Payment College Essays Samples For Students

Abstract

The healthcare systems comprise of many services that can lead to the successful delivery of treatment to the patients. Patients can receive their treatment and then the member or the hospital can contact the third party payer to reimburse them. There are numerous reimbursement methods and clients chose one that they. The methods include; the Value-Based Purchasing Medical Reimbursement, pay for performance, fee-for- service and episode-of-care payment. Each method has both its advantages and disadvantages to either the patient or the hospital. An acute care hospital which provides quality treatment to the patients within a short period utilizes the ...

Payment methods and technologies have shifted a great deal over the years. Gone are the days where cash and check transactions make up the bulk of the give and take that occurs when people engage in commerce, travel and otherwise spend their money. Credit and debit cards have ruled the roost for a while but some new contenders are starting to emerge. The first major alternative to the conventional credit cards and other more traditional methods was PayPal (PayPal, 2017). However, smartphone-enabled technologies such as Apple Pay, Samsung Pay and Android Pay are starting to dominate the commerce and ...

Executive summary

For convenience of analysis, this paper has been organised under three parts. The first part of the paper discusses about the global payments industry in general. The global payments industry has been growing at a tremendous pace over the last decades and the development of internet technologies greatly contributed to the growth of this industry. The Porter’s five forces analysis of the global payments industry reflects that it maintains a favourable business environment for business houses. In the analysis, it appears that all the five forces of the industry are in favour of the Visa that enjoys massive ...

Avnet INC.

History
The Avnet INC. is a Distributor Company founded by a Russian immigrant called Charles Avnet. Charles started by purchasing parts of the radio and selling the parts to different individuals, especially in the port cities of the United States. With time, he transformed his distribution platform by selling the surplus parts to dealers and manufacturers. Charles Avnet shifted his operations during the Great depression by focusing more on wholesaling. Between 1920 and 1930, Avnet transformed his business by branching out and diversifying by dealing with radio kits in cars and assembly kits in the automobiles.
The incorporation of ...

Business

Introduction 3
Literature Review 3
Analysis and Discussion 4
Would you relate the payment to the demands of the job or to the relative performance of individuals doing the job? You should justify your decision and include the following; 4

Discuss the links between strategic reward and organisational strategies, link to total and strategic reward practices and the role of PRP 5

What impact would markets and legislation have on the system 6

Conclusions 8
Recommendations 8

Reference List 9

Introduction
Pay and reward of employees are two inclusive aspects within the operational facet of an organization. Thus, organizational investment into a pay and reward system (PRP) is crucial ...

Health care costs are increasing throughout the world (Stabile et al., 2013). US spend more on health more than any of its European peers. For instance, in 2013, US spent 17.1% of its total GDP on health care while France and Germany spent only 11.7% and 11.3% respectively, of their total GDP on health (World Bank, 2015). Despite this massive expenditure health, the Europeans receive better health care quality than the Americans. There is a correlation between health care spending and quality of care provided (Stabile et al., 2013). Therefore, reforms in the health care spending might be associated ...

Part A:

The following is a self-financial plan for a Canadian single man of 24 years. I received in 2015 a degree in a Canadian college and started to work in a tech company. I need a financial plan from the current date 2016 until my death. The estimated death age is 82 years old according to Canadian Census .
The development of each step of the timeline and goals requires my knowledge, experience and money. Canada is the external environment to consider, a country with an economy tied to the United States of America, the minerals and oil exploitations and the ...

As the global economy deteriorates, the median family wealth falls dramatically, and the cost of raising children becomes more and more expensive. Parents are forced to plan their families and have only the children whom they can care for. The cost of bringing up a child stretches beyond food, shelter, clothing, education, health care, and transport. With the increase in the cost of food, gas, health care, education, and so on, child rearing becomes even more expensive. The overall impact is a decrease in family size. This paper analyzes the family size in two countries, Australia and Saudi Arabia. In particular, ...

Question 1: Ensuring compliant coding and billing

Adhering to accurate coding and billing processes is one of the most important elements in ensuring RCM coding and billing compliance. A critical process that can be used to ensure RCM practices comply with coding and billing regulatory guidance and industry standards is regular monitoring and auditing of medical claims before submission for payments such as the ICD-10 standards (CureMD, 2016; Kochhar, n.d.). Frequent request follow-up and verification activities improve and strengthen the overall coding and billing processes of a firm by helping ensure that all the necessary right safeguards are in place to avoid errors (MetricStream Inc., 2016). ...

<Student’s last name>

Money and its Functions

Introduction
Money is an integral and essential part of the financial system in each country. The United States dollars, Russian rubles, British pounds or French francs - money serves as the means of payment and the measure of value in all economic systems. In this paper, we try to consider the nature of money, their economic importance and the factors that determine their amount (mass). We will attempt to show how great is the economic importance of the money exchange and the significance of the role that money plays in economic policy development.
Money ...

Introduction

Vermont, Minnesota and Colorado have introduced transformative healthcare payment and delivery system reforms. The three regions have introduced deliberate measures to coordinate the healthcare insurance providers and health facilities to improve disease prevention and management. The reforms in the regions have the aims to lower the basic costs and enhance the desired healthcare results. The healthcare models in Colorado and Minnesota have introduced transformative, accountability and transparent approaches for the patients under the Medicaid program. On the other hand, Vermont has introduced the multi-payer programs with the objective of a consolidated healthcare financial system. This article focuses on the ...

With the aid and use of robotics in the mechanical department, the company was in a position to implement and take ideas from conceptual phases to full production in a short period. That meant that the company was ready to not only expand, but also compete for government contracts for exceptional products they would implement. However, for the companies make that a reality, it had to implement and adopt various contracting financing techniques (Newell, 2008). To start with, contract financing, well-defined as the funds transfer from a company that was awarded a contract to the contractor who is the owner of the project. The ...

INTRODUCTION

Wireless Communication is a much discussed science in the recent times. A lot of research activities have been carried out in this field due to high demand of low-power & interference free communication technologies. Secondly, the humongous developments in VLSI technologies have enabled low-power & low-area implementation of unique DSP algorithms. Many low-end communication technologies have been introduced so far to cater the requirement of short range & secure communication between endpoints for communication, data exchange and automated commands execution .
Near-field Communication (NFC) is basically a Bluetooth-like short-range wireless communication technology for smartphones and other mobile devices to communicate with each other by ...

Management

Question # 1
10 Different Types of APCs under OPPS
The unit of payment under OPPS in most of the cases is APC. CMS allocates each services of Hospital a common procedure code to APC based on similar clinical feature and cost. The rate of payment and co-payment is calculated for an APC that is applied to each service within in APC. Sometimes newly introduced services are assigned to new technology of APC, which are depend on similarity of resource used, until cost of data are available to permit assignment to APC clinical .
Packaging is the critical feature ...

[First Name Last Name]

PayPal Organizational Overview & Brief History
PayPal Holdings Inc. is an American based online payment system, which is headquartered in San Jose – California and currently operating globally. Primary operations of PayPal are associated with online money transactions using electronic options, surpassing traditional methods such as money orders and checks that were less reliable and timely. PayPal is one of the most largest and renowned online money transferring corporations in the world. PayPal primarily functions as an acquirer i.e. performing all the relevant processing of the payment in support of online vendors and businesses. Since it operates ...

Workshop Management Database3

Normalization CTelNo as the key attribute..3

Normalization of Job number as the key attribute based on the Bill

of Material file 5
Normalization of Inventory Book, Part No. as key attribute..7
Entity Relationship Diagram for 3NF..9
Protoype design Microsoft Access..11

Introduction to United Kingdom’s Bicycle Industry14

Peleton Ltd ..14

Income Statement/ Financial and Non-Financial Performance15

Financial and Non-financial Performance16
Additional Financial and Non-financial Performance.16
Other Areas of Concern18
Recommendation.19

Introduction

In today’s business world, an up-to-date, complete, and reliable financial database system is a must for organizations that aim for efficient, secure, and orderly operation. The succeeding sections will discuss the logical design for a prototype relational database of Peleton, a distributor of bicycle, accessories, and related services for its workshop management. Peleton ...

Mobile payment took the center position immediately the banking institutions realized it. Its discovery emerged a few years ago when smartphones we innovated into the markets. Nowadays anyone who owns a smartphone has access to mobile payment transactions. Mobile transactions keep increasing by day due to move of people from desktops to tablets and smartphones. Everyone want go mobile where one can access all his financial services and other benefits through a hand gadget called a smartphone.
With mobile payment, people can buy and sell anything anywhere as far as one has access to smartphones, tablets and laptops. Businesses are carried out ...

As a business owner, if I had limited resources in e-commerce, I would focus on payment processing. Payment processing has to do with the service and process that facilitates payment transactions in a business. These payment transactions can be between the shoppers and business or the business and its suppliers. Payment processing usually involves a system of computer applications and processes that authenticate and approve payment transactions between all the parties involved in a business transaction. I would focus on payment processing because payments are crucial for the success of any business. Payment transactions ensure that a business remains functional even when finances are ...

Query 1. In most major contracts, contractors negotiate for advance payments, which ordinarily range from thirty to fifty per cent of the contract value. This poses the risk for the buyer. To address this risk on advance payment to supplier, RTE should ask for repayment or advance payment guarantee assuring the repayment of the down-payment in the vent of non-performance. They are issued for the full amount of advances. The specific risk covered by repayment guarantee is ordinarily described in general terms, namely non-performance. Accordingly, the text of most repayment guarantees does not indicate whether the beneficiary can only ...

Introduction

Bank typology has grown more complex as more formerly niche banking services gain greater customer bases, encouraging different banks to shift focus from the traditional retail banking format to a more complex and specialized arrays of banking services. Moreover, large banks, particularly multinational companies, maintain their retail operations while serving non-retail accounts, such as businesses, investors, and purely online customers (Pritchard, 2016). Further, certain organizations offer banking-like services to its members, such as credit unions and savings and loans associations (S&Ls). Thus, to manage this typological complexity, this explorative paper covers only primary forms described in its most typical ...

Nowadays, Apple is one of the most advantageous companies in the sphere of mobile and computer technologies. From year to year, its developments become more advanced and include Siri, Touch ID, and Apple Pay, mobile service that allows making payments due to a combination of NFC, Touch ID, and Wallet. The performance of “Apple Pay” is based on digitization of the card with ITunes or photo and replacement of the card chip with wireless communication – Touch ID on IPhone 6/6s/6SE/6Plus/6sPlus and IPad Air 2/Pro or double clicks on Apple Watch. In other words, “Apple Pay” virtually stores your debit ...

The credit policy of a business should be customer friendly and should provide adequate time to the customer for the payment for purchase or service. To successfully manage credit, a company needs to place importance on new customers and not only focus on the old customers. It will be important to reach out to new customers who will increase their reach as well as revenue, credit management enables the company to improve on their policies and regularize the cycle of receivables. The most important part about credit management is the collection and unpaid collection. A company needs to maintain ...

Negative impact

The development of washing machines had a negative impact on my job as a house help. My duties as a house help included washing my employers’ clothes and utensils. As a house help, I used to ensure the house of my employer was clean and wash their clothes since they were busy. Washing my employer’s clothes formed one of my main duties, and as such with the development of the washing machine, I lost my job.
My services such as washing clothes were replaced with the development of the washing machines that could easily wash many clothes at a time. The neighbors ...

The formula for calculation of payment per month is PMT = P X (APR/n)/ [1-
(1+APR/n)^ (-ny), where p is loan taken, APR is rate of interest is always equivalent to 1

Payment in two different cases, first one normally and then consolidating all the loan

Amounts together and calculating the effective payment required to be done along with
Proper comparison between the two kinds. The objective of doing that is to hold a picture
About pros and cons of consolidation and why someone should go forward with
Consolidation. The situation is:
$15,000 with an APR of 8% for 15 years
$10,000 with and APR of ...

Introduction: Dividend Policy

In the business platform of today, there is very stiff competition between companies. This is because of the increased number of organizations coming up every day making it difficult to survive in the market. In order to survive in the market, organizations need a strong financial background so that they can gain a competitive edge over their rivals. In a bid to achieve this, organizations go public and sell shares to them at a cost. In lieu of their investment in the company, the shareholders of the company are then paid a share from the annual profits of the company, known as dividends.
Important ...

Introduction

This paper entails a business plan outline for an e-commerce business which will operate under the name Decca Galleria. The business entails the sale of various forms of artwork which include paintings, assorted furniture, and many other similar antique products. This entity will operate entirely as an online business, which will target both local and international customers in its operations. The business plan for this entity is highlighted in this paper, and it includes an in –depth analysis of the various components that will influence directly the success of the venture.
According to Laudon and Carol (67), the e-commerce ...

Law governs many different areas of business. The study of business law also involves acquainting oneself in ethics applied in decision making. Moral minimum is standard for ethical business behaviour and means compliance with the stipulated law. The law does not evolve simultaneously with global advancement and for these reasons; we have grey areas in the law. This area is when the law is quiet on the legality of an action. Many diverse laws affect a single business transaction. Organizations and service providers owe a set of ethical duties to shareholders, suppliers, community, employees and most importantly its customers. When these ...

THE HEALTH CARE MARKET

Qn 1
Access to health care services varies from state to state. In the U.S, healthcare services have tremendously evolved from a predominantly volunteer or charitable system where patients paid little or no money at all to business entities (Ameringer, 2008). The healthcare industry is now one of the largest industry employing over 13 million workers with a projection to increase by 5 million by 2015. According to Ameringer, its very unfortunate that the health system problems lie with delivery system that drives low quality and inefficient care in a country filled with latest technological advancements and skilled health care professionals. ...

Many energy companies begin from a humble background of marketing their products without any plan for further development. However, to reach a certain point in growth, they must embrace branding proactively. Overlooking this important step towards marketing would result in stagnation in growth. Ovo Energy is an energy supplying company through buying and selling electricity and gas to domestic properties (Bessant and Tidd 429). Creating the right image of the Ovo Energy through branding will be so fundamental in generating a market in Cairo. Branding must, therefore, satisfy the following characteristics: innovative, customer loyalty, quality products, and good design ...

Abstract

Rural residents have different health care needs compared to urban populations. There are economic, social and cultural as well as educational aspects that impacts the manner by which health care is delivered in rural areas. As a means to address the different health care needs of urban residents, legislators worked towards the development and implementation of policies that are perceived to improve the health and well being of the urban population. Included in these programs is the adoption of better payment plans, the promotion of wider and more affordable health insurance, and the alteration in the health care delivery ...

Overview

Business ethics are fundamental aspects when it comes to corporate affairs and dealing with organizational members (Alvesson 87). Indeed, the successful organizational culture is heavily reliant on the ethics portrayed by the top management, employees and other members of the organization. Essentially, they must come up with ways of solving issues in an ethical manner such that the integrity of the organization in maintained. In this line of thought, therefore, this paper seeks to answer some fundamental questions regarding the various problems and events that unfold in an organization’s realistic realm. As such, the paper comprise of clarified ...

Business

Information System in Organization

RFID refers to radio frequency identification. It is a modern technological advancement in the retail business today, which promotes speed, accuracy, and convenience for business owners, workers, and customers. It uses electromagnetic fields as medium of transferring data meant for the automatic identification and tracking of information on object tags. These tags contain information stored electronically and it includes details such as item name, price, brand, and quantity. RFIDs have a wide range of application that extends to the grocery business. Based on the clientele and pressing needs that the business, they can implement and apply the ...

Introduction

It is acknowledgeable that there are diverse factors that are currently taken to consideration in marketing strategies. This is in relation to how various business offer diverse services that are essential in guaranteeing competitive advantage. It is evident that there are diverse strategies that different businesses have developed to ensure that they have a competitive advantage over other business that are in the same business. It is due to this reason that they is a need to establish the relevant changes that need be analyzed based on the performance of a business over other business. Based on this reason, it is important ...

Question 1

Workings:
Beach Director
Annual salary = 47,000
- Social security payment

Payable up to $45,000

First 3 months = 312 × 45,000 × 7.51% = 844.875
Last 9 months from 1 January = 912 × 45,000 × 8% = 2,700.00

Total social security payment 3,544.875

- Health insurance = 1,250. Beach Director is entitled to full health insurance since the FTE is 1.
- Life insurance benefits
0.85% of annual salary
0.85% × 47,000 = 399.50

Assistant Beach Director

Annual salary = 35,000
- Social security payment
Payable up to $45,000
First 3 months = 312 × 35,000 × 7.51% = 657.125
Last 9 months from 1 January = ...

This is a bilateral agreement entered into betweenandas of today The seller referred to hereby is a business person operating a business retailing in mobile phone accessories in the state of California. The buyer hereby referred to is a student at the University of California. The contract regards the sale of a mobile phone.

With regard to this mutual covenant, the parties agree as follows:

The seller agrees to transfer to the buyer, possession of a mobile phone, Nokia Lumia 520, on hire purchase terms, at a hire purchase price of $190, upon payment of a deposit amounting to $85.

Terms of installment payment:

After payment of the aforementioned deposit, the buyer agrees to further pay equal monthly installments amounting to $17 ...

Management

The privacy rules of HIPAA are defined as the right of any persons to have an access to all protected health information that is of him or her and controlled by an entity that operates in a primary paper-based surroundings. Protected health information is been converted from paper records to electronic forms through the help of health information technology. There is a massive adoption of electronic health records in most health institutions to create quality and efficiency in healthcare delivery. The health IT highlights the measures that individuals can request electronically for their protected health information.
The critical role of ...

HEALTH CARE REIMBURSEMENT PROGRAMMES.

Health care professionals play an important role in society. As such, there is a need for these professionals to understand the various health care reimbursement systems and methodologies to discharge their duties. There exist various financial systems adopted to cater for the financing of healthcare with each plan posing its risks as well as the incentives these systems exists solely because most patients have an insurance plan.

Fees for service reimbursement program mean that a fee is paid dully to the healthcare provider for each specific service rendered. This system is widely used as it guarantees total independence of which services ...

Is Performance-Related Pay a Proven Path to Improving Employee Performance and Job Satisfaction?

Introduction
This paper is aimed at understanding whether performance-related pay can lead to improvement in employee’s performance and job satisfaction. In order to answer this question, it is first of all necessary to research the nature of this payment system, analyze the reasons why employers choose it for their organizations. It is also necessary to consider its types and analyze their advantages and disadvantages. Then, it will be possible to properly understand the ways, in which performance-related pay influences job satisfaction and performance of the employees. In order to do it properly, results of various studies will ...

Economic Impact of E-Commerce Payment Fraud

Abstract
New technological tools and way of doing business B2C e-commerce have a considerable impact on the economy. There are diverse types of e-commerce applications; however, for this paper m-commerce, applications have been considered, and influence of the m-commerce payment frauds has been determined on the economy of the United States. It has been realized that the impact of m-commerce payment frauds is not large on the United States economy because m-commerce represents the very small amount of the economy, which account approximately 0.53 percent of the overall economy. The aim of selecting the m-commerce is that it is ...

Introduction

Governments and nonprofit organizations just like the commercial entities must prepare financial statements, but unlike the commercial entities whose accounting is for measuring profitability, the governments’ and nonprofit organizations’ accounting is for accountability (City of Cambridge Participatory Budgeting, 2016). The nonprofit and government agencies apply an accounting system known as fund accounting, where a fund is made up of several accounts each set apart for a particular purpose in agreement with law and regulations. Unlike the commercial entities which only have a single account called the general ledger for determination of profits, nonprofit and government agencies can have several ...

Business Problem 3

SDLC design, development, and implementation 5
Requirements Checklist 6
User case diagrams for human interactions 7
User training 8
Maintenance activities 9
Referances 10
Business Problem
Udo, Marian, & Uduak Corporation (UMUC) is a private company in Kanzas focused on electronic services fro medical facilities. However, recently the managed not only to further develop and expand the precision electronic components, and replacing parts for medical devices portfolio, but also to introduced low voltage motors for saving emerge and rising efficiency. These devices can be used outside the medical industry, what makes them popular and appealing. That was the reason for ...

- The minimum monthly payment on an outstanding debt of 5270 dollars would be 2% of the outstanding amount which is 105.4 dollars. Out of this minimum monthly payment of 105.4 dollars a certain portion would go towards reducing the outstanding balance and some portion would go towards paying off the interest. The interest component would be 15.53%/12=1.294 %. Then multiplying this by the outstanding amount of 5270 gives us the interest payment of 68.2 dollars. The principal portion would be 105.4-68.2 =37.1974 dollars. See Attached excel sheet for calculations.
- Assuming that my credit card has an outstanding ...

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Introduction 3

About Amazon.com 3
E-Commerce Solution Key Elements of Amazon.com 4
Technology Infrastructure 4
Datawarehouse and DataMining 6
Datamining to operational efficiency and acheiving sales goals 6
Network Security Threats in E-Commerce Applications 7
Controlling Network Security Threats in E-Commerce Applications 8
Payment Gateway 9
Conclusion 9

Reference 11

Introduction
E-Commerce is a present day business methodology addressing various needs of organizations. It enables consumers and merchants to reduce costs and simultaneously improving on the quality of products and services. It ...

1) Draw a system blueprint for the process of a customer coming in and eating in the conveyor belt sushi restaurant. Start with the consumer flow. (15 points)
The consumer flow consists of the customer, who may be seated on a table or the counter that is served by the conveyor belt is able to choose from the food on display. If the customer sees a dish he/she likes or is interested in, he/she simply picks the dish from the conveyor belt. The conveyor-belt sushi restaurant was a very innovative idea that was greatly executed and is a system that works. It brings out ...

Health care provision is a critical aspect for the growth of the nation. Quality and efficient system ensure that timely and convenient medical care is given to the people. The plan has to be formulated that incorporates the concerned parties in the field of health care provision services. These include the physicians and financial advisors to provide guidance on better payment plans. Once the plan has been created, several aspects that determine the success of the plan must be clearly stated, and necessary measures taken to ensure that they are achieved.

Difference between Patient Centered Medical Home and Health Management Organization

The need to improve services and health condition of ...

Cottonwood Grove Apartments is an apartment setup situated in Clovis, California in the United States of America. The apartment is a representation of the modern apartments as it has considered various elements that customers would look for while searching for an apartment to occupy. The apartments are spacious with 1, 2, and 3 bedroom plans. The construction also involves fitting various facilities that make the apartment outstanding. Also, security in the apartments is emphasized through construction of strong and electronic gates. There are also various payment methods that the apartments offer to the tenants to ensure it maintains proper relationship with ...

Abstract

This paper explores such questions as the definition of letter of credit, its type, the use of these types ate mentioned. The point of using letter of credit is studied and the work of this mean of payment is described. The advantages and disadvantages of the main types of letter of credit for sellers and buyers are considered.
Keywords: letter of credit, issuing bank, advising bank, seller, buyer, bill of lading, commercial invoice.
As a very common way of international payments that causes the risks of transactions to be divided between the buyer and seller Letter of credit ...

Corruption poses a profound economic and legal threat for international corporations that are engaging in business globally, especially in transitioning and developing countries. The US Securities and Exchange Commission and the United States Department of Justice is at the forefront in the fight against bribery (Dean, et al., 2012).According to Oslen (2015), the establishment of the two organizations has seen an increase in the number of investigations and the prosecution of persons and corporations that engage in corruption.
The Foreign Corruption Practices Act was established in 1977 to help in addressing the rampant corruption and bribery by American-based ...

Introduction:

Outsourcing is a cost saving practice in which one company provides different goods and services to another company. It is used by different companies to transfer some portions of work to outside suppliers instead of completing it internally. It describes the strategic use of outside resources to perform organization's internal activities. It help the companies to get more skills and expertise from outside suppliers. Outsourcing is an act of acquiring products or services from an outside company that is known as vendor or supplier. The history of outsourcing is embedded with a history of the growth of modern technology ...

Credit cards are issued to interested customers as payment cards that are accepted by most merchants and service providers across the globe. Credit cards can also be used to do online shopping and to make withdrawals from ATM machines. Credit cards are small cards with implanted computer chips that track the cardholder’s purchase and report the purchase to their bank accounts. Credit cards are mainly issued by banks after entering into agreement with several merchants and service providers to accept the cards in lieu of money. When a credit card holder makes a purchase by using the card, ...

Healthcare reform is a topic of much debate. Of course, delivery of healthcare services affects every citizen from all social and economic classes. In this regard, healthcare reforms have purposely been focused towards addressing the traditional problems that face the healthcare system. Examples of these challenges include; limited access, under-insurance as well as other social and economic barriers. A number of recommendations and legislative initiatives including the Patient Protection and Affordable Care Act (ACA) have been adopted to improve the healthcare delivery system (Blumenthal, Abrams & Nuzum, 2015). According to Blumenthal, Abrams and Nuzum (2015), the ACA has been described ...

Introduction

A negotiable instrument is a document that guarantees payment to a specific person. The instrument must name the payee or otherwise indicate his identity. A negotiable instrument is transferable and in essence, it is a signed document with a promise to pay the holder of the document a given fixed amount of money at a specified date or on demand. Upon the transfer of the instrument, the legal title of the instrument is passed to the owner.

Promise and negotiable instruments

A negotiable instrument is a document used in contracts, and which guarantees the payment of a given sum of money unconditionally on demand or at a future date. It is a promise ...

The housing market in Salt Lake City has definitely been impacted in a big way by the recession which started in 2008. Almost every facet of the economy has been affected. For example, new migration has been observed to fall significantly since this recession. The local labor market has been observed to record fewer investors while unemployment in itself is still below the 3% national average, and poor growth in the job sector is a real pacesetter for relocation. There is weakness in the demand for housing due to lack of support in migration.
Utah is ranked sixth in the ...

Question 1

The United States' economy is ranked as one of the most globalized economies around the world. Improved technology has positively contributed to the globalization of the US economy with the penetration of multinational companies in foreign countries around the globe. Apart from technology, there are numerous factors that have positively contributed to United States' globalization. For instance, favorable social and economic factors have an upper hand in facilitating globalization in the region. Globalization has been characterized by both positive and negative effects. In the United States, globalization has improved economic activities with neighboring countries leading to economic development. The ...

The housing market in Salt Lake County has definitely been impacted in a big way by the recession which started in 2008. Almost every economic factor there is has been gravely affected. For example, new migration has dropped in a significant manner. The local labor market is reflected by the lack of newcomers. Unemployment in itself is still below the 3% national average and poor growth in the job sector is a real pacesetter for relocation. There is weakness in the demand for housing due to lack of support in migration.
Utah is ranked sixth in the nation where foreclosures have ...

Part I

High deductible health insurance plans require health care consumers to pay for their care until they reach a deductible amount. These deductibles have a powerful effect because they can discriminate which will make patients skip care. It will make Americans unhealthy and sick. High responsibility of copays and deductibles will see many patients not receiving the required care.
There are several types of insurance and consumers need to choose the insurance that suits them. When selecting employer sponsored or private health insurance, people should focus copayments and the annual deductible that a person will be making (Thorpe & Ogden, 2010). The cheapest ...

Managed care is an essential system of delivering health care across the country that works towards the provision of a generalized structure necessary to focus on the use, access, effectiveness, quality, and cost of services offered. The management aspect creates a link to the patient, which deliberates on the provider services noted across the industry. Two main modes of managed care provisions include provider reimbursement as well as hospital reimbursement aspects. Working on these aspects requires a premium understanding of issues within the community. Provider networks attempt to reduce costs that emanate from providing better fees for the services ...

The emergence of digital currencies and their rapid expansion into international financial markets and the lives of common people has been nothing but a substantial shake-up for the global financial sector. These digital or virtual currencies, often known as cryptocurrencies, employ cryptography to secure and authenticate transactions, as well as to administer the creation of new units. Today, both youngsters and older people know the Bitcoin benefits and Ethereum features: they are decentralized and operate on a peer-to-peer network, giving users more independence and near-absolute anonymity.

In recent years, digital currencies have grown in popularity, and their use has spread beyond ...

Introduction

Effective marketing strategy is necessary for ensuring that a new product or service is well communicated to the target segment. With that, this report presents a summary of a marketing strategy for a walk in clinic. The report describes the product, the consumers, the impact of outside agencies and regulators, anticipation of the changing market and the importance of the marketing strategy.

Marketing strategy

Product Information
Service Description
The proposed service is a walk in clinic focusing on the urgent care services such as laboratory testing, sutures, x-rays and removal of foreign bodies. The Clinic will be based in New York ...

Introduction

Multinational companies refer to those that conduct their operations and have subsidiaries in at least one country other than their country of origin. The first MNC came into existence in the 17th Century; the East India Company was the first one. Since then, MNCs have grown to over sixty thousand today being fueled by growth in world economy, better business infrastructure, and globalization amongst other factors. The first generation of MNCs had multi-domestic, international and global MNCs. The distinguishing characteristic of multi-domestic MNC is their interest in entry in new markets while the international ones were based on technological ...