Retirement Case Studies Samples For Students

- Identify the problem they have now or will have in the future.
The first problem which the couple is currently facing is overspending. After deducting all the expenses which the couple is incurring monthly from their total combined income, John and Mary are incurring a monthly deficit of $3,317.95. This computation is based on the net earnings of the couple after deducting income tax and voluntary superannuation contribution, which both John and Mary participate in (ATO, 2014). This is in spite of the numerous income sources which they individually have and bearing in mind also that they ...

Executive Summary

Financial planning is both a science and an art. To properly determine the viable asset allocation for each individual, their time horizon and life goals are given prime consideration. In this case, the near retirement couple would be suitable for investments that provide a fixed return. Since they expect to derive income from their retirement fund, it should likewise be able to create a positive fixed income stream. Meanwhile, the risk level of their fund should be at the low end. The couple does not have the chance to recover losses if any, as compared to when they were ...

Background

ConsoE has recently acquired Expeer, an electrical company based in Austin, Texas with 15,000 employees. Expeer’s benefits package for its employees has traditionally been extensive and comprehensive when compared to what ConsoE offers. A tactical plan to communicate the change in benefits structure for the incoming former Expeer employees is crucial to help them understand and adjust to the new order.

Issue Identification and Root-Cause Analysis

The employees of Expeer get very high benefits that are significantly different from what is offered by the Consolidated Electronics. The benefits include a fully paid ten different health insurance plans, a 401k plus 3% match ...

As the human resource representative of the company, I received a detailed letter from the two of our former employees John Smith and Mark Koney about how the company is handling their retirement issue. The two feel discriminated and isolated and as they are no longer treated as people who were assets to the company. Mark Koney and John Smith worked for our company for a span of over 30 years and retired two years ago after attained the mandatory retirement age. Since leaving the company two years ago, they have not received any communication from the management regarding ...

Introduction

The essay will analyze the human resource strategies, policies, and practices as they pertain to JetBlue Airways. The JetBlue Airways case study offers numerous lessons in the field of human resource management starting with the three national equal employment opportunity laws that affect JetBlue’s hiring practices. Additionally, we can learn human resources strategies from the company’s recruitment efforts and its personnel selection. Examining the factors that influence JetBlue Airways’ performance appraisal system will also reveal some lessons about human resource strategies. Moreover, analyzing JetBlue’s Airways’ 360-degree feedback evaluation system will reveal its rationale and advantages for ...

Strategic Planning Process Issues

Steve Cantwell, the external consultant hired by Mueller-O’Keefe Home. His task was to assist Mueller-O’Keefe in developing a long-term plan for the house, which would plan further capital development and consider the possibility of including new services. Steve Cantwell’s analysis of the situation and the method of evaluation is consistent with the strategic planning process. Thus, he spent significant amount of time analyzing external market environment and the internal situation in Mueller-O’Keefe. His suggestions were made with consideration of the organizational capabilities and the alternatives available in the market.

However, the process used by Cantwell lacks a ...

Section 1: Provide a general description of the company.

Matsushita is one Japanese companies activating in the consumer electronics industry. Launched in 1920, the Japanese giant has revolutionized the world along time through its products, which have traveled globally, because the company has established a global presence. In its incipient decades, Matsushita applied a traditional managerial style, specific to Japanese business, based on the paternalistic, Confucian philosophy, which praised the employees’ loyalty towards their superiors and towards the company, in exchange of consistent benefits that settled a positive working environment within the company. This business philosophy, based on employee loyalty conferred the proper context for an effective and progressive growth for ...

Introduction

This is a case study of the Waterway Industries and its CEO, Cyrus Maher – the problem of increasing the benefits and salary of Lee Carter, the person in charge of the marketing department and is also the star player. This is focused on the decision he needs to make to either move his company forward or not make to keep his company how it used to be for over twenty seven years. This case study gives a typical scenario experienced by most CEOs when their companies expand and they have to either go along with the expansion or risk losing the ...

Findings

The jewelry store is a family business, and the head of the business is the son of the founder. Unlike his father who was a skilled jeweler, he was more of a salesperson. John managed to move the jewelry store to a higher end location which increased its profitability until the global economic crisis of 2008. Profits started going down, and when John lost a salesperson and a jeweler to other employers, he decided not to replace them. An employer should be able to offer a value proposition which will ensure that the employees remain loyal to the business ...

Policy supports to Alexandra Hospital

Singapore is a country that advocates for equal opportunity for all. There are people of diverse cultures and races in the country. The state supports for non-discrimination of persons based on religion, gender, age or race. To encourage the participation of the elderly in the workforce, the country's legislature passed the Retirement Age Act in 1999. This law led to the raise of the retirement age from 60 to 62 years.
In 2006, the Tripartite Alliance for Fair Employment Practices got established to promote non-discriminatory employment practices. Another aim of the coalition was to change mindsets among employees, employers ...

Financial planning is the process and various steps that lead to the proper management of available income and better management of expenditure. Managing personal and family finances demands thorough estimation of the incoming revenue and outgoing expenses on a daily basis. Efficient management of family or personal finances demands budgeting of total monthly expenditure and income. This enables one to determine his/ her spending and saving. Many couples live long without taking a view of their finances. This is the beginning of future money problems that strain the marriage and possibly turn catastrophic if one spouse dies or is incapacitated.

According ...

Q1 (a) Cash Flow Statement for the period 1 Jan 2015 to 31 December 2015

The missing/modified figures (as shown in yellow in the cash flow statement) are calculated as follows:
Employment income,
Keaton,
Given,
Gross Salary and Bonus= $120,000.00

Alyssa,

Given total salary and bonus=$64,800

Half paid in Aus and half in Singapore,

Thus her Salary and bonus paid in Singapore=$32,400

Employer’s CPF contribution,

Keaton- 37 % of 120,000=$44400
Alyssa- 20% of $32,400=$6480

Dividend and rental income

Dividend – Keaton-No dividend in 2015
Alyssa, $689 in 2015
Rental income
Keaton and Alyssa combined rental income for property in Singapore registered under joint tenancy agreement is $3,050 per month or $36600 for the year.

The portion of CPF and cash used for the housing installment is as mentioned below.

Total housing installment =$4099

Keaton:

Total monthly income=$10, ...

People in the corporate world have one common goal of excelling and moving to higher levels in the career. To survive in a career requires a person to build a strong rapport with the surrounding environment and understands its strengths, weaknesses and opportunities. Building a rapport with the workplace environment helps the individual create a positive and lasting relationship with other employees and the management, build good relationships with customers, and get supported for proposal and ideas generated towards growing the individual's career goals. Laura was a young profession dedicated to growing her career and becoming a senior professional ...

Summary

The last few decades did not have a harmonious environment for the airline industry in the United States. Filled with bankruptcies, unpopular cost cutting measures, and reports of unreasonable compensation scales for the higher management ranks, the US airline industry steadily declined losing almost eighty percent of the profits they generated from the 1950s to the 1970s. The unions in the airline industry hold the ability to direct the industry out of its trouble-filled years. They have the workforce strength that can cooperate with the respective managements in restructuring plans. They also have the power to protest misuse of ...

ORGANIZATION DEVELOPMENT AND HRM

EXECUTIVE SUMMARY
This report provides an analysis of the case on Autumn Leaves Aged Care Inc. The researcher uses Organizational-level diagnosis model to identify issues and provide recommendations. The paper includes analysis of PEST and Porter’s Five forces on the aged care industry. The paper presents case summary followed by a thorough discussion evaluation of three tools of Organisational-level diagnosis model known as Inputs, Design Components and Outputs.

INTRODUCTION

Indian Ocean Developments (IOD) was known as a traditional organization with a strong reputation for organizational stability and time-bound results. The Chief Financial Officer (CFO), Ced Pearce, identified opportunity to enter into the ...

Problem Outline

Cox’s Container Company (CCC) is a medium size manufacturing company that produces both large and small containers. In the last few years, the company’s profitability has gone down due to increased competition from similar companies that have reduced CCC profit margins.
CCC needs to change its culture and structure if it is to remain profitable and therein lays the problem. The employees are not willing to implement the new changes and thus they are not cooperating. The new management team has not introduced the changes well since it has not consulted any of the employees. There has ...

The goal of writing this paper is to be able to give out information in regards to the United States Department of Labor (DOL) website. Also, this Website conveys the most current rules and federal participation concerning everything about the benefits of employees. Additionally, this report gives a description of the features of this whole website and the explains the way each feature is able to be utilized to look at the benefits of the employee. And in detail putting the emphasis on the way the benefits are able to agree with every one of federal laws. What is more ...

In reference to the situation at TCI industries, it is evident that the firm problems are emanating from foreign competition through dumping, the firm has therefore changed it’s cooperate strategy and demands 14% rate of return after Tax. The simplest problem that has solutions to many of the firm’s solutions is the issue of employee morale. The CEO should recognize that employees are the most valuable assets of an organization and should be motivated through guaranteed satisfaction, genuine appreciation, recognition, inspiration, and good compensation. Cases of absenteeism, cost due to intentional damage and theft will be reduced, ...

Inequity

Comparison often gives rise to inequity perception or feeling within employees. This is quite similar to the case at Plantir, where the management observed dissatisfaction and lack of motivation in the employees which eventually resulted in the retirement of Colin (production manager). Although, the company was able to gain its desired objectives (i.e. increase in the level of sales and the generation of cash) but the obsession to increase sales and profit to reduce cash pressures led to the dissatisfaction of several employees, even including the production manager. The sales team was awarded with lucrative bonuses and rewards, whereas ...

Assignment

The goals of the social security are there to ensure that there is living condition conducive to the human welfare. They have policies that primarily are referring to the principles, guidelines activities and legislation all to protect the social welfare of the human beings.
The goals of the social security include, making the social security more solvent and more sustainable to the future generation. This is to ensure that there is more towards the welfare of the society and there needs are being taken care of. In relation to the social welfare policy the goal will ensure that ...

Solving Medicare crisis

Medicare a communal insurance program offers health insurance coverage to people aged 65 years and above, people who meet a special criterion, permanently disabled people and individuals who have a congenital physical disability. The United States government administers the Medicare program. Medicare covers over to 40 million elderly and disabled people. Over the past few decades the program has helped, the program has helped countless retirees and disabled people stay health thus saving countless lives. This paper provides an in-depth discussion about the crisis facing the Medicare health insurance program.

“Is Medicare in a state of crisis?”

Over the last few decades, the Medicare health insurance program has been ...

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Efficiency Improvements and Trade-off’s

Ghosn’s first act of efficiency was to minimize the time uncovering the problems hounding Nissan. He did this by creating 9 functional teams who would be looking for all possible faults. The Japanese avoid public finger-pointing and value face saving. This approach could have offended and demoralized many managers.
Production capacity was reduced to match current demand levels. Factories were closed (Belson, 2002) causing a 14% reduction of the workforce. This was highly effective but it was more painful for the Japanese who trusted in life-time employment. That bond of trust was surely damaged.
Sales ...

PERSONAL FINANCE INVESTMENT IN QATAR: INVESTING QR 1000000

Abstract
This article describes a personal finance project which entails the investment of QR 1000000 in a short time frame, from 1 March to 27 May 2016. We first define personal finance and establish the five steps of a personal financial planning process, which entails: (1) assessment of the individual’s financial situation; (2) determination of the individual’s financial goals; (3) creation and details of the financial plan, based upon the determined goals; (4) execution of the aforementioned plan; (5) monitoring and reassessment of the plan. For each one of the five stages, we carry out the required ...

ASSIGNMENT 5

Please identify the current CEO of each of Cisco Systems and two of its competitors. For each CEO please examine his or her bio and any back ground information. Please summarize his or her previous successes.
Cisco system’s niche is in the computer communications industry, whose main competitors are Huawei and ZTE Corporation. The current CEO at Cisco, John Chambers worked at IBM as a technology salesperson. Seven years later, he joined Wang laboratories as an assistant to a top executive mandated with US operations. He later joined Cisco in 1991 just as the company became a public ...

Strengths:

■ The cash flow of the family is positive; the total income is 122,782 USD per year, and the total outcome is 116,024. The net cash flow per year is 6,758 USD.
■ Both Chris and Grace are economically productive. Both are professionals and invest in the education of their sons. That will guarantee a good economic performance in the present and future.
■ The family is the owner of business. Although they are employees, the business gives to the family an increasing positive cash flow.

Weakness:

■ They don't have almost any asset that generates positive cash flow except ...

The organization I volunteered with is Whitman Senior Living Community (Whitman slc) in Washington Pullman. From its website, the mission statement of this organization is: “To offer retirement and assisted living options with compassionate care in a professionally managed, carefully designed retirement community” (Whitmanslc.com, 2014). In our service learning experience we socialized and provided manicures to senior citizens. I found the service learning experience not to relate to my career field since I am majoring in Finance since it involved humanitarian work. I made several observations from my experience and these include:
- That the institution had many senior ...

[Institution Title]

Care Plan Template

Patient Initials: N/A Age: 65 years old Sex: Female
Subjective Data:
HPI (History of Present Illness): According to the patient her cough started two weeks prior to medical attention. She also mentioned she experienced shortness of breath and feeling tired after physical activity. Two days ago, patient started to develop fever which registered at 101°F.
PMH (Past Medical History—include current medications, any known allergies, any history of surgery or hospitalizations): Patient recalled that as a child she had asthma. She was also initially diagnosed with emphysema, for which she was treated ...

Identifying the problem

Climate conditions
The Northern region of British Columbia has unfavorable climate conditions (Spooner et al. 2002). Most employees prefer to work in areas where climate conditions are favorable. According to the information given by the Intergovernmental Panel on Climate Change, the region experiences unequivocal climate system. This problem is brought about by human activities in the region that include the locals releasing greenhouse gases by burning fossil fuels. The region also experiences negative agricultural practices and deforestation, all of which create climatic conditions that are unfavorable. According to reports such as the Fourth Assessment, further emission of the ...

1. What forms of trust are involved in this case and how were they violated?
Previous CEO Kelleher exhibited Identification-Based Trust. This appears to have been violated when Parker resigned unexpectedly and said Southwest deserved a leader who could take the company to the next level. Kelleher and Parker had been discussing retirement plans, and this may have made it more difficult for Kelleher to accept Parker’s actions. On a different level, part of Kelleher’s ability to negotiate the labor issues is because of the rapport and trust he developed with the labor force and the unions at ...

Following the American Psychological Association’s Guidelines

According to life-cycle hypothesis of consumption and savings, an individual's consumption and saving is determined by the average of this individual's lifelong income. Individual, at the beginning of his life, do not earn any income, however, with an expectation of income in his total life, he defines an average spending. Because he does not have any income at the beginning of his life, he borrows money. (Negative saving or borrowing time)
After he starts working he starts saving money and pays his debts from the beginning his life. After finishing with his debts, he saves money and makes ...

Question#1

Nutrition also known as aliment or nourishment, is the stipulation, to organisms and cells, of the materials essential (in food form) to support life. Most common health complications can be curbed or combated with a healthy diet. The diet of an organism is determined by the palatability of foods with regard to what it eats. In this study I am going to let you know how nutrients need to change throughout the life cycle: during the infancy and early child hood, and adolescent and adult hood respectively.
Requirements for micronutrients and macronutrients are advanced on a per–kilogram base during ...

The strategic problem associated with the Ford was its inconsistency to work towards the achievement of goals and objectives. At Ford, the executives met once a month or quarterly to discuss business plans which eventually directed the company near to bankruptcy. With such inconsistency, the company faced a lot of pressure from the macro-environment along with the dissatisfaction level of shareholders.
The strategic problem discussed in this case study is regarding cutting cost at Ford. Before Mulally was appointed as a CEO, the cost associated with the production and other factors were quite high. After the appointment of new CEO measures ...

PSYCHOLOGICAL ASSESMENT

Mental Status and orientation: Mr. BR knows his name; when and where he was born, time of the day and could read a clock. He even recalls his parents,’ children and grand children birth days. Politics did not interest him, but he quoted scripture in support of his personal philosophy.

Changes in self image due to aging and retirement: Mr. BR displays an interesting self image claiming that he is as old as God and young as the Holy Spirit. As such, he did not contemplate on age since it was simply a parenthesis of life itself. He said that he ...

The estate plan is intended to reduce the amount of both federal and state tax payable on the gross estate of the clients. The estate plan seeks to develop efficient gifting plans by the clients to specific beneficiaries and effectively reduce the amount of tax that is payable from the gifting plans to the minimum. The estate plan should enable Rich distribute his estate to all his beneficiaries without any conflict of interest arising from the remarriage of his wife after his death.
The estate plan seeks to revise the client’s will to be more effective and ...