Essays on Credits

A Passionate Revival of Movie Musical Styles

Film Review: La La Land – A Passionate Revival of Movie Musical Styles La La Land was released by Lionsgate and Black Label Media on December 25, 2016. It is considered a comedy/drama/musical production. Damien Chazelle is the director and writer of the film. Major stars in the movie are Ryan Gosling, Emma Stone and Rosemarie DeWitt (Platt & Gilbert, 2016). It has received 14 Oscar nominations and numerous Golden Globe awards. The plot involves the evolving and troubled love affair between an aspiring actress and a disillusioned jazz pianist. This is a musical production that includes drama, romance and comedy ...

LEED Neighborhood Development (ND) rating systems such LEED-ND are designed for the certification of exemplary neighborhood development projects which show exemplary performance in relation to smart growth, green building, and new urbanism. Contextually, such development projects include whole neighborhoods, multiple neighborhoods, and even parts of neighborhoods. By reviewing the Pilot version of the LEED-ND 2007 certification document, it is evident that LEED-ND systems are designed to drive the marketplace towards acknowledging the central doctrine of green building i.e. the simple fact that our personal, economic and environment health is significantly influenced by our immediate surroundings which include the places ...

Introduction

Arabella Nuts and Confectionery is one of the UK’s finest confectionery, nuts and dried fruits company. The company produces a variety of Mediterranean, Middle East, and other international tastes. Arabella has been in existence for more than 20 years in which it has been serving exclusive and top-end stores and hotels in the UK (Arabella Nuts and Confectionery, 2017). The company operates majorly through its online channel. However, it also has physical shops within the Westfield Shopping Centers at both London Shepherd’s Bush and Stratford City. In light of this brief background of Arabella Nuts and Confectionery, ...

The two thousand and eight financial crises resulted in significant economic turndowns. Before it began in two thousand and seven, prices of housing rose, new investment options emerged, and risk diversification increased. Following the crisis, house prices fell by huge percentages. It exposed economic weaknesses of the United States. Additionally, it led to an increase in the unemployment rate by ten percent (Mishkin, 2011). Approximately, nineteen trillion dollars of household wealth were lost. Lehman Brothers collapsed in two thousand and eight affecting the global financial system. Taxpayers had to bail out various banks to stabilize the system. This paper ...

Apple manufactures iPhone, its mobile brand, iPad, Mac, the personal computer brand, iPod, the Apple TV brand, a few software applications, a couple of operating systems, and some accessories. The company also sells digital applications through the Apple’s own app store, iBooks store and Macintosh app store. The Company sells its products worldwide through its retail stores, online stores, and direct sales force, as well as through third-party cellular network carriers, wholesalers, retailers, and value-added resellers. The company also sells third-party mobiles, related computer hardware and software, and related accessories. These products are sold via the company’s ...

The article opens with definitions. “Community Economic Development” is presented as “a strategy that includes a wide range of economic activities and programs for developing low-income communities such as affordable housing and small business development.” A focus on job creation whether working with neighborhood businesses or industrial parks is central to the programs. Economic development was a response to perceived problems of poverty. Associated with poverty is poor housing, lack of access to health care, a lack of jobs and a generally poor quality of life. Efforts to address these problems are very local. Community Development Corporations have developed ...

Analysis of the Showtime Series Shameless

Analysis of the Showtime Series Shameless Over the decades, there have been a lot of television shows that attempted to reveal the inner workings of American working-class families. Shows like All in the Family, Good Times, Roseanne, Malcolm in the Middle and many others have portrayed ordinary people (and mostly ordinary families) and their struggles just to get by. Virtually all of them have done this using comedic elements. A few years ago, a new series appeared on Showtime called Shameless. At first glance, Shameless appears to have a good deal in common with all of these other sitcoms ...

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Executive Summary SunEdison is a renewable energy company. Its revenue comes from semiconductor wafer manufacturing, solar energy business and TerraForm Power (wind power and global business). The company has recently filed for bankruptcy due to poor operational performance and its inability to serve its $11 billion debt. Luckily for the company, first and second lien holders have provided the required capital to continue operation. Overall, the renewable energy market is growing at a very high rate. However, due ...

American Public University

In this paper, I will discuss the real estate industry development and inefficient use of financial resources in Turkey. Also, the real estate sector causes some damages in nature and misuse of a natural resource. The biggest problem is the short term vision planning businesses have been granted some advantages by the Turkish governments from 1984 to 2016 and the financial markets in Turkey has not been well-developed, and it causes inefficient use of funds. One of the industries using financial resources inefficiently is the real estate business (Finkel & Ersoy, 2016). The population has started increasing rapidly after the ...

Introduction

Can colleges and universities increase their tuition rates continuously, despite the suffering they cause students? This issue can be and has been tackled by economics – specifically; we can use the tools offered by the study of price elasticity of demand to see what colleges take into consideration before raising their prices. The reaction of students to the increasing tuitions and other expenses might be a driving force on the demand side for higher education. If the students believe that higher education’s high costs will not create a value equal to or less than its cost, they might prefer ...

Abstract

The current discussion is aimed at the dissection of ethics, corporate social responsibility and sustainability of British Petroleum (BP) by taking the case of Gulf of Mexico Oil Spill in to consideration. By commencing the discussion with an overview of the externalities present in the oil industry, the pressures on oil companies are examined which is further evaluated through the application of stakeholder theory and the theory of utilitarianism. In the case of BP, it is revealed that the resort to CSR was primarily a reactive measure to correct its tainted brand image and save it from reputational risks. ...

Both the concepts of tax reduction and tax credit benefits an individual in a way that the taxes will have a less significant impact on the reduction of the financial resources. Tax reduction directly decreases the amount of tax included in some forms of expenses, while the tax credit decreases the expenses on taxes by accessing credit values which can be obtained by meeting specific requirements, and will take care of some portion of the taxes (Mercadante, n.d). Both are helpful to the taxpayers, but which one is more beneficial? Considering another concept called the Adjusted Gross Income, or ...

The Bottom of the Pyramid (BOP) debate raises heated arguments between the supporters of the idea that multinational companies (MNC) have the capabilities to reduce poverty by strengthening the purchase power of the poor, and those who support the adverse idea that MNCs solely exploit the poor. The main proponents of this debate are C.K. Prahalad and Stuart Hart, who mitigate for the BOP theory in their study “The Fortune at the Base of their Pyramid”, and Aneel Karnani, who demounts the BOP claims in his “Mirage of Marketing to the Bottom of the Pyramid: How the Private Sector ...

If you pay attention to too much of the mass media, you might think that renewable energy is a pipe dream proposed to solve a nonexistent problem. After all, the presumptive nominee for the Republican Party in the upcoming U.S. presidential election, Donald Trump, sat down with the editorial board of the Washington Post back in March and told them, “If you look, they had global cooling in the 1920s and now they have global warming, although now they don’t know if they have global warming” (Leber & Aldern 2016, web). Trump has even gone so far as to ...

Introduction

A discussion among the classical economists and the Keynesian economists continues on the government intervention in the free markets. According to the classical economists, the free market mechanism can develop solutions for the crisis in the market if there is no external influence on the markets. The Keynesian economy merely expresses that the free market economy carries the risk of generating crises and undesired deficit or surplus in the economy when the demand cannot clear the supply (Posner 234-252). The discussion on the government intervention is changing direction each time the world economy suffers from a global crisis becomes ...

Ganesan (2007, p.1) defined working capital management as a company’s best strategy for its continued sustainability since it uses short-term financing strategies to fund everyday operations (Ajibolade and Sankay, 2013, p.233). The pecking order theory believes that internal financing is the best alternative but it can result to conflicts between corporate liquidity and profitability (Ajibolade and Sankay, 2013, p.234). The reason for this is that the company’s internal funding may not be enough to fund the period between the purchase of inventories or raw materials until the collection of receivables (Gill, Biger, and Mathur, 2010, p.1). Having ...

Introduction

Can colleges and universities increase their tuition rates continuously, despite the suffering they cause students? This issue can be and has been tackled by economics – specifically, we can use the tools offered by the study of price elasticity of demand to see what colleges take into consideration before raising their prices.

Let us assume that, in an attempt to raise more revenue, New York State University increases its tuition rates. Will this necessarily result in more income for the university? Not always. As we know, revenue depends on price and quantity of the demanded good or service. In the ...

What is a cartel? (5 marks)

The companies in a market might collude to set the prices by making explicit or implicit agreements between them on the market price, sharing the market geographically, or controlling the quantity supplied in the market. The agreement between the companies in a specific market might create an oligopoly behaving like a monopoly. The companies might set the price, and all the agreement partners might obey the agreement. If the companies can create a large market power, they might behave like one monopolist. Cartel is the situation of existence of an explicit or implicit agreement between the companies in a ...

Problem Solving- Scenario One

Problem Solving- Choosing between completing college and taking up a job.

The problem present here is a choice between two options; college education or a job. The new job is out of state which in turn means that to take up the job. I would have to quit college. The job offers attractive benefits including car, housing, and relocation allowances besides an attractive remuneration. The current job does not offer college fees reimbursement but supports my present studies. I am nearing the completion of my studies and nearly taking my last exams, which would be cut short, should I ...

1. Bretton Woods institutions are the International Monetary Fund and the World Bank, which is leading the international monetary and financial institutions, the most important element of the modern institutional structure of international monetary relations (Claude, Sharp and Egger, 2016). They got their name from the American town of Bretton Woods, where in 1944 an international monetary and financial conference at which it was decided on the establishment of these two institutions. The International Monetary Fund is an international monetary organization whose purpose is to promote international trade and monetary cooperation by establishing norms regulating exchange rates and monitor ...

Carbon credit refers to a permit allowing a company or state to emit a ton of carbon dioxide awarded to firms that have decreased the emission of greenhouse gasses below their quota. It follows that a country that produces carbon beyond its quota needs to purchase carbon credits from the energy-efficient ones (those producing less) in what economists call “cap-and-trade.” Although most people believe that the cap-and-trade on carbon emission works, I think this is a false assumption. Some economists opine that funds raised from trading on carbon credits would help them come up with alternative fuels reducing the ...

The capitalistic economy was a result of the medieval age when the Europeans suffered from the lack of markets, trade, production, and economic activities as well as the epidemic diseases like Black Death. The Europeans found the solution to the problems in the medieval age by producing more than the people needed in Europe and market it to the other people. Also, the commercial attacks to the Asian countries starting from the Ottoman Empire to India had given the opportunity of moving the valuable or tradable items to the European countries such as seasonings and precious medals. The invention ...

Career options in accounting

Accountants have various career paths that they can choose. The main options are public, industry and government accounting. In public accounting, the CPAs work for various firms ranging from small and local firms to large and international corporations. In the firms, the accountants work in areas such as tax, audit and management consulting. In industry and business, the accountants work for varied size firms in areas including, financial analysis, management accounting, financial accounting as well as reporting. With that, the accountants can offer services in specialized fields such as business valuation, financial forensics, IT consulting and financial planning. Also, ...

Adjusting process is the method of analyzing and correcting the accounts at the end of the period before the preparation of the financial statements while the journal entries that always update the accounts at the end of every accounting period is the adjusting entries (Godwin & Alderman, 2012). Firstly, it is important to make the appropriate journal analysis of each transaction during the adjustment procedure. Secondly, post every transaction to the respective ledgers. However, at the end of the accounting period, several balances in the ledger account can be reported without any change in the financial statements. For instance, the ...

Abstract

Health Insurance is a form of insurance where an individual is insured against the risk of paying medical expenses in case they are in need of various types of medical care. Health insurance may not appear beneficial especially when a person stays for many years without becoming sick or requiring any medical care attention. However, it is clear that health insurance is necessary for every individual as it comes with numerous benefits. These benefits include protection from running into a financial ruin, access to preventive and primary care services, access to follow-up care services, eligibility to options for offsetting ...

Financial Statements

The Coca-Cola Company's fiscal year begins on 1st January every calendar year and ends on 31st December every calendar year. Since the 2016 fiscal year is not yet over or even half way through, this assignment assumes the 2015 fiscal year as the current one and uses data for the fiscal year ended 2015. The net income from the 2015 fiscal year is $7,351 billion. This is up from 2014’s net income of $7,098 billion. The net income, therefore, increased by $253 million which represents a 3.56% increase in net income ("The Coca-Cola Company", 2016). Net ...

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The prevalence of poverty in the United States is of increasing concern to many in government and makers of public policy. According to a humanitarian organization, Poverty USA (2014), there were 47 million poor people in 2014, which translates to a rate of 15%. This rate is around 2.3 points higher than in 2007 or 2008 (U.S. Census Bureau). Poverty does not affect all equally. The poverty threshold as defined by federal government is $24,000.00 for a family of four people. ...

Term Paper

Term Paper Higher mortgage rates: the 30-year mortgage fix is likely to come to end with the result of increase in the mortgage rates. With the higher rate, analysts saying that it is manageable, as the housing clients (buyers) will have several techniques to mitigate some of the risks (Barker, 2004). However, with higher rates in place, the monthly payments will tend to increase rapidly in with increase to debt-to-income ratios. Secondly, there is the trend of higher rents. As reported, rents are going up at a rate that is greater than the prices of homes. Since most of ...

[Economics]

However, if you take a look at the history of the development of banking, the first evidence of some kind of bank prototype was seen in XII century in Genoa. In Italy at that time there were lots of bankers – money-changers who put their coins on the table. Originally, bankers in the XIII century, mostly known as Lombards, gradually outweighed the Jews who were proficient in money-landing. The Italians brought in business skills, enhanced by their invention of double-entry book-keeping. Such cities, like Milan, Genoa, Siena and Lucca earned much earnings from this new trade. However, Florence took ...

Personal Finance

Personal Finance

Introduction

The economy of the United States impacts personal finance either directly or indirectly. Importantly, the government regulates personal finance through interest rates and taxes. Most taxes are directed to social programs to help the needy. Due to income disparities, citizens opt to acquire credit cards from local banks or other lenders. The credit card allows consumers to spend in advance and keep track of their expenditure. However, those who settle their credit card balance late, pay high-interest rates. The purpose of this paper is to address the role of government in the personal finance. Also, the paper ...

Context: Current facts about the Affordable Care Act (ACA)

On 23rd March 2010, the ACA was signed into law. It introduces health care reforms with an objective of improving the affordability, accessibility, and quality of health care. The ACA has helped more Americans to have accessibility to affordable health insurance. Medicaid has been expanded to reach the entire population (Protection & Act 48). Through the expansion, small employers who are committed to cover their employees are provided with tax incentives, and persons willing to pay for insurance are also provided with tax credits. Furthermore, the health care industry has been reformed to reduce the higher costs of health care. ...

Abstract

This study used Al Ahli Bank of Kuwait to complete research on the effects of the global economic crisis on the financial performance of conventional banks in Kuwait over the period from 2000-2015. The study results show that the global economic crisis does not have a statistically significant impact on the financial performance of conventional banks in Kuwait. However, the study finds out that some macroeconomic conditions such as equity and bank size are very crucial to traditional banks’ profitability. Increasing the owner's equity was found to decrease the impact of the financial crisis on the conventional banks in ...

The main theme which is discussed in the articles “Spreading the Wealth” and “The micromagic of microcredit” is the poverty of the developing countries and how it is affected by a variety of economic phenomenas (globalization and microcredit, respectively). In particular, the authors of first article discusses the globalization and the standards of living in poor countries. The second article reveals the features of microcredit and how it affects the lives of poor people in Africa. It is difficult to compare the two articles thoroughly, since both of them describe different concepts, however, it is easy to see that ...

Introduction

Industries in West Virginia have violated the state-issued permit of pollution by releasing toxic substances such as coal ash and selenium into the local water supply. In addition to the threat toxic substances like coal ash and selenium pose to the health of the community, toxic water destroys the environment and destabilizes the local ecosystem of the areas impacted by such pollution. West Virginia Department of Environmental Protection (WVDEP) was formed as a guidance tool to aid persons to know when it is environmentally secure to withdraw water from the stream. This judgment is built on percentages of yearly ...

Affiliated Institution

Appendix: Introduction Objective P. 3 Program Details & Classification P. 3-4 Obstacles Facing Stakeholders. Citizens. P. 4-10 Immigrants. P. 10 Employers & Workforce. P. 10-12 Options for Individuals without Affordable Coverage. P. 12-13 Conclusion. P.13 References. P. 14 Introduction The purpose of this report is to analyze the Affordable Care Act (ACA) that was passed by the Congress in March 2010. In this document, we are going to discuss the program’s objective, how it affects the different stakeholders within the American Society, what are the pros and cons and what are the barriers for its implementation (or consequences); we will ...

International Financial Management Assessment

International Financial Management Assessment

International Monetary Fund (IMF) is an international financial organization that works closely with member countries to foster global monetary cooperation, facilitate international trade, secure financial stability, reduce poverty and promote high employment and stable economic growths. Together with the World Bank, IMF was formed in 1944 during the Bretton Woods Conference, though it formally came into existence in 1945. The organization is headquartered in Washington DC. Member countries contribute funds to the IMF’s financial pool, and any country that experiences difficulties in its balance of payment can borrow the money (Conway 2006). Macroeconomic stabilization ...

For the past few decades, there has been an increase in natural calamities that have been as a result of human activities. An increase in the overall atmospheric temperatures, rising sea levels, melting glaciers, mass extinction of entire species, flash floods and fluctuating weather patterns have become a common occurrence. Scientists raised alarm over this issue and slowly global warming has become a stark reality and imminent threat to the survival of humanity in years to come (Oreskes, 2004). With this in mind, there have been several global meetings aimed at charting the way forward and coming up with ...

The Patient Protection and Affordable Care Act (PPACA), which is often christened the Obama Care, provides provisions to Americans for more protections and rights in access to high-quality health care that is cheap to the many millions who are not insured (Rawal 16). By 2014, this law made it a requirement for all American citizens to have health insurance. The ones without minimum essential coverage were required to pay a monthly fee. In 23/03/2010, this act was signed into law. It was later repealed in 2012 to opt-out Medicaid. The law has caused many controversies among proponents and critics ...

LifeStraw: Science and Technology

LifeStraw is a product developed by the Swiss company Vestergaard Frandsen, which consists of a water filter that removes 99.99% of waterborne bacteria, protozoan parasites and viruses, allowing the user to obtain clean drinking water directly from containers, streams, lakes or other sources of potentially contaminated water. The Oxford Dictionary defines science as the intellectual and practical activity encompassing the systematic study of the structure and behavior of the physical and natural world through observation and experiment. In order to develop the LifeStraw, scientific experiments were conducted to understand the process of water purification and develop an innovative method ...

Over the years the PRC existence, the country's banking system passed a difficult and contradictory path of development, reflecting the peculiarities of the economic policy pursued by the state at a particular stage. In the late 70-ies of the last century in China economic and social reform was launched in order to create a model of “socialism with Chinese specifics” which would combine the primacy of market principles and effective macro control of the administering state agencies. In the process of creation of this model, an important role is given to China's banking system, as it is an institution, ...

The Patient Protection and Affordable Care Act (PPACA) of 2010 was signed into law on March 23, 2010 (HHS.gov., 2015). Referred to as the Affordable Care Act (ACA), it is a health reform effort that has generated a great deal of controversy due to its complexity and wide range of impact. The ACA is mainly concerned with mandating that every person in the country have some form of health insurance. Almost immediately after the legislation was passed, marketplaces for health insurance appeared and businesses hurried to find coverage for employees. There were some very negative changes that resulted such ...

Environment

Johnson & Johnson, the famous health care corporate started as a humble, family owned business in New Jersey, U.S. in the year 1886 (Johnson & Johnson Services Inc., 2016). Between 1886 and 1910, the company manufactured mostly first aid kits, surgical aids, antiseptic products, sanitary aids and maternity kids that were very useful in improving the standard of public health care. Soon, Johnson & Johnson expanded overseas to UK, Argentina, Australia, South Africa, Mexico and Brazil. From 1954 to 1989, the company revolutionized the pharmaceutical market with its huge range of baby-care and wound-care products, and further expanded to India, China, Russia ...

Industry Analysis

Industry Overview Davenport University is part of the College, Universities, and Professional Schools industry (NAICS code #611310). The industry includes private and public college and universities that offer bachelor’s or graduate degrees, but does not include community colleges or not-for-profits. Industry products include Undergraduate degrees, Master’s degrees, and Doctorate degrees. In order to attend and be admitted to an industry college or university, individuals will need a high school diploma or the equivalent. Students taking part in this industry can participate and obtain their degree online or on campus, and obtaining educational credits for students with life ...

Definition of the microcredit

Microcredit is the main tool of the microfinance concept, which is considered to be invented by the Professor Mohammad Yunus, the founder of Grameen Bank in Bangladesh. As it is stated on the Crammen Bank web page, a microcredit is a program of small loans, offered to the poorest people so that they could generate income through self-employment projects (Grameen Bank, 2012). Microcredit can be also defined as a small loan to poorer households or small entrepreneurs, that lack steady employment and a verifiable credit history. In most cases microcredit does not require any collateral, as its target audience ...

In the past, the major target market for new students at Regional State University in the Gulf Region was high school seniors. Recent statistics state that there will be a steady decline of high school seniors over the next ten years. Our goal at Regional State University is to develop three new market segments to fill our educational rosters. The three target segments we will focus on are 1) new graduate students, 2) transferring community college students, and 3) online students. New market strategies will focus on increasing these market segments while continuing to bolster programs to interest incoming ...

1. In class (and in the text) we discussed the use of incentives, such as tax credits, to help develop the video game industry in Ontario, BC, and in Quebec. Discuss how these types of programs are structured to encourage investment in the industry and discuss why/why not you think these programs are a good idea. Can you relate the video game industry incentives to the film tax credits that used to exist in New Brunswick/Nova Scotia? What other industries rely on incentives? The video and TV generation industry in Canada keeps on growing. In 2015, its yearly volume ...

Introduction

There are about 33 countries that have implemented payment schemes to facilitate the conservation of biodiversity (Duchelle et al 13). For example, in Brazil, rubber tappers have engaged in an agreement with the government where there are provided with payments for their conservation efforts (Duchelle et al 14). Another example is in Guyana where the Conservation International has obtained a conservation concession from their government to promote the conservation of 20,000 acres of forest. The payment scheme as a strategy to facilitate biodiversity conservation is also currently applicable in the United States where farmers are paid for protecting ...

Elimination of Subsidies for all Energy Alternatives

I agree with the proposal to eliminate government subsidies for all energy alternatives so that all energy providers can compete in a free market economy. My rationale for agreeing with this proposal is that providing subsidies is a retrogressive economic policy that allows the government to prop one sector of the energy industry at the expense of other sectors. Rather than foster competition, government subsidies will give alternative energy investors unfair price advantages over other energy providers. Moreover, subsidies will cause the alternative energy sector to become less cost competitive and encourage unhealthy dependency on preferential treatment from the ...