ls) made most of their money from low interest mortgages and tried to increase their interest rates to make up the shortfall. Furthermore, The S & Ls was restricted by regulation Q that capped the amount of interest that they could pay to depositors; they could not ...

How does water use of the past compare/contrast with water use today and how does our water use over time relate to the global water crisis? Humans depend on the environment, and evolution has not reduced this dependency. Humanity’s dependence on the environment is not the only similarity between the past and the present. Even though it researchers have believed for a long time that the societies of the past did not damage their environments as the present industrialized societies do, it has been discovered that the effect of past societies’ environmental exploitation can be compared to that ...

[Enter Student Name] [Enter University Name] The following list seeks to compile organizations that are specifically related to issues surrounding school violence, aggression, bullying, cyber-bullying, peace and reconciliation, gender and race, and values in conflict resolution.

Organizations on School Violence U.S. Department of Education http://www2.ed.gov/policy/gen/guid/school-discipline/index.html . The U.S. Department of Education offers resources on School Climate and Discipline where they consider how to curb school violence. This references articles by leading scholars in the field and tools for teachers, parents, and students. STRYVE (Striving to Reduce Youth Violence Everywhere) http://vetoviolence.cdc.gov/apps/stryve/ While this organization concentrates on youth violence in general, a ...

Credit Expansion In 2001, the economy faced a mild recession (GDP dropped by 0.3%) with unemployment remaining at a 30-year low (only 4%). Policy makers concluded that such a small drop was an end of a business cycle. The Federal Reserve, however, took measures to stimulate borrowing and spending and decreased interest rates multiple times throughout a year resulting in 40 years lowest 1.75%. The end of the recession and low-interest rates caused a rapid growth in housing and construction. The recovery was characterized by extremely small unemployment gains in all sectors of the economy except for construction. In ...

A. Describe the evolution of C, I, G and net exports and explain if the model of growth is domestic demand led or export led. Explain if it has changed during the period (at least ten years of data). The United Kingdom’s economy is among largest economies in the world when measured by gross domestic income (GDP) and purchasing power parity (PPP). At the same time, it is the fifth most complex economy as reviewed by the Economic Complexity Index in 2013 where it experienced a massive negative balance of payment of $174B. Just like in any economy, ...

Playing has a pivotal role in the lives of children and adults. There has been significant research on how play influences the lives of the people. This paper focus on the importance of playing, a reflection of a two-hour activity, and response to “Play is more than fun” and “the creativity crisis.” In most cases, rarely would adults go out to play regularly except for occasional times in what most people call entertainment. I was not aware that play, however, simple it may be, has effects on the emotions and the overall health of an individual significantly. Play enhances ...

The overall importance of the text is that it provides theoretical perspectives for crime such as the traditional and liberal perspectives. Policing the crisis discusses the explanations and ideologies in crime in terms of how the society behaves. The dominant ideology is the traditionalist view, which generally represents the experiences of the social classes as well as life contradictions. On the other hand, the traditionalist perspective emphasizes the ‘notion of responsibility,’ which refers to social classes that are considered social value. It focuses on the fundamental idea of self-respect and is associated with living a civilized life, practicing self-discipline, ...

Bebeta Enjoyment intends to become a local, United States-based producer of non-alcohol wines. After the company becomes competitive on the local marker, it is seriously considering possible alternatives for nationwide, and, in the long-run, international expansion of the firm. Thus, this report pursues multiple objectives. Firstly, it seeks to provide a comprehensive, yet accurate description of the most recent trends in the United States and global wine markets, focusing on Bebeta Enjoyment areas of specialization (non-alcoholic wines). Secondly, this report provides a SWOT analysis of the firm, deeply delving into its strongest and weakest features, as well as accentuating ...

The Ways in Which Customers’ Attitudes towards and Expectations of the Financial Services Sector Have Changed in Recent Years and the Ways in Which Organizations within the Sector Have Responded

Since the beginning of the 80s of 20th century, trade in services has become the most rapidly growing area of ​​world trade. Moreover, technological progress, the emergence of new financial instruments and the liberalization of trade in financial services set the stage for further growth of the sector at both the national and international levels. Since the 90s of 20th century, more than 25% of the global service sector ...

JP Morgan realized huge trading losses in 2012 owing to an investment transaction, which was carried out through its London office. Under the watch of Chief Investment Officer Ina Drew, who later stepped down, there were a series of unscrupulous statements made by this company with intent to induce unsuspecting customers into making investments regardless of considering the financial position of the company. Some of these machinations included credit default swaps (CDS) being entered and represented as part of the bank's "hedging" strategy. A trader, Bruno Iksil, famously known as the London Whale, accumulated many CDS positions in the ...

I am pursuing a career as a dental lab technician. I have always been interested in the health professions, and I believe that my background and interests will make me an excellent fit in this profession. As with any industry, though, the dental technician field faces challenges today and will continue to do so in the future. One of the biggest problems in the dental lab technician field is that there is a lack of needed education and certification programs. Because there are so many laboratories springing up offshore, taking dental lab tech jobs with them, there are fewer ...

Portugal became a member of the European Union in 1986 which opened up new opportunities and the economy saw a phase that was completely different from that of the previous 10 years. Money then started pouring in Portugal Economy from EU. Portugal gained membership of Eurozone in 2002. The financial crisis in Portugal then again started in 2007 and after financial crisis of 2007-2008, in 2008-2009 it became clear that two most powerful Portugal banks (Banco Português de Negócios (BPN) and Banco Privado Português (BPP) had been facing the losses for years as many accounting frauds ...

Change management is an important concept for any organization working at any level. It is a continuous process of renewing structure, resources, direction of an organization with time. The aim of this essay is to know why the change management is necessary for contemporary organization. Change management in a contemporary organization is very important as it’s an important feature of an organizational life, whether present or in future. Therefore, the change in an organization cannot be regarded as unimportant and to manage the change is a necessary part of this process. These changes are now the part of ...

The American people have been proud of the U.S. Army for a long time, because it was able to protect them from the numerous international threats. Nowadays a large number of people are involved in the activity of the army. There are “1.1 million soldiers in the ranks and more than 400,000 civilians and contracted employees”. However there are critics that think that there is a very deep crisis in the civil-military relationship that needs to be addressed as soon as possible. Particularly, the army has become strategically and militarily ineffective, and it is not neutral anymore. In ...

Introduction The US-China international relations attract much attention of politicians and economists all over the world as the key influential and transformational factor on the global arena. Ferguson & Schularick (2007) adopted the term “Chimerica” to describe the peculiar relationship between US and China established during the decades. According to ancient Greek mythology, the Chimera was a monster with several heads, legs and arms representing a strong animal able to dominate the world and threaten its stability. Analyzing the world global crisis 2008-2009 and recession phenomenon Ferguson & Schularick (2007) referred the “Chimerica” concept to the emerging monster, which currently regulates ...

The ‘National Merchant’ was connoted by the Young Turks and Unionists in a determined effort of competing with the non-Muslim merchants and dominating the national trade. This was as a result of the initial dominance of trade by the non-Muslim ethnic communities that was in existence during the Ottoman Empire. The members of the ‘National Merchants’ were devoted to the development and consolidation of their positions and the positions of national manufacturers through the consequent promotion of commercial activities of Muslim Turks. The corporations that were established afterwards had little or no affiliation with non-Muslim Ottomans. These corporations were ...

In the 1990s Turkey faced many economic crises and the last crisis was in 2001 (Chen et al, 2014). Wrong fiscal policies and failures of the banking industry were the key factors that led to the crisis (Banking Regulation and Supervision Agency, 2010). Turkey needed to implement many structural reforms in order to improve the situation in the economy (Togan, 2009). The International Monetary Fund (IMF) began cooperation with Turkey in 1998. When the crisis started in February 2001, the IMF developed a special support program for Turkey. In 4 years the IMF offered $20.4 billion of loans (Yeldan, ...

The term malpractice crises refer to a situation where there are a rapidly increasing medical claims resulting in malpractice. There are two main implications of this situation as follows. First, there will be no single solution to the factors that cause and result from the crisis. The general crisis will encompass a series of origins. The result would include increased claims, decreases insurer returns, and imprudent insurer decisions. Also, the strategies involved in addressing the crisis would have constrained impacts and objectives. This factor means that not all of them can possess the required efficiency in solving the factors ...

“Today, many American people cannot afford insurances due to poverty, immigration status, and states laws. Healthcare in United States should be Universal, without exception, for all people living in the U.S. who need the service of doctors and treatments. This universal healthcare is a right of each human being as the food and house is in their life, which will help the majority of poor people in the United States” The quote by John Mackey, CEO of whole Foods represents the concerns of millions of Americans who been advocating for a universal healthcare system in the United States of ...

In the year 2007-2008 there was a global financial crisis that was caused by institutional failure and lack of good regulatory frameworks in the economies. From those crises it was very clear that price stability cannot be relied to bring about financial stability in the economy and as result countries opted to use the methods of strengthening their financial system to fight the crisis. The Latin American countries faced a lot of debts in the public sector and the developed countries facing the same crisis today should try to copy what the Latin American countries did to fight the debt. ...

The massive use of weapons of destruction is the biggest threat to the world. The use is not only limited the prosperity and creates damage, but it has also put the lethal effects on other areas of living. Energy is one of the key areas where I want to divert the attention of the government. The world has experienced Oil Price Shocks in 1970s and aftermaths of such crisis were even more grievous. The world faced the global economic recession. The affordable supply of energy to the world was deterred. The countries were unable to meet the demand ...

Current status of energy sources has to be controlled and modified significantly in order to manage the need of energy for global basis. It is important to consider the renewable sources of energy such as wind energy yet to be explored at its highest potentiality. At the same time it is important to note the advantages associated with the move.

In this essay paper the importance of wind energy has been presented to show the global impact of energy crisis based on fossil fuel. Fossil fuel is very harmful as far as environment has concerned. Therefore it is better ...

For many sectors, 2020 has been a dramatic year. The global pandemic of coronavirus has upended markets by slashing consumption and demand, stunning growth, and even threatening the existence of many companies. The energy sector also experienced a slump in prices and demand. However, those challenges came with a silver lining where it was least expected – in the renewable energy sector.

The Covid-19 outbreak has created a crisis for societies around the world. Focusing on bringing the pandemic under control, governments took unprecedented measures. Full and partial lockdowns have limited production, transport, and trade, slowing the economies down. 

The lockdown measures drastically ...

In theory, the United States Constitution creates three co-equal branches of government, the executive, legislative, and judiciary. The Constitution places checks and balances on each of the three branches to ensure that no one branch gains too much power over the government or the political system. The executive and legislative branches interact with each other the most and so the checks and balances invoked most often between these branches. Although the executive and legislative are co-equal branches of government, throughout the nation’s history the relationship between the two branches has ebbed and flowed with the legislative branch and ...

This paper presents Procter & Gamble SWOT analysis and application of turnaround strategy. Turnaround strategy is a new rehabilitation procedures aimed at overcoming the financial crisis of the debtor and providing the opportunity to pay debts in accordance with the procedure provided for in the approved schedule and receive funds from sources identified as recovery plan.

Procter & Gamble SWOT Strengths Stable position in the market of household chemicals. The company held a series of cost-cutting measures, P&G has launched new brands, which allowed it to successfully pass through a period of recession in the US economy. Procter & Gamble is a diversified company ...

Events of the Stalin’s Great Terror in the USSR were only a small part of their appearing on the surface of public life since the Soviet press hardly published information on demonstration processes. Thus, the size, structure and mechanisms of repression remained hidden to the most of contemporaries (except, of course, the “authors” and main perpetrators of the terror), as well as several further generations of historians. Nowadays the set of available sources makes it possible to see the real drawing of the Great Terror more or less clearly. Some historians regard the Stalinist repression as a continuation of ...

This assignment is being submitted on July 13, 2015 Introduction The difference in behavior of two individuals can be attributed to various factors, in spite of the fact that they have similar physical traits and testing environments. The modern day scientists accredit both, the genetic factors and the environmental impact over the behavior, mostly channelizing their research on the mutual interaction among these factors (Breed & Sanchez, 2010). It has already been testified that genes cast their effect over the morphology and physical traits of an individual (Bazzet, 2008). Further, they create a base framework inside which the environmental ...

Every business is exposed to crises at some point or the other. When they do not prepare for them, they'll incur more damage. Most businesses do not have an excellent crisis communication strategy in place. There's usually a failure to deal with the various communications problems associated with a crisis-ready response. The basic steps of efficient disaster communications are easy, however they need improvement work so that businesses could minimize damage (Bernstein). The slower the action, the more damage will occur. Here are the components to get a good crisis communication plan.

This team is vital to recognize what activities need to ...

Globalization is a phenomenon or a complex set of social, economic, cultural and technological factors that seemingly bring the world closer and turn it into an interconnected space where events in one country has the ability to affect other countries. Globalization is nothing new as different civilizations and empires have had contact between each other for centuries. It has gone through different stages depending on the evolution of transportation, communication and technology. Globalization, the process that interconnects different countries of the world is also something that does not really go along with the concept of nation states. After the ...

Mobile devices and microblogging are emerging as significant means of spreading information during disasters not only to affected communities but also to professional responders for time-critical situational awareness (Imran et al., 2013). As the usefulness of information varies significantly, it is common for human annotators to examine the content of incoming messages and control their dissemination in a content moderation process (Link et al., 2013). The large volume, high velocity, and variety of user-generated contents from both mobile devices and social media platforms such as Twitter create a processing bottleneck in finding relevant and valuable information. With on-topic tweets being ...

Frank, Lester and Lt. Colonel Frank are all middle-aged men who experience existential crisis. This crisis is caused by their lives being dull. They see that their prime time in life has passed and they develop new personal characteristics. This is triggered by specific events around them that make them behave in a way that puzzles the people around them. Deeply down they are unhappy and that is why they behave in a strange and inappropriate way to bring back their youth. They don’t even feel responsible for their actions. There are shared traits among the three characters. Lester ...

Public opinion about national or international crises, concerning political, economic or health issues, is often shaped accurately or inaccurately by the news media. The recent Ebola epidemic affecting West African countries such as Liberia, Sierra Leone and Guinea among others is a case in point. In his recent article “Six Reasons to Panic,” published in The Weekly Standard, Jonathan Last observes that perhaps the panic alert portrayed in the media should not be taken lightly.1 He cites six reasons to support his assertion. These reasons are summarized below.

The first reason the author cites is that knowledge of how ...

The Climate Change has been a hot issue since the end of the 20th Century. After several United Nations Conference on Environment and Development; governments signed a protocol in Kyoto, Japan that marked their commitments in saving the environment. The commitment is popularly known as the Kyoto Protocol. An article (UNFCCC, 2012) explains that the Kyoto Protocol binds the countries to reduce their carbon emissions and penalized violators thereof. Also, it was in this protocol that benchmarked the market-based mechanism on carbon trading that will offset the too much green house gases emission of a certain country.

After almost two decades ...

United States is one of the strongest economies in the world. However, there may be some problems that the country faces. In his article, Thomas Heffner (2012) began his analysis by stating that the country is facing an economic issue that not so many countries have experienced. Mainly, he argues that there are many indicators that the country is under the economic crisis, which many people are unaware. Such economic status may have not been observed by many of us because of our superpower mentality. His assertion may be correct as many people may not be aware that a powerful ...

During the trial Paula Deen hired a crisis manager. This went a very long way in damaging her ethos. The work of a crisis manager is to help people to say the right things which appeal to the public. By hiring a crisis manager Paula Deen as showing the public that the words she was saying were not her own. She was being guided on what to say ad when to say it. This thus serves to damage her credibility as far as what she says is concerned. The public would be in a better position to believe her if they knew ...

In 2000, there was a dramatic summit between Korean countries which gave rise to Sunshine policy with the hopes of gaining cooperation and reconciliation with North Korea for the eventual achievement of reunifying the Korean peninsula. Following this summit, South Korea gave aid to the North and made concession with them but got no more than political gains in the domestic boundaries. In 2010, the diplomatic stage was set to resume again in the talks while protesting the motivations, precedents, and legacy of the policy in South Korea. This policy is the most crucial and sustained effort in engaging North ...

Profit/loss analysis of year 200o-2012 of Delta airways and U.S. airways

In 2000, Delta airways made a profit of $ 1,459,357. In 2001, they made subsequent loses because of the effect of the 9/11 September attack. Because of the fear of terrorism and the fear of passengers getting bombed, many clients freaked from using air transportation. This is the same reason that also led to losses been incurred in 2001 by U.S airways. Delta airways recorded subsequent loses from 2002 to 2005 because of the issues of bankruptcy and failure to have money to conduct some of its ...

Antigone is a tragedy by Sophocles that begins with the deaths of two brothers, Eteocles and Polyneices; their deaths are caused by their own swords in a struggle for the throne after their father, Oedipus, dies. Creon, the relative who takes up the throne allows for an honourable burial of Eteocles but denies Polyneices the same respect. He issues a decree that Polyneices’ body be dumped in the wild and no respect to be paid for it. Antigone, Polyneices and Eteocles’ sister, learns of the decree but goes ahead to bury her brother, Polyneices, despite the orders given by the king, Creon ( ...

One of the causes that have resulted to the global economic crisis in the last decade has been the issue of mortgage securitization. A good example is the Florida mortgages. Most retirees from Norway were involved in securing mortgages. Different financial links can be identified into how these individuals got involved in the mortgage securitization. Ideally, the process began with a simple home purchase, where the seller got cash from the buyer to secure ownership of the house. The homebuyer had to obtain cash by signing a mortgage loan agreement with the originator (mortgage brokers) who in turn got cash by ...

Intercultural communication aims at sharing information among people from different cultures. It encompasses wide a range of communication procedures and deals with problems faced when people from different culture are working together in one organization. The article selected for this paper is “The Crisis in Burma” taken from the website of International Coalition for the Responsibility to Protect (ICRtoP); link of the article is mentioned in the citation. In this paper, only Part VI of the article will be summarized and compared with the Bennett article as it is only this part that deals with the ethnic and religious discrimination ...

The USA patriot act came into law in 2001 and was created as a result of the September 11 terrorists attacks. The Patriot act empowers security agencies such as the Federal Bureau of Investigation to use appropriate tools to track and prevent terrorists from committing terrorist activities (Torr, 2006). The law empowers investigators to search personal information of U.S citizens or detain foreigners who are considered a threat to national security. Some critics of the law argue that, the law infringes on people’s privacy or individual civil liberties but, the law ensures that the security of U.S citizens and their ...

The term "Cold War" was introduced by Winston Churchill during his speech at Fulton (USA) on March 5, 1946. In his speech, he mentioned that Europe was divided with the "Iron Curtain" and called the Western civilization to declare war against communism. In fact, the war between the two political and economic systems, two ideologies had been in a latent stage since 1917, however, it transformed into a confrontation though not open, just after the World War II. The reasons of it are reasonable if to take into account that even Hitler himself was confident of a huge controversy between East and ...

Impact of Credit crisis on financial market liquidity The financial crisis which the United States economy had to face during the years of 2007 – 08 was the worst of its kind. The banking system had not faced a crisis of this magnitude since the 1930s which forced professionals who belong to this field to question the state of liquidity of the system. The central role that banking institutions, and which the financial business performs as such, is to provide the public with cash, allow them to make deposits and invest their funds in securities or provide them with term ...

Life span perspective of development is the study of insight information into the development of an individual throughout their life span. Life span perspective of development includes studying such aspects of human life like who an individual is, how individuals became who they are and who the individuals will become (Sigelman, & Rider, 2011). Psychoanalytic theory of development provides insight into life span of human development while explaining the stages of development that an individual undergoes in their entire life span. Lifespan perspective of development provides critical information regarding the effects of heredity and the environment on development of an individual (VanHasselt, 1992). ...

INTRODUCTION The economy management of the country has two kinds of policies to intervene and regulate the markets in case of market failure: Fiscal policies and Monetary policies. Fiscal policies are the responsibility of the government, and the monetary policies are implemented by the Federal Reserve System (FED). The economic policies can be implemented in two ways: expansionary and contractionary economic policies. Expansionary policies stimulate the economy and expenditures of consumption and investment increases as the result of these policies. Contractionary policies slowdown the economy, and the expenditure level decreases. In this essay, the definitions of the fiscal ...

What is the "Good in life" what is the end goal is perhaps one big question that everyone will always try to find an answer from within oneself. When a person is growing the ambition to achieve one or two things at a given time in their life drives them. At the same time, they will consider themselves not to have lived up to their expectations when those goals will not have been achieved by the end of that time. As a matter of philosophy, every human being will always want to live happy in the course of their experience, and that ...

The Journal of Banking and Finance (JBF) essentially undertakes the mandate of publishing both the empirical and theoretical research, it doesn’t publish any other research but rather those within the span of finance and banking. Its main objective as stated within the scope of their mission is fundamentally to ascertain a flow and availability of research that pertains to capital, money, and operations of the financial institutions. Ensuing the fact that this journal accomplishes the mandate of assuring a continued flow of research materials about banking and finance, recent articles from this journal will be analyzed to deduce trends and essentially ...

Mark Krikorian believes that measures to curb illegal immigration have yet to achieve an acceptable level of functionality given the scope of the problem. His take on the issue is "Much needs to be done before the United States has the enforcement arrangements necessary to permanently reduce illegal immigration to a nuisance rather than an ongoing crisis." (Krikorian, 2012) He begins his argument with statistics that point to the prevalence of the problem. While immigration has decreased, Krikorian's interpretation of the data suggests this decrease to be deceptive. Though there is an all time decrease in illegal immigration, Krikorian links ...

Via The Secretary of Political Affairs The United States government should proceed with a measure of isolating Russia with social political sanctions, asset freeze, terminate military cooperation’s, visa bans and barn from the international trade communities. The Obama administration should lead in rallying the community of nations around a series of steps that would impact Russia economically. With the referendum in Crimea, there is a real danger that Moscow might seize further territory with the Moscow agents orchestrating turmoil in the Russian speaking east of Ukraine. The interim government in Kiev has expressed their concerns that Russia might advance deeper ...

Money is an economic igniter that has a powerful effect on spending and saving. Money makes economic transaction more efficient, therefore individual are better off with the money than without it. Therefore, from my personal perspective, I think am better off saving money than spending. This is so because I believe saving money is making money. For instance, last year I made around 11,000, I have 6,500 in savings and I spent the rest at the age of 20. I saved more money in order to secure a better future. Spending money is a daily routine because we have to ...

Introduction Nationalism is the notion of considering your culture, value, traditions, language and important aspect of life superior to other countries. There are primarily two political perspective of socialism. The first one is primordial’s view, which identifies the nationalism as a reflection of perceived and ancient tendency of human being that encourages them to bifurcate it into distinct group or system. The second view is the modernist perspective that identifies that for existing into modern society, there are some structural conditions. Although Koreans and Chinese seem to depict two distinct nationalities but both of them have myriad ...

Ghana and Nigeria are two adjoining African states, which have achieved so much based on economic growth. There are great similarities between the economies of these two countries. This is so because they are the primary producer at about the same stage of development based on per capita income. In both countries, agriculture accounts the greatest percentage in the GDP because they depend significantly on the export of agriculture products. Therefore, external trade plays an equally important part of the economies of the two countries. However, the political stability and proper governance have been the key driver of economic ...

Financial markets are subject to market factors including those that affect demand and supply for money. In that respect, this discussion refers to an article on US debt crisis to demonstrate the effect of such factors by analyzing the effect of US debt ceiling crisis that include foreign financial institutions hoarding funds and their refusal to accept US treasuries as collateral.

- Financial market’s debt ceiling impact on interest rate and private investments without an agreement that US was no longer able to borrow. With a debt ceiling but lack of an agreement that the US government could ...

1.2 RELEVANCE OF THE STUDY TO KUWAIT Making responsible decisions in real estate lending is a concern that is largely relevant to the economic setup of Kuwait. The economy of Kuwait, firmly founded on industries related to oil and gas, business and commercial services, and real estate, largely rests on its strong banking system. Kuwaiti banks are known for high capitalization and derive strength from government support via policies and intervention via the Central Bank of Kuwait. However, it is noteworthy to emphasize that the real estate and investment sectors of Kuwait have been exposed to the economically hazardous effects ...

International Relations The crisis in Ukraine was caused by the government’s rejection of the EU policy, which promoted stronger ties between Ukraine and Russia. Ukraine citizens wished that they would be integrated in the European Union (Myers, 2014). However, when the government rejected this policy, their hopes for integration vanished. The government led by President Yanakovych rejected the bill, which would enable Ukraine join the European Union. The crisis also revolve around the Ukrainian president whom citizens claim has ruled the country for long. The crisis has led to civil unrest with many protests taking place in ...

The American Civil War stood out as perhaps the most catastrophic historical event in the history of the United States (US). The sheer propensity of the armed conflict between Union and Confederate forces resulted to more than 600,000 deaths of soldiers from both sides – a number that rendered en masse military recruitment and conscription. The pressure to reach victory was strongly felt among the ranks of Union and Confederate forces that both sides did not hesitate to advertise their need to reinforce their respective regiments. Posters, perhaps the most sophisticated and effective advertising means at the time when the ...

As the adage goes, that a picture is worth a thousand words, and so does the image. The image presents and depicts many themes that range from poverty and torture among woman and children as a result of natural or manmade disasters such as war and violence. The image makes it easy to explain and analyze how war, poverty and suffering are related and dependent on each other especially to the most vulnerable in the community that include women and children (Rwomire 14). The image is of a young woman with her kid of Asian origin cooking in an open place using firewood. ...

""Do Thin Models Warp Girls' Body Image?"-Analytic Response" StudyMode.com. 03 2013. 2013. 03 2013 <http://www.studymode.com/essays/Do-Thin-Models-Warp- Girls%27-Body-1542353.html>.

Models have followers and fans in the name of young girls who are driven into wanting to look like a particular model. However, the course of a model’s life is not an easy one that an ordinary girl would love to walk through. According to research, the issue of body has outgrown with time so that, when a girl is growing, there is one particular look that she would love to appear in. Take for instance, the cheerleaders in international ...

Both regimes believe in use various criterion for eligibility of benefits and social programs; however, the authority over one criterion over the other differentiate the welfare in each regime. Ideally, the social democrats back all welfare programs and activities including long-term welfare, which aims at ensuring that resources are distributed equally among citizens of a country. This socialism ideology came about because of religious, communal, and occupational groups that considered solidarity and empowerment of the people. Unlike the social democrats, the conservatives do not support welfare activities (Korpi 13). Categorically, they believe that those in need should be given a chance ...

The great recession is believed to have started toward the end of 2007, and affected most economies. This was dubbed the great recession in the literature since it was mainly deep and prolonged, and therefore was regarded to be the worst recession since the great depression of 1930s. For years, the economists have not agreed on the causes of the great recession nor have they agreed on the correct policy response to the subsequent recession. This made several governments introduce significant stimulus programs in an attempt to reduce the economic impact of the recession. Similarly, the increase in government ...

The most vital agencies in the world utilize Continuity of Operations (COOP) systems and sites in order to safeguard the stability of their operations in case of a website crash and network disaster. It is assumed that businesses and agencies do not rely on uploading their data to their main domain site only and do not have just a single backup of information. In most cases high level organizations have an entire COOP protocol that includes a mirror site. COOP plans have become such a vital component of client service. Protected the established lines of communication between agencies and organizations is also a COOP ...

Russia’s wishes to have political control of Crimea are not a recent phenomenon but one that has been present for a long time. However, over the last one month, Crimea and Russia have been embroiled in controversy. This has resulted in the most reported-about East-West confrontation since that of the Cold War. This comes after President Viktor Yanukovic was overthrown in the wake of protests in Kiev, which escalated to widespread violence. The situation worsened when the Crimea Parliament, comprising of ethnic Russians gave a majority vote to join Russia. Consequently, the region of Crimea set a referendum for 16th March. There ...

The development of Russia had many historical turning points. These changes were mainly connected with such political figures as Lenin, Stalin, Khrushchev, Brezhnev, Gorbachev, Yeltsin, and Putin. The Soviet economy depended on mostly political decisions but not economic programs. Although the basic economic system in Stalin, Khrushchev, Brezhnev eras remained unchanged, there were some peculiarities in these periods. The effect of Stalin’s policy had a profound impact on people and the state. In 1928, the Communists instituted the first Five-Year Plan. It dealt with such aspects of development as an industry, consumer goods, agriculture, transportation, communications, health, education, and ...

Every nation has independence to choose, which exchange rate system it will follow. The choice for selecting a suitable exchange rate ranges from a flexible exchange rate or fixed exchange rate system. Under floating exchange rate system, the value of the currency is decided by market forces, while, under fixed exchange rate systems, the currency of the country is pegged against some standard of value. The choice of exchange rate is a tough task and depends significantly on the freedom of capital to flow in and out of the country. However, one negative effect of allowing the free capital flows is that ...

Global Financial Crisis (2008) Development and Effects of Global Financial Crisis (2008)

Gokay (2014) argues that the main trigger that caused the financial crisis of 2008 was the burst of the United States housing bubble that had reached its optimum in 2005-2006. During the last decade, the government had prompted banks to provide mortgages to people that were initially viewed as bad credit risks. The prices of the houses kept rising and this made lending institutions think that price trend would continue. They figured that if people were unable to keep up with the mortgage rates, their houses ...

The paper is a review of the writings of Kenneth waltz and Alexander Wendt. The two differ in the approach of discussing the anarchical realms of the world. They agree on the use of force as a method of survival for the states. Thesis Statement The main argument of the paper is the contention that anarchy is relative a states. The paper takes the social constructivism approach is discussing anarchy in the world. International political arena is equated to a jungle where there are no rules.

The paper delves into the discussion of the three principles of political structures ...

Q.1. Discuss the conceptual and operational definitions of the natural rate of unemployment, and the meaning of the terms structural and frictional unemployment.

Natural rate of unemployment refers to the condition that comes into existence when the economy of a country is at full employment; meaning that the quantity of resources demanded is equal to the quantity of resources supplied. Full employment also means that the labor and resource markets are in equilibrium. Even when the economy is healthy, some employees are working and some are not working because they are in search of a better job, and until they ...

Lending Institutions, Health Care, & Human Capital

Many developing countries are emerging through their governments’ efforts in sustaining their citizens’ wellbeing. Also, many of them are seeking the assistance of the international organizations so as to support their political, social, and economic development. Such action was one of the Philippines’, as an emerging country, way to provide those supports. The country used the assistance from the World Bank and International Monetary Fund to improve their nation’s stability. This writing entails what the World Bank and IMF did to assist the country in their economy, politics, and their society’s ...

Critical thinking is one of most highly valued educational outcomes in the professional education of healthcare professionals. Educationalists tend to emphasize the importance of teaching future healthcare professionals how to think, rather than the need to improve the contents of curricula. This view stems from the fact that the nursing process is highly concerned with problem-solving and decision-making-related activity that requires acquisition and continuous improvement of related skills (Yilldrim, Ozkahraman &Karabudak, 2011, p.174) As nursing education is directly related to critical thinking theory, tparticularly the development of these skills is essential for curricula in nursing educational instituions (Yilldrim&Ozkahraman, 2011, ...

Postmodernism is a term for structurally similar phenomenon in the world of social life and culture of the second half of the XX century it is used for both types of characteristics postnonclassical philosophizing, and for complex styles in fine arts. Postmodernism - the state of modern culture, including the kind of philosophical position, pre-post-modern art and popular culture of this era.

In the early twentieth century classic mindset of the modern era is changed to a non-classical, and at the end of the century - by postnonclassical. To fix mental specificity of a new era, which was totally different from the ...

Reniam Boutique is a restore that is concerned with matters closest to our hearts that we contribute to our communities in order to make them stronger while enhancing quality of life. We believe in aiding our local shelters, community services and giving back to the community that has given so generously to us. We accept donations, buy gently used clothing and furniture, and happily refurbish one man’s trash to make it another man’s treasure. Forty percent of all proceeds from resale are donated to Project E.A.T. (Educate, Act, and Thrive) and Empty bowls. One of Reniam’s most ...

Chinua Achebe’s Things Fall Apart takes us through the life of a typical Nigerian life and family. This is all about inclination to traditional believes, family values, relationships and the daily struggles to make a living. Western civilization and religion has also been addressed with the villagers and missionaries facing the challenge of abandoning their beliefs to embrace Christianity. Tradition has always been part of many African nations that consider it a unifying factor. Despite some of the beliefs and practices that are considered inhuman and selfish, some aspects of the tradition play an important role in unifying the factor. Most ...

Introduction In the late 1820’s, the Northern Carolina became more industrialized as the Southern remained non-developed. The Congress had passed a high protective tariff in 1828 that made the southern states more furious because they thought the tariff only benefited the northern states. The southern claimed that high tariff on imports were imposed to them leading to increased costs of importing products. Bradley Hays saw the Southern states sympathy to South Carolina’s position on the tariff rejected as the cause of federalism (Hays 221). Eventually, the doctrine of nullification was introduced that provided an insight to the ...

In the past few years, the Federal Reserve has come under increased scrutiny due to the financial crisis of 2007 – 2009. It has been criticized for lowering the interest rates, which resulted in cheaper mortgages, and thereby precipitating into a full blown financial crisis. Further, it has also been criticized for transforming itself into an investment vehicle, due to its role in quantitative easing, even though it helped in financial recovery. Historically, it has been Federal Reserve’s dual mandate to maintain the stability of prices and employment. That it does by varying its federal funds target, by ...

The interview subject in this case is a job seeker who resides in the United Kingdom. The study seeks to find out how the Eurozone Crisis has impacted the job seeker because this economic situation has had an immense impact on the economy of the UK. The Eurozone crisis has been a continuing crisis which has affected a majority of countries in the European Union since the beginning of 2009. The crisis was caused by a combination of multifaceted factors which include; the financial crisis of 2008, globalization of finance, real estate bubbles, international trade imbalances, fiscal policy strategies relating to government spending ...

In the contemporary business society, different nations try to adopt the idea of outsourcing as an instrument of improving the growth of their economy. Outsourcing is attained through different ways that a country would consider beneficial to the growth of its economy. Such ways may include importing cheaply skilled labor from foreign countries, investing some part of a company’s income to foreign countries, shipping manufactured goods to a foreign country to be sold there and many other ways which are mainly adopted to improve the country’s economic growth. Outsourcing may, however, exhibit divergent impacts to the county’s ...

One of the many problems which concern the United States government is the problem of homelessness. According to government statistics, more than 600,000 people were homeless in the year 2012. (Donohoe, 2004). The department of housing and urban development (HUD) recognizes the following persons or families as homeless –

• Those individuals or families who may become homeless in the near future. • Those individuals or families who have unstable homes due to domestic violence or other hardships. The homeless are further classified into the following broad categories – • Current homeless without shelter • Current homeless with shelter • ...

Stock market crash of 1929 was the result of one of the largest in the history of crazy speculation. Few years, anticipating the year 1924, the U.S. Dow Jones index, estimating shares of industrial companies fluctuated within a relatively narrow price range with strong pressure from sellers at every level reaches 110. At the end of 1924 year stock broke through this level, demonstrating the tremendous rise to 150 in 1925. Rise of the stock index warned about a few good years in the future. Since 1921, when the stock market was very depressed, and by 1928 the volume of industrial production ...

Bank of America is a Multinational Banking and Financial Services company headquartered in North Carolina. The Bank operates in 50 states of The United States and 40 countries around the world. The corporation came in news when it bought Merill Lynch during the financial crisis of 2008 and made it the world’s largest wealth management company. However, in order to undertake an indepth view of the corporation’s financial health, we will be conducting ration analysis of its financial statements.

Regulatory Capital Adequacy Ratio Analysis: Capital Adequacy ratios are calculated specifically for the banks and financial institutions. The ...

The assessment of risk for a project of fundraising for Canadian Breast Cancer Foundation charity is best identified by SWOT analysis. SWOT analysis is a method applied for managing areas of risk and planning, as well as highlight areas within the project, which can be maximized for the benefit of the entire project. SWOT can also be used in specific areas in which competitive advantage can be gained.

SWOT is an important planning tool that assists anchor fundraising project in its context through highlighting risks. For example, competition from rival firms, resource shortages, as well as identifying or recognizing the ...

In 2008, stock markets around the world tumbled like dominos around the world, exposing the vulnerability of global economic connections. It demonstrated that crisis in one nation, and resultant panic, can spread across the globe. This was recently demonstrated by how the US financial instruments, designed to spread and protect the risk by including all types of home mortgages, resulted in stock-market plunge the world over. To complicate the things further, the rating agencies, banks, and investors didn’t take into account the fall in house prices on which were dependent many fancy debt instruments. Consequently, as the wages ...

Since the beginning of The Great Recession it is difficult to imagine an area of life that the economic crisis as not impact. It has thinned the wallets and bank accounts of many and even turned our attention away from once pressing matters such as the climate. Countless articles have been written about this topic in an attempt to make sense of this catastrophe and explain what is going on to the public at large. Two articles in particular make an attempt to explain very opposite ends of this chaotic financial spectrum. One attempts to shed light on household ...

Globalization, also referred to as the process through which the world has become one single village has numerous effects (Gillespie & Hennessey, 2011, p. 16). The most notable effect of globalization is increased competition because all companies are in a position to access similar clientele. This poses a significant challenge many companies which are multinational in nature. This is because they have to devise new and better methods of attracting and retaining customers. The act of attracting and retaining customers is referred to as marketing (Chartier & Johnson, 2011, p. 211). Firms that operate globally engages in international strategic marketing, that is, marketing ...

Evil is a threat to human reason as it challenges the perception that the world makes sense. For instance, the Lisbon earthquake which occurred in the eighteenth century was manifest evil. In a study of religion and culture, Suzuki views evil as a matter concerning human cruelty and Maude Barlow as an extreme incarnation. Whether expressed in secular or theological terms, evil denotes a challenge about the world's intelligibility and it confronts religion with fundamental questions. Scholars of modern philosophy argue that a demon, which is no less powerful than God, subject humanity to different crisis or terror and controls reality of life. ...

Developmental crises that demonstrate the normal evolution and growth of human beings where dramatic changes lead to abnormal responses Situational crises arise in the case of extraordinary and uncommon events which an individual cannot control or forecast. Existential crises relate to the internal conflicts which are closely connected to crucial human issues like responsibility, purpose, freedom, independence and commitment (Long, 2006). Ecosystemic crises also entail disasters caused by human beings and natural disasters. The people find themselves in such disasters without their intention. The founders of crisis theory include Rapoport in 1967 and 1970 who ...

Lender of Last Resort (LLR) refers to an institution, commonly a country’s central bank, which offers loans to the banks and other financial institutions experiencing financial difficulties during the financial crises. As the lender of last resort, the central banks provide loans to the banks and other financial institutions to mitigate and prevent the financial crises. According to Kindleberger, the goal of the lender of last resort is essentially to prevent the financial panics as well as bank- runs that spread from one bank to another due to a lack of liquidity. The lender of last resort convinces individuals that ...

The debate on the liability of a product from an ethical position is a very controversial issue. Damages related to products are often a dilemma on who should take the responsibility. In the case of Mr. Shabeev, he did not perpetrate the attacks. However, he wrote the code that eventually led to the creation of the said virus. The virus, targeted towards Target Corp customers, caused irreparable damage not just to the company’s financial aspect but also its reputation as a trendsetter. While Mr. Shabeev could claim to have no dealings ion the actual attacks, he is solely responsible for the whole ...

After comprehensive evaluation of the implication of public sector unionization and collective bargaining, we find that these public sector employees were undercompensated than being overcompensated. This calculation also takes into account modest overpayment as low skill and educational level, and modest underpayment at high skill and educational level. Next, it can be inferred that public sector bargaining units have worked well in reducing strikes and in achieving equitable outcomes. Though, care should be taken such that the arbitration process does not take long enough to cause hardship to parties involved. Regarding a response to financial crisis, there are several ...

Assignment 1: CHCAOD408B and CHCAOD411A 1. What are you required to discuss with a client prior to an assessment? Although the exact sequence for preparing a client for an assessment might vary across different organisations, the personal/organisational introduction should always be the first step because it allows us to engage in small talk, establish rapport, and it makes the client feel comfortable. However, in addition to establishing rapport, this phase of the meeting also serves for the purpose of observing the client’s reactions and behaviours. Examples of presenting behaviours in clients with a history of alcohol or other drug ( ...

Marks & Spencer is one of the leading retailers in the United Kingdom, well known for offering financial services, clothing and foodstuffs of superior quality. The company was formed in 1884, following the partnership of Michael Marks and Tom Spencer. Since its formation, the company has evolved, and continues to evolve, to be one of the largest retailers globally. Currently, the company operates more than 600 stores within the United Kingdom and over 200 others in more than 40 countries globally (Chislett, 2009). The rapid growth of the company is accredited to its visionary leadership, which has seen the company ...

Introduction An organization that relies on many components for the execution of a task needs the various components to work in harmony for the achievement of the main objective. Where the input to this process is composed of human capital, the process is leadership/ management. Management therefore, is the guidance of different individuals in accomplishment of individual tasks towards the accomplishment of the mains task. Nursing is human resource intensive occupation, with the nurses being an integral component towards the successful accomplishment of nursing. The manner in which the nurses, therefore, conduct their duties is important for the success ...

The economic downturn of 2008 caused trouble to the whole world as a result of the globalized market. Investors assumed that there was minimal or no risk in the global financial market leading to them adopting moral hazard. What made it even better was that they were investing in the real estate whose value was assumed could only go up. A person would purchase a home and then sell it later at a higher price. This mortgage craze began in the United States and soon spread to Europe and the rest of the world. Financial engineers created loan products that could be ...

Economic cycle includes four phases: crisis (recession), depression, recovery and growth. The initial phase of the cycle is a crisis (other names: Recession - lat. Recessus-deviation). At the time of recession, there is a decline in economic growth rates, and then, as a rule, direct reduction of output. These phenomena are associated with the overproduction of goods. At this time, the stocks of unsold products are dramatically increasing. There is a mass bankruptcy (devastation) of industrial and commercial enterprises, which can not sell the accumulated products. Because of the suspension of production the unemployment is rapidly growing, and wages are declining. First, the ...

Developmental crises that demonstrate the normal evolution and growth of human beings where dramatic changes lead to abnormal responses. Situational crises arise in the case of extraordinary and uncommon events which an individual cannot control or forecast. Existential crises relates to the internal conflicts which are closely connected to crucial human issues like responsibility, purpose, freedom, independence and commitment. Ecosystemic crises also entails disasters caused by human beings and natural disasters. The people find themselves in such disasters without their intention. The founders of crisis theory includes Rapoport in 1967 and 1970 who categorized crises ...

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The issue of gender-based behavioral patterns has always been a point of artistic interest. After cinematography emerged as an independent kind of art and a cultural phenomenon, it also started viewing them as a mean to increase attractiveness and interest for the media. This essay is aimed at pointing out the main examples of female characters who express certain elements of what is commonly perceived as male behavior, sort them out and determine whether there is a certain trend towards “masculinization” of the females. In order to perform a deep and thoughtful analysis of the issue, certain ...

The Roman Empire is one of the most noteworthy segments of the history of the West. It is known for its influence not only among the western countries, but also the rest of the world. Perhaps, the most striking aspect of the Roman Empire is its transition from a Republic to Emperorship, although most historians argue that it was still an empire during the era of the Republic. Following the collapse of the Republic, the Principate emerged (Blois & Spek, 2008). Various factors contributed to this transition, most importantly the crises and civil wars in the Late Republic which eventually led ...

- Financial Analysis is one of the most important concepts come under the ambit of finance (Eisen, p.12). The applicability and effectiveness of financial analysis could not be derailed from any aspect. John, who just completed his finance course, should take the course of business analysis after completing his course in Finance. Financial Analysis would certainly add value in his educational portfolio, if he really wishes to make his career in the capital markets. Financial analysis would enable John to assess the financial competitiveness of the companies and analyze the investment procedure effectively.

- Economic or financial crisis ...

Many people think that there is no need for financial analysis especially in a perceived efficient capital market. This is a very wrong presumption; there are very many ways in which financial analysis add value to the capital market even when it appears to be efficient. Financial analysts are very important for both the internal and external players in the financial market. As the efficiency of the capital market concentrates on the stock market future prices, analysts do entire analysis of the industry. They take care of the new policies and regulations that may have an impact of the market; they ...

IMF gives a warning that much efforts is needed by banks to lower their risks The article is talks about the alerts made by that the International Monetary Fund for banks to come up with solutions to their own problems. It is said that, “when you fail to plain, you plan to fail.” The article’s author is Douwe Miedema and the source is Bloomberg BusinessWeek newspaper. In the paper below, the crisis of bankruptcy in big banks is discussed and their over dependency towards the government. The paper goes further to discuss the improper handling of taxpayers’ money ...

IAS 39 Financial Instruments, comprising of recognition and Measurement is an accounting standard used internationally for financial instruments. It was released by International Accounting Standards Board (IASB). Its main purpose is to outline requirements that were needed for the recognition and measuring of financial; assets, liabilities and contracts that are used in the buying or selling of items that are non-financial. The instruments become recognized when the entity becomes a party. IAS 39 came into use on December 2003 and applied to the annual periods that begun on and after 1st January 2005.

It would be swapped and interchanged ...

In the business platform of today, there is very stiff competition between companies. This is because of the increased number of organizations coming up every day making it difficult to survive in the market. In order to survive in the market, organizations need a strong financial background so that they can gain a competitive edge over their rivals. In a bid to achieve this, organizations go public and sell shares to them at a cost. In lieu of their investment in the company, the shareholders of the company are then paid a share from the annual profits of the company, known as dividends. Important ...

The article “Democracy under Pressure” published by Serge Schmemann on the 4th of December, 2014 in the New York Times gives an account of the diverse governance models of the world, especially the United States. The present economic models that favor the middle class become a threat to the Western liberal democracy. The newer democracy plagued with unpredictability and corruption is the major reason for economic turndown in the United States . Democracy actually means “rule by the people” (Greenberg & Page, 1996, ch1, p. 17). It is important that the American population involves in the democracy and works vigilantly to make ...

Executive Summary Initially a brief background of the devastating financial downfall of 2008 will be provided. This paper will then investigate the demand side polices before and after the recession. In the end some policy recommendations will be provided in order to improve the current financial situation and eradicate the economic cavities still left after the economic depression of 2008.

The worldwide depression of 2008–09 was unexpected, stern, and gradual. During the time former to September 2008, the housing and financial segments in the United States and numerous European nations faced gradual negative consequences. Throughout this phase, there ...

The concepts of ‘Kansha’ and ‘Weiguan’ have surfaced in the works of art and literature in ancient China and China in the new millennium. Authors, journalists and influential individuals in China have held various events that depict these concepts. The instances of observing decapitation and joining the crowd of onlookers have a significant impact on the involved individuals.

There are various instances and typical scenes recorded by artists, journalists and authors throughout the modern eras that depict the elements of ‘Kansha’ and ‘Weiguan’. First, age-defying dancers chosen areas in China depict the public spectacle of on looking. Other scenes of ...

The first cost incurred is the repatriation of profits from the small countries by multinational corporations. In some cases, most of the profits accrue to the developed nations. The second cost is the transfer of skilled labor from the market of the small country to other countries with better conditions.

The United Sates should engage in the funding of capital projects in its foreign aid. For instance, it should engage in funding projects such as housing when it embarks on foreign aid. The initiative will help to improve the living standards of people in those countries. In the ...

The last quarter of the 19th century became one of the most significant periods of the US history due to a number of events, such as the long confrontation between Republicans and Democrats and the policy of Laissez-faire, movement of Populists, rapid economic development and the prosperity of enterprises, a large influx of immigrants into the country and growth of labor unions. During this period of history John D. Rockefeller, Andrew W. Mellon, J. P. Morgan, Cornelius Vanderbilt, Andrew Carnegie and other huge industrialists became known as “robber barons” because of their exceptional financial success. After the Civil War the United ...

This essay provides a personal reflection of the American Religious experience and it is based on the novel: The American Born Chinese. The Novel “American Born Chinese” provides the American religious experience to a large extent by looking at scenarios of three main protagonists. Scholars describe America as a melting point because of the diverse ethnic and religious groups it has. The novel challenges me to understanding my religious and cultural identity. In fact, after reading the novel I began my search of my identity and I became wary of stereotypes present in my culture and religion. The novel has three plots ...

The international events that can be traced back in the past five years on foreign policy are; the super power U.S was to provide any humanitarian aid such food and clothing in parts of Africa such as in Somalia and Chad. In Chad, the US has recently sent out volunteer agencies such as Africare and VITA to help with the reconstruction efforts and the development of Chad. Volunteers were focused on helping the citizens understand English. In Somalia, the country has led efforts for the reconstruction of the country after the onset of the civil war. The US also ...

[Subject/Course] [Submission Date] The world witnessed and experienced a great debt crisis during the 1980s whereby Latin America and several other regions became highly indebted. As these regions were not able to repay the loans, they asked for aids and monetary help to get out of the great crisis. There was further explosion of the problem in 1982 when Mexican government declared its inefficiency to pay its international debt. The same problem spread to other regions as well. Thus, it would not be incorrect to state that the 1980s was a terrible era for a majority of countries in Latin ...

The great depression refers to longest economic crisis that was witnessed in the west. The great depression is attributed to the downfall of the Wall Street in the United States where there was a dramatic fall of the stock market. The crisis was so intense that it led to the elimination of well-established investors who had put their resources into different business in the country. The crisis led to a decrease in sales; the number of investors and there was a high unemployment rate since most organizations were forced to lay off workers (Robbins 24). This is because, in such an economic ...

The family is a perennial topic in disaster films, where individuals struggle over moral and ethical decisions that continuously bother their conscience throughout the narrative. In the conventional collapse of modern society in disaster films, the family is oftentimes the only institution left that can withstand the chaos that ensues as a result of government failure. Where there is no community or social structure whatsoever to turn to, the main characters within the disaster narrative resort to forging their own relationships with the people they come into contact with, whether it is based on blood relations, an identical purpose, or a similar ...

Synopsis of Two American Families In this film, producers trace two American families- the Stanleys, African American and the Neumanns, white, from 1991 through 2000s. They have been evaluating them on their welfare after an interval of two years on the trials they faced through home foreclosures, unexpected medical bills, struggling economy and fractured or strained marital ties. Although the two families had put their hopes on the then flourishing manufacturing jobs to attain their American Dream, the jobs begun disappearing as employers pursued cheap labor elsewhere. Consequently, with the burden of raising five and three kids for ...

Ancient Societies existed through a lot of strife politically, economically and socially. This essay explains issues in relation to the creation of a better world through the eyes of Confucius and Socrates. It also examines the crisis of the third century in the Roman Empire as well as the feudalism. States and Empires managed to overcome their challenges through socio-economic, as well as political reforms.

Confucius, the most significant Chinese philosopher, believes and teaches that the nature of men is the same but their habits separate them. He also believed that one should not do to others that which he would ...

This paper discusses two specific challenges that the European Union (EU) is facing currently. One is the democratic deficit and the second challenge is the euro crisis. The ‘democratic deficit’ can be defined principally as the disagreement regarding the lack of democracy in the European Union as well as in several of its other bodies. It is apparently claimed that due to this democratic deficit, the European Union and all of its other bodies are unapproachable to the common people as their functioning methods are extremely complex in nature. At each and every single stage of the process ...

Energy, especially electricity, is important for economic development. Electricity plays an important role toward economic growth as it is essential in using pieces of equipment that is used for the manufacturing processes of various products (ESMAP 8). The increasing population and expanding economy contribute to the increase in the demand for electricity. Currently, china is the major consumer of electricity. However, the electricity produced in this country is not enough to supply its needs (“Global Energy”). The economic progress could not pursue if there is insufficient amount of energy that any country could use. Electricity shortage can happen ...

Over the years, questions on the issue of war have been discussed and debated over and over. One of the major questions that have always been asked is whether the civil war was inevitable. In the year 1850s, events that occurred proved that the Civil War was inevitable. More than a few that occurred in America clearly show major causes of war such infringement of civil liberties, the collapse of the two party system, and infringements of rights. These factors made the conflict/war between the South and North America inevitable. It is evident that both South and North America made ...

Introduction The thing through which a country gets appreciation is its core expertise and appreciation in the economic function, because the economic functions usually have the tradeoff of two important things known as earning and consumption. In fact the father of economics, Alfred Marshal and Adam Smith found the same tradeoff in the market for their economic consequences particularly. This is an important aspect that delivers the best services in town for the country in all over the world (Gaisford & Kerr, 2001). The concept of economics is an important one for the countries and economies from all over ...

Considered to be the worst financial crisis after the Great Depression of the 1930s, the financial crisis of 2007-2008 hit hard the global economy, threatening the total collapse of the big financial institutions, which, although was prevented by the bailout actions of the national governments, kept the global stock markets at its all-time low. The crisis played a crucial role in the failure of many businesses, decrease in the consumer wealth and a slow economic activity, creating the European sovereign-debt crisis. The impact of the global recession hit the common people by giving rise to unemployment problems, loss of jobs, decreased ...

Abstract The main feature of the development of the modern Ukrainian sociological thought is its independence from the former Soviet Union and strong ideological pressure. There were many scientists, who worked in repressive conditions in Ukraine, and those, who were forced to remain in exile. However, free from ideological pressure development, Ukrainian sociological thoughts developed abroad had significant results. Modern sociological science has absorbed the thoughts, ideas, theoretical generalization of many Ukrainian scholars of the 20th century, which could be called the founders of Ukrainian sociology. Their socio-philosophical exploration, anthropological, cultural, and historical research paved the way to sociological ...

A bias according to which people have a habit of accepting as true is “the law of small numbers”; that bias is a tendency to make assumptions based on small quantities of information. For instance, if a hedge fund executive had successful fiscal results for two years in a row, a lot of people would think that the hedge fund executive is himself above average, however this assumption is not considered valid, stemming from such a small number of years. Another example of this biased assumption is when you think you can guess if the next coin toss will be heads or tails, when the ...

Business or economic globalization is the global integration of markets. In the past century this has been one of the major global megatrends as economies of the world battle it out to have a share in the lucrative global business arena. Asia has not been left behind in this rush. It has taken several domestic and international steps meant to boost its businesses with foreign economies on a global scale. Trade agreements and improvements on the quality of products are some of the steps that Asia has taken to boost its presence in the global business arena. However, Asia has experienced ...

Ukraine has a long history of complex conflict in reference to Crimea. Tracing back to the 4th century, Alexander the great focused his conquer of the Jewish territories and conquered Crimea as he also did to the Tatars. Since then, conflict in Ukraine has been dynamic taking different perspectives all-time round (Nathaniel13). The recent conflict is the Pro-Russian and Ukraine government conflict that has so far seen more than 2,600 people dead. Despite this great loss, the crisis shows no any sign of cease-fire. The conflict is taking another different perspective due to the recent suspicious movement of ...

Financial crises are generally protracted affairs. In most cases, the periods after a severe financial crisis have three similar characteristics. The first characteristic is that there is a deep and prolonged collapse of asset market. This means that the real prices of housing declines at an average of 35 percent. This decline is stretched over a period of more than six years. The price of equity also collapses at an average of 55 percent for over a period of three years. Secondly, there is a decline in the country’s output and employment. In this case, unemployment rate rises at a rate of 7 percent ...

Uncertainty is part of any corporate organization and it may range from typical crises to existential crises. The crises can be national and affect all types of organizations or they can be industry specific. Whatever the type or case, how a corporate leader manages a crisis will have a long-term effect on the company or organization. Hearit (2006) defines a crisis as any activity or occurrence that is not planned for and has a negative effect on an organization if not managed effectively. Crises in companies are a test to managers. As a corporate leader, managing a crisis that is industry specific or that the company is ...