Essays on Reserve

Institutional of Affiliation:

The 8th Fire conversely focuses on exposing and addressing the plight of Indians in Canada. Indians are believed to have been the first inhabitants of Canada. This is however not well received by the British, who were also eying the resources on the land which led to a conflict of interests. The fast growing population of Indians worried the British as they did not embrace the idea of sharing the available resources with them. This resulted to several agreements reached in a bid to unequivocally resolve the growing conflict. According to Long (2010), one of the agreements reached was ...

Impact of Policy Changes on Financial Stability of Commercial Banks in India

Paper Due date Abstract The study envisages financial stability of Indian Banks, especially schedule commercial banks, in the backdrop of macro-prudential policy changes. Banks are put under microscopic vision in terms of performing as commercial units while strictly adhering to the policy norms. The effect of regulatory and supervisory policy changes can be evidently seen in stressed performance of banks in the recent years, in-spite of growth in their retail portfolios. The policy changes of increased provisioning for NPAs, improvement in asset account quality, revised guidelines for Net Stable Funding Ratio, restructuring of large accounts and many more have ...

“If it has ‘science’ in its name, it ain’t (Minnick).” Those words were said to this writer by the smartest person he ever knew personally, a man with PhDs in Mathematics and Physics, a true scientist. He went on to explain that science, if it is science, can be reduced to mathematics and then can predict. “Science can generate electricity or flatten cities,” he said. The problem, of course, is that whenever one deals with the “soft sciences,” political science or economics (the dismal science) or sociology or history or any of the disciplines that are housed in ...

At common law, a felony murder was defined as the unlawful killing of a human being while in the commission of a felony crimes (LaFave). However, the modern concept of felony murder has widely been interpreted to mean an unlawful killing that occurred in the commission of only a certain type of felony crime, or acts that are deemed, by the totality of circumstances, to be inherently dangerous (LaFave). Under the federal criminal code, a person is guilty of felony murder if in “preparation of, or attempt to perpetrate, any” robbery (LII). Robbery, under the federal criminal code, is ...

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Customers rely on five service quality dimensions which are critical to customer loyalty (Arlen, 2008). This document will analyze Gap Inc. stores against these dimensions. Tangibles – this refers to the décor, facilities, instruments and equipment, employees and marketing materials within an organization. Gap stores are a good mix of great merchandising with modern lighting and good music. The design is simple so customers can find what they are looking for and employees are helpful. The digital interfaces are very elegant and ...

The two thousand and eight financial crises resulted in significant economic turndowns. Before it began in two thousand and seven, prices of housing rose, new investment options emerged, and risk diversification increased. Following the crisis, house prices fell by huge percentages. It exposed economic weaknesses of the United States. Additionally, it led to an increase in the unemployment rate by ten percent (Mishkin, 2011). Approximately, nineteen trillion dollars of household wealth were lost. Lehman Brothers collapsed in two thousand and eight affecting the global financial system. Taxpayers had to bail out various banks to stabilize the system. This paper ...

(Tutor’s Name) (Assignment)

Introduction US has been the center of the global economy for the past several decades, and hence decisions taken by the U.S government can have significant impact on the rest of the world. In the same manner, the monetary policies formed by the Federal Reserve (FED) – the central bank of the United States –influence the economic policies of other countries worldwide. Therefore, central banks worldwide are closely monitoring the moves of the FED so as to make timely adjustments to their economic and monetary policies. The U.S economy was severely hit by the global financial ...

The Federal government has limited options to address economic issues. These are generally described as “Fiscal policy” and “Monetary Policy.” In the most general terms, fiscal policy involves government tax and spend programs. The underlying theory is that tax cuts increase consumers spending ability by leaving consumers with more money and government spending provides a more direct stimulus by injecting money into the economy. Fiscal policy is generally identified under the popular “Keynesian Economics” label. Monetary policy, on the other hand, involves the central bank (the Federal Reserve Bank system, or “the Fed”) “adjusting” the money supply through interest ...

Market discipline has evolved from the real need to address the financial concerns that brought on the last few financial crises. The international economy is tied deeply to the financial sector, and international organizations such as the International Monetary Fund and the World Bank have been tasked with providing ease of liquidity throughout the world, while also helping to protect the flow of capital across borders to facilitate trade. These financial institutions are remarkably limited to what they can do because they hold little sovereignty over the independent nation-states that compose them; only the World Bank is effective when ...

Significant increases in the national debt, with no relief or plans to deal with the problem, and its effect on the economy An increase in national budget, with no relief or plans to deal with the problem, will result in a deficit, or more spending with less national input. Repercussions for a budget deficit can mean more borrowings for the national government from the private sector, such as the selling of bonds or gilts to the private sector. The debate over the budget deficit has two opposing views. The first one is that the deficit is destructive to the ...

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The chapter under consideration is the Chapter 5, Financial Services: Savings Plans and Payment Accounts. The chapter gives to the reader five important aspects that contribute to the understanding of the personal finances. 1. The first aspect is the selection and use of the available financial services in the market and the factors that influence the decision to select a specific financial service. The selection of the financial service depends on of the needs of the client and the convenience of fees and conditions. One of the financial services is the availability of cash. The cash is the most ...

1. The Financial Crisis: Avoidable but Inevitable Theoretically, the financial crisis could have been avoided as investigation findings revealed . Under the circumstances however, the crisis was an inevitable consequence of everything that was going. The Federal inquiry concluded that the 2008 financial crisis could have been avoided. The crisis was the result of “widespread failures in government regulation, corporate mismanagement and heedless risk-taking by Wall Street”. It was the result of “greed, ineptitude or both” on the part of government and the private sector. Among the persons found responsible for the crisis included Federal Reserve Chairman Alan Greenspan and, ...

CONCLUSION

5. Conclusion The research was conducted complying with a predefined set of tools, techniques, and methods. It was accomplished without exceeding the limit of time and other resource allocated for this purpose. This chapter sets out to throw light as to what degree the study has succeeded in meeting research objectives and how it can be applied to managerial level. It is followed by detailed identifications of future prospects of research based on the current study. Finally, the researcher draws attention to some of the drawbacks of the research project along with an assessment of their impact on overall ...

Fed is the US central bank, and it is concerned mainly with managing the circulation of money in the economy (Banks para 1). It supplies the currency to the economy by regulating how the banking systems lend money to the public. Additionally, the Fed receives the deposits from other deposit- taking institutions since it is statutory requirement that the banks maintain a certain deposit with the Fed. This system often known as fractional-reserve system ensures that the banking system has enough cash (liquidity) to meet their financial obligations. The Fed can raise or lower the banking system’s reserve ...

Saudi Arabia is the world's largest exporter or crude oil, with the country exporting 68% the product to the Asian market. The nation enjoys a market share of 40%, enabling the government to fund a significant proportion of the budget from oil revenue. Consequently, Saudi Arabia was able to accumulate vast financial reserves in the years preceding the current low oil-prices when the price per barrel stood at $120 (Baumeister, & Kilian, 2016). However, the state of affairs has changed in the last couple of years following the drastic decline in oil prices. As a result, the country has experienced ...

Introduction and Background

The demand for creativity and innovation at the workplace is common for managers and business executives. Innovation and creativity are common tenets of the business strategies adopted by many corporations. Organizations also used innovation and creativity as the element through which they acquire a competitive advantage. Scholars such as Mann and Chan (2011, p.1) find that the concepts of innovation and creativity have gained enjoyed a lot of interest in the recent past. The interest in the concepts has resulted from a shift in how they are perceived. Mann and Chan (2011, p.1) report that the concept of creativity ...

Fed fund return is the term used in the United States of America. Fed fund return is the rate of return or the interest rate at which the financial institutions especially the depository institutions like credit union and bank lend the excess of its balance, often known as reserve balance, to the other similar kind of depository institutions without having the collateral. The fund that is deposited in the Federal Reserve to maintain the reserve requirement as specified by the regulatory body is called reserve fund. Bear Stearns and Lehman Brothers did not collapse in a single day. The ...

Abstract

In June 2016, the Pentagon reviewed and revised the Department of defense’s accession disqualifications with the effect of lifting the ban on transgender populations from serving in the military, but the debate on the suitability of the new policy has grown even more heated. This paper argues that barring transgender individuals from serving their nation in the most selfless way possible is at odds with both the constitution and the values that the military fights to defend. Given the large number of transgender personnel already serving or having served in the military, there is no reason to believe ...

____________ University

Introductory remarks

Alberta oil is one of the largest oil fields in the world. According to Simon Dyer, “The Canadian oil sands are the second largest proven oil reserve after Saudi Arabia” (Dyer, 2009). The commercial development of the Alberta oil sand had begun in the late 1960s. By the time World War I had arrived, and after the war was over, Canada was almost entirely dependent on oil from foreign countries. Canadians, after the war, began to wonder if the nation had any oil resources of their own. This interest led to the creation of the Alberta Research ...

Introduction

Multinational corporations across the world usually consolidate and present their operational results in financial and non-financial terms at the end of every term, usually a year. The financial aspect of reporting is supposed to comply with a clearly prescribed set of regulatory standards. The adoption of the International Financial Reporting Standards and GAAPs was meant to ensure that all compliant firms across the world produce financial statements that conform to the industry specific reporting frameworks and thus achieve a degree of uniformity in reporting. Different firms in operating in multiple locations operate under the strict guidelines of the specific ...

Introduction

Climate change is among the significant factors impacting ecological diversity on a worldwide scale. The growth of industries and the increasing human population globally have resulted in a rise in the volume of greenhouse gasses, which scientists have argued are the greatest contributors to the menace. The Florida Keys is one of the ecological treasures of the U.S. that continues to be impacted negatively by climate change and anthropogenic activities. This ecological treasure, which is located at the tip of the state of Florida, comprises about 1,700 islands that stretch for more than 200 miles to the west ...

Prior to the Great Depression policy makers in the United States generally tended to accept that business cycles happened and in accord with Adam Smith's "invisible hand," tended to be self-correcting. The stock market crash of 1929, and the more general problem of massive unemployment forced a reconsideration. Smiley (2008) and Bernstein (2016) both point out that the human face of the Depression left no choice but for some government intervention. Jahan and Papageorgiou (2014), discussing Keynesian Economics put it plainly: “The central tenet of this school of thought is that government intervention can stabilize the economy.” The centerpiece ...

About the paper

The paper is commissioned to conduct an analysis of the recent 10K statement of Procter and Gamble(P&G) and Disney with the objective of framing a prudent rationale for investing in the stock of these companies. However, with the purview of attaining comprehensive vision related to the analysis, we will also refer to analyst reports of these two stocks and will align the outcome with the economic and federal reserve data as whether it is an appropriate time to take a position in equities.

Company Analysis: P&G

During 2015, the company faced tough business environment and witnessed a 5% decline in the ...

Historically, men have always dominated areas that focused on the military. It was normal for a man to be expected to protect women and children and to take part in military activities as men were considered the head of the household and drafted into the army. A man’s physique helped to support the reasoning behind such sexist decisions. Men were large and muscular. They were unlike women as they were considered to be someone that was physically strong. Women, on the other hand, were expected to take on other roles that required them to take care of the ...

Currency is valueless, and it is all about the confidence of the people in it. Since the start of the economic crisis in 2007, the Federal Reserve has juxtapositionaly employed conventional and non-conventional monetary policies to caution the effects of such crisis on economic activities and stabilize the financial market. Price stability and maximum employment were necessary for the nation and the world that uses the US dollar as the standard. To achieve this, the Federal Reserve turned to Large Scale Asset Purchases. Although the ends of all the policies formulated are the same, ambiguity shrouds the means to ...

Information System Security Plan for a Bank

Executive Summary The information security plan applies to AmeriBank, its auxiliaries, employees, information, system, processes, data, and networks collectively referred to as the Bank. AmeriBank is committed to protecting critical assets and securing information to ensure the confidentiality, integrity, and availability (CIA) of the information, preventing damage to the network and systems that are vital to the bank’s business to ensure business continuity, and minimize risk to the businesses. This is achieved by implementing administrative, technical, and physical controls such as information security policies, software, and hardware controls, which have to be implemented, monitored, and improved upon to ...

Uiversity

Economic Outlook Economic Outlook provides detailed conjecture on progress, swelling, and equalization of finances, instalment parities, corporate revenue and a vast cluster of sectored markers. It provides expository viewpoint through clarification of the made forecast. This forecast helps companies like Apple in planning their goals as per economic megatrends. This economic outlook is apparently sponsored by vast crypt of confirmable and constantly overhauled prices of information. The accessibility of this database is to all administrative endorsers. The Government provides huge data on organizations and the associated diagrams. Additionally, there is provision of varied individual report pictures.

GDP changes and variations

The guardian of ...

Long-term influence of monetary policy

Monetary policy can either be contractionary or expansionary, and both policies impact nominal variables differently in the long-run. Price levels A contractionary policy results in a decrease in equity prices because the income stream is discounted at a relatively higher rate. Also, the price levels of equity can drop since high-interest rates and low supply of money lead to reduced demand for equity. In this case, bonds can be an attractive investment since they pay high interests (Meltzer, 1995). Nevertheless, an increase in interest rates does not always result in fall of share prices. People may interpret the high-interest ...

There is a picture of Arthur Klobe standing at attention, hanged at the entrance of the Greatest Generation display at the Minnesota History Museum in St. Paul. Born 1919 in Young America, Klobe was among World War II strategist. He was the child of Alice and Herman Klobe and sister to Marguerite Paplow. He is well remembered for his straight forward personality and natural presence. It can be said that he enjoyed quite a long life in which he accomplished a lot as a result of his endless curiosity. After pursuing his first degree from the University of Minnesota, ...

Eclectic Forecasting Research Paper

1. The year 2007 is the third year of a series of three consecutive years of broad-based growth in the world. Although developed economies and underdeveloped economies had a world average growth of 3.4 % in 2007 with a previous growth of 4.9 in 2006, the perspective for that year was to an increase in the world growth in 2008 with a value of 3.6% (QUOTE). In the year 2006, 96 of 159 economies of the world increased their gross domestic product with a value higher than 3%, and only nine countries had a negative growth in 2006. The challenge ...

Abstract

The US economy thrives on the proper functioning of the monetary policy of the government of the day. Interest rates, inflation and recession are all related and happen to influence proper functions of the government warranting their clear understanding. As a victim of a recent economic recession, a consideration of the role of interest rates on the overall functioning of the economy becomes particularly important. This paper shall seek to understand the concept of interest rates and how they affect the economy of the United States of America. The paper, in doing this, shall consider the causes of the ...

Ricardo Talancon is a 20-year old student living at home with his six siblings and their mother and father. He is the eldest among his siblings and is the first to finish high school. He is also the first in his family to attend college as he is currently enrolled at UCLA, where he is studying hard to obtain a law degree. Born in the year 1996, Ricardo was initially a Mexican citizen living with his mother and father in a town known as Xico, which is fairly large and prosperous enough. His father supported the family by catering ...

Most of the services offered by a bank are largely financial in nature. However, the terms Assets and Liabilities have a different meaning when it comes to banks. For instance, assets in banking terminology would indicate fund usage, while liabilities in case of banks would, in fact, be a source of funds for banks. This essay will consider five different services or function that a bank offers and would explain with reasons if the said service is an asset or a liability, while also evaluating the services and providing an overall impression of the same. This essay considers the ...

Summary of the Wolfers’s Article

This assignment will first summarize the article published by Wolfers (2016) in the New York Times, about policymakers’ possible response to an economic slowdown. Wolfers (2016) begins his article referring to an employment report that suggests job growth is slowing down. He brings up the possibility that the economy may suffer a significant slump, maybe even a recession. Wolfers (2016) suggests that the recent economic recovery may have come to an end. Worse, it is hard to think of a time in recent history when policy makers were so unprepared to answer to the challenge (Wolfers, 2016). If the ...

Company Analysis: Woolworths Limited

About the paper The paper is targeted to perform the qualitative and quantitative analysis of Australia’ largest retailer, Woolworths Limited. In this paper, we will be discussing the past five year performance of the company from qualitative as well as quantitative perspectives. As part of the qualitative part, we will be commenting on the company’s position in the industry and recent stock price movement. On the other hand, quantitative part of the report will deal with the discussion of the trends in the financial statements of the company followed by ratio analysis. The report will further proceed with ...

Finance

About the report The report is commissioned to propose a sales pitch for Nike Inc. to a group of investors who are looking for a company that is poised for growth on a fundamental basis and suits the long-term investment horizon. The recommendation will be based solely on the company’s financial and recommendation of the market analyst about the company.

About the company

Founded in the year 1964 as Blue Ribbon Sports Inc., Nike Inc. design,develop and market sports apparel and athletic footwear. The company leads the industry with sales volume above $30 billion and market share at 21.6%, followed ...

Introduction. Short mentions of the history of Samuelson Multiplier-Accelerator Model or the Hansel-Samuelson Model and the idea of the paper. Thesis statement. Models based on the interaction between the accelerator and multiplier are models of Keynesian sense and describe the process of economic transition from one equilibrium state to another when exogenous parameters change. Samuelson Multiplier-Accelerator Model is a model of the business cycle, in which the mechanisms of market fluctuations are explained on the basis of the principle of acceleration and the multiplier concept.

Main body.

Basis of the Samuelson Multiplier-Accelerator Model: Samuelson Multiplier-Accelerator Model includes only the market of ...

China and India’s Economy as a Neoclassical Growth Model.

It should be noted that the standard one-sector neoclassical growth model cannot be used to explain the macroeconomic variables of India and China. The model, however, provides the theoretical framework that aids in examining how the two economies’ digress from the standard model and in this way point out the market structure, organizations, and other variables that may have led to this digress (Huisken 239). An important variable that may help us understand this deviation and explain the differences in the growth of the two economies is the investment interest rates. India may have high level of investments but ...

Introduction.

Financial institutions (FI) face a systemic liquidity risk. The nature of the risk is that any FI holds relatively illiquid assets that have to be used to cover unexpected withdrawal claims. Liquidity risk can be managed by balancing the liquid assets and liabilities. Two other motivating factors to manage financial institution’s assets are governmental monetary policy and taxation issues.

Liquid Asset Management.

A liquid asset can be turned into cash quickly and with a minimal transaction cost. The ultimate liquid asset is cash. Liquidity risk is mitigated by holding large quantities of liquid assets. However, such method results in losses for ...

Financial recess is never a novel term. Depressions have always hit the financial system of the world, and the latest recess America is most likely not the final one. Nonetheless, many issues worked together to make the recent U.S crisis the worst financial recession since the global downturn. These factors include failures of market, weaknesses in the execution of policy, as well as macroeconomic problems. The primary concept, which had controlled economic thinking for many years, was that markets functioned. The appropriate prices often get a buyer as well as a seller. Besides, millions of sellers, as well as ...

The American Economy has faced one of the most destructive economic crises in 2008. The crisis started in the sub-mortgage markets has expanded to the financial markets, and the largest financial institutions have declared their bankruptcies. Subsequently, the collapse of the financial markets has spread to all the industries in the country. What the American lost in the global financial crisis and what made the recovery from the crisis tough was the loss of trust for the American Economy among the agents in the economy. Until 2008, the economic development in the US was based on the consumption economy. ...

INTERNATIONAL RISK MANAGEMENT

Methods used by JPMorgan in the valuations Discounted equity value considering price/earnings recurring in FY 2014-15 of 4.0x to 7.0x: ranging from $7.00 to $13.50 for each stock. Trading multiples earnings/price multiples of 4.0x to 7.0x and consensus EPS of$1.79 per share: ranging from $7.25 to $13.00 for each stock. Analyst price targets of $9.00 to $18.50 for each stock. 52-week dealing range of $9.43 to $18.32 for each stock

Ranges of the JPMorgan methods

DCF using Street agreement case: $15.25 to $19.25 per share. DCF using Street low case: $9.50 to $11.50 per single share. DCF relating Street high case: $19.25 to $ ...

Financial institutions and financial markets play a massive role in guiding the international economy. The financial industry is the purveyor of credit in the market, allowing individual investors to prepare for their retirement and consumers to purchase homes. The financial industry also works closely with the central banking system of the countries they are located in through legislation and interest rate control, directly relating them to the machinations of the central banking authorities. The roles of financial institutions have changed over time, developing as economics advanced and more needs accrued. Banking institutions were originally created for people to store ...

Essay 1

Introduction Maurice Cranston expressed skepticism over the status of social, cultural, and economic rights as genuine human rights. Cranston gave various objections for the status of social, cultural, and economic rights as genuine human rights. The context in which these reasons are best understood is the context in which the concept of genuine human rights is understood. This paper explores the reasons for which Cranston denies the social, cultural, and economic rights the status of genuine human rights. This feat will be achieved by considering the concept of genuine human rights. Cranston makes two significant objections to the status ...

Time and again, the history of consumer debt in the United States has been given the time and attention of many researchers although not too many have looked into the state of personal debts in the country and its evolution. In his book, Louis Hyman attempts to resolve this case, looking back into the personal credit of the Americans for the past 200 years. Hyman checks the four connecting themes: the many that consumers make their purchases, the institutions that grant personal loans, the government’s role in personal financing, and the development of technology that has paved the ...

Business sector of loanable assets should be the corporate sector that equilibrates the interest for reserve funds with the benefit for speculation. In any case, if such a business sector existed, it would be a business opportunity for streams, not stocks. A business advisor should foresee such issues and try to avert them before they become a reality. However, the security business sector is a business quarter of stocks. The capital business sector is a business opportunity for stocks. Both bonds and capital hold on crosswise over periods and can be re-sold (Mankiw, 2009). Everybody who claims a security ( ...

Analysis Essay 2

Overview of the Server-Side and Client-side Hardware and Software Requirements of the Defense Travel system The Department of Defense has many systems that enable it to streamline the delivery of its mandate. One of the systems is the Defense Travel System. This is a system that was developed to help the Department of Defense streamline and provide automation to its travel processes, offer support in meeting the travel requirements, and also as a cost cutting measure. The automation provided by the Defense Travel System allows the officers in the Department of Defense to perform most of the administrative tasks ...

The Federal Reserve has one of the most unique duties in the world. Tasked with keeping both employment high and inflation low, it is the only central banking authority in the world that performs both functions as its mission. Studies performed by A. Phillips describe the inverse relationship between unemployment and the inflation of real wages. The Federal Reserve and Congress enact policies to counteract the inverse nature of unemployment and inflation. The Fed achieves its goals with manipulation of monetary policy, which is the control of the monetary supply, while Congress controls fiscal policy to help achieve similar ...

Increase Government Spending to Fight Recessions

Introduction Government spending as a recession recovery tool has been the subject of debate numerous times. To date, there is no definitive proof of its success or failure of its application. An active fiscal or a monetary policy is the sum total of the actions taken as a reaction to the current economic conditions; the government chooses to use a specific policy to deal with something in the economy (Mankiw, 2001).

Government spending as a method for lessening recession is a tool that has been proposed and even applied by many governments when they are experiencing a recession. This ...

2008 Financial Crisis 2008 Financial Crisis The Financial crisis in the year 2008 affected globally. The onset of the recession started with the huge flow of money in the American economy. During the year 2001 U.S faced  recession but for a short span of time. In order to recover the economy the Federal Reserve lowered the interest rate from 6.5% in May 2000 to 1.75 % in December 2001. Money was cheaper and investors invested more money in the economy. This was the beginning of the problem. The trigger of the crisis was the housing bubble.

As credit was easily ...

Individual Assignment:

Introduction California a western United States country which stands among the states with the largest economies in the US. Within California, there are 28- recreational parks that are areas of relaxation and exploration by both residents and visitors. These parks are lucrative income generating avenues for the state. For this assignment, we explore the statistical data of the biggest recreational park in California which is the Anza-Borrego Desert State Park. This paper presents a discussion on the parks land use, management economy and general observations.

Being the biggest park in California, the Anza-Borego Desert State Park covers an area ...

Ben Bernanke, the chairman of the US Federal Reserve from 2006 to 2014 stated in the year 2015 on October 4  that for the first time the federal reserve has taken the decision to raise from 'zero interest rate' and the decision was taken after the great depression. When the markets crashed in the year 2008 then the monetary policy of the federal reserve saved the economy to recover from the recession. However there are other criticisms that the 'zero interest rate' policy of the federal reserve was the reason of the Great Depression of 2008. But Bernanke argued ...

Introduction

In late 2007, the Dow Jones Industrial Average (DJIA) closed at a record low. Stock markets around the world nose-dived alongside the DJIA. Turbulence in the sub-prime segment of the US housing market, paralysis of the credit markets, excessive lay-offs in organizations, steep decline in investments etc. were all some of the indicators that the world was heading for a massive credit crunch. In the words of Mr. Strauss-Kahn, head of IMF, “Intensifying solvency concerns about a number of the largest U.S.-based and European financial institutions have pushed the global financial system to the brink of systemic meltdown” (BBC ...

The article addresses that the housing market remains robust in the economy that is characterized by sluggish wage growth, volatile stock market and higher oil prices that depress the consumer spending. The author highlights the shares of home price tracker Zillow and Pulte (PHM) and KB Home (KBH) home builder stocks that justify the robust housing market. Nonetheless, Monica asserts that the experienced higher earnings Home Depot (HD) and Lowe’s (LOW) have been instrumental in describing the growth of the housing market (La Monica). La Monica contends that the trickle up effect compels the consumers spending to increase ...

Article Review

The US economy is well known for the wide range of detailed data that is available through various organizations like the Fed, the Bureau of Labor Statistics, the Bureau of Economic Affairs and many others. The world’s largest economy has a high reputation on the quality and reliability of the data that it provides. Though the data provided by the government organizations have a high degree of accuracy the data is not a real time one. This is because the organizations need updated statistics on the various macroeconomic variables. For this reason there is a time lag in ...

Chapter 2: Literature Review

Introduction The chapter consists of all the relevant information that can be collected from past studies and are combined to present a clear view. It is the initial for determining the factors that can be used to synthesize the overall study through findings and discussion. The positivist approach is used to collect and summarize the information from the previous studies and determine the model that can be used to conduct a viable study. The positivist approach emphasizes all the relevant information regarding the topic that is to compare Islamic and Traditional banks using data envelopment analysis. The theoretical framework ...

Abstract

Phillips Morrison International is one of the most iconic brand in the tobacco and cigarette industry. Rated as the most innovative company in the industry,over the years, Phillips Morrison has diverted their focus on emerging markets that account for 80% of the global demand,while the westernized consumers are being introduced to next generation products. However, the focus of the company remains in Asia Pacific region as it looks to target growing population of India, China and other Asia Pacific regions. Even on the financial terms,the company is performing better than its core rival, British American Tobacco ...

Alan Greenspan is an influential American economist who was a chairman of Federal Reserve of The United States from 1987 to 2006. Before he was appointed the chairman, he had a successful consulting career. Several individuals were greatly amazed by his concepts and thoughts since he adopted the philosophy of self-interest, laissez-fair capitalism, and individual effort. As the chairman of Federal Reserve Board, he formulated monetary policies aimed at reducing the dangers associated with recession and inflation. Alan Greenspan is credited for the longest formal economic expansion in American history (Batra, 5). He is among the internationally most influential ...

1) Which were the primary causes of the Great Depression? According to Walton and Rockoff, an acceptable explanation for the Great Depression has to distinguish between the initial forces, which brought a downturn in financial activity, and later events, that turned a downturn into a calamity. We can detect two issues on the economy that foreshadowed the real slump in economic activity. First, there was a decline in the construction industry that began 1925, that had a significant impact on the depression. Second, the agricultural sector suffered greatly, with falling world prices and massive indebtedness (422). Walton and Rockoff ...