Investor Term Papers Samples For Students

Introduction

In the current investment industry, real estate is considered as one of the most viable investment. Real estate investment offers a lot of benefits to the investor and is considered to have a very bright future.
Basically, real estate is defined as “any interest on land”. The interest can either be a leasehold interest or an ownership interest. In the case of ownership interest, the owner or investor has full land ownership rights and, at the same time, assumes the responsibilities and risks associated with the ownership. The ownership rights include the legal use and transfer of title of the land ...

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Investing in Qatar stock exchange (QE) demands a high quality of knowledge and resources; these can be acquired by taking a proper insight of the foundations. There are around 43 companies in Qatar exchange1. If a person wants to invest on QE then he has two ways either he choose the conventional way and go down to the bottom of exchange and give his order to broker, or he can simple use the modern method by calling broker. There are stockbrokers who act ...

Short – Term Investing

Introduction
A treasury bill or a T-Bill is a short-term maturing promissory note, usually lasting for three months to one year. Nyawata (2012) asserts that the federal or national governments are the ones that issue T-Bills as their primary instruments of regulating the supply of money within the national economy, as well as raising funds for various government projects through open market operations. The central banks of the respective countries are the ones responsible for issuing and paying on T-Bills. According to Thau (2000) T-bills do not have any form of explicit interest, but they sell at a discount ...

Abstract 2

Introduction . 3
Lessons from Capital Market History . 3
Return, Risk and the SML .. 5

Cost of Capital 7

Financial Leverage and Capital Structure Policy 9
Conclusion 11
Abstract
This paper entails a critical analysis and discussion of the components of the corporate finance and its subsequent application in the contemporary business environment. The discussion and analyses contained in this paper are centered on the book by Ross, Westerfield and Jordan (2012) which is titled: “Fundamentals of Corporate Finance.” In this book, different aspects and components of this subject of corporate finance have been discussed in great depth and this paper essentially entails ...

Executive Summary

The paper discusses different topics related to the field of corporate finance and how the same will impact my future career, during which I plan to work as an equity investor. Beginning with the paper, I first discussed the importance of the financial statements and what information they reveal about the company. However,more than reading these financial statements, it is important that we learn how to study the financial statements using the tool of common-size statements and financial ratios as these tools help us in evaluating the trend in the financial standing of the company. Thereafter, I discussed ...

Business Financing and the Capital Structure

It can be a daunting task for any business to decide the best financing option when they are in need of capital to expand their businesses. There is variety of financial resources that businesses can utilize to expand. These categorized into two, the debt and equity. For the debt option, the business borrows money to be repaid back--for example the bank loan. Equity involves a business selling interest to investors in the company. There are several advantages of the debt option. When the lender write a check, he/she does not come back to claim the equity in business and the relationship ends ...

Introduction

Pfizer Inc. is one of the largest pharmaceutical companies in the world. It has its headquarter in New York City and its research headquarter in Connecticut. It develops and produces medicines and vaccines for a wide range of medical disciplines i.e.Immunology, oncology, cardiology, diabetology/endocrinology, and neurology.
The Coca-Cola Company is the largest manufacturer, retailer and marketer of soft-drink in the world. It is an American company which produces a carbonated soft drink. It has a presence in over 200 countries around the globe and approximately 1.6 billion serving of Coke and Sprite are consumed per day.
Wal-Mart Stores is an ...

Ratio refers to a comparison between two variables, ratios is an important component in day to day business as it enables the shareholders and other stakeholders to check the performance of business in comparison to the previous year’s which refers to trend analysis it can also be used for cross sectional analysis which involves comparing the performance of business with other business within the same industry. Other financial ratios such as liquidity ratio plays a very important part in managing working capital in that a business will be able to predict the cash required to manage day to day transactions, in ...

The concept of disaster bonds: Overview of catastrophe bonds

Capital markets experience a number of risks that cause investors huge sums of cash. Catastrophe bonds (cat bonds) are a form of principal-at-risk debt securities issued by insurance companies to investors that allow direct transfer of low-frequency, high-sensitivity risk to capital markets. Traditionally, debt securities only allowed insurance companies to repay full principal amount upon maturity of the bond. The introduction of catastrophe bonds solved this situation. Upon the occurrence of one or more catastrophe event, the outstanding principal of the insured reduces. Examples of catastrophe events covered by this bond include natural disasters (earthquakes, hurricane), deaths caused by an outbreak ...

Definition of Binary Options

An option is a derivative contract where an investor possesses rights to purchase and sell assets such as commodities, foreign currencies, and common shares etc . There are two types of options like traditional, regular or vanilla options as well as binary or digital options. The market dynamics and mechanics for options contracts are same in every economy. The only difference relies in the manner in which options trading is regulated in each country.
In derivatives, binary option represents a trading form where traders or investors predict movement in the prices of underlying assets, commodities and securities etc. The word “ ...

Abstract

Before making any decision on the choice of an investment plan, it is very important that the individual carries out an intensive evaluation on the available investment options. Real estate is a very significant part of investment portfolio due to its numerous advantages and the les associated risks as compared to other forms of investments. As a Personal Retirement Plan, I opt for real estate. In this work, I have thoroughly investigated the theories and literature on real estate as an investment plan, and examined the both the benefits and the risks associated with such kind of an investment. There are ...

Introduction

Investment bankers are professionals who are well trained when it comes to managing assets, either through creation, transfer, or sale. One of the most important processes being undertaken by investment bankers includes valuation. When it comes to facilitating the operations related to the valuation models as well as assessment of business assets, they normally employ numerous skills and competencies. Business valuation methods represent the instruments that are applied in investment banking, so as to conduct the business value estimation so that the perspective investor could have the appropriate understanding of the current value of the business unit and the ...

Financial Accounting and Reporting:

Financial accounting refers to the process of recording, summarizing and reporting of the accounting transactions. The objective of financial accounting and reporting is to provide an accurate image of a company’s financial standing to the users of the financial statements. Important to note, that, all the financial reports made under the financial accounting process are as per relevant accounting standards as US GAAP or IFRS.

Financial reporting is the by-product of the process of financial accounting and includes the following:

- Preparation of the financial statements which includes; Balance Sheet, Income Statement and Cash Flow Statement
- Notes to the financial statements
- Press Releases and Conference Calls for declaration of quarterly ...

According to the first scenario, Sowell talks of the housing boom, which affected most parts of the United States. Peculiar situation arise which changed housing economics in the United States for the first time- ever increasing supply of housing units. The reasons, notes the author was the fact that the mortgages were unregulated, making it easy for most people to enter in to the housing business.
The drop in interest rates of mortgages in this scenarios, also lead to the housing boom. Individuals who never had sufficient collateral were also allowed to get subprime loans. The issue was ...

Introduction

The primary aim of the paper is to do the financial analysis of Samsung and provide a clear and concise view to the investors. It includes a brief overview of Samsung along with its financial position determines through the horizontal analysis. The ratio analysis is also used to determine the liquidity position of the company. The recommendation is also provided to help the investor in decision making for investment in Samsung. The conclusion is provided at the end by summarizing all the facts that are discussed in this paper.

Company overview

Samsung is a South Korean multinational company that is headquartered ...

Developing countries are vulnerable to a number of economic problems; they have struggled with relatively extreme poverty and are likely to suffer from the effects of the current financial crisis globally. To minimize the cost of poverty developing countries need to develop vibrant strategies to increase living standards of their people. In order to achieve high living standards of their citizens and to increase the level of the economy, the government has to liaise with foreign investors especially from developed countries. It has been proofed that foreign direct investment plays a key role by providing the finance that could not be ...

Interest rates are the monetary compensation or the cost of borrowing given to the lender(s) or supplier(s) of funds by the borrower(s) or demander(s) of funds or loans (CMU, 2010). The terms required returns and interest rates are similar in that the lender gets compensated for the funds they provide to the borrower. However, required returns are used when referring to equity instruments (investments) like common stock, and the interest rate is used when referring to debt instruments like bonds or bank loans. There are several factors that influence interest rates. They include inflation, risk ...

Introduction

Financial markets in the economy have a role of linking the demanders and also the suppliers of funds. They enable firms and individuals to access capital and invest any surpluses. These are the markets that allow the financial sectors of the economy to run smoothly. However, many individuals do not understand these markets despite their crucial role in the economy. They have varied reasons for their failure to comprehend these markets and these reasons limit their understanding of the markets. This serves as the foundation for the thesis of this paper that is – accountants have a role to play to enhance ...

Apple rebuts complaints of bending iPhones.

Shortly it was launched, the iPhone 6 has received complaints that the product bends when sat on in the pants pocket. Apple has to address the issue to avoid any drop in sales.
Apple has been enjoying brisk sales of iPhone 6 since after its launching. However, a problem arose with regard to iPhone 6’s quality: It bends when people sat on them when it is left inside the pants pockets. Videos of bent phones and demonstrations of people bending phones have circulated and have gone viral. The problem is one in a series of problems confronting the company. ...

Investment Portfolio

Introduction
Finance is a broad field in which there are numerous things stride upon. Finance and accounting is defined from two different aspects and both of them have their own significance and importance in particular. Accounting is the name of recording and interpreting daily data and information of the company, while finance is the name of better utilizing of company’s funds in different areas such as numerous business practices, operational activities, making purchases and investment to capitalize their funds .
The essence of financial modeling is increasing day by day in number of countries across the globe, as ...

Introduction

Capital One Financial Corporation is a financial company which specializes in the offering of banking services, specifically credit cards, home loans, banking and savings products and auto loans. It is a member of the Fortune 500. The company was founded in 1988 and has since grown in stature by conducting several acquisitions over time. Some of its notable acquisitions are the acquisition of Chevy Chase Bank in 2008 and Hibernia National Bank in 2005. The company has two main divisions; auto finance and international operations. The company trades in the NYSE as COF (Capital One Financial Corporation website).
This paper ...

Executive Summary

Royal Dutch Shell is a global fossil fuel exploration, production and transport company. The balance sheet of Shell is in the black. They have made successful changes in order to stream line a top heavy employment hierarchy. They are optimistic and positive about their new locations for extracting gas as the easy oil pools from drilling are being used up. The problem I see is that they are using extraction methods that cost more than the efforts for extraction. If pollution clean-up and health costs of local populations are added to the calculations the Shell balance sheet, unfortunately would not show a ...

TeleTech Holdings, Inc. (TTEC)

TeleTech Holdings is a technology services company whose main business is the provision of telephony services to businesses. The company operates call centers and BPO centers through which it connects customers to their companies. Through the provision of the telephony services, it creates a lasting customer experience, which in turn results in growing revenues and profitability of the companies that it represents. The various industries that it serves include the automotive industry, financial services, healthcare, government agencies, e-commerce entities, and the hospitality industry among others (TeleTech Holdings, 2017).
In light of the above brief on TeleTech Holdings, the objective ...

Overview

The theory of consumer choice is interested in the manner through which make decisions on the amount of money that they can commit on their preferences considering their budget constraints (Levin & Milgrom, 2004). All consumers have a budget past which they cannot spend. This budget is influenced by the wealth and income of the individual consumers. The budgets erect constraints on the ability of consumers to acquire their preferences. The consumer choice theory informs the choices a consumer will make considering the price of a certain good or service and his income.
The exploration of the consumer choice theory ...

Economics

2016-03-30

Introduction

This paper is devoted to the economic system of Canada and necessary preconditions for its further development. As we know, investments always play an important role in order to develop the country’s economy. There are two main types of investments: portfolio and foreign direct investments. The first type is considered as investing in a set of different securities in order to get profit. The totality of the securities makes portfolio. This portfolio allows getting such characteristics, when different securities are combined, which cannot be obtained when investing in separate financial instruments. Assets of portfolio usually include bonds ...

Investment Summary

Being an avid stock market enthusiast, I knew that stock trading can be cherishingly profitable and can also be painfully unprofitable. Therefore, being a short-term trader, I was aware about the risk-return pool I am going to swim in. However, I ensured that none of my trades should be influenced by mere market rumors, and any long-short trade should be backed by a valid market information.
As for the reasons of selection of the stocks in my portfolio, as I disclosed in the preceding section, each of the stock in my portfolio was backed by either strong fundamentals or ...

Company Analysis: Advanced Micro Devices (AMD) Limited

About the paper
The paper is commissioned to provide an extensive discussion about the liquidity, profitability and debt situation of Advanced Micro Devices (AMD) Limited. While the liquidity analysis shall be sourced for unearthing the trend analysis for the past three years, the discussion on the debt situation, and how the bonds of the company are performing, is mechanized to assist the potential investors in taking an investment decision, i.e. whether the ongoing performance of the bond justifies investment in the bonds of the company or not.

About the company

Founded in the year 1969, Advanced Micro Devices is an American ...

Introduction

Every market segment is different. Porters 5 forces models provides us with a guideline of different parameters that should be considered while analyzing a business situation. Information Technology industry is not different. Microsoft is the largest software company of USA in terms of market capitalization. It is one of the most respected brands across the world but still it faces threats from its rivals in each segment it operates. The information technology market changes so fast that the company leading the market today can go out of business tomorrow if it fails to keep pace with the changing demands. This essay ...

Overview of the Company

In 1844, Henry Lehman, a German immigrant resettled in the United States of America. The 23-year old immigrant decided to make Montgomery, Alabama his home where he ended up opening a general store that was then referred to as “H. Lehman.” Three years later, in 1847, Henry was joined by his younger brother, Emanuel Lehman, and henceforth the store changed its name to “H. Lehman and Bro.” The youngest of the Lehman Brothers, Mayer Lehman, joined his two elder siblings in 1850 and together the three Brothers founded what was until 2008 referred to as the Lehman Brothers (LEH). From its ...

Importance of Financial Ratios

Financial ratios are crucial elements that help us assess how a company is performing. It is even more crucial for the performance management of a smaller firm. As a small business owner, I will have the capability to implement a wide variety of ratio management tools for finding out how the firm is and will be performing in the future. Financial ratios are quantitative analysis tools that help us assess the performance of the firm using statistical and mathematical calculations. The financial ratios cover a wide range of aspects of a business; such as, liquidity, profitability, activity ratios, debt ratios and market ratios.

All of ...

Question 1

a). Calculation of variances
The material price variance is calculated as the budgeted price less the actual price. The standard per cost is 3.8 dollars per kg (£15200/4000=£3.8) while the actual per unit cost is £14742/3780=£3.9 per kg. This means the material price variance is £0.1 per kg.
Material usage variance is the budgeted quantity of materials and the actual quantity valued at the budgeted per unit price. The budgeted per unit price is £3.8. The difference in the two quantities is 4000-3780=220kgs. This valued at £3.8 gives a material usage variance of £836. The labour rate ...

Financial management is one of the most important success tools for any organization. A company that is financially viable is most likely to compete favorably with its peers. In this paper, I have analysed the financial performance of Microsoft Corporation with comparison to Oracle Corporation. Both the companies are giants in the software industry.
Microsoft Corporation’s core services include the development, manufacturing, licensing and support of a vast range of software products and services. They include operating systems, servers, server applications, high performance computing applications, software development tools as well as the business solution applications. Oracle Corporation is a ...