In the US, the responsibility of covering healthcare has largely been left to the private sector. The private sector is able to achieve this through employer-sponsored health insurance (ESI). However, the ESI is marred by a number of problems, which have hampered its effective implementation. As such, the US has introduced certain reforms as well as observing the principle of justice to ensure that the health sector carries out its roles smoothly.
Problems caused by employer-sponsored health insurance
The first ethical concern is that employer-sponsored health insurance hampers transparency and accountability. Despite the fact that there are significant increases in insurance premiums, employers make only small ...