Essays on Short Term Disability

Insurance Plans

ABSTRACT Insurance plans are optional benefits that an organization may offer to its employees. Although they are considered optional, it is standard in most industries to offer insurance programs within a benefits package. Employers may choose to include these benefits in a package and may choose to pay for the benefits or have the employee pay for the benefits. The life insurance plans available are term life, universal life and whole life. Accidental death and dismemberment may also be offered, and there are two types of disability plans that may be offered, short term and long term. It is ...

Abstract

This paper explores various published articles that address employee insurance programs available for employees in an organization, particularly in the United States. The article discusses different aspects life insurance and disability so that when they are evaluated collectively, they create a rational analysis of the subject of the research. Hasman et al. (2004) explain the current employee insurance situation in the country. Martoccio (2010) and Fronstin (2007) provide a detailed discussion of employee benefits. The discussion available in these two sources tends to create several categories of both life insurance and disability insurance, describing how offering such plans may ...

Abstract

In this research paper our major focus is on employee cover and the benefits that accrue to the insurance cover. Further the data examines different health care issues and worker’s satisfaction with the treatment they get in health facilities today in building their future trust of the nation’s healthcare system. Medical care programs designed for these workers are also another factor to be discussed and its importance to the client to confirm their loyalty if they are fully functional and help their workers when need arises. If taxes on employees were to be increased some of the ...