The first article explains how the human brain is hard wired to prioritize short-term gains over long-term benefits by explaining procrastination, loss aversion, and unwillingness to let go of superfluous expenditures. From this reading, I learned that taking immediate action regarding financial affairs that may not provide immediate benefits, such as a 401(k), can make a substantial difference in the long term, such as in life after retirement. Also, letting go of investments that have proven to be unsuccessful can save a considerable amount of money. The second article provides advice for people over 40 years old who ...
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