Beneficiary Research Papers Samples For Students

I. Introduction: Estate Planning
As the saying goes, nothing is more certain in life than death. As many lawyers are trained, if you know that an event will happen, it is best to prepare for that event in order to put yourself in the best possible situation to take advantage of circumstances when the event occurs. The law’s response to effectively preparing for the ultimate eventuality is known as estate planning. Estate planning, in essence, is the process and procedures performed by an individual to arrange for the transfer of their “estate” in anticipation of death or incapacity ( ...

Abstract

Medical care is an obligation of the government in the United States because all citizens are entitled to the access of healthcare services. Nonetheless, the healthcare programs are not only executed on the premise of providing health services alone; but such services are to be affordable as well. Medicare part D refers to the program where the United States federal government subsidizes the cost of drugs prescribed for the patients. It also covers the drugs and the associated insurance premiums, and all these are executed to benefit the healthcare beneficiaries. This paper analyzes the Medicare Part D and the ...

Introduction

Throughout this discussion, we will analyze the history of life insurance companies, any major events which impacted the life insurance industry, including the Great Recession of 2007 which lasted for two years, rules or regulations proposed by Congress that govern the present operation of life insurance companies, including any changes of insurance laws, the current Presidential candidates plan on implementing for the life insurance industry and future expectations of the operational life insurance environment.

History

The life insurance industry began in the ancient city of Rome around 100 B.C. The Roman militant leader named Caius Marius, had created a certain ...

Introduction: The Social Security Act has established a number of programs aimed at providing the material needs of families and individuals. It also aims to protect disabled persons and the aged against expenditures from illnesses that can drain their savings. The human services values of Social Security is to keep families bonded together, and allow the children to grow up healthy and financially secure (Organizational History, 2014). This paper outlines the history of the Social Security policies in the US, their effectiveness, the cost of Social Security services programs and SSA funding. This paper also explains about the future of ...

Introduction

‘Medicare Part D’ is the US central government program which aim is to decrease the amount of drugs by governmental support, drugs which are prescribed by a doctor to a patience, also called Medicare prescription of drug benefit. From first January, 2006, it is included as a part of law of ‘Medicare Modernization Act’. All those people can get benefit from this law if they are entitled either ‘Medicare Part A’ or Part B or both of them. There are two ways to get benefits from ‘Medicare Part D’. First, they can privately plan to join for ‘Prescription Drug Plan’ which only ...

Social Security

The US social security system is a system that caters for the financial need of the poor and unemployed in the United States of America. It is funded and administered by the government. Until recent times, the federal government has administered the social security scheme but however, in 1996, a reform of the law was passed by the congress and control of the funds was given to the states.

Adequacy

Horizontal: the social security attempts to reduce poverty among the elderly by providing more benefit to the retirees who need them most (Panis & Lillard, 1996).
Vertical: there is significant difference ...

Insurance Plans

ABSTRACT
Insurance plans are optional benefits that an organization may offer to its employees. Although they are considered optional, it is standard in most industries to offer insurance programs within a benefits package. Employers may choose to include these benefits in a package and may choose to pay for the benefits or have the employee pay for the benefits. The life insurance plans available are term life, universal life and whole life. Accidental death and dismemberment may also be offered, and there are two types of disability plans that may be offered, short term and long term. It is ...

Abstract

In healthcare financial management, health insurance contributes in determining the healthcare services. The fee schedule provides a list of charges reimbursed for service providers and suppliers. Center for Medicare services, CMS, uses the fee schedule to determine the facilities and non-facility in healthcare provisions. Physicians, ambulance and medical equipment services among others help in the determination of the fee schedule by Medicare Physician Fee Structure (MPFS). The study focuses on CPT code 99214-office visit as the reference in the service delivery by the center of Medicare services. The Medicare and Medicaid rates are essential in determination the fee schedule.
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Introduction

Over the past couple of decades, poverty prevention advocates have become aware that it takes more than just emergency services to alleviate poverty. While such sources of aid as rent assistance, food stamps, food bank provisions, utility assistance and the like can help a family subsist from one month to the next, they do not help families escape the poverty cycle and move up to a better standard of living. As Hutson (2004) noted, “social service providers have increasingly recognized that families seeking assistance often face multiple, complex needs and that they require the services of more than one ...

Abstract

This paper explores various published articles that address employee insurance programs available for employees in an organization, particularly in the United States. The article discusses different aspects life insurance and disability so that when they are evaluated collectively, they create a rational analysis of the subject of the research. Hasman et al. (2004) explain the current employee insurance situation in the country. Martoccio (2010) and Fronstin (2007) provide a detailed discussion of employee benefits. The discussion available in these two sources tends to create several categories of both life insurance and disability insurance, describing how offering such plans may ...

Life today is not as difficult as it used to be during the earlier times. During those times when technology was not yet fully developed, people spend too much time in doing their activities. Not only time was extensively spent but also energy. Sometimes, this resulted to problems due to human errors. To perform the activities effectively and efficiently, development of technology is conducted. Development and research activities have led to various technologies today. Thanks to technology and the continuous development, human activities are done easier. This purpose of technology has made people to have great dependence with it ...

Introduction

In the United States, Medicaid was launched to provide social security (social health programs) for individuals and families in the low income group. The main objective of Medicaid was to provide comprehensive healthcare services at low-cost for individuals with limited resources. As per the Health Insurance Association of America, Medicaid is defined as a government funded health insurance program aimed to provide healthcare services for individuals of all age groups irrespective of caste/creed/ethnicity and those with low income and limited resources. It is the largest source of funding in the US with respect to medical and health-based services. It ...

Introduction

Estate planning is a field of study that involves the planning of a person’s current and incurrent life. A legal process is substantial for the future. Estate planning goes a long way into defining and informing people of their rights on property acquisition. It is a broad subject that gets narrowed down by legal process. Estate planning involves two persons, normally the wife and the husband (Nissley, 2011). The two come together and have to seek legal procedures and means for their future. This normally happens after they acquire the marriage certificate and have or share a home. It normally incudes a written and ...

Accepting Female Nature

The history of human civilisation can teach a lot of lessons, which can be applicable in everyday life. Even ancient beliefs and orders can be useful for contemporary challenges, not to speak about times of not so long past, which teach us who we and where are we going. Often people tend to take for granted what they have and consider that life was the way it is at this specific moment of time. The best example proving that such statement is disillusion is the case of women's emancipation and position in society. Only a century ago, women were considered to ...

Project Assignment #1

1) Identify the organization's mission.

Young Men Christian Organization (YMCA)

Mission Statement - This is a non-profit organization that aims at putting Christian values into practice through the use of programs that develop a holistic growth for all.
2) Describe their stakeholders.

The key stakeholders are External and internal

Internal stakeholders
The Staff, charity groups/ volunteers, board members, the members. They are involved internal governance, by ensuring that the mission statement is followed to the latter.

External stakeholders

The community and local government
3) Describe their primary beneficiaries (the people who receive their services).
The immediate beneficiaries include, your spouse incase one is married, children and also the rest of the ...