Debtors College Essays Samples For Students

Basic composition

The Bachelor’s Degree course in Liberal Arts at Excelsior College focuses on proficiency in writing skills. Writing is an essential skill necessary for nearly everybody; good writing skills support educational and occupational success. The course deals with writing basic essays and the process of writing in general. A well-written composition is free from spelling and grammatical errors, and conveys ideas in a clear and concise manner. The organization and structure of a composition is also important, most compositions being divided into suitable paragraphs that are organized in a systematic fashion in order to convey a theme or thesis. These main ideas are ...

Management 325

There are many figures and variables that investors take into consideration whenever they conduct their due diligence or research. Some of the most common metrics that new investors use in the field include but may not be limited to return on investment, price to earnings ratio, earnings per share, earnings per share growth, among others. Those who have a more solid background in economics, accounting, and actuarial sciences make use of more complex valuation methods. One of the best metrics to use is the internal rate of return (IRR).
A company or a security’s internal rate of return pertains ...

The Concept of cash flow estimation?

Every business survives on liquid to cater for its daily operational activities. It is therefore important to monitor the flow of cash from the source to the area where it is used. A business could be making profit but its cash account is inconsistent and could result in insolvency. If a business realizes at the end of financial year that the cash account has a deficit, then it would be imperative for the company to review all cash transactions to evaluate where the deficit came from. The international accounting standards board (IASB) requires that all businesses comprehensively consolidate their financial statements.
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INTRODUCTION

Tantalizers Plc is a leading Fast Food company established in May 1997 with a promise to deliver full value for money to an increasingly discerning target audience. The company pioneered the integration of African menu into fast food operations.
In order to evaluate how tantalizers’ plc has improved in its financial performance in terms of profitability, efficiency and stability, its financial statement in 2008 and 2009 would be analyzed and interpreted using some basic financial ratios. Profitability, efficiency and financial risk ratios will be used to evaluate the company’s performance in 2008 and 2009 respectively.

Financial Ratios

Turnover Growth

Net profit ...

Introduction

Cash management is a complex task though it seems to be an easy job. It is a highly complex as well as detail oriented task. It is very necessary to effectively manage the cash that the company have. If the company fails to manage the cash effectively, then there will be problem in meeting the financial obligations. Failing to manage the cash effectively will affect the company’s operating, financing and investing activities. In sum, the whole cash flow system will be affected. To facilitate the cash management, the company prepares the cash budget and implements the proper cash ...

Bankruptcy is a legal situation that organizations or individuals may fall into when the current assets in the organization are not able to pay for the debts as they become due. The individuals or organizations that are not able to meet their debt payment obligations may be forced to file for bankruptcy. The debtors also may file for the same if the individuals who owe them have failed to pay the debt and a specified period of time that vary from one country to another has expired.
Both individuals who are owed by the bankrupt and those being declared bankrupt ...

Option 1

Part 1
The company selected for the assignment is Teledyne Technologies. Chart below shows the information regarding the company:
The audit report of Teledyne Technologies Inc. for the year ended January 3, 2016 carried an unqualified opinion. The report stated that the consolidated statement of income, comprehensive income, cash flows, and stockholder’s equity for the year then ended presented fairly, in all material respects, the financial position of the company and were in conformity with Generally Accepted Accounting Principles of United States of America.
The company’s internal control for the year ended January 3, 2016 were also ...

The Influence of the Repeal of the British Usury Laws

Introduction
The recent few years have experienced a dramatically high growth in the interest rates globally, which is also believed to have reach a historically high rate. This growth, with specific reference to the existing interest law, has resulted in serious concerns related to the development of credit markets.
The reasons behind the efforts on developing credit markets is essentially due to the reason that in quite a few jurisdictions, the restrictions on usury or the interest have normally stayed at the lower level of interest rates that were formerly established. The ultimate outcome of this is that debtors ...

Recently, China has recorded a remarkable growth in its economy of nearly 10% per year. The bulk of this growth comes from the banking sector characterized by poor asset quality, low capitalization, and massive state intervention. For this reason, the government introduced sweeping changes to the financial sector to boost its stability. These changes included transforming the banking sector from a policy-driven, state-owned, non-performing system to a profit-driven, multi-ownership, competitive system. Although the sector has recorded marked improvements in its operation and efficiency, additional efforts is needed to deal with problems revolving around non-performing loans and shadow banking. The ...

Accounting

Introduction
This whole essay is concentrated on the Hershey Company. This essay has been divided into five separate parts. In the first part of an essay, the discussion has been made regarding the Company’s introduction, its major line of operations, the major competitors of the Hershey Company, as well as the expected future growth of this Company. Second part is very important which includes the full discussion of the ratio analysis that has been used for evaluating the Company’s performance. In the third part of an essay, the auditor’s opinion made in the financial statements ...

Apple Company was founded in 1976 by Steve jobs, Steve Wozniak and Ronald Wayne with the objective of developing and selling personal computers. It was later to be named Apple Inc. in 2007 in order to mirror its shift towards consumer electronics. The company has well-established brands of equipment in the market that involves iPod media player, iPhone smartphone, and the iPad tablet computer. The company has continued to develop and come up with innovations hence ahead of its competitors such as Samsung.
The company has been involved in several industries such as computer software, consumer electronics, and ...

Personal finance

Learning is a continuous experience that starts at birth. Although formal learning takes place within learning institutions, much of human learning is a product of experiences from life. Like in other areas of professional development, financially planning is a product of both formal and informal learning experiences. In this respect, multiple experiences throughout my life have shaped my financial planning skills. My learning experience with respect to financial planning is traceable to my days in college. Being in learning institutions calls for self-discipline and control with regard to financial. This offered the first and extremely important lessons with regard to financial planning. ...

Bankruptcy is the process by which a debtor who is unable to pay his creditors, can discharge his debts and get a “fresh financial start”. The most common types of bankruptcy are known as Chapter 7, Chapter 13 for individuals or small businesses and Chapter 11 for larger businesses. Chapter 7 is a liquidation of all the debtor’s assets where the proceeds are used to pay off your creditors. Once all the proceeds are spent, the debtor will be “discharged” from bankruptcy and will no longer be personally liable for most of the debts owed to creditors. Chapter 13 gives the ...

Question one

The theory proposes that the relationship between workers and their employers is based on a win lose structure where the laborer in all attempts to sustain themselves working for their bosses (capitalist) somewhat are always at a loss in the arrangement. On the other hand, the capitalists are always winning earning more from the labors of their workers while the labor struggles to make ends meet with the meager pay that the capitalists give them for labor and services rendered. In essence, the alienation theory revolves around the laborer explaining how the laborer becomes alienated from society in various ways based ...

The critical research paradigm was a development of Karl Marx with other critical, feminists and theorists (HUSTLER, GOLDBART, and HUSTLER, 2005). Critical theorists perceive reality in a different manner in comparison to interpretivism and positivists. They argue that reality results from powerful people who manipulate societal systems, condition society, and brainwash people to see things in a manner they want them (LINCOLN and GUBA, 1985). They manipulate the less powerful in fulfilling their individual requirements. From a critical perspective, human beings have an excellent potential when creativity and adaptability are questioned. The potentiality is, however, restricted and oppressed by conditions such as social ...

This 1787 essay by James Madison, originally a letter written to a New York newspaper in support of ratification of the Constitution, has long since become the most famous of the Federalist Papers and one of the most frequently quoted documents in U.S. political history. Although Madison published it anonymously, under the pretense that he was simply a concerned citizen, Federalist No. 10 can be taken as a definite statement by the principal architect of the Constitution on why he did not regard it as a democratic document but rather one designed to guard against the rule of the majority, particularly when it threatened ...

Task

Compare the corporate form of organization with the sole proprietorship and the partnership.

Describe the principles dealing with ways of creating value and economic efficiency

The major principles include comparative advantage and absolute advantage. Comparative advantage is the ability of a country to produce a particular commodity in a more efficient way than other countries. Countries that have modern machinery are likely to produce machine intensive products than other countries.
Absolute advantage is the ability of a county to be able to produce a particular commodity that other countries do not produce. For instance, a country that is endowed with a unique mineral that is not produced by other countries can be said to have absolute advantage ...