Essays on Goldman Sachs

Data-driven marketing strategies have overtaken the traditional mass marketing strategies. Business entities are increasingly using data not only in market segmentation but also in the determination of what products to produce, how to market the products, and how to price them. As a consequence, the currently applicable marketing strategies are considered to be more fluid, and there is the need for marketers and business professionals to increasingly consider value creation in marketing strategies that they employ (The Nielsen Company, 2015). In light of this understanding, this paper presents marketing segmentation, and value proposition for a recommended retail shopping bag ...

Overview

Amazon.com came into existence in 1995 as an online retailer of books taking advantage of the exponential growth of the Internet (Govindarajan and Warren 2016). The meteoric rise of the Internet as a major business tool and a platform for many daily activities drove the company to start selling and later publishing e-books itself. The development of the Kindle e-reader and its debut in 2007 made the company the leading seller of e-books. Today, it has widened its product offerings beyond books and it is the largest online retailer of consumer electronics, household goods, the Internet and media. In ...

Money laundering refers to the criminal activity in which money and funds that have been obtained illegally are used to fund or support legitimate and legal activities. In the process, the illegality of the original criminally obtained money and funds is, in essence, “washed” through its use in the legal activity. A more formal definition of money laundering defines it as, “the process through which criminals, hide, disguise, and legitimize the financial proceeds of their crimes” (FATF). There are a number of benefits that money laundering provides to criminals. First, by using the money to fund legal activities, money ...

Value of Financial Instrument

Value of Financial Instrument It can be noticed from the above-provided table that Microsoft (AAA) has less yield to maturity as compared to others. The negative relationship is observed between rating and yield to maturity. The B-rated company that is Goldman Sachs has higher yield to maturity as compared to others. The highest yield-to-maturity rate is of Rolta that is 6.9 as the company is rated the lowest in the market regarding bonds . The coupon rates and yield-to-maturity are determined by comparing it with other bonds available in the market. The bonds are traded at par value that is ...

Introduction

In late 2007, the Dow Jones Industrial Average (DJIA) closed at a record low. Stock markets around the world nose-dived alongside the DJIA. Turbulence in the sub-prime segment of the US housing market, paralysis of the credit markets, excessive lay-offs in organizations, steep decline in investments etc. were all some of the indicators that the world was heading for a massive credit crunch. In the words of Mr. Strauss-Kahn, head of IMF, “Intensifying solvency concerns about a number of the largest U.S.-based and European financial institutions have pushed the global financial system to the brink of systemic meltdown” (BBC ...

Company and Situation

According to Cadieux (2010) the worst recession since the 1930s started at the end of 2007 and was at its peak by the fall of 2008. Several businesses were shattered are some were facing serious economic challenges because of the financial crisis. Government offered various bailed out packages to save financial institutions from huge loss. The packages were offered by providing loans, equity, and guarantees. Goldman Sachs was one of the companies that suffered a great loss. Goldman Sachs is an American financial institution that provides financial services to its clients globally. Goldman Sachs took part in cheap credit ...

PART 1:

Using the draw tools in Word, show what happened to the demand for housing by drawing the demand for housing in 2005, 2006, and 2009. This means you draw lines for the demand and supply of housing in 2005, 2006, and 2009 to the supply and demand graph and match what happens to the price in those years with what is show in the chart. Explain what caused demand to change over this period.

The graph below shows the demand of housing in 2005, 2006 and 2009 and how the price fluctuates. The demand for houses rose rapidly during ...

Agency Problems

1. The agency theory is a supposition that tries to develop an explanation for the relationship that exists between principals and agents in a business (Pfeffer and Salancik, 2003). Normally, agency theory involves developing solutions to the problems that might exist in agency relationships, such as problems between the principals and agents of the principals. One aspect of agency theory is separation ownership. The relationship developed between the owners of the company (shareholders) and the agent (directors) in a company creates a separation in the ownership and control of the company. Major companies such as the ones listed in ...

Establishment of BRICS was one of the most significant political events of the beginning of the XXI century. BRICS is a group of five fast-developing countries: Brazil, Russia, India, China and South Africa. The organization was founded in June 2006 during the St. Petersburg`s Economic Forum with the participation of the Ministers of Economy of Brazil, Russia, India and China. Before the inclusion of South Africa in 2010, the organization was known as BRIC. For the first time the acronym BRIC was proposed by Jim O'Neill Goldman Sachs`s Bank analyst in November 2001. The sequence of letters ...

Ethics can be defined as the beliefs, practices and actions that have developed over the course of a society’s or community’s history which express what is widely considered to be proper, principled and decent behavior or attributes. In a business context, ethics refers to the principled manner that a company or organization treats its: staff and employees, customers and clients, suppliers, communities in which the company is located or does business in, investors or owners, and last but not least, competitors. Accordingly, a company that practices good business ethics will most likely treat all relevant parties with ...

Brief Summary:

The three videos provided carry the unifying theme of boasting the environmentally-friendly and sustainability benefits of their efficient production methods. TOTO boasts their commitment and focus on sustainable manufacturing of their products as well as their carbon neutral program partnership with UPS. Ford also highlights their commitment to sustainability and green initiatives by outlining their company’s efforts to improve all aspects of their operations – green product, manufacturing and people. Lastly, the Goldman Sachs Oil Outlook highlights the positive effects resultant from the increasingly efficient oil market and outlines how this will develop throughout 2016. All three videos include ...

China’s Role and Contribution to the Global Economy

Economists and editorialists often describe the rise of China as a case of a flourishing economy which is following an ascendant trend, preceded by Japan and the Asian "tigers" (Korea, Singapore, Taiwan, and Hong Kong) and that will be soon joined by India. The impact of China's continuing rise on the world countries-on both the developed and the developing countries - will be enormous, and so will be the need to find new strategies and reactions to the challenges created by China. Taking into account the differential purchasing power, China is already the second largest economy in the world. Advancing ...

GOLDMAN SACHS

Organizational culture ideally relates to the field of organizational management and general studies. This vital aspect generally describes the attitudes, psychology, beliefs, experiences, and values (both personal and organizational) of a given organization. It can also be described as a given set of rules and obligations that are shared by individuals in an organization. This research aims at discussing or evaluation the organizational culture of Goldman Sachs in different perceptions. Goldman Sachs is a viable case example considering that it is a well known and successful firm.

The fact that the firm deals with banking and securities related issues in the context of ...

Introduction

There is a risk in companies for the managers to engage in creative accounting. Managers face the temptation to overestimate incomes and understate expenses or costs in order to project high profits. Once they are deemed to have hit their performance targets, they know they will be given great executive bonuses and rewards. Auditors come in to assist shareholders to deal with this principle agency problem. A failure by the managers and auditors to safeguard shareholder’s wealth results to chaos. This is what occurred in the Fannie Mae mortgage investment company.

The Legal History of Fannie Mae

The Federal National Mortgage association was founded in ...