Credit Card Reports Samples For Students

Visa and MasterCard Stop Servicing Russian Banks, Again

Two primary financial card service providers, VISA and MasterCard, has stop handling the transactions with two additional Russian Banks, SMP and Invest Capital Bank. Important to note, that, the credit card companies had earlier stopped working with two Russian Banks, Bank Rossiya and Sobinbank. All such actions by these card companies are the result of sanctions by White House. Both the companies in their statement announced that they will continue to their business with other banks and financial institutions in the country except for four sanctioned banks and added that the cardholders will still be able to use their ...

Analysis of Credit Card Debt

<Student’s name>
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Abstract

Credit card is a bank payment card used for transactions, the settlement of which is derived solely from funds provided by the bank to the customer within the set limit, in accordance with the terms of the loan agreement. The bank sets a limit based on the customer's creditworthiness.
Debit card with overdraft differs from a credit card that requires the use, in the event of a shortfall client money bank.
A credit card can replace personal loans and loans for urgent needs. The main advantage of credit card loans is the ability to ...

Progress Report of Research Paper on Credit Card Payments

The aim of this online credit card payment systems in modern times study is to review challenges of credit cards as a means of payments in online shopping. This study appreciates the overall online websites as well as shopper’s perceptions that drive the use of credit cards as an electronic payment method that is secure, can be trusted, convenient, cost effective and anonymous just like traditional methods of payment. This paper is a progress report that details the main activities and findings that were made in the literature review chapter of the study as well as detailing the ...

Answer 1(a):

CREDIT CARD MARKET STRUCTURE
The functionality of a credit card revolves around a well managed system. It is a mode of payment based on a promise between the bank and the holder of the card that he / she will make the payment in the future.
In the highly competitive market of today the bank intends to maximize its customer share by promoting the use of credit cards more and more. They do this by minimizing the limits off the card to ensure maximum usage. The more customers purchase using credit cards the more beneficial it is for the Bank (Stango, ...

Executive summary

The ubiquitous computers use as well as other electronic devises is essentially creating a swiftly rising wave of firsthand as well as stored digital information. Roughly, 90 percent of the corporate information presently is in digital form. Corporations produce nearly 17.5 trillion documents that are in electronic form in every year. The additional types of electronic data come from online banking, internet-based electronic data, and stock trading among others. The information risks that are related with these data are numerous due to the rapid increase in online crimes and especially computer and credit card crimes.
The methods of collecting ...

Math 10 Final Project

A survey of 50 randomly selected students was asked the following questions at school to determined their credit card spending behavior and card characteristics. The following questions were asked.
- How many times per week do you use your card? Let this variable be denoted by x.
- How much money do you spend on your card weekly? Let this variable be denoted by y.
- Which banks do you used your card with? Let this variable be denoted by x.bank.
- Do you use credit card more than the debit card? Let this variable ...

Internship Experience Qatar National Bank

During this week, I have acquired several new skills, and become aware of several things related to the Bank by getting information. I also faced some problems, got feedback from supervisor, and also made little contribution to the Bank.

The training completed in this week is Customer service in Card Centre of the Bank.
This week, I worked in the card centre of Qatar National Bank in which Mr. A works for customer services and Mr. K is the branch manager. The card centre in which I worked comprises of two sections, in Section 1, customer service is provided ...

Letter of Transmittal

[Professor’s Designation]
[Institute Address]
Dear Mr. /Mrs. /Ms. []:
Enclosed herewith please find the requisite formal report on the topic of “Identity theft happening to our children” duly completed in all aspects as per laid down requirements.
[Writer’s Name]

Executive Summary

This report describes a specific type of identity theft which is related to children. This report is organized in such a manner that a brief introduction is followed by various signs of identity theft happening and then a comprehensive discussion about the impacts of identity theft on children. There are three exemplary situations are given ...

Analysis2

E-Commerce in Retail Sector.3
Customer Information..4

Improved Marketing Techniques5

Security Issues7
Conclusion8
References..10
E-Commerce & Retail
The emergence of the internet and of computing technology in general over the last generation or so has had drastic and dramatic effects on all of society including both the personal and business realm. Indeed, these new technology has made it easier to spend money, work and so forth in a way that makes one’s home life and work life blend together in many ways. However, this report will focus more on how e-commerce has come into its own as part of this new technology and ...

Introduction

The creation of an e-commerce business operation can be challenging but yet the results, and returns are rewarding if the on-line business is able to perform well. For the purpose of this paper, the Cliptomania Web Store is analyzed, and different aspects will be covered. The areas that are analyzed will include the problem statement, key success factors of the company, SWOT analysis to analyze the internal business environment, the solution to the problems and the evaluation of the solution for business success. The Cliptomania is a well-established and well-organized web-store. The main owner of the brand is Santos, and ...

Online identity theft

Online identity theft occurs when an unauthorized party acquires personal identifying data about someone such as credit card or bank account information through the internet and uses such information to commit fraud or other criminal activities. Factors that promotes online identity theft can be political, economic, social or technological in nature (Hedayati, 2012). Political factors include instability and civil wars that cause massive illegal immigration to other countries where immigrants steal identities in order to secure employment. Economic factors include unemployment and poverty that force people to engage in criminal acts. Social factors include the uninhibited communication within social ...

Section A: Range of servicesBarclays Bank

Barclays Bank offers the following services; Current accounts, savings account, mortgages, property insurance, health insurance, credit cards and internet banking (Barclays Bank, 2012). However, the bank does not offer consumer banking, corporate banking, wealth management, investment banking, international banking, and personal banking.
TSB=Lloyds Bank
TSB Bank offers the following range of services; current account, internet banking, savings account, credit card, loan and mortgage (Lloyds Bank, 2012). This bank fails to offer the following services; consumer banking, corporate banking, wealth management, investment banking, international banking, and personal banking.

HSBC Bank

This bank has the following services on offer; credit cards, ...

Executive Summary

This report is all about the live case experience of the coffee case in Australia. The analysis of the shop will be given priorities. Some of the issues are how the service is being provided to the clients and the after sale services which are offered by this shop. The customer relation management in this shop is given much attention since the hotel management works on the basis of attracting and retaining its customers. The shop purely deals in proving food staffs to its clients and in this regard, it is recommended that it continues to operate on clean ...

Workshop Summary

Arguably, it is very crucial to understand various aspects of your credit score. The workshop focused on various issues pertaining credit score. Three individuals, who have worked for different years, did the presentation. The first has worked for ten years, the second has also worked for approximately ten years, and the third individual just worked for one year. Various aspects discussed in the workshop included the meaning of credit score, reports from the bureaus, as well as the control of credit. There are various determinants of credit score, which include payment history, recent delinquent payments, as well as credit ...

During this week, I was posted back to the customer service section where I worked in week one. However, besides the normal duties that I performed in regards to customer service, I was allocated other new duties. Since I had already worked in this section, I did not encounter any difficulties because I was already familiar with staff members in this section. Furthermore, I would easily apply the knowledge that I acquired in the first week of my training.

Training Completed This Week;

Filing; during this week, I was given the duty to handle customer information files (CIF). CIF contained personal and account ...

When a business is started, and it starts to function, the factor that decides the success or failure could be environmental factor analysis. A strategic plan that considers and takes into account all the factors of environmental analysis will be able to create a successful business. The proper identification of business opportunities and threats helps integrate the efforts of the business where the focus is needed.
The process of identifying and assessing the factors, which have a significant impact on business from the outside, is known as the environmental analysis. These factors of business impact could be politics related, ...

Abstract

The incidence of security threats across networks have been increasing at an exponential rate every year. This increase has also necessitated an increase in the level of security measures to be put in place by organizations in order to safeguard their business from these threats. It is imperative for all the members of staff of the business to familiarize themselves with basic issues and best practices in the implementation of network security. This will go a long way in protecting the organization from the nefarious acts of malicious individuals.

Introduction

In order to achieve a foolproof and security tight business network environment, ...

Budgeting is the process of calculating monthly expenses from one’s income. Developing budgets allows individuals to know in advance, whether they would have enough money after paying for all expenses to spend on the things that they want to do like going to the movies or going on holidays. Budgeting helps individuals to keep their priorities straight. With budgeting, they can focus on and prioritize the list of things to do and spend their available budget accordingly. In lament terms, budgeting stop individuals from wasting their money on unnecessary things that they do not need.
Keeping a monthly ...

Who are we? The National Bank of Canada is an incorporated group that offers an inclusive financial service to clients. Its customers are small, medium-sized firms and big corporations that are in the major market of the bank while providing special services elsewhere around the globe. The NBC offers a full range of services such as corporate, and investment banking in this sector. Moreover, it is considered as an active player on the world markets. What do we do? The bank participates in the brokerage of securities, management of wealth, the mutual fund and the retirement plan arrangements as ...

Executive Travel Report

Tel Aviv
Tel Aviv (Israel) Fast Facts
Status Financial center of Israel and 2nd most populous city
Time zone UCT/GMT +3 hours

Political system Democracy

Main religion Judaism
Language(s) Hebrew, Arabic, English
Currency exchange rate 1 ILS = 0.26 USD; Inverse 3.76 USD

Arriving to Ben-Gurion International Airport (Tel Aviv)

The airport is located 20 km (12.5 miles) outside the city. Equipped with 3 terminals, the airport is designed to service approximately 16 million travelers a year. You will arrive to Terminal 3 that accepts international flights. Inside the terminal you will find an emergency clinic, post office, currency exchange centers, 24 hour banks and a number and of ...

INTRODUCTION

There are several advantages of doing an analysis of a business before taking the business online. The first and foremost is to verify that the business is one that is suitable for online sales. A SWOT (Strengths, Weaknesses, Opportunity, Threats) analysis will give a good indication of the fit for the products in that market environment.

Advantages versus disadvantages

A SWOT analysis takes time and money to perform. Some entrepreneurs are not capable of doing the analysis on their own so they have to pay for a consultant. If the owner is familiar and does not have the time to dedicate the ...

Introduction

Contactless payment systems have evolved into a popular method of payment across the United Kingdom and internationally (CPSS 2012). Many merchants, including ExxonMobil, McDonald’s, Burger King, AMT Coffee, Tesco, Subway and other notable members of the hospitality, production, energy and other industries accept this form of payment (Anderson 2015). The most influential members of the international financial community, including MasterCard, Citibank, American Express, JPMorgan Chase, Barclays Bank, Visa and other institutions, involved in banking and financial sector, power the system (Dapp 2012; Chaudhyry 2012). The commentators anticipate that by 2020 every third transaction online and offline will be ...

Post-secondary education is definitely an investment into ones future, it’s taken as an investment since the most educated have an added advantage when in t comes to securing goods jobs. However, many of the post secondary education don’t have enough means to meet the huge tuition costs in our financial institution. This has lead to thousands of these students applying for students loans; this becomes the good and bad part if viewed from the beneficial and harmful hands respectively.

Credit cards are classified as plastic money by financial institutions and in the wide financial markets. They are ...

BODY4

Methodology.4
Literature review5
Importance of Network Safety to Business5
Attacks to Beware and Stay Alert to..6

Businesses Largely Preferred by Cyber Criminals.7

Damage and Fiscal Losses as a Reason to Consider Network Security worth Adopting10
CONCLUSIONS AND RECOMMENDATIONS FOR COMPANIES TO CONSIDER AND THAT IMMEDIATELY.12
REFERENCES14
Introductory Remarks
Besides its heavily advertised advantage of connecting people, the internet does connect criminals to them. Recent decades have seen numerous internet-associated gadgets, systems, and services emerge like email, smartphones, computers, social media, websites, and cloud-based services actively applied in the business environment these days. Unfortunately to all, there have always been ...

Technology Proposal

Enhancing customer experiences must be the aim of any technology deployment, while allowing capture of data and information in real time. The Music and Food Festival have immense opportunities for allowing technology deployment. Technologies like Bluetooth, QR Codes, and Wireless Networking, among others can be effectively deployed in the Music and Food Festival that is being planned, along with benefits to the main sponsor.
Bluetooth – Bluetooth offers an excellent wireless communication protocols at short distances and has ample bandwidth to carry data back and forth. Bluetooth hot spots in the festival venue can be deployed in a number of ...

1. Explain how the Internet has aided criminal activity.
Internet crime is any crime or ill-gotten on-line activity committed on the web, through the web or exploitation the web. The widespread web crime development encompasses multiple world levels of legislation and oversight. within the difficult and ceaselessly ever-changing IT field, security consultants ar committed to combating web crime through preventative technologies, like intrusion detection networks and packet sniffers. Internet crime could be a sturdy branch of law-breaking. fraud, web scams and cyberstalking ar the first varieties of web crime. as a result of web crimes sometimes have interaction folks from ...

The success of a project depends to its ability to meet all the functional requirements that it was initially intended to, delivery in time, and does not exceed the budgetary allocation (Meredith and Mantel, 2000). For the project at hand, the project team defines with the customer, the Critical Success Factors that will lead to a successful project. The Critical Success Factors are measurable. In essence, the team articulates the ‘must-have’ items that the project should deliver. The factors are then used at the end of the project to measure its success. According to Wiener (2006), Critical Success Factors effectively form ...

One of the objectives of this is to have a digital information management mechanism for customers. With the use of NFC technology, it will be possible to have a way in which the customers will have their purchases from their favorite stores managed in a digital format. With this, they will no longer be worried about the need to keep track of the receipts that they get from the stores that they frequently visit. The receipts will be transformed to electronic formats. This is a sure way of ensuring that the recxeipts are kept in a safe manner where they will be able to ...

Introduction

The Brooklyn Shop is needs a requirement specification document for their e-commerce website. The document will covers all aspect which will solve the problems identified. The document will focus on the key issues and should also comply with the international standards of developing e-commerce system. The requirement specification will particularly focus on functional, non-functional and other system requirements that are relevant to Brooklyn Shop business.
The document gives a detailed description of functional and non-functional requirement for Brooklyn Shop’s integrated web-based system’s which will be implemented in a forth night. This document is to act as a basis of collecting ...

For Electronic Arts, Inc

Our Professor
Transmittal
Andrew Wilson, CEOElectronic Arts, Inc.
209 Redwood Shores Parkway

Redwood City, CA 94065

Dear Mr. Wilson:
As agreed during our meeting on November 15, 2013, attached herewith is the report on the customer service problems being experienced by your company.
The report examines the causes and effects of the company’s customer service problems and provides recommendations on how these problems can be addressed.
I hope you find this report satisfactory.
Sincerely yours,

Executive Summary 4

Introduction 5
Problem Statement 5
Method Used 5
Findings 6
Product 6
Service 6
...

Writing bad-news messages

Dear Ms. Leketa Young,
Introduction
Our esteemed customer, I received your email. In the package, you are bringing to my attention the fact that the jacket you bought from my women’s clothing shop in California turned out to be defective since the panes have different coloring. You also requested for refund of the cost of the jacket and the shipping charges. Thank you for expressing your claims to me. Unfortunately, I’m sorry to inform you that it will not be possible to refund you for reasons that you will understand.

Reasons for refusal

- Leather jacket is defective ...

Financial Appraisal

FINANCIAL APPRAISAL
Financial appraisal is a method by which we can evaluate the viability of a project. It helps us in doing so by assessing the value of net cash flows that are the result of the project’s implementation. A financial appraisal shows investment decisions from the view of organizations that undertake the investment. Therefore, it only measures the direct effects of an investment decision on the cash flow of the organization.
The survey shows that employers today have overestimated themselves as far as fulfilling expectations of the employees is concerned. The percentage of employers who are satisfied ...

SYSTEMS ANALYSIS & DESIGN

Introduction
Watches4U Company is owned by Danny and Janice Robinson. They deal majorly with the sale of watches. The business has been expanding in the recent past and the owners are devising mechanisms of improving the quality of services being offered by the company. The management is contemplating to integrate a sales management system that will help them in managing their daily business activities at the firm. Some of the system requirements include:
i. Server – the system should be in a position to manage its own server that will be used for coordinating all the activities in the firm.
...