The proven impotency of policy responses and multiple views of number of economists and analysts over causes of Financial Crisis, has raised the root causes of global financial crisis. Although scholars and academicians cite number of soruces of financial crisis but it was the Presence of Shadow Banking, Securitization and excessive reliance on credit rating agencies that led to global downturn in financial arena. Shadow banking is an underground banking environment where financial intermediaries create credit across global financial system. However, this system of credit creation is unregulated and also some unregulated activities of regulated institution. It is ...
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