Essays on Income Earners

Medicare and Managed Care

The U.S. government started initiatives to make medical assistance to as many citizens as possible. This program is one such initiative by the government. Medicare is a health program under the federal government that covers individuals who are 65 years and above. It also includes younger people with various disabilities. Also, people with renal diseases that require dialysis and any other medication are covered by this program. Medicare was created in 1965, ("What is the History of Medicare? | National Academy of Social Insurance", 2017). At this time, many people above 65 had difficulties accessing health care. In essence, this ...

Question 1: Arabic Perfume Unique Selling Propositions and Position Strategy in the Global Market

Pursuit defines unique selling propositions as an act that sets a business to stand out uniquely because of what it produces in the market. In most cases, companies make mistakes of wanting to be known for everything as soon as they enter the market. One of the Arabic Perfume propositions is that their fragrance produces are descent and anchored in the local’s culture, and traditions and consumers use it a lot, and the businesses have a tradition of gifting the fragrance. For this reason, a Middle Eastern customer can buy several units of same scent perfumes (Elizabeth Arden ...

Introduction

Vermont, Minnesota and Colorado have introduced transformative healthcare payment and delivery system reforms. The three regions have introduced deliberate measures to coordinate the healthcare insurance providers and health facilities to improve disease prevention and management. The reforms in the regions have the aims to lower the basic costs and enhance the desired healthcare results. The healthcare models in Colorado and Minnesota have introduced transformative, accountability and transparent approaches for the patients under the Medicaid program. On the other hand, Vermont has introduced the multi-payer programs with the objective of a consolidated healthcare financial system. This article focuses on the ...

Abstract

The United States is currently embroiled in a debate on how healthcare should be structured. The Republicans have sworn to repeal the Affordable Care Act. On the other hand, more than 33 million people are not able to afford basic healthcare services, do not have medical covers, and most of them do not have proper employment (Atun, De Andrade, Almeida, Cotlear, Dmytraczenko, Frenz, & De Paula, 2015). Additionally, most middle-income earners cannot afford proper health insurance or afford to pay health care costs off their pockets. Essentially, this is best demonstrated by the high number of bankruptcies filed due to ...

Q.1 The luxury goods industry is one of the best performing industries in the business world, dealing in quality and stylish leather goods such ladies handbags, ornaments, designer clothes, fine watches as well as writing instruments. In this industry, goods are characteristically defined by their quality, styling, and pricing for factories such as Coach Inc. that have attracted a large number of customers including middle-income earners (Gamble, 2006). The global luxury goods industry has shown a constant growth. From the year 2006, the industry was expected to grow by 7 percent which was equivalent to $112 billion. Statistics conducted ...

Meaning of Neighborhood Stabilization Program

NSP (Neighborhood Stabilization Program) is an initiative established by the U.S Congress with the objective of stabilizing communities that have been subjected to property abandonment and foreclosures. This program was initiated under Housing and Economic Recovery Act of 2008, and it was intended to repurchase and redevelop the abandoned and foreclosed properties and homes (Neighborhood, 2016). Low- income individuals who default to service their mortgages usually have their residential property repossessed by the lenders. People are evicted from their homes, resulting in abandonment and foreclosure of the property. Such property would remain under the ownership of private lenders after ...

Introduction

This paper will examine Affordable Care Act (ACA), which aims at improving healthcare accessibility. The ACA is a federal policy, which solves the issues of health provision by subsidizing health insurance. Consequently, it expands insurance coverage and lowers the costs of healthcare (Rosenbaum, 2011). The policy directs insurance firms to offer standard minimum charges to applicants despite their pre-existing conditions.

Social issue tackled by the ACA

Problem to be solved The ACA addresses the issues of healthcare provision by lowering the costs and improving access to medical services. Low-income earners have access to better healthcare which enhances the quality of life. Also, the policy reduces ...

Introduction

There is no particular definition of the term homelessness. However, it can be described in simple terms as the condition where one lacks a home or permanent residence. The National Health Care for the Homeless Council has a wide range of definitions for homelessness (Bahumohl 5). First, it describes the condition as the one in which a person lacks permanent housing and resides in deserted buildings, vehicles, shelters, or lives as a street urchin. The person lives in a temporary transitional housing, single room or shelter. Secondly, it recognizes a homeless person as the one who is in a ...

Question 1

The tax rate, in any taxation system, refers to the ratio according to which a person or business is taxed. There are several methods in which the tax rate can be presented, and one of these is the marginal tax rate, which can be described as the tax rate that demands that an individual should pay a specified amount for every additional dollar of income (Miller and Selden, 2013). It is, therefore, the tax percentage that is accorded to the last dollar that an individual earns. In 2013, the United States of America recorded a marginal federal income tax ...

Introduction

Obama Care aims at extending health care services to all the U.S. citizens, but it impacts the economy positively and negatively. The Affordable Care Act requires that firms should compensate the medical insurance cover of their full-time employees. The specific aspects of the economy that are impacted by this provision include employment, supply, and demand, trickledown economics, GDP, fiscal policy, wage and health care inflation. While Obama care forces firms to hire employees on part time, it results in high demand for medical professionals. As large companies and high-income earners pay their insurance premiums, the trickledown economics becomes real. ...

Bernie Sanders on Economic Inequality

The main ideas of the author are to articulate how the Democratic presidential aspirant hopeful, Bernie Sanders, views economic inequality in the United States. According to Bernie Sanders, the middle-income earners in the United States have been on the decrease in the past forty years (Louwes, 2016). Additionally, as the number of the middle-income earners reduce, the gap between the poor and the rich is widening. To address this problem, Bernie Sanders suggests a five strategic plan. Acknowledging the economic disparities is the first step to solving the economic inequality the US is facing at the moment. After putting ...

Menlo Park is a city on the eastern side of San Mateo County, San Francisco Bay Area in the State of California. The city was founded in the 1850s by Dennis Oliver and D.C. McGlynn who bought a 1,700 acre piece of land and placed a wooden arch with the name “Menlo Park” as the name of the property. The current town grew up from a railway station under the same name and it became popular with businessmen in San Francisco. The city was incorporated in 1874. It borders Redwood City, Palo Alto, East Palo Alto, North Fair ...

China’s Economic Trends

China is an emerging economy with a GDP of $13.98 trillion and a per capita income of $10,165 (2016). The Chinese economy the biggest after U.S.’s by GDP and the largest by purchasing power parity. China is considered a tiger economy because of its rapid economic growth during the past three decades and has recorded an average growth rate of 9.91% between 1979 and 2010. Currently, the economy is growing at an average annual rate of 6.7% (Wildau and Mitchell). In the past few years, China’s market for wine has expanded dramatically. Wine consumption is a ...

Samsung Electronics

The name of the company is Samsung, which is a multinational conglomerate company. The link to the original website is www.samsung.com.

BACKGROUNG and HISTORY

Samsung is headquartered in Samsung Town, Seoul. The South Korean multinational conglomerate has numerous subsidiaries and affiliation with several businesses. The largest chaebol of South Korea was founded in 1938 by Lee Byung-chul. The business started as a trading company, but the group expanded itself by diversifying into areas such as textiles, insurance, retail, securities, and food processing. In the late 1960s, the company stepped in the electronic industry. Samsung was separated into four groups in 1987 following ...

Abstract

The opposite relationship that exists between socioeconomic status (SES) and inappropriate behaviors such as the use of tobacco, physical inactivity and unhealthy nutrition have been well illustrated empirically but entails various underlying mechanisms. These mechanisms have certain theoretical significance because inconsistency in health behaviors unlike imbalance in many other constituents of health, usually involve something more than the capacity to spend income in order to purchase good health. In addition, these behaviors have an attribute that in most times makes them of special desire. They commonly involve more than not having the ability to buy goods and services that ...

The minimum wage debate is an issue that the government, employers, and employees contend with. For a long time, the minimum wage has remained the same, increasing the concerns as to whether it rightfully compensates workers. Whether to increase minimum wage is an economical concern as well as an ethical concern with different stakeholders involved. To decide on whether to increase the minim wage or to adopt a multi-faceted approach, the paper will apply the utilitarian, justice and common good frameworks.

Does increasing the minimum wage offer equality?

The low and stagnant minimum wage has contributed to the huge gap between the rich and the poor ( ...

Abstract

Health Insurance is a form of insurance where an individual is insured against the risk of paying medical expenses in case they are in need of various types of medical care. Health insurance may not appear beneficial especially when a person stays for many years without becoming sick or requiring any medical care attention. However, it is clear that health insurance is necessary for every individual as it comes with numerous benefits. These benefits include protection from running into a financial ruin, access to preventive and primary care services, access to follow-up care services, eligibility to options for offsetting ...

Introduction

Undeniably, the cost of the Healthcare system in the United States has been increasing rapidly. Despite the introduction of Affordable Care Act (Obama Care) in 2010, the Americans continue to face a rising cost of medication. In fact, according to the report on 2015 healthcare provider outlook, the U.S health care expenditure is likely to increase to about 17.9 percent of GDP by 2018, making health be the largest sector in the U.S economy (Healthcare provider’s outlook United States, para 1). In this paper, we analyze some of the major facts on U.S healthcare system. Next, the paper ...

The article Samsung Makes Aggressive Play for Emerging markets by Jonathan Cheng appeared in the wall street journal on April 6, 2016. This article addresses the steps that Samsung has made to stay ahead of its competitors in the global market, and especially within the Asian continent from where Samsung products are manufactured. The electronic company is winning back customers by cutting down most of its products prices. The South Korea's tech giant has focused more on cheaper gadgets to reach a wider market. The company has set out to compete favorably with Micromax Informatics Ltd, an Indian company ...

Governing structure in Texas usually includes the executive officials, legislators and state judges. The government structure has been satisfactory to some extent following the relevance of the system being executed. That could be the definition of the good side of the governing structure. On the bad side, the governing structure may be unfavorable to some citizens thus denying all the members of the public an opportunity to enjoy the pride that should come with proper governance. Also, the structure may be defined as ugly if some of the initiatives by the government are not the most outstanding and attractive ...

Introduction

The primary objective of this term paper is to examine the intended and unintended consequences of the Split Roll taxes in California. Also, the term paper will address how commercial and residential property owners will bear the costs of Split Roll taxation system. Finally, I will offer alternatives to the Spilt Roll taxes and why I think they are ideal choices. I don’t support the Split Roll taxation since it would treat commercial property unfairly. Leaving out residential property in the current taxation system is not ideal since all individuals should be subject to a standard tax system. ...

Executive Summary

H Street in DC focuses on adopting a policy to foster urban renewal this is following the increased cost of housing disadvantaging the poor living in the city. In fact, the housing standards in the street only accommodate the working class with a substantial amount of income. This is a threat to the uniqueness and the culture of the city. Since the poor will be forced to move out of the city to look for affordable housing elsewhere. Besides, lack of unique culture in the city which encourages business and tourism activities will be impacted by that move negatively. ...

1.0 Executive summary Ryanair has experienced tremendous growth and success over time. The low-cost company strategy has been quite effective for several years. The adoption of the strategy has contributed to the growth and the success that the airline currently enjoys (Barrett 2004, p.90). However, despite its success the company is faced with various challenges including but not limited to volatile fuel prices, increased competition among others. The strategy employed by the company has worked well in the past. However, there is the need to analyze the current market and develop appropriate strategies that will further increase the airline ...

Introduction

In 2008, the entire world was rocked by the biggest financial crisis since the Great Depression. The crisis first affected the entire financial system of the United States before then quickly spread globally. The casualties of the crisis included the whole investment banking industry of the US. Other casualties were the US largest insurance company, largest mortgage lender, among other firms in the financial services sector. The US auto industry was severely hit leading to loss of jobs. The US unemployment rate increased by 4.9% points from the third quarter of 2007 to the third quarter of 2009. The ...

Abstract

United Arab Emirates citizens use various forms of transport. Bus transportation is considered as a form of transportation that can be used for the benefits of the residents. This form of transportation is massive plying 32 routes and transporting over 30 million individuals per day. There are 5 zones in Dubai with each zone having its own bus fare with a carrying capacity of 31 individuals. The advantages of the bus system are that there are cost savings made in terms of energy, money and time. The rapid growth of population in Dubai has led to massive congestion, which ...

The term Thatcherism emanated from the belief in a combination of free market policies and upholding family values. With the emergence of Thatcherism, the role of the Friedrich (2014) presented a convincing argument against the British arguing that they would create an oppressive society where the citizenry would not have freedom by abandoning liberalism and individualism. He further argued that socialism had its roots in exaltation of state above its citizens and central planning of economic policies. For him it was undemocratic to impose the will of a minority upon the majority though central planning. The centralised planning systems ...

The increase in taxes to those wealthy Americans will have a statistical impact on the growth of the economy and to its driving factors including the savings, investments, labor supply and the productivity growth. Having high taxes on the wealthy helps in financing more in investments that are found in different fields including those investments in the education, scientific research and infrastructure of which are critical to the growth of the economic prospects especially those in the middle class. It is possible because the high taxes on the wealthy leaves the country with much to spend on other main ...

Organizations adopt various strategies to thrive in the ever competitive business world. The primary objective of firms is making profits; hence, measures should be taken to ensure the enterprises achieve that goal. One of the tactics that Apple Ltd has employed to ensure profitability in the firm is price discrimination in their products. In this article price discrimination will be discussed, and the products that will be considered are Apple Watch Sport, Apple stainless steel watch, and Apple Watch Edition, which are the smart watches the firm has introduced in the market. Price discrimination refers to a pricing policy ...

Business Plan

Executive Summary 3 1.0 Introduction 4 2.0 Operations plan 5 2.1 Location and facilities 5 2.2 Business processes 6 2.3 Distribution and outsourcing 9 3.0 Organizational plan 10 3.1 Management 11 3.2 Mission 12 3.3 Purpose 13 3.4 Vision 13 3.5 Legal structure 13 3.6 Organizational chart 14 4.0 Marketing plan 16 4.1 Price 16 4.2 Product 17 4.3 Place 19 4.4 Promotion 20 5.0 Financial plan 21 6.0 Growth plan 22 7.0 Contingency and harvest strategy 23 8.0 Timeline to launch the plan 25 9.0 References 28 10.0 Appendices 29

Executive summary

Don’t we all enjoy the experience of ...

Public Transportation

Abstract Jackson Transit system is a program that provides public transportation services in the city of Jackson. JATRAN aims at offering quality and secure transport services to meet the demand of it passengers and promote more ridership. JATRAN complies with the local and federal regulations in providing transportation services. Jackson Transit system has drawn the attention of various researchers in the past. Various researchers indicate the importance of the transit and challenges facing the transport system. Research by the institute of transport studies (Monash University) in 2010 shows the reliability of the transportation system (Taylor et al. 2011). JATRAN ...

The Patient Protection and Affordable Care Act (PPACA), which is often christened the Obama Care, provides provisions to Americans for more protections and rights in access to high-quality health care that is cheap to the many millions who are not insured (Rawal 16). By 2014, this law made it a requirement for all American citizens to have health insurance. The ones without minimum essential coverage were required to pay a monthly fee. In 23/03/2010, this act was signed into law. It was later repealed in 2012 to opt-out Medicaid. The law has caused many controversies among proponents and critics ...

Flight Logistics Agencies,

11-04-2016 The Chief Operations Officer, Highway Travels, Colorado Dear Sir, RE: RESTRUCTRUING OF INSTRUCTIONAL PROCEDURES I am writing with reference to the recent incidences that have led to some misunderstanding on the functional operations involved in the flight operations. First, I would like to express my sincere apologies for the miscommunication that have contributed to the inconveniences and the errors that have led to disruptions in the functional operations of the firm. My team and I take full responsibility for the miscommunication and failure to update the relevant authority on the major changes and context of our operations as ...

America in the 1920s: Radical Social Change as a Result of Technological Innovation

Important periods in American history are remembered with nostalgia and awe by the subsequent generations. The 1920s are mainly remembered in American culture for the changing attitudes of the youth, who embraced modern ideas and embraced the technological and ideological changes at the level of the society. Thus, America faced changes of an unprecedented scale in the 1920s (Palmer, 2006). The nation’s economic social and cultural identity underwent profound transformations during this time (Palmer, 2006). Americans enjoyed economic growth, political stability, and an unprecedented transformation due to the technological advancements. Novel technologies and inventions allowed people to spend ...

1.0 Introduction In the recent past, inequality has greatly increased in the United States. Arguably, the inequalities are occurring because the country has become a democracy where the majority and the rich use their power to block the attainment of equality. What essentially instigates inequality? History shows that inequality is as a result of differences in income, wealth distribution, and other social privileges acquired by virtue of societal status. Ideology, in this case, refers to the current underlying school of thought that sustains such levels of inequality among people of different races, ethnicities, and income levels among others. This ...

Gender Identity

Gender identity starts its formation at home, and in Saudi Arabia it is not different. Home life greatly influences a person’s growth and is the root of cultural understanding (Mahler, 2012). In Saudi, home is usually seen as a work place for women, hence men form the majority of shopkeepers in the region. Women are also restricted to live in their parent’s house until they get married where they move to their husbands home. In America, however, women are perceived as independent human beings who can work anywhere they choose. Additionally, they are free to move out ...

Anti-social personality disorder is a chronic mental condition that affects the way the patient thinks, perceive situations, and relate with other people around. People ailing from this disorder have no feelings with regards to what is considered right and wrong. They often disregard the rights, feelings, and expectations of the people they interact with. It makes the patients malicious in that they tend to treat other people harshly without caring about the outcome of such unfair treatment. They are in conflicts with others since they try to manipulate and treat people with arrogance. The current paper seeks to describe ...

The economic situation in the United States and the world in general is expected to continue its recovery from the recession over the next one year (Forbes.com). Improvements are expected in key economic indicators such as gross domestic product, inflation levels, employment levels and interest rates. It is expected that in the next one year, the high rates of unemployment currently being experienced in the United States will be on the decline which the rate of inflation is also expected to reduce. However, due to the political turmoil in the Middle East, it is expected that the price of ...

Introduction

Medicaid, a program that is endowed with providing insured health care services to the poor, the old and the disabled in the United States can be debated as one of the most successful health care systems in the USA. The program is purely funded by the federal and central governments and is mainly aimed at providing medical funds to people with inadequate funds. Medicare programs in all the states are managed and controlled by the Centers for Medicare and Medicaid Services (CMS) which is responsible for overseeing that quality, accountability, funding and service provision is achieved to all Americans. New ...