Essays on Bank Loan

Most of the services offered by a bank are largely financial in nature. However, the terms Assets and Liabilities have a different meaning when it comes to banks. For instance, assets in banking terminology would indicate fund usage, while liabilities in case of banks would, in fact, be a source of funds for banks. This essay will consider five different services or function that a bank offers and would explain with reasons if the said service is an asset or a liability, while also evaluating the services and providing an overall impression of the same. This essay considers the ...

Introduction

In the real estate business, closing or finalizing a certain deal stands as one of the mysterious processes for those who are selling or buying property for the very first time. Apart from specific paperwork, the concerned parties have to go through and carry out a lot of other activities. With this concern in mind, this research paper is aimed at making important discussion about the true essence of what the real estate closings really stand for. Apart from defining this concept with succinct detail, it is imperative to define all those activities and processes that lead to or ...

Weakness

Manager decision is one weakness that can be faced by the hotel. A hotel manager should be hired on his or her ability to make informed decisions. The total revenue in January was 23,196.54, (Appendix 1.1) however, the total income for the company has kept fluctuating. In July, the total income for the hotel was lowest reaching 130,332.34 (Appendix 1.1). The income rose again and then subsided reaching 166,747.04 in December (Appendix 1.1). Managerial decisions played a big part in these fluctuations. Firstly, it is clear that the managers were not able to define some of ...

Part. 1 Concept introduction and analysis

Introduction This report presents a proposal for a restaurant establishment in Clarke Quay in Singapore. The report provides an overview of the proposed location and the market trends identifying the suitability of the proposed concept. To achieve that, the proposal involves analysis of the target market and the financial prospects of the business deciding on whether the model is viable.

Restaurant concept

Generic strategy The restaurant will have a premium pricing given the target customers it will be serving in Clarke Quay. The customers are mainly professionals and visitors with substantial income to afford the premium price for the food items ...

Strategic Business Plan Part I and Part II

Paper Due Date Strengths, Weaknesses, Threats & Opportunities This strategic plan addresses the following key strengths, weaknesses, threats and opportunities which apply to Digital Queue now and in the foreseeable future:

Vision

The promoters' vision of Digital Queue in 3-4 year's time is: Mission Statement The central purpose and role of Digital Queue is defined as: Corporate Values The corporate values governing Digital Queue's development will include the following: Honesty and transparency. Working together with all the partners across the business. Develop our business as part of community. Innovative organizational culture. People are our major asset. Business Objectives Longer term business ...

Advertising and Promotion Strategies

Advertising and promotional strategies can be an extremely important part of a business plan, especially for new businesses or those that are currently in their startup phase . This is because the products and or services being offered by startup companies are often not yet known to the market or if they already are, they are still considered as alternatives over the more mainstream products and or services being offered by more established industry players. Poor advertising strategies can be a reason for lackluster sales in the early stages of opening up the business. Being in the startup phase should not be a ...

The cost which the organization incurs the production and acquisition of products and services which it intends to sell is very important. The pricing strategy of the organization is significantly affected by costs. Therefore, costs designed to tackle the challenges of the economic and the noneconomic factors very efficiently. The objective of the costing models is to categorize the factors of the marketing objectives of the company and the mission of the company (Gitman, 2003).

Accurately determination of cost is important in organization to remain profitable. Costing does not only require including direct and indirect cost associated with business ...

There is a high risk of investing in stocks compared to bonds this is because the return from bonds can come either from dividends which depends on the performance of a company such that if the a company reports negative profits it will translate to zero dividends. The second form of income in regards to stocks is capital gain from the sale of stocks which means that you can only sale stock when price go up in order to earn a capital gain the unfortunate bit is that this price of stock is determined by market forces of demand and supply which is ...

These items were carefully chosen so they could fall within the allocated budget. I considered product quality since the hotel management needs products that can withstand heavy use. The items will be sourced from various retailers in Australia and no item will be imported because of the high costs involved in importation. This analysis requires the approval of the General Manager and Financial Controller. I secured at least three quotes for each item and made a comparison although I only had to list one. My target was to use at least 50% of the total budget allocated, so as ...

Golf Corporation

Liquidity Ratios: Current Ratio for the year 2012 = Current Assets / Current Liabilities Current Ratio for the year 2012 = 2,000 / 2,000 Current Ratio for the year 2012 = 1 Current Ratio for the year 2013 = Current Assets / Current Liabilities Current Ratio for the year 2013 = 3,000 / 4,000 Current Ratio for the year 2013 = 0.75 Quick Ratio for the year 2012 = Current Assets – Inventory – Prepayments / Current Liabilities Quick Ratio for the year 2012 = 2,000 - 500/ 2,000 Quick Ratio for the year ...

All Possible Investment

Investment is an important aspect that associated with an organization as well as business, as it has a tendency to deliver future aspects and benefits in the future (Baker & Powell, 2005). Investment has a clear cut strategy in the mind which is to deliver future consequences and prosperity in the future. The tradeoff between the risk and investment can be extremely essential for taking different investments into consideration, and reach on a certain conclusion regarding the providence of effectiveness in the market (Dayananda, 2002). This particular part of the assignment specifically deals with the analysis all the possible investment that can ...

Think Australia Hospitality Limited (TAHL) new hotel will be located right in the heart of the Melbourne CBD. The hotel will be less than a minutes’ walk from Southern Cross Station within the Melbourne. The complex consists of 50 room boutique hotel, al fresco restaurant and events center. The hotel will be able to hold up to a capacity of 90 clients at a time. Twenty five clients will be accommodated in the indoor rooms and the 65 other accommodated in the al fresco style. The hotel is located within a safe location, which is a thriving downtown shopping district of Melbourne ...

Storefront Church

- Thesis Statement This paper gives a detailed and critical report of a live play: Storefront Church, a two-hour play which was casted to thrill the enthusiastic fans - Overview - Storefront Church is a play which was written by John Patrick Shanley and published on 09th/06/2012 and directed by Joy Carlin and organized by the Susi Damilano and Bill English founded San Francisco Playhouse. - It was played on 9th/01/2014 at the prestigious San Francisco Playhouse, San Francisco, C.A. after learning about the play through an online advert; I managed to acquire my ticket online. - I ...

Section 2: Costs Involved in Employing New Staff

- Cost Involved in Employing Staff

The costs incurred on the recruitment of new staff can be quantified as the opportunity costs. The human resources is the most valued assets of the business. Salaries and bonuses are not comparable to the value of a particular employee. The true cost of turnover includes easy-to-quantify, out-of-pocket expenses and intangible opportunity costs associated with lost productivity. Th total cost of hiring not only includes the cost of recruitment, but it also includes the cost of training, salary, benefits and the cost of workplace integration. It also the cost of need assessment, cost ...

Business

5 June 201

Question 1

i). Bank Loan

ii) Sell stock to equity investors In the case of sale of stock to the equity investors, the sales will increase in the income statement, and in the balance sheet the stocks (assets) will decrease. iii) Extended credit terms from vendors

In this case, the assets will increase, and the payables also will also increase in the balance sheet.

Furthermore, in the above-mentioned cases - Liquidity Ratio - Debt Ratio - Payable turnover Ratio will be influenced.

Considering bank loan, when loan is taken the liquidity ratio will increase, and the debt ratio will also increase.

In the case of the sale of stock to the equity investors, liquidity position will be better so the liquidity ratio will increase, and the debt to equity ratio will ...

Want Beverages strengths

Want Beverages is a beverage company based in Burlington, Ontario owned by Bill and Angela Moffat. Even though the company owners could clearly picture where they want their company to be in the next few years, they are not sure of the means of making it get there. Strengths are those attributes that will enable the firm to increase its sales to a level that will ensure success in achieving its long-term goals. The firm operates in a dynamic industry, which requires it to position itself to achieve a competitive edge over other competitors (Fredrick and Gary, 2011).

The Moffats have represented various ...

The Head of the Research and Investigation at Shefa Station in Riyadh from 2002 to 2003. Duties included supervising employees and practical involvement in several social issues. This includes being involved in the society of the region, where I was responsible for trying to solve their problems legally and ethically. Full time. A member of Government House Security for the Governor of Riyadh Region from 2006 to 2008. Duties included being responsible for the reception of both local and international visitors. It was a part of being member of relation office. Full time. Selling and buying properties, food, ...

Raising Capital in the UK Economy

Businesses have several financing options for their capital projects. One of the financing options is bank borrowing. There are several banks in the UK market and a business does its analysis to get the best interest rates in the market. A business may approach a bank loan to purchase assets such as machinery. With this kind of business financing, the company may have to give assets as collateral to the bank to act as security. There are two types of bank loans that offer that is secured loans and unsecured loans. The advantage of secured loans is that the interest rate ...

Description of Business

“Magical Healthy Goodies” is a home-based business, selling low-calorie healthy cookies, cakes, and pastries. Business objectives, which are specific clearly defined targets, are the following: starting from December 2010, to increase sales twice by the end of February 2011, and achieve sales of $15 000 in the following 6 months. In order to do this, sole proprietor of the business Ms. Fatmah Hemdan will hire one personal assistant Ms. Alyaa Mohamed, who will be helping with orders, deliveries, and overall management. The business will use social media marketing, namely Facebook group, to promote their products. Social media activities will include ...