Essays on Bubble

Launching Bubble Tea in UK

Proposed By: Executive Summary Lollicup is a beverage and restaurant company based out of California, USA. This is a small chain of restaurants which offers products in the tea and coffee ready to drink segment. However, the products of Lollicup are distinctly different from the traditional tea and coffee based product. Bubble tea is the flagship product of the company and within 13 years of opening its first store in USA, the company is already an established name in the alternate beverage solutions market. Lollicup now wants to expand beyond USA. It plans to launch its bubble tea products ...

The housing bubble and its subsequent burst in late 2006-07, were cited as one of the primary reasons for the financial crisis of 2007-08 that left the whole global economy in tense situations. In the US alone, millions of people went homeless, and thousand of real estate companies were having unsold homes and commercial properties. The financial pundits and researchers blamed the easy financing and relaxed regulation on the financial sectors that fed into the bubble, allowing it to grow to proportions and such level, from where it was not possible for the federal system to save the economy ...

Capstone Project:

Proposed By: Executive Summary Lollicup is a beverage and restaurant company based out of California, USA. This is a small chain of restaurants which offers products in the tea and coffee ready to drink segment. However, the products of Lollicup are distinctly different from the traditional tea and coffee based products. Bubble tea is the flagship product of the company and within 13 years of opening its first store in USA, the company is already an established name in the alternate beverage solutions market. Lollicup now wants to expand beyond USA. It plans to launch its bubble tea products ...

Introduction

Housing bubbles have happened in different economies around the globe. The most recent and most publicized was the subprime mortgage crisis in the United States of America. Understanding what a housing bubble entails in very important in determining whether any economy is experiencing a housing bubble. In economic terms, a housing bubble is the unprecedented increase in the prices of houses because of an increase in demand for housing units, speculation on the prices and the belief that the recent trends in demand and price are surefire forecasts of future trends in the housing market.

A housing bubble starts when the demand ...

A speculative or economic bubble refers to the trading of high volumes of financial assets at certain prices considered a variation from the intrinsic value of these assets. The speculative bubble has numerous names such as a market bubble, a financial bubble, price bubble, or the speculative balloon or mania. In the speculative bubble, the price of the assets base on prediction of future prices, which are often subject to inconsistent or implausible perceptions of market analysts. Given that it is hard to evaluate the intrinsic values of financial assets within the market in real life situations, the identification of speculative bubbles ...

[Assignment Number] [Section Number]

Introduction

The Internet Bubble, also called the “dot-com boom” was created by Tim Berners-Lee in 1993. Historically, it was a speculative bubble, which means that people reached conclusions about its continued profitability that were not based on facts. The bubble covered a period from 1997-2000 and reached its ultimate climax on March 10, 2000 with NASDAQ stock trading reaching an unprecedented high of 5,408.60 in one day before the close of trading. That day stock markets in the industrialized countries saw the prices of their stocks rise briskly both in the Internet Segment and interrelated areas ...

Thesis

This paper will discuss how capital markets influenced the creation of new economy bubble and the subsequent banking crisis. The first section of this paper will cover the topic of shadow banking and its emergence in United States. The Second section will highlight the phases of Bubble which United States economy went though in between the period of 2000-2008. The final section of the paper will list few reasons which were most relevant in bring the economic crisis and crippling the United States economy for coming years.

Introduction

In year 2007, with the burst of Housing bubble led to defaults ...

According to Lexus.us, Dosimetry is defined as “Measurement of radiation exposure, especially X-rays or gamma rays; calculation of radiation dose from internally administered radionuclides”. (2010). Neutron dosimetry is neither as precise nor as complex as gamma dosimetry. In the United States today, neutron dosimetry is among the vital requirements used to carry out comparison of the clinical results gotten from radiotherapy trials done at the fast neutron therapy facilities. The neutron dosimetry radiation uses specialized devices which includes superheated drop detectors. Gamma rays originating from the surroundings, the phantom or biological object experiencing the radiation, the collimating or ...

Industry Bubble

Part One An industry bubble is an economic cycle that exists in an industry. In industries where there is a bubble, the industry is characterized by a rapid expansion which is followed by a contraction. The rapid expansion sees new players entering to venture in the industry with new firms beginning to startup businesses in the industry. The rapid expansion of the industry leads to saturation and the industry becomes too big and bursts just like any other bubble. The bursting is a contraction as there are limited revenues from the industry after the burst. The industry shrinks as many people get ...

Introduction

Behavioral finance is essential in the understanding and analysis of systematic market effects of psychological decision procedures. The concept of behavioral finance uses knowledge from anthropology, social sciences and cognitive psychology to analyze the behavior of investors. The theory of behavioral finance is based on the idea that investors act rationally by analyzing all possible or available information before settling on a given decision. Therefore, investment markets are assumed to be efficient, and they give a true reflection of the available public information of security prices. According to Minsky, capitalistic systems are always vulnerable to crises because financial innovation leads to ...

Letter of Transmittal

Designation, Department Name Dear Professor Name, I hereby submit a report requested on ‘’Major Reasons for Financial Crisis of 2008’’. In order to provide an authentic and resourceful report, I have referred to some of the best academic and research resources.

Regards,

Introduction: It has been 6 years now since the news of bankruptcy of Lehman Brothers shook the global financial world. The intensification of the global financial crisis following bankruptcy and dis-solvency of leading investment banks, corporations, commercial banks, etc. had made the economic and financial environment very tough for the world economy. By early 2009, whole ...

Introduction

Shenzhen, a metropolitan in Southern China, has a house price to income ratio as high as 41.15 according to Property Investment Index 2012. This is not surprising news for Chinese real estate market, as the average housing prices in China had already tripled from 2005 to 2009. Chinese property bubble is an ongoing real estate bubble in both residential and commercial real estate. While this phenomenon has caused many social, economical and cultural problems in the country, there was a heated discussion about the causes of this bubble. This essay will discuss the main causes of this bubble and further connect the ...

The real estate bubble in Thailand

There are several important reasons why governments should monitor the level of real estate prices. Their growth periodically results in economic bubbles that constantly appear in real estate markets all over the world. The last well-known bubble developed in the United States in 2008 and became the start of the world economic crises. Therefore, detecting housing bubbles has become one of the main analytics' objectives. The process of forming bubbles usually goes almost insensibly, but there is often an ever-growing demand for real estate on a certain market. Since it is difficult to define the true value in conditions ...

Abstract

This experiment sought to investigate the effect of substrate on activity of enzyme catalase. It was hypothesized that catalase can only influence the breakdown of hydrogen peroxide. Three test tubes were selected and labeled tube 1, tube 2, and tube 3. Catalase and hydrogen peroxide were added to tube 1; water and hydrogen peroxide were added into tube 2; and catalase and sucrose were added into tube 3. Bubble measuring 20mm was formed in tube 1 while no bubble was seen in tube 2 and tube 3. A conclusion was made that enzyme catalase can only influence the rate ...

Visualizing Data

The visualization and presentation of data using illustrations such as tables, charts, and graphs makes research work easy to present and comprehend, as is the case in Dr. Hans Rosling’s presentation that shows the relationship between population and health in various countries as well as the changes in population and health as time in year’s changes. The initial presentation is a bubble chart that displays life expectancy at birth against fertility rate. Each bubble represents a particular country, and the size of the bubble is the population (Rosling, 2006). Next, he uses an area chart to show the distribution ...

Housing price bubble refers to the situation where, there is a speculation regarding the price increase of the property and the supply is limited. The prices of the house start to rise due to short supply and remained high for a reasonably long period. At the same period, speculators enter the markets and the demand further goes up. At some point of time the demand is static and somehow supply is increased which results in lowering back the prices to significant levels and the bubble is busted . There is a general opinion that FED was responsible for the housing price bubble. ...

CHINA REAL ESTATE PRICE HIGH

It is evident that China is engulfed in real estate property bubble. The high cost of housing evidently supports this statement. There are numerous reasons that are attributed to the situation in China today. Low interest rates and enhanced lending by banks since 2003 is one of the factors attributed to the property bubble in China. It is during this time when Wen jiabao allowed cheap credit for the purchase and construction of property. Besides this, the competing debt investments were rendered less appealing. The limited access to foreign investments for citizens of the country also led to this ...

Box #xxx

Review of Essay “Cell Block, Egospheres, Self-Container” It is extremely common for most single people to live in studio apartments or a similar structure. Most people, however, would not know the various aspects behind the evolution and the view behind these particular living spaces. This paper will review certain concepts put forth by Peter Sloterdijk in his article beginning with the concept of egosphere, then proceeding on to the concept of ‘the cell’ and then to the idea of self-pairing. The paper will, further, also review the relation between the concept of ‘the cell’ and then to the idea ...

Introduction

There are certain laws which actually supports with the prevailing laws and regulations of economics, and among them there is a name of Economic Life Cycle as well. Likewise Product Life Cycle (PLC), there is a name of Economic Life Cycle (ELC) as well, which is one of the most important aspects that can deliver effectiveness to the market (Brinkman, Holroyd & Gardner, 2013). In the ELC, a country or an economy move towards a specific place and then went down drastically in the market. Most of the times, the ELC have been regarded as the economic crisis (Brinkman, Holroyd & Gardner, 2013). There are ...

Question 1

The American economy is just making a comeback from the 2008 economic recession. The recession took the economy to its lowest point in 25 years. The recession arose from the housing bubble, which led to the eventual disintegration of the financial markets. The housing market caused the disintegration of the markets due to irresponsible activities by investors and financial institutions. The housing market is quite different from the stocks market hence; the circumstances that led to the recession involved a series of unique events. The housing industry involves risks that is quite complex to understand because people view houses as assets ...

The documentary, Inside Job, was released in 2010. It mainly focuses on the financial crisis that was witnessed between 2007 and 2009. Viewers opine that the financial crisis was an instigation of few individuals in the USA. The US government officials and top players in the financial services industry intentionally made decisions that would later lead the American economy into turmoil. From the documentary, it is evident that the financial service industry was led into a trap by its own leaders, who had full knowledge of what would happen. More so, the people responsible for these actions went unpunished because ...

What you think Roger Martin’s thesis is and what is the logic behind his argument?

Introduction Roger Martin in his book, “Fixing the Game” has presented some bitter realities on the American financial system. The first financial crisis that occurred in United States was in 1924 that was fueled by abundant hype and easy loans. As the crisis occurred, there was a blame game that who was responsible for this financial meltdown. As things settled down, heavy regulatory measures were imposed, so such kind of crisis does not occur in future. Then in the year 2000, the United States faced another financial crisis that became famous with the name, “Dotcom Bubble”. While many dotcom ...

The economic meltdown in the US was, as a result, of the housing bubble burst that brought about a massive economic recession in the US. The film, Inside the Melt Down, depicts a series of large American corporations going bankrupt and their shares dropping down drastically due to the economic recession. For example, Bear Stearns is a one of the multinational investment company that took an economic downturn in that its shares dropped from $171 to only $57 in a single day. Given that the media aired out their concerns regarding the economic drift of the corporation, most investors withdrew from Bear Stearns. Despite ...

The housing sector in the United States of America is undergoing one of the most difficult times in the American history. The situation has become a real problem to the nation, to an extent that it has been classified as a major economic bubble1. The real cause and the direction of the situation is one of the major economic hurdles facing the United States of American today. It has affected many parts of the United States since it started occurring in 2007, while other parts are feeling the effects2. The situation has led to a decline in the number of potential buyers ...

Fair Value Accounting involves the recognition of changes in fair value as losses and gains on the income statement and reporting assets and liabilities on the statement of financial position at fair value. It goal is to approximate the best it could the prices at which an orderly transaction could occur given the parties’ current position. Thus, it is expected that firms must incorporate updated and relevant information on discount rates and future cash flows in the measurement of their fair values. Under fair value accounting, losses are reported when the fair values of the liabilities increase and assets ...

In recent years, China has exhibited rapid economic growth due to massive debt and injection of government subsidies. Leveraging is essential for funding modernization efforts, but when done excessively, it signals an unbalanced economy. Statistics given by Fitch (2013) show a rise in overall credit in China from US$9 trillion to US$23 trillion since 2008. If history is anything to go by, China is headed towards a banking crisis and severe credit crunch since credit is the lifeline for its state-owned companies (Chen 2006, p. 11).This essay reiterates the chances of China experiencing an economic crash if steps ...

Introduction

Financial crises are generally protracted affairs. In most cases, the periods after a severe financial crisis have three similar characteristics. The first characteristic is that there is a deep and prolonged collapse of asset market. This means that the real prices of housing declines at an average of 35 percent. This decline is stretched over a period of more than six years. The price of equity also collapses at an average of 55 percent for over a period of three years. Secondly, there is a decline in the country’s output and employment. In this case, unemployment rate rises at a rate of 7 percent ...

Introduction

All cells carry out cellular respiration in order to meet their energy requirements and to form metabolic intermediates that can be used to form secondary products. Amongst those products formed as a consequence of cellular respiration, are ATP and CO2. The formation of ATP in the cells occurs through the use of organic molecules available in the form of food (Lehninger, Nelson, & Cox, 2008). When oxygen is not available, ATP formation goes through a fermentation process, usually, referred to as alcoholic fermentation. The process utilizes a number of different sugars as the starting material. These sugars include fructose, glucose, and sucrose. The ...

<Name> <Subject> <Professor>

Introduction

Economic growth stems from, and brings forth further commercial activities. The aggregation of commercial activities influences the rate in which economic growth thrives, hence the importance of noting each kind of activity. Among the most obvious manifestations of a growing economy is the emergence of advanced infrastructures. Positive progress in the economy usually reveals itself through the presence of infrastructural improvements on roads, transportation and real estate spanning commercial, business and residential facilities. The evolution of real estate infrastructure serves as among the most compelling signs of economic growth. One could ...

The state of the world order has often changed throughout history due to various events that redefined which region or country held immense influence around the globe. Since the end of the great wars, the West – led by the United States – held immense power as to the course of international politics and determined the standards of the rest of the world. In recent years, Western dominance was close to being invincible in every aspect of the world. However, when the Global Financial Crisis struck, the public and experts alike noticed a significant change within the world order. A few even ...

Executive summary

The recent global financial could be attributed to a number of factors. These factors include the general cyclical economic development; overheating of the credit market and who appeared his consequence of the mortgage crisis; high commodity prices (including oil); overheating of the stock market. The US mortgage crisis was the predecessor in occurred in two waves, first in 2007 and then in 2008. The 2008 crisis were not unique from the previous crises though it had many unique characteristics. Although the crisis started in the United States, it engulfed almost all countries of the world, and hardly any of them ...

Introduction

In 2008, the world's beginning of the financial and economic crisis that emerged in the form of a strong reduction of the main economic indicators in most advanced economies, later grew into a global recession economy. The emergence of the crisis is associated with a number of factors: the general cyclical economic development; overheating of the credit market and who appeared his consequence of the mortgage crisis; high commodity prices (including oil); overheating of the stock market. The predecessor of the 2008 financial crisis was the US mortgage crisis, which in early 2007 affected the subprime mortgage. Second wave of mortgage ...

Introduction

The government of the United States of America spends approximately $100 billion per year to subsidize American homeowners. Renters often don’t get breaks, but homeowners get them. The mortgage rates of homeowners are subsidized through the use of government-sponsored enterprises such as Freddie Mac and Fannie Mae. This is realized through giving them a tax deduction on federal, local and state income taxes for mortgage interest rates payments. Homeowners are also given favored treatment on their capital gains from the sale of a primary residence. Americans are fond of the idea of houses and white picket fence. The government, therefore, ...

Chevron U. S. A. Inc. v. Natural Resources Defense Council, Inc., 467 U.S. 837 (1984)

Chevron U. S. A. Inc. v. Natural Resources Defense Council, Inc. 467 U.S. 837 (1984) Facts: The Clean Air Act Amendments of 1977 required some of the states which have not yet conformed to the national air quality standards of the EPA to comply with the set standards pursuant to the unamended Clean Air Act. The EPA enacted regulations which interpreted the term “stationary source” to permit the other states to treat all of the pollution-emitting devices coming from similar industrial group ...

Proposal for the Analysis of “Global Financial Crisis-2007”

During our lifetime we have seen many small and big recessions in different financial markets across the globe. The biggest of them all in last eighty years is definitely the Global Financial Crisis of 2007 which is also known as Subprime Financial Crisis. It being by far the most discussed economic topic of our times, lots of things have been said about why it happened and how it could have been averted. Still we are struggling to get out of the deep rooted impact it left upon the global economy.

The Global Financial Crisis did not just happen overnight. ...

Abstract

Many of the US companies are trying to enter international markets, outsource the manufacturing processes, and become international. Such activity needs certain knowledge from the company’s managers and all those colleagues that will participate in communications with the foreign partners. Spain has a very rich history and culture and therefore there are many aspects that US business people should learn before starting to work with Spanish partners, suppliers or customers. The economic situation, business etiquette and traditions in Spain are different from the US ones. This is mostly caused by the relaxed rhyme of life in this country and ...

Ethics is the moral compass that governs the behavior of an individual or a group of individuals. In a newspaper article written on The Telegraph, UK on Friday 19 June 2015, a review is carried out on an article arguing that killing a newborn baby with undesirable effects is the same as abortion. It further goes on to argue that newborn babies are not people and that they do not yet have a right to life. The article, under review is titled “After-birth abortion: Why should the baby live?” and was written by two of Prof Savulescu’s former associates, Alberto Giubilini and Francesca ...

Thesis

The global financial crisis was a period during which downturns were experienced in the stock markets, economic activities as well as losses in the housing market all over the world. During this period, banks had to be bailed out by national governments and consumer wealth declined significantly. The result was a major recession between 2008 and 2009 . This paper looks at the global financial crisis in the world, its effect in the US and measures taken by the US to manage it. This financial crisis was experienced in the world in the late 2000’s and the US was hit ...

Introduction

Banking, financial, and even insurance-issuing institutions were badly hit by the global financial crisis that happened in 2007 to 2008. It created a serious domino effect that eventually took its toll on the U.S. Federal Government. The struggling dollar and U.S. economy—the world’s largest economy in terms of GDP, led to a serious wave of financial and stock market corrections that were felt globally, especially in countries whose economy is largely dependent on U.S. commodity and financial supply and consumption. The ultimate effect of the global financial crisis of 2009 was an increased uncertainty and negativity in the financial ...

CPND can provide accurate and precise measure of both the neutron spectrum and dose equivalent for ten neutron fields as well as five radio-isotopic environments. These results can also be improved by few adjustments of the CPND. These modifications or adjustment comprises of checking the CPND TLD-600 elements and evaluating their thermal neutron sensitivity. Further modifications include further definition of energy intervals and the development of a matrix based spectrum deconvolution algorithm.

There are several factors that affect the response of TLD-600 albedo-based dosimeter. These factors include:

- the distance from the phantom to the detector - the size of the crystal and the doping materials added - the thickness and configuration of ...

Introduction

Several processes that have been developed to facilitate gas separation. The technique of gas separation could result in one single gas product or could give rise to a pure form of gas. The result would ultimately depend on the type of technique that was used for separation. The Swagelok Company makes this possible because it was involved in the sale of various gas and fluid equipment that facilitates the process of gas separation. The above does not mean that the process is devoid of challenges. Often, the system needs to be adequately assessed for the detection of anything that might ...

Japan ranks second after United States for the largest economy in the world. Majority thinks that Japan has smooth events regarding their economic condition. However, the truth is they are also experiencing a crisis in their economy. The Lost Decade characterizes what happened to Japan during the 20th century which later included the year 2001 to 2010. The after-war political and economic structures of Japan were: regulation of the state economy through incentives like development loans and research and welfare of society. Also it includes attempts to protect the “sunset industries” through cartels so that full employment can be ...

Exam II, Question 1

Foster and Magdoff’s historical perspective of the recent financial crisis is interesting and many points succeed to point out the flaws in our economic system. They believe that the current financial crisis had been building up because of historical events rather than occurring due to a natural cycle. According to the well-known business cycle, a crisis begins to take effect when the economy starts to slump, and is usually evident after a boom period. As evident after the recent boom period, the economy began to stagnate; however, there are many that led to this, in addition to the cycles. In the ...

Great Depression

Great depression was one of the worst and first blow to the global economy. Initiated in 1930, the global economy witnessed a economic collapse. This kind of economic failure was never experienced before and the one that started in 1930’s lasted till 1939 and the magnitude of after effects were extreme and harsh for liberal and democratic economies. Most of major global economies were shaken with total production falling by 25-30%, unemployment rates touching sky high with 25% in USA and UK and 40% in Germany. Stock Market Crashes, Bank Failures and a lot more left the governments ineffective and ...

Introduction

When the United States emerged from the Civil War, the divisions within its economy showed the reason why the South lost the conflict. Because of the industrialization that had taken place in the North in the first half of the nineteenth century, that side was able to develop materiel more quickly – and to get it to the men on the battlefields where they needed it with more rapidity. The South, on the other hand, was still mostly an agrarian society. While this agrarian dream would fire the imaginations of poets from Dixie well into the twentieth century, it also ...

ORIGINAL

Cardiopulmonary bypass (CPB) remains the key technology for more complex cardiac operations. Despite tremendous progress since its introduction into clinical practice, CPB is still far from perfect and hence continuous efforts to study and improve hemocompatibilityof both conduct and components of CPB are crucial. The problem is cardiac surgery in conjunction with cardiopulmonary bypass in its current form restricts the patient to exit the hospital in 5-7 days. We know that conventional standard bypass triggers the release of inflammatory mediator which elongates patient’s length of stay. The Pinnacle System tricks red blood cells, platelets, proteins and inflammatory mediators ...

Abstract

In this document, unique data was utilized to determine the correlation between financial reporting quality and the dividend policy of a firm. Financial reports pertain to any and all disclosures made by firms to report current performance and direction. The quality of financial reports is critical because it drives capital market decision makers significantly. To test this hypothesis, data from fourteen Kuwaiti real-estate corporations were collected and analyzed. The dividends dispensed by these companies were analyzed against their reported Net Income, Total Revenue, Total Assets, Total Liabilities and free Cash. Regression analysis was conducted and the results were analyzed.

The ...

The first recession happened in the United States during the 90’s dates back to July 1990 and it lasted for more than one year (until March ’91). After this recession and until now the US economy has been hit other two times by recessions. The second one happened between March and November of 2001, therefore 10 years after the previous recession. This recession was majorly caused by the so called “dot.com bubble” and brought a contraction of the GDP of 0.3%. The last one is connected with the recent subprime mortgage crisis. It started in December 2007 and lasted ...

International Finance

A floating currency refers to a system of currency valuation where by the exchange rate of a country’s currency depends on the supply and demand of that currency relative to foreign currencies. Floating rates of exchange usually vary freely because they are determined by trade activities in the forex market. A floating system of currency valuation is the complete opposite of the fixed rate of exchange. The fixed rate of exchange regime is where by the rate of exchanging the currency in relation to other foreign currencies is set at a constant rate. Countries can either choose the fixed rate ...

Part 1

- In what ways did the video "The Crisis of Credit" demonstrate the failure of the banking industry's Fiduciary Relationship to investors and home owners?

The video explains a worldwide financial disaster that effected everyone. It started on the burst of the dot com bubble when the federal reserve of the United States decreased the interest rate to 1%. This value dramatically dropped the investment level because of the reduced ROI. This action made banks to take more and more loans from the Federal Reserve. The leverage increased as it became very easy to return a loan, so the demand for credit increased rapidly.

The banks took a lot of credit, and they were easily able to payback and made a lot of profits. Investors saw this as ...

The US Subprime mortgage crisis was a banking and financial emergency situation that led to a recession not only in the US but spread to many parts of the world. The disastrous effects of a crisis in the domestic subprime market on the rest of the world beg questions about the interconnectability and interdependence of the international economy as well as the financial institutions. The international financial crisis also revealed how vulnerable the global financial system was. Not only did the subprime crisis have a direct effect on global markets and countries that held a huge number of US mortgage backed securities and were ...

Answer 1)

Dividing the period of analysis in three periods i.e 1981-1991, 1992-1997, 1998-2011 we could easily interpret the actual trend in the bond ratings by Standard and Poors. 1981-1991: This was the period of slow economic growth and as a result, once could witness that till 1991, number of bonds downgraded had exceeded the number of bonds upgraded. 1992-1997: This was the time of blue chip stocks and when US economy was introduced to the boom of technology. As a result, with the rejuniveation of US economy, the number of bonds upgraded exceeded the number of bonds being downgraded. ...

Macroeconomics 2301

18.04.2014

HCC

Spring 2014 8 week course The world’s economy has faced several periods of crisis during the last twenty years. The financial crisis in 2008 is the one that is most recent. It emerged in the United States and then spread to Europe, later affecting the rest of the world. The most problematic sector in the US was the mortgage sector, and was one of the main causes leading to the financial crisis. The house prices have been rising from 1998 to 2006, prompting home builders to construct more new houses every year, but these injections ...

There have been a lot of crises throughout the history: South Sea Bubble (1720), Cuban missile crisis in 1960s, OPEC oil price shock in 1990s, Asian financial crisis of 1997, Economic crisis in Mexico (1994) and many others. However, the financial crisis of the 2007-2008 is said to be the worst crisis since the Great Depression of the 1930s. First victims were the countries, which are the biggest financial centers in the world. Later, in a year or half, the rest of the developing countries started to suffer from the financial crisis that became global. The term of the ...

In his session at Ted Talks, Eli Pariser discusses the way the internet is filtering information for us. The data that reaches us is not in our control. According to Eli Pariser, there are invisible algorithms that are sifting out data depending upon our previous history on the internet. This was initially the role of newspaper editors and journalists before technology came. The internet is focusing an individual’s direction according to its own interpretations about our likes and dislikes. This raises questions about the ethics guidelines followed by those regulating the web. Eli Pariser talks about internet ...

Part One

Target Audience: Parents and Guardians of children between the ages of 3 and 9. The kids’ festival is sponsored by Johnsons and Johnson Company. Further financial assistance is provided by several manufacturers of consumables like toys, toilet soaps, snacks, and detergents. The event is slated for Christmas day.

Visuals

That dominant background color of the poster is a bright sky-blue color that is easily visible. A cartoon of a happy looking male bumble bee (putting on a red velvet jacket and a black leather belts with a candy bag in a posture that makes him appears like he is throwing colored candies at a ground of children) ...

Herding: An Introduction

While psychologist call it as Herd behavior, the financial pundits go with the word ‘’ Herding’’. Herding is a behavior trait found in an individual where his investment decisions are decided by the majority. In other words, it refers to instances when the individuals gravitate towards same or similar investment based solely on the fact that the majority of the investors are doing so. Important to note, since decades, financial pundits has claimed that such action of investors where they enter into herding environment, leads to inefficiency of the financial markets by causing large or unsubstantiated sell-offs which have no fundamental ...

China has proved to be a production hub for many multinationals like General Motors, IBM, Apple and many more. Low manufacturing costs and economies of scale have made it the most suitable production base. Its private consumption figure is 8% in the world but it contributes far more to the goods and services production. Recently people have started doubting the viability of setting up a production headquarter in China and believe that the golden days are over. None of the known economists have openly raised their doubts about the so called “Chinese Boom” coming to an end. The Great Depression that ...

The worst nuclear incident on the land of the US happened on March 28, 1979, as it was the famous Three Mile Island accident, which was a nuclear meltdown in one of the two reactors of Three Mile Island in Dauphin County, Pennsylvania, US. The incident was also rated a five, in the group “Accidents with wider Consequences” on the International Nuclear Event Scale, which has seven as the maximum rate. The accident itself began with the halting of the secondary systems of non-nuclear group, which resulted with the failure of primary system`s relief valve, which was operated by a pilot. ...

The major financial crisis of 2007-2008 was caused by vending Fannie Mae-backed hypothecation packages, commercial real estates and the misuse of credit default swaps. Under the commercial real estate, the speculative real estate bubble in those years went beyond residential homes to affect all kinds of commercial real estate’s (Conserverpedia, 2013). To the extreme the bubble also affected office buildings, shopping centers, apartment complexes, casinos and hotels. This was characterized by people buying high with expectations of selling even higher. Contrary to their expectation, the market collapsed. The real estate creditors were expecting to get a 20% return but ...