Essays on Bubble

Over the course of history, Japan has been isolated from the rest of the world. Due to the absence of influence of globalization, this country had its unique norms, rules, customs, and traditions unaffected by factors of the external world. “There is not the slightest doubt that culture has a deep and persuasive influence on the Japanese” as well as on the Japanese economy and other crucial domains of life in the country (Woronoff, 2001, p. 39). However, “after the bursting of Japan’s speculative bubble, it has become increasingly clear that the country must transform itself once again ...

2007 Housing Market Bubble 2007 Housing Market Bubble

Introduction

The 2007 housing crash was the worst bubble burst experience that has ever been encountered in the U.S. history, an occurrence that led to financial crisis. It is important to appreciate the fact that different factors led to the housing bubble of 2007, with some of the primary causes being the credit crunch that was caused by the housing bubble. Nathsanson & Zwick (2015) assert that irrational exuberance is among the aspects that led to the development of a ripe environment for the growth of housing bubble hence contributing to the financial ...

The role of a central bank during a bubble phase has been widely debated in the past. While some argue that monetary policy tools should not be used to prick a bubble in the economy, others argue that using monetary policy tools to prick asset bubbles early in their development can benefit the economy in the long term before it becomes too big and poses systemic risk to even the real sectors. A central bank can use monetary policy to burst a developing bubble in the economy by increasing the policy interest rate. This would cause the yields of ...

Introduction

History If we manage to assume the situation in the last ten years, we would actually observe the following: the House Price Index began to be lower than GDP per capita in 2012, in spite of the fact that both aforementioned indicators was increasing. Some Chinese dwellers unanimously claim that an average citizen of Beijing has to neither eat nor drink for approximately eighty years just to buy a floor space of around one hundred square meters. The property market within China will likely going to be strong and medium-term oriented. According to Global Property Guide (2015), “That's because ...

Abstract

A large mass of literature shows that children require contact with nature to secure their well-being. The young people are slowly becoming detached from the environment since their outdoor access has greatly diminished. The essence of prior school and school setting is to ensure that children are connected to their surroundings. The studies utilized in this essay evaluate how the opportunities to engage in nature affect kid’s social and play behaviors. The journals adopt various childhood centers with different outdoor components for the review. Participants are observed over a particular period. Other articles used in this study explore ...

Foundation Course – Name

Introduction The US-China international relations attract much attention of politicians and economists all over the world as the key influential and transformational factor on the global arena. Ferguson & Schularick (2007) adopted the term “Chimerica” to describe the peculiar relationship between US and China established during the decades. According to ancient Greek mythology, the Chimera was a monster with several heads, legs and arms representing a strong animal able to dominate the world and threaten its stability. Analyzing the world global crisis 2008-2009 and recession phenomenon Ferguson & Schularick (2007) referred the “Chimerica” concept to the emerging monster, which currently regulates ...

Q1 The Australian Housing Market Report, prepared for National Australia Bank Ltd. by RP Data in November 2014, delineates the core changes that occur in the Australian housing market. Nowadays, many economists argue whether or not there is a housing bubble on the Australian housing market, because some features of it let them assume that these market conditions are quite similar to those that existed prior to the collapse of housing markets in other counties (Mercer, 2014). Such market failures, or so-called price corrections, can bear great risks for state stability and welfare due to the strong social impact ...

Abstract

Essential financial strategies are essential in the performance of an organization. In order to ascertain that the ideologies implemented in any corporate practice are worthwhile, any management needs to take into account ethical measures. The financial crisis experienced in the period between 2008 and 2009 is a worthwhile example of the effects of unethical business practices in the corporate field. Through the film Frontline: Inside the Meltdown, Michael Kirk seeks to explain the events contributing to the collapse of major companies such as Lehmann Brothers. In addition to that, some organizations that took a major blow as a result ...

1301 ENGL

Argumentative Essay

Traditional methods of education, with schools emphasizing reading and writing and a balance of technology and real books, ensure that individual personality and societal relations will not be lost. Technology alone has the ability to take away our human relationships and our sense of self. Yet, technology is necessary in order for humans to continue to grow. Schools, real books and a balance of technology will ensure that modern students socialize, obtain experience with life, and retain the necessary skills of reading and writing. The Disciples belief in the traditional method of education is absolutely the correct ...

The article about Gerber products whereby babies are used to gauge which foods are appropriate for children is quite catchy. Children, especially the ones used in the research, cannot talk and often they give mixed interpretations on what they like and dislike. Even mothers at times find it difficult to understand what their children are trying to say. Gerber apparently uses baby talk analyze the effectiveness of their products before sending them to the market. It seems almost risky as most products before they reach the market are not safe and could lead to so many side effects, well ...

Today, almost seven years after the financial crisis that threw America into upheaval in 2008, the effects are still being felt. In September 2008, the collapse of Lehman Brothers, a global bank, nearly caused the collapse of the financial system of the entire world. What resulted was the worst economic downturn seen by the world since the Great Depression, 80 years ago. The event has been called the Global Financial Crisis and the 2008 Financial Crisis; the period following the collapse became known as the Great Recession.

While the ...

The process of DNA replication at biochemical level

DNA or deoxyribonucleic acid is a biopolymer that encodes all the structures needed for the organism’s lifespan and development. In a cell it is located in the nucleus, mitochondria and chloroplasts. DNA consists of four types of deoxyribonucleotides, the sequence of which is used to store the data.

The essential characteristic of DNA molecule that allows it to pass the stored information to the next generations of cells or organisms is the way of self-reproduction known as replication. The molecule consists of two complementary chains that are held together with the help of hydrogen bonds between the complementary bases. ...

Introduction

Housing bubbles have happened in different economies around the globe. The most recent and most publicized was the subprime mortgage crisis in the United States of America. Understanding what a housing bubble entails in very important in determining whether any economy is experiencing a housing bubble. In economic terms, a housing bubble is the unprecedented increase in the prices of houses because of an increase in demand for housing units, speculation on the prices and the belief that the recent trends in demand and price are surefire forecasts of future trends in the housing market.

A housing bubble starts when the demand ...

Part 1

- In what ways did the video "The Crisis of Credit" demonstrate the failure of the banking industry's Fiduciary Relationship to investors and home owners?

The video explains a worldwide financial disaster that effected everyone. It started on the burst of the dot com bubble when the federal reserve of the United States decreased the interest rate to 1%. This value dramatically dropped the investment level because of the reduced ROI. This action made banks to take more and more loans from the Federal Reserve. The leverage increased as it became very easy to return a loan, so the demand for credit increased rapidly.

The banks took a lot of credit, and they were easily able to payback and made a lot of profits. Investors saw this as ...

Fair Value Accounting involves the recognition of changes in fair value as losses and gains on the income statement and reporting assets and liabilities on the statement of financial position at fair value. It goal is to approximate the best it could the prices at which an orderly transaction could occur given the parties’ current position. Thus, it is expected that firms must incorporate updated and relevant information on discount rates and future cash flows in the measurement of their fair values. Under fair value accounting, losses are reported when the fair values of the liabilities increase and assets ...

Question 1

The American economy is just making a comeback from the 2008 economic recession. The recession took the economy to its lowest point in 25 years. The recession arose from the housing bubble, which led to the eventual disintegration of the financial markets. The housing market caused the disintegration of the markets due to irresponsible activities by investors and financial institutions. The housing market is quite different from the stocks market hence; the circumstances that led to the recession involved a series of unique events. The housing industry involves risks that is quite complex to understand because people view houses as assets ...

Visualizing Data

The visualization and presentation of data using illustrations such as tables, charts, and graphs makes research work easy to present and comprehend, as is the case in Dr. Hans Rosling’s presentation that shows the relationship between population and health in various countries as well as the changes in population and health as time in year’s changes. The initial presentation is a bubble chart that displays life expectancy at birth against fertility rate. Each bubble represents a particular country, and the size of the bubble is the population (Rosling, 2006). Next, he uses an area chart to show the distribution ...

The documentary, Inside Job, was released in 2010. It mainly focuses on the financial crisis that was witnessed between 2007 and 2009. Viewers opine that the financial crisis was an instigation of few individuals in the USA. The US government officials and top players in the financial services industry intentionally made decisions that would later lead the American economy into turmoil. From the documentary, it is evident that the financial service industry was led into a trap by its own leaders, who had full knowledge of what would happen. More so, the people responsible for these actions went unpunished because ...

This paper presents an overview of the North Sea area. In addition, it provides a history of the exploration of the area, petroleum occurrence and location of the North Sea. Consequently, it provides a description of the Stratigraphy of the southern Northern Sea, Central North Sea and the Northern North Sea. A brief description of the tectonic history of the area is provided taking note of the four major tectonic events that occurred. These were the Caledonian collision, rifting and basin formation as identified in the Carboniferous, Mesozoic rifting and graben formation and the inversion.

Province Geology (North Sea)

Introduction

Discovery of gas in the ...

People watch TV, listen to the news, and learn something new on a daily basis, and many of them are influenced by advertising. Nowadays, an ad can be seen everywhere: on television, online, on the street, in social networks and wherever it can be put. There are different types of advertising, and each type has a different impact on different people. It has a significant influence on people's thoughts, actions, and feelings, making advertising a very powerful tool of emotional and psychological appeal. Advertising, which informs us about products and/or services, becomes an integral part of our culture, thus largely contributing to our ...

The state of the world order has often changed throughout history due to various events that redefined which region or country held immense influence around the globe. Since the end of the great wars, the West – led by the United States – held immense power as to the course of international politics and determined the standards of the rest of the world. In recent years, Western dominance was close to being invincible in every aspect of the world. However, when the Global Financial Crisis struck, the public and experts alike noticed a significant change within the world order. A few even ...

Book Review – Uranium Frenzy (Report 1)

The uranium boom in Utah during the 1950s was a whirlwind mineral rush, fuelled by the atomic age. In the wake of the atomic bomb, uranium became an incredibly important mineral and resource that everyone was quick to cash in on, with the US government creating a tremendous amount of interest and zeal towards finding a domestic source (Ringholz ix). All number of people found themselves joining the search for uranium, from trained professionals to enthusiastic amateurs, hoping to join in on this tremendous mineral rush that beset the United States during this time. As the ups and downs of the uranium ...

The US Subprime mortgage crisis was a banking and financial emergency situation that led to a recession not only in the US but spread to many parts of the world. The disastrous effects of a crisis in the domestic subprime market on the rest of the world beg questions about the interconnectability and interdependence of the international economy as well as the financial institutions. The international financial crisis also revealed how vulnerable the global financial system was. Not only did the subprime crisis have a direct effect on global markets and countries that held a huge number of US mortgage backed securities and were ...

Abstract

Positive Psychology is a new field and has been having many advances from the time it was developed. However, it has had both positive as well as negative impacts on people belonging to the different sections of the society. This assignment, therefore, looks into the positive impact of this field on these groups and how the groups react to it. Further, it also criticizes the individualistic nature of this new field. Finally, the assignment also includes a few suggestions provided by me in order to change this individualistic nature of positive psychology and how they would benefit all people. The assignment, ...

What you think Roger Martin’s thesis is and what is the logic behind his argument?

Introduction Roger Martin in his book, “Fixing the Game” has presented some bitter realities on the American financial system. The first financial crisis that occurred in United States was in 1924 that was fueled by abundant hype and easy loans. As the crisis occurred, there was a blame game that who was responsible for this financial meltdown. As things settled down, heavy regulatory measures were imposed, so such kind of crisis does not occur in future. Then in the year 2000, the United States faced another financial crisis that became famous with the name, “Dotcom Bubble”. While many dotcom ...

When it comes to overcoming obstacles, no one has mastered this feat more than Amazon CEO has, Jeff Bezos has. He is an entrepreneurial visionary, who started Amazon.com when the dot.com bubble was growing at 2,400% each year (Carlson, 2011). When this bubble burst in 1997, Bezos did not let this short-term obstacle affect him nor his company. He always thought long-term and knew that short-term obstacles could be overcome when couched in well thought out long-term goals. This long-term thinking paid off. Amazon.com emerged from the dot.com crash and now sells everything – including the kitchen sink. Three ...

Abstract

Many of the US companies are trying to enter international markets, outsource the manufacturing processes, and become international. Such activity needs certain knowledge from the company’s managers and all those colleagues that will participate in communications with the foreign partners. Spain has a very rich history and culture and therefore there are many aspects that US business people should learn before starting to work with Spanish partners, suppliers or customers. The economic situation, business etiquette and traditions in Spain are different from the US ones. This is mostly caused by the relaxed rhyme of life in this country and ...

Abstract

In this paper we will show how the basic tools of statistics and probability theory are applied to a real world problem. The purpose of the assignment is to predict the price of Bitcoin based on the gathered data. The research is based on a multiple regression analysis. There are several models are developed and the best is chosen as a result.

Introduction

In 2009, someone using the pen-name Satoshi Nakamoto published a paper titled “Bitcoin: A Peer-to-Peer Electronic Cash System”. The goal of this new peer-to-peer(“P2P”) system was to help solve the problems of double spending and trust present in standard electronic ...

Ethics is the moral compass that governs the behavior of an individual or a group of individuals. In a newspaper article written on The Telegraph, UK on Friday 19 June 2015, a review is carried out on an article arguing that killing a newborn baby with undesirable effects is the same as abortion. It further goes on to argue that newborn babies are not people and that they do not yet have a right to life. The article, under review is titled “After-birth abortion: Why should the baby live?” and was written by two of Prof Savulescu’s former associates, Alberto Giubilini and Francesca ...

Assignment

The advancement of technology, whether it’s new or old has always been impactful in regards to human life. Whether it’s the invention of the wheel, the discovery of a new power source, the invention of utilized electricity, or even a modern day treat like the notorious Apple IPhone. All of it affects human life. With that being said, in this piece of writing I am going to discuss a proposal and possible solution in regards to some of the newest technology, like security cameras and government surveillance. As well as the problems for privacy rights that technology does, or does ...

Answer 1)

Dividing the period of analysis in three periods i.e 1981-1991, 1992-1997, 1998-2011 we could easily interpret the actual trend in the bond ratings by Standard and Poors. 1981-1991: This was the period of slow economic growth and as a result, once could witness that till 1991, number of bonds downgraded had exceeded the number of bonds upgraded. 1992-1997: This was the time of blue chip stocks and when US economy was introduced to the boom of technology. As a result, with the rejuniveation of US economy, the number of bonds upgraded exceeded the number of bonds being downgraded. ...

Macroeconomics 2301

18.04.2014

HCC

Spring 2014 8 week course The world’s economy has faced several periods of crisis during the last twenty years. The financial crisis in 2008 is the one that is most recent. It emerged in the United States and then spread to Europe, later affecting the rest of the world. The most problematic sector in the US was the mortgage sector, and was one of the main causes leading to the financial crisis. The house prices have been rising from 1998 to 2006, prompting home builders to construct more new houses every year, but these injections ...

Thesis

The global financial crisis was a period during which downturns were experienced in the stock markets, economic activities as well as losses in the housing market all over the world. During this period, banks had to be bailed out by national governments and consumer wealth declined significantly. The result was a major recession between 2008 and 2009 . This paper looks at the global financial crisis in the world, its effect in the US and measures taken by the US to manage it. This financial crisis was experienced in the world in the late 2000’s and the US was hit ...

There have been a lot of crises throughout the history: South Sea Bubble (1720), Cuban missile crisis in 1960s, OPEC oil price shock in 1990s, Asian financial crisis of 1997, Economic crisis in Mexico (1994) and many others. However, the financial crisis of the 2007-2008 is said to be the worst crisis since the Great Depression of the 1930s. First victims were the countries, which are the biggest financial centers in the world. Later, in a year or half, the rest of the developing countries started to suffer from the financial crisis that became global. The term of the ...

Introduction

Banking, financial, and even insurance-issuing institutions were badly hit by the global financial crisis that happened in 2007 to 2008. It created a serious domino effect that eventually took its toll on the U.S. Federal Government. The struggling dollar and U.S. economy—the world’s largest economy in terms of GDP, led to a serious wave of financial and stock market corrections that were felt globally, especially in countries whose economy is largely dependent on U.S. commodity and financial supply and consumption. The ultimate effect of the global financial crisis of 2009 was an increased uncertainty and negativity in the financial ...

Introduction

Decubitus ulcer also referred to as bedsore or pressure sore is an open wound on the skin (Thomas, 2006). Thomas (2006) indicates that the decubitus ulcer mostly occurs on the skin that covers the born areas. Notably, the most common areas for bedsore to appear are; hips, ankles, back and buttocks. Decubitus ulcer are common among the disabled, elderly and those people who spend long periods of time on wheelchairs or bed, and those who are not able to move certain parts of their body without assistance (Thomas, 2006). In keeping with Albert and Spencer (2007), decubitus ulcers/ bedsores ...

In recent years, China has exhibited rapid economic growth due to massive debt and injection of government subsidies. Leveraging is essential for funding modernization efforts, but when done excessively, it signals an unbalanced economy. Statistics given by Fitch (2013) show a rise in overall credit in China from US$9 trillion to US$23 trillion since 2008. If history is anything to go by, China is headed towards a banking crisis and severe credit crunch since credit is the lifeline for its state-owned companies (Chen 2006, p. 11).This essay reiterates the chances of China experiencing an economic crash if steps ...

Questions to Answers

- What is the difference between Active and passive sampling? Active sampling is different from passive sampling in that it employs an air sampling pump that serves to actively pull air and pass it through a collection device, for instance a filter. On the other hand, passive sampling does not need active air movement, like the one generated by a pump. Instead, vapors and airborne gases are collected through a physical process including permeating via a membrane or diffusion through a layer of static air. - What is the difference between Instantaneous (real-time) and integrated (continuous) monitoring? Instantaneous monitoring refers to the ...

CPND can provide accurate and precise measure of both the neutron spectrum and dose equivalent for ten neutron fields as well as five radio-isotopic environments. These results can also be improved by few adjustments of the CPND. These modifications or adjustment comprises of checking the CPND TLD-600 elements and evaluating their thermal neutron sensitivity. Further modifications include further definition of energy intervals and the development of a matrix based spectrum deconvolution algorithm.

There are several factors that affect the response of TLD-600 albedo-based dosimeter. These factors include:

- the distance from the phantom to the detector - the size of the crystal and the doping materials added - the thickness and configuration of ...

In his session at Ted Talks, Eli Pariser discusses the way the internet is filtering information for us. The data that reaches us is not in our control. According to Eli Pariser, there are invisible algorithms that are sifting out data depending upon our previous history on the internet. This was initially the role of newspaper editors and journalists before technology came. The internet is focusing an individual’s direction according to its own interpretations about our likes and dislikes. This raises questions about the ethics guidelines followed by those regulating the web. Eli Pariser talks about internet ...

Background

In 2008, stock markets around the world tumbled like dominos around the world, exposing the vulnerability of global economic connections. It demonstrated that crisis in one nation, and resultant panic, can spread across the globe. This was recently demonstrated by how the US financial instruments, designed to spread and protect the risk by including all types of home mortgages, resulted in stock-market plunge the world over. To complicate the things further, the rating agencies, banks, and investors didn’t take into account the fall in house prices on which were dependent many fancy debt instruments. Consequently, as the wages ...

Letter of Transmittal

Designation, Department Name Dear Professor Name, I hereby submit a report requested on ‘’Major Reasons for Financial Crisis of 2008’’. In order to provide an authentic and resourceful report, I have referred to some of the best academic and research resources.

Regards,

Introduction: It has been 6 years now since the news of bankruptcy of Lehman Brothers shook the global financial world. The intensification of the global financial crisis following bankruptcy and dis-solvency of leading investment banks, corporations, commercial banks, etc. had made the economic and financial environment very tough for the world economy. By early 2009, whole ...

[Assignment Number] [Section Number]

Introduction

The Internet Bubble, also called the “dot-com boom” was created by Tim Berners-Lee in 1993. Historically, it was a speculative bubble, which means that people reached conclusions about its continued profitability that were not based on facts. The bubble covered a period from 1997-2000 and reached its ultimate climax on March 10, 2000 with NASDAQ stock trading reaching an unprecedented high of 5,408.60 in one day before the close of trading. That day stock markets in the industrialized countries saw the prices of their stocks rise briskly both in the Internet Segment and interrelated areas ...

[First Last Name]

English [Number]

[Date Month Year]

Introduction Originally, 3D printing technologies were designed for nonbiological materials, such as metals, ceramics and thermoplastic polymers (Murphy and Atala 6). However, recent advances have enabled 3D printing of biocompatible materials, cells, and supporting components into complex 3D functional living tissues, giving rise to a new technology referred to as ‘3D Bioprinting.’ However, unlike non-biological 3D printing, it involves important complexities, such as choice of materials, cell types, growth and differentiation factors, and technical challenges related to the sensitivities of living cells and the construction of tissues (Murphy and Atala 1). Overall, 3D ...

Box #xxx

Review of Essay “Cell Block, Egospheres, Self-Container” It is extremely common for most single people to live in studio apartments or a similar structure. Most people, however, would not know the various aspects behind the evolution and the view behind these particular living spaces. This paper will review certain concepts put forth by Peter Sloterdijk in his article beginning with the concept of egosphere, then proceeding on to the concept of ‘the cell’ and then to the idea of self-pairing. The paper will, further, also review the relation between the concept of ‘the cell’ and then to the idea ...

Part One

Target Audience: Parents and Guardians of children between the ages of 3 and 9. The kids’ festival is sponsored by Johnsons and Johnson Company. Further financial assistance is provided by several manufacturers of consumables like toys, toilet soaps, snacks, and detergents. The event is slated for Christmas day.

Visuals

That dominant background color of the poster is a bright sky-blue color that is easily visible. A cartoon of a happy looking male bumble bee (putting on a red velvet jacket and a black leather belts with a candy bag in a posture that makes him appears like he is throwing colored candies at a ground of children) ...

Introduction

There are certain laws which actually supports with the prevailing laws and regulations of economics, and among them there is a name of Economic Life Cycle as well. Likewise Product Life Cycle (PLC), there is a name of Economic Life Cycle (ELC) as well, which is one of the most important aspects that can deliver effectiveness to the market (Brinkman, Holroyd & Gardner, 2013). In the ELC, a country or an economy move towards a specific place and then went down drastically in the market. Most of the times, the ELC have been regarded as the economic crisis (Brinkman, Holroyd & Gardner, 2013). There are ...

Introduction

Financial crises are generally protracted affairs. In most cases, the periods after a severe financial crisis have three similar characteristics. The first characteristic is that there is a deep and prolonged collapse of asset market. This means that the real prices of housing declines at an average of 35 percent. This decline is stretched over a period of more than six years. The price of equity also collapses at an average of 55 percent for over a period of three years. Secondly, there is a decline in the country’s output and employment. In this case, unemployment rate rises at a rate of 7 percent ...

Executive summary

The recent global financial could be attributed to a number of factors. These factors include the general cyclical economic development; overheating of the credit market and who appeared his consequence of the mortgage crisis; high commodity prices (including oil); overheating of the stock market. The US mortgage crisis was the predecessor in occurred in two waves, first in 2007 and then in 2008. The 2008 crisis were not unique from the previous crises though it had many unique characteristics. Although the crisis started in the United States, it engulfed almost all countries of the world, and hardly any of them ...

[Professor]

The Cold war which was a term coined by Walter Lippman lasted from 1947 to 1991. After the World War II, the world was divided into two: the ‘liberated’ West and the socialist East. The two world powers headed by the United States of America and the USSR used media, literature, and entertainment to antagonize each other. It was a psychological warfare that aimed at winning the hearts and minds of people. Lippman coined the term cold war because of the lack of direct military war between the two powers. In the propaganda warfare, it distorted information gathered in the ...

Introduction

Several processes that have been developed to facilitate gas separation. The technique of gas separation could result in one single gas product or could give rise to a pure form of gas. The result would ultimately depend on the type of technique that was used for separation. The Swagelok Company makes this possible because it was involved in the sale of various gas and fluid equipment that facilitates the process of gas separation. The above does not mean that the process is devoid of challenges. Often, the system needs to be adequately assessed for the detection of anything that might ...

The Asian financial crisis of 1997-98 began with currency speculators dumping the overvalued Thai baht that eventually led to its devaluation. Sensing that other Asian economies were also weak, speculators targeted them as well which led to the crisis spreading to Malaysia, Indonesia, the Philipines and South Korea. What do you think are the main causes of this crisis? Are there factors that are critical in any explanation and which may indicate that a crisis is imminent?

Answer:

The reason of the fall of the Thai Baht and other currencies can easily by using the simple rules of economics. Due ...

Introduction

In 2008, the world's beginning of the financial and economic crisis that emerged in the form of a strong reduction of the main economic indicators in most advanced economies, later grew into a global recession economy. The emergence of the crisis is associated with a number of factors: the general cyclical economic development; overheating of the credit market and who appeared his consequence of the mortgage crisis; high commodity prices (including oil); overheating of the stock market. The predecessor of the 2008 financial crisis was the US mortgage crisis, which in early 2007 affected the subprime mortgage. Second wave of mortgage ...

A speculative or economic bubble refers to the trading of high volumes of financial assets at certain prices considered a variation from the intrinsic value of these assets. The speculative bubble has numerous names such as a market bubble, a financial bubble, price bubble, or the speculative balloon or mania. In the speculative bubble, the price of the assets base on prediction of future prices, which are often subject to inconsistent or implausible perceptions of market analysts. Given that it is hard to evaluate the intrinsic values of financial assets within the market in real life situations, the identification of speculative bubbles ...

The Great Depression

The economic downturn that began in 1929 and lasted till late 1930’s, i.e. The Great Depression, was the most extended and severe depression, the westernized economies had ever witnessed. Although the depression originated in the United States, but later went on to affect the global economy in the form of decreased production, record unemployment and many other ill-situations. Below discussed in brief are the causes of Great Depression:

Burst of Stock Market Bubble:

Although many economists consider the reduced consumption expenditure as the primary cause of depression, however, the same was initiated by the burst of stock market bubble that had inflated in ...

Herding: An Introduction

While psychologist call it as Herd behavior, the financial pundits go with the word ‘’ Herding’’. Herding is a behavior trait found in an individual where his investment decisions are decided by the majority. In other words, it refers to instances when the individuals gravitate towards same or similar investment based solely on the fact that the majority of the investors are doing so. Important to note, since decades, financial pundits has claimed that such action of investors where they enter into herding environment, leads to inefficiency of the financial markets by causing large or unsubstantiated sell-offs which have no fundamental ...

Introduction

Most agree that going to college is a positive step, and that gaining a college degree opens up more job opportunities with better pay, meaning that it is likely that graduates will enjoy a better lifestyle, plus various other benefits. However, the costs of spending four years at college are considerably more today than they were in years gone by. This essay argues that those costs are too high, and leave many graduates with a huge debt to pay off, reducing the amount of net salary received in the first years of post-graduate employment.

The Arguments

Odland (2012) describes college costs as “outrageous” and that ...

Japan ranks second after United States for the largest economy in the world. Majority thinks that Japan has smooth events regarding their economic condition. However, the truth is they are also experiencing a crisis in their economy. The Lost Decade characterizes what happened to Japan during the 20th century which later included the year 2001 to 2010. The after-war political and economic structures of Japan were: regulation of the state economy through incentives like development loans and research and welfare of society. Also it includes attempts to protect the “sunset industries” through cartels so that full employment can be ...

China has proved to be a production hub for many multinationals like General Motors, IBM, Apple and many more. Low manufacturing costs and economies of scale have made it the most suitable production base. Its private consumption figure is 8% in the world but it contributes far more to the goods and services production. Recently people have started doubting the viability of setting up a production headquarter in China and believe that the golden days are over. None of the known economists have openly raised their doubts about the so called “Chinese Boom” coming to an end. The Great Depression that ...

In the mid-1990s, one could use Ty Inc.’s Beanie Babies as cash in certain situations. That was how much in demand they are. Now they are a ho-hum toy brand everywhere from hobby shops to grocery stores. Back then, thieves of Beanie Babies even received their own name – Babysnatchers. Now people have trouble giving Beanie Babies away. Let’s look at the 4 P’s of marketing (product, place, price and promotion) and compare them to the history of Beanie Babies and how they could be revived for the Beanie Babies: The Next Generation. The product itself ...