Essays on Bills

Abstract

The real estate industry is widely known to be stressful for its professionals, and especially for those working in New York City. This paper will examine causes for stress in the real estate field and how this stress could be exacerbated by working specifically in NYC real estate. In particular, this study will focus on the concept of burnout in the work place, relevant to real estate professionals. It will also address some of the physical and psychological symptoms that work stress can bring about in an individual.

Introduction

Stress is generally understood to be mental or emotional strain, brought ...

[Subject/Course] [Submission Date]

“Soffit’ (origin: suffixus) is derived from Latin language and literally means ‘to fix underneath’. However, in architectural field, the term is usually referred to “the material that bridges the space between the siding on a house and the roofline” (Ambrose, Harris, & Stone 235). While soffits are primarily used around the main roof of a building, they can also be used under any structure with a noticeable ceiling including stairs flight, porches, columns, etc. They can be manufactured using a number of materials such as wood, vinyl, steel, fiber cement, and aluminum. It needs to be mentioned ...

A bicameral parliament is a system of the legislative branch of the government made up of two complimentary houses that work together to pass laws. This system of parliament ensures that both the citizens and the government are adequately represented in the house and that sufficient consultations are made before any bills are passed into laws. In the case of the United States, the Senate embodies the interests of the state whereas the House of Representatives exemplifies the views of the country population as a whole (Moran 1895). The modes of qualification into these houses vary from one nation ...

InstaCart Financial Feasibility

License: InstaCart will obtain a license to engage in food delivery business from Brent council at £52 per annum. Furniture: InstaCart will spend £15,000 on office furniture and fittings. InstaCart being a service business does not have any other capital expenditure.

Marketing: InstaCart will spend £20,000 on pre-launch marketing promotion and 5% of total revenue on on-going marketing efforts.

Revenue: InstaCart will charge customers £1 per mile. Each rider is expected to cover 30 miles per hour. InstaCart will hire 20 riders working 40 hours a week. InstaCart projects revenue to increase by 10% every month for the first year of operations. In addition, InstaCart will earn 10% commission from hotels. Riders will earn a commission ...

Executive summary

The smart home integrated energy efficiency product will come in packages of silver, bronze, and gold to target consumers and homeowners in the United States of America. Bronze packaged products will be marketed to consumers of lower income bracket while energy efficiency products that are packaged in silver and gold will be marketed to high-income homeowners. This product is fabricated to ensure that it reduces the amount of energy consumed by electric appliances and in effect reduce the electric bills that are paid by consumers. Due to the complexity of this product market representatives will be used to visit ...

Philosophy

Does war has differing effects among the affected? Is social justice guaranteed to those affected as a result of war? I decided to involve my father to find out how the family was affected by the Second World War to get the answers. “We thank God for the peace that we experience now as a family,” my father began. “Your grandfather was a veteran. He really suffered considering the success of the nation against his safety,” he added. “What triggered the war and what made my grandfather get involved in the war?” I asked.

“Your grandfather was a military ...

I. Company Overview The apparel industry is a highly competitive and almost exclusively based on image. As fashion becomes "fast", i.e. designing and selling apparel becomes more for masses as opposed to a conventional haute couture model, established and emerging players alike are competing over an increasingly powerful market segment, namely Millennials, who continue to shape business across different industries. Forever 21 is one notable example of apparel companies competing, primarily, over Millennial customers. Forever 21, operating in seven countries in addition to Europe, is a notable example of an established apparel player adapting to continuous changes in apparel ...

Impact of Policy Changes on Financial Stability of Commercial Banks in India

Paper Due date Abstract The study envisages financial stability of Indian Banks, especially schedule commercial banks, in the backdrop of macro-prudential policy changes. Banks are put under microscopic vision in terms of performing as commercial units while strictly adhering to the policy norms. The effect of regulatory and supervisory policy changes can be evidently seen in stressed performance of banks in the recent years, in-spite of growth in their retail portfolios. The policy changes of increased provisioning for NPAs, improvement in asset account quality, revised guidelines for Net Stable Funding Ratio, restructuring of large accounts and many more have ...

Effects of Stress on NYC Real Estate Professionals

Predominantly, stress is the of mental or emotional strain that is brought into place by exceedingly adverse situations that an individual is undergoing. Stress also implies to the body’s reactions to adverse conditions. For instance, and a person can be subjected to stress when they feel threatened in their jobs. Stress can therefore permanently affect the entire aspect of an individual’s life such as emotions, physical health, and thinking capability. The New York City, real estate professionals, are stressed out with situations such as commute time, hours that and individual is expected to use in service delivery ...

BODY CAMERAS TO BENEFIT POLICE AND CITIZENS

There is a sustained perception by minority groups such as African-Americans that the law enforcement officers treat discriminately. This has increased incidences of police involvement against the demographics. However, the introduction and use of body cameras come as a panacea towards bringing to an end the unprecedented cases of police brutality and use of excessive force. In addition, civil suits concerning police brutality launched by African Americans are expected to reduce the involvement of body cameras. According to the H.Res.16, the wearing of body cameras by local law enforcement agencies while serving the communities encourages transparency and protects both ...

This essay provides information about Deidre Henderson who represents District 7 of the Utah State Senate. She is a white-American incumbent senator who has served in her position since 1st Jan 2013. In terms of education, Henderson went to Taylorville High school as well as Eagan High before attending Brigham Young University. She has five children with her husband - Gabe Henderson. Before being involved in politics, Henderson worked in various positions in business as she and her husband operate small businesses within the state of Utah. Evidently, Henderson belongs to the middle class in terms of the legislator’ ...

The committee membership in the United States of America is not diverse. The polarization of the states is dividing the area into different districts which awards one political party an electoral advantage, and while forming the committees, most members are from the benefited political party. The varying of the voter's ID throughout the states results in a lack of diversity as not all citizens are given a representation chance in the government. While electing the committee, the voter’s turnover is less, and those people who are not present are not likely to be presented. The legislators play a ...

India’s work on introduction of the United Nations Convention on the Rights of Person with Disabilities or UNCRPD in the year 2007 is a significant step because it helped in attracting the attention towards the rights of individuals having disabilities. However, disability is considered as a difficult process, and it is a consequence of interaction of individuals having environmental, attitudinal, and impairments barriers that play their role in obstructing their effectual participation in the society. Attitudes are the most significant barriers for making rights of individuals certain. There are two models on the basis of which disability can ...

Abstract

For decades, Afro-American have been facing higher incarceration, higher poverty rate and lower income in the United States as compared to White American. In every city of U.S, Afro-American face similar problem, although such problems are worse in some part of the state. The Afro-American in the city of Miami also face problems such mental illness, poverty, poor access to health services, crimes, accidents, violence and others which impact their way of life negatively. Mental health is linked to socioeconomic status as the people who are homeless, or have the problem of substance abuse have a higher risk of ...

Abstract

The document considers the use and conservation of energy in domestic dwellings using heating systems, specifically water heated boilers, which is the cheapest solution in the market for home heating systems in Ireland and Europe. The document starts with a literature review of the available home heating systems and focuses on boilers due to its availability and price. The literature review includes a standard boiler array for a typical house, the radiators materials, and key concepts to understand the use of boilers for heat generation in homes. Later, it is necessary the calculation of heat transference for a given ...

I hereby certify that this material, which I now submit for assessment as a continuous assessment project in Heat and Mass Transfer on the course 4th year in BEng (Hons) Mechanical and Manufacturing Engineering, is entirely my own work and has not been submitted in whole or in part for assessment for any academic purpose other than in fulfilment for that stated above.

Abstract

Energy is a depleting resource, making it crucial for people to be knowledgeable in implementing conservation measures at the domestic dwelling level. Scientific advances had made effective energy conservation technology increasingly more accessible due to innovative ...

Introduction

President Obama enacted the Affordable Care Act as a United States Federal statute in 2010. Together with the amendment to the reconciliation bill, it promised to expand health insurance to all citizens at a reasonable cost. PPACA defines the health care as neither the right nor privilege of people but it states that citizens, however, do have a right to “affordable” healthcare, which it tries to achieve through a partnership between the market and the government. The ACA is a result of an evolution of government-funded plans such as Medicare and Medicaid as well as statutes such as HIPAA, ...

Summary of Ethical Dilemma: Low Nurse-Patient Ratio

There is an existing nursing shortage in America today primarily because of the increasing number of patients in the aging population, frequency of chronic diseases, an aging workforce, and the limited number of Americans taking up Nursing education to cover the growing needs for the profession. The nursing field belongs to the group of fastest-growing careers not only in America, but in other countries as well. However, the demand surpasses the supply of nurses, which results in high nurse to patient ratio. As a consequence, quality care that patients supposedly should receive from the medical industry suffers. Studies reveal ...

Beyonce Giselle Knowles was born in Houston, Texas on September 4, 1981. Performance was important to her and she began performing in front of audiences at a very young age. Her parents supported her early entrance into the world of the performing arts, and her mother became her manager and stylist. (“Biography,” 2016) This support from her family was in large part the reason for her early success in the business. Beyonce had a large network of support that she could draw from when conflict arose and her times became more difficult than expected. When she was 16, Beyonce ...

(Student’s Full Name)

According to Peter Capelli, “52% of U.S. employers surveyed say they have difficulty filling positions because of talent shortages” (par. 10). However, at the time that The Wall Street Journal article was written the unemployment rate was around 9%. The writer explains further that American employers are still complaining about “talent shortages” because they would like to employ persons who do not require any “training or ramp-up time” (Capelli par. 10). These employers hardly hire anyone despite having an “abundance of workers to choose from” (Capelli par. 10). The unwillingness of U.S. employers to hire ...

Among the notable congresswomen in the USA is Renee Ellmers who is the North Carolina’s 2nd District representative since her first election in 2010. As a nurse, she has remained an outstanding healthcare policy maker sponsoring and supporting several bills that have led to changes in healthcare service delivery in the USA. On January 16, 2015, Ellmers introduced H.R. 398-a bill to train healthcare workers on trafficking with the aim of empowering them to identify victims of trafficking and respond appropriately and on time. In this regards, the bill proposed that government agencies would collaborate to create a ...

Legislation Interpretation

Purpose of Judicature Act 1908 The Act provides for rules that are to be used in securing and ensuring just, speedy and cost-effective determination and disposal of all sorts of civil proceedings and interlocutory applications in New Zealand. Section 1.4 of the Act provides that the rules set by this Act shall apply to the practice and procedures of the court in all civil proceedings and interlocutory application except in cases where appeals are filed to the Court of Appeal of Supreme Court (Judicature Act 1908).

Proposed Changes

The Judicature Act 1908 has undergone several amendments over time. The most recently ...

Global Warming Phenomenon

The issue of global warming has been a critical problem across the entire world due to the effects associated with this condition. Global warming is caused by the increase in Earth's temperatures due to the effect of greenhouse gases. The greenhouse gases, such as carbon dioxide emitted from burning of fossil fuels like coal, oil, and natural gas to provide energy are responsible for trapping heat and preventing it from escaping from the Earth’s atmosphere. Human activities like cutting down trees and burning forests for farming activities has been attributed to the emission of greenhouse gases that are ...

Part One

Restaurants should be required to provide customers with nutritional as well as content of food information. This would allow customers to make more specific and informed decisions regarding the food they are consuming. Making appropriate decisions regarding food intake allows customers with medical conditions to be more aware of the contents of their food. It also allows customers with particular food allergies to make appropriate decisions from the restaurant menu. And, this would allow customers that want or need to be aware of the nutritional value of food being consumed. Although many Americans do partake in dining out, there ...

The chapter under consideration is the Chapter 5, Financial Services: Savings Plans and Payment Accounts. The chapter gives to the reader five important aspects that contribute to the understanding of the personal finances. 1. The first aspect is the selection and use of the available financial services in the market and the factors that influence the decision to select a specific financial service. The selection of the financial service depends on of the needs of the client and the convenience of fees and conditions. One of the financial services is the availability of cash. The cash is the most ...

The AD/AS model is a simple but important way to explain challenging governmental decisions. The visual nature that the model presents, advanced by the dynamic ways it applies macroeconomics allows authorities to make general predictions regarding economic events. Picking a budgeted occurrence to study its effect on the tenets of the national economy helps the lawmakers to set necessary policies that ensure optimization of resources. For instance, parliamentarians apply the AD/AS model when deciding whether to add tax levels on a particular item or to reduce it. The effect that such a policy would have on the demand for ...

The manufacturing process is to be properly planned, scheduled, and organized so as to benefit from its operation and application. The appropriate applications (software) were created in order to deal with the above-mentioned questions. There, generally speaking, pros and cons of using different tools what we will be trying to cover in this paper. It is said that that MRP software regulates the issue during the period of time from when a product is conceived, the raw materials are identified and procured, resources are identified, to when production steps are planned (Burnson, 2016).

E2 Shop System

E2 Shop System is considered to ...

Abstract

The study seeks elaborate on the nonprofit and for-profit hospital joint venture and giving growing similarities in their operation capacities. The growing need for improvement by nonprofit hospitals regarding healthcare delivery requires high capital generation and more funding. Overdependence on sponsors and well-wishers for grants do not support the community benefit fully. This makes nonprofit hospitals not to deliver high quality health care, and unable to settle bills and outsourcing high technology to support medication. The conversion from nonprofit to for-profit hospital, and joint venturing with for-profit hospital help in improving performance, delivery, and high-quality health care. The paper ...

With the advent of computer use by all and sundry, criminal minded people have also ventured into what is termed as cyber crime, which has as many ramifications as there are categories of crime. It has therefore become imperative for the government and law enforcement agencies to put up stringent measures against such criminals. The main categories of crimes, perpetrated through computers are stealing computer hardware or software, manipulating data through computers, telecommunications and internal computer crimes. When viruses are implanted into other people’s computers in a deliberate attempt at being malicious against such people this constitutes internal ...

The human brain is a complex organ tasked with different cognitive functions. There are various categories of mental processes among them include, thought, perception and attention. The brain is able to perform several tasks simultaneously; the cognitive functions of the brain, which are both voluntary and non-voluntary, can happen at a go. However when performing specific tasks, and especially those that require concentration more of our attention is required. Research has shown that even the slightest distraction in the fraction of a second can make quite an impact on our lives. Whether one is out driving, or even something ...

U.S. Senator, Missouri

2011-Present

Personal Background Martial Status: Married to Abigail Blunt Education: B.A. History, Southwest Baptist University (1970) https://ballotpedia.org/Roy_Blunt M.A. History, Missouri State University (1972) https://ballotpedia.org/Roy_Blunt Previous Experience: Clerk of Greene County, Missouri (1972-1984) https://ballotpedia.org/Roy_Blunt Missouri Secretary of State (1985-1992) https://ballotpedia.org/Roy_Blunt President, Southwest Baptist University (1993-1996) https://ballotpedia.org/Roy_Blunt U.S. House of Representatives (1996-2010) https://ballotpedia.org/Roy_Blunt

Committee Assignments:

Appropriations Committee 2011- present https://ballotpedia.org/Roy_Blunt Commerce. Science, and Transportation Committee 2011-2016 https://ballotpedia.org/Roy_Blunt Rules and Administration Committee 2011- present (became chairman 2015) https://ballotpedia.org/Roy_Blunt Joint Committee on the Library 2015- present https://ballotpedia.org/Roy_Blunt Joint Committee on Printing 2015-present (vice chairman) https://ballotpedia.org/Roy_Blunt Committee on Armed Services 2013-2014 https://ballotpedia.org/Roy_Blunt

Sponsored Legislation

2016 https://www.govtrack.us/congress/bills/browse?sponsor=400034#bill_type[] ...

Which method of financial analysis is most appropriate for a diabetic screening program? Provide your rationale.The best financial analysis method that can track the costs as well as the effectiveness of a diabetes screening program is the Cost-utility economic analysis. Unlike the cost-benefit ratio analysis where the costs and benefits are expressed in monetary units, the cost-utility analysis expresses the health benefits in a more natural unit of measurement in the case of a disease such as diabetes. These units include quality of adjusted life years (QALY) and/or per life year gained (LYG) (Zhang, Engelgau, Norris, Gregg, & Narayan, 2004). ...

Short – Term Investing

Introduction A treasury bill or a T-Bill is a short-term maturing promissory note, usually lasting for three months to one year. Nyawata (2012) asserts that the federal or national governments are the ones that issue T-Bills as their primary instruments of regulating the supply of money within the national economy, as well as raising funds for various government projects through open market operations. The central banks of the respective countries are the ones responsible for issuing and paying on T-Bills. According to Thau (2000) T-bills do not have any form of explicit interest, but they sell at a discount ...

In January 2014, Congress passed an act that would promote reform of agricultural programs in the United States which would become known as the Farm Bill (GPO.gov, 2014) and it was signed into law in February 2014 (NIFA.usda.gov, 2016). In addition to agricultural programs, the bill supports employment and research within the industry (YouTube, 2014). It also relegates funding for tribal institutions for Native Americans and black institutions such as Central State University in Ohio.

Evolution

The origin of the farm bill began in the 1920s as farmers faced drastically lower crop prices at the end of World War I ...

Introduction

The distinction between how the West and the East control their local affairs, and how they organize their institutions is enormous. In a normal context, though, even two states in similar vicinity exhibit major differences in individual economic policies, religious inclination, and political systems. Notwithstanding that, it is important to appreciate the similarities and dissimilarities that manifest due to the location in certain regions. The case of Saudi Arabia and France is a good one to understand how regional influences affect, the systems of government, political institutions, faith and economic policies of a state. For instance, the Saudi Arabia ...

What is President Obama’s Gun Control Plan and how would it affect gun owners.

Thesis Statement: The United States has one of the highest rates of death by guns in the world. Almost everyone knows of someone that has been affected by gun violence, either self-inflicted or due to the actions of someone else. There are many people and organizations that want an increase in gun control laws in order to decrease gun violence. This paper will examine President Obama’s Gun Control Plan.

PART 2:

SOURCE #1: ENCYCLOPEDIC/REFERENCE SOURCE: Agresti, James D. & Smith, Reid K. “Gun Control Facts.” Just Facts. 13 June 2016. Web. 4 July 2016.

Is the text timely/recent? Relevant? How do you know?

Yes, it was published in June 2016. ...

It is a well-known fact that poverty is a constant companion of the human civilization. The humanity has been suffering for all the time of its existence, especially during the periods of natural disasters such as earthquakes, floods, droughts and others, social conflicts such as war or revolution, as well as in times of economic and political crisis. Poverty is the lack of basic living conditions, the required set of food supplies that would ensure the humanity the normal level of existence. In addition, there are also social and psychological aspects of the problem as poverty diminishes human dignity ...

Planned retirement age

I plan to retire at the age of 60 years. It is my hope that I shall have accumulated adequate resources to finance my post-retirement expenses. I also believe that I shall have done everything I have wished for in my career.

Retirement money

I will need about $641,000 for my retirement. This determination is based on my current and the expected salary as well as salary increases. The retirement fund requirement is also based on my current and expected expenditure. It also takes into consideration annual savings for retirement. I anticipate that my annual retirement expenditure will be about $ ...

In the modern society the act of being employed, going to work is not optional. In order to facilitate having any of the things that people want, whether it is a material object or attending events and travel, then one must have access to a monetary source and for the average person that is having a job. Some people see having to work as something that people should do without exception; it represents your place as a productive member of society. Others argue that work is no more or less than a necessary evil that causes people to become ...

Identify the three branches of Texas government and describe their functions.

Texas was admitted as the 28th State back on 29 December 1845. This was nine years after its secession from Mexico in 1836. The current constitution of Texas was adopted in the year 1876 (“Texas State Government at a Glance, n.d.”). As a result, the Texas’ government operates under its Constitution, which comprises a type of unitary democracy for its state government, one that uses the Dillon Rule in addition to governments both at the municipal and county levels (“Abbott, n.d.”). The Constitution of Texas divides the power of state movement into three specific departments namely the legislative, executive ...

The 1876 Texas Constitution is among the most detailed state constitutions within the United States. There have been a significantly high number of proposed constitutional amendments since the document became operational on 15 February 1876 (Ericson). From the outset, it is important to note that the high number of amendments to the Texas Constitution is because it is highly restrictive given that the State of Texas can only exercise powers derived from the its Constitution. The Texas Constitution is similar to the other State constitutions because it provides for the separation of powers, but also includes some provisions that ...

Introduction

Modern economies have multiple agents. A proper understanding of economic principles enables agents to work successfully in their endeavors. Mankiw (2015) describes economic principles which will be used in this paper to answer specific questions.

How economists are both scientists and policymakers and what principles society uses to allocate its scarce resources

Scientists develop different hypotheses and models to explain world phenomena. Likewise, economists attempt to create models which describe reality and, more significantly, use those to make predictions that guides people, businesses, and governments (Mankiw, 2015). Since economists can hardly use a laboratory as in a physical experiment – although there has been mock economic experimentation – they usually refer to the natural experiments offered by history ( ...

Introduction

The United States of America has operated with democratic, republican representative government for more than a century and it has been one of the reasons for the success and growth as a country. The representative form of government has made America the global leader, but in recent years, several threats have raised that challenge the future existence of the much celebrated representative form of government. These threats come in the form of external and internal threats that are capable of breaking the duopoly of the representative form of government. The main threats that are affecting representative form of government ...

EXECUTIVE SUMMARY

The Nightlife Hospital, a leading health facility in the United States seeks a capital expenditure justification for the purchase of an MRI machine. This design of the machine will utilize the current technology so as to ensure best services to the customers. The machine will solve the current problems caused by referring patients to other hospitals and waiting for test results in before treating them. The machine should meet the demand by patients for better and more comfortable scanning operations. It should also be cheap, sustainable, and safe for the patients and the clinicians. The best MRI machine the ...

Part A

Q1 1. No one in the executive wants to be held accountable for the mistake that could lead to dismissal and Bryan is trying to blame it on the HR Manager. Q1. 2. The key stakeholders include employees being laid off because they are losing their jobs, the public because the KANA is a publicly traded company and the executives who are responsible for layoffs decision and measures. Q2. 1. The mistake should be blamed on the finance department and the Human Resource Management because the two were tasked with the responsibility of updating employee accounts. They were not ...

Abstract

The payer mix in healthcare financing currently comprises of three broad groups that include private insurance, government payers, and private payers. Private insurance covers 61% of the US population and contributes 49% in revenues. Government payers cover 31% of the population and contribute 55% of the revenues while the private payers account for 5% of population and contribute 6% of the revenues. The Affordable Care Act seeks to increase the insurance coverage in the United States. It would increase the contributions from government payer and reduce the default risk associated the private payers. This would also ensure that all ...

Leonardo Pisa of Italy

Leonardo Pisano (Fibonacci) (1170 – 1250) was a popular Italian mathematician of the Medieval Period that made significant contributions to the history of finance. He was the first person to develop the value analysis concept (retracement) that compares the economic value and the contractual cash flow. Influenced by the economic evolution in the Mediterranean, he made lifetime discoveries that had a profound impact on public finance and capital enterprise in Europe. In his arithmetic book, ‘Liber Abaci’, Fibonacci expressed his discoveries of the mathematical concepts in commercial trade. He developed mathematical concepts of interest rates, calculation of profits, conversion of ...

Question 3: Immigration and Citizenship

Immigration into the United States has spiraled upward during the past several years. This is as a result of the changing world economy. Many US citizens are apprehensive towards extending citizenship to new immigrants. This is as a result of many factors. Some of these factors include; the view held by some, that immigrants add to the tax burden as they are often low-skilled and are unable to pay enough taxes to cover their benefits, some citizens also believe that immigrants take jobs that belong to true Americans, there is also the cultural concern that some Americans have that ...

Marriage Contract

Economically, one would expect things to be as fair as possible. Therein, we are both to work if that is possible. It is, of course, an understanding that one may fall ill or become unable to work at some point in time. Should this happen, the other will bear the full brunt of economic hardship in marriage. Ownership of goods such as the home, or any such parcels in the home will be equal, as all things should be in marriage. Unless specifically bought for the other as a gift, or purchased with the intent of ownership, i.e. “this ...

Investment Portfolio Statement

Investment Policy Statement: Executive Summary:

Tax ID: A1258122 Current assets: $10,000,000 Return: 7 % 1-yr Loss Limit: (Worst case scenario): - 10 % Purpose of investment policy statement: The main purpose of this investment policy statement is to provide the client with a clear investment plan that ensures maximum returns. It therefore:

Provides an excellent overview of all investment options available to the client

Ensures that all investment options are in line with the client’s needs, wants, and objectives It provides the required means of communication between the client and all other parties involved in the investment plan It meets all the laid out international, state, and federal laws ...

INVESTMENT PORTFOLIO STATEMENT

Investment Policy Statement: Executive Summary: Type of policy: Individual Retirement Investment Policy Tax ID: A1258122 Current assets: $10,000,000 Return: 7 % 1-yr Loss Limit: (Worst case scenario): - 10 % Purpose of investment policy statement: The main purpose of this Investment Policy Statement (IPS) is to provide the client with a clear investment plan that ensures maximum returns. The IPS plays the role of assisting the client in monitoring, evaluating and supervising his or her investment portfolio. The IPS therefore:

Provides an excellent overview of all investment options available to the client.

Ensures that all investment options are in line with the client’s needs, wants, and objectives. It provides ...

Quality Control and Accreditation

Core Competencies and Functions Following the proposals for the Community Clinic and the GAH as well as their structure, there are various functions and competencies that relate to their mandate. They are defined as follows. The design, development and implementation of an integrated care that is centered on the patient. The main goal for this core competency is to build the capacity for the measurement, management and improvement of the quality of care and the efficiency in the delivery of care across the continuum of care (American Hospital Association, 2011). The continued organizational-wide collection and use of data to ...

1.0 Introduction Citi Group (Citi) has taken a bad hit during the financial crisis in 2008, which it continues to shoulder today, almost a decade later. The appointment of current CEO Michael Corbat in 2012 pushed the company back to the path of better reduction of non-profitability, which finally broke through in 2015 when Citi finally made positive profits beyond its 2015 breakeven target. The succeeding sections explored this journey of challenges and promises as clearly as possible. 2.0 Mission and Vision: Impact to Primary Stakeholders Citi’s vision and mission focuses on the customer as a financial services ...

Increase Government Spending to Fight Recessions

Introduction Government spending as a recession recovery tool has been the subject of debate numerous times. To date, there is no definitive proof of its success or failure of its application. An active fiscal or a monetary policy is the sum total of the actions taken as a reaction to the current economic conditions; the government chooses to use a specific policy to deal with something in the economy (Mankiw, 2001).

Government spending as a method for lessening recession is a tool that has been proposed and even applied by many governments when they are experiencing a recession. This ...

Abstract

Health Insurance is a form of insurance where an individual is insured against the risk of paying medical expenses in case they are in need of various types of medical care. Health insurance may not appear beneficial especially when a person stays for many years without becoming sick or requiring any medical care attention. However, it is clear that health insurance is necessary for every individual as it comes with numerous benefits. These benefits include protection from running into a financial ruin, access to preventive and primary care services, access to follow-up care services, eligibility to options for offsetting ...

Going Green with Technology.

Many people are trying to find ways to save on grocery bills and electric bills. Some find it easier as well as less expensive to just plant their own crops rather than buy them. But not everyone has a beautiful home with a full front and back yard. Even now of these days those parts of the establishment are rather small and giving less room than they would three decades ago. What about the people who live in apartments and condos? They would also like to have similar experience but don’t have the room to do it. There ...

Introduction

This paper seeks to conduct an analysis for the financial performance of Lexus in relation to other industry competitors; Jaguar, Mercedes, Porshe and BMW. In order to arrive at objective results, the analysis will compare various financial and performance metrics for the businesses. It is a purely objective analysis that will be based on the figures obtained from the annual reports of the companies.

Return on capital employed (ROCE)

Return on capital employed is a metric for a company’s profitability and the effectiveness of its capital employment. ROCE = Profits before interest and tax/Capital employed. A significantly huge amount of ROCE is a clear ...

A Fossil fuel power station is a plant location where fossil fuels are burned producing electricity. Such fossil fuels include petroleum, natural gas, and coal. There are power plants which are designed for continuous operations for large scale purposes called central station fossil fuel power plants. Fossil fuel plants in many countries are used in the provision of electricity. They have machines for conversion of heat energy from combustion of fossil fuels into mechanical energy that operates an electrical generator producing electric currents (Camus et al. 154). The Samso Island is planning to exhaust the application of fossil fuels ...

Introduction

Offshoring is a common trend to a majority of international companies that have their root of operation outside the U.S market. Apple Inc. is one such company that has been caught up in a flurry of controversy regarding its stake in remitting taxes to the U.S government. Besides, the offshore account maintained by Apple Company has led to serious criticisms and flurry of accusations. This essay focuses on the main reason why companies like Apple would wish to maintain offshore operations rather than refocus their operations in its domestic country.

Reasons for Offshoring

The main motto that is behind Apple’s decision ...

Governing structure in Texas usually includes the executive officials, legislators and state judges. The government structure has been satisfactory to some extent following the relevance of the system being executed. That could be the definition of the good side of the governing structure. On the bad side, the governing structure may be unfavorable to some citizens thus denying all the members of the public an opportunity to enjoy the pride that should come with proper governance. Also, the structure may be defined as ugly if some of the initiatives by the government are not the most outstanding and attractive ...