Recession Term Papers Samples For Students

Abstract

The major purpose of the study is to capture institutional policies used by Federal Reserve to counter periods of challenges such as the great recession. In which case, the study presents a platform for learning the financial markets of an economy and also the various strategies that the existing institutions within the economy can employ to solve any arising challenges within the economy. In order to achieve the above objective, strategy used to develop this research involves a proper analysis of the state of the financial economy of the United States of America before and during the times of ...

Abstract

Since 2007, the European markets continued to experience a decline as several European nations had felt the consequences of applying the unstable Euro into their countries that had influenced the nation’s economic instability as seen in the case of Greece, Ireland, Italy, Spain, and Portugal. In recent news, the European debt crisis continues to prevail as the Eurozone reaches its all-time low for the past5 years as both strong and weak European markets now enter a state of recession that affects the entire world market. With the current European Debt Crisis continuing to influence the European markets, the United States may ...

Introduction

When the United States emerged from the Civil War, the divisions within its economy showed the reason why the South lost the conflict. Because of the industrialization that had taken place in the North in the first half of the nineteenth century, that side was able to develop materiel more quickly – and to get it to the men on the battlefields where they needed it with more rapidity. The South, on the other hand, was still mostly an agrarian society. While this agrarian dream would fire the imaginations of poets from Dixie well into the twentieth century, it also ...

United States-The United States of America is the source of the Global economic crisis. The country is still struggling to recover from the continuing recession.

“The cause of the problem is located in the fundamental defect of the free market system,” said Professor Prabaht Patnaik, a 55-year-old Professor at the CESP (Center for Economic Studies and Planning in India).

The free market is dominated by parties interested in the short-term returns at the expense of future returns from marketable securities. As his concern, the state is not acting to ensure high economic growth and development.

Public revenue is not adequate ...

Abstract

In the past, the international financial markets have had diverse ways and means of achieving their financial satisfaction and objectives based on different operation platforms. For this reason, there arose challenges with integration of different financial systems without a common platform. This led to most countries modifying their models of international finance for them to remain competitive in the market as well as possibilities of investing in new markets and having investors from anywhere in the world invest in their financial system. For example, Japan’s - GAAP financial system has in the recent past been harmonized with that of ...

Following the guidelines of the course ID guidelinesStudent’s NameUniversity

Introduction
Working trends are considered to be the developments and changes that are found in a place of employment. These are that event that has an effect on the working of an organisation. Normally the trends that are found to exist within a workplace are based on the changes present in the general industry in which the organisation functions.
SHRM is a well-known organisation, which has been involved in the conduction of the Workplace Forecast Survey for the past ten years. With the passage of time, there has been the development of various factors, which have been seen to ...

Kohl’s International Expansion

Before any company or organization proceed with plans to expand internationally, the management needs to assess the viability of doing so. Part of assessment is determining the advantages and potential contributions of international expansion to the organization (Hines & Bruce, 2007). The organization may also assess and plan expansion simultaneously. In this way, the management can determine where the organization will invest for foreign expansion and how the organization would do it. Practices in planning and assessment will be applied in this discussion in relation to Kohl’s. Kohl’s is a retail chain store based in the United States and ...

The problem on unemployment has been a long standing issue since time in memorial. Each country, whether they may be developed or developing country, has their own rate of unemployment, and they gradually increase each year. While experts and critics believe that the problem itself is unavoidable due to the rapid growth rate and available jobs in the market, many believe that the problem of unemployment has been caused primarily by politicians and their failure to understand the issue’s importance to the public. In the case of the United States, the issue of unemployment poses a challenging threat to the ...

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Introduction
US has been the center of the global economy for the past several decades, and hence decisions taken by the U.S government can have significant impact on the rest of the world. In the same manner, the monetary policies formed by the Federal Reserve (FED) – the central bank of the United States –influence the economic policies of other countries worldwide. Therefore, central banks worldwide are closely monitoring the moves of the FED so as to make timely adjustments to their economic and monetary policies. The U.S economy was severely hit by the global financial ...

Executive Summary

This report was commissioned to investigate whether fast food workers deserve a living wage as opposed to the current federal minimum wage and if so, ways of effectuating the same. To this end, the paper provides an analysis as well as an evaluation of the current financial estimates and cash flows as evident in the McDonald’s Corporation Annual Report and its capacity to deliver on the aforesaid. The research paper also draws attention to the Australian franchise and their business model which has been able to overcome the hiccups that now face the corporation in the United States and ...

Introduction

There are two kinds of tools available to the economic policy-makers through which they tend to influence the economy of the country; these two tools are fiscal and monetary. The former policy related to the spending of the government and the collection of revenue like altering the disposable income of the people by lowering taxes or increasing the spending so that demand is stimulated. The latter which is the monetary policy is associated with the supply of money and is influenced by such factors like the rate of interest and the reserve requirements for the banks. Usually these policies ...

Introduction

Capital One Financial Corporation is a financial company which specializes in the offering of banking services, specifically credit cards, home loans, banking and savings products and auto loans. It is a member of the Fortune 500. The company was founded in 1988 and has since grown in stature by conducting several acquisitions over time. Some of its notable acquisitions are the acquisition of Chevy Chase Bank in 2008 and Hibernia National Bank in 2005. The company has two main divisions; auto finance and international operations. The company trades in the NYSE as COF (Capital One Financial Corporation website).
This paper ...

Introduction

An economy of a country goes through different cycles. There will be periods where there will be a boom and at other times there can be a recession. In the Western world the period 2007 to 2009 was a tough period as the economy went through a recession. Many people lost their jobs while others lost their homes. It is estimated that a total of 8.4 Million jobs were lost during the recession period. Mortgage products were the worst hit. Governments came up with measures to stimulate the economy. The American government spent a lot of money bailing out banks and mortgage companies.

There are two ...

Five Causes for the Public to Not Trust the Government.

The U.S. government has been the subject of countless conspiracy theories, controversies and slanders. For many, their trust in their government has faltered in recent years. This is largely due to the government’s handling of events such as 9/11, the war in Iraq and the financial recession: many Americans have been left deeply unsatisfied by the government’s handling of these events. Many even discussed the idea that 9/11 was operated by the U.S. government themselves: one site, entitled “911truth.org” even has a whole page dedicated to “The Top 40 Reasons to Doubt the Official Story of September 11, ...

Question 1: To what extent is government intervention in the international trade of goods and services between two countries necessary to yield economic welfare? Discuss in the context of any one market with which you are familiar.
Since the turn of the century, the developing countries are struggling hard to establish their foothold in the world. These developing nations were once corridors of trade to the Central Asian Market but now they are being swiped off their feet due to the overwhelming response of the capitalist world. It is becoming hard for them to keep pace with the ...

An overview of Spain

Spain is a sovereign state located in southwestern Europe on the Iberian Peninsula. The country which is officially known as the Kingdom of Spain is bordered to the south east by the Mediterranean Sea, by France and Andorra to the north and by Atlantic Ocean and Portugal to the west. Spain covers an area of 504,750 square kilometers (194,884 square miles) including Canary Islands and the Balearic (Worldwide Governance Indicators, 2011). It is the second largest country in both the European Union and Western Europe after France. In Europe, it is the fourth largest country after Russia, Ukraine, ...

Organizations have different ways by which they conduct business. Nevertheless, while the organization sought different ways to operate and conduct its regular business process for the purpose of performing well in the macroeconomic level considering that the perspective of business corresponds to the perspective of the entire industry. This paper is designed to conduct a study on General Electric and offer a reflective analysis as far are macroeconomic factors and drivers are concerned in comparison to the industry’s economic indicators.

Company Profile: General Electric

History
The inspiration to build General Electric sprout from the discovery of Thomas Edison of the light bulb. This ...

Introduction

This paper summarizes the key policies that were implemented by the United States Federal Reserve Bank in the period between 2008 and 2010. This time period under review presented a unique economic environment for the Federal Reserve and the US economy as a whole, due to the Global Financial Crisis which begun in the second half of 2008. This paper seeks to understand the key decisions that the Fed took in averting the deepening of the crises, and in steering the economy back on the right course. By and large, the decisions taken by the bank are to a large extent a reflection ...

In 2008 the world, and the U.S. in particular, were hit by what is referred to as the worst financial crisis since the Global Depression. Unusually severe crisis provoked unusually aggressive response from the Federal Reserve, and their actions still remain the topic of numerous debates – some argue that the response neglected long-term consequences focusing only on stabilizing the situation in the short perspective (Meltzer, 2012), while the others point out that had the government not intervened, 2010 GDP would have been 11,5% lower and number of people employed would been lower by 8,5 million (Blinder & Zandi, ...

Introduction

The Canadian labor market is abundant with skilled and qualified workers, and hence, the country’s labor market is becoming increasingly competitive. In this context, it is necessary for the government to ensure that all these candidates are employed and getting paid fairly. However, it is identified that Canada’s unemployment rate soared high during the recent recession and it has not yet recovered completely. Since Canada is a well-developed country, it is particularly important for the Canadian federal government to analyze the short-term as well as long-term costs of high unemployment rate to the country’s economy. This ...

Inflation in USA

Inflation in US
Introduction
Inflation refers to the rate at which the country is experiencing the general increase in prices of goods and services. When the rate of inflation is high, the purchasing power of the country’s currency will be low at the same time. This will comparably imply that higher amount of money is needed to purchase items that had been previously purchased at lower amounts of the same currency. The country’s currency would have lost the real value as a unit of account and as a medium of exchange of the economy. The chief measure ...

Thatcherism is typically described by analysts and political experts to be an ideology which espoused achieving a supported governing competency with the reconstruction of traditional conservative tenets with a focus on autonomy over a series of issues, they deemed as issues of “high-politics” Moravcsik, 1991).
Specifically Margaret Thatcher’s rise to power in came on the heels of post War World II, a deteriorating industrial based economy and the provision of abysmal governmental services and a deep seated crisis of the state during the mid-1970s (Gamble, 1988). These “new politics’ within the Conservative traditions emerged during a recession and ...

Thesis

The global financial crisis was a period during which downturns were experienced in the stock markets, economic activities as well as losses in the housing market all over the world. During this period, banks had to be bailed out by national governments and consumer wealth declined significantly. The result was a major recession between 2008 and 2009 .
This paper looks at the global financial crisis in the world, its effect in the US and measures taken by the US to manage it. This financial crisis was experienced in the world in the late 2000’s and the US was hit ...

While the United States is slowly emerging from economic recession since 2011, the national unemployment rate has dropped from a peak of 10 percent in October 2009 to the current 6.7 percent. More people are now able to savor the joy of a paycheck. But it would be foolhardy to assume that this recession has been felt by every American in equal measure. As a matter of fact there are some individuals whose net worth increased tremendously within the recession. In 2012, economist Emmanuel Saez and Thomas Piketty estimate that the top 1 percent took more than one fifth of the entire ...

In recent news, the Greek Debt Crisis continues to escalate further given Greece’s continues debt despite the bailout funds provided by the EU, IMF, and the World Bank. Considered as one of the primary reasons for the on-going Eurozone crisis, the Greek Debt Crisis showcases not just the Greek government’s incapacities to improve its economic status but also the impact of an unstable economy to the remaining members of the Eurozone. Prior to the announcement of the Greek debt crisis, experts had already seen Greece’s economic instability that would prove fatal in the long-run and led ...

Introduction

Perhaps the largest among all economies of the world is the US’. There are other countries whose economy could be compared with the US’ but still, in terms of track record and relative stability; there is nothing that could beat the US Welfare Economy. This has been proven by the high standard of living in almost every city within the US. It is almost unquestionable how the US economy progressed in the past years and even in the years to come.
Despite the strength and stability that the US economy possesses, it is still undeniable that there are ...

Introduction

Market economies constantly change depending on the demand and supply of goods. The demand and supply of a particular service or good is dependent on the unique characteristics of the product that determines the quantity that individuals in the particular market are willing to consume. Other important determinants include the price of the product, the consumer’s preferences; the price of other related products as well as the demographic and income characteristics of the population (Rittenberg & Tregarthen, 2012). The concepts of supply and demand studied in the course are crucial concepts in economics as they are the backbone of ...

Assignment 2

Strengths
Neiman Marcus has a strong American luxury brand portfolio. Its strong customer loyalty adds up to its strengths. The company’s market sustainability is enhanced by its recession-resistant clients who have considerably high discretionary spending (Leslie, 2016). Besides, the organization has conspicuous, eye-catching multi-channel retail formats thereby attracting a large group of the upper middle class and the upper class. The organization’s departmental stores are located in upscale areas where the target customers including the celebrities and the wealthy class can access them.

Weaknesses

The store’s marketing and global exposure are relatively low compared with the standards ...

Introduction

The growing cost of college education has raised debates about how viable a college degree is. These debates are further fueled by required knowledge and skill sets required for current job market. Given current unemployment rates (coming in heel of an unprecedented economic recession), investment in college education has not only become a financial burden long after graduation but is also becoming, critically, less rewarding from a job prospect perspective. Indeed, "overeducated" college graduates – particularly ones completing an undergraduate or a higher degree in software engineering or digital media majors – are experiencing particularly painful job experiences, particularly during early ...

A Case Study of UPS’ expansion strategy in India

  United Parcel Service or UPS is one of the best courier service companies in the world. Founded in 1907 it has grown into a $36 b company through the expansion of its operation in more than 200 countries all over the world. UPS has emerged as one of the largest package delivery companies in the global market and competes with FedEx and DHL in supply chain management activities.
UPS extended its operations to South East Asia as a strategy to counter the recession and India offered a lucrative opportunity with a growing market (Arthaud -Day M. L. et al; ...

For years, taxi drivers have been exploiting unsuspecting tourists and residents of cities in countries around the world. This has created an enormous demand for a reliable taxi service that was classier than a taxi but not as expensive as having one’s own personal chauffer. This demand was particularly prevalent in the United States where taxi drivers did not accept credit cards, drove in taxi designated zones within cities to raise the fares, and whose taxi drivers made customers uncomfortable due to their driving or manner towards clients. Taxi drivers were notorious in the United States for not ...

The United States is facing gradual economic growth with large downside risks. The causes of the economic downturn in the US are attributed to the 2007 financial crisis when the nation experienced a housing bubble burst. Another root of downturn of the economy in the US is the sovereign debt crisis. This is so because the countries such as Greece are asking for assistance to finance their debt, which is affecting the US economy and the world economy. The fear is that this would take the United States economy to a low GDP level. Since the US is the leading economy, ...

A Comprehensive overview

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Financial Crisis

Introduction
It’s of imperative importance to understand the link between financial system and the economy. According to various economists, it is gauged that there are two primary function of finance. As mentioned in The Economist, it essentially performs as an economic time machine, serving savers to haulage their present surplus income into the future, and on the other hand offering borrowers access to future earnings now. Finance also serves as a safety net, protecting against catastrophic unforeseen events. Hence, by performing these two acts, an efficiently running financial system ensures against the bumps in life, providing ...

African American History

Introduction
Discursive formations an explanation of the human behavior attempts to undermine the archeological historical analysis. In the discursive formations analysis, human beings are not the center analysis to avoid problems associated with anthropological approaches used earlier. This discursive formation analysis can be used in explaining the revolutionary discourses that constantly undermined the history of Europe towards the end of the nineteenth century. At the end of the middle ages, there was an increased power struggle and increased women's participation in social and political activities. The same period experienced the first wave of feminism when women's emancipation movements ...

- Mercantilism
What was the ultimate goal of the mercantilist philosophy and why this goal was considered radical at the time. What type of exports/imports did they encourage/discourage and what was the impact on the domestic working population?
The mercantilist philosophy was a policy that was enacted by the European colonists with the aim of increasing wealth in their country. Thus, the main way to increase their wealth was to entice its colonists to pay the supplied goods from the European nation using gold. This is because gold was considered more valuable than the colonists’ money. As a means ...

International business is the multi-lateral trade between different countries across the globe. International trade has various positive and negative effects to the participating countries. For example, in the recent past, the world has been rocked by various financial crises originating from different parts of the world. One of the major financial crises that greatly affected the world of commerce is the Greece debt crisis. In addition, there are other two financial crises that have caused negative impacts in both Europe and America. These crises are Spain and Portugal debt crisis (Duthel, 2011). It is evident that management of debt ...

Third Round of Quantitative Easing (QE3)

QE3 or the third round of quantitative easing is a central bank (i.e., Federal Reserve) open-ended bond-buying policy directed towards lowering the interest rates and mortgage rates to stimulate demand in the economy. The QE3 in the US that started on September of this year involves buying of mortgage-backed securities (MBS) worth $40 billion every month. This is done by injecting a pre-determined quantity of newly created money in the economy through the purchase of debts (bonds) from banks.
The graph shows what’s happening in the bonds market with the QE3 policy of the Central Bank. As the government ...

- Introduction
Employer branding is established as a way to pool up for new potential employees simultaneously retaining the current taskforce. Now employees don’t want just money or it can simply be stated that they don’t get motivated with monetary rewards alone. There is a list of other factors that together affect the choice of employees for an organization. They want to affectionately associate themselves with the name of the employer or the organization they are working for and true essence of employment encompasses many factors including the styles of management, company’s culture, its goals and of ...

There have been concerns from economic experts and scholars on the increasing rate of federal budget deficits and government debt. An analysis of the history of the Federal budget shows that the budget has been in deficit more times than it has been operating at a surplus. The country has been in the red for quite a while over the years.

Deficits and Surpluses in the US Federal Budget

The US treasury was established in 1789. From 1789 to the year 2011, the country has operated on a total of 222 budgets throughout the years. History shows in total that the budget has experienced 115 deficits and 107 surpluses. Analysing ...

Company Overview

Lowe’s (LOW) is a home improvement company that was founded in 1946. The company was then incorporated in 1952. Lowe started as insignificant hardware store to become the second largest home enhancement retailer in the world. Lowes is ranked 54 Fortune’s top 500 companies list. As of February 2012, 1, 745 stored in the United States, Canada and Mexico were operational. The company’s customer includes homeowners, renters, and commercial business customers. The company offers a range of products that include maintaining, repairing, modeling, and home caring. In addition to offering appliances, the company also sells different companies products ...

The housing sector in the United States of America is undergoing one of the most difficult times in the American history. The situation has become a real problem to the nation, to an extent that it has been classified as a major economic bubble1. The real cause and the direction of the situation is one of the major economic hurdles facing the United States of American today. It has affected many parts of the United States since it started occurring in 2007, while other parts are feeling the effects2. The situation has led to a decline in the number of potential buyers ...