Bank College Essays Samples For Students

2016-04-07

Functioning of the Hotel 3
Functioning of the Bank 7
The Approaches of Both Organizations 9
Limitations of Both Organizations 9
III. Conclusions and Recommendations 12

References 14

Introduction
This paper is devoted to the two service companies, which operate in the United Kingdom. The first one is a hotel in London. Its name is Ramada London Finchley. It is one of the eponymous hotel chain Ramada. The hotel is located near the Alexandra Palace and East Finchley subway station. This hotel belongs to the three-star hotels and provides a wide range of hotel services to the customers.
Another service company ...

Recently, China has recorded a remarkable growth in its economy of nearly 10% per year. The bulk of this growth comes from the banking sector characterized by poor asset quality, low capitalization, and massive state intervention. For this reason, the government introduced sweeping changes to the financial sector to boost its stability. These changes included transforming the banking sector from a policy-driven, state-owned, non-performing system to a profit-driven, multi-ownership, competitive system. Although the sector has recorded marked improvements in its operation and efficiency, additional efforts is needed to deal with problems revolving around non-performing loans and shadow banking. The ...

Brand Audit

Tandem Bank
Tandem is a digital banking start up company, led by Azimo Group. Founded by Ricky Knox and Matt Cooper, the organization successfully drawn its path to th challenging financial market environment in the United Kingdom. The Tandem Bank aims to offer breakthrough innovation into the banking sector, by comprising the market offer whih competes with the giants of the UK banking industry through the digitalized solutions and mobile-centered technology. The Tandem is a fighter from the initial stages of its existence, going after external financing and winning this challenge by attracting over £100 million in investment. In ...

Introduction

Background
In the contemporary business environment, the role of Human Resources has become a crucial and important component. Many traditional perceptions suggest that the HR is only perceived as a department to source and acquired new talents. However, most of the HR activities are far beyond the sourcing and employing the new employees. Human Resources Managers are involved in planning, coordinating, and directing the administrative responsibilities of the organization. According to Bach and Edwards (2013), human resources management allows organization and establishment of employment conditions that allows the employees to achieve the desired productive output while satisfying a wide ...

Most of the services offered by a bank are largely financial in nature. However, the terms Assets and Liabilities have a different meaning when it comes to banks. For instance, assets in banking terminology would indicate fund usage, while liabilities in case of banks would, in fact, be a source of funds for banks. This essay will consider five different services or function that a bank offers and would explain with reasons if the said service is an asset or a liability, while also evaluating the services and providing an overall impression of the same.
This essay considers the ...

Introduction

Bank typology has grown more complex as more formerly niche banking services gain greater customer bases, encouraging different banks to shift focus from the traditional retail banking format to a more complex and specialized arrays of banking services. Moreover, large banks, particularly multinational companies, maintain their retail operations while serving non-retail accounts, such as businesses, investors, and purely online customers (Pritchard, 2016). Further, certain organizations offer banking-like services to its members, such as credit unions and savings and loans associations (S&Ls). Thus, to manage this typological complexity, this explorative paper covers only primary forms described in its most typical ...

Introduction

The Bank of America is one of the largest financial institutions in the United States of America. In accordance with 2015 reports, the company was the twenty-third biggest company in the United States in terms of gross revenue. When the company acquired Merill Lynch in 2009, it became one of the most significant wealth and investment management corporations in the world, demonstrating 10-12% increase of its assets and portfolio annually (Bank of America, 2016).
Holding more than 14% of all banking deposits in the United States, the firm has presence in all regions of the United States and in ...

SECTION A

Introduction
The Royal Bank of Canada is the largest bank in Canada, serving approximately 16 million people who have an account with them globally, and has employed the services of over 78,000 employees around the globe. The bank’s corporate headquarters are based in Toronto, the capital city of Canada. Founded in the year 1864, it has grown over the years to define and refine the banking industry not only of Canada but the world at large. This is made possible with its over 1,209 bank branches globally, ranking number 50 on the Forbes Fortune 500 list ...

(2804 words)

QUESTION ONE

Identify and describe as many distinct sub-systems of Cash Mountain as you can. For ANY TWO of your identified sub-systems, describe the following system components:
Banking is one of the most important foundations in business or personal financial development. Technology has been evolving rapidly from physical traditional banking (Cayazzo, 2006). There before, customer were availing themselves to the bank for any transactions or inquiries. Then banks began the operation of automated teller machine (ATM) making it easier for bank customers to access cash at their convenience. ATMs have evolved to a point where a customer can withdraw ...

For this organizational plan, I would propose studying a bank/currency trading organization. The reason for this choice is that these organizations need many forms of security that are not solely physical forms of security. In establishing a new branch of “Bank A,” there are a plethora of security concerns for me to consider as a manager. What a manager would prospectively have to consider when implementing this kind of security plan for their organization is both physical and cyber threats to security. The reason for this is that Bank A is particularly vulnerable to both kind of threats pertaining ...

On the turn of the year 2010, major advances were made by the bank towards achievement of its primary objectives of raising customer services provision and increase the level of satisfaction. They were ranked as the number one ATM services provision network with an exemplary level of machine distribution (Riyadh Bank Annual Report 2010). The strategic objectives include are inclusive of but not restricted to bank assets while preserving the asset quality and capital base while ensuring maximum returns to its shareholders. Performance improvement has seen the bank continue with its Performance Transformation Program that has helped the company ...

Introduction

Monetary policy is the endeavor by the federal or state government to control the amount of money circulating within an economy. These control measures are undertaken to cub the instances of inflations or to control the interest rates to sustainable levels. Monetary policies can either be expansionary or contractionary. Expansionary monetary policies are meant to expand the supply of money to the economy thereby boosting the economic activities (Afonso, 2012). Expansionary monetary policies also lead to a reduction in average interest rates. Contractionary monetary policies, on the other hand, are macro-economic tools used by the federal or the state ...

Wells Fargo is a $222 billion bank with diversified financial services that provides consumer finance services, mortgage, insurance, banking and investment services. It is the leading internet bank and has over 5300 stores globally (Han-Yuh 2007). Wells Fargo is a publicly traded corporation and was founded back in 1852 (DeYoung & Rice 2004). Based on the recently released Forbes report, Wells Fargo was ranked at position 26 in the world based on market value, assets, sales and profits. It is vital to note that this company prides in operating as the first national bank charter in the US and recently ...

Gupta and Goldfajin defined a tight monetary as “a case in which real interest rates in the aftermath of the crises are higher than the average real interest rate during the 24 months preceding the crises”(Goldfajn and Gupta, 1999, p.4). The primary objective of ensuring that the monetary policy is tightened is to make sure that the supply of money in the economy is reduced and also to ensure a conducive environment for businesses. For a commercial bank to lend money, there are a lot of factors that it considers. Some of the factors include the volume of ...

Information System Security Plan for a Bank

Executive Summary
The information security plan applies to AmeriBank, its auxiliaries, employees, information, system, processes, data, and networks collectively referred to as the Bank. AmeriBank is committed to protecting critical assets and securing information to ensure the confidentiality, integrity, and availability (CIA) of the information, preventing damage to the network and systems that are vital to the bank’s business to ensure business continuity, and minimize risk to the businesses. This is achieved by implementing administrative, technical, and physical controls such as information security policies, software, and hardware controls, which have to be implemented, monitored, and improved upon to ...

[Economics]

However, if you take a look at the history of the development of banking, the first evidence of some kind of bank prototype was seen in XII century in Genoa. In Italy at that time there were lots of bankers – money-changers who put their coins on the table. Originally, bankers in the XIII century, mostly known as Lombards, gradually outweighed the Jews who were proficient in money-landing. The Italians brought in business skills, enhanced by their invention of double-entry book-keeping. Such cities, like Milan, Genoa, Siena and Lucca earned much earnings from this new trade. However, Florence took ...

The financial crisis post 2008 forced regulators to consider unconventional steps in monetary policy. At first, the US Fed used various tools in its economic arsenal to set the country on a fast growth path and to prop up the inflation numbers that would indicate an enhanced demand of goods and commodities. When everything failed, the US Fed and the Government decided to go ahead with a plan called Quantitative Easing. The plan simply consisted of buying bonds and other government securities by printing money which would introduce money into the system, keeping some other factors constant. This method ...

Discussion 2 - Analysis of Bank of America

Introduction
Listed as one of the largest companies in the world and in the United States, the Bank of America remains to be one of the largest multinational financial and banking services corporation in the world. In 2008 Bank of America acquired Merrill Lynch, it the biggest international wealth management institution.
The company operates in an inherently oligopolistic market, with Citibank, Wells Gargo and JP Morgam Chance being its major competitors. American and global financial industries are typical examples of oligopolies, yet, the company manages to compete with its core rivals with remarkable effectiveness. Having declared  US$15.89 billion ...

Introduction

The financial crisis of 2007/9 was the worst in the U.S. since the Great Depression of the 1930s. It was the cause of the failure of some of the biggest financial institutions including Washington Mutual which was closed in 2008, and its assets transferred to JP Morgan. In 2008, the crisis reached its peak with loans dropping dramatically to the lowest levels to be witnessed in a half a century. For example, new loans to large borrowers fell by 47 percent in the fourth quarter of 2008 as compared to the previous quarter and by 79 percent relative to ...

(College/University/Institute)

Leonardo Pisa

Prior to the introduction of modern concepts for calculation, various mathematical operations would have required proficiency in the use of the abacus. However, in 1202, Leonardo da Pisa, an Italian math expert, released a book entitled “Liber Abaci,” or “Book for Calculation.” The book revolutionized the methods of calculating figures by establishing useful approaches in using the Arabic numbers 0 to 9 to the Western world. Though the book did not find immediate acceptance in the West, in the end it revolutionized the areas of commerce, finance, research, science and technology. Furthermore, da Pisa’s work laid the ...

China

1. COUNTRY

We have chosen China as a country for analysis

2. RECOMMENDATION
We have decided to convert US dollar to Chinese yuan on May 24, 2016. The total cost in dollars according to this option is calculated further in question 9.
3. CHINESE ECONOMY OVERVIEW
China’s role in the international arena has been growing in the recent years. Apart from being the most populous country with over 1.3 billion people and one of the largest countries in the world by territory, it has been experiencing substantial economic development in the past decades (Naughton 3). China is the second largest economy in the world after the USA. ...

1) Which were the primary causes of the Great Depression?
According to Walton and Rockoff, an acceptable explanation for the Great Depression has to distinguish between the initial forces, which brought a downturn in financial activity, and later events, that turned a downturn into a calamity. We can detect two issues on the economy that foreshadowed the real slump in economic activity. First, there was a decline in the construction industry that began 1925, that had a significant impact on the depression. Second, the agricultural sector suffered greatly, with falling world prices and massive indebtedness (422).
Walton and Rockoff ...

Issues of Competition an Expansion of the Customer Base

This research project entails a critical review, analysis and subsequent discussion of the major competition issues as well as the expansion of the customer base within the banking sector with a specific focus on the interstate banking framework in the United States.
The need to carry out this research was informed by the realization that the introduction of the interstate banking framework has revolutionized the financial sector in the United States and created competition issues as well as the expansion of the customer base factors that are unique to this framework in comparison to the previous framework where banks ...

INVESTMENT ANALYSIS OF VIETNAM

INVESTMENT ANALYSIS OF VIETNAM

Summary

Vietnam has changed in the last thirty years from an agrarian country to a service and manufacture country leader in the world in growth and economic activity. The country has a communist system legally but, in the practice, the country has a liberal policy in the economy signing the Trans-Pacific Free Trade Agreement but maintaining the political control under the rule of one party. The country offers opportunities and risks for individual and corporation with the intention to invest.

Introduction

Vietnam is known in the world as the country where United States of America lost a ...

NameCourse

Organizations around the world come together to create products with enhanced nutritional value, to minimize losses, and help millions of people in need of food. The world has enough food to feed everyone, however, the United Nations estimated that today about 800 million people worldwide (approximately one person out of nine) suffer from malnutrition. Most of them live in developing countries, where more than 14% of the population do not get food in the quantities needed to meet the energy needs of the organism (Butler, 2016).
For 25 years develops a cooperation of Food Bank Task Force with the ...

While there have been tremendous achievements made by Riyadh Bank over the past few years, this paper focuses on the main accomplishments and the primary strategic plans which facilitated accomplishments. In the year 2012 there were plans to grow incomes and this was achieved. More importantly, the income grew by 10.26% from 2013 to 2014. Statistics further show Riyadh Bank has maintained its leadership in the kingdom with many customers approving its services in personal finance, private investments funding, and corporate financing (Riyadh Bank 2012). The government has also benefited via loans to finance infrastructures and massive development initiatives. ...

Executive Summary

This research project entails a critical review, analysis and subsequent discussion of the major competition issues as well as the expansion of the customer base within the banking sector with a specific focus on the interstate banking framework in the United States. The need to carry out this research was informed by the realization that the introduction of the interstate banking framework has revolutionized the financial sector in the United States and created competition issues as well as the expansion of the customer base factors that are unique to this framework in comparison to the previous framework where banks ...

The role and regulation of Mauritius financial institutions

Mauritius is the largest island in the world. It is one of Africa’s economy that is stable, competitive and success. The state of the economy has enabled the country to be both vibrant and thriving in sectors such as the export sector, offshore financial sector, and manufacturing. The success has allowed the country to attain a Gross Domestic Product of $11.9b. Also, its convenient position has enabled it to be an established international financial center with easy access to Asia, Europe Middle East and South Africa enabling active investment. The report aims to understand the roles and regulation ...

Driving the brand promise of speed, service and security in my team/zone/group in my bank in Nigeria:

The banking system in Nigeria is one of the fastest growing departments in the field of business in the country and due to the continuous growth in competition, things which include security, speed, services and also reliability are the major concerns of the customers hence the focus on these issues as a brand for my team. By delivering the best in relation to the mentioned factors above, this gives my team a leading position in the industry. But the process of accomplishing all these things is not as simple as mentioning them or just listing them.
The speed depends ...

The managers of public sectors are confronted by the dilemmas related to ethics because they effort to select options surrounded by the values set. Ethical problems might emerge from similarly alluring alternatives that may perhaps be defended as the right one in some circumstances (Ehrich, Cranston & Kimber, 2004). The starting of the twenty-first era has shown the profession of accountancy as the biggest challenge to continue. Such task highlighted the need for the profession to make stronger the self-assurance of public in its ethics plus efficiency (Onyebuchi, 2011). The scandals related to accounting that is found out frequently in ...

1. Misconceptions
Money generation remains central to economic activity. The process of how money is generated / created and destroyed is not, in fact, readily understood and is subject to numerous misconceptions. If anything, main conceptions about money creation and destroy assumes a linear conceptualization mode. Typically, money is widely – but mistakenly – believed to be created and destroyed by a direct relationship by which an owner places money deposits in a financial institution which, sooner or later, lends money to borrowers and hence creates more money. In modern era, particularly in a global financial system in which financial transactions ...

Japanese Economy in the Recent Years

Introduction
During the advent of economic downturns particularly in terms of financial crises or bubbles, the usual resort of the government is to rely primarily on its monetary tools alongside expansionary fiscal policies to stimulate the economy.
Monetary policies are tools used to deal with inflation, budget deficits, unemployment, incomes, international economic relationships among others. Monetary policies have profound effects on our jobs, incomes, livelihood, and career choices.
One of the considerations and is always on the watch in an economy is the behavior of prices of the goods and services. As the law of demand states that with ...

1. The Financial Crisis: Avoidable but Inevitable
Theoretically, the financial crisis could have been avoided as investigation findings revealed . Under the circumstances however, the crisis was an inevitable consequence of everything that was going.
The Federal inquiry concluded that the 2008 financial crisis could have been avoided. The crisis was the result of “widespread failures in government regulation, corporate mismanagement and heedless risk-taking by Wall Street”. It was the result of “greed, ineptitude or both” on the part of government and the private sector.
Among the persons found responsible for the crisis included Federal Reserve Chairman Alan Greenspan and, ...

In America, central banking was introduced in 1913 with the establishment of the Federal Reserve System, based in Washington DC (Federal Reserve 10). Congress passed an Act that addressed the need for a central bank that ensures a stable, safe and flexible financial mechanism. The Federal Reserve provides oversight and regulatory functions over banks to protect clients, manages risk, implement monetary laws that boost the economy and offers services to government institutions (Federal Reserve 10).
Based in London, the Bank of England is the central bank of the United Kingdom and it manages the central accounts of the government ( ...

Credit Risk Management

Commercial Loan Market
Commercial loans are debt arrangements agreed upon by the lender (business) and borrower (financial institution) to cover operational costs or fund business projects. During economic downturn, financial institutions are cautious of their lending and consequently import strict regulations that force borrowers to pay a higher interest rate. The agreement between the lender and borrower in the market is documented in a “credit agreement.” In credit risk management, the most important components of the agreement describe the covenants, the security requirements, priority of payments and events of default.

Segmentation of Commercial Loan Market

Financial institutions use credit rating to qualify borrowers based ...

Introduction

There has been a great change going on in the world technologically. Technology has helped people find easier ways to perform different tasks and duties. It has reduced the time people take to perform the different tasks and duties. Technology has been embraced and applied in different areas. An example is in the production and manufacturing industries, where there are better machines that help reduce overall production cost, time, and manpower. The paper, however, focuses on information technology. Sending and receiving information has become a lot easier and faster.
Some challenges come up from the technology. When it comes ...

The actual reserve is the amount of funds or cash that a bank has on deposit with the main reserve bank. Most of the cases it is the sum of money that a bank has on deposit with the Federal Reserve Bank and those in the branches across an area of jurisdiction (Macesich 28). In economic terms, branches of a Federal Bank are referred to as commercial districts. Furthermore, actual cash includes up to a bank's vault cash. The actual reserve can be calculated by summing up the entire bank's reserve deposit at the Federal Bank with its vault ...

Background information

The advancement of information and technology has led to a significant revolution in the banking industry through the development of automated teller machines (ATM). These machines allows customers to carry out functions such as deposit of cash, withdrawal of money and securing statement of accounts. To access an ATM service, customers must have ATM cards. The respective financial institutions issue these payment cards to their customers to increase service efficiency and effectiveness (Narteh, 2013). Conventionally, customers could make long queues as they carry financial transactions from tellers. In today’s business world, ATM cards have made it possible to ...

Introduction

The Alfa Bank is a medium sized bank, which has branches in Russia, Ukraine, Belorussia, Nederland, and Kazakhstan. The bank is a universal financial institute and provides all types of financial services to individuals, small and medium-sized businesses. Now the bank already has developed hardware and software infrastructure. The operating system for workstations as well as for servers is Windows. It uses Colvir software as ABS, Compass as card system, CRM (customer relationships management) software and different kinds of distance banking solutions for more efficient customer service.

Problem description

For years of bank operating a huge data amounts were collected (hundreds ...

Performance and Compensation Management

Over the years, World Bank has been termed to be one of the most competent organizations all over the world. It can be viewed as a cooperative with up to 189 countries members. These stakeholders are then represented by a Board of Governors who happens to be the crucial legislators. Normally, the members of the board are countries’ ministers of development or finance. Usually, it is the role of the governors to assign precise obligations to 25 Executive Directors within the organization. This group’s primary objective is to finance developments that improve the economy of the member states. ...

Leonardo Pisa of Italy

Leonardo Pisano (Fibonacci) (1170 – 1250) was a popular Italian mathematician of the Medieval Period that made significant contributions to the history of finance. He was the first person to develop the value analysis concept (retracement) that compares the economic value and the contractual cash flow. Influenced by the economic evolution in the Mediterranean, he made lifetime discoveries that had a profound impact on public finance and capital enterprise in Europe. In his arithmetic book, ‘Liber Abaci’, Fibonacci expressed his discoveries of the mathematical concepts in commercial trade. He developed mathematical concepts of interest rates, calculation of profits, conversion of ...

Market discipline has evolved from the real need to address the financial concerns that brought on the last few financial crises. The international economy is tied deeply to the financial sector, and international organizations such as the International Monetary Fund and the World Bank have been tasked with providing ease of liquidity throughout the world, while also helping to protect the flow of capital across borders to facilitate trade. These financial institutions are remarkably limited to what they can do because they hold little sovereignty over the independent nation-states that compose them; only the World Bank is effective when ...

The Step of the Risk Management Process

The risk management process is comprised of five core steps. The first is the identification of risks. At the heart of this phase is to identify what is likely to hinder the ability to meet the targeted goals. After the risk has been identified, the next step is to analyze it. This stage requires one to determine the probability and the consequences of the identified risk(s). It assists a person or a group to understand the inherent nature of the risk along with the potential effects on the set goals. The third step is the risk ranking or ...

Research Paper

Economic Growth and Poverty Alleviation
One of the most important aspects of a country is its economy. One of the major goals of every government is to assist its means to achieve economic growth. It is measured in monetary terms, since money is the lifeblood of every country. Without money, a country will not be able to fully operate. Economic growth is also referred to, as the process by which the standard of living of the citizens of a country is increased. It happens when people utilize their resources to make other things that are of higher value (Romer).
...

Abstract

This paper gives an insightful preview of the Panama's economy. It analyzes key data from the current major economic indicators to comprehend the state or nature of Panam. The analyzes espouse data and statistics drawn from the Panamanian Bureau of Statistics and Economic portfolios. It analyzes both the endogenous, exogenous economic factors, as well as their impact on the Panamanian economy. One of the most conspicuous endogenous factors is the Panama’s unsustainable development growth models. Its economic growth mostly focuses on the economic indicators while ignoring critical and pressing aspects such as social as well as environmental problems. ...

What is a 'Ponzi Scheme', how it Works and How does it Collapse?

A Ponzi scheme represents a fraudulent investment trick where the promoter pays return on investment to previous investors from the money invested by new investors instead of the money earned through profit or gain. Customers are promised to receive higher investment returns, compared to market averages, with no risk at all since they will be paid from the money provided by new clients. This investment scam requires an ample flow of clientele for powering the whole fraudulent system.
A Ponzi scheme comes into existence when the promoter is able to cllect initial investment funds from a person. This scheme ...

Introduction

Natural law theory and positivism are two approaches to thinking that differ in the basic legal principles and rules on the treatment of law. Principles and rules influence English jurisprudence and the administration of justice through the attitudes, perspectives, approaches, decisions and pronouncements of judges and jurists. Natural law theory and positivism dominate respective areas of English jurisprudence and adjudication process, but these approaches may also simultaneously exert influence to raise issues and cause developments in other areas.

Influence of Natural Law Theory

Natural law is “the order of the dynamic tendencies that are proper to man as a rational being”. The rule of ...

Facts

In the case of Moore and Another v Sheriff for the District of Vereeniging and others, the applicants, Moore and his son, who were the owners of the property in question, were in a financial fix and could not meet there financial obligations as to servicing of a mortgage Moore had obtained from a bank. Besides, his application for additional loan was denied on the premise of his poor credit rating. Accordingly, they concluded an agreement with Brusson, one of the respondents, which purportedly transferred the title in their immovable property to a Brusson investor who by another agreement, ...

The documentary is a standard depiction of the life of Andrew Jackson that carefully follows in his footsteps as he rises from a humble background to become one of the most influential people in the world, through his ascent to the American presidency (Andrew Jackson - Good Evil & the Presidency - PBS Documentary 1). The biography is a recreation of the life of Jackson with most of the focus on Jackson’s life behaviors while providing all the vital details including his relationship with his beloved wife, Racheal.
Jackson had very diverse and critical views on various policy issues ...

REFLECTION PAPER

Reflection Paper
Introduction
I am a student of global financial management studies at the Regents Business School in London. I actually believe this school is the best choice for training and all other finance-related disciplines. My objective is to work in the financial markets after graduating from university. Some of the areas that I want to focus on include wealth management, private equity, private banking, and the hedge funds. In other words, I am focused on developing a career in the investment banking concentrating on the high net worth individuals across the world. To gain the core competencies required ...

The money supply of a certain nation is determined by the monetary policy of its central bank. The Federal Reserve is the central bank of the U.S. A. Moreover; monetary policy refers to the methods central banks use to increase or decrease the amount of money held by banks. The central bank can increase the money supply by changing discount rates, reducing bank reserves or buying government securities. Selling government securities or increasing the banks’ deposit reserves will contract or limit money supply.
The Federal Reserve utilizes monetary tools to control the amount of money and credit available in ...

Introduction

Economic growth rates differ from country to country. They are one of the development indicators. There can be short or long term economic growth rates observed. In the paper the economic growth rates in the last two decades of the United States, Japan, Ethiopia and China will be examined. Their differences will be presented along with the important governmental policy for countries which has led to the specific growth rates.
Economic growth is shown in the terms of gross domestic product – GDP, or related indicators derived from the GDP such as, gross national income – GNI, gross national product – GNP. ...

Introduction

Brazil is one of the fascinating developing economies, which economic and social progress over the period of 2003-2014 lifted over 29 million people from extreme poverty. Based on the World Bank (2015) statistics, the inequality rate in the country fell by 11% with the income level of the poorest 40% of the population rose by as much as 7.1% over the same period. At the same time, global financial crisis and political instability in the country over the past few years have had its negative impact on the economy as a whole, reflecting stagnation in inequality reduction and deterioration ...

Property deeds are very important in the real estate market, as they confer ownership of a house or real estate property from the owner to the seller. There are several different types of deeds, usually distinguished between the purposes of the buy; is the buyer making the purchase for a business, or as an individual consumer? Deeds have historical relevance, as various methods were historically used to officially confer ownership of a property to a new owner. Deeds must have several elements to be legally binding (Folger, 2011). They must be in writing to be official, as verbal sales ...

Country Economics: A Case Study of Malawi

Basic Facts and Information on Malawi
Malawi, initially called Nyasaland, is a landlocked sub-Saharan developing country located in the South Eastern part of the Continental Africa, bordering Tanzania to the northeast, Mozambique to the east and Zambia to the northwest with a capital at Lilongwe. It is primarily an agricultural country but this is mainly done on small scale basis and, coupled with its warm and hot climate, it is considered as among the least developed and poorest countries in the world according to the latest World Bank and IMF figures (Chin, 2010). Moreover, with a population density of ...

INDICATORS:

Income level: High Income
Population: 35.54 million (“Data” 2014)
GDP at market prices (Current US$): $1.785 trillion (“Data” 2014).

GDP per capita (current US$):

$50,230.8 (“Data” 2014).
GDP growth (annual %): 2.44 (“Data” 2014).
FDI Inflows: $59.6 billion in 2014 (“Trade Policy Review” 5).
FDI Outflows: $58.2 billion in 2014 (“Trade Policy Review” 5).

Balance of Payment:

Current account balance (BoP, current US $): (-) $ 37.47 billion (“Data” 2014).
Current account balance (% of GDP): (-)2.1% (“Data” 2014).
Import of goods and services (BoP, current US$) : $580.7 billion (“Data” 2014).
Exports of goods and services (BoP, current US$) : $564.6 billion (“Data” 2014).
...

Business environment plays a significant role in determining the success or failure of a business. Basically, there are various internal and external factors that dictate the success of the business. Whereas the internal factors can be controlled by the management of the company in question, controlling external factors is an impossible task. Any business that intends to be successful ought to have a perfect understanding of its business environment. This paper seeks to analyze five dimensions of business environment: Economic environment; competitive environment; technological environment; social environment and global environment. In so doing, the paper will focus on the ...

Introduction

Monetary policy is the process of government control on the economy through monetary instruments. The monetary authority in the economy uses the tools of monetary policy to affect demand and supply of money with the objective of fostering growth and maintaining price stability in the economy along with financial market stability. The instruments of monetary policy include rate of interest and open market operations. In this paper we attempt to show that monetary policy is effective in the short run but not in the long run. We use two different models to establish our argument, the AD/AS model and ...

This paper is going to discuss the European sovereign debt crisis of 2010 to date, and especially the crisis that hit two particular governments in the sovereignty, Greece and Ireland. The two governments have recently received bailouts, or financial support from the EU/ IMF following the two nation’s financial crisis of 2010. The two countries had similarities in regards to the support owing to the fact that the two states had troubles with their government finances. The causes of the troubles, in addition to the terms of the support received by each nation, and the prospects of the ...

Guinea Bissau is one of the world’s smallest economies (World Bank). This is largely due to political and economic instabilities that have affected the country’s development. Despite these challenges, the economy has shown growth over the years with a gross domestic product growth at the rate of 4.9% (World Bank). According to the Africa Development Bank, Guinea Bissau’s imports grew to 377 million dollars in 2016 while exports were at 244 million dollars, leading to – 153 million dollars in trade revenue (Africa Development Bank).
32% of Guinea Bissau’s export is in gold, followed by crude ...