Essays on Adulthood

Introduction:

As the American Council on Education points out on its web site, learners over the age of 25 who uses to be considered non-traditional students now comprise close to 40% of students engaged in college studies. . These students are more in touch with how they learn. They know if they want to jump right in or look at the situation; if they should go find a mentor or a book. They are also frequently more motivated, they want more than the degree, and they want the education as well. Because of this combination of motivation and self-understanding adult learners ...

Question 1

Non equivalent Control Group Design – in this type of quasi experimental design both the treatment group and the comparison group are compared with the use of pretest and posttest data. The researcher can confidently have her claim regarding the effect of the treatment when the above groups are similar in the pretest measures but different in the post test measures.

Non equivalent Interrupted time series Group design – in this design, the researcher looks into a sequence of observations made before and after the treatment. Treatment effect takes place takes place when sudden changes occur during the implementation ...

In the context of learning, adults come to a class with certain knowledge and understanding about the subject being taught. Their age, experience and expertise prompt them to learn a subject as a solution to a problem rather than for the sake of knowledge. It is a good thing to have knowledge as an adult but not too good for an adult-teacher. For a teacher, adult student’s preconceived ideas hinder the teaching-learning process of striking common ground, creating group interest and establishing key goals for a class. Students with varied educational back grounds and experiences learn mostly as ...

Skull Measurements

According this cluster report, there exists a different degree of similarity between different species. The more related the species are, the more similar they are. This is mainly because they share a lot of traits and common features. According to my synthesis, I would like to record that this cluster analysis is sensible (McBrearty, S. & Jablonski, N.G. 2005). It gives accurate presentation of the relationship which exists between these species.

It is sensible to report that there is a higher similarity between the Australopithecus Africanus, Homo erectus and Homo sapiens as compared to any other ape. Essentially, they are ...

Knowles andragogical model focuses on the fundamental aspect of education that focuses on the adult or the so called nontraditional students especially in higher education. With the enrolment of the adult students on the rice, continuing or higher education programs have been increasing therefore the need to address the issues on accessibility, accountability on the higher education and affordability of the program as some of the challenges faced by the institutions. This paper will focus on the relationships between adult higher learning principles and the barriers to this faculty while applying my own experience as a student.

The schools ...

- This problem needs a structured and a step by step approach to solve this problem. First of all let us look at what is known and what is unknown. The interest rate is given, the monthly payment is given and since the five years have already elapsed the remaining time maturity is 20 years under the revised scenario and 25 years under the original scenario. This means that under the original scenario the total time period was 30 years.

- An important point in this problem is that since the loan payments are on a monthly basis we ...

1. The Development Perception: Sensory learning, Auditory-hearing, Tactile-touching, Sight-seeing, Smell, Taste

- What are the guidelines for nurturing optimal brain growth? How brain maturation is linked sensory development? According to Willis and Riccuiti “Play in developmental experiences is an integral part of the infant's daily experience, occur naturally in interactions with the world” (Stancoe.Org, n.d.). An infant early nurturing and positive guidance creates a bond of love and care between parent and a child which enable a child to develop attachment, active involvement with people, exploring new skills, ability to remember and development of good personality. Brain maturation is ...

Question 1

According to Author (nd), there are a number of factors which influence an individual’s development. These are dependent on the inherent characteristics within an individual as well as the environment in which an individual lives. In all these, there are the factors which affect the psychological development.

According to the developmental theories suggested by the author (nd), the psychodynamic theories are best suited to explain the differences in development for the two children. This theory has it that there are the inherent characteristics within an individual. These characteristic are not determined by the situation in which ...

Gabrielle Carlson’s “Early Onset Bipolar Disorder” (2005) article explains the certainty in diagnosing prepubertal children as a delicate matter. As an accurate diagnosis turns childhood into a minefield, a misdiagnosis belittles the complexities of children. Applying science and rooting characteristics out of a child is burdened with flukes. There is more arguing about a child not having a disorder than there is in accepting how an undeveloped youth can be diagnosed.

A prepubertal child should not be diagnosed with a bipolar disorder because he may grow out of it. It’s a flippant excuse but also the most ...

Arguably, older age is one of the unavoidable stages in human life. As a matter of fact, there are various classic aging patters that people undergo in their lifetime. As people grow older various things change, this includes physical, social and psychological changes. Certainly, studies show that older people tend to score lower on performance tasks, but can tremendously maintain their verbal reasoning for some time. These classic aging patters and characteristics are caused by various factors. The decrease of performance in the older age is caused by a decline and changes in non-cognitive functions such as psychomotor skills ...

In this perspective, current assets are assets within the organization that are convertible to cash within a period of 12 months. They are mostly renowned for their high liquidity. Current assets are included in the balance sheet after the noncurrent assets. They are important in measuring the liquidity of an organization. When compared to current liabilities, they show the liquidity position of the organization. Therefore, current assets play an important role in the organization by helping to determine its cash flows in a given period of time. Every organization requires current assets in its routine activities. The performance of ...

Juvenile crimes now encompass a significant proportion of the criminal activities in totality. Juveniles require special handling compared to their adults counterparts. This is due to the fact criminal behavior at this period of time is not necessarily continued into adulthood. They are considered to be in a formative period. Hence, rehabilitation is more essential for use among juvenile offenders than adults. There are variations and differences that exist in the programs utilized for juvenile and adult offenders. These differences exist in terms of staff expertise, environment, restraints and force use, education offered, work and access to inmates. The ...

Introduction

Many people have largely ignored child development that often occurs from birth to when the child reaches adulthood. Many people in history viewed children as small adults and thus paid little attention to the many changes in children including cognitive abilities, learning and physical growth. People started being interested in the field of child development in the early 20th century after theorists began giving their views. It is important to understand child development in order to determine the cognitive, physical, social, emotional and educational growth that children go through from birth to mature adults. Child development theories provide an ...

Theories concerned with how and why individuals become criminals have been circulating since the late nineteenth century and range from physiological reasons to issues concerned with the community and social problems. One such discussion point for the former is the impact of problems in the family environment as being the cause of offender behaviour in childhood, adolescence and beyond into adulthood. In practice, it becomes clear that these problems are a significant cause of delinquency and criminality, and whilst they may not be held entirely to account for the behaviour of the individual, their impact certainly ...

English

The idea that an adult can recapture child mind and live completely in the present without abstract thought about the act, and the future is a philosophical and psychological idea that holds little meaning to most people. The mindset of an adult is primarily influenced by experiences that the adult has gone through. It can, therefore, be argued that the current mindset of any given adult is a collection of different paradigms of mindsets that resulted as a result of experiences that the adult has gone through. The concept that an adult can adopt the child mind and live ...

Infant care and production in tamarins

Infant care and production in Tamarins: An Introduction Parenting patterns vary extensively both amongst human and primates. Cooperative care is rather unusual in the primates, however; it is found mainly in tamarins (Saguinus oedipus), the small monkeys. This report delves into infant care and production in tamarins, in a social system, explaining the methods they maintain their relationships in a cooperative care.

When offered an option for caretaking of mother or the father, infants generally prefer the father, who offer more care. Hence, in biparental and cooperative breeding groups, the infants do not create a major fondness to the ...

Should Children Who Commit Crime be tried as Adults?

Before the introduction of Juvenile Court System in 1899, individuals under 17 years who committed a crime were subjected to a similar system as adults. However, psychologists discovered that contrary to the perception that juveniles were hardened criminals, they are youths who have lost their way. Thus, the main objective for the introduction of the Juvenile Court System was not to imprison and punish the juveniles, but to rehabilitate them. This system works under the same viewpoint as the other justice system, which concentrates on encouraging good behavior instead of punishing bad. Victims are given a number of opportunities ...

Abstract

This paper is an expository essay on the article” The influence of the feel of product packaging on the perception of the oral-somatosensory texture of food” presented by Betina Piqueras-Fiszman a,b,, Charles Spence (2012). Initial sections of the paper covers the expirmenet and method adopted in the article. The Later sections deals with critique and results of the experiment.

Introduction

The research has focused on the multisensory integration regarding the superior colliculus (SC) of the adult neurons (Betina & Spence, 2012). The core emphasis has been on perception of food texture and it also focuses on what may occur inside ...

(Name of Author) Children have a complex yet fascinating language development pattern. As they grow up it becomes very difficult to understand children’s speech, as it may sound like one thing yet mean something else. The way children speak is affected most by the way they think. At a young age, it is not possible for a child to have the mind-set of an adult, making self-expression difficult for them. Altogether, it is important not to ignore children as they develop their speech during early childhood. Throughout the growth of a child up to adulthood, a child undergoes ...

Summary and Annotation

Summary Richard Colyer’s article, “Thoreau’s Color Symbols” is an incisive and exhaustive elaboration of Thoreau’s utilization of color in description of natural phenomena and the innate interconnections between the discernible and the unseen (999). His imagery was grounded in the natural process of birth, development, maturity, decay and regeneration after decomposition. In spite of this, he found it problematic drawing parallels between humanity and nature. His belief, though, was that man can acquire the discipline to perceive sensual elements of nature instead of just the sensuous ones. The main vehicles of Thoreau’s imagery were sound, ...

Emotional and social development of Adolescence Your Name: Subject Psychology Date: 8 March, 2014

Introduction The paper looks into the different phases of development that and adult goes through and what are his expectations form himself, his career and others. It is interesting to know as to how men and women are similar as well as different in their stages of life development. The different relationships an individual experiences in him adulthood have an impact on his emotional and social development.REVIEW: According to Levinson, how do the life structures of men and women differ?According to Daniel Levinson, the eminent psychologist, adults go through a series of stages as they develop. Based on a ...

Touching is an essential part of social interaction. People can hardly exist without making contact with one another. Touching by itself is a form of communication. It is used to communicate the feeling of affection between lovers. Touching is also evident in primates. Touch their youngsters to protect them from danger and show them affection. Similarly, human beings touch their young ones to provide support and protection. Touching among human beings is governed by socially construed rules of conduct. If done improperly, it would amount to sexual assault or infringement to someone’s privacy. Touching between an adult and ...

Life accords everyone an opportunity of living once; in this case, one ought to be careful of the choices taken. Many teenagers make wrong decision by leading a life of crime without the knowledge that every misdeed has a consequence. In some instances when the young commit serious crimes, they are subject to the Adult court and get the available punishment. This paper critically argues in favor of the adult court by exposing juveniles to life imprisonment or even prison without parole. Mccabe (2007) argue that in the current society, the crime rates continue to skyrocket and the minors ...

A rite of passage is a very important part of an individual’s life in many cultures. Most typically represent when the individual comes of age in the culture. Young Jewish children have a Bat Mitzvah or Bar Mitzvah, depending on their genders, to express when they become adults. The Satere Mawe tribe in the Amazon are forced to wear gloves filled with bullet ants for several hours to show that they have the strength to face adulthood. In rites of passage such as these, sometimes the participants die. In less serious, more celebratory rites of passage, the participants ...

The common adage goes that “age is nothing but a number” and Mark Twain said that “Age is an issue of mind over matter. If you don't mind, it doesn't matter.” Yet, even with such sayings being common in today’s society, relationships between people who have a significant age gap are still frowned upon. The younger woman married to an older man is termed as a gold digger while the older woman married to a younger man is termed as a cougar, all these labels are derogatory. This is despite the fact that age difference in a relationship ...

Background of the study

The vast lowland forests of central Africa host the western lowland gorilla, which is scientifically referred to as the ‘gorilla gorilla gorilla.’ This is the most widespread and common of the four distinct subspecies of gorillas. Accurate and reliable estimations of their numbers are so far not possible because these primates live in some of the most remote and densest parts of Africa’s rainforests (Berthelet & Chavaillon, 1993). Regardless the total population of these primates was approximated at 100000 individuals in 1980s and has been declining ever since then. Golden lion tamarins are another group of the primate family. ...

Introduction

The article investigates the phenomena of Pragmatic Fossilization about the non-native speakers of English. The aim of the study is to assess the impact of pragmatic markers in speech of native and non-natives speakers of English. The study assessed these in children and adult of both the study groups.

Summary

The phenomenon of “Pragmatic Fossilization” happens in the non-native speakers of English during their learning process. It is defined as the “phenomena by which a non-native speaker systematically uses certain forms inappropriately at the pragmatic level of communication”. Put in simple terms, it is persistence of formal errors by the ...

Introduction

Juvenile offenders and minors have for some time suffered the failure of the justice system to have an elaborate program for trying minors. This has brought about confusion in the justice system to the extent that no clear framework exists for criminal justice for minors (Braswell, 2011). The essence of justice is to bring about the truth for the sake of bringing change in the society. Being found innocent or guilty, therefore, becomes an important aspect of the justice system. Therefore, it is important to note that owing to various factors surrounding this matter, the justice system is under ...

A child being tried as an adult has become a topic that has elicited much debate over the recent years across the world. Many are for the view that children should be tried in juvenile courts due to the various risks they may face, while others cite the advantage that many children and youth take of juvenile courts as a reason as to why they should be tried as adults. Arguments raised have been on which option between the juvenile justice systems or children being tried as adults have been more effective with dealing with crimes committed by juvenile ...

This study aimed at characterizing the regulation of oxygen-sensing pathway in human mesenchymal stem cells (hMSCs). Cells were extracted from umbilical cord blood (UCB), adult bone marrow, and pediatric bone marrow. Expression of HIF-1a and PHDs in the three cells were determined under hypoxia and normoxia. The following activities were performed while conducting the study: cell culture and osteoinduction, characterization of hMSCs using flow cytometric method, hypoxic exposure and Western blot analysis, Quantitative Real -Time RT-PCR (Q-PCR), Glucose and Lactate Assays, Transmission Electron Microscopy (TEM), Determination of pH of the culture media, and Statistical Analyses. The results showed that ...

The observation covered both young and adult available in the facility. General hygiene of the facility was the main item to investigate during this observation. Health is one of the critical parts in the life of a human being. In the facilities where children stay, there is a need to observe health rules for children to stay away from contagious diseases. Children are vulnerable to very many diseases that arise from negligence of hygiene. Both the children and adult observed hand washing. Most children kept the rule of washing hands whenever required they did not disobey the teachings from ...

The period of adolescent development can be difficult and exciting for either gender. Males and females develop different characteristics and different skills at different rates. Cognitive and physical development occurs very differently throughout adolescence depending on the individual’s gender as well as the individual themselves. Typical emotional development tends to be more similar between the sexes though it can vary depending upon each individual. We will explore the differences and similarities in these adolescent developments between the genders. During adolescent the individual’s self-concept, or way they view themselves, begins to change and develop. The self-concept involves opinions ...

Introduction

Coming of age is a big deal to a lot of young men and women, it gives them something to look forward to when they get to that specific age. For some, it is going to their first strip club and for others, it is hunting trip as well as shooting their first deer that signifies their status as a man/adult. This coming of age ritual is called a Rites of Passage, it is a holy ceremonial activity that people in certain cultures and religions partake in to cement their adult status. Rites of Passage is a very serious ...

When an adult breaks the law and is sentenced not much is thought about the matter other than what did they do, why did they do it, and is the punishment fair. When juveniles are convicted and brought to trial however it becomes a very different matter. Why this is seen as so different is largely due to the fact that adults are considered mature enough to make their own decisions and therefore accept the consequences, while juveniles, though still in control of their actions, are less able to control their impulses due to lack of proper education and ...

English

A Comparison of Terry Gilliam’s “Brazil” to Kafka’s “The Castle” How does one define an adult? The simplest way to answer this is to oppose the concept of adulthood to that of childhood. So an adult is someone who has stopped being a child. But, in this regard, another completely justified question arises – how does one define a child? It seems simple enough from all standpoints: a child is an immature person, meaning he is yet to reach maturity due to his age. Therefore, the difference between a child and an adult is greatly dependent upon the ...

It is often believed that back pain is the mainly caused as a result of Scoliosis. Many people believe in this myth because in degeneration of the spine the muscles gets stiffer with age and the spine loses its structural dependability with maturing and progressively creates unusual arches that can be terrible and lead to indications including back pain, leg issues (deadness, weight, shivering, pain and shortcoming) and progressive trouble in walking which obliges successive rests and movement impediment. The study conducted by Buttermann (2008) enlisted scoliosis and control patients, every one of whom had evaluation for back pain ( ...

Human development is process that permits the individual to progress from one stage of development to another. It is important to mention that both biological and social changes accompany the mentioned development. Interesting to mention is the fact that at the end of the adolescent stage, the individual starts to undergo adult development stages. A notable fact is that as adults develop they indulge in social interaction that further changes their perception towards life. Similarly, the adult learning process is essential to the life of each and every individual, the process provides adults with knowledge that are vital in ...

I. That Milne was a children’s book writer and an adult philosopher - People in their eighties are still reading his books. - His quotations are all over the net on adult websites. - His writing was used in the “Tao of Pooh,” and the “Te of Piglet,” by Benjamin Hoff, in a serious philosophical discussion for adults. - Milne was reported not to even LIKE children that much, and he let his own be raised mostly by a nanny. - Milne was very distressed over his success from the book as he considered himself an adult writer ...

Internet Sex Addiction (ISA) or pornography is a term used to describe the practice of an individual when he/she views, downloads, and trades in web-based pornography or participates in role play rooms meant to satisfy adult fantasy. Current studies reveal that the widespread availability and accessibility to online sexually explicit content has made ISA the most ordinary type of behavioral problem setback among Internet users (Young, 2008). According to various researchers, there are a number of reasons people have sexually addictive manners and conduct. Increased sexuality on the Internet has been facilitated by three major causes, also known as ...

Life events are useful if they can be reduced to a finite number that can be recognized either as stressful for individuals. Significant life events can both be positive and negative unlike people think and feel. It is always helpful if life events are rated in some rational way basing respect in the impacts of the events. Importance should be based on personal attributes with the context in which the events of life occur and how they shape personal meanings that are attached to such events (Thomas et al, 2003). Developmental scales are often attached in measuring the impacts ...

Some would claim vehemently that of course age matters in any relationship, that it is one of the cornerstones of a successful and happy pairing. Others would counter with arguments that age is but a number, a means of passing the years that offers little to no bearing on the feelings that two people have for one another. There are those that actually prefer older partners, and those that prefer their relationships to form with younger participants, at a legal age of course. This topic has been a highly debated issue for some time, not to mention a point ...

The Marbury Lens is a book written by Andrew Smith. It talks about a sixteen-year-old boy, Jack. He gets drunk in his best friend place and decides to take a walk back home. On his way, he falls asleep on a bench in the park and just woken up by someone seemingly to be trustworthy doctor who offers him a lift home. Unfortunately, the person kidnaps him. Later he escapes, and the only person he tells is his best friend Cornnor, who helps him to revenge by murdering, his kidnapper. When they arrive in London as they had planned ...

Adolescence is a transitional stage that occurs to every individual. The changes of physical and psychological human development do occur from puberty to legal adulthood. The period that this change occurs mostly affects the teenagers into the early stage of and in some points, it does continue to the early twenties .The adolescences stage does affect many of the individual due to the changes that the changes sometimes affect the society. The study of adolescence creates an awareness of the expectation to the individual affected are the reasons for the society to understand them.

The Roles of Peers in Adolescences

The changes in adolescence initially ...

Abstract

This paper reviews current knowledge about Attention Deficit Hyperactivity Disorder (ADHD) in adults. For many years ADHD was thought to only affect children, but now it is clear that almost all children with ADHD still have symptoms as adults that impair their functioning in all aspects of life. This paper reviews how these symptoms are manifested in adults, and how ADHD affects their lives. Also, this paper reviews contributing reasons that most children do not grow out of ADHD, and contributing factors to adult ADHD. Last this paper reviews how ADHD is diagnosed in adults, the importance of correct ...

Some stories are extremely hard to forget. Daniel Flanagan’s story belongs to that category. His real life story is like a fairy tale in which the good wins in the fight of good vs. evil. It offers an amazing inspiration to all those who are eager to turn over a fresh leaf but do not know where to start. Sometimes, adults do need to change a part of their life by redoing it. Flanagan’s story is a proof of that. Some circumstances make it easy for an adult to start all over. It is not unknown to ...

Middle adulthood is a phase that falls between young adulthood and late adulthood phases of adult life. Middle adulthood entails different issues compared to young adulthood stage and the late adulthood stage of life. Physically, middle adulthood encompasses a broad range of external and internal changes that include thinning of hair, onset of gray hair growth and the acquisition of more wrinkles on the face. It is different from the young adults’ physical experiences that involve growth of beards for boys and increased muscle mass. The internal physical changes involve; reduced efficiency of body systems like the respiratory system ...

When one reaches early adulthood, they usually have spent a lot of time developing, right from their childhood to adolescence. There is a transformation that takes place when one entering into young adulthood, both physically and mentally. It is, however, very difficult to determine just when adulthood begins and adolescence ends, but there are usually some rough formal markers such as getting married, being in a position to vote, being in a position to join the military or reaching a particular birthday. These markers also vary across the world depending on the society and culture that the individual is ...

Human development is an imperative process that permits the individual to transcend from one stage of development to another. It is imperative to mention that both biological and social changes accompany the mentioned development. Interesting to mention is the fact that the end of the adolescent stage, the individual start to face adult development stages. The stages have made adult more committed, selfless and less emotional. Also, as adults develop they indulge in social interaction that further changes their perception towards life. Similarly, adult learning process is essential to the life of each and every individual. The mentioned process ...

INACCESSIBILITY OF ADULT EDUCATION.

In the pursuit of higher education, the adult college students face various unique challenges. The motive behind a majority of the student’s enrollment for the adult classes is the increased demand for a specialized workforce. The number of adult students looking for ways to upgrade their skills in the job market is on the increase. However, their dream of acquiring more knowledge in the colleges is cut short by some institution’s lack of resources. About 63 percent of the current jobs will require post-secondary education by the year 2018 (Elias 89).The adult learning institutions need to ...

Goals

This paper offers a resource curriculum guide and evaluation rubric for adult beginners at ELS Nashville Centre. This resource curriculum guide will promote successful learning of English at ELS Nashville Centre. The curriculum applies Nashville Standards for ELL (Adult English Language Learners). The ELL will be assessed on a weekly basis to ascertain their performance in English. This curriculum guide will be instrumental in achieving the following goals: - The curriculum guide offers essential conversation skills such as correction of mistakes, interpretation information, confirmation numbers and seeking clarification. - The curriculum guide will increase the learners’ understanding of the ...

Introduction

William Jordan says, “Mistakes are the growing pains of wisdom.” His quote reflects the wisdom and growth that Alice goes through in wonderland. The novel follows the story about a seven-year-old who is bored by her sister’s constant reading of childish stories. Alice is in search of adventure, and one of her exploits leads her to Wonderland, where the adventure begins. The story is about maturity in a world where reasoning does not apply. In wonderland, as it will be discussed, Alice is seen to grow in terms of her thinking about the world. There are specific events ...

The 4th Covey’s habit is about interdependence, or learning to work with others. But what is interdependence about? As far as human affairs go, it is the extent to which parts of a group depend on each other. In this kind of relationship, members may be socially, economically or in other ways dependent to other parts of the group and for this kind of relation to be developed two or more people are needed as participants. As different parts value different traits, interdependence can provide a vital area of agreement. It is widely accepted that the internet has ...

Psychology

Article Being Reviewed Wright, A.G.C., Pincus, A.L., & Lenzenweger, M.F. (2012). Interpersonal development, stability and change in early adulthood. Journal of Personality 80/5, 1340-1372. doi: 10.1111/j.1467-6494.2012.00761.x . Retrieved 22 Nov 2014, from EBSCOHost database.

Introduction

The paper aims to research the ‘development of the interpersonal system’ mapped by the ‘interpersonal circumplex’ in early adulthood (ages 18-22). The paper recounts the considerable body of previous research studying the personality changes that occur across the life span of a human being. Researchers have observed that personality traits are highly stable in adulthood, barring exceptions. The mean rate of change in personality traits remains minimal, ...

General Characteristics

Adults are characterized by a number of characters. These include autonomy, self-maturity, informed decision making, maturity, more practical, less open-minded, receptive to change, multitasking, self-directed, experienced and many more qualities. All these traits that the adults have impacts either positively or negatively. Therefore, the instructional designers need to know all these traits so that they come up with the right course content and also the right structure. It will help them adjust their attitude.

The following are the description of the general learner's traits

Self-direction: They value taking the responsibility for their lives and the decisions they make. It is the reason it becomes crucial to have control over ...

The notion that teens should be tried as adults for the adult crimes they commit has taken root in the country with some state adopted legislation to that effect. While the proponents of trying teens as adults are passionate about the reasons why it should be done, studies have shown that trying teens as adults only breeds more hardcore criminals once the they complete their sentences. While I agree that justice must be seen to be done especially from the aggrieved party’s perspective, it is imperative upon the state to ensure that the justice system does not become ...

Given;

Bond Valuation; The value of a bond is calculated using the formula; Bond value V=PV of future interest payments+PV of maturity value V=C×1-(1+r)-nrd+M(1+rd)n

Where PV is the present value and

C is the annual interest For both bond A and B; Annual interest = 0.1×1000 = $100

Bond A Valuation

At 12% market rate; V=100×1-(1+0.12)-120.12+1000(1+0.12)12=$876.12

At 6% market rate;

V=100×1-(1+0.06)-120.06+1000(1+0.06)12=$1335.35

At 2% market rate;

V=100×1-(1+0.02)-120.02+1000(1+0.02)12=$1846.02

Bond B Valuation

At 12% market rate; V=100×1-(1+0.12)-20.12+1000(1+0.12)2=$966.20

At 6% market rate;

V=100×1-(1+ ...

- In class we discussed how both rape and incest are “wrong.” - When we say incest is wrong we’re really saying it’s “disgusting.” - The problem with rape is lack of “consent.” II. What about incest between an adult and a child? This is considered “statutory rape.” A. In class, we focused mostly on adult incest, but we did say that one potential problem with incest in general is a lack of consent.

B. What makes kids unable to consent?

III. One major thing missing from our conversation about consent is mental acuity. A. Perhaps part of the reason that we view incest ...

The context of decision making in adolescence is a rite of passage of sorts. Throughout the transition period from pre-teens to adulthood, innumerable changes occur physiologically and psychologically. Often the two are intertwined. Adolescence is a time of sexual maturation in a physiological sense (i.e., reproductive organs are fully functional), yet the emotional and intellectual capacity has not matured to the same extent. Consequently, adolescents are prone to risky behavior. The demonstration of quick, insensitive, or self-satisfying decisions that tend to characterize adolescence are, to an extent, expected behavior. As the same time, the lessons learned from such behavior ...

The ministry for adult faith formation within my parish has evolved over the years with transformations that reflect the basic needs of an adult faithful currently around the world (Huebsch Page 12-24). Even though the transformations have seen some developments in the approaches the ministry has used in its activities, much still remains to be desired in that most things are still pegged on the old age doctrines. I would rate my parish’s adult faith formation as a moderate one that has systematically avoided extreme stands in its approaches. It has been slow in embracing fast moving changes ...

Authors: Bror Jonsson, Nina Jonsson and Ander G. Finstad

Source: Journal of Animal Ecology Age of maturity is a very important aspect of growth and development that has been at the forefront of many scientific experiments over the years. Berrigan and Charnov(Berrigan & Charnov, 1994) first came up with a postulate on how the size and age of maturity of reptile and fishes were interrelated. Berrigan and Charnov through their paper, created a scientific puzzle wherein, the growth is positively correlated to slight increase in temperature, therefore creating a positive slope in the size-to-age at maturity reaction norm. On the other hand, if food is the deciding factor ...