In January 2009, Heartland Payment Systems announced that it had encountered a breach in its security system the previous year. The breach had compromised data of more than 130 million credit and debit cards transactions as the transaction data was being transmitted in an unencrypted form within its internal processing platform. The company was certified Payment Card Industry Data Security Standard (PCI DSS) compliant and had implemented all the required controls, but could not avert the breach. This paper examines if compliance with standards is enough to ensure data security. The paper will suggest the approach to be taken ...
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