Essays on Installment

Star Wars: The force awakens is the seventh installment produced and the first in line with the new sequel trilogy. The events of Luke Skywalker and the band of the rebels 30 years’ prior, during the return of the Jedi saw the end of Darth Vader and Darth Sidious hence the ultimate fall of the galactic empire setting the tone for this Star Wars installment. At the present time from the ashes of the galactic empire a new evil has risen called the first order whose main intention is to bring about the end of the republic and the ...

Part one

How has the composition of federal and state and local government spending changed over the past 40 years? What social and economic factors might have contributed to this change in how governments spend their funds? The government has been changing its spending in the last forty years. In 1970’s almost half of federal spending was on defense and around 15% on healthcare and social security. Fast forward, in 2000’s health spending and social security exceeded spending on defense. In 2001 expenditure on defense fell below 20% the total federal budget. Besides, health spending by state and local ...

Health Care

Under conventional repayment protection, the cash takes after the patient. Patients select human services suppliers and visit them as they pick. Suppliers at that point charge the private guarantor or open payer and are repaid on a charge for-administration or per case premise. This is known as Managed Care. The key issues associated with Managed Care are: I) Cost Savings II) Provider Reimbursement and III) Quality of Care . Cost Savings: Savings done by Managed Care are either not genuine, or are unsustainable. In a late review of shoppers, 60% said that managed care had either not had any kind ...

Question 1

The Verizon’s IT-project approval process is being done under the Capital Program Planning section of the telecommunication company. It is the main component responsible of the planning process, in which it includes the company’s strategic initiatives in order to create a long-term plan for the maintenance of the resources and other important things which are needed by the information system. Generally, the Capital Program Planning is divided into three sections: the project identification, approval, and funding (Capital and Maintenance Planning, n.d). Though it seems that the second part covers the approval part, the other two sections are ...

As Chief of Staff, my assignment is to create a response for you on the topic Medicare Crisis. I understand that you have been requested to take an interest in a board dialog and give a reaction concerning the Medicare financing crisis. The board examination will concentrate on the proposition of diminishing Medicare uses by enlisting members in HMO's. The National medical coverage framework for Americans started back with President Teddy Roosevelt, his stage when he kept running for president in 1912 included health care coverage. Roosevelt's thought for a national health arrangement was put on hold until U.S. ...

Discussion

The remaining principal in the column after payment #1 and payment # 2 would be $ 47,500. The accounting term amortization refers to the method of distributing the cost of intangible assets over a time period (Ross, 2015). It also refers to the method by which the principal component of a loan is repaid over years. Even as the number of years over which certain intangible assets are amortized varies, assets are amortized over their useful life. In case of loans or bonds, the amortization period is usually the loan period or the maturity time.

When I avail a personal ...

Use of Fossil Fuels for Power Generation and the Need for Renewable Energy

According to Nelson (2011), more than 85% of the world’s energy consumption, which is estimated at 520 exajoules, is generated through the burning of fossil fuels such as petroleum, natural gas and coal (p.19). Electric power generation from non-renewable sources will, unequivocally, result in their exhaustion and creation of a major energy crisis. For this reason, it appears primordial to shift in a greater scale to alternate power generation, such as solar, wind, hydroelectric, etc. Amongst these, Sorensen (2011) explains that though hydroelectric power does represent one of the major forms of power generation, its growth is stagnant ...

Movie Review:

While not seen as entirely award-worthy the latest installment in the “Fast and Furious” franchise has proven to be just as over the top as its predecessors. Centered on a dynamic pair in actors Vin Diesel and Paul Walker, along with their fellows in crime and racing, the storyline has developed from a peek into the world of underground street racing to a tale that involves far more than just the run of the mill action movie. Few could have predicted with any accuracy that the first film would spawn another, and another, and finally lead into the fan-favorite ...

Q1 (a) Cash Flow Statement for the period 1 Jan 2015 to 31 December 2015

The missing/modified figures (as shown in yellow in the cash flow statement) are calculated as follows: Employment income, Keaton, Given, Gross Salary and Bonus= $120,000.00

Alyssa,

Given total salary and bonus=$64,800

Half paid in Aus and half in Singapore,

Thus her Salary and bonus paid in Singapore=$32,400

Employer’s CPF contribution,

Keaton- 37 % of 120,000=$44400 Alyssa- 20% of $32,400=$6480

Dividend and rental income

Dividend – Keaton-No dividend in 2015 Alyssa, $689 in 2015 Rental income Keaton and Alyssa combined rental income for property in Singapore registered under joint tenancy agreement is $3,050 per month or $36600 for the year.

The portion of CPF and cash used for the housing installment is as mentioned below.

Total housing installment =$4099

Keaton:

Total monthly income=$10, ...

Tax Research – Disposition of Property

The repossession is treated as a sale or exchange from (Foreclosures) and reported the original sale (Publication 225). The gain or loss is the difference between adjusted basis in the transferred property and the amount realized. (Publication 537), The investment land, is sold again this year will be counted as a short-term gain.

For now the gain is:

644,000-562,250=81,750$ As for the Mrs. Nittany rent property, it has been owned for more than 2 years (Gains, Reporting). It is a business property.

The gain is as follows:

Realty 338,200-41,920=296,280 $ 385,000-28,750-4,293-296,280=55,677 $

Furnishing

21,400-15,000=6,400 $ 15,000-6,400=8,600 $ ...

DQ 6x

Q1: The principal considerations of a board of directors in making decisions involving dividend declarations There are three principal considerations of a board of directors in making decisions involving dividend declarations: the dividend policy; the type of dividend; and the source of dividend. Dividend policy: The Board must decide between two main policies in dividend declaration: progressive policy and payout ratio policy. Progressive policy may be in any of the three common methods: (1) increase or at least sustained; (2) increasing steadily (at a defined rate); and (3) increasing in real value (Financial Reporting Council [FRC], 2015). Conversely, payout ...

- Introduction Jackson plumbing is a sole trader business that provides high quality plumbing services to newly construct residential and commercial buildings in the area at some of the most affordable rates. The business also offers high quality repair plumbing services to both commercial and residential buildings in the area. The location of the business, a low number of competitors and a growing metropolis makes the business a potentially highly profitable undertaking that is bound to experience impressive growth rate in ...

User fees are very important fees to the local government. They form the largest portion of the total percentage revenues collected by local authorities. There are different kinds of user fees depending on the purpose they are collected. There are four main user fees which are the highest of other user fees. In the Alabama state, these fees are; government entities and tax exempt user fees, chief counsel user fees, advance art determination fees and the installment agreement fees.

The government entity and tax exempt user fees are levied on organizations that exempt and Employee Plans. The fees are ...

There are a lot of ways how to win a person and create alliances. Relationships can be developed in just a matter of days, months, years, or in just a matter of moments, depending on the circumstances and other factors. Some of the most important question that this paper aims to answer are: how exactly relationship structures work and develop. In this paper, the authors draw upon evidences from three literary works namely Across the Nightingale Floor by Lian Hearn, Grass for his Pillow by Lian Hearn, and the Knight of the Lion by Chretien de Troyes. The paper will focus on the ...

Job design, job enlargement, and job enrichment

HR staffing specialists A Human Resources Specialists reinforce HR administration endeavors by applying learning of HR ideas, vocation enactment, practices, approaches, and strategies. HR staffing experts have an enduring effect in the lives of organizations through their commitments to the propelling workforce. They are in charge of recognizing, pulling in, and achieving people for positions to address particular authoritative workforce needs. HR staffing experts add to the support of a proficient organization's workforce that improves the job placement to convey excellent care and administrations (Myplan.com, 2015). HR staffing specialists must comprehend the ideas, standards, practices, laws, and regulations of ...

- What is brand resonance? Can every brand achieve resonance with its customers? Why or

Why not?

Brand resonance refers to the nature of the ultimate relationship and the level of identification that the customer has with the brand. Particularly, brand resonance is significant for the brand. It includes the attachment with the brand, brand quality, engagement with the brand, and community of a particular brand user. Not every brand achieves resonance with its customers because of one possible reason, inefficient marketing activities. There are several reasons to be brought under consideration that not all brands achieve resonance with its customers; ...

Unemployment in the United StatesUnemployment in the United States talks about the reasons and measures of U.S. unemployment and techniques for lessening it. Job creation and unemployment are influenced by elements, for example, investment conditions, global competition, education, mechanization, and demographics. These elements can influence the amount of specialists, the term of unemployment, and compensation levels. One real answer for anticipating unemployment in the United States is to keep the economy developing and creating through a dynamic business cycle. Using cash in a social order is one of the most ideal approaches to keep the economy consistent.

Labor Force Statistics graph ...

In the modern society there exist many forms of buying goods and services. In ancient times, people used to buy goods and services by the use of barter trade; this involved exchange of goods for other goods and services. There are various forms of paying for goods and services, among them being cash, hire purchase and buying on credit. Buying on credit refers to a form of payment that can be used by an individual to acquire goods and services and pay for them in the future (Calman 21). Buying on credit is an internationally accepted way of purchasing commodities. ...

Introduction

The paper focuses on Hire Purchase (HP) activity and its relationship to the legal environment. Understanding how business law operates proves essential for understanding the whole concept and guidelines within HP agreements. Commercial activities thrive in environments guided by legislation to enhance smooth performance, as well as maintenance of contracts by the parties involved in the business transactions (MacIntyre 65). Business law primary concern relates to the creation of new companies as well as dealing with the issues arising from the existing enterprises in the process of interacting with other business organizations, the public, and the government. The area ...

Workplace related legal and ethical issues

Medical caretakers and Nurses are under a lot of miseries identified with a mixture of work stress. Work related anxiety risks involve the mental and physical prosperity of nurses and in addition, the nature of the watch over customers. The purpose of this paper is to think about the regulations concerning remuneration claims for mental inabilities because of work anxiety.

Workplace Issue: Code of Ethics

Ethics manages measures of behavior and good judgment. The significant standards of health awareness morals that must be in all circumstances are beneficent, self-sufficiency and equity. Beneficence means advancing or doing great. Attendants work to advance their customers' best advantage and ...

Introduction

The healthcare system in the United States and many developed nations is considered to be in turmoil. Access to care and the cost of care are two major issues observed in the healthcare system. The healthcare industry, like any other business sector has suffered from bankruptcies and market-driven failures. The best example of healthcare system turmoil was observed in New York between 1983 and 2006. Over 63 nursing homes and 70 hospitals shut down due to the lack of financial and healthcare resources. Many patients complained of lack of healthcare services in many parts of the country. The healthcare ...

The ‘fast five movie’ commonly known as the Fast and Furious 5 is an American action movie written by Chris Morgan and directed by Justin Lin. The following describes the plot of the movie; with the help of his sister and friends, Dom is rescued from the hands of the authorities. The team is the pursued hotly by Hobbs, who follows them to Rio de Janeiro in South America. Hobbs is caught in between two gangs fighting each other i.e. Dam’s team and Reyes’ team. Although the movie has a lot of action and heavy compact, it presents clear ...

Movie Background

One of the movies that were released in 2013 is Percy Jackson: Sea of Monsters. It is a fantasy-adventure movie based on the original book story, which was written by Rick Riordan. The movie is 2010’s The Lightning Thief sequel and the second installment in Percy Jackson movie series. Produced by Karen Rosenfelt, Chris Columbus and Mark Radcliffe, together with Thor Freudenthal as the director, Percy Jackson: Sea of Monsters was released on 7th August 2013 (imdb.com).

How and Why It Was Made

In the beginning of the movie development, the first sequel of the movie was directed by Chris Columbus. However, for this second ...

CE18-2

The installment-sales method of recognizing revenue is not generally acceptable. Revenue should generally be accounted for at the time a transaction is completed because they are not recognized until realized and earned (ASC 605-25-3). The installment sales method accounts for sales that may extend payment periods and involves recording revenues in a specific proportion based on the criteria of cash collections (Carmichael and Graham, 2012). Thus, for these sales in which collectibility uncertainty is present, recognizing the revenue at the point of sale would overstate income and is not generally acceptable. However, ASC 605-25-4 accommodate for unique cases when the seller ...

The term mortgage is a French word meaning death contract. Be not fooled into thinking that it is a contract of the dead. This means that the contract only expires when it is repaid in full or when the property is taken away. The loans are suitable for individuals who wish to own property that they may be unable to afford. In this case a home. The details usually put down by the mortgage loan provider as below.

Extra costs to maintain the house

The extra stuff that the buyer would have to offset include: electricity, maintenance costs, security and lastly water bills. These are actually minor costs. ...

Part One

Our current loan balance=$ 130794.68, while monthly payments including premiums from escrew account=$1083.967 - Strategy for solving the problem Looking at the loan duration, obviously the duration of twenty years will incur a higher monthly installment payment as opposed to the loan term of twenty five years. Assuming the escrow payment remains flat for the successive periods, we are going to calculate the monthly payments possibilities using financial annuity formulas. The interest rate 5.75% is assumed to be annual, so we will have to calculate a p-thly rate, in this case we compute a monthly interest rate. Use ...

1. An efficient market hypothesis which also known as the random walk theorem assumes that the obtaining stock prices completely reflect all the information available about the value of a firm or stock. It proposes that in no way can the excess profits be made on the overall (Clark, et al). It is also given that most investors try to be on a look out for undervalued stocks and securities which are expected to increase in value in the near future, especially securities that are more volatile than others. These investors who include investment managers have believe that they can select ...

In today's world of increasing energy needs and environmental concern establish our focus towards more alternatives to use non-renewable energy sources. One of such alternative can be solar energy. Solar energy simply is the energy produced by sun and can be collected elsewhere. Sun creates its own energy by a thermonuclear way that make a conversation of about 650,000,000 tons of gas hydrogen into helium per second. This process creates electromagnetic, heat and radiation.

Government policy, Politicians involvement and solar panels systems

Our world consumes electricity which is mostly provided by oil, gas, and coal. All These sources, are cheap but have some drawbacks. They pollute our ...

Technology

Innovation is the process of is bringing socially together the skills and knowledge of different persons to generate a new knowledge or skills. These best skills can brought together by hiring best researchers with specific experience and training . If we look at the pre-industrial economy, In limited technological education and knowledge, this combining of best skills has to occur through personal contacts, it show that effectiveness of individual's as an innovator of technology will be dependent on the skill of his social network persons. First we need to understand technology ethics and process involve in saving solar energy through solar ...

Commercial Bank International

With 577 employees, Commercial Bank International is, arguably, among the principal financial institutions in the UAE. The financial institution, incorporated in the year 1991 and listed on the Abu Dhabi stock exchange eleven years later, has been in the banking industry for twelve years today. The organization is headquartered in Dubai and offers financial services across the United Arab Emirates to both corporate and individual clients. The official auditors of the company are known as Deloitte Touché Tohmatsu. In addition to banking services, the financial institution offers other services such as brokerage in international trade as well as the ...

Executive Summary

Conventional banking is based on the issue of interest. However, most religious teachings, including Islam, are for the opinion that charging of interest is wrong and should not be prohibited. However, most of the modern banking systems are based on this principle. To steer away from this, the Islamic banking has derived ways of avoiding interest charges. One of these is the use of Murabaha. The essay below looks at the differences between the Murabaha and conventional loans.

Introduction

According to Hanif (2011, p.170), the trend in the modern banking system in which interests are charged is unacceptable to most ...