Worthiness College Essays Samples For Students

The credit policy of a business should be customer friendly and should provide adequate time to the customer for the payment for purchase or service. To successfully manage credit, a company needs to place importance on new customers and not only focus on the old customers. It will be important to reach out to new customers who will increase their reach as well as revenue, credit management enables the company to improve on their policies and regularize the cycle of receivables. The most important part about credit management is the collection and unpaid collection. A company needs to maintain ...

Executive summary

The region of Northern Virginia and the Tyson’s corner submarket has a huge potential for the property. The Tyson’s center offers a huge market for the real estate property due to the population composition in the region. Tyson’s corner is the largest shopping mall in the Baltimore-Washington region. The mall forms a center of attraction to shoppers from the working class within the city and outside the city. These are the main potential persons looking to acquire property within DC. The recently opened Silver Metro line is likely to have the largest economic impact on the ...

Credit Risk Management Analysis

Credit risk emanates from the peril of loss of principal or shortfall of a financial reward stemming from a borrower default to repay a loan obligation. The failures to honor a contractual agreement of a loan results of a wholesale credit risk. When a borrower envisages to use future cash flow to pay a current debt credit risk will eventually arise. Then the savers will assume credit risk by way of interest payment from the borrower or issuer of the debt obligation.
The wholesale credit risk, therefore, emanates from the defaulters of debt obligation that have been acquired from ...

Abstract
The trade off theory advocates that the management consider the trade off between the benefits resulting from tax shields verses costs, such as bankruptcy costs, interest costs and agency costs among others. The ability of management to obtain external financing is determined by size of company, profitability, opportunities for growth among other factors. The trade off theory indicates that the management gears at obtaining all the benefits associated with external financing. The M and M theory (1963) has the argument that changing the capital structure may not make the share holder any better off. The contradiction of ...

Various concepts are crucial in conducting and understanding test statistics. For a scholar or even a social worker to understand how the test statistics are applied in the assessment process, an in-depth understanding of interpretation of test data comes in handy (Neukrug & Fawcett, 2013). The four factors of test worthiness that are accorded ultimate attention are validity, reliability, cross-cultural fairness and practicality.
Validity entails investigating the test statistics to ensure they measure what they are supposed to measure. It is often imperative that the accumulated evidence support the intended interpretation and purpose of the test scores. Validity can be ...

Social work was introduced to me in high school. The inherent desire to serve the less fortunate in the population was coined, planted and nurtured by my parents. I always accompanied them to social welfare organizations like foster homes, and community based organizations, to grant basic needs to the less fortunate and the endangered. When social work was introduced to me, I really liked it especially the principles of, a social worker his /her roles made me get an inherent power that propelled me to consider studying the course at the deepest end. I want to credit my parents for ...