Health Insurance Coverage College Essays Samples For Students

Introduction

The United States’ health system is facing different challenges that show the need for reforms to the health sector to promote better health for the American population. Attention is focused on the Americans who are not insured and the ones facing increase in costs of the health premiums. To promote health care of the American population, the government should invest funds to help in reducing the number of people missing insurance coverage (Baciu & Sharfstein, 2016). The efficiency and quality of health care should be enhanced to reduce the poor health outcomes as well as reduce the high cost of ...

HMO Plan

Currently I have an HMO health insurance coverage plan. HMO is an abbreviation of Health Maintenance Organization. An HMO offers managed care for healthcare insurance, self-funded health benefits plans, individuals, and other entities in US and closely operates with healthcare providers including hospitals and doctors on a prepaid basis. According to the Health Maintenance Organization Act of 1973 (as cited in Sautter, 2014, p.na), employers with 25 or more employees are required to provide federally certified HMO options if the employer deals with traditional healthcare plans. As reported in Obama Care Facts (n.d.), it is interesting to note that an ...

WOMEN’S HEALTH AND CANCER RIGHTS ACT AND HEALTH CARE COVERAGE

The American Cancer Association (ACS) states that “the Women’s Health and Cancer Rights Act (WHCRA) is meant to protect most women who opt for breast reconstruction after a mastectomy.” This Act signed into law on October 21, 1998, requires most group insurance plans that cover mastectomies to also cover breast reconstruction. In Ms. Jones’s case, her insurance company’s denial of coverage for the procedure does come as a surprise. One reason for this could be that Ms. Jones may not have asked for such a cover or would have been ignorant of this fact. However, it is mandatory that ...

Obama health care refers to the Patient Protection and Affordable Care Act of 2010, which was formulated with the intention of increasing accessibility to insurance health insurance. In addition, there is an expectation that the program will reduce the budget deficit significantly by increasing Medicare taxes on individuals with high-income, reducing hospital payments, the assessment of penalties charged on individuals who do not take insurance and evaluation of taxes on different health activities (Whitehouse 1). Moreover, the act protects the health insurance customer such that individuals with pre-existing conditions can receive coverage, and insurance products are to cover emergency ...

Lesson 3:1 - Job Analysis, Job Description

Lesson 3:2 - Recruiting and Retaining
Lesson 3:3 - Performance Management
Lesson 3:4 - Compensation and Benefits
Abstract
This document contains responses from four united embodied in HA-302 Human Resource Management. The first unit answers questions pertaining to ‘Job Analysis, Job Description; second relates ‘Recruiting and Retaining’ employees; third ‘Performance Management’ and fourth ‘Compensation and Benefits.’
Lesson 3:1 - Job Analysis, Job Description

Essay 1: Performance and Job analysis

Two main theoretical perspectives are embraced with regards to various methods, techniques, and processes involved in performance and job analysis. They are KSAOC (Knowledge, Skills, Abilities, and Other Competencies) and SME ( ...

Insurance for Arab women migrants v their counterparts in their homelands

In the United States, Arab migrant women are part of an immigrant population from the Middle Eastern and North African (MENA) regions. Health insurance coverage for this group depends on their legal and income statuses. In essence, several thousand have gained coverage under the now threatened Affordable Care Act, with others covered under Medicare, Medicaid, or alternative sources of private insurance. This group majorly comprises of current U.S citizens of Arab origin (Amer & Awad, 2015).
However, non-citizen Arab women migrants fall under the 21 percent uninsured residents. These individuals include both undocumented and legally present Arab immigrants. In essence, ...

According to current population reports, 28.5 million of the United States population remained uninsured. Of the 34 member states of the Organization for Economic Co-operation and Development (OECD), the United States, Poland, ad Greece are the only countries without a universal healthcare system. In many of the cases, advocates for the right to health care often argue that no individual in the developed countries like the United States ought to go without a health insurance. In their arguments, they admit that a right to health care would halt medical bankruptcies, enhance public health, and reduce the general costs of ...

In line with the fight against the controversial mandate for the inclusion of birth control in insurance plans, the Wheaton College administrators halted the provision of health insurance for its students. In the same way, Hobby Lobby which is an art and craft organization dropped its health care coverage for its employees. Its owners argued that the mandate violates the company’s right to exercise the Religious Freedom Restoration Act (RFRA) as well as the First Amendment to the US Constitution (Blackman, 93). As a result, the court favored Hobby Lobby based on the precept that “a family-owned corporation ...

The healthcare controversies that could be expected to develop in the future include emergence of ethical issues, the large percentage of population remaining uninsured, as well as rights of the patients as healthcare consumers. For instance, in the emergence of ethical issues, it was apparent that the following need to be addressed: hacking of medical devices, defending of people’s privacy, scanning of medical information at home, healthy people allegedly switching to technology, biological differences, discoveries on possibilities of prolonging life, bioterrorism due to nanotechnology, technological developments versus evidence based medicine, transhumanism and singularitarianism, as sexuality becoming technological . From ...

Introduction

The health care provision differs worldwide. Most industrialized countries offer universal health care except for the United States. A great challenge arises in health provision because of the costs needed and the different cultural, social, economic, and political situations. The alarming state of U.S. health care has triggered business leaders, policymakers, as well as health experts to seek for methods to restructure a system that was in an incomparable crisis. As can be recalled, in 1994, the government participated in a huge conflict over the restructuring of the healthcare system. The U.S. health care is very costly. Hence, the ...

HCA 302. Health Care Organization

Introduction
Health care systems are essential in providing security to nation-states world-over, which goes beyond health issues; entire economies depend on such vital system for security. One only has to imagine the devastation of a population by an infectious disease such as HIV/AIDS. Despite having some similarities, health systems vary from one country to the other. Notably, nations design as well as develop their health systems in line with their needs as well as the available resources. The United States and Canada share a border, and thus there is a natural inclination to compare the two health care regimes. ...

The Patient Protection and Affordable Care Act (ACA) was signed by President Obama in 2010. There were three major goals of ACA: to expand health insurance coverage, to shift focus from treatment to prevention, and to reduce costs but improve the efficiency of health care in the USA. “The intent of the ACA is to reform how insurance and health systems work to ultimately improve health care access, quality, and individual and public cost” (Hellerstedt, 2014). Indeed, The ACA provides incentives for delivering preventive care and funds for primary prevention programs. Nevertheless, The ACA’s primary goal is to ...

According to United Nations report (UNDP 7) on urbanization trends around the world, urban population has surpassed rural population between the years 2000 to 2005 and will continue to do so. The North America is at the top of the list as the most urbanized continent with 82 percent living in cities, followed by Latin America and the Caribbean with 80 percent and Europe with 70 percent (UNDP 1). The report predicted that by 2050 the world will be one-third rural (34 percent of the population) and two-thirds urban (66 percent of the population). Evidently, there is an increasing ...

In today’s social climate, the cost of healthcare is always on our minds. A new healthcare system has recently been put in place to ensure many people unable to afford healthcare but it is not enough. Essentially, the cost of healthcare as well as patient care is very expensive. Some people simply cannot afford the healthcare necessary to maintain a healthy lifestyle. This problem only further damages an already deteriorating society, making people already in need of healthcare even unhealthier. Steps need to be taken to improve the healthcare system, lower costs, and educate citizens on how to improve ...

What are the five fundamental reasons that government should care about the number of uninsured? How does the Affordable Care Act aim to help this group of people? Discuss

Fundamental Reasons of Government on the Care of Uninsured

The increasing number of uninsured individuals in the country is an increasing concern for the government. It is a situation that draws the interest of the government concerning the number of uninsured. Therefore, there are fundamental reasons that the government should care about the number of uninsured. These fundamental reasons define the manner in which the government handles the issue of uninsured citizens in the country.
The first fundamental reason ...

Government’s Role in U.S. Health Care
Government’s Role in U.S. Health Care
Health insurance coverage facilitates access to health care and protects individuals and families from catastrophic health expenses. Both the market and government have important roles in helping ensure the availability, affordability, and adequacy of private health insurance.
In 2006, about two-thirds of Americans had private coverage, including about 60% with employment-based and 9% with directly purchased health insurance. In the same year, about 27% of the population had government benefits through Medicare, Medicaid, and military health programs. About 16% of the population ...

The U.S has the most expensive healthcare system in the world. However, it is puzzled with issues ranging from inefficiencies, inflated prices, excessive administrative expenses, inappropriate care, fraud, and waste. These issues are caused by a considerable lack of quality. However, of these issues I presume that major ones require immediate attention, while the minor ones require long-term solutions. Arguably, the country’s largest economic sector is healthcare which accounts for approximately $2.1 trillion in annual expenses. Yet, thousands of Americans cannot afford good healthcare services, and needs. Despite spending that entire amount in healthcare, serious issues regarding quality of ...

Causes of Poverty in the U.S.A.

Abstract

This paper explores the problem of poverty in the U.S. It explores the meaning of poverty and delves into its root causes. By contextualizing the causes of poverty such as corruption, this paper aims to show how poverty is brought about by the wider economic developments in the world. The paper also discusses the problems of First World countries and how these can be solved. Primarily, the study manifests that money is not the main solution to the problem of poverty. Thus, the paper presents several possible solutions to end poverty.

ECON 4, ...

Affordable Care Act

The health care sector is one of the important sectors, which explains why the sector takes a significantly large percentage of the government spending budget each year. Besides, various acts have been enacted to ensure effective and efficient health care provision of health care services. The Affordable Care Act is the most significant health care legislation after the enactment of Medicare in 1965. The act focuses on three major provisions namely: Control of health care costs, expanding health insurance Coverage, and improving health care delivery system. After its enactment, the act was to be implemented progressively, with set goals and ...

Expected U.S. GDP growth rate going forward
<Student’s name>
<University>

Abstract

Gross Domestic Product (common abbreviation - GDP) is a macroeconomic indicator that reflects the market value of all final goods and services (that is intended for direct consumption) produced annually in all sectors of the economy in the state for consumption, exports and savings, regardless of the nationality of the factors of production used . For the first time this concept was proposed in 1934 by Simon Kuznets.
Allocate nominal and real GDP (English nominal and real GDP). Nominal (absolute) GDP expressed in current prices ...

Reforming the U.S. Healthcare System
Reforming the U.S. Healthcare System
Need to make healthcare accessible to all; one of the challenges the U.S healthcare have been facing is accessibility if the census report done by the government is anything to go by. This clarifies the position taken by the stakeholders to extend the insurance coverage to all the citizens in America. This is an attempt to improve the accessibility of the healthcare by common citizens. Watson (2012).
Need to extend health insurance coverage to all; given mixed public private system of the healthcare financing in the ...

I. Introduction

A. “FREE birth control led to dramatically lower rates of abortions and teen births.” Has FOX news solved the birth control arguments? And they reported “One abortion could be prevented for every 79 to 137 women given a free contraceptive choice” according to study by Washington University in St. Louis. (Fox News, 2012 Oct.)

B. Public policy health issues are very serious issues for me. I have been researching the issue of birth control and women as a policy issue. In the U.S. birth control is a religious issue although in other countries it is a health issue. In the United ...

It is true that there is global attrition of nurses, but this does not make it unnecessary to have policy makers in the state of Texas more aware of this predicament and its impacts on health care. Undoubtedly, United States of America is a leader in many social experiences on the labor market, health care, education, technology, science; imprisonment of people, among many other dilemmas now facing the world.

Why does this have to be when America is considered one of the wealthiest nations on earth and a land of immense opportunities? Within this contextual framework the writer will advance arguments ...