Loan Business Plans Samples For Students

Business Plan: Hotel

Debt financing refers to any money that I would borrow for my startup business to operate. The money received from debt financing must be paid back to the lender at an interest. In my case, I have decided to take a loan from the bank since their interest rates and repayment periods are convenient for a starting business (Yu 2009). However, the loan that I would receive from the bank would not be sufficient for the smooth running of the business. Therefore, I have also decided to get equity financing by allowing people to invest their money into the business in ...

Dear Sir,

My recommendations for the planned expansion into Europe are as follows:
- Go ahead with the expansion into Europe.
- The limitation of the US market will stunt growth and Europe represents a market that CSI has some presence in but could expand with CSI’s broader involvement and presence.
- CSI should lease a production facility because it is the more cost-effective approach for putting up production capacity in Europe.
- The NPV of spending's for a leased facility is lower than building the facility. Preserved cash from the savings could be used for operations.
- ...

Finance and Economics

Financing a business can be a challenging and at the same time, a time consuming job. However, as long as the business or the product whose production, marketing, and sales needs to be financed possess the qualities that investors look for, the process can be made exponentially easier and faster than it often has to be . This leads us to the question, what are those qualities? The proposed scheme to finance this business and or new product introduction venture is to get financial support from the capital market. This main option is divided into three sub-options: 1. to attract an angel or ...

When starting a business, financing is a significant decision. The types of financing available will largely depend upon of where the company falls in store life cycle. In developing the financial plan for Great Value Thrift Store, the entrepreneurs will be required to start at ground zero in order to develop their concepts into realities (Anonymous, 2010). The goal is to get the store open any way possible and it requires creativity and persistence. It is vital to be open to alternative sources such as angels, customers, family and friends to assist finance the store (Copeland, 2006). Traditional resources such as ...

Individual Assignment Part 3

Introduction
The financial planning in this assignment is based on the steakhouse business proposed in the market and feasibility study of the business plan. The business will be based in Ventura County Main Street location and will target young adults who are looking to dine-out while at the same time providing a relaxing atmosphere. Therefore, the business will be investing a lot on its infrastructure and information technology since it aims at establishing a long-term relationship with its customers through efficient service, quality food and customer relationship management.

Assumptions

In order to develop a financial plan for the business and project the financials, ...

Slide 2

Good morning, today we will talk about Custom Snow Boards Inc. a company that intends to expand its reach to Europe, after having successfully set up operations in the US. Custom Snowboards or CSI operates warehouses and distribution in Europe and Canada but the company feels that the time for further business involvement in Europe is now. This business involvement means putting up a production facility in Europe.

Slide 3

The company is registered in Delaware and is owned by Jim Swartz, its founder and current majority shareholder.
The company is public and is traded at the Midwest Stock Exchange. Currently, CSI’ ...

Introduction

The preferred name for the company is Kotton and will work with independent firms and factories to create an everyday-clothing essentials line priced to match the quality desired by customers. The demand for cotton products in the United Kingdom is high, and the Egyptian cotton is the best available quality in the market. The Egyptian cotton is the most expensive cotton in the United Kingdom market since it provides comfort, durability and silky softness and possesses the strongest and longest fibers. The Egyptian cotton has managed to beat competition from Pima and Sea Island brands, two major sellers of ...

Compare expected performance to actual performance

In the case of negative deviations, be honest, but try to cast in a positive light – you’re trying to convince the BoD to not fire you
“An annual report is a comprehensive report on a company's activities throughout the preceding year. Annual reports are intended to give shareholders and other interested people information about the company's activities and financial performance.”
There are 2 main reasons teams get emergency loans. One is not selling as much as they predicted - this leads to lower-than-expected revenue as well as inventory carrying costs. The second reason is not adequately financing investments. ...

One of the changes that the corporation will go through as it implements this strategy will be on finances. The financial policies within the corporation need to be changed to make sure that all funds available are channeled towards the mammoth project.AMR cannot solely finance the green construction strategy. This means that the company will have to outsource funds from different sources. One of the sources is public. The corporation will have to make an initial public offer to attract the public to buy its shares in a bid to raise adequate capital. The proceeds or profits realized by AMR ...

Necessary and Key Decisions

When starting a small business there are major factors that should be put into considerations in order to create a lasting business in the market. Nairobi Cosmetics Stores is a small business venture that is being opened by investors from India. These investors have decided to open a business in Kenya in order to supply the country with cosmetics products which are not found in the country. The key considerations that the investors considered included:
Market Research: Marketing research is a very important aspect to be carried out before starting a business or when considering starting a business. The market research enabled the investors to ...

Introduction

There is a decision to better purchase an existing company with its following restoration rather than creating an own one from the very beginning. This will actually lead to taking less time and efforts. At the same time, one should definitely highlight that there does not exist a vivid difference amid managing a company you either have bought or have started. This means that a chief manager has to usually perform the same work at these both situations, as the companies’ targets are always approximately similar.

Details about Small Enterprise

First of all, it appears to be fairly right to ponder over the ...

1. Introduction

1.1 Statement of Purpose

The Crink Insighters Company will be a medium size market research agency that will be located in Troy, Michigan. The company will occupy will occupy the back 3600 square feet of 743 Main Street on the Second and Floors. This is a new business in the start-up phase. The company will however establish other centers across the major cities in the country.
The Crink Insighters will be market research agency that will be running a series of surveys for our clients. The company will be offering two types of research services: Branded research, which will entirely be ...

Executive Summary

Pet Store will enhance the quality of life of the pets by offering them the food and care services of heath, which are best in the business. All the care plans will be custom made, according to the requirements and needs of the clients. Our home care aides, and companions are trained to provide pets care and assistance with the activities of daily living.
The prime attraction of our service is that we will be reaching out to pet owners, facilitating our customers at the outdoor parts in Aberdeen where pet-owners need us the most; thus adding value ...

The Executive Summary 2

Mission and Vision Statements 2
Business and Industry Profile 2
Business Strategy 2
Services 2
Marketing Strategy 2
Competitor Analysis 2
Description of Management 2
Plan of Operation 2
Financial Statements 2
Loan or Investment Proposal 2
Conclusion 2
The Executive Summary
The purpose of this plan is to secure loans for our upcoming expansion while establishing the expected financial statements for the upcoming three-year period. We have created a reputable business built on a successful business plan model. At the end of the three-year period, we will be ...

Business plan

Management summary
John Smith went fully into the music industry after graduating from college. John Smith graduated with a bachelor’s degree and started work as a production trainee. He then started his own recording label to release studio CD. After graduation, he could not secure a secure job, and this prompted him to convert his passion for music into a career. He approached Laura Heisting, a production manager at black label entertainment. They came together to form the Best Entertainment Company and the future is promising.

Business structure

The business will primarily start as a partnership. All the initial capital will be contributed equally as ...

This Business plan is designed to setup fashion garments manufacturing and retail business in the city of Milan, Italy. The target market would be people within the age bracket of 13-49 and fashion conscious customers. The unique selling point will be attractive designs, quality, embroidery, fabric and sizes. The company will open two retail outlets in the city and arrange agreements with three leading departmental stores for the purpose of sale (Businessoffashions, 2007).
The designs, fabric and quality will clearly differentiate our product from its competitors. To adequately cater to the needs of the customers, the market is ...

Income statement analyses

This is also called the income and expenditure account analyses or the profit and loss analyses whereby the sales less the costs should either give a profit or a loss depending on the product line. With regard to the ViiToR XP, sales are expected to rise over the next two years given the activity as has been studied over the past quarter. In the Asia Pacific region the sales are expected to rise by 17.36% each quarter based on the sales that have been lost due to stock outs. The costs of producing these products are not going to ...

Tal Al Amar, Inc., an Atlanta based company, will operate Marhaban, a medium-size restaurant serving healthy, contemporary Arabian-American style food. The restaurant will be located downtown Atlanta at 1841 Peachtree Street, Atlanta, Georgia. Tal Al Amar, Inc. was incorporated in June of 2014 and elected sub-chapter S for IRS tax purposes ("S Corporations"). A satisfactory site for the Marhaban restaurant was scouted in May of 2014 and lease negotiations have been finalized. The restaurant will be on Peachtree Street, in the heart of Atlanta’s downtown district, which is close proximity to Georgia State University and in walking distance to ...

[Your Full Name without titles like Dr. or degrees like PhD.]
[Your University/College Name]

Palace Theatre

Frostburg Palace Theatre is a non-profit organization. The movies shown here are mainly the classic, foreign films, independent and documentaries as well as used for holding various charitable events and shows.
Frostburg Palace Theatre is located in Frostburg, 31 East main street. The theatre was started as a non-profit organization in 1985 after threats to close. The residents had to come up with a method of how to save the building and the method was the starting of a theatre house where the members of the society ...

Business Description

This paper evaluates the financial business plan of CITI groups expansion to Europe. The company prefers to have operations in Europe as part of its growth strategy. Consequently, CITI group incurs costs so as to have operations running in Europe.

The projected costs for CITI Group

CITI group will have to acquire two buildings from which its operations will be run. The project cost of one of the buildings will be $1,000,010. The other building will be acquired under financial lease terms; it has an estimated value of $1,180,000. The company will purchase equipments worth $545,000 while the initial inventory ...

Business Plan

San Francisco, California

1. Introduction
ABC Recycling is a new company to be set up in San Francisco, California. It shall be located in the outskirts of the city. The ownership shall be completely private. Although the company is a ‘for-profit’ organization, the nature of the industry and the aspects of the service to community cannot be undermined. The company seeks the support of municipal authorities in the city to help build an affordable, efficient and sustainable model for garbage collection and recycling.

1.1 The Definition: Recycling can be defined as the processing of waste materials into new products so ...

Executive Summary

The practice of business managers initiating entrepreneurial ventures is fast being replaced by professionals setting up business ventures to tap into their skills; Equilibrium Holistic Wellness Clinic is one such business that is being initiated by three medical professionals. In addition to ability to meet clients’ needs flexibly and on demand, services provided by the clinic will be of high quality. The availability and accessibility of the premises will lead to a wider reach of those who desire efficiency and effective healthcare. Ownership will be by the three partners who will share on expenses while retaining individual customers. The goodwill ...

Executive Summary

Safe Haven, the Center of Independent Living for Elderly will be located in Nevada, MO (Missouri) with population of about 8,600 people. The Center of Independent Living for Elderly offers various services for elderly people including medical care, dietary control, coordinated physical and mental activity. The mission of Safe Haven is to provide excellent services at a reasonable price to serve the community retirees and people with disabilities. Our ideal customers are elderly people aged 65 and elder. Potential clients are people at the age from 55 to 64. We will have excellent opportunities to develop our business in ...

This paper gives an insight into a financial plan of Lighthouse Memories. Lighthouse Memories is a company that is established with a sole aim of selling Memorabilia (Lighthouse). The costs associated with starting the company include both variable costs and fixed costs. The following start-up expenditures are therefore anticipated for Lighthouse Memories:
Three Pentium four computers with 40 GB RAM memory specifications, speed of 3.3GHZ, TFT HP monitor and 80 TB capacity. The network connections shall be developed and tested at the Lighthouse Memories.

Three computers @ 10,000 - 30,000

1st-order Fresnel lens - 17,000

Lighting rod - 52, ...

Executive Summary

Better Fresh Juice Parlor is determined to create a distinctive place where customers can exchange meaning and entertain each other in a relaxed environment as they enjoy quality fresh juice and snacks. Apart from serving the customers, we will be conscious in providing satisfaction to our employees and steady returns to the shareholders by constantly reinvesting our profits in a portfolio of businesses. The business will capitalize on the high population of Minnesota Institution of Management as it focuses on developing a big customer base for its products.
1.1 Objectives

• To be the best Fresh Juice parlor in the region as rated by local authorities.

• To maintain a profit margin of 40% and above,
• ...

BUSINESS PLAN FOR UNIVERSITY GROUPWORK COHESION (UGC)

Business Plan for University Groupwork Cohesion (UGC)
Executive Summary
The aim of this project is to design, develop, and market a mobile application for assisting students in their productivity especially when placed in groupings of several modules. Group works are considered one of the most hectic assignments that students are required to perform. However, as most of the students point out it is not the actual assignments that are hard but the interactions, planning and delivery of the work across several students. This project, therefore, aims to provide a simple and efficient means of handling such issues among students ...

Business Plan

This Hotel will be built through a small business loan from local banks. Gold Cost Commercial Bank will take care of 60% of the needed amount of monetary capital required to complete the projection while the owners will supply the other 50% of the construction money. The Loan will be repaid in 5 years at 9% interest rate. We are also assuming that the initial operating capital to take care of the hotel will be provided by Mr. Jones and Mrs. Juliet Jones at an equal portion. Additional capital will be injected into the business after one year by ...

Strategic Business Plan Part I and Part II

Paper Due Date
Strengths, Weaknesses, Threats & Opportunities
This strategic plan addresses the following key strengths, weaknesses, threats and opportunities which apply to Digital Queue now and in the foreseeable future:

Vision

The promoters' vision of Digital Queue in 3-4 year's time is:
Mission Statement
The central purpose and role of Digital Queue is defined as:
Corporate Values
The corporate values governing Digital Queue's development will include the following:
Honesty and transparency.
Working together with all the partners across the business.
Develop our business as part of community.
Innovative organizational culture.
People are our major asset.
Business Objectives
Longer term business ...

Executive Summary

This executive summary gives the details relative to the Parkway Phone Lenses Business Plan.  The company identification information, mission of the business, business goals and the keys to success are defined enabling a clear understanding of the business for the investors, bankers and any other business professionals who desire to learn about the business.

A1. Company Identification

The name of the company is Parkway Phone Lenses and will be located at 5256 Longshore Drive, Colorado Springs, CO  80917.  The company specializes in phone lenses as people are continually taking pictures in the office when attending meetings or to capture directions, when on a site ...

Business Plan

Business Plan

Executive Summary

The current business plan is aimed at receiving a loan from a bank. The main objective of this business plan is to show the sustainability of a small car wash business to bankers. There were multiple data sources analyzed to make conclusions about the market of car wash stations. Funny Drops is a new car washing business offering combined car washing services in Camperdown NSW 2050. This business plan analyzes sustainability of this new car washing business based on SWOT and Porter’s Five Forces analyses. Also, a strategy to gain competitive advantage was proposed.
Key words: business, car was industry, ...

Introduction – background information

Research is an important component of any market study as the same discloses important information about the market and the business environment to a business organization . In most cases, the main reason to conduct a research in business organizations is to be able to gather a picture of the competitive environment which usually takes into account factors such as presence of competitors, preference of customers in the market, prevailing political, economic, social and technological conditions and a number of other factors . These factors are important from a business point of view as the same help in predicting the challenges and aspects of a business organization.
...

Business Plan

The hotel will be located in high-end traffic area in Bahamas, and will serve high profile customers that include government officials, business community, professionals as well as tourists. The luxury hotel will enter into contracts with several companies in the location such travel companies, suppliers and in some cases government institutions. Therefore, this points out the need to craft comprehensive legal action that will be executed by the lawyer hired by the hotel. The luxury hotel will have to consider legal matters that might arise after the start of the business. This will ensure that the number of litigation ...

1.0 EXECUTIVE SUMMARY
1.1 Mission Statement
The Border Southerners, a State of California “Y” Corporation, spotlights unconventional music, entertainment typically overshadowed by mainstream ideologies. It seeks to satisfy the shared experience of The Urban Trendsetter and Generation Y. it compensates its employee fairly, a fair return to shareholders, and a fair royalty to artists.
1.2 Goals
- Realize a steady flow of revenue from record sales, merchandising, digital sales, licensing and live performances
1.3 Key to Success
- Emphasis on creating a constant flow of high products related to quality songs and music
- Ensure prompt delivery ...

QSPM Matrix

(Attractiveness score: 0.5= not acceptable; 1= possibly acceptable; 1.5= probably acceptable; 2 most acceptable)

Competitive Advantage Marketing Strategy

INO Shoes will use its smart performance technology as its main competitive advantage. Players will effectively feed their information to a smart application in computers or smart phones where they can review their performance and other important fitness and health information. The technology is set to give professional and casual tennis players a new age in playing tennis. With no such technology in any tennis footwear, INO Shoes is set to woe consumers into the world of technology in tennis. As technology advances, consumers will be highly ...

Business Plan for Kings Java Coffee House

Business Plan

Kings Java Coffee House
Telephone
Fax
- E-Mail

Executive Summary

Kings Java Coffee House has identified a suitable market and is resolute on becoming the coffee lovers point. A place that will be comfortable for everyone as they prepare for the day or sit down to wish away the stresses of life or even chat with friends over a cup of coffee. There is a growing demand for high quality coffee at a comfy place with great services. The proximity of the Kings Java Coffee House to a campus will help in capitalizing on this huge number of customers. The best ...

BUSINESS PLAN

Statement of Intent
The spot, youth academy seeks loan totalling to: $
These funds will be utilized in purchasing office equipments and other necessary supplies, offset the cost of leasing and constructing the building to house the academy at Corporate Drive off Fayetteville road, Lumberton. In addition, the loan will also be used to financing the cost of enclosing the play space and provide adequate working capital and sufficient cash reserves for the expansion of the childcare centre. The sum, together with an additional $5,000 cash investment by the principals, will transition through the expansion phase so ...

According to Bangs & David, designing a perfect business plan requires a lot of strategies regardless the industry that the business falls. Planning a successful business needs strict evaluation of every minute detail towards the business prospect, in terms of its profitability and wining a competitive advantage. Wedding planning services has a lot of opportunities because people continue marrying in colorful wedding ceremonies (2011). Being 2 years old, Precious Moments has an opportunity to develop successful strategies that are likely to see it better placed in the next five years. The company wishes to develop a mobile application for its customers to log in and ...

Finance is the lifeblood of a successful entrepreneurial or start up business. Usually, access to funding determines whether an entrepreneurial business dies in the infancy or succeeds. The current report is therefore devoted to highlighting the financing options available to start up businesses.
Equity financing is major source of financing for start up businesses. The equity can be either private or personal. Personal equity is the business promoter’s own financial investment in the business. The most common advantage of using personal savings for business expansion funding is that it is easy to access. It does not require unwarranted ...

The current paper is devoted to the analysis of appropriate marketing mix for Chase Bank. As well, the paper undertakes to illustrate how each one of the four elements of the marketing mix affects, i.e. product, pricing, promotion, and place, affect the development of the organization’s marketing strategy and tactics. Besides, the paper is concerned with the description of how each element is implemented in the organization.
When conducting this analysis, a conclusive illustration on the company’s marketing mix is undertaken so that an inclusive decision is made as to why each of the four elements of ...

CASH FLOW STATEMENTS

Components of a Cash Flow Statement
The cash flow is used to show the flow of money within an organization for a specific period. The cash flow shows money flowing in and also out of the company. The cash flow can be subdivided into three distinct components that include financing activities, operating activities and investing activities.

Operating activities deal with those costs that are incurred in the course of goods and services production. This is the first activity to be reported in the cash flow. It also deals with the sales made in each day’s business operations. Operating activities ...

Business summary

Business Name: Quenchy Java Coffeehouse (QJC)
Location: Castle Towers; Middle level

Quenchy Java Coffeehouse (QJC) is a specialty retailer of beverage that it set to be established in the middle level of Castle towers. QJC incorporates a new system currently being used by the food and beverage industry to ensure that it is able to conveniently provide its customers with cold and hot beverages in a very time-efficient manner. To make the service even better, QJC provides the customers with an opportunity to move in to our premise and make a special order; from our very own Barista, a blended custom drink that ...

Acconting And Financial Plan For Magical Health Goodies

DESCRIPTION OF BUSINESS

Objective of Business

• To offer baked cookies, pastries and cakes that are low in calories
• To offer customized bakeries as per specific customer preferences and desire.

Employees Hired

At the initial stages of the business, only one employee will be hired. This employee will act as a personal assistant to the sole-proprietor of the business. The employee will assist in taking orders, delivering them and managing the business.

The decision to hire one employee is advantageous to the business as it ensures that at the early stages of the business the amount allocated ...