Finance Research Papers Samples For Students

Accenture has emerged as one of the leading global outsourcing companies in the world due to its costs effective outsourcing, technology and management services that have enabled many operations of their clients transform into successful businesses. The company has emerged a leading outsourcing services provider touching on many industries of business and industrial nature. The company has grown from a little known provider to a global giant that gives superb services that have transformed the operations of the organizations that have worked for. The company prides itself of giving cheat and fast services while working on a way to Continue reading...

Brief history

Zurich Financial Services Company was started in 1872. As the name suggests, the company‘s intention was to offer extremely reliable financial services to the citizens of Switzerland. The company had been created to offer marine reinsurance services. It was originally known as the “Versicherungs-Verein” which meant the Insurance Association. After several acquisitions, in 2ooo the company changed its name to Zurich Financial Services in order to incorporate the many companies that it had acquired according to their functions. Zurich Financial Services Company is the biggest insurer in Switzerland. The company has also become extremely competitive in the global Continue reading...

Starbucks: A Worthy Investment

Introduction
When it comes to finding a proper organization to invest in, there are two specific matters that need to be considered especially when it comes to the possibilities of earning more from the said organization. It is not a joke to invest on anything, especially on business organizations that are currently operating in the market. Weighing the risks and benefits will make it easier for the administrators and/or business operators to define whether or not they are going to invest in a particular organization. One specific matter to note is the track record of the organization. It is Continue reading...

Insurance company

As of February 14, 2014, U.S. insurance company AIG intended to cut 3% employees worldwide, according to Financial Times. On Thursday, the company announced that the severance pay for 1500 is $ 265 million, thus, AIG continues to reorganize its business.
As of April 10, 2014, AIG had some problems with underwriting profits, nevertheless, despite several problems in the past the company shows some improvements. Smart investors are focusing on the business and the actions of management: by making unpopular moves today, AIG is taking a long-term bet that a simplified, streamlined company down the road will be much more Continue reading...

Macroeconomics 2301

18.04.2014

HCC

Spring 2014
8 week course
The world’s economy has faced several periods of crisis during the last twenty years. The financial crisis in 2008 is the one that is most recent. It emerged in the United States and then spread to Europe, later affecting the rest of the world. The most problematic sector in the US was the mortgage sector, and was one of the main causes leading to the financial crisis. The house prices have been rising from 1998 to 2006, prompting home builders to construct more new houses every year, but these injections helped rising Continue reading...

Answer A)

Revenue/Operating Expenses/Operating Income/Net Income Analysis:
Referring to the previous five year financial statements of the company from the year 2009-2013, the revenue of the company has increased consistently over the years from $197 Millin during 2009 to $419 Million during 2013. However, as displayed in the graph below, the trend in net income has been downside-up. The Net income of the company reduced significantly during 2009 -2011 from $82 Million (2009) to $53 Million (2011).
Interestingly, the reason for fall in net income during those years was significant increase in operating expenses. For Instance, during 2011, operating expenses accounted Continue reading...

Kwame Kilpatrick former Detroit Mayor Case

Kwame M. Kilpatrick who was the former mayor of Detroit was sentenced for 28 years in jail for being involved in a corruption scandal. The defense should not apply to either reduce Kwame’s sentence or exonerate him. Kwame had greatly embezzled the city’s funds not only during his time as the mayor but also when he was a state legislator (Spence, 2011). His corrupt actions warranted him to get the harshest sentence possible given that he was a public official. Although the defense requested that he should receive a term that is not more than 15 years, Continue reading...

Analysis of 10k of Dish Network and Direct TV

Executive Summary
Organizations have to work extremely hard to maintain their effectiveness in the market as it is something which induces them to work hard for the economic prosperity. Every company that worked under a specific industry always try to maximize its financial belongings and shareholder’s wealth, but is really important for them to mitigate the issues relating to it which certainly leads to higher economic prosperity.
Financial based competitiveness could be extremely important for the sake of an organization in particular. The main perspective of this assignment is to analyze the financial power of two different companies Continue reading...

Abstract

The paper focuses on the development of taxation based on contributions of  Ricardo, Smith and Petty. They both developed the taxation idea from Locke’s theory of a single tax on rent. Their major contribution was on the incident tax, which demonstrates value system, power relations and group interests on taxation. Finally, the paper analyzes how taxation influences economic decision in the 21st century.

Introduction

The development of political economy in the 17th century was characterized by an effort to flee from Locke’s theorem that all taxes would eventually fall on the rent of land as well as his Continue reading...

The Right Way To Hedge Shift in supply and demand dynamics and the global markets volatility have created unparalleled unpredictability in commodity prices in the recent past. Companies that produce sells or buys commodities have experienced dramatic swings in their returns. Many companies have accelerated the use of hedging in order to caution themselves against the volatility and to avoid situations that could jeopardize their survival. When executed well, the economic, strategic and the functioning benefit of hedging can not only help in avoiding financial distress but also opening up choices to preserve and generate value. If hedging is Continue reading...

Norfolk Southern Railroad Company is a corporation that deals with the transportation in the Columbia. It serves more than 22 states in the District of Columbia and operating more than 20000 route mile. It provides rail carriers in the western part of the United States where it transports containers. Therefore, it provides efficient transportation of the products such as industrial and coal in the eastern part through rail carriers.
The company has three main branches operating at the designated areas. The Norfolk and Western is one of the branches that were made in 1881. The second is the Southern Continue reading...

“The question is not where KHC is as a company right now, or even what it has achieved to date. The big question is what the future holds, and if we can continue to deliver the same spectacular level of growth and success? The simple answer is ‘yes’, and furthermore we’re well placed to even exceed what has been achieved before.”- Alwaleed Bin Talal (Kingdom, n.d, p. 1)

Introduction

Alwaleed Bin Talal is the key figure behind the Kingdom Holding Company (KHC). This is an international holding company that is unrivalled in the world. He has been twice Continue reading...

Introduction

Banking, financial, and even insurance-issuing institutions were badly hit by the global financial crisis that happened in 2007 to 2008. It created a serious domino effect that eventually took its toll on the U.S. Federal Government. The struggling dollar and U.S. economy—the world’s largest economy in terms of GDP, led to a serious wave of financial and stock market corrections that were felt globally, especially in countries whose economy is largely dependent on U.S. commodity and financial supply and consumption. The ultimate effect of the global financial crisis of 2009 was an increased uncertainty and negativity in Continue reading...

An Accounting Information System (AIS) refers to the structure used by a business to collect, process, manage, store, retrieve, and report business related data. Business analysts, accountants, managers, consultants, auditors, tax agencies, and chief financial officers use such information in making crucial business decisions (Gelinas, Dull, and Wheeler, 2012). Professional accountants work with AIS in deriving financial data with high levels of accuracy in record keeping, and avail this information to decision makers (Hall, 2013). AIS also ensure that the data used by accountants remain secure and intact and that it is only availed to legitimate users.
AIS are Continue reading...

Introduction

The NET Act
In 1997, 16th December, the congress passed the No Electronic Theft Act which was later to be signed by President Clinton, into law. The act was enacted to facilitate the prosecution of any violations on copyrights which is perpetrated on the internet. The act declared all actions of reproducing, distributing and sharing copies of electronic copyright materials, as a federal crime(Bernstein 325). Some of the copyrighted electronic materials which were meant to be protected by the NET act are movies, songs, games, movies and software applications or programs. This Act facilitated prosecution even in situations Continue reading...

Abstract

This report analyzes the case of Enron and its failure. The practices adopted by the management have been analyzed and criticized in order to identify the main cause behind the whole issue. Along with this, the report also suggests different solutions and recommendations for the management in order to minimize or stop the risk of such issues in the future. The report has also highlighted the importance of Information System in this case. Moreover, the report presents suggestions regarding how the implementation of Information System can help the management to avoid such issues.

Organizational analysis: Enron

Enron scandal is one of the Continue reading...

The world has recently experienced high cases of conflicts in the Middle East. The conflicts have led to an increase in refugees and asylum seekers in Europe. Greece has experienced a great number of refugees and asylum seekers due to its closeness to countries of conflict such as Syria. The financial crisis has nonetheless forced Greece to put a restriction the people entering the country. As a result, a lot of criticism has been directed toward the Greek nation without any consideration for the reasons behind her actions.
First and foremost, the economic impact of refugees on the Greek Continue reading...

The Advantages of a Student Taking the CMA Exams Prior to Graduation

The Certified Management Accountant (CMA) is an accounting program intended to provide individuals in the accounting field with the broadened professional skills in the managerial accounting arena. The CMA exams are issued in most countries throughout the world. The exams employ a unique combination of pecuniary proficiency, tactical acumen, creative and critical thinking, as well as unified approach to help promote successful businesses all over the world. Management accountants across the world argue that the exam improves their competency through guided management accounting procedures that the course provides.
While the CMA exams can be taken by practising accountants with Continue reading...

Analysis of Company Audit-Risk Using Financial Analysis Tools

Audit risk occurs when an auditor makes an unqualified report of the company’s state of affairs. This results when he or she omits information that is significant in the procedure. An individual could make an error or fraud, thus causing the misstatement (DiGabriele, 2010). These threats are categorized into inherent, detection and control risks.
Financial analysis is the process of collecting, selecting, evaluating, and interpreting financial information of a company. This is significant in making investment and financial conclusions (Lanier & Saini, 2008). The analyzed data are used for internal activities of the organization such as appraising employee performance. Continue reading...

Return on investments

This metric measures the amount of revenue that a particular marketing campaign adopted by Heineken in different market regions and segment generates (Heineken, 2014). Venturing in to emerging markets has far higher implications. In 2011, the Middle East, Asia pacific Latin America and Africa accounted for 43% of the total volumes of the company compared to the 2006 21% volumes. This clearly implies that there is greater potential for excellence in these new markets. As such, the return on investment is high. This should be compared to the cost of running the campaign in order to determine if the Continue reading...

Definition

Finance is science, which explains about the management, creation, money, banking, credit, investment, assets and liabilities. The finance has financial systems. It has public, private, and government phases. There are three types of finance public, corporate, and private finance.

Efficient Market

An investment that states impossible to beat the market because the stock market efficiency causes the existing price to the corporate, EMH says, the stock always fall value on stock exchanges. It is impossible to outperform in the overall market based on the expert stock selection. The efficient market deals with the market research and efficiency.

Primary Market

A market issues new Continue reading...

Lending institutions, healthcare and human capital are among the major determinants of economic development in developing countries. A lending institution is a private or public financial organization, which gives loans to different borrowers in the economy. Examples of financial institutions include banks, finance companies and credit unions. Health care, on the other hand, is concerned with the well-being of individuals in both physical and mental aspects. It involves the management procedures taken to ensure the good health of a human being. Human capital refers to intangible assets posed by individuals in terms of acquired skills and knowledge. It is Continue reading...

Cost is an important measure which is extremely vital for an organization in particular. There are two different types of cost, which particularly are fixed cost and variable cost and it makes a total of Total Cost. Both of the types of costing are essential for a company to incur. Every organization tries to decrease the cost of the company in order to increase the financial belongings resultantly. Apart from the fixed and variable cost, financial risk is yet another important provision on which the entire capacity of an organization depends upon . The prime theme of this assignment relates Continue reading...

Introduction:

The policies needed for investment in the capital and labor markets depends heavily on the public expenditure in order to influence the performance of the economy. The balance in the levels of public and private investments plays an important role in ensuring proper decision making pertaining to the labor and capital market investments in the economy. The levels of public and private investments influence the economic forces and policies in relation to labor and capital markets. Public investments play an important role in facilitating economic development and growth in the country. The levels of public investments are of the Continue reading...

Summary of a Staff Accounting Bulletin No. 94 and an FASB Exposure Draft

Part 1: Own words summary of the accounting treatment to a non-accounting major
The aspect of accounting is fundamentally conceptualized on the basic principle that an entity owned for commercial purposes (capital) added to an entity held but owed to someone else (liability) yields a total sum of an individual’s owning (Assets) as at the particular time of carrying out the evaluation. This represents the basic accounting principle of Capital+ Liabilities= Assets from which other accounting principles arise. For purposes of establishing an individual’s true worth in the context of asset ownership, liabilities are deducted from the Continue reading...

Kenya is a country that is found in the Great Lakes Region of East Africa. It is a country with an approximate population of 40 million people. With a square kilometer area of approximately 582000, Kenya is among the third world countries that are under developed. A former colony of Britain, Kenya mainly depends on agriculture as its main economic backbone although the type of agriculture practiced in the country is not mechanized. Most of its land lies in arid and semiarid climatic areas. Alongside agriculture, the successive governments of Kenya have stepped up campaigns to promote tourism. Tourism Continue reading...

Answer 1)

Equity Financing:
Also known as risk capital, Equity financing refers to own capital invested by the entrepreneur in addition to capital raised from family, friends and angel investors.

Advantages of Equity Financing:

Expanded Capital Base:
The fund so raised during equity issue are used for Capital budgeting Decisions and to perform necessary Research & Development that are quintessential for a company’s growth which is possible only because of expanded capital base.
Though above discussed advantages may lure the company to go for Equity financing but the disadvantages it carry cannot be overlooked.

Disadvantages of Equity Financing:

Ownership Dilution:
The decision to accept equity financing leads to ownership Continue reading...

Introduction

The present day corporate world is well aware of the increasing cases of accounting fraud. Governments and regulatory bodies are finding themselves in embarrassing situations after corporation’s collapse, even after receiving a clean bill of financial health from their auditors, a landmark case being that of Enron. These incidences have led to the accounting regulatory bodies, securities regulatory bodies and other government institutions mandated with the regulation of the accounting profession to demand that auditors are accountable for their actions or omissions in the performance of their duties. In the case study below however, there is a conflict Continue reading...

Major Factors that have led to its Economic Success and Decline

The United Kingdom economy has experienced major changes in the past few decades, which has shifted the factors of economic growth from physical factors such as machinery and manual labor among others to an economy driven by ideas, skills and knowledge. This can be adopted to provide an explanation of the significant growth of the financial services while the manufacturing sectors have also experienced a significant decline. The UK economy is currently driven significantly by the business services sector, which comprise lawyers, specialists, consultants and estate agents. Therefore, the knowledge based industries comprise the most important group in the Continue reading...

a. Purpose of Managerial Accounting
Managerial accounting is the process of preparing accounts and management reports that provide timely and accurate statistical and financial information. Managers require such information in making short and long term decisions (Wild, Shaw and Chiappetta, 2013). Unlike financial accounting that produces annual reports used by external stakeholders, management accounting generates reports means for an internal audience and use.
The objective of management accounting is to improve on the effectiveness of both control functions and management planning. Management accounting serves four functions; cost control, cost evaluation, management planning and performance evaluation. It provides information to Continue reading...

Introduction

Walmart Stores, Inc. branded as Walmart, was founded by Sam Walton in 1962. Its headquarters are Bentonville, Arkansas, USA. It is a, multinational retail corporation which runs chains large warehouse and discount stores. According to Fortune 500 list in 2013, it is the second largest public company globally. Besides, the company is the biggest private employer in the world having 2.2 million employees, and the largest retail in the world. In each week, Walmart receives 200 million customers and members in its more than 11,137 stores under its 69 names in 27 countries, and e-commerce websites. It is Continue reading...

My thesis statement is that medical charities are utmost important for the nation as well as humanity in general as they help to cope with medical emergencies and necessities thus saving several precious lives and providing much needed medical help on time. This is the reason I have chosen medical charities from among the other charities to donate the sum of $10,000 at my disposal. For efficiently gauging which are the best medical charities, I have done some preliminary research by poring through their websites in detail supported by secondary research of going through their performance parameters and Continue reading...

Background

In 2008, stock markets around the world tumbled like dominos around the world, exposing the vulnerability of global economic connections. It demonstrated that crisis in one nation, and resultant panic, can spread across the globe. This was recently demonstrated by how the US financial instruments, designed to spread and protect the risk by including all types of home mortgages, resulted in stock-market plunge the world over. To complicate the things further, the rating agencies, banks, and investors didn’t take into account the fall in house prices on which were dependent many fancy debt instruments. Consequently, as the wages Continue reading...

Letter of Transmittal

Designation, Department Name
Dear Professor Name,
I hereby submit a report requested on ‘’Major Reasons for Financial Crisis of 2008’’. In order to provide an authentic and resourceful report, I have referred to some of the best academic and research resources.

Regards,

Introduction:
It has been 6 years now since the news of bankruptcy of Lehman Brothers shook the global financial world. The intensification of the global financial crisis following bankruptcy and dis-solvency of leading investment banks, corporations, commercial banks, etc. had made the economic and financial environment very tough for the world economy. By early 2009, whole of the Continue reading...

This is an INDIVIDUAL assignment. Submit your answers in hardcopy at the beginning of class. Check the syllabus for the due date. Handwritten answers are NOT acceptable. Use Word to write your answers.

Chapter 4: Investing

Please choose a publicly traded company that you find interesting or would like to invest in, and find their ticker symbol on www.money.msn.com or www.finance.yahoo.com.

Two factors have been shown significant in determining the long-run performance of stocks:

- The size of the company, known as “market capitalization” (often shortened to “market cap”)
- The price of the stock, relative to its book value (price to book)
- Go to http://www.morningstar.com/ and enter the ticker for your chosen stock Continue reading...

Investing in the Future

Investing in the Future

One of the most important aspects of modern life is planning the financial future. It’s not a secret that every successful task in our life needs planning, whether it is planning a holiday or planning some long-term event. However, the most significant of all things is personal financial planning as it secures good future life for people involved in this process. Planning the financial life a person should be serious and responsible and should examine many aspects which influence the process of financial planning at all. The finances should be balanced taking into consideration Continue reading...

British Columbia is a region located in the west coast of Canada. It is a constituent of the Pacific Northwest alongside the states of Washington and Oregon in America. Victoria BC is the capital of British Columbia and the 15th leading metropolitan area in Canada. The name Victoria BC originates from Queen Victoria BC who was responsible for the creation of the British Columbia colony. The British Columbia bases its economy upon resource exploitation. The transcontinental railways end within its territories. Consequently, it provides a site for the main pacific ports that enhance international trade. Its metropolitan nature enables Continue reading...

Compare the Notes to Consolidated Financial Statements

Compare the Notes to Consolidated Financial Statements
The company of my choice is Coach Inc. and its closest competitor is Michael Kors. Michael Kors was chosen as it belongs to the same industry as Coach and has nearly the same characteristics as it. This means it is its closest competitor available considering the scope of the business. Comparison of the two consolidated financial statement will make Coach aware of where and when they went wrong in order to try and rectify in the future. This will enable them to plan effectively and analyze their previous cases hence enabling them Continue reading...

Introduction

Accounting and Finance are two different fields, but most of the people associated both of them are identical. However, the concepts of both of these provisions are totally different from each other. Accounting is the name of recording the day to day transaction, while finance is the name of utilizing the funds of the company at a place from where the likelihood of earning would be on a higher node.
Both of the concepts of Accounting and finance are two important things from the standpoint of an organization and no organization could be in the line of economically based Continue reading...

Analysis of Walmart financial performance

Analysis of Walmart financial performance
The net income has increased in the year 2013 by 8.35% as compared to the year 2012. The net operating cash flows are also increasing on the regular basis. In year 2012 the net cash flows from the operating activities was $24.25 billion and in the year 2013 it is $25.59 billion. There is a clear increase of 1.34 billion in the cash inflows of 2013.
The net cash outflow from the investing activities in the year 2012 was $16.61 billion and in the year 2013 it is reduced to $12.61 billion. The investments Continue reading...