Essays on Health Insurance In The United States

On March 23, 2010, Congress endorsed The Affordable Care Act [ACA], otherwise dubbed The Patient Protection and Affordable Care Act [PPACA], into legislation as a measure to reform the nation’s healthcare system (Hill 445). The new health care statute encompassed improvements to “appropriate, reasonable, or essential” health benefits and measures to regulate health costs through rules and regulations for the health care industry and insurance companies (Hill 445-446). The Health Care and Education Reconciliation Act of 2010, which includes Fiscal Responsibility Acts and Student Aid, also went into the amendment of the PPACA. Hence, the “ObamaCare” is the ...

Abstract

The United States is currently embroiled in a debate on how healthcare should be structured. The Republicans have sworn to repeal the Affordable Care Act. On the other hand, more than 33 million people are not able to afford basic healthcare services, do not have medical covers, and most of them do not have proper employment (Atun, De Andrade, Almeida, Cotlear, Dmytraczenko, Frenz, & De Paula, 2015). Additionally, most middle-income earners cannot afford proper health insurance or afford to pay health care costs off their pockets. Essentially, this is best demonstrated by the high number of bankruptcies filed due to ...

Employee compensation in most cases refers to the cash benefits that individuals receive as an exchange of the services rendered to their employer. In most cases, at least in many countries, individuals earn a certain wage or salary due to the work they do to their employers. For example, in the United States, almost over 90% of the employees or what is considered the working population earns a salary of some form of wage. The compensation that is in form of cash often comprises the wages or the salary and in some cases may include the bonuses as well as the ...