Essays on Health Insurance Coverage

Current Health Policy Debate regarding the Affordable Care Act

Introduction The health policy debate regarding ObamaCare focuses on the interest of average U.S citizens. The Affordable Care Act offers protection and benefits to all United States’ citizens regardless of their economic status and social lifestyle. The ACA seeks to reduce the insurance premiums to ensure the majority of average American families are covered. The law seeks to ensure 30 million of 44 million Americans without insurance get access to health coverage (ObamaCare, 2015). The government through the health insurance marketplaces, employers and Medicaid would ensure more Americans obtains health insurance coverage. The health law focuses on low-income Americans ...

Insurance for Arab women migrants v their counterparts in their homelands

In the United States, Arab migrant women are part of an immigrant population from the Middle Eastern and North African (MENA) regions. Health insurance coverage for this group depends on their legal and income statuses. In essence, several thousand have gained coverage under the now threatened Affordable Care Act, with others covered under Medicare, Medicaid, or alternative sources of private insurance. This group majorly comprises of current U.S citizens of Arab origin (Amer & Awad, 2015). However, non-citizen Arab women migrants fall under the 21 percent uninsured residents. These individuals include both undocumented and legally present Arab immigrants. In essence, ...

Healthcare can best be defined as the maintaining as well as the improving of one’s health through various aspects such as treatment, vaccination and so on. The deliverance of health care is mostly done by professionals of health in all fields. The access to health care services has been observed to vary across various countries, regions, ethnicities, social groups in society as well as individuals (Healthy People 2011). However, the main factors influencing access to health services have been reported to be the social as well as economic conditions of a particular place. The access to quality healthcare ...

According to current population reports, 28.5 million of the United States population remained uninsured. Of the 34 member states of the Organization for Economic Co-operation and Development (OECD), the United States, Poland, ad Greece are the only countries without a universal healthcare system. In many of the cases, advocates for the right to health care often argue that no individual in the developed countries like the United States ought to go without a health insurance. In their arguments, they admit that a right to health care would halt medical bankruptcies, enhance public health, and reduce the general costs of ...

In line with the fight against the controversial mandate for the inclusion of birth control in insurance plans, the Wheaton College administrators halted the provision of health insurance for its students. In the same way, Hobby Lobby which is an art and craft organization dropped its health care coverage for its employees. Its owners argued that the mandate violates the company’s right to exercise the Religious Freedom Restoration Act (RFRA) as well as the First Amendment to the US Constitution (Blackman, 93). As a result, the court favored Hobby Lobby based on the precept that “a family-owned corporation ...

Introduction

The United States’ health system is facing different challenges that show the need for reforms to the health sector to promote better health for the American population. Attention is focused on the Americans who are not insured and the ones facing increase in costs of the health premiums. To promote health care of the American population, the government should invest funds to help in reducing the number of people missing insurance coverage (Baciu & Sharfstein, 2016). The efficiency and quality of health care should be enhanced to reduce the poor health outcomes as well as reduce the high cost of ...

The healthcare controversies that could be expected to develop in the future include emergence of ethical issues, the large percentage of population remaining uninsured, as well as rights of the patients as healthcare consumers. For instance, in the emergence of ethical issues, it was apparent that the following need to be addressed: hacking of medical devices, defending of people’s privacy, scanning of medical information at home, healthy people allegedly switching to technology, biological differences, discoveries on possibilities of prolonging life, bioterrorism due to nanotechnology, technological developments versus evidence based medicine, transhumanism and singularitarianism, as sexuality becoming technological . From ...

Introduction

The health care provision differs worldwide. Most industrialized countries offer universal health care except for the United States. A great challenge arises in health provision because of the costs needed and the different cultural, social, economic, and political situations. The alarming state of U.S. health care has triggered business leaders, policymakers, as well as health experts to seek for methods to restructure a system that was in an incomparable crisis. As can be recalled, in 1994, the government participated in a huge conflict over the restructuring of the healthcare system. The U.S. health care is very costly. Hence, the ...

HCA 302. Health Care Organization

Introduction Health care systems are essential in providing security to nation-states world-over, which goes beyond health issues; entire economies depend on such vital system for security. One only has to imagine the devastation of a population by an infectious disease such as HIV/AIDS. Despite having some similarities, health systems vary from one country to the other. Notably, nations design as well as develop their health systems in line with their needs as well as the available resources. The United States and Canada share a border, and thus there is a natural inclination to compare the two health care regimes. ...

The Patient Protection and Affordable Care Act (ACA) was signed by President Obama in 2010. There were three major goals of ACA: to expand health insurance coverage, to shift focus from treatment to prevention, and to reduce costs but improve the efficiency of health care in the USA. “The intent of the ACA is to reform how insurance and health systems work to ultimately improve health care access, quality, and individual and public cost” (Hellerstedt, 2014). Indeed, The ACA provides incentives for delivering preventive care and funds for primary prevention programs. Nevertheless, The ACA’s primary goal is to ...

Health Insurance in the United States was implemented as a means to help individuals as well as families to cope up with the rising medical expenses. The annual report by has stated that the number of individuals seeking health insurance coverage (public) has seen substantial increases since 2010. This finding is in line with the assumption that the rising medical assistance costs have been putting a tremendous amount of pressure on people. They have been finding health insurance as the only viable solution to meet their medical expenses. But paying for insurance is not a relieving matter either (especially ...

Affiliated Institution

Appendix: Introduction Objective P. 3 Program Details & Classification P. 3-4 Obstacles Facing Stakeholders. Citizens. P. 4-10 Immigrants. P. 10 Employers & Workforce. P. 10-12 Options for Individuals without Affordable Coverage. P. 12-13 Conclusion. P.13 References. P. 14 Introduction The purpose of this report is to analyze the Affordable Care Act (ACA) that was passed by the Congress in March 2010. In this document, we are going to discuss the program’s objective, how it affects the different stakeholders within the American Society, what are the pros and cons and what are the barriers for its implementation (or consequences); we will ...

Abstract

There is currently a shift to the social determinants of health (SDH) framework in public health and the larger health system. The framework demonstrates that larger social systems impact individual socioeconomic position which predicts material, biological, and psychosocial circumstances. The resulting disparity directly impacts health. Disparity can be noted in diabetes and heart disease. Healthy People 2010 and 2020 have raised the issue of disparity at a national level which stimulated research and program and policy development to eliminate SDH. Advanced practice nurses have important roles to play as leaders, researchers, advocates, and care providers in the achievement of ...

Introduction

Health insurance coverage is a sensitive issue in the USA. A case in point is the recently enacted Obamacare in the USA. The law intended to widen coverage of health insurance to all American citizens including the vulnerable groups that are often disadvantaged in market-driven health insurance schemes. The reason that is always given for government provision of health insurance and health services is that the very poor cannot afford to pay market premiums for health insurance since they can barely meet their basic needs. Therefore, there is a need to subsidize health insurances and costs to those groups. ...

Item 1

- The Family and Medical Leave Act (FMLA) is a law requiring all employers with group health insurance coverage to grant its employees with unpaid yet job-protected leaves without the postponement of their health insurance, subject to their eligibility. Whereas the FMLA allows employers to let their employees with family and medical problems go on leave without pay, it nevertheless requires them to preserve the job positions and health insurance benefits of eligible employees. Employees eligible under the FMLA include full and part-time employees with a weekly working duration of, or exceeding 50% of a normal workweek, which roughly corresponds to 40 ...

Introduction

Description of Bayside Queens New York Community

Bayside is located within Queens Borough. It is a very affluent middle class community comparable to Douglaston and Middle neck. On the north can be found the Bronx and Little Neck; easterly Cross Island Parkway and Douglaston; to the west Francis Lewis Boulevard/Utopia Parkway and Auburndale; in the south can be found Union Turnpike and Queens Village. Bayside Hills has been recently added as a subdivision of the community. Zip codes 11360, 11361, 11364, 718, 347, 917, 646 are definitive of this location (McKay, 2008). The 83,104 population consists of 65% white; ...

According to United Nations report (UNDP 7) on urbanization trends around the world, urban population has surpassed rural population between the years 2000 to 2005 and will continue to do so. The North America is at the top of the list as the most urbanized continent with 82 percent living in cities, followed by Latin America and the Caribbean with 80 percent and Europe with 70 percent (UNDP 1). The report predicted that by 2050 the world will be one-third rural (34 percent of the population) and two-thirds urban (66 percent of the population). Evidently, there is an increasing ...

Introduction

Affordable care act which is also known by the name ‘Obamacare’ was signed to be part of the law in the United States federal statute in the year 2010 twenty third of March. The key aim of this act is to ensure that health insurance is affordable to all individuals in the US. The main intention of the act is to ensure that there is lowered uninsured rate that is to be made possible by expansion of private and public coverage of insurance services. More so, according to the act, there should be reduced costs for the individuals and ...

In today’s social climate, the cost of healthcare is always on our minds. A new healthcare system has recently been put in place to ensure many people unable to afford healthcare but it is not enough. Essentially, the cost of healthcare as well as patient care is very expensive. Some people simply cannot afford the healthcare necessary to maintain a healthy lifestyle. This problem only further damages an already deteriorating society, making people already in need of healthcare even unhealthier. Steps need to be taken to improve the healthcare system, lower costs, and educate citizens on how to improve ...

Many health proposals call for employers and the government to share responsibility for paying health care. Employers are urged to take charge in providing cover for their employees because of the advantages that come with it. If employers take this initiative they will create a level playing field in the economy by ensuring equity to all employees in all sectors. This move will go long ways in ensuring employees are satisfied with their jobs. This paper will analyze the reasons behind employers paying for their employees’ health insurance. Times are gone when it was considered a risk when an employee ...

What are the five fundamental reasons that government should care about the number of uninsured? How does the Affordable Care Act aim to help this group of people? Discuss

Fundamental Reasons of Government on the Care of Uninsured

The increasing number of uninsured individuals in the country is an increasing concern for the government. It is a situation that draws the interest of the government concerning the number of uninsured. Therefore, there are fundamental reasons that the government should care about the number of uninsured. These fundamental reasons define the manner in which the government handles the issue of uninsured citizens in the country. The first fundamental reason ...

Government’s Role in U.S. Health Care Government’s Role in U.S. Health Care Health insurance coverage facilitates access to health care and protects individuals and families from catastrophic health expenses. Both the market and government have important roles in helping ensure the availability, affordability, and adequacy of private health insurance. In 2006, about two-thirds of Americans had private coverage, including about 60% with employment-based and 9% with directly purchased health insurance. In the same year, about 27% of the population had government benefits through Medicare, Medicaid, and military health programs. About 16% of the population ...

Executive summary

The Affordable Care Act (ACA) addresses the challenges facing the health industry. The government has been implementing the provisions in incremental stages since 2010 and more changes are still underway. This report discusses the impact that this act has on indoor tanning services by analyzing the indoor tanning services tax, health insurance coverage duty on employers and the additional Medicare tax. Firstly, the indoor services tax applies to businesses offering tanning services as their predominant activity. However, the law provides tax exemptions to providers such as phototherapy services, qualified physical fitness facilities, spray-on tanning services and those selling tanning ...

Abstract

Medical reforms in the form of legislation have played a big role in bringing about parity in the health care sector. The 2010 Affordable Health Care Act, the 1996 Mental Health Parity Act and various other legislations have improved the accessibility, affordability and quality of group health plans and insurance plans. Although a few loop holes and old laws continue o hamper efforts to bring about health care parity, the legislations are a big step in the right direction. The efforts aimed to integrate behavioral health services into mainstream medical service will affect the lives of many Americans positively, as only a ...

Political Science

Politics Stream The lack of government response after the passage of Affordable Act of 2010 (ACA) is in relation to the insufficiency of the government funding to provide long-term care for all U.S. citizens. The best way to address this issue is by implementing policies to lower the costs of healthcare and make it economical for all (Patel & Rushefsky, 2014). The actors that are involved in this issue are the Democrats and the Republicans. The competing values and philosophies of policy actors of the Democrats and Republicans sought different actions. On the part of the Democrats, they have ...

Introduction

In today’s modern society, life after graduation is certainly one of the greatest puzzles of life. Because of the extreme job competition, many underprivileged students who were not able to continue their education up to college may end up looking for a job as their primary source of income. There are companies who offer jobs that specialize in operating heavy machinery and doing jobs which are related in everyday living such as cooks, computer technician, carpentry, artisans and many more. There are also high school students who work part time in order to earn money for their education by ...

HMO Plan

Currently I have an HMO health insurance coverage plan. HMO is an abbreviation of Health Maintenance Organization. An HMO offers managed care for healthcare insurance, self-funded health benefits plans, individuals, and other entities in US and closely operates with healthcare providers including hospitals and doctors on a prepaid basis. According to the Health Maintenance Organization Act of 1973 (as cited in Sautter, 2014, p.na), employers with 25 or more employees are required to provide federally certified HMO options if the employer deals with traditional healthcare plans. As reported in Obama Care Facts (n.d.), it is interesting to note that an ...

The U.S has the most expensive healthcare system in the world. However, it is puzzled with issues ranging from inefficiencies, inflated prices, excessive administrative expenses, inappropriate care, fraud, and waste. These issues are caused by a considerable lack of quality. However, of these issues I presume that major ones require immediate attention, while the minor ones require long-term solutions. Arguably, the country’s largest economic sector is healthcare which accounts for approximately $2.1 trillion in annual expenses. Yet, thousands of Americans cannot afford good healthcare services, and needs. Despite spending that entire amount in healthcare, serious issues regarding quality of ...

WOMEN’S HEALTH AND CANCER RIGHTS ACT AND HEALTH CARE COVERAGE

The American Cancer Association (ACS) states that “the Women’s Health and Cancer Rights Act (WHCRA) is meant to protect most women who opt for breast reconstruction after a mastectomy.” This Act signed into law on October 21, 1998, requires most group insurance plans that cover mastectomies to also cover breast reconstruction. In Ms. Jones’s case, her insurance company’s denial of coverage for the procedure does come as a surprise. One reason for this could be that Ms. Jones may not have asked for such a cover or would have been ignorant of this fact. However, it is mandatory that ...

The Health Insurance Portability and Accountability Act was enacted by the 104th United States congress in a bid to improve on the portability and continuity of the health insurance coverage in group and individual markets. It aim is to help reduce fraud, waste and abuses in health care delivery and health insurance, to make easy health insurance administration and to improve the access to long-term coverage and care services. It has two titles, title one protects the health insurance coverage for those workers who change jobs or lose jobs and their families and title two provides for establishment of national ...

Causes of Poverty in the U.S.A.

Abstract

This paper explores the problem of poverty in the U.S. It explores the meaning of poverty and delves into its root causes. By contextualizing the causes of poverty such as corruption, this paper aims to show how poverty is brought about by the wider economic developments in the world. The paper also discusses the problems of First World countries and how these can be solved. Primarily, the study manifests that money is not the main solution to the problem of poverty. Thus, the paper presents several possible solutions to end poverty.

ECON 4, ...

Affordable Care Act

The health care sector is one of the important sectors, which explains why the sector takes a significantly large percentage of the government spending budget each year. Besides, various acts have been enacted to ensure effective and efficient health care provision of health care services. The Affordable Care Act is the most significant health care legislation after the enactment of Medicare in 1965. The act focuses on three major provisions namely: Control of health care costs, expanding health insurance Coverage, and improving health care delivery system. After its enactment, the act was to be implemented progressively, with set goals and ...

Identification of population (Canada-Women population)

Health issues related to this population Policies/ laws positively/ negatively affecting population Historically, what has nursing organizations done to advocate for this population? Influence of Affordable Care Act on this population? As a nursing advocate for this population, explain what is your specific main concern that you feel our health policies should address with this population that is presently lacking? Identify a government politician with their address who you could write to advocate for this group. What office do they hold? Why is this politician a good choice for this population? Compose a letter to that government ...

Obama health care refers to the Patient Protection and Affordable Care Act of 2010, which was formulated with the intention of increasing accessibility to insurance health insurance. In addition, there is an expectation that the program will reduce the budget deficit significantly by increasing Medicare taxes on individuals with high-income, reducing hospital payments, the assessment of penalties charged on individuals who do not take insurance and evaluation of taxes on different health activities (Whitehouse 1). Moreover, the act protects the health insurance customer such that individuals with pre-existing conditions can receive coverage, and insurance products are to cover emergency ...

Expected U.S. GDP growth rate going forward <Student’s name> <University>

Abstract

Gross Domestic Product (common abbreviation - GDP) is a macroeconomic indicator that reflects the market value of all final goods and services (that is intended for direct consumption) produced annually in all sectors of the economy in the state for consumption, exports and savings, regardless of the nationality of the factors of production used . For the first time this concept was proposed in 1934 by Simon Kuznets. Allocate nominal and real GDP (English nominal and real GDP). Nominal (absolute) GDP expressed in current prices ...

Political Science

Background and Description of the ACA 2010 President Barack Obama signed in 2010 the new health care law known as the “Patient Protection and Affordable Care Act” that extended the health insurance coverage to millions of uninsured Americans in order to guarantee the security and affordability of the coverage (Jacobs and Skocpol, 2012). At the same time, the new health care law has broadened the coverage and aims to reduce the Nation’s budget deficit. The recent studies have shown that proposed reforms will work for the advantage of not just the consumers, employers, but also includes the ...

Lesson 3:1 - Job Analysis, Job Description

Lesson 3:2 - Recruiting and Retaining Lesson 3:3 - Performance Management Lesson 3:4 - Compensation and Benefits Abstract This document contains responses from four united embodied in HA-302 Human Resource Management. The first unit answers questions pertaining to ‘Job Analysis, Job Description; second relates ‘Recruiting and Retaining’ employees; third ‘Performance Management’ and fourth ‘Compensation and Benefits.’ Lesson 3:1 - Job Analysis, Job Description

Essay 1: Performance and Job analysis

Two main theoretical perspectives are embraced with regards to various methods, techniques, and processes involved in performance and job analysis. They are KSAOC (Knowledge, Skills, Abilities, and Other Competencies) and SME ( ...

Part 1:

- Introduction

Part 11:

- Body

Part 111

- Conclusion

Abstract

Leadership in nursing includes both formal and informal roles. Demonstrating nursing leadership includes initiating change to improve the health and wellness of a community. It does not entail being in a managerial position to effect change. As such, this presentation will encompass an evaluation of a community problem in Florida and presentation of a plan to address the issue.

Part 1: Introduction

Opa Locka is a rural community situated in Miami Dade country. It has a population of approximately 15,219 people according to the 2010 census bureau figures. There are 5, 207 housing units. 69.4% of the population is African Americans; ...

Reforming the U.S. Healthcare System Reforming the U.S. Healthcare System Need to make healthcare accessible to all; one of the challenges the U.S healthcare have been facing is accessibility if the census report done by the government is anything to go by. This clarifies the position taken by the stakeholders to extend the insurance coverage to all the citizens in America. This is an attempt to improve the accessibility of the healthcare by common citizens. Watson (2012). Need to extend health insurance coverage to all; given mixed public private system of the healthcare financing in the ...

I. Introduction

A. “FREE birth control led to dramatically lower rates of abortions and teen births.” Has FOX news solved the birth control arguments? And they reported “One abortion could be prevented for every 79 to 137 women given a free contraceptive choice” according to study by Washington University in St. Louis. (Fox News, 2012 Oct.)

B. Public policy health issues are very serious issues for me. I have been researching the issue of birth control and women as a policy issue. In the U.S. birth control is a religious issue although in other countries it is a health issue. In the United ...

Policy, Goals and Options

Healthcare in America just like the immigration system it needs a complete overhaul. In many political and not so political quarters the notion of health care reform has been attacked as being, ‘the Obama scare’ ( Peter,2011). Already, when health care delivery in America is assessed, it would appear that it is cheaper to die than live with a health condition requiring long term care. Precisely, the health scare of the average American citizen is being able to afford the cost of it. Even with government supplemented healthcare known as Medicaid it is impossible to continue living with a disease if there ...

Berk, ML, Schur, CL, & Cantor, JC. (1995). Ability to obtain health care: recent estimates from the Robert Wood Johnson Foundation National Access to Care Survey. Health Affairs 14(3): 139-146.

In Berk et al. (1995), the researchers investigate Americans' ability to access health care. The findings hypothesize that a more concrete definition of health care needs, including supplementary services like dental and mental health care, among others, is needed to find ways to improve access to needed services. The data set examined in this study included findings from the 1994 National Access of Care Survey, which included 75% ...

Abstract

Ethical dilemmas occur across disciplines and cultures. Many times they are so intense that people take to the courts for what they perceive as justice. However, ethics regarding many life issues are so sensitive that even court rulings still leave parties dissatisfied with the ethical outcomes. In the following pages of this document the writer will examine an ethical issue facing society for which controversial opinions have been offered based on cultural beliefs emerging from religious orientations, egotistical dispositions; greed and merely a desire to contend. Questions are always asked about the right to die and the right to live. ...

It is true that there is global attrition of nurses, but this does not make it unnecessary to have policy makers in the state of Texas more aware of this predicament and its impacts on health care. Undoubtedly, United States of America is a leader in many social experiences on the labor market, health care, education, technology, science; imprisonment of people, among many other dilemmas now facing the world.

Why does this have to be when America is considered one of the wealthiest nations on earth and a land of immense opportunities? Within this contextual framework the writer will advance arguments ...

The article being reviewed is entitled ‘Health care reform: Revolution or evolution-What did we get from the affordable care act?’ It was written by Dr Len Saputo (2011). This article appeared in Sunday, 29th May, 2011 of the Natural news publication. Natural news forum features topics pertaining to various contemporary health issues.Dr Len Saputo (2011) is a certified internal medicine board practitioner. His practice is recognized as being focused on holistic, person centered care (Saputo, 2011). Precisely, in the article referenced Dr Len Saputo (2011) expressed his sincere concerns regarding health care in America. To his dismay health care ...

Abstract

Nursing practice has been revolutionized over the last century with a growing demand for appropriate education and training. This desire has escalated towards nurses becoming specialists in intensive care, obstetrics, pediatrics, psychiatry, geriatrics, anesthetics and even clinical managers. The more diverse cases emerge; equally the need to specialize becomes eminent. As such, education plays a vital role in adequately addressing evaluation and intervention of the nursing process. Accuracy in assessment and appropriate preparation to administer techniques, greatly depend on the level of education among nursing service staff. Hence, the importance that every level be afforded full opportunities to deliver the quality ...

Obama Administration: Unemployment, Healthcare, Federalism and Social Welfare!

The Obama administration still struggles with unemployment, which is presently above 9% and from recent speculations is expected to remain that way beyond 2012 elections. In his Labor Day address to residents of Detroit President Obama reiterated his administrations’ commitment to bringing the unemployment rate to zero. On Thursday his speech regarding joblessness in America confirmed this aspiration. (Kerbs 2011). There have been several health care reform strategies and legislated changes under the Obama administration. On 21st March 2010 the Patient Protection and Affordable Act came into law. It was intended to address issues pertaining to affordable health ...

Introduction

Increasing costs of health care services in the US require some measures to be undertaken in order to control these costs by lowering costs of prescription drugs, high premiums for health insurance policy and misuse of Medicaid /Medicare services. Federal government has taken initiatives to cut down its spending on public health care expenditures through programs such as health care reform bill which was enacted last (Flowers, 2010). Thus individuals and health care organizations, both governmental and non-governmental, have to work with constrained budget due to reduced funding by the federal government. This is not an easy task to ...

Health Care: U.S Health Care Timeline

Drugs and life-saving medical operations and procedures provide to everyone a better, longer, and healthier living. In America, the uninsured people have it rough when it comes to having affordable health care services. It has been about a century since America started debates on health care reforms and adoption to have everyone included in the program. A U.S health care timeline allows one to see and learn how the congress has handled the issue of America’s health care cover for its citizens over the decades. The year 1965 was the year that saw the signing in into law Medicare ...