Investment Research Papers Samples For Students

Insurance company

As of February 14, 2014, U.S. insurance company AIG intended to cut 3% employees worldwide, according to Financial Times. On Thursday, the company announced that the severance pay for 1500 is $ 265 million, thus, AIG continues to reorganize its business.
As of April 10, 2014, AIG had some problems with underwriting profits, nevertheless, despite several problems in the past the company shows some improvements. Smart investors are focusing on the business and the actions of management: by making unpopular moves today, AIG is taking a long-term bet that a simplified, streamlined company down the road will be much more Continue reading...

Macroeconomics 2301

18.04.2014

HCC

Spring 2014
8 week course
The world’s economy has faced several periods of crisis during the last twenty years. The financial crisis in 2008 is the one that is most recent. It emerged in the United States and then spread to Europe, later affecting the rest of the world. The most problematic sector in the US was the mortgage sector, and was one of the main causes leading to the financial crisis. The house prices have been rising from 1998 to 2006, prompting home builders to construct more new houses every year, but these injections helped rising Continue reading...

Answer A)

Revenue/Operating Expenses/Operating Income/Net Income Analysis:
Referring to the previous five year financial statements of the company from the year 2009-2013, the revenue of the company has increased consistently over the years from $197 Millin during 2009 to $419 Million during 2013. However, as displayed in the graph below, the trend in net income has been downside-up. The Net income of the company reduced significantly during 2009 -2011 from $82 Million (2009) to $53 Million (2011).
Interestingly, the reason for fall in net income during those years was significant increase in operating expenses. For Instance, during 2011, operating expenses accounted Continue reading...

Analysis of 10k of Dish Network and Direct TV

Executive Summary
Organizations have to work extremely hard to maintain their effectiveness in the market as it is something which induces them to work hard for the economic prosperity. Every company that worked under a specific industry always try to maximize its financial belongings and shareholder’s wealth, but is really important for them to mitigate the issues relating to it which certainly leads to higher economic prosperity.
Financial based competitiveness could be extremely important for the sake of an organization in particular. The main perspective of this assignment is to analyze the financial power of two different companies Continue reading...

“The question is not where KHC is as a company right now, or even what it has achieved to date. The big question is what the future holds, and if we can continue to deliver the same spectacular level of growth and success? The simple answer is ‘yes’, and furthermore we’re well placed to even exceed what has been achieved before.”- Alwaleed Bin Talal (Kingdom, n.d, p. 1)

Introduction

Alwaleed Bin Talal is the key figure behind the Kingdom Holding Company (KHC). This is an international holding company that is unrivalled in the world. He has been twice Continue reading...

Introduction

Banking, financial, and even insurance-issuing institutions were badly hit by the global financial crisis that happened in 2007 to 2008. It created a serious domino effect that eventually took its toll on the U.S. Federal Government. The struggling dollar and U.S. economy—the world’s largest economy in terms of GDP, led to a serious wave of financial and stock market corrections that were felt globally, especially in countries whose economy is largely dependent on U.S. commodity and financial supply and consumption. The ultimate effect of the global financial crisis of 2009 was an increased uncertainty and negativity in Continue reading...

Abstract

This report analyzes the case of Enron and its failure. The practices adopted by the management have been analyzed and criticized in order to identify the main cause behind the whole issue. Along with this, the report also suggests different solutions and recommendations for the management in order to minimize or stop the risk of such issues in the future. The report has also highlighted the importance of Information System in this case. Moreover, the report presents suggestions regarding how the implementation of Information System can help the management to avoid such issues.

Organizational analysis: Enron

Enron scandal is one of the Continue reading...

Fixed cost is a cost in business that remains unchanged regardless of the sales revenue level or the output level. In the short term, these costs do not change in the business. However, they may be altered over the long term. In both cases, they remain fixed costs despite the different characteristics. Examples of fixed costs include rent, wages and salaries, insurance among other costs. A variable cost changes with the sales revenue and output of the company. An example of variable cost includes energy usage, raw materials, distribution cost among other costs.

Allocation of fixed cost in Herrestad company is calculated as follows.

1. Fixed manufacturing overhead unit of Continue reading...

Analysis of Company Audit-Risk Using Financial Analysis Tools

Audit risk occurs when an auditor makes an unqualified report of the company’s state of affairs. This results when he or she omits information that is significant in the procedure. An individual could make an error or fraud, thus causing the misstatement (DiGabriele, 2010). These threats are categorized into inherent, detection and control risks.
Financial analysis is the process of collecting, selecting, evaluating, and interpreting financial information of a company. This is significant in making investment and financial conclusions (Lanier & Saini, 2008). The analyzed data are used for internal activities of the organization such as appraising employee performance. Continue reading...

Return on investments

This metric measures the amount of revenue that a particular marketing campaign adopted by Heineken in different market regions and segment generates (Heineken, 2014). Venturing in to emerging markets has far higher implications. In 2011, the Middle East, Asia pacific Latin America and Africa accounted for 43% of the total volumes of the company compared to the 2006 21% volumes. This clearly implies that there is greater potential for excellence in these new markets. As such, the return on investment is high. This should be compared to the cost of running the campaign in order to determine if the Continue reading...

Stock Analysis of Amazon and J.C. Penney
- The two stocks selected are Amazon (AMZN) and J.C. Penney (JCP). Amazon is an American e-commerce company (online retailer) with a market capitalization of $171B, and J.C.Penney is an American clothes retailer with a market capitalization of $2.64B. These two stocks are of particular interest for our study period. Amazon is interesting because it is a strong growth internet company who is trying to innovate and convince its investors of its ability to sustain high growth rates. J.C. Penney is interesting because it is considered as a “fallen angel”, a previously Continue reading...

Definition

Finance is science, which explains about the management, creation, money, banking, credit, investment, assets and liabilities. The finance has financial systems. It has public, private, and government phases. There are three types of finance public, corporate, and private finance.

Efficient Market

An investment that states impossible to beat the market because the stock market efficiency causes the existing price to the corporate, EMH says, the stock always fall value on stock exchanges. It is impossible to outperform in the overall market based on the expert stock selection. The efficient market deals with the market research and efficiency.

Primary Market

A market issues new Continue reading...

Cost is an important measure which is extremely vital for an organization in particular. There are two different types of cost, which particularly are fixed cost and variable cost and it makes a total of Total Cost. Both of the types of costing are essential for a company to incur. Every organization tries to decrease the cost of the company in order to increase the financial belongings resultantly. Apart from the fixed and variable cost, financial risk is yet another important provision on which the entire capacity of an organization depends upon . The prime theme of this assignment relates Continue reading...

Introduction:

The policies needed for investment in the capital and labor markets depends heavily on the public expenditure in order to influence the performance of the economy. The balance in the levels of public and private investments plays an important role in ensuring proper decision making pertaining to the labor and capital market investments in the economy. The levels of public and private investments influence the economic forces and policies in relation to labor and capital markets. Public investments play an important role in facilitating economic development and growth in the country. The levels of public investments are of the Continue reading...

- What were the reported results?
The economic stimulus plan by President Barack Obama aimed at sustaining and revamping the economic situation in the United States of America. The economic stimulus bill of 2009 marked the intention of the government to support economic growth in the country. The bill targeted economic recovery and reinvestment into the local markets by internal and external investors in the American markets. Through the bill, the citizens of the United States of America would benefit through developed infrastructure for long-term benefits. This aimed at strengthening investment in the subsistence sector and attracting funds from Continue reading...

Answer 1)

Equity Financing:
Also known as risk capital, Equity financing refers to own capital invested by the entrepreneur in addition to capital raised from family, friends and angel investors.

Advantages of Equity Financing:

Expanded Capital Base:
The fund so raised during equity issue are used for Capital budgeting Decisions and to perform necessary Research & Development that are quintessential for a company’s growth which is possible only because of expanded capital base.
Though above discussed advantages may lure the company to go for Equity financing but the disadvantages it carry cannot be overlooked.

Disadvantages of Equity Financing:

Ownership Dilution:
The decision to accept equity financing leads to ownership Continue reading...

The Professor’s Name

The economy of the United States is one of the largest national economies in the world, with its GDP(purchasing power parity) of 16.24 trillion dollars in 2012 (World Factbook, 2014). The country’s economy is growing continuously as it has its GDP growth rate is2.8% as of 2012 (World Factbook, 2014). As the data oninterest rates, inflation, and unemployment rate is available for the year 2013 at the latest, I will be analyzing the economic situation in the US for the period of 2009-2013. Even though the country’s macroeconomic condition decreased after experiencing the Global Financial Crisis, Continue reading...

Background

In 2008, stock markets around the world tumbled like dominos around the world, exposing the vulnerability of global economic connections. It demonstrated that crisis in one nation, and resultant panic, can spread across the globe. This was recently demonstrated by how the US financial instruments, designed to spread and protect the risk by including all types of home mortgages, resulted in stock-market plunge the world over. To complicate the things further, the rating agencies, banks, and investors didn’t take into account the fall in house prices on which were dependent many fancy debt instruments. Consequently, as the wages Continue reading...

Letter of Transmittal

Designation, Department Name
Dear Professor Name,
I hereby submit a report requested on ‘’Major Reasons for Financial Crisis of 2008’’. In order to provide an authentic and resourceful report, I have referred to some of the best academic and research resources.

Regards,

Introduction:
It has been 6 years now since the news of bankruptcy of Lehman Brothers shook the global financial world. The intensification of the global financial crisis following bankruptcy and dis-solvency of leading investment banks, corporations, commercial banks, etc. had made the economic and financial environment very tough for the world economy. By early 2009, whole of the Continue reading...

This is an INDIVIDUAL assignment. Submit your answers in hardcopy at the beginning of class. Check the syllabus for the due date. Handwritten answers are NOT acceptable. Use Word to write your answers.

Chapter 4: Investing

Please choose a publicly traded company that you find interesting or would like to invest in, and find their ticker symbol on www.money.msn.com or www.finance.yahoo.com.

Two factors have been shown significant in determining the long-run performance of stocks:

- The size of the company, known as “market capitalization” (often shortened to “market cap”)
- The price of the stock, relative to its book value (price to book)
- Go to http://www.morningstar.com/ and enter the ticker for your chosen stock Continue reading...

The recent debate about whether eBay should spin PayPal off is fanned by conflicting approaches to increasing company profitability, value to shareholders, and customers. On one side, the activist investor is claiming that PayPal will be more profitable if it is spun off, while on the other side, eBay board members claim that both eBay and PayPal are profitable together than they would be independently. According to the activist, PayPal, which accounts for a big portion of eBay revenue, would be more innovative and be more competitive in the online payment sector if it branched off. In his argument Continue reading...

Investing in the Future

Investing in the Future

One of the most important aspects of modern life is planning the financial future. It’s not a secret that every successful task in our life needs planning, whether it is planning a holiday or planning some long-term event. However, the most significant of all things is personal financial planning as it secures good future life for people involved in this process. Planning the financial life a person should be serious and responsible and should examine many aspects which influence the process of financial planning at all. The finances should be balanced taking into consideration Continue reading...

Business

One of the most interesting and attractive aspect for the investors is the growth signals of any business. In the business of retail marketing or a distribution business like a Walmart, the factor which must attract the current and new investors is the future plans of Walmart. On the basis of their financial performance, in the future, Walmart will be in a strong position to reinvest their earnings to capture new markets. Walmart can easily deploy their display centers or stores at any favorable place. This capacity of Walmart ensures that Walmart can sustain and progress in the future. Continue reading...

Introduction: The Theory

Gamblers fallacy is an argument that bases its argument on the occurrence of random events, in that if the occurrence of a certain event is frequent currently the there will be an infrequent occurrence in the future. The fallacy depicts that if something happens more often or if there is a positive performance, there will be a rare occurrence in the future, or the performance will be negative. The fallacy is based on independent events where the outcome of one event does not influence the other also called random events. The fallacy argues that if a certain outcome is Continue reading...

Introduction

Accounting and Finance are two different fields, but most of the people associated both of them are identical. However, the concepts of both of these provisions are totally different from each other. Accounting is the name of recording the day to day transaction, while finance is the name of utilizing the funds of the company at a place from where the likelihood of earning would be on a higher node.
Both of the concepts of Accounting and finance are two important things from the standpoint of an organization and no organization could be in the line of economically based Continue reading...

Analysis of Walmart financial performance

Analysis of Walmart financial performance
The net income has increased in the year 2013 by 8.35% as compared to the year 2012. The net operating cash flows are also increasing on the regular basis. In year 2012 the net cash flows from the operating activities was $24.25 billion and in the year 2013 it is $25.59 billion. There is a clear increase of 1.34 billion in the cash inflows of 2013.
The net cash outflow from the investing activities in the year 2012 was $16.61 billion and in the year 2013 it is reduced to $12.61 billion. The investments Continue reading...

Introduction

The initial step in constructing Mr. Donothing portfolio is to determine the appropriate asset allocation. To begin with is by ascertaining Mr. Donothing financial position and investment goals. The most important factor to start with is Mr. Donothing age, available opportunity of growing his investments as well as the amount of capital that may be required for future capital needs. At the age of 55 Mr. Donothing will be planning of paying his child’s education. Another factor to consider is his risk tolerance. Would he be willing to risk some money for a possibility of greater returns? Mr. Continue reading...

[Assignment Number]
[Section Number]

Introduction

The Internet Bubble, also called the “dot-com boom” was created by Tim Berners-Lee in 1993. Historically, it was a speculative bubble, which means that people reached conclusions about its continued profitability that were not based on facts. The bubble covered a period from 1997-2000 and reached its ultimate climax on March 10, 2000 with NASDAQ stock trading reaching an unprecedented high of 5,408.60 in one day before the close of trading. That day stock markets in the industrialized countries saw the prices of their stocks rise briskly both in the Internet Segment and interrelated Continue reading...

Today there are many stock-picking strategies that will help the investors to choose the best stocks to invest in. As new investors face the high risk of losing their money by investing in bad stocks, it is highly recommended using the available on the Internet websites to find what stocks are the best to invest in. Due to the stock screeners, new investors can select stocks considering a large set of criteria.
Yahoo! Finance provides financial information and financial news about the companies, which the investors can use while selecting the investment portfolio. Yahoo! Finance offers 19 preset screens Continue reading...

Report #1: Company Profile

1. Company name / local address / web site and company headquarters
This paper focuses on Mt San Jacinto College which is headquartered in Riverside County, California, United States of America. The address of the college is 1499 N. State St. in the City of San Jacinto, ZIP: 92583 and its website is www.msjc.edu.
2. Company type (private, non-profit or public, if public—stock exchange and ticker

Mt San Jacinto College is a public community college thus its purpose is to offer service to the public and does not take part in stock exchange.
3. Industry Code (NAIC and Continue reading...

Hewlett Packard Company (HP) is an American multinational corporation founded by William Hewlett and Dave Packard in 1939 and incorporated in 1947 in California. The company is a provider of computer hardware, soft ware and IT services. Its main products include HP desktops and laptops, HP printers, HP servers and HP enterprise software. It also provides technology consultancy and outsourcing to businesses, states and organizations. Thus, the company falls under Information and Communication Industry. It main competitors in this industry include International Business Machine Corporation (IBM), Dell Corporation, Cisco Systems, Apple Corporation, Toshiba Corporation, Xerox Corporation and NCR Corporation.
Continue reading...

Investment in Marriott Corp. South Africa

Introduction
Current document aims to present the analysis of potential investment opportunity arises from the expansion strategy of the Marriott Corporation in South Africa. To evaluate feasibility and interest in this type of investment it was decided to incorporate the analysis of external and internal environment on the subject of market attractiveness, potential opportunities and risks and eventual considerations in regards to the opportunity costs of investment in hotel sector. With that in mind, the document will focus on the analysis of the company as well as external environment. It was decided that due to the fact that the Continue reading...

Literature Review:

This interview protocol is designed keeping in view of the general questions that will be framed by a company. Each individual faces a different kind of interview, depending upon the field he is from. Also, there are some questions, which are general, and can be applied to all fields.
So, the team started up with general questions, and then went over to the career specific ones. The interview was with a female, working with Morgan Stanley as a financial advisor. The initial questions were about the position held by the candidate in the organization, need for communication skills in Continue reading...

IFRS 9 and IAS 39

Introduction
Laws and Regulations prevail in almost every field, and it is very important for the organizations to comply with these regulations and standards for their competitiveness and sustainability. Apart from the traditional regulations of managing and maintaining a company, there are certain regulations that specifically associated with the financial management. Entities are required to manage their financial transactions according to the prescribed methods and techniques covered and initiated by International Financial Reporting Standards (IFRS) (Iasplus.com, p.45). IFRS are designed specifically to serve as a common global language for all the business affairs. Generally, it is used to compare Continue reading...

In the real estate, financing has become the most complex element of transactions in both residential and commercial markets. Mortgaging and other financing options drive a multi-billion dollar industry allowing a majority of the home owners to purchase property only a fraction of the price of the property they wish to purchase . Due to the increasing influence of the federal government on the real estate market and the truth that mortgages are a form of investment made the forms required to develop a typical real estate market uniform. Mortgage refers to the art of connoting an instrument signed by Continue reading...

Executive Summary

This paper will evaluate the value of a probable takeover company by Yoogiboost as a plan of expansion of the company. Later the various options of finance are discussed selecting the most suitable one.

Introduction

Yoogiboost is a healthy frozen yogurt food chain. It provides people with the option of eating healthy frozen yogurt with some wide variety of delicious toppings. This company was established 12 years ago and has expanded immensely during that time span. It is running in the competitive business of fast food chains, however it falls in the healthy side of the foo business. Hence one Continue reading...

All Possible Investment

Investment is an important aspect that associated with an organization as well as business, as it has a tendency to deliver future aspects and benefits in the future (Baker & Powell, 2005). Investment has a clear cut strategy in the mind which is to deliver future consequences and prosperity in the future. The tradeoff between the risk and investment can be extremely essential for taking different investments into consideration, and reach on a certain conclusion regarding the providence of effectiveness in the market (Dayananda, 2002).
This particular part of the assignment specifically deals with the analysis all the possible investment Continue reading...

The difference between both the methods of measuring inventory is the way in which the cost of goods sold is calculated. A company ideally does not keep a track of every single piece of incoming and outgoing goods hence it is required to calculate the inventory at the end of an accounting period. There are two methods of calculating the inventory that is FIFO and LIFO. Fifo means first in first out, so whatever goods come in first are sold in the same order. Hence the goods that were purchased last will remain in the inventory. In case of Continue reading...

It is commonly known that the money in hand today is more worth than the money of same amount in future. This idea is based on earning potential. This principle says that the money can earn interest and gradually can grow. Everyone knows the fact that the money deposited in bank account will earn interest. The time value of the money is a priori principle that a fixed amount of the money that is accessible today is more costly than the same amount of near future. This principle can be generalized for the economic resources available by social contract. Continue reading...

Executive Summary

The report is based on financial analysis of American Express for the purpose of providing recommendation to the investors over stock purchase. We initiated the analysis process by conducting the horizontal analysis of the financial statements of the company where we found that although the increase in revenue figures and operating income were less than that in year 2012, but the company was successful in increasing its net income by 19.57% this year courtesy lower interest expenses and other expenses.
As for the ratio analysis, we found that over the year, the company has improved profitability and better solvency Continue reading...