Essays on Issuance

Impact of Policy Changes on Financial Stability of Commercial Banks in India

Paper Due date Abstract The study envisages financial stability of Indian Banks, especially schedule commercial banks, in the backdrop of macro-prudential policy changes. Banks are put under microscopic vision in terms of performing as commercial units while strictly adhering to the policy norms. The effect of regulatory and supervisory policy changes can be evidently seen in stressed performance of banks in the recent years, in-spite of growth in their retail portfolios. The policy changes of increased provisioning for NPAs, improvement in asset account quality, revised guidelines for Net Stable Funding Ratio, restructuring of large accounts and many more have ...

Primary and Secondary Market

Primary markets are linked to the issuance of new securities that are apportioned and issues by the companies to people, who have subscribed to the issue. The securities in the primary market are issued to the public via initial public offerings (IPOs) by the public limited firms. The IOPs can be shares or the debentures. The IPOs are associated with the issuance of securities made by the company, which is limited to public on direct basis. On the other hand, in relation to bonds investors buy them directly from the firm. The shares or debentures are issued at the ...

Understanding Financial Statements (John Deere)

What 3 items of important information does the income statement reveal about the financial performance of the company over the last three years? As we could see from financial statement of John Deere Company, the sales are decreasing for past three years (2013-2015 – the latest available data). There was almost $35 billion of Sales in 2013 and only nearly $25.7 billion in 2015. This is the major fact of financial performance. As a result, Net Income failed to $1.9 billion in 2015 from $3,53 billion in 2013 (second fact). And the last fact is that Total Costs are ...

(a)Is management's intent enough to support the long-term classification of the obligation in this situation?

According to IAS guidelines, the company can exclude the short-term obligations from the current liabilities only if:

It intent to refinance the obligation on a long-term basis It has an unconditional right to defer settlement of the liability for at least 12 months after the reporting date Here, the intent of the management will be classified as enough, only if the entire process of refinance is complete before the year-end, i.e. 31st December, 2017. Therefore, if the company has completed the process post this date, then the management do not have have an unconditional right to defer settlement of the ...

Question 1

One of the UN global compact issues is sustainable food growth to ensure food security for all human population. The issue of food security is prevalent in several parts of the world with Africa being the worst hit (Williams and Oliver 755). A great percentage of the African population is unable to feed themselves despite the continent being largely agricultural. According to Food and Agricultural Organisation, FAO, which is a constituent of the UN, as of 2015, more than 239 million Africans were faced with hunger with the figures expected to rise in the future. The UN categorises food ...

Introduction

The debt and equity financing are the basic choices of raising money for a company or growing business (Kokemuller, 2016). However, organizations usually have options for seeking debt or equity financing where the option most rely on the source of funding that can be accessed easily by the company, its flow of funds, and the importance of maintaining control of the firm to its principle owner. Therefore, the debt to equity ratio will indicate the figure of the company’s financing that is proportionately given by the debt and equity. This essay illustrates the strengths and weaknesses of debt ...

Finance is a vast area of discussion that requires one's dedication and interest to understand it better. Under finance, there are major issues like corporate financial policy which has a lot to be studied. The corporate fiscal policy is defined as an innovative corporate finance course that mainly touches on equity and debt management, for example, the descriptions of types of debt and equity, distribution policy and security issuance, for instance, the design of capital structure and securities that controls information problems. The sub-topics in securities and financial policy can be discussed in details as below.

Debt and equity management.

Debt and equity ...

Introduction

Fair play in business practices is essential to the maintenance of a self-sustainable corporate environment. Precisely, all the parties involved in any business activity need to embrace ethical principles while following the legal provisions in any commercial venture. With this in mind, it is worth acknowledging the fact that Kallestad breached the fundamental provisions of an implied warranty by selling substandard products to Peter and Tanya Rothing. According to Murthy and Blischke (2006), an implied warranty is a contract arising from the operation of the law guaranteeing that the goods to be sold are merchantable and are appropriate for ...

Regulation Grid

Licensure and certification are two essential aspects and credentials for many businesses as well as service deliverance to clients. Certification done at the national level determines the knowledge and skills as well as establishing standards required for audiologists across several or all state lines(Ontario, 2016). Licensure itself specifies the requirements for an individual or an organization to practice a particular task in a particular state (Baylis, 2004). Licensing has been done, since, the 1600s when it was invented, and currently, many health care facilities and professions do require licensure (Lott, 2010). An example is an audiologist, which requires ...

Executive Summary . 3-4

History .. 4-5

Strategic Elements 5-6

Critical Events .. 6-7

Leadership 7-8

Mission and Vision Statement . 8-9 External Assessment 9-13 Analysis of Competitive Position 13 Internal Assessment . 13-17 Current Strategy 18 SWOT Analysis 18-21 BCG Matrix . 21-23 IE Matrix .. 24-25

Possible Strategic Alternatives 25-26

Evaluation of Current Organizational Structure .. 25 Recommendation Changes .. 25-26

Situational Analysis . 26-29

New Turnaround Objective .. 29

Proposed Measures . 29-31

Funding this Turnaround Effort 32-33 Financial Projections 33-34 Conclusion 34

References 35-36

Sears Holdings Corporation Executive Summary Sears Holdings is a major brick-and-mortar retailer in both the United States and Canada. As such, it sells a wide variety of products, including appliances, consumer electronics, apparel, tools, sporting equipment and ...

Abstract 3

Auditors’ Responsibilities and Potential Liabilities 4 Types of Audit Reports and Underlying Reasons for Their Issuance 5 Unqualified Opinion 6 Qualified Opinion Report 7 Adverse Opinion Report 7 Disclaimer of Opinion Report 8

References 9

Abstract This research paper is dedicated to make an important discussion about the different types of reports issued by an external auditor to form an opinion or judgment about the reliability and accuracy of the financial records and statements of the audit client. Generally, auditors issue four types of auditor reports depending on specific situations. Also, different responsibilities of an external auditor are also highlighted while ...

Abstract

Going international has stood to be the primary means by which corporations have gained access to the global markets. Beyond their home markets, companies have been able to increase their sales and growth rate following the large customer base created and greater access to capital in existence in the larger market. The emerging markets such as China have been the primary focus for the companies seeking to globalize their operations. Companies have used different financial strategies, such as bonds and stocks that finance expansion and growth in the international markets. However, an ultimate understanding of the internationalization plays a ...

Introduction

Good governance and capital structure play a crucial role in the maximization of corporate profitability, either through an increase in profit margin or a reduction in capital cost or both (Uwuigbe, 2014), and in effect shareholders’ wealth. Companies who are aware of these factors in their objectives of profit maximization eagerly put their good governance principles into corporate codes, which act as valuable reference points in their governance decisions. As such, sound corporate governance engenders investor confidence in terms of capital preservation and acceptable returns of investments (Okiro, Aduda, & Omoro, 2015; Agyei & Owusu, 2014; Heng, Azrbaijani, & San, 2012). With ...

Introduction

Definition of Managerial Accounting Businesses must implement effective decisions at varying phases of growth through management accounting for a chance of a future. According to an article on the Harvard business Review, businesses mainly go through two main phases of growth: the start-up phase or the mature phase. According to Churchill and Lewis, each of these phases demand and rely on differing strategies that fulfill a need and/or takes the business to the next phase. The techniques used or applied to haul business through these phases are referred to as managerial accounting techniques. The parties responsible for reinforcing managerial ...

This paper represents an examination of the events and history surrounding the issuance of the Balfour Declaration in 1917. The history revolves around the key relationship that was to develop between the Zionist movement, its representatives, and the British government during the nineteenth and early twentieth centuries. The Balfour Declaration was a document that served both British colonial diplomatic policy, and Zionist political and settlement goals. This declaration and its inclusion into the League of Nations Palestine Mandate of 1922 laid the groundwork for the emergence of the state of Israel in 1948.(The Balfour Declaration, coupled with years ...

The administration of proper medication is essential to the treatment of a health complication. As such, medical practitioners need to enforce proper measures in the issuance of medicine to enhance the betterment of patients (Bojesen et al. 375). The purpose of this study is to evaluate the value of medicines through the utilization of a case study. This study will be in line with the code of conduct for Oncologists since the medical practitioner in this scenario deals with cancer patients. Since the maintenance of confidentiality is essential to the success of the medical practice, the practitioners’ and patient’ ...

This paper is on the issue of feminist morality. The paper provides arguments on the feminist critique of rights and the ethics of care. There is a detailed account of the tensions, differences that exists between ethics of care and rights ethics. Held makes significant contributions to the field of ethics of care. Held provides an account that is strategic and offers a framework that is consistent with the ethics of care. Likewise Samantha Brennan tries to champion the rights of women through feminist issues in the use of feminist ethics and feminist politics. Moral values that characterize care ...

Chapter One: Introduction

1.1. Background The arrival of new technologies as helped improve many aspects of life. For example, License Plate Recognition is a modern technology that has helped improve mobility and safety in transportation (Rashid, Aibinu, Rahman, Suhaimi and Yunis, 2012). Many car parks have resulted to the use of technology to help in the logistics of operating a car park. Rashid et al., (2012) argue that automatic parking systems are progressive because in addition to improving logistics, they also increase the convenience of public parking, eliminate the hassles of fee collection and also enhance the security, especially when the car ...

The employer and employee relationship between Don and Rebecca is governed by various statutes but most importantly the Employment Standards Act (Filsinger 2005). Under the Act, an employee can be terminated from their employment under conditions such as: upon dismissal of the employee or when the employer stops employment of the employee included instances of insolvency and bankruptcy of the employer if the employer ‘constructively” dismisses an employee and they (the employee) resigns, as a response to the constructive dismissal, within a reasonable time (Motherselev v. Gulf Canada Resources Ltd).

Facts

Rebecca’s job was, however, terminated without issuance of ...

Recently, the high rate of death of teenagers in car accidents has become a matter of concern. Research conducted by National Teen Driving Statistics reveals that 16-year-old teenagers are thrice more likely to cause car accidents compared to the average other drivers (Fleming, 2010). Moreover, in 2002, the economic burden as a result of 15 to 18 years old drivers was estimated to be $40.8 billion showing how costly teenage driving is (Iowa, 2010). Lack of parental control, teenage immaturity, and the historical background accidents and deaths caused by teenage drivers are the three main reasons that should make ...

Description of the Group Activity:

The main objective of the work was to find the best ways of improving waiting areas, through suggestions and proposals issued and recommended by clients. It was a charming experience full of enthuses and hard work based on determination to achieve best results and quality work. The work formulated was original, under the participation of six group members. I enjoyed working with the members, as they provided excellent cooperation and a better environment for learning. The fundamental ideas were coordinated and organized in a precise manner. The topic of the audit was chosen based on the clients’ satisfaction levels of two waiting ...

Introduction

Microsoft Corporation appealed to the court and when the court made its ruling, the following statement was issued by the court to give the opinion of the court. The opinion of the court was delivered by Justice Sotomayor which stated that; “A patent can be presumed to be valid and the burden of establishing its validity or any claim of such nature shall rest on the part that is trying to challenge its validity. This is found in Section 282 of the Patent Act of 1952. The United States Congress has given the United States Patent and Trademark Authority ...

Health care facilities provide critical services to the society offering medical services to individuals. As usual, a health centre manager and medical practitioners will be faced with many ethical and moral decisions to make during the normal operation of their duties. The ability to develop and maintain high ethical and moral standards to influence the decision making process will proportionately benefit the society. Medical practitioners at any time should try and ensure high moral and ethical considerations by looking beyond their individual demands. In this case they execute their duties while trying to maximize the benefits of the community. ...

The following are some of the rules and regulation that applies to Kuwait application of debentures to the investors; the first requirement is that it must be licensed by the Kuwait Ministry of Commerce and Industry. The Ministries has a responsibility to supervise the issuing of the debenture by the Central bank of Kuwait. The Commercials Companies Law requires that company capital subscribed be paid in full and does not allow issuing of debentures that more than the capital paid up. The holder must pass the resolution authorized by the Kuwait issuers. Once the debenture holders are issued with the ...