Credit Card Argumentative Essays Samples For Students

In the modern society there exist many forms of buying goods and services. In ancient times, people used to buy goods and services by the use of barter trade; this involved exchange of goods for other goods and services. There are various forms of paying for goods and services, among them being cash, hire purchase and buying on credit. Buying on credit refers to a form of payment that can be used by an individual to acquire goods and services and pay for them in the future (Calman 21). Buying on credit is an internationally accepted way of purchasing commodities. ...

What is the problem?

At present, the majority of residents of Ohio State, let it be an individual, a student, etc. are burdened with debt. The poor debt scenario of the Ohio State came into scene when during 2005, the bankruptcy rate went double to the rest of United States. However, as per the data published by a website, although Ohioans carry less debt burden that the residents of other states, however, still the level of debt is high. Important to note that although the state’s residents carry less mortgage burden but the credit card and student loan amount has reached an alarming stage.

Significance of the problem?

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The Pitfalls in Borrowing Money

A. The dangers or risks of borrowing money
B. Background of borrowing/ responsibilities of borrower
C. Thesis Statement: Borrowing money creates a profile of financially-at-risk individuals that shall be dependent on the characteristic of the borrower, who may the tendency to mismanage and misuse their credit cards.
II. Counter-Arguments
- There are advantages and disadvantages in borrowing money through loans and credit cards.
- The financial problems of the borrower are easily resolved by seeking financial assistance from loans and credit cards for payment of mortgage, car loans, student loans and other emergency needs.
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The word “communicate” comes from the ancient Greek – specifically, from the word “to inform.” On the basis of this one main goal, communicating to others as man’s basic necessity for existence has evolved, taking on diverse forms to serve more functions. One form of communication – and perhaps the most popular and most used today – is advertising, which aims to persuade. Advertising, in all forms and media, comprises a major part of the people’s daily information intake and dominates the nation’s culture at large. This is why advertisements are carefully planned and creatively done, usually having the most ...

Introduction

Using credit cards has many negative effects on the financial prosperity of a student. Students having access to a credit card, fail to control their spending habit and showcase increase in financial consumption habits. Credit cards provide simple and convenient services, making students feel that they have access to free cash that can be used to purchase products they like. This feeling stimulates impulsiveness among students and influences their financial condition in a negative way. Using credit cards causes serious troubles for students as they develop huge credit card payments and end up in a financial crisis where they ...

Argumentative Essay

This morning at breakfast Mom and Dad had their weekly argument about paying off the credit cards. My Mom wants to pay off the credit cards before buying anything else or doing anything else with the family income. My Dad wants to put money in a savings account in case of an emergency before starting to pay off the credit cards. My Mom ‘claims’ that the interest is so high on the credit cards that we will be giving money away if we keep making payments instead of paying them off. She says that credit card companies play tricks on ...

Introduction

One topic of great debate today is the amount of student debt being accrued by college students that, whether, they graduate or not, who leave college with debts from several thousand dollars to hundreds of thousands of dollars. These debts are, most often, federally owned. Student loan debt cannot be eliminated with a bankruptcy and can only be forgiven if the borrower were to die. At least that is how it has always been. However, there are today may people who feel that student debt should be forgiven by the government under of number of applicable circumstances. There are ...

CHANGING LIVES WITH CELL PHONES

A phenomenal innovation in this age of technology is the mobile phone or the cell phone. Cell phone usage has entwined our life in the belief that all technologies make lives easier, better or more efficient. Amongst all mobile technologies, cell phones have become part and parcel of our lives such that many of us cannot think of life without a cell phone. For some people, the cell phone is simply a “phone”. However, for many, a cell phone means so much more. This is in light of the amazing usages of the cell phone today. The cell phone ...

Although there is not a lot of risk involved with using telephone numbers as identification if the numbers are not associated with credit card numbers or available through the Internet, there are still some ways that unscrupulous employees can use the information to the disadvantage of customers. There may be other information that is associated with the phone number, such as name , address, or other personal information.
An unscrupulous employee could use the information for personal reasons, depending on how the database is set up. For example, if he or she was disgruntled with a particular individual who was a subscriber ...