Credit Card Course Works Samples For Students

Introduction:

Credit Cards are the cards issued by Financial Instituitions to the individuals giving them option of a mean of short term financing at the point of sales. These institutions charge interest rates which are generally higher than other consumer loans. Credit Cards are one of the most popular method of retail payments in US because of its wide spread acceptance.

Part A)

Assuming, that bank will charge no other fees and on the basis of 2% minimum payment regulation, amount to be paid on $5270 will be:
Minimum Amount Due: $5270*2%= $105.40

Part B)

I have an American Express Credit Card that ...

One of the reported crimes in the world today is identity theft. Identity theft refers to a situation whereby someone steals personal information of another person and uses it without the owner's permission. It is a serious crime, which may cause havoc with individuals reputation, credit history, as well as finances. In most cases, it is complicated to resolve it; hence, demanding patience, money and time to resolve it (Hammond, 2003). There are many ways that an individual can protect his/her identity from being stolen.

These ways include protecting personal information, shopping in secure places, protecting passwords and pin, secure ...

Cyber scam is similar to the real life scam, however there is one difference; the cybercriminals use a totally different medium in their path to achieve their goal to deceive others. The cybercriminals can be the hackers, insiders, fraudsters, or the stalkers. The various mediums that are majorly used by the cybercriminals to deceive others are the electronic mail, chat rooms, social networking sites, bulletin boards, newsgroups, and list servs. The number of cyber scams has increased in the recent years due to the easy availability of internet in every corner of the world. The fraudsters can operate in any ...

Brief Summary of the Presentation

The title of the presentation was “What Every College Should Know about Credit Scores but No One will tell them.” The main resource persons were Quinton Harris and Tim Gill who were both Area Managers for the Bank of England and Daniel Halverson who is a credit manager. A credit score is a benchmark for a creditor for determining whether a person is worthy of credit. A credit score also shows a person’s ability to manage finances and meet obligations. The presentation highlighted the importance of having a good credit score to gain trust from employers, creditors, business partners and other interested parties.

Leadership Skill, Traits and Abilities Identified

The ...

EVALUATING SECURITY BREACHES

Legally, fraud is described as the misrepresentation of facts using words or by conduct or by concealment of what should have been disclosed that is intended to deceive a person so that the individual will act to their own injury. Commonly fraud is said to be the act of depriving a person of something by deceit involving misuse of funds or other resources or misappropriation of information. It is characterized by dishonest behaviors such as corruption, bribery, collusion, forgery, false representation, deception and concealment of information. Fraud typically costs the typical U.S. Company 6% of its annual revenues. This translates to ...

There are five stages in the information systems development process. These are initiating stage, planning, executing, monitoring and controlling, and completion stages. It is these stages that form the systems development life cycle (SDLC).It is the role of the systems analyst to act as the project manager of the information systems project. Throughout the system development lifecycle, it is the responsibility of the project manager to initiate, plan, execute and close down the systems development project. Management of the project is actually the most important phase of an information system development project. Efficient and effective management of the ...

I have decided to address my report to the director of Anti-Crime Inc. for the state of Philadelphia. I will be recommending a Business Identity Theft course program. The course objective will aim at training and curbing potential devastating repercussions of a business identity theft, which faces both the employers and employees of not only small-scale businesses, but also medium sized businesses.

A decade ago, it was hard for unauthorized party to acquire and use private personal data of another person, but with the growing technology of computing and networking it is now easier. Personal data, especially credit card, bank account ...

Chapter 1

risks. I’m not much of a risk taker. As such, although the business world seems exciting, I feel a bit intimidated by the fact that I have to face all these risks once I join this world. Also part of what makes it intimidating for me is that I think that the skill of knowing when to take risks and when not to take risks is not something that can be effectively learned from school or from reading books. Instead, I think that this skill is best learned through experience. This then means that I would have to make a lot ...

Since the time of the early civilizations, money became an integral part of society as people use it to attain basic needs and specialized services, including luxury. As the years progressed, the image of money had changed from circular stones to paper money and metal coins and its value varies from its country of origin (currencies) and the resource or service required. In recent years, money has taken another makeover as payable services and goods are now available online for people on the go, creating “electronic money”. With the introduction of electronic money, there are a few sectors now ...

In the past few years, price properties all over the world have been skyrocketing. This is the same with the Eastern Arabia region. From 2008 to currently, house properties have surged 600% and according to developers, some parts of Bahrain have seen a 400% increase in the prices of houses. Increased revenues from foreign investments and oil has led to an increased demand for housing. This is further enhanced by the fact that housing laws are more liberal, little to no tax in the housing tax and very easy and non-stringent home financing. In this paper I will explore the ...

(1) Data analytics and the big data movement both seeks to use data collected to gain competitive business advantages over a company’s competitors. However, three major differences floats out. First, dig data recognizes the fact that the volume of data from gathered from numerous devices like the internet or mobile devices of companies increases exponentially everyday. With big data, the ability to measure the amount of data will pave way to data better data management. Second, it recognizes that velocity of data created is as important or even more important than the amount of data gathered. Because of the ...

Accrual Base Accounting and cash based accounting are 2 methods employed by managers in financial reporting of the earnings of a company over a period. As per Generally accepted accounting principles (GAAP), a company has a choice in application of accounting methods which is often referred to as earning management.

Accrual based accounting is a form of measuring the income where the effect of transaction is recorded when the transaction occurs rather than being recorded when cash is received or paid, which is the cash based accounting method. This method enables the combining of the current cash inflows and outflows with future expected cash ...

A corporation is a legal business entity whose members have limited liabilities. This means that incase of liquidation, the owners only lose the business assets and the employees their jobs but not any private property. They are mainly created by a body of persons or entities that come together and form one business operating unit (Zerk, 109). Corporations are considered as real persons and can be convicted and are also allowed to exercise human rights just like individual human beings.
Picketing is the act of people gathering up in a designated area like in front of a company entrance to make their ...