Essays on Poverty Level

Current Health Policy Debate regarding the Affordable Care Act

Introduction The health policy debate regarding ObamaCare focuses on the interest of average U.S citizens. The Affordable Care Act offers protection and benefits to all United States’ citizens regardless of their economic status and social lifestyle. The ACA seeks to reduce the insurance premiums to ensure the majority of average American families are covered. The law seeks to ensure 30 million of 44 million Americans without insurance get access to health coverage (ObamaCare, 2015). The government through the health insurance marketplaces, employers and Medicaid would ensure more Americans obtains health insurance coverage. The health law focuses on low-income Americans ...

Definition of Community-Identification and History

Jersey City is in the Hudson County of New Jersey State and it part of the New York metropolitan. It is the largest and the capital the City of Hudson County, and the second largest city in New Jersey. The history of the city runs back to the 17th century when it was inhabited by the Lenape people, an East Asian community that migrated to the Unites States. Jersey City acts as a transit center for manufacturing companies in New York due to the availability of the waterfront, and the population is highly mixed as a result of a ...

Problem Statement

There are a number of reasons, defined by the ethical as well as the economic and the political scenes, for the non-diminishing interest in addressing the gap between the rich and the poor. "The rich get richer and the poor get poorer" is an aphorism, which outlines the major views on economic inequality and the criticism, seen in academic and business literature, towards the philosophy of free market and capitalism in general. One of the principal works, laying the foundation for the discussion, is the work by Thomas Piketty, Capital in the Twenty-First Century (2014), who places the idea ...

Health care system of England and the US healthcare system

The health facilities to the citizens provided in U.S. and England are vast. However, there exists a big discrepancy in terms of social insurance. Over the years, England is considered as an association for human services while in the U.S., it is privatized. The total cost of 47.5 million is incurred through heavy wellbeing protection premiums in the U.S (Mahar, 2006). There are more terrible situations in case of psychological wellness and substance utilization issue. Due to more assuring enactments made, people are wondering about the perfect scenario in case of human services. While comparing U.S. and England, the ...

The paper deals with comparing and contrasting health care reform data for the two states of Minnesota and Arkansas.

Lack of Health Insurance According to the last data recorded, Minnesota had 7 percent of its total population without any private health insurance, neither their employer nor the government has it for them (State Public Health Statistics, 2016). This percentage has decreased only by 0.9% in last one decade. For Arkansas, it is the state that ranks 35 when it comes to having health insurance for the state’s population. 13.9% Arkansas population lacks health insurance, privately, through the government or the employer (State Public Health Statistics, 2016). Lacking health insurance privately put people in having difficulties accessing the ...

Introduction

Healthcare is an integral part of a nation’s well-being. Despite its importance, there has been an increasing trend in the costs of health care. With the current high national debt, health care reimbursement should be part of the equation ("Healthcare Reimbursement | Knowledge Hub | athenahealth", 2016). The policy makers, physicians, and patients are well aware of the steps they need to take to reduce the costs of health care by considering health insurance plans. The insurance policies enable the doctors and other health practitioners to provide quality and efficient health care to the people. Health insurance payers are provided ...

Poverty continues to exist in contemporary societies. Despite in-depth evaluation of factors that were deemed to be contributory to poverty, government agencies which are tasked to address the social ill, failed to undertake needed measures to improve the social welfare of those identified to be within the poverty level. From among several causes of poverty, two (2) causes would be expounded; as well as a major effect. Poverty was found to have been caused by individual responsibility and centralized political power. The effect is compromised health. One of the causes of poverty is individual responsibility or circumstances . The failure ...

The problem that will be discussed is how low income status affects the crime of theft. Theft is a crime that is an enormous problem for the less fortunate. There have been several studies pertaining to how low income status and race have a negative effect on the tendency to commit theft. This paper will discuss how these statistics relate to the poorer demographic and how theft is perpetuated by their cycle of poverty. The first article to be discussed conducts a study of how the rate of poverty is the independent variable in urban areas, (Poverty and Crime, ...

Term Paper

Term Paper Higher mortgage rates: the 30-year mortgage fix is likely to come to end with the result of increase in the mortgage rates. With the higher rate, analysts saying that it is manageable, as the housing clients (buyers) will have several techniques to mitigate some of the risks (Barker, 2004). However, with higher rates in place, the monthly payments will tend to increase rapidly in with increase to debt-to-income ratios. Secondly, there is the trend of higher rents. As reported, rents are going up at a rate that is greater than the prices of homes. Since most of ...

Poverty is a condition that affects too many people around the globe. Those who live in poverty are often disenfranchised and unable to obtain the opportunities to remove themselves from this unfortunate condition. In a world of abundance, where the rich are outrageously wealthy, it makes no sense to see so many go without basic necessities. A common saying, “knowledge is power” is something that still holds true in the world today. Those who understand the world tend to do better in maneuvering around the challenges that exist in the world by seizing and creating opportunities for themselves. One ...

Financial

The population in corona in California as per 2013 was 159 503 with 100% living in urban. The males population was 80,961 (50.8%) and the females population was 78 542 (49.2%). The median resident age is 33.6 years in comparison to 35.7 years of California median age. The estimated median household income as per 2013 is $66, 094 as compared with $60,190 in California (City-data, 2016). The estimated per capital income was $25, 372 in 2013. The median gross rent is $1, 330.

Social challenges

In Corona there are high crimes rates which have continue to be a challenge ...

Executive Summary

This is an inclusive marketing plan with a primary objective to raise awareness and raise funds and thereby helping OXFAM achieve its core objectives in the market. OXFAM is an organization that works in different countries to eradicate poverty and various social injustices. The market name is OXFAM organization which is based in the United States of America. The target group for this organization is the Middle East where the team tends to raise primarily awareness and raise funds. The organization is a non-governmental organization that primarily aims at improving the living standards of the less fortunate in the ...

Citizenship and Instruction Program

Experience and Community Need BronxWorks, is a settlement house and multi-service organization with proven track record of leading immigration services since 1998. That year we first collaborated with SEEDCO to launch a series of initiatives that target low-income immigrants with limited English language proficiency. Our organization leveraged resources to provide English as a Second Language (ESL) services and civics classes from the New York City Department of Youth and Community Development (DYCD) to more than 250 participants in 2015 and over 600 participants since its inception. For over 18 years, we have provided citizenship and ESL instruction to New ...

Affiliated Institution

Appendix: Introduction Objective P. 3 Program Details & Classification P. 3-4 Obstacles Facing Stakeholders. Citizens. P. 4-10 Immigrants. P. 10 Employers & Workforce. P. 10-12 Options for Individuals without Affordable Coverage. P. 12-13 Conclusion. P.13 References. P. 14 Introduction The purpose of this report is to analyze the Affordable Care Act (ACA) that was passed by the Congress in March 2010. In this document, we are going to discuss the program’s objective, how it affects the different stakeholders within the American Society, what are the pros and cons and what are the barriers for its implementation (or consequences); we will ...

The Patient Protection and Affordable Care Act (PPACA), which is often christened the Obama Care, provides provisions to Americans for more protections and rights in access to high-quality health care that is cheap to the many millions who are not insured (Rawal 16). By 2014, this law made it a requirement for all American citizens to have health insurance. The ones without minimum essential coverage were required to pay a monthly fee. In 23/03/2010, this act was signed into law. It was later repealed in 2012 to opt-out Medicaid. The law has caused many controversies among proponents and critics ...

Patient Protection and Affordable Care Act (PPACA) better known as Obamacare is a federal statute that was signed into law in early 2010. Under this Act health institutions as well as physicians would change their clinical, technological and financial practices to improve health outcomes, lower healthcare costs and ensure accessibility to health services. The act is aimed at increasing affordability and quality of health insurance, lowering the uninsured rate and reducing healthcare costs to both the government and individuals through the expansion of private and public insurance. However, it is impossible to support the scheme unless the underlying challenges ...

Since the dawn of industrialization, reducing the poverty levels has been a common challenge across nations. Poverty is the unrelenting duty of trying to survive. It is the regular hustle to make ends meet. Some of the few things that can define poverty involves lack of the basic needs such as food, clothing, shelter, security and education, which are vital to human life Poverty, is a worldwide concern, which has affected not only developing countries but also industrialized ones. For instance, the United States being one of the prosperous countries in the world has one of the uppermost levels ...

Part 1

Notably, the cost of receiving healthcare in the United States has been on the rise in the recent years. It is, therefore, imperative that for the nation to address the problems associated with lack of sufficient healthcare there is the need to have caps on the skyrocketing nature of the healthcare costs (AHIP, 2016). The most notable areas where the rising costs have been detected include soaring costs of medical services, costly pharmaceuticals, unhealthy lifestyles, expensive medical technologies and the fee-for-service payment system whose only focus is on volumes instead of the expected value. It is worth noting that ...

Definition of the microcredit

Microcredit is the main tool of the microfinance concept, which is considered to be invented by the Professor Mohammad Yunus, the founder of Grameen Bank in Bangladesh. As it is stated on the Crammen Bank web page, a microcredit is a program of small loans, offered to the poorest people so that they could generate income through self-employment projects (Grameen Bank, 2012). Microcredit can be also defined as a small loan to poorer households or small entrepreneurs, that lack steady employment and a verifiable credit history. In most cases microcredit does not require any collateral, as its target audience ...

Introduction

Around 264 million children under the age of 15 years are working, 64 percent of these jobs come under the child labor category in legal terms (Edmonds, 2015). Child labor has become one of the causes and one of the consequences of limited or slow economic growth. Child labor dampens the future economic growth via its negative effect on child development and decreases the current growth by rejecting the adoption of skill developing technologies and reduces the unskilled wages. The limited economic growth in developing countries, leads to facilitation of low-paid jobs that are filled by child labor. Therefore, ...

Chapter Four

Apart from other migration variables, economic variables do affect the migration patterns in a region. Economic factors deals majorly with production, distribution, and consumption of goods and services, hence, factors influencing the rate of migration in China also depend on the economic factors. This is because as evident in the last two decades of Chinas boom in economic growth resulted from the labor migration. Evaluating the major provinces in China and their respective regions, the migration of people in China is categorized into two that is the migration of people from rural to urban areas and the migration of people ...