While Lightner Witmer has been largely credited with the conceptualization and creation of a separate field of study for school psychology (D’Amato et al., 2011), it has it’s true roots, in many ways, in the creation of the IQ test. The IQ test was pioneered by Alfred Binet who was specifically interested in the standards of the normal mind. Today, the Binet-Simon scale, first generated in 1905, is still used in schools to determine a child’s overall ability to perform certain tasks (Binet & Simon, 1905). Perhaps more significantly, however, it was significant that Binet recognized that ...
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[Economics]
However, if you take a look at the history of the development of banking, the first evidence of some kind of bank prototype was seen in XII century in Genoa. In Italy at that time there were lots of bankers – money-changers who put their coins on the table. Originally, bankers in the XIII century, mostly known as Lombards, gradually outweighed the Jews who were proficient in money-landing. The Italians brought in business skills, enhanced by their invention of double-entry book-keeping. Such cities, like Milan, Genoa, Siena and Lucca earned much earnings from this new trade. However, Florence took ...
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