Bonds College Essays Samples For Students

Abstract

Individuals and business organizations with investment potential or the desire to become investors often find themselves having limited capital to undertake the desired projects. Additionally, most investors are often confused when carrying out analysis to assess the risk of the various portfolio in which they intend to invest their resources. The governments have developmental projects that require more financial resources than their revenue due to budget deficits. Having excess money in the circulation is dangerous to an economy because it results in excess aggregate demand that produces inflationary gaps. As such, the government must regulate money supply to ensure ...

Introduction to Convertible Bonds

Convertible bonds consist of the bonds that are easily converted into the stocks. These convertible bonds are issued by the company and like any other normal bonds it has maturity date and face value. The convertible bondholder has all the rights of converting the bond into the predetermined share numbers of the respective company in an identified period. The factors influencing the bondholder converting or not depend on the stock interest rates and prices.

Contract conditions and Payoffs

The convertible bonds market conditions are not standardized and hence making it differ depending on every contract case. The maturity date being one of the ...

Article 1: The case for minimizing risk in your bond holdings by William Bernstein

There is always a trade-off between risk and return. Investors are rational and risk-averse hence, they require additional returns when the risk involved in any investment is high. In this article, William Bernstein explains how investors can reduce the risk in their investments in bonds without necessarily interfering with the expected returns on the bonds. One of the risks affecting bondholders is the interest risk. Changes in interest rates affect the return on bonds. When interest rates rise, bondholders lose since the prices of bonds fall. This is because the bond will be paying a lower coupon interest compared ...

Planned retirement age

I plan to retire at the age of 60 years. It is my hope that I shall have accumulated adequate resources to finance my post-retirement expenses. I also believe that I shall have done everything I have wished for in my career.

Retirement money

I will need about $641,000 for my retirement. This determination is based on my current and the expected salary as well as salary increases. The retirement fund requirement is also based on my current and expected expenditure. It also takes into consideration annual savings for retirement. I anticipate that my annual retirement expenditure will be about $ ...

Dear writer,

Thanks for the paper you have sent me. Kindly find below my comments regarding some unclear points or points to be fixed.

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1/your paper in general + main question and sub-questions:
My comment: According to the thesis proposal you wrote, and based on the main question and sub-questions you included, I’ve noticed that the topic moved from studying “Impact of default Risk on Corporate Bond Pricing Case of European markets” to “Impact of default Risk on Credit Spread”. Why this change ?
Kindly stick to the requested topic which is “Impact of default Risk on Corporate Bond Pricing Case ...

Most of the services offered by a bank are largely financial in nature. However, the terms Assets and Liabilities have a different meaning when it comes to banks. For instance, assets in banking terminology would indicate fund usage, while liabilities in case of banks would, in fact, be a source of funds for banks. This essay will consider five different services or function that a bank offers and would explain with reasons if the said service is an asset or a liability, while also evaluating the services and providing an overall impression of the same.
This essay considers the ...

Wall Street Journal Essays

Three authors of The Wall Street Journal wrote on 11 December 2015 an article titled "Worried about Your High-Yield Bond Fund? Devise an Exit Strategy", that article is a warning to all individual and corporative investors that have important positions in Mutual Funds with previous performances over 10% in 2014 and 2015. Those mutual funds represent a risk for the current investors that have positions in those high-yield bonds. Those bonds have positions in China and other emerging markets that are slowing their growth for 2016 and affront problems in cash flow and currency depreciation (Maxey, Krouse, and Zweig).
...

Q1. Identify two strategies based on the fiscal and monetary policy that would encourage people to spend money in order to create economic growth.
Fiscal and monetary policies are demand side policies that can be strategically employed for realizing economic growth by motivating consumers to spend money. It can be made possible by brining an increase in aggregate demand (AD) if the economy is passing through recession or growth is below the expected level (Pettinger, 2012).
Monetary policy can be the most randomly used tool for impacting economic activity. To encourage AD, the Central Bank of a country can ...

Leonardo Pisa of Italy

Leonardo Pisano (Fibonacci) (1170 – 1250) was a popular Italian mathematician of the Medieval Period that made significant contributions to the history of finance. He was the first person to develop the value analysis concept (retracement) that compares the economic value and the contractual cash flow. Influenced by the economic evolution in the Mediterranean, he made lifetime discoveries that had a profound impact on public finance and capital enterprise in Europe. In his arithmetic book, ‘Liber Abaci’, Fibonacci expressed his discoveries of the mathematical concepts in commercial trade. He developed mathematical concepts of interest rates, calculation of profits, conversion of ...

Introduction

The main objective of entrepreneurs is to achieve profitability and growth of their ventures. Most of the entrepreneurs who have saturated their domestic markets seek to globalize their operations to increase profitability and achieve growth (Vinturella & Erickson, 2013). Globalization of business operations involves various considerations to facilitate the assessment of the viability of business expansion. Primarily, organizations seeking to go international must consider their financial capabilities and the risks involved (Vinturella & Erickson, 2013). Entrepreneurs can expand their businesses by increasing production and exportation or establishment of operating plants in different countries. This paper will answer various questions regarding the ...

Introduction

Monetary policy is the endeavor by the federal or state government to control the amount of money circulating within an economy. These control measures are undertaken to cub the instances of inflations or to control the interest rates to sustainable levels. Monetary policies can either be expansionary or contractionary. Expansionary monetary policies are meant to expand the supply of money to the economy thereby boosting the economic activities (Afonso, 2012). Expansionary monetary policies also lead to a reduction in average interest rates. Contractionary monetary policies, on the other hand, are macro-economic tools used by the federal or the state ...

In the 2000s, Argentina’s financial system fell into a serious recession. For this reason, the leaders in Argentina took financial loans from International Monetary Funds (IMF) and other agencies. However, the country was not able to pay its debt installments on time due to which Argentina failed to pay around US$93.2 billion of its external debt. In the year 2001, the country defaulted on a total of around $81 billion in bonds.
The issues faced by the financial system of Argentina made the trading sector suffer as well. The foreign investment fled from Argentina and multinational companies ...

Briefing Paper 1

a.) The “act of state doctrine” provides that a court in the United States, cannot pass judgement on the actions of a foreign government taken within their own country or territory that it has jurisdiction over (Cheeseman, 2012). In essence, the doctrine bars U.S. courts from interfering in the domestic policy actions of another government in their own country.
b.) Under a communist theory of the world, the government of Cuba did act ethically when it appropriately the Glens’ property. From an American perspective, the expropriation was not only ethically questionable but most likely illegal. Club Med, under the ...

Movie Summary: The Big Short

The Big Short’, truly a magnum opus, is undoubtedly the best movie I have ever seen in the recent time. Directed by Adam Mackay and based on non-fiction book, ‘The Big Short-Inside the doomsday machine’ by Michael Lewis, the movie is based on the real life incidents revolving around a group of four individuals with parallel yet unconventional story of making millions by going short on the mortgage market. Here, the term- ‘Short’ refers to a financial term when an investors foresight the downside potential in an asset class and place investment on it with the intend to gain ...

Q1 Answer

The risk in financial investment refers to the events that may affect the attainment of a financial goal. On the other hand, Paul (2012) defines the rate of return as the gains from the investment that an investor receives after a given duration of time. Both risk and rate of return can be said to be directly related. This is to mean that when the risk of investment is very high, then the rate of return is very high. However, this does not mean that always when an investor takes high risks will gain high returns, He or she ...

The financial crisis post 2008 forced regulators to consider unconventional steps in monetary policy. At first, the US Fed used various tools in its economic arsenal to set the country on a fast growth path and to prop up the inflation numbers that would indicate an enhanced demand of goods and commodities. When everything failed, the US Fed and the Government decided to go ahead with a plan called Quantitative Easing. The plan simply consisted of buying bonds and other government securities by printing money which would introduce money into the system, keeping some other factors constant. This method ...

Investment Goal:

The overall objective of this portfolio is to earn a sustainable return by assuming average level risk over the period of 10 years. The eventual objective of this portfolio is to fund my post –retirement life, however, I am keeping the time horizon here up to 10 years for now as with me still being in a young age, I opt to assume average risk. However, in order to avoid payment of taxes on my cash inflows, I will solely be investing in mutual funds suitable for IRA investment

Investment Style:

Considering my average risk tolerance and investment period of 10 ...

Government enterprise funds

Revenue bonds outstanding
The government of Louisville City has revenue bonds outstanding related to business-type activities. It reported revenue bonds outstanding for Louisville Arena Project. There were also Water System Revenue Bonds, Parking Authority of River City, Inc. Revenue Bonds and Sewer and Drainage System Revenue Bonds. The above activities were operated as business-type activities (Fischer, Taylor & Cheng, 2008).

Statement of cash flows for proprietary funds

The financial statements of Louisville City include a statement of cash flows for proprietary funds. The statement of cash flows categorizes cash flows into four different groups. These include cash flows from operating activities, cash flows from noncapital financing activities, ...

Abstract:

Theories were developed over the years, as researchers and sociologists tried to explain the reasons why there is crime within the communities. These theories include the social bonds theory, the self-control theory, the power control theory, the control balance theory, the differential coercion theory, and the social support theory. Based on the theories, there are five realities behind the causation of crime: (1) that crime is caused by weakening bonds to the society; (2) that crime is the effect of having low self-control; (3) that crime is caused by occupational patriarchy; (4) that it is caused by the roles ...

Crime refers to an offense that is legally recognized as deserving punishment. The most common form of legal punishment is the detention of an individual in a prison. In contemporary detention facilities, such people are incarcerated: this works for both adult and delinquents. Delinquents are persons aged below 17 years and who according to the law are still minors. In most cases, they persist in crime despite the numerous efforts to rehabilitate them back into the society. This, therefore, culminates the question, is it true that crime can be traced through an individual’s life back to their younger ...

Abstract

When an organization has cash inflows and outflows of foreign nature, the cash forecast for every currency will help during the identification of the currency exposures. The format of the estimation should allow the users to determine the balance for every currency and whether there is a growing shortage or extra money over time based on reasonable cash flows. The increasing gaps between the cash inflows and outflows may need hedging, and the cash flows that offset over time represents the issue of timing effectively. The management of foreign exchange transaction can be achieved through the offsetting transactions to ...

Introduction

The case dwells upon the situation, in which a new Major Accounts Management, Zain, who recently joined the organization Zoro Stationary, found himself, ones trying to adjust to the new environment. The reality demonstrates that the previous experience of this professional, which encompasses over ten years in one of the major regional clothing and household retailers allowed good insight into the purchasing and customer behavior. The challenges, associated with the change of the industry, corporate culture and personal diversity, however, built on a number of difficulties in adapting his skills to the new role.
The learning process within the ...

Introduction

The capital market is a wider portfolio market that deals with securities. The investment banking process provides a platform for the securities trading. The investors are provided with an opportunity to choose the appropriate financial instrument to choose. The portfolio management provides key elements that are applied by the investors in understanding the capital investment market. Therefore, the study seeks to explore on capital market investment and investment banking.

Portfolio and investment banking process

Investment banking process involves financial institutions that provide assistance to individuals, corporations, and governments in achieving and raising financial capital. This is through underwriting or taking part as the agent ...

Risk exposures: The Financial Transaction Risks Table

Features of the method used to measure the interest rate identified
Before determining the best method to be used in the measurement of the interest risk, it is essential to assess the source of the risk. The most common sources of interest rate risk are security mismatching for various items in the balance sheet depending on whether the interest rate is fixed or variable. The value assets lead to interest rate risk when there are valuation problems as well as in situations where interest rates are not aligned with the liabilities and assets (Kaufman, 1984).
Various methods are applicable ...

Summary of Burton Malkiel’s “A Random Walk Down Wall Street”

Burton Malkiel authors the book “A Random Walk Down Wall Street”, highlighting several investing strategies, truisms, myths, and axioms. According to the book, Malkiel seems to have his central premise that index funds are better investment options to an individual than other strategies used for selecting stocks. This piece provides a summary of four chapters divided into two parts: part 1 having chapters 1 and 2, and part 2 having chapters 4 and 14.

Chapter 1: Firm Foundations and Castles in the Air

In the first chapter, Burton starts by defining random walk as an instance in which future occurrences cannot be predicted based on the past occurrences ( ...

Motherhood is a sacred act for each woman. It is the most powerful and spiritual component of a woman’s life. Published in 1987, “Beloved” by Toni Morrison depicts heart-wrenching lives of African slaves and explores the mother-child relationship and the experience of black women in an unjust and prejudiced society. “Beloved” was based on the real story of a slave woman called Margaret Garner who killed her own child. This masterpiece emphasizes the barbaric and cruel effects of slavery and oppression of black women in the circumstances of racial inequality and abusive behaviors. They were not allowed to ...

John Sunna

IFRS and GAAP are two most commonly used accounting standards. The differences between them complicate the comparability of financial statements of different companies. The accounting bodies understand the necessity of convergence of the two standards. Thus, the International Accounting Standards Board (IASB) and Financial Accounting Standards Board (FASB) work on several joint projects to facilitate this process. This paper addresses the differences and similarities between IFRS and GAAP as regards accounting for financial instruments, long-term assets, and liabilities.
IFRS 8-1: What are some steps taken by both the FASB and IASB to move to fair value measurement for financial ...

Lignin Chemistry

Lignin History
Lignin is a plant-derived biopolymer with several applications. It is considered an effective alternative to chemically synthesized plastics that pose serious environmental problems during manufacture and disposal. Lignin is often obtained as a byproduct in paper and pulp manufacture. Lignin has to be dissolved to obtain cellulose from wood. In 1838, Anselme Payen discovered that wood contained cellulose, and oxidizable coatings (later called lignin) that bind the cellulose together (McCarthy and Islam, 2000). This coating material could be removed from wood after acid treatment and washing with an aqueous alkali solution (McCarthy and Islam, 2000). Later, several ...

Analyzing Bond Issue: Bank of America

About the company
Founded in the year 1904 by Amadeo Peter Giannini and headquartered in Charlotte, North Carolina, Bank of America, is an American multinational banking company that provides financial services to retail as well as institutional customers. The company is one of the largest companies in the United States and operates through five business segments, namely, Consumer Banking, Global Wealth & Investment Management, Global Banking, Global Markets, and Legacy Assets & Servicing. The company through its subsidiaries also provides asset management and risk management services. The company operates in more than 40 countries and serves 56 million customers in the ...

Introduction

Community development can be a complex issue, and understanding the needs and the difficulties of different communities is fundamental to community success. There are many different schools of thought, and each suggests something different: some suggest that gentrification is the answer for difficult neighborhoods, while others suggest that social programs can bring about the appropriate change. However, what many different thinkers agree is that the children are the foundational basis for changing a community as a whole; there is potential in the children of a community, regardless of how difficult or poor the conditions are (Foster-Fishman et al., 2001).
...

Stock Ownership and Capitalism

Introduction
In the podcast entitled, Who Makes Cents?: A History of Capitalism, released in June 2014, Julia Ott discusses the issues associated with stock ownership. She does so in the wake of mass workers turnout at a Macdonald shareholders meeting (Ott, 2014). They take advantage of the meeting to voice out their grievances. This is due to the fact that shareholders and stock owners have become more influential in corporations across America.

Main Issues Addressed

The majority of American households today are stock owners, which has come a long way. Stock owners were seen as parasites to the economy in the 19th ...

We have all been taught how every object and thing around us is made up of matter and that matter exists in three very basic states which are the solids, the liquids, and the gasses. Even within these solids, liquids and gasses are particles, and it is simply the arrangement of these particles which makes any matter form one of the three states. It is also because the major difference between the three states is how the particles behave around one another which make the transition possible in between one state of matter and the next.
In simple words, ...

Carry trade is a means of trading where an investor borrows money from a financial institution then invests the same in assets with the hope of getting a profit from the assets. This means of trading is popular in the foreign exchange market. It involves borrowing from low-interest rate currency then converting that currency into that of a high yielding one. There are two ways in which an investor can earn for the carry trade. One can either invest in a high yielding currency or invest in an asset that has prospects of increasing its worth. These assets can ...

Primary and Secondary Market

Primary markets are linked to the issuance of new securities that are apportioned and issues by the companies to people, who have subscribed to the issue. The securities in the primary market are issued to the public via initial public offerings (IPOs) by the public limited firms. The IOPs can be shares or the debentures. The IPOs are associated with the issuance of securities made by the company, which is limited to public on direct basis. On the other hand, in relation to bonds investors buy them directly from the firm. The shares or debentures are issued at the ...

1. The Financial Crisis: Avoidable but Inevitable
Theoretically, the financial crisis could have been avoided as investigation findings revealed . Under the circumstances however, the crisis was an inevitable consequence of everything that was going.
The Federal inquiry concluded that the 2008 financial crisis could have been avoided. The crisis was the result of “widespread failures in government regulation, corporate mismanagement and heedless risk-taking by Wall Street”. It was the result of “greed, ineptitude or both” on the part of government and the private sector.
Among the persons found responsible for the crisis included Federal Reserve Chairman Alan Greenspan and, ...

Business sector of loanable assets should be the corporate sector that equilibrates the interest for reserve funds with the benefit for speculation. In any case, if such a business sector existed, it would be a business opportunity for streams, not stocks. A business advisor should foresee such issues and try to avert them before they become a reality.
However, the security business sector is a business quarter of stocks. The capital business sector is a business opportunity for stocks. Both bonds and capital hold on crosswise over periods and can be re-sold (Mankiw, 2009). Everybody who claims a security ( ...

When someone hears the word hero, it brings a feeling of respect. Each country has its heroes and honors them, perpetuating their names in books, movies and memorials, composing songs about them and their idealized images. But there are some heroes that are unreal and were composed by people with certain purposes and during a certain period of time. One of them is World War II that brought not only destruction, but also creation. It is a turning point it the world of comics, as many of the iconic heroes began in WWII period and are still popular with ...

High-risk investments mean volatility associated with the returns on investments and stock prices change. Any investment transaction has a risk element. Moreover, the major proportion of the investment theory states that the potential profitability is inversely proportional to the risk level . At this, it is not important whether it goes about the passive investment, active stock transactions or new business projects. Risk allows earning much and provokes losing much because associated with potential losses even in the case of success. It is extremely important to understand quantitative and qualitative characteristics of risks, which affect the amount of the invested ...

Question 1

The function of gossip is to build strong bonds between individuals (Wert and Salovey 123). Individuals can share ideas, opinions, and emotions by finding common grounds that unite them. These points of convergence, whether positive or negative, unifies them in long-term friendships or a temporary association. Gossip also facilitates social comparisons that can either build up or tear down an individual. By comparing themselves with others, people gain insights into the validity of their opinions and beliefs, hence the description of gossip as “self-evaluative” (Wert and Salovey 123). Self-evaluation creates an avenue for identifying the shortfalls in one’s ...

The continuity of the anti-social behavior can be associated to the life-course theory which explains the continuity and change in behavior over time by making a connection between the past events and experiences to the present (Laub & Samson, 2005). Based on this theory, the extent of continuity in behavior between childhood, adolescence and adulthood should be analyzed to draw on the life-course framework in relation to social control and crime. In the beginning, a person’s criminal tendencies can be traced back to his or her childhood antisocial behavior, until reaching the adolescent delinquency, and the last stage is ...

Essay Question: How different investor types impacts Market Efficiency

Individual investors
When individuals talk regarding marketing efficiency, they simply refer to the degree to which the aggregate decisions of all participants in financial markets are accurately reflecting the value of companies and their shares at any given time (Allen and Gale, 2000, pp. 236-255). Therefore, it requires the determination of the intrinsic value of the company while providing a constant update to valuations because new information is becoming familiar. Consequently, the more a financial market becomes accurate, it will be able to price securities and the more efficient it is said to be. Thus the principle of the ...

The concept of comparative advantage states that the country that is capable of producing a good at a lower opportunity cost in comparison to some other country, then it has a comparative advantage in producing that particular good. If a country is capable of producing a good or a service at a lower cost as compared to any other country than it is said to have an absolute advantage in that particular good or service.
The United States have been known to be an importer of coffee beans and tea. This is mainly because there is demand for tea ...

The money supply of a certain nation is determined by the monetary policy of its central bank. The Federal Reserve is the central bank of the U.S. A. Moreover; monetary policy refers to the methods central banks use to increase or decrease the amount of money held by banks. The central bank can increase the money supply by changing discount rates, reducing bank reserves or buying government securities. Selling government securities or increasing the banks’ deposit reserves will contract or limit money supply.
The Federal Reserve utilizes monetary tools to control the amount of money and credit available in ...

Stock exchange entails an exchange in which the stock traders and brokers buy and sell securities. As described in a video by Kurzgesagt studio, securities are essentially the rights to assets. Bonds and shares/stocks are some of the examples of securities traded in the stock exchange markets. A stockholder or shareholder is a person or an institution that owns bonds, shares/stocks, or other securities in a company, thus, owning such a company. As the partial owners of a company, the stockholders are entitled to certain rights. The present paper describes these rights and what an ethical lapse entails.
One ...

Introduction

Monetary policy is the process of government control on the economy through monetary instruments. The monetary authority in the economy uses the tools of monetary policy to affect demand and supply of money with the objective of fostering growth and maintaining price stability in the economy along with financial market stability. The instruments of monetary policy include rate of interest and open market operations. In this paper we attempt to show that monetary policy is effective in the short run but not in the long run. We use two different models to establish our argument, the AD/AS model and ...

Risk is defined as uncertainty in broad terms. This uncertainty can be due to a large number of factors, which depend on the type of risk. Some of the common factors which result in this uncertainty can be changes in input parameters, miscalculation of parameters etc. (Kuritzkes, Schuermann, & Weiner, 2002).
Risk can result in large and unexpected losses and can really hurt the profitability of companies. However, risk is not always bad and little bit of risk can lead to better financial results. However, the relationship between risk and better results is a lot more complex and depends on ...

Vanguard Actively Managed Common Stock Fund

As actively managed stock funds can either outperform or underperform an index, fund or portfolio managers use a strategy to combine extensive market research with their experience and forecasting activities.
One of the actively managed stock funds Vanguard has in its mutual fund family is known as “Vanguard Dividend Growth Fund”. This fund tends to invest in all those high-quality companies that pay growing dividend payments while this fund attempts to outperform the stock market index. From 2007 to 2009, this fund lost only forty two percent while the overall stock market lost fifty five percent due to plunge ...

Currency exchange rate is a country’s currency expressed in foreign currency’s terms. This is affected by the forces of demand and supply in the currency market. Currency exchange rates are essential whenever making investment decisions. Investors tend to invest in countries where the exchange rate is high as in so doing their returns will be maximized. The investors also use the exchange rate for speculative purposes when carrying out foreign exchange market transactions. For instance in instances where the exchange rate has been increasing the investor will be able to speculate a future increase in the rate. Various factors ...

Abstract

Decision situations can be analyzed using different methods out which decision trees are useful to analyze complex situations. Frequently, decision situation is complicated because the payoffs are not only dependent on the initial decision but also dependent on the additional decisions are taken in the sequential step process. Decision trees can identify the best initial as well as the best subsequent actions. The decision criterion that a decision tree satisfies the Bayesian expected payoff criterion. The present case has multiple alternatives and multiple probabilities; decision tree is the best method for solving this. The resulting decision tree has three ...

Japanese Economy in the Recent Years

Introduction
During the advent of economic downturns particularly in terms of financial crises or bubbles, the usual resort of the government is to rely primarily on its monetary tools alongside expansionary fiscal policies to stimulate the economy.
Monetary policies are tools used to deal with inflation, budget deficits, unemployment, incomes, international economic relationships among others. Monetary policies have profound effects on our jobs, incomes, livelihood, and career choices.
One of the considerations and is always on the watch in an economy is the behavior of prices of the goods and services. As the law of demand states that with ...

Food is important in every family structure. Food is something that all human beings need to live, but it is also something that humanity as a whole uses to build friendships and bonds. Although every culture places extreme importance on food, different cultures express cultural bonds with traditions and practices regarding food, community, and eating. In the Middle East, traditional practices of preparing food and eating food are extremely important within the family structure— and many of these practices remain the same across the cultures of the Middle East, regardless of the country.
The cultures of the Middle East ...

Rationale for the stock selection

Since the shares of preferred stocks have dividends that must be paid out before bonuses to the common shareholders, they are the class of ownership in a corporation. Thereby, possessing high claims on the company's assets, common stock, and earnings. It does not carry voting rights. Additionally, the preferred shares more rights as compared to the ordinary shares. Therefore, the rationale for selecting this stock rely on the ability of companies to retain the issue options of buying the common shares at an exercise price with a reasonable discount from the prices of the preferred securities. The accounting and ...

THE SCIENCE OF FOOD

Cancer and nutrition – good nutrition is very important in the management of cancer and thus healthy eating habits are encouraged during this period. Tumors that develop in the stomach or intestines may, however, affect the way the body uses the food that is ingested and may not absorb all the food, although the patient may be seen to be eating enough food. The side effects that may affect eating when one has cancer include vomiting, dry mouth, constipation, mouth sores, loss of appetite among others.
Nutrition therapy is advised for cancer patients to help maintain a good quality life ...

Articles Summary

The main point in the current article is to develop an attitude towards the savings at the early age. The sources of finance at the early age are very limited and it is very important that the individuals must plan their important needs accordingly. According to the article, the important needs such as higher studies, important assets and the good credit history must have a proper financial plan. The planning must cover all risks, including recessions, inflation and the time value of money. The idea of savings from the early life can help anyone in achieving the goals such ...

(College/University/Institute)

Leonardo Pisa

Prior to the introduction of modern concepts for calculation, various mathematical operations would have required proficiency in the use of the abacus. However, in 1202, Leonardo da Pisa, an Italian math expert, released a book entitled “Liber Abaci,” or “Book for Calculation.” The book revolutionized the methods of calculating figures by establishing useful approaches in using the Arabic numbers 0 to 9 to the Western world. Though the book did not find immediate acceptance in the West, in the end it revolutionized the areas of commerce, finance, research, science and technology. Furthermore, da Pisa’s work laid the ...

Abstract

The aim of this project is to conduct risk assessment and return analysis on the investment vehicles in my portfolio. The investment vehicles chosen are Ford Motor, Walt Disney Company, Citigroup Inc., Wal-Mart Stores Inc., Time Warner Inc, Johnson & Johnson, US Treasury Bills, and Johnson & Johnson bond. The portfolio includes securities drawn from three categories that are the money market fund, corporate bonds, and shares. In the first scenario, the project tested the impact of novice asset allocation on return and risk in the sense that the investor allocates assets to the portfolio at own discretion. In this scenario, ...

Introduction

The purpose of this document is to reflect on personal and professional sides of my life up to date. While the analysis is rounded on the intention to analyse and close the gaps, between the "current me" and "expected future me" in terms of business environment, it is critical to understand that management and leadership, whether it is the leadership of self, leadership of others or leadership of entire organizations is based upon the combination of personal and professional qualities of an individual. With that in mind, the GAP analysis, which will be used as a structure for this ...

Introduction

Capital structure refers to a company’s alignment of the long-term and short-term debts, common equity and the preferred equity. The term also include the analysis of how the company decides on how to allocate the cash flow into various components including a portion that is allocated to meet the financing needs of the debt capital and the other portion that is allocated to the shareholders as part of the dividend. Capital structure is a subset of the financial structure. Financial structure refers to the relative proportion of the various sources of finances that are used in the business ...

Financial management is effective management of monetary resources of the organization. It helps the organization to plan, organize, direct, monitor, and control the financial activities efficiently and run the operations smoothly. I have learned different concepts of financial management in the class.
I have learned that financial ratios play are useful in accessing the business performance and provide information about the company’s financial situation. The application of financial ratios allows examining the financial structure of the organization and comparing it with other competitors. I have understood that it helps the financial analyst to implement different strategies and improve ...

Impact of dollarization in Ecuador, El Salvador, Panama, and Argentina

Introduction
In the middle of the 90’s, different countries faced the financial crises. Some of these crises were severe and of vital importance. These crises majorly include “Tequila crisis”, East Asian crisis, the Brazilian crisis and the Mexican crisis and these hit the whole world leaving a devastating impact on the emerging markets of the world. These crises not only had an adverse effects on the related countries by which these are associated, but they also had affected the growing economy of the other countries. The emerging economies have suffered a serious setback as a result of the ...