Money Business Plans Samples For Students

I've always thought that running a business is the best way to control my own destiny as I don't like working for anyone else. I love being in the driver's seat and making decisions on my own. I didn't like the job I had as I had to do the same tasks again and again. That is why I decided to start my own business.
When I was a kid, I loved watching cars going through the car wash. However, I didn't have a chance to deal with any business before. Thus, I came up with an idea of Continue reading...

Executive Summary

Sample General Hospital has been experiencing financial difficulties and in response recently hired a new chief financial officer who is determined to increase the profitability of the hospital. In order to do this he has proposed that the hospital add a retail pharmacy onto the main hospital, allowing patients to purchase their prescriptions directly from the hospital.
In order to create a comprehensive proposal the CFO created an analysis of expenses and a forecast to predict the profitability of such an endeavor. He predicts that vendor’s would finance the working capital needed to purchase the initial prescription drugs Continue reading...

The Company’s Capital Structure:

A look at the company’s balance sheet shows that the company’s capital is made up of common stock, and long term debt. These are two types of investments and lending to the company and since both these pay return to the fund providers, they will be included in the calculation for the weighted average cost of capital or WACC.

Interest on Debt:

The total value of company’s long term debt is around $28322. This bring the share of debt in the total funding of the company to around 64%. The interest payment made against this debt in the year Continue reading...

Target Market

The target market for the New, the bold, and the Retro clothing and apparels boutique would be individuals who are in their teenage and adolescent years. Since the first and main branch of the company is located in Downtown Chicago, IL, it only makes sense to target the teenage and adolescent people there. Considering this, the people that we will target are those who are in their teens up to early 30s, both male and female. In terms of economic class, we are targeting the higher end of the market. Compared to other market segments in the fashion industry, Continue reading...

Asking people for money is not effortless, as one has to prove that their cause is worth saving, however it is a necessity for most non-profit organizations. Even though it is difficult, fundraising should be an enjoyable and stimulating experience (Klingaman, P. 11). It is important for every fundraising organization to build a fundraising network. Fundraising network is significant especially in organizations that have no solid foundation. Strong and sustained fundraising networks can help an individual raise enough to fulfill the vision of the organization. The concept behind fundraising networks is not complex; organizations raise more when they a Continue reading...

My business consists of printing t-shirts with various slogans and designs. The slogans as well as the designs are created by me. It is one form of art which includes t shirt painting as well as printing. The t shirts, once printed are then sold to retailers and they place the order for the most sold out t shirts. I create different designs and get them printed. I also sell them online via social networking sites which consists of uploading the pictures on the page and then sending them to the customers through couriers. The t shirts are my Continue reading...

Upfront is a fashion label devoted to providing extreme levels of comfort for your feet. Our goal is to bridge the gap between street fashion and sportswear inspired by nature. Our vision is inspired by the idea of identifying with patterns within nature to satisfy comfort in a familiar way. We push the common need for self-expression in upcoming and
present-day generations. Upfront is worth your time and worth to exist because Upfront is a brand that not only represents design and fashion, but also awareness and sustainability. Upfront are to be worn proudly as a means to share Continue reading...

Before choosing whether to invest in real estate or stock, one has to weigh the pros and cons. The Condo that Rich and Kim wish to invest in is real and tangible. Real estate investment has had an average return of around 8.6% in the past years. Real estate has generated a wealth and long-term appreciation for many people. The benefits of investing in real estate include a tax deduction and the chance to sell the property through the 1031. One does not pay for capital gains when the money is invested in a similar kind of stock. The Continue reading...

Marginal Costing

Marginal costing is used by managers to make decisions in the short-term when costs are fixed and variable. In the long-run, all costs are variable and hence no application of marginal costing. Variable costs are those that change proportionately with change in production. They include costs like electricity, labor and raw materials. Fixed costs are those that remain constant irrespective of the level of production. An example of fixed cost is rental charges. Marginal costing is very useful in managerial decision making process as it is used to ascertain the level of sales, costs and profits in the business. Continue reading...

Final Plan

Introduction
Accounting and finance always define somewhat different things in total because the applicability of the same could not be matched with any other thing. Accounting is the name of recording and interpreting the data from different standpoints and there are numerous things that come under the ambit of the same. On the other hand, finance is the name of utilizing the money and funds of the company at a place from where the likelihood of earning would be on a higher scale.
In a broad nutshell, both of these things are quite effective and important to watch. Industrial Continue reading...

Smith & Wesson is an American firearms manufacturing company. It has been in operation since 1952 and most of the innovations in ammunitions are attributed to it. The company is well established and its shares are traded in the New York stock exchange. Its financial health has been consistently good for many years as evidenced by the financial analysis-ratio and cash flow analysis- below for the year 2012. The financial data used is derived from its annual published financial statements (NASDAQ 1).

Financial ratios

Financial Ratio Year Formula Computation Ratio
Net profit margin 2012 Net Profit/Total Sales 26.43÷412 =0.1:1
2011 -82.77÷ Continue reading...

The eventual goal of any proposal is to attract and convince potential funders. These funders, however, are hard to come by .One has to research about all potential funders that can associate with the mission of the drafted proposal (Frey, 2008). Several techniques have been established for individuals to effectively track or locate, contact and in the end cultivate funders for a project. This paper will objectively try to investigate and note techniques that encompass three core activities; location of grant funders, researching the donor and presentation of a funds requisition letter.
There are several ways of identifying potential Continue reading...

When starting a business, financing is a significant decision. The types of financing available will largely depend upon of where the company falls in store life cycle. In developing the financial plan for Great Value Thrift Store, the entrepreneurs will be required to start at ground zero in order to develop their concepts into realities (Anonymous, 2010).  The goal is to get the store open any way possible and it requires creativity and persistence. It is vital to be open to alternative sources such as angels, customers, family and friends to assist finance the store (Copeland, 2006). Traditional resources Continue reading...

Business plan

The business in perspective is of a collector`s item (s). It involves the sale of inventory held from collection of materials and items that include coins, lawn gnomes, books, movies, music, and or paper money. The business has an expansive network of outlets and its focus is on the maintenance of an inventory so ancient and antique yet so hard to find and for the purpose of satisfying the customer`s need for items with sentimental value.
The business has been operational for the past two years since the year 2011 until presently this year 2013. The business Continue reading...

Executive Summary

This is a basic proposal made with the intention of funding the arising projects in the Town of Goodness Fall. However, this was after the mayor of the town realized that this urban center had problems in the police department. This followed interaction with a local non profit agency with whom they have partnered to source funds for this project. A needs analysis was performed and it provided some insights on the nature of projects which were to be implemented with urgency. As a result the proposal shall further outline the needs analysis as it was conducted by the Continue reading...

Business Plan

[Author’s name]
- Risk Profile of the Company

Business risk:

Risk is an element which is always present in the business which ultimately results in loss of company’s investment. This is a risk of exposure in the bottom lines of business. However, there are certain risks that found in business which are categorized under the following captions. There is a chance that ABC Company will have a significant amount of association of the business based risk. This particular risk is all about inventory management which is used in making cedar roofing and siding shingles. It may happen that, the Continue reading...

In order to understand what potential clients (in the traditional foods market) want, I propose to collect data from both primary and secondary sources. Primary data will be collected by interviewing customers who visit traditional foods restaurants within the area - using simple open ended questionaries. The main aim of the interviews will be to understand acceptance of traditional foods, pricing and the areas that are not currently served well. Secondary information, on the other hand, will be collected from relevant literature found in books, magazines and online sources.
The traditional foods market will be segmented based on the Continue reading...

Part C

Question 1
Summary of financial position/net worth
Summary of financial position/net worth
*Home Contents

Question 2 - Part A

*1.5% of taxable income
**Interest is subject to 10% tax rate in Australia
According do Australian tax legislation Australian residents are subject to individual income tax. As Tony’s annual salary is $115,000, he is due to pay $17,547 plus 37c for each $1 over $80,000 for the group of tax payers having income between $80,001 and $180,000. By analogy, tax duties can be calculated for Clare. She receives annual payments of $80,000, thus his tax duty will be $ Continue reading...

Business Plan

- Abstract
This document is presents a proposed five year financial model for ABC Energon, a business firm in the energy industry. The financial model through various statements will indicate how much cash will be required to start the business, an indication of projected expenses and revenues, source of funds for assets and operations and return on capital investment.
- Background
- Source of capital
The initial capital for ABC Energon is projected to be at $ 750,000.00 which shall be raised through Bank loans, bank over drafts, trade discounts, retained earnings, shares, credit facilities and government grants.

The table below is an indication of the expected amounts for financing capital.

The Continue reading...

- Abstract
This document is a Financial Plan for Dalnin Inc. a Sole proprietorship firm that sells women business suits. The document gives in summary the background of the firm, Sources of Capital and how the firm intends to use the same, Cash flow projections for the next three years, balance sheet at the end of the current financial year, profit and Loss Statement for the period under review and the anticipated Break even analysis. The financial plan is intended to give at a glance, the financial viability of Dalnin Inc.
- Background
Dalnim Inc was established as a Continue reading...

Money spend without proper planning is money wasted, therefore, it is inevitable for a personal financial plan, which acts as a blueprint to spending, Ramsey (2007). The purpose of personal financial plan is to direct finances to the three main categories of personal objectives, which are spending, savings and investing. Sources of personal incomes include mainly career remunerations and incomes from personal business incentives. Personal income is highly determined by the career line of an individual, competitive careers result into more personal income. Personal financial choices also play a role in determining the amount of income netted by an Continue reading...

Question 1

The Federal Reserve (Fed.) acts as the bank for the Government of the United States by redeeming and selling government securities, for example Treasury Bills and Savings Bonds, and giving financial services to the Treasury Department.
The Federal Reserve Banks have a mandate to be the depository and fiscal agent to the government of the United States. In this mandate, the Federal Reserve performs several services to Treasury while acting as the bank to the Federal Government.

The services offered to the Federal Government by the Federal Reserve Include:

- collecting federal tax reports
- processing postal money orders, government checks and U.S. savings bonds
- maintaining accounts for U.S. Treasury

Question 2

Continue reading...

- ABSTRACT
This document is a Financial Plan for a firm intended to offer physical health and fitness services commonly referred to as a gym. The document contains a summary of the following major components of the proposed business plan: Business background, source of funds to fund the firm and financial projections for the first three years after opening its doors to the first customer. The Financial Plans therefore gives at a glance the financial feasibility of starting the proposed business entity and its projected financial expenses and revenues for the first three years (Sinha 23).
- BUSINESS SUMMARY
Continue reading...

Business Plan: Hotel

Debt financing refers to any money that I would borrow for my startup business to operate. The money received from debt financing must be paid back to the lender at an interest. In my case, I have decided to take a loan from the bank since their interest rates and repayment periods are convenient for a starting business (Yu 2009). However, the loan that I would receive from the bank would not be sufficient for the smooth running of the business. Therefore, I have also decided to get equity financing by allowing people to invest their money into the Continue reading...

Funding to Education

It is mine proposal that the five million dollars be allocated towards education pursuits. It is in line with the legal requirements that the entire figure be channelled to only one sector. In light of that technicality, I urge that the funds be allocated towards education funding of Brown County.
Ordinarily, it would be expected that I avail justifications that support my proposal. Indeed, it is my humble submission that the allocation would go towards the benefit of the entire populace within the County of Brown. For starters, the general standards of education are lagging and below normal standards Continue reading...

Slide 2

Good morning, today we will talk about Custom Snow Boards Inc. a company that intends to expand its reach to Europe, after having successfully set up operations in the US. Custom Snowboards or CSI operates warehouses and distribution in Europe and Canada but the company feels that the time for further business involvement in Europe is now. This business involvement means putting up a production facility in Europe.

Slide 3

The company is registered in Delaware and is owned by Jim Swartz, its founder and current majority shareholder.
The company is public and is traded at the Midwest Stock Exchange. Currently, Continue reading...

Business Description

- Industry Overview
There has been a great surge in the number of starving children in the Fort Worth community. This necessitates the need for individuals and businesses alike, to take up initiative and find solutions to this communal problem. The existence of starving children in Dallas has been there for a long while, and while most choose to ignore it, the problem is not going to solve itself until businesses exercise their social corporate responsibility to the communities in which they conduct their operations.
- Company Description
Pepsi Co. is a beverage company that has existed for a Continue reading...

Abstract

Partnership is a means of forming businesses where two or more people join their resources in order to pursue a common goal.Partnerships have many pros and cons in the way they are formed and how they operate.When starting a small business there are several ways to consider as sources of funding.These include personal savings,borrowing from friends and family,bank loans and angles.Marketing of company’s products is important in order to create awareness to target customers and to pursued them to purchase.The components to consider when marketing are product,price,place and promotion.When marketing, technology and social responsibility Continue reading...

Competition Bikes: Expansion Into Canada

Background
Competition Bikes (CB) is looking at expanding its operations in Canada. Currently, Canada absorbs about 10% of the company’s output. With market research showing that there is a market for CB’s products. The move would require CB to use its efficient operations and management strategy developed in the US but more importantly, would require CB to put up a brand new manufacturing facility abroad. After considerations regarding availability and cost of qualified labor, land cost, facility construction costs, taxation and tax incentives, transportation and other important aspects, CB’s Management has chosen Toronto as its favored Continue reading...

Business Description

This paper evaluates the financial business plan of CITI groups expansion to Europe. The company prefers to have operations in Europe as part of its growth strategy. Consequently, CITI group incurs costs so as to have operations running in Europe.

The projected costs for CITI Group

CITI group will have to acquire two buildings from which its operations will be run. The project cost of one of the buildings will be $1,000,010. The other building will be acquired under financial lease terms; it has an estimated value of $1,180,000. The company will purchase equipments worth $545,000 while the initial inventory Continue reading...

Executive Summary

The Business Impact Analysis is tailored to offer management with a report of the possible prospective impacts for each major system component of the business processes should they not be available for a while. After analyzing the results of the BIA for the Omega SAP system, the following is a summary of the analysis. This summary will highlight the priority of the present business functions. It will further show the possiblity for loss in the event of a disaster or sustained outage.

Business Functions Priority

The business processes supported by the system are six in number. They are:
- Cash flow management Continue reading...

Project Management refers to the systematic way of carrying out a given project in a disciplined, professional, orderly, effective and efficient manner to achieve excellent results of the project. Certification refers to approval given to an individual on the merit that he has accomplished a certain course and he can perform a job about the course in a good manner. Project management certification, therefore means the authentication of the qualifications of an individual on the management of projects. It means that the individual has proven to be a good project manager and can carry out any project. In this Continue reading...

Individual Assignment Part 3

Introduction
The financial planning in this assignment is based on the steakhouse business proposed in the market and feasibility study of the business plan. The business will be based in Ventura County Main Street location and will target young adults who are looking to dine-out while at the same time providing a relaxing atmosphere. Therefore, the business will be investing a lot on its infrastructure and information technology since it aims at establishing a long-term relationship with its customers through efficient service, quality food and customer relationship management.

Assumptions

In order to develop a financial plan for the business and Continue reading...

- Analysis of the Master Budget - Answers
- Proposed Budget and Concerns
A budget is a financial document that is carried out by companies on a periodic basis to project future income and expenditures. The budgeting process is carried out by key individuals through a stringent process that takes into account the relevant activities of the company and any future activities it will undertake.
A budget forces the organization to go through the rigors of planning based on the amount of available resources and the time they are available. In the case of Competition Bikes, timing is an important Continue reading...

The name of our organization is Fully Intergraded Network System (FINS), which unites a group of IT contractors. The work is based on bidding for projects that require IT support in all the possible aspects of the network systems to hardware and software. The company has experience of over 30 years, and within this time it managed to earn excellent reputation and today it is a leader in its sphere. Currently there are more than 200 employees working in the company, all of them having at least college level of education, certificates necessary for the occupied positions and relevant Continue reading...

Surgery.com is all about connecting cosmetic surgeons and physicians to consumers who are seeking such services. Hence, it is crucial for the site to understand the needs of both, consumers as well as doctors. Conducting a formal bi-annual survey will allow the site to feel the pulse of stakeholders and adapt itself in a more efficient, low risk manner.

Although the site has gained tremendous popularity, it still needs to extend its reach to the maximum number of consumers possible. While undertaking vigorous PR and marketing campaigns is the obvious way to go, the success of such initiatives will Continue reading...

The firm has to make an initial investment of purchasing new office equipment and computer to be able to develop apps for both phones and android. Assuming that the asset purchased will not depreciate over the next two years, the company is expected to make any purchase of additional assets. Since over the next two years there is no additional investment, the cash in hand and cash equivalent increases in the third year. Since the capital raised by the owner of the business is enough to meet the expense of the firm, the long term debt is expected to Continue reading...

According to Bangs & David, designing a perfect business plan requires a lot of strategies regardless the industry that the business falls. Planning a successful business needs strict evaluation of every minute detail towards the business prospect, in terms of its profitability and wining a competitive advantage. Wedding planning services has a lot of opportunities because people continue marrying in colorful wedding ceremonies (2011). Being 2 years old, Precious Moments has an opportunity to develop successful strategies that are likely to see it better placed in the next five years. The company wishes to develop a mobile application for its Continue reading...

In such instances, the exporter should be particularly keen on the terms of payment, i.e. in installments or the whole package after the profit. The terms of credit should be considered to avoid exporter’s insolvency and failure to deliver. A letter of credit serves both the importer and exporter and is fundamental in this transaction. This serves as an incorporating factor for the parties banking systems.
At first, the importer opens a letter of credit designed in goodwill of the exporter. The issuing bank will then send a letter of credit to another bank, negotiating Continue reading...

All businesses require a business plan for success especially a Private ATM business, as it is new and its characteristics are not so well known all over the world. A Business Plan is a report which spells out how the business will be carried out so that it is profitable. The business plan serves the following functions (a) it spells out clearly what is to be done and in what circumstances (b) it lists down the priority of the actions. Finally (c) it forms the guide to our business so that in case any party who has been approached Continue reading...