Financial Stability College Essays Samples For Students

Thesis statement

The IMF plays a critical role in ensuring financial stability globally. It has been instrumental in resolving various economic crises such as the 2008 financial crisis and the debt crises in Greece and Portugal.

The role of IMF

The fund plays a crucial role in providing advice and technical assistance to member countries to foster good governance. It promotes public sector accountability and transparency (O'Brien and Williams). Its technical assistance helps member states in enhancing the management of their economies by correcting macroeconomic imbalances, implementing economic reforms relating to international trade, exchange rate policies, among other reforms.
The IMF also offer loans to ...

A personal budget can be described as an estimate of the anticipated costs, resources and revenues of an individual over a specified period. When used properly, it can be used to estimate the future financial needs and sufficiently cater for the current financial obligations of an individual. A personal budget is a critical contributor to a reasonable financial stability of an individual. When personal budgeting is taken into consideration, it helps an individual to escape any personal financial crisis by ensuring that they spend their income on essential expenses. When prepared objectively, an own budget shows the truth about ...

The Euro was officially started in 1999 in the first eleven countries. In the beginning, the Euro was employed for transaction purposes while the banknotes and coins came into life in 2002. There are five Maastricht Convergence criteria that are used in the consideration of membership. European countries wishing to join have to meet them. First is the price stability that says that the nation’s inflation rate shall not be more than 1.5 percent above the levels of the best three performing member nations. The second condition was the durability of convergence. The criterion identifies with the factor ...

Significant increases in the national debt, with no relief or plans to deal with the problem, and its effect on the economy
An increase in national budget, with no relief or plans to deal with the problem, will result in a deficit, or more spending with less national input. Repercussions for a budget deficit can mean more borrowings for the national government from the private sector, such as the selling of bonds or gilts to the private sector.
The debate over the budget deficit has two opposing views. The first one is that the deficit is destructive to the ...

Essay one (China’s financial system)

Introduction and Thesis Statement
The restoration of an economy from a depression requires a careful adoption of strategies. Various measures that governments use to promote the growth of key sectors as wells the entire economy have severe outcomes which must be considered before they are put in practice. Fundamentally, governments implement different fiscal and monetary strategies to solve economic problems, which may be successful or not. Thus, the analysis of the strategy to be deployed becomes essential to achieve the desired objectives. The financial sector in an economy is of central importance. As such, public policies that impact on ...

Balance sheet

Intel Corporation’s balance sheet as at December 26th, 2015 indicates that it is financially stable. Its total assets increased in the last three financial years indicating that the company is growing. Further analysis shows that the current ratio of the firm as at December 26, 2015, was 2.576 implying that it had sufficient current assets to settle its current liabilities. This further indicates that Intel Corporation has a high liquidity. The current ratio increased from 1.732 in 2014 suggesting that the liquidity of Intel improved in 2015. Assessment of its long-term financial stability shows that the firm is ...

Issues of Economic Crisis

The recent recession and the financial crisis have paved the way to uncommon and hostile actions by policymakers of fiscal and monetary policies. Secular stagnation is for ensuring achievement of full employment, for lowering and stabilizing inflation rate, and for maintaining financial stability. Current macroeconomics failed to analyze financial crisis because of its incapability of envisaging current issues prevailing in the economy. Analysis of these topics is essential because they help in determining and then solving the problems of economy by taking adequate measures in a timely manner.
There are several causes of recent Great recession. Major causes include ...

a. Hook: Economic recovery proved a highly daunting task for many of the devastated Western European nations following the Second World War. The destruction of lives and property due to the turn of political events during the Second World War depleted much of the resources of Western European nation, leaving them with so little to build on to enable their people to get back on track.

b. Thesis Statement: The Marshall Plan proved a saving force for Western European nations in their goal to fulfill post-Second World War economic recovery and political reformation, despite its inadvertent effects on consolidating the position ...

Institutional affiliations:

Leading and Managing Individuals
1) How Bill Bailey, chairman of the board of the Utah Opera Organization, might use one theory of motivation to oppose the merger
As the chairman of Utah opera organization’s board, Bill Bailey can use the Adams equity theory of motivation to oppose the merger and base his arguments on fairness to Opera in the merged organization. The theory explains the satisfaction of different groups in terms of fair and unfair sharing of resources between the groups (Spector, 2008). The different groups will try to uphold equity between what they bring to ...

Problem Definition

Over the past few months, it is noticed that at XYZ restaurant the number of customer visits has reduced and it has resulted in a decrease in sales revenues. Customers are the only source of income that a restaurant can have. The restaurant used to experience surplus profits, but now it hardly can meet up its costs. Reduced customer visits are a serious problem that needs to be recovered as soon as possible. The proposal aims to maximize the customer visits. The purpose is not only to retain the existing ones but also to attract the new ones.
The ...

Expectations is a critical topic on macroeconomics and defines the pivotal elements of every market economy and controlling all the economic transactions and decisions. The activities within an economy are usually defined by the expectations of the people.

In normal situations, when the supply of goods like oil falls, its price rises pushing for higher production by producers while consumers conserve on its use to get substitutes and get prepared for more. The price controls are significant in controlling the expectations and eliminating the poorly executed economic plans or activities.
The government intervenes in the economic expectations or plans ...

Imperial Oil, founded in 1880 is a giant petroleum producing company, with its headquarters located in Calgary, Canada. It is the second largest integrated petroleum company in Canada and has registered a phenomenal growth since its inception. Its operations consist of exploring and producing oil, manufacturing and distributing petroleum products for energy sources, producing chemicals for industrial and domestic use through innovative and sustainable technology. ( Annual report, 2016) reports a cash generation of $22 bn from operations only during 2010-2015. Its performance can be evaluated from the growing dividends paid to its shareholders in last 21 consecutive years. Imperial ...

Introduction

The Empire Cruises is a private New York based cruise business, which offers public dinner cruise and private event charters. Major services of Empire Cruises include Birthday Cruise, Prom Cruise, Graduation Cruise, Anniversary Cruise, Sweet 16 Cruise, Cocktail Cruise, Lunch Cruise, Holiday Cruise, and Cruise Rental. It was established in 2010 and owns the city’s most popular event yachts that aim at offering the best cruise experiences at special events. The fleet of Empire Cruises is comprised of five incredible yachts namely Lucille, Jacana, Harbor Lights, Nautical Empress, and Liberty Belle. The deluxe experience offered by the Empire ...

POVERTY AND CRIME

Introduction to background study
Crime and poverty are some of the challenges that different societies face, and they have the effect of hindering attainment of a country's economic development. Through the development of practical policy issues, different governments struggle to eradicate crime and poverty, with the aim of achieving economic growth (Saunders, 2015). Crime has adverse effects on business performance due to instability and uncertainty issues. Different bodies are concerned that crime has put various governments at stake from achieving economic development, especially in the developing countries. Crime, as a setback to economic growth in the society, contributes to ...

Summary- Tar Baby (Toni Morrison)

The novel Tar Baby, by Toni Morrison, explains the story of the extremely debatable quandary of the racially separated African-Americans in America and the inherent practice of social discrimination inflicted on then due to racial prejudice. The novel uses the character of the Protagonist, Jadine, who faces the communal allegations of betraying her own race because she abandoned her real culture and gave up her racial heritage to pursue her dreams. This reflective summary of the novel focuses on the part (pages 231-275) where Valerian (the white owner of entire household and master of all the blacks) realizes about ...

LIFE STYLE FOOD HUB ENTERPRISES

Abstract
The paper aims at outlining the main differences amid utility and profit maximizing league, with a key focus on Europe and the USA and the resulting implications to sports. The study is in agreement with findings from the previous research study that most clubs in America are profit oriented while their European counterparts are after utility satisfaction. Some of the significant aspects that reflect the above findings are the differences in organizational management in the two areas. In America, major decisions that pertain administration of organizations are made by the shareholders and club owners through a voting process. ...

Essay Question: How different investor types impacts Market Efficiency

Individual investors
When individuals talk regarding marketing efficiency, they simply refer to the degree to which the aggregate decisions of all participants in financial markets are accurately reflecting the value of companies and their shares at any given time (Allen and Gale, 2000, pp. 236-255). Therefore, it requires the determination of the intrinsic value of the company while providing a constant update to valuations because new information is becoming familiar. Consequently, the more a financial market becomes accurate, it will be able to price securities and the more efficient it is said to be. Thus the principle of the ...

(Course number)

Classmate Claude S’s Answers
Aristotle’s final cause points to the ultimate reason for the being’s existence. Relating this to the idea of globalization, the final cause becomes the globalization’s vision. It is the ultimate reason for its conceptualization. One of the objectives of globalization is to have a global free trade. However, no matter how noble is the vision of globalization; collateral cost and damage are never out of the way. Ethical issues relating to jobs, brain drain, natural resources, health, and finance are just some of them (ehow.com). There is no guarantee ...

Executive Summary

Introduction
The family is entering into the property market by developing a four-floor rental building. The rental property will be completed in one year and will have forty units.

Statement of needs

The aim of the family is to gain financial stability in the face of the imminent retirement of the household head, the deficits in the family budget, and the financial struggles to finance the college education of the two children.

Financial Information

The cost of the development is 2,583,000 dollars. The family will seek financing for 250,000 dollars at an interest of 17% to be paid in 5 years. ...

MANAGEMENT AND DECISION MAKING

Following the recent unfortunate post-election skirmishes in the country that has gone on for a while now, the economy has greatly been affected. This has led to an economic slowdown whose ripple effects has hit our company and caused drastic changes in the operational activities in the company which if not dealt with prudently will destabilize and jeopardize the great success witnessed over the years of the company’s existence. It is to this effect that I have called this meeting with you (managers and supervisors) to disseminate information regarding the current company position given the situation at hand. The ...

Introduction

The Journal of Banking and Finance (JBF) essentially undertakes the mandate of publishing both the empirical and theoretical research, it doesn’t publish any other research but rather those within the span of finance and banking. Its main objective as stated within the scope of their mission is fundamentally to ascertain a flow and availability of research that pertains to capital, money, and operations of the financial institutions. Ensuing the fact that this journal accomplishes the mandate of assuring a continued flow of research materials about banking and finance, recent articles from this journal will be analyzed to deduce trends and essentially ...

After the enlightenment and the return to high culture in Europe musicians worked under what was known as the patronage system. This meant that they were indentured servants to noblemen who provided them with financial stability. Noblemen would keep a court composer, and they in term would provide them with a place to live, food to eat and financial stability. This was the pro of the system. The con of the system is that they weighed in on artistic decisions and in the process compromised the artistic integrity of composers at the time. The 1984 film Amadeus takes place in Vienna ...

Assignment 2: Mergers and Acquisitions

Examine the circumstances that resulted in the merger or acquisition for the selected company. Speculate on two (2) reasons why the resulting decision to merge or to acquire / be acquired was made.
The two major contributing factors influencing the merger of American Airlines and US Airways were the push by American Airlines’ investors and the urgent, time sensitive demands of US Airways CEO Doug Parker. In an article titled "US Airways CEO Doug Parker says his airline won't wait forever for American Airlines merger" Doug Parker described the fiscal environment that led him to urge American Airlines ...

- How are cities in the developing world influenced by their colonial pasts? If you had to create a model for land use in such cities as Mumbai and Bangkok, what essential elements would you incorporate?
There are two factors that could influence the emergence of cities in a developing city. One is the growth of an old urban center and the other one is the influence of the foreign culture. Cities of the developing countries are influenced by their colonial past since most of the planning and control of the city were created for the benefit of the colonizers. ...

The International Monetary Fund (IMF) is originally designed to foster global monetary corporation. It is said to provide countries with policies that will aid their financial growth and development. It attempts to provide financial stability, facilitate international trade and establish financial growth. Ironically speaking, IMF is designed to aid in sustaining the world economy, however according to Sigilitz, it has resulted into a negative implication in the East Asia region. IMF policies have unconsciously created modern day colonialism that impacts the poor. It has generated a greater inequality and result to environmental destruction. The existence of the structural adjustment policies (SAPs) ...

INTRODUCTION:

The clothing industry is the most emerging market in today’s world. It has a great potential to grow and prosper. The business presented in the report is a clothing business, named “Xyra’s Clothing." The report has presented the financials of the business to propose the investment idea to its potential investors. Xyra’s clothing is a start-up business, in which initial investment is made by four partners. Each partner has made equal investment of $50,000 which accumulated to $200,000 in total as an initial investment. The business has not dealt on credit basis from the start; hence it ...

Financial Crisis of 2008

The economics professionals during the global financial crisis underestimate the dimensions of the issue once it unfolded. Gerald (2010, p. 120) traces the deep roots of the failure in the lack of understanding and the misallocation of research in economic efforts. Bondt (2010, p. 140) claim that the economists in this period disregard the construction models that can drive an effective result in the world-markets. The economic profession fails to communicate the shortcomings and the limitations of the preferred models to the public to depict transparency. Prior to the financial crisis, economists largely rely on the construction models that ...

In the history of the United States, racial and gender injustices have been a common thing among the people. There has been unequal treatment based on skin colour and sexual orientation. African Americans are one of the groups that have been on the receiving end of these discriminations. In addition to this, the manner in which African American men and African American women have been perceived in the American society is different from how the Native Americans have been perceived and handled. Scholars have taken time to look into these differences based on race and gender, how these differences have ...

Data

The Frontline; episode The Untouchables
In the episode The Untouchables, the Frontline investigates the reasons that caused the Wall Street’s leaders escape prosecution for any kind of fraud related to transactions with bad mortgages. It is based on memories of people who took significant part in the process which lead to the financial crisis in 2008 with Lehmon Brothers’ collapse and affecting large number of shareholders, banks, companies, and many others.
Insiders of mortgage industry blew the alarm whistle before 2008 when the scandal exploded followed by huge consequences. Due diligence underwriters who were known as ...

- Which system popular during the classical Era of music provided financial stability for musicians and composers?
Patronage system was popular during the classical Era of music and provided large financial stability for musicians as well as composers. This is where by the musicians and composers would work under powerful noblemen writing and performing pieces for their patron. However, the musicians lived in isolation and restricted creativity. The musicians and composers were fully committed to composing whatever their boss wanted. This left the musicians and composers with little expose to the musical influences outsides the walls of the ...

Executive Summary

This paper focus on marketing strategy, which is an organizational integrated pattern of decisions that specify its significant choices regarding markets to serve and market segments to target. We will launch a new product for Coca-Cola referred to as Buxpon in the line of water. Coca-Cola is the leading world food and beverage company, which produces a variety of products. The new product will address the social trends and changing purchasing behavior of consumers based on the health and lifestyle. The report will focus on the situational analysis, marketing mix, brand positioning and segmentation among others.

Introduction

Marketing strategy is a is an ...

Coach Inc.

Item 1
The financial outcomes and stock price performance have shown the financial stability of the Coach Company. In order to evaluate the financial performance of Coach, we will compare its two financial ratios with that of Dooney & Bourke Company. The net profit margin of coach for fiscal year 2009, 2010 and 2011 were 0.19, 0.20, and 0.21 respectively. The current ratio for Coach of the fiscal year 2010 and 2011 were 2.46 and 2.45 respectively.
The net profit margin for Dooney & Bourke Company for fiscal year 2009, 2010 and 2011 were 0.1, 0.15 and 0.13 respectively. ...

Discussions on the Marshall Plan
The Marshall Plan Vis-à-vis The Morgenthau Plan
The European Recovery Program, better known as the Marshall Plan, is an aid program of the United States (US) that granted Western Europe $13 million in funds between 1947 and 1951. A program that sought to reconstruct Western Europe in the aftermath of the Second World War, it proved instrumental for the rise of US hegemony in international affairs. Yet, the rise of the US as a hegemon did not come as an objective of the plan. Rather, it emerged consequentially ...

Introduction

In a sensational essay wrote by one of America's renowned political scientist Samuel Huntington (1993) “The Clash of Civilizations,” he asserted that the nations have not reached the end of its history yet. Instead, it is only the beginning of a long series of conflict rooted from the fundamental antagonism between the various cultures of the world. That the nations and states sharing their civilizations and cultural identities are less likely to fight each other. Huntington (1993) also accentuated the idea that cultural barriers are the dominating source of conflict in the world. Its manifestation can be seen from conflicts between ...

STATEMENT TO BE SIGNED BY EACH STUDENT

1. I have read the section on plagiarism that appears on the reverse side of this sheet.
2. In my assignment I have carefully acknowledged the source of any material which is not my own work.
3. I am aware that the penalties for plagiarism can be very severe, including withdrawal of permission to enrol in the University.

REVIEW ESSAY QUESTION (20% of Unit Marks, 1,500 word limit)

Using the two papers by Rousseau and Sylla, what lessons can be drawn by emerging markets economies from the experiences of the countries covered? In your answer, include issues relating to the creation of a viable financial system (and the ...

Introduction

As a technology graduate, and a good student the selection of a right company to start career is a big question, although a selection can be made on perceptions however considering the importance of the question it is important that the selection of the company is based on research and data analysis rather than a simple random selection.
While I'm passionate about technology, and wish to pursue a career in a company that offers the right platform to showcase my knowledge, I am also willing to learn and gain experience since this will be the start of my career. Therefore, I decided that in order ...

Introduction

Multilateral trade agreements are agreements on trade performed between many countries at one time. It is usually very difficult to negotiate but once they go through, they form a very powerful base. Once a multilateral trade has been signed, all parties that have signed the agreement are treated equally (Choueiri, 2005). This is usually a very big advantage especially to the poorer countries which are usually less competitive in nature. There are several multilateral trade agreements which have been formed. In the recent past, Doha round table multilateral trade agreements is one of the biggest agreements formed which were between all the ...