Credit Book Reviews Samples For Students

Time and again, the history of consumer debt in the United States has been given the time and attention of many researchers although not too many have looked into the state of personal debts in the country and its evolution. In his book, Louis Hyman attempts to resolve this case, looking back into the personal credit of the Americans for the past 200 years. Hyman checks the four connecting themes: the many that consumers make their purchases, the institutions that grant personal loans, the government’s role in personal financing, and the development of technology that has paved the ...

Overview of the National Banking Sectors in North Africa

Banking regulations on the acceptable standards have become a central point of discussion in most developed nations especially due to the recent financial crisis. A program or scheme that enforces the channeling of resources into more investments would boost the financial stability of the economies of most developing nations. A study of the regulations in the banking industry on the economic growth can reveal a lot concerning the economic growth in some specific South Mediterranean countries (Algeria, Tunisia, Morocco and Egypt). The banking efficiency and its proximity to internationally acceptable standards are measured using convergence methodologies such as β-convergence, Meta Frontier ...

The Big Short is a text by Michael Lewis. It is a piece of nonfiction that deals with the financial crisis of the early 2000s. Lewis examines a number of the most important issues and players in the financial crisis, looking into the major reasons that the credit and housing bubbles burst; Lewis takes a slightly different approach to the issue, however, because he is heavily concerned with the personality of the individual who bets heavily against great odds, as some financial analysts did in the time leading up to the financial crisis and the burst of the housing and credit bubbles.
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Chapter 5 Outline

The chapter begins by explaining that despite usury being considered as an execrable sin against human, it continued to be famous in the United States and British. It is apparent that in a population of 30,000 people, more than 8000 individuals embraced usury or took part in the practice (Geisst 192). The reason is that the necessity of doing business using borrowed money became frequent due to trade. Besides, the chapter offers a detailed explanation on the sophisticated debt revolution that emerged in the 19th century. This made people support industrialization so as to help people to avoid ...

Introduction

Kevin Poulsen, a former hacker has over the years built a recognizable reputation as one of the top most investigator reporter in the cybercrime world. In the book Kingpin, Kevin brings out his unmatched expertise in the form of a book, developing a fascinating cat and mouse narrative with a unique view of the twenty-first century organized crime. The book gives a detailed account of the inside look at the cybercrime world, focusing solely on carders. Carders in the book are the people responsible for stealing or outdrawing information from credit cards. The book is superbly written by Poulsen, making it extremely hard to think ...

The Return of Depression Economics and the Crisis of 2008

The Return of Depression Economics and the Crisis of 2008 is an economics book that was written by Paul Krugman. The book is an analysis of the 2008 financial crisis that followed an economic downturn amid huge economic activity in the financial sector of many economies including that of the United States of America. The book further follows and traces integration of the unfavorable economic conditions into the financial crisis experienced in the year 2008. In addition, Paul Krugman considers the parameters that characterize a relationship in an economic depression context basing the argument on the depression and the economic ...

Introduction

“International financial stability” was written by Roger w. Ferguson, Philipp Hartmann, Fabio Panetta and Richard Portes and published in the year 2007.The book provides an all inclusive perspective of financial stability in the consideration of great structural changes in the global financial system in the course of the last ten years. It is not an account of the events that occurred recently but it instead gives an analysis of “secular phenomenon” in a view point informed by “frontier academic research”. This report is going to look at the main issues raised by the authors in the book in relation to ...

Divide Waters: The Naval History of the Civil War

Historical accounts often define important milestones for the human society. It is a creed that Ivan Musicant’s book Divided Waters: The Naval History of the Civil War lives up to as it defines a watershed moment not only in the history of America’s naval operations but also in all other aspects of its human development. The book gives a detailed overview of America’s naval operations during the period of the civil war. Ivan Musicant’s ability to paint such a vivid picture of the events at the time is aided by the use of both primary ...

Analysis of a Panic of 1907

The world has a witnessed some global financial crisis. The most notable one is the great depression that had severe impacts on the economy of the world. Developing nations were adversely affected by the crisis that hit many free markets. Nevertheless, the 20th century was marked by a panic, which ensued on the Wall Street. The aftermath is that American economy and Europe was not spared either as well as the rest of the world. The main aim of this exposition is to analyze the book The Panic of 1907; lessons learned from the Market’s Perfect Storm by ...

Many stories behind the history of the blacks and their contribution to modern developments have never been told. The slave trade period was one of the worst moments of history and especially to the black generation. Apart from the psychological and physical they were made to face, being denied basic needs of life and being looked down, there was still more to their predicament that has remained underground. The Immortal Life of Henrietta Lacks is a book that reveals to us how the black race was looked down on and taken advantage of when in the real sense, the contribution ...

Book Report on “No Easy Day” by Mark Owen

This bestselling book is an autobiography of a United States Navy Seal who was involved in one of the major events in the fight against terrorism. The book is based on the super orchestrated mission that led to the killing of the world’s most wanted terrorist Osama bin Laden in 2011. The book therefore gives us insightful information on what happened on the period that Laden was killed by the United States Navy Seals. Osama bin Laden was executed after a raid in his house in Abbottabad, Pakistan. In this book, the first chapters reveal that Owen is very passionate ...

Book review: The Renaissance Bazaar: From the Silk Road to Michelangelo

During 1400 to 1600, the remarkable development in European society in the fields of art, politics, philosophy, and, culture is Renaissance. French historian Jules Michelet claimed Renaissance as a French phenomenon but, as per Swiss academic Jacob Burckhardt, birth place of modern world is Italy. From the mythological explanation of the evolution of Europe to the meaning of Renaissance according to Jules Michelet, Jacob Burckhardt, Walter Peter, Erwin Panofsky, Stephen Greenblatt, `The Renaissance Bazaar` is an analytical history of the evolution of Renaissance and explains how the interactions between the east and the west through trade and exchanges influenced the ...

Book Review No One Would Listen: A True Financial Thriller

Summary of the Book
Harry Markopolos introduces the book to the reader on the accounted date of December 11, 2008. December 11, 2008 was a crucial day Bernie Madoff was arrested. Madoff was arrested for creating and running a Ponzi scheme. The Ponzi scheme was the largest in history of United States. Markopolos makes sure that the reader comprehends the revelations by incorporating a short story of a man in a plane. The man is shocked by the streaming exposures on the CNBC. The man reveals to his wife that they have lost millions of dollars they had invested with Madoff. However, the ...

If a cross section of the American population were polled today and were asked their opinion of presidential campaigns the majority of them would say somewhat that they are tired of the negative campaigning that is so common in today’s politics. Many people see bipartisan politics as the end to democracy. However there was a time when politics was not as polarizing. Lynn Parsons shows that politics was also messy in the 19th century as well as he calls the election of 1828 the first modern campaign. He was not the first to coin this phrase but what he did ...

‘Instructor’s Name’

Columbus and the Color Line
A People's History of the United States by Howard Zinn is an account of the American history in a common man perspective. It was first published in the year 1980, and it contains many stories particularly of the natives, which were mostly ignored earlier. It describes in vivid detail the spirited fight put on by various individuals such as Frederick Douglass, César Chávez and others, against slavery and oppression. The aim of this essay is to single out three events or issues that was discussed in the opening two chapters of the ...