Banking Argumentative Essays Samples For Students

In the modern society there exist many forms of buying goods and services. In ancient times, people used to buy goods and services by the use of barter trade; this involved exchange of goods for other goods and services. There are various forms of paying for goods and services, among them being cash, hire purchase and buying on credit. Buying on credit refers to a form of payment that can be used by an individual to acquire goods and services and pay for them in the future (Calman 21). Buying on credit is an internationally accepted way of purchasing commodities. ...

The current changes in the education system have been the topic of discussion in the contemporary world. Prevalently, education has met myriad changes as it transcends from the traditional method to present-day education. The old-style education involves the learning process in which the students physically interact with the instructors. Similarly, the traditional method countenanced the student to dig deep into their pockets to cater for the education expenses. Evidently, the old education was inconvenience and expensive to numerous students. The outcry of the students, have led to several institutions creating online programs called e-learning to permit the students with ...

Since the National Collegiate Athletic Association, also known as the NCAA, already extends scholarships and funds to pay for tuition, fees, room and board, and other allowable expenses, the NCAA should continue not to pay the student athletes who participate in athletics. College sports are called college sports because athletes that are in the NCAA are students and not professionals. Just like any other job you go to college to hone your skills and advance them for the future. The advantages student athletes receive from the NCAA are more than generous. According to the “National Collegiate Athletic Association” (ncaa.org), ...

The debate on the cost of college has been on the rise in the past decades almost reaching fever levels. Policy formulators and educationist have raised concerns this issue. Some argue that the costs are expected and valid while others claim that the changes are not only significant, but profound and unfair. There is enough evidence that even with the inflation taken into consideration; the cost of college is by far too high. This paper seeks to offer the arguments on this issue with a focus to proving the truth behind the increased cost of college cost.
According to ...

Undoubtedly, the banking industry plays an imperative role on the economy of any country. Therefore, the financial predicaments that were experienced in the investment banking industry were without a doubt accountable for the rigorous and invasive conventions in recent times. That explains why the industry has been bombarded with such regulations as they try to recovery from the crisis something that necessitates new strategies that would enable them to cope endure in the business. By illustration, some of the recent regulations include but not limited to Basel III, Financial Transaction Tax (FTT) Act, and European Banking Authority (EBA) Governance Guidelines ( ...

It is hard to overestimate the efforts each of us put into becoming a professional in order to fulfill the lifetime goal to get a desired workplace. As you work your way up, you finally accomplish your lifelong dream: a banker at Citigroup on Wall Street. All of a sudden, the market crashes and some of the loans you set up have gone completely wrong. You had no purpose to put the company in danger, all you wanted was to contribute to bank’s prosperity, gain the indispensable experience and, obviously, get a high paid job. The bank blames you in what has happened, ...

What is the problem?

At present, the majority of residents of Ohio State, let it be an individual, a student, etc. are burdened with debt. The poor debt scenario of the Ohio State came into scene when during 2005, the bankruptcy rate went double to the rest of United States. However, as per the data published by a website, although Ohioans carry less debt burden that the residents of other states, however, still the level of debt is high. Important to note that although the state’s residents carry less mortgage burden but the credit card and student loan amount has reached an alarming stage.

Significance of the problem?

...

After the economic crisis broke out in 2008, what economic system is best for the country, especially for the bank, becomes a hot topic between people. According to what we learned from the Great Depression, the British economist John Keynes state that government intervention can help a depressed economy through monetary policy and fiscal policy (Krugmanand Robin). Also, from what Keynes said and from the great depression, it also tells that too much freedom on the market will produce exactly the opposite results. Similar situations as to banks, during the recession, if the government can give the assistance at the moment, ...

Value-neutral history/background of the college curriculum and the rise in the tuition cost

For many decades now tuition in colleges has been on the rise with some figures completely exhausting parents who cannot afford to send their children to college. The cost of raising a child and taking him or her through the college curriculum is relatively high comparing with the earlier times. In his works, Bowen, (2012) depicts the rise in cost of education in colleges and has been on the rise with as much as 10% inflation in the period between 2000 and 2010. The cost of college tuition has risen. However, there are reasons, which have contributed to the rise ...

The Effect of High College Costs to the American Society

The importance of college education has been ingrained in the minds of all Americans for decades, it is perceived as the epitome of success and the gateway to a great career that will lead to the achievement of the American dream. However since the economic recession this has not been the case with the unprecedented rise in college tuition fees, the amount of college graduates who are deep in debt has increased, the number of college dropouts has also increased, more students are stressed and depressed and the fact that unemployment rates are very high even for graduates has made ...

The Pitfalls in Borrowing Money

A. The dangers or risks of borrowing money
B. Background of borrowing/ responsibilities of borrower
C. Thesis Statement: Borrowing money creates a profile of financially-at-risk individuals that shall be dependent on the characteristic of the borrower, who may the tendency to mismanage and misuse their credit cards.
II. Counter-Arguments
- There are advantages and disadvantages in borrowing money through loans and credit cards.
- The financial problems of the borrower are easily resolved by seeking financial assistance from loans and credit cards for payment of mortgage, car loans, student loans and other emergency needs.
...

The provision of subsidized higher education has revolutionized education in most parts of the world. Government from various parts embraces the practice in an attempt to improve their development of the economy; this occurs through the improvement of the citizens’ literacy and skill levels. It opens doors to opportunities for individuals with financial challenges, in educational progress. Many individuals have the ability of achieving high academic accomplishments. A good number of the individuals terminate their education due to funds inadequacy; this is where the government’s subsidies come into the picture. Higher education subsidies’ primary goal is the promotion ...

ABSTRACT

Higher education costs have increased greatly in the last thirty years, in part because of increased federal and state spending and growing enrollments. In the recent recession, though, high unemployment and student debt among graduates have raised questions whether a four-year degree is still worth the investment. In certain fields, particularly science and technology, university graduates will have higher lifetime incomes than those with high school diplomas, but this is not the case for those with liberal arts degrees. Universities have been reluctant to change their policies in an era of reduced public spending, despite government demands for lower costs, ...

Response to Did rock and roll unfairly rob black artists of their music, credit for their contribution, and their just due?
Indeed, no one ought to view rock and roll musicians as perpetrators who robbed the black artists of their music. Though black artists invented rock and roll, they did not market it well. It is sad to hear that some people accuse artists like Elvis of stealing the black’s music yet his intention he had good intention. Elvis and other white artists decided to help the black artists by listening to their songs and re-recording them. ...

The way society has been impacted by materialism, the dominating sense of yearning to pursue wealth, is a complicated subject. According to research, young people are suffering from disillusionment when it comes to jobs and money. Studies also show that as young people become more and more materialistic than ever before, pro-social values and worth ethic are reaching an ultimate low. While materialism has made the youth greedy for money, it has also drawn them away from their potential to pursue a vocation that will bring meaning to their lives. Instead, a majority of the youth choose high-paying jobs where they can ...

Introduction

Financial crisis has become a global issue because it has affected many countries in the world. It is important to understand its meaning in order to know how it has affected the economy of various countries. Financial crisis is a situation in which the financial assets in a country loss value. During this period, the currency becomes unstable (Irving 2009). In this situation, the country becomes affected adversely because financial problems become unbearable for most investors. The main reason for this is that there are no foreseeable returns from the investments made in the country due to hard financial times experienced.
...

Social security is “The theory or practice of providing economic security and social welfare for the individual through government programs maintained by moneys from public taxation.” (Random House) (http://kimberlyh32.hubpages.com/hub/Mandatory-Private-Pension-Systems) While mandatory private pension system is: “personal plans that individuals must join or which are eligible to receive mandatory pension contributions. Individuals may be required to make pension contributions to a pension plan of their choice normally within a certain range of choices or to a specific pension plan.”(OECD Working Party on Private Pensions, 2005) Mandatory private pension system is being adopted in most developed countries. For instance, in Latin America and ...

Article Summary

Article Summary
Robbery in any form is a loss; to an individual, bank or an organization. So, what kind of robberies can we consider as a threat to the society? The white-collar robberies are on rise and such robberies can be credited to the increasing greed of the people and new technologies that emerge in the market every day. The article Forget the Tommy Gun clearly describes that the bank robberies can be easily foiled by the use of dye packs, combination of still and video cameras, and the Global Positioning Systems (GPS) that can help in capturing the robbers.
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Question 1

As president Barrack Obama’s second term of office comes to an end, several observations can be made about some of the positive and the negative effects he has had on the welfare of the American citizens as well as the country in general. Some of the achievements that Obama was able to realize include the fact that he influenced the congress to come up with better regulation on pertinent issues such as the rights of the gay people and immigrants. The topic of gun control is another contentious issue that president Obama also managed to address during his ...

Initiative 502 is a law that has been passed in Washington legalizing some parts of marijuana. This means that people are allowed to grow the drug if they have permits. Individuals are allowed to carry some amounts of the drug as long as they are over 21 years of age. This research paper will evaluate the negative effects of legalizing marijuana to other states.
With the legalization, control of drug use in other states will be difficult. Since people are allowed to travel, people from Washington will be arrested in other states having been found in possession of marijuana. ...

The issues surrounding welfare have created several positions surrounding it. Recently ideas about drug testing and jobs have been in the forefront of social conciseness (Morrison). Some argue that we need more lax guidelines to qualify for welfare. Much of America remains below the poverty level and are in need of assistance. Those in favor of more lax rules fear that by making it harder to receive welfare that many will be discriminated against and proper aid will not be allowed to those who depend on welfare for financial survival (Gilens 89). Many recipients of welfare are minorities, mothers, ...

Although there is not a lot of risk involved with using telephone numbers as identification if the numbers are not associated with credit card numbers or available through the Internet, there are still some ways that unscrupulous employees can use the information to the disadvantage of customers. There may be other information that is associated with the phone number, such as name , address, or other personal information.
An unscrupulous employee could use the information for personal reasons, depending on how the database is set up. For example, if he or she was disgruntled with a particular individual who was a subscriber ...

White Lies

It is common for individuals to lie especially if there is a need to protect one’s self or perhaps, someone else. The varying degrees of lies determine eventually their consequences. Although, generally considered as a bad practice, lying, in some instances, may be necessary and acceptable. We may all agree, after all, that all of us have made some white lies in the past. A white lie is generally accepted as a minor lie and can benefit the individuals concerned in the long run. Although called a lie, a white lie is part truth and at the same time, masks something else. It ...

John Keynes, a reknown economist, argued that recessions are caused by the reduction of consumer demand within the economy. In his calssical understanding of recession John keynes believed that there was no way that prices and wages that are presented to labourers could be slashed in order to be able to help a given economy to be in a position to bounce back froma recession( Carbaugh 288). Keynes understanding of a recession was driven by the idea that because every participant within the economy hurts during a recession, it is not worthwhile to introduce a collective measure that would create more strain to the peiople ...

Argumentative Essay

This morning at breakfast Mom and Dad had their weekly argument about paying off the credit cards. My Mom wants to pay off the credit cards before buying anything else or doing anything else with the family income. My Dad wants to put money in a savings account in case of an emergency before starting to pay off the credit cards. My Mom ‘claims’ that the interest is so high on the credit cards that we will be giving money away if we keep making payments instead of paying them off. She says that credit card companies play tricks on ...

Executive Summary

Economic issues are quite sensitive and need to be addressed with equal importance. One of the approaches is through banking regulation. There is much controversy surrounding this issue. The essay below seeks to identify the necessity of banking regulation to the individuals and companies as well.

Banking Regulation

Husock (2011, p.1) indicates that during the recession in America, many of the citizens suffered a lot due to the inability to buy their basic necessities leave alone living a decent lifestyle. It is believed that one of the measures that can be employed to prevent such a situation is by having a banking regulation system which ...

Partnership is defined as the relationship of two or more people who come together jointly to carry out a business. This form of indulgence has its advantages and disadvantages;

Advantages of partnership

First of all, it makes it possible to raise enough funds tin initiate a business since there is more that one person to combine forces. In addition to that this form of business attracts many employees especially due to the fact that they are offered the incentive of becoming a partner to the business. Subsequently, there is a wide scope of knowledge within this combination since members of the partnership may have different skill ...

The word “communicate” comes from the ancient Greek – specifically, from the word “to inform.” On the basis of this one main goal, communicating to others as man’s basic necessity for existence has evolved, taking on diverse forms to serve more functions. One form of communication – and perhaps the most popular and most used today – is advertising, which aims to persuade. Advertising, in all forms and media, comprises a major part of the people’s daily information intake and dominates the nation’s culture at large. This is why advertisements are carefully planned and creatively done, usually having the most ...

Introduction

Every segment of the American economy is under pressure and college education has not been left behind. The cost of college education has risen sharply in the recent past and a big percentage of American College students risk being left out of college education if the cost rises further. The increase in costs has come forth in spite of the excruciating cost-cutting done by colleges on every activity in the institutions. The increase in tuition fee actually outperformed the overall inflation rate.

The increase in cost of college education in US could eventually put college education out of reach for ...

The higher education system in the gulf countries has been a matter of concern for the global agencies like World Bank and global gender gap index because of certain complexities that prevents the way of modernization and gender equality though the situation has improved in the recent times. Public and private educational institutes have contributed a lot in the improvement of the standard of higher education system in the gulf countries. After the decade of nineties, a sharp rise has been seen in the standard of the education. Privatization and especially Americanization of the education has been observed in the gulf cooperation ...

Summary

A policy is typically a rule or a decision that is meant to guide decision making for the purposes of achieving outcomes that are rational. Policies can fall into several different categories and therefore, can be understood as financial, political, management, as well as administrative mechanisms or methods that are have been arranged and put in place so as an organization can obtain explicit goals. (Althaus, Bridgman, and Davis, 2007).Policies can result to impacts and effects that are both intended and unintended. The intended impacts of a policy depend on the organization and the context under which these policies were drawn. ...

China and Russia are two significant members of the group known as the BRICs. The other members are India, Brazil and South Africa. While China seeks to use its economic influence in buying world power, Russia seeks to regain its lost political influence by challenging the United States and Western Europe. This paper seeks to examine and explore China’s use of economic incentives in the form of cheap loans to gain influence in Sub-Saharan Africa. It also examines Russia’s constant antagonism with the United States and its allies in Eastern Europe and the Middle East. The argument ...

Introduction

One topic of great debate today is the amount of student debt being accrued by college students that, whether, they graduate or not, who leave college with debts from several thousand dollars to hundreds of thousands of dollars. These debts are, most often, federally owned. Student loan debt cannot be eliminated with a bankruptcy and can only be forgiven if the borrower were to die. At least that is how it has always been. However, there are today may people who feel that student debt should be forgiven by the government under of number of applicable circumstances. There are ...

Compare and contrast the most important points to development that William Easterly, Jeffrey Sachs, and Susan George & Fabrizio Sabelli Give in their books

Introduction

This paper analyzes the vital points to development in the books by William Easterly, Jeffrey Sachs, and Susan George & Fabrizio Sabelli. I will examine the three books one after the other, highlighting the similarities and differences. Importantly, the three books have diverse views about the developmental aid offered by the World Bank and the IMF. However, they all advocate for the establishment of stable, transparent and credible governance in the underdeveloped countries.

In his book, Easterly ...

The merger between the Bank of America and Merrill Lynch

Astute Diligence provides that there is a criterion followed before any acquisitions. Benchmarking of the performance of the company on sale is critical in that it provides the buyers with a background and stability of the shares they are about to purchase. Horizontal mergers may result in economies of scale as production is concentrated on fewer sites, labor, and capital used more intensively. It happens if companies that seek to merge are in the same line of production denoting that the business that buys will incorporate what it has been doing the acquired one. Other savings may arise from ...

Introduction

Using credit cards has many negative effects on the financial prosperity of a student. Students having access to a credit card, fail to control their spending habit and showcase increase in financial consumption habits. Credit cards provide simple and convenient services, making students feel that they have access to free cash that can be used to purchase products they like. This feeling stimulates impulsiveness among students and influences their financial condition in a negative way. Using credit cards causes serious troubles for students as they develop huge credit card payments and end up in a financial crisis where they ...

While there seems to be nothing to unhinge the economic development, whether in a global or regional context, now that military conflicts are history. Countries engage in mutually profitable trade relationships and enter into trade blocs, conduct strategic planning, develop their respective economies; however, a miscalculation on the part of one country can precipitate the entire region into economic crisis that inflicts all types of damage on the productive capacity, exports, and social welfare. The Asian Financial Crisis of 1997 was one of such regional disturbances that did serious economic damage to countries like China, Japan, Indonesia, and Malaysia. The reason ...

One of the problems which beset many governments today is corruption. With the era of globalization, countries are finding ways on how to eradicate corruption in order to be globally competitive. Investors will definitely not invest in countries whose governments are known to be corrupt. The question that bugs us now is whether corruption can be eradicated or at least be prevented. This essay hopes to argue that corruption can be prevented and can be removed.
Corruption figures worldwide are horrendous. According to the Tax Justice Network, almost $30 trillion have been embezzled in the last 15 years ...

Choosing between public school and private school education is a nightmare for many students and their parents. It is not easy to make a choice since there are many matters to consider in this situation such as tuition fee, affordability, ease of access and quality of education. For the fortunate ones, money does not stand as an issue because, with better financial resources, it is easier for many students to get enrolled in a top academic quality school. But there are others who wish for an education with the easiest of means and this is where the debate between ...

Business

corporate governance in family business

Introduction

Corporate governance is an indispensable factor for the advancement of family-owned businesses. According to Pedersen & Partners (2015), globalization and rapid growth of commercial transactions resulted to several obstacles for family businesses. In fact, family-owned businesses have to keep up with the requirements of corporate governance to strengthen their foundation. These family-owned businesses learned that practicing good governance enables will allow them to create healthy business processes in preparation for their expansion in the future (Pedersen & Partners, 2015).
Recent studies conducted by Credit Suisse showed that modern day family businesses had been successful in ...

Abstract

Post the global economic recession of 2009, the government announced budget cuts across states. This placed great pressure on public schools to save costs in order to continue functioning. One of the cost saving measures employed by schools in several districts of the United States was to make cuts in the school. While this measure surely saves schools a lot of immediate costs, it needs to be evaluated what kind of an impact such a measure would have in the long run, especially with concerns being raised about the quality of education being provided in a shorter school year.

Cost Cutting Pressures

The US economy ...

Education is compulsory for every person as it serves as a gateway to a successful and contented life. After completing high school the large amount of tuition fees in the colleges makes it difficult for more than fifty percent of the students to opt for a good career. The cost of tuition fees in colleges at times makes it impossible for the students to continue with their studies, so they enter the work field after completing high school education. Moreover, most students select a college which provides tuition programs free of cost; however, these programs are not up to the students’ caliber. Some ...

Part I

The theory of hegemonic stability is a theoretical modification of the common observation in post-world war II international relations. United States control was the key player in the successful world capitalist economy after 1945. Us in the late 1940s possessed not only prestige and unrivaled power, but also it had a purpose. America in three decades had intervened in two destructive wars after which it decide to remodel the formation of international economic and political relations in such a consistent way with its interest and liberal ideals. GATT-based multilateral trade and Bretton Woods international monetary regimes were the main legacies of the ...

The current business climate is represented by corporations that have influence on the society and environment. Their influence surpasses the economic well being and extends beyond social responsibility. There is an exponential growth in concern about the world’s environment. A lot of focus is being made on corporations that play or have played roles in recognition of the benefits of using the environment sustainably. As well, a good number of corporations have embraced the need and benefits associated with issues of corporate social responsibility. Corporate Social Responsibility (CSR) simply constitutes the notion that company can basically have influence on ...

The increase in taxes to those wealthy Americans will have a statistical impact on the growth of the economy and to its driving factors including the savings, investments, labor supply and the productivity growth. Having high taxes on the wealthy helps in financing more in investments that are found in different fields including those investments in the education, scientific research and infrastructure of which are critical to the growth of the economic prospects especially those in the middle class. It is possible because the high taxes on the wealthy leaves the country with much to spend on other main ...

Aristotle’s view on exchange can be seen as part of the larger ancient Greek discourse on economics. Despite the fact that Greek philosophy did not explicitly come out in discussing particular economic theories; two aspects continually came up. The first was economics, referred to as “oikonomik”, which involved the search and use of wealth to satisfy personal needs. The other concept was chrematistics, which referred to the act of simply gathering wealth .
This is the same view that Aristotle held when it comes to discussing aspects of economics. He saw economics as part of household management and entirely ...

The Different Ways by Which Oil and Gas Interests May be Created and/or Transferred in the United States and United Kingdom

Introduction

A mineral (i.e. oil and gas) interest refers to the “ownership of the right to exploit, mine, or produce minerals lying beneath the surface of a property” (Hancock 2009, p.1). The creation and transfer of oil and gas interests may mean the same things in different countries. However, the laws that apply to them tend to vary- sometime in small and at times in big ways (Hancock 2009; Glasser & Humphrey 2013). This paper explores more keenly the creation ...

Introduction

The development of technology created some possible solutions to the global warming such as sustainable energy sources (Jin et al, 2013). In addition, the modern architecture is also contributing to the care of the environment. The government and some organizations are now promoting the sustainable use of materials and designs in buildings and skyscrapers. It is often called the “green architecture” which refers to the evolution of architectural designs which are concerned with the awareness to the environment (Bhattacharya & Singh, 2013). Skyscraper sustainable designs are usually efficient in energy use and it values the factors that could remove the ...

Should the Social Security System be privatized?

Privatization of the social security system is a vital undertaking that will positively affect all the citizens, especially in their future lives. Some individuals are opposed to this move due to various reasons. However, the positive effects resulting from privatization will evidently be more and weighty as compared to the negatives. The social security system came into existence in 1935. At this time, the Great Depression was at its peak. The inception of the system was to help in providing a substantially subsistence salary for the elderly population of the country. The system uses paychecks and salaries of the current productive ...

Drugs such as marijuana and cocaine and amphetamines and heroin together with drug-addiction are correlated to crime in a number of ways. Being a criminal offence to use, to be in possession, to produce, or to dispense these drugs, they are categorized as prohibited. The upshots of usage of drugs, including aggression, including robbery to obtain funds to acquire drugs, including aggression against competitor traffickers, affect the society every day and are criminal effects. A number of treatment alternatives are on hand to tackle inmates' requirements and conditions in the correctional system. Drug treatment programs in correctional centres most often than ...

CHANGING LIVES WITH CELL PHONES

A phenomenal innovation in this age of technology is the mobile phone or the cell phone. Cell phone usage has entwined our life in the belief that all technologies make lives easier, better or more efficient. Amongst all mobile technologies, cell phones have become part and parcel of our lives such that many of us cannot think of life without a cell phone. For some people, the cell phone is simply a “phone”. However, for many, a cell phone means so much more. This is in light of the amazing usages of the cell phone today. The cell phone ...

Introduction

Republicanism remains America’s ideology to date. USA is a democratic country whose sovereignty is exercised through two levels of governments- the federal government and the state government (Jillson 14). The nation as endeavored to regulate the influence of money in politics and election outcome through federal provisions and state legislations. However the influence of money in voting habit cannot be actively changed unless spending by candidates and political parties is regulated. Money cannot equal a vote. With inadequate public funding, parties(s) and individual candidates who cannot access other sources of funding may not reach out the voter- reducing their ...

Consumer perspective

The contemporary world has been subjected to overreliance on unrenewable sources of energy and as a result, of rapid industrialisation, the demand of fossil fuels like gasoline and diesel has increased significantly. Besides, the demand forces dictate that as long as long as better fuel economy retains a high value for consumers. Fuel will always remain a focus in the global market to the broad array of consumer automobile manufacturers and customers spread all over the globe. In addition to this, crude oil inventories have in recently been on the rise following a similar trend in 2015. Stocks in ...

Different works of art reflect various events that occur in real life. Works of literature either explain or provide responses to real life situations with the addition of a fictional twist. Literature works explore different real life themes, which allows readers to identify with the different characters. Tobias Wolff’s story titled “Bullet in the Brain” explains the last memory of Anders, a man who has lived his life being critical of others (Wolff). The story also explains the circumstances leading to Anders’ death as well as how his life had changed from when he was younger. The short ...

Introduction

If it is asked to any common person whether it makes more sense to invest in real estate than in 401K, the answer probably will be negative in most of the cases. In fact, after the real estate crash of 2008, an increased number of people have started investing more in 401K and less in real estate (Robbins, 2014). However, if the same question is asked to a person who is knowledgeable in finance and has the ability to calculate the future value of money based on present investment capabilities, then the answer will be completely opposite. For most of ...

Business Structures & Taxation Law

Summary
In the course of this paper, the prospects and business structures will be examined for the band Black Narcissus, a five-piece death metal band that is currently assessing its future as a brand. There are many different factors contributing to their current success, and their immediate and long-term prospects as a band, which will be evaluated based on current taxation law and the conditions already facing the band’s future. Already, several issues have presented themselves that must be solved:
- The issue of writing credit between the two creatives of the band and three remaining band members who ...

Introduction

Organizing is a managerial function that comes after the planning function. Organizing is focused on incorporating three vital resources which are; human, financial and physical resources so as to achieve the organizational goals and objectives. Thus, organizing as a function seeks to point out the job roles, the related positions and the synchronization between responsibility and authority. The majority of organizations strive to ensure a comprehensive organizing function which would be beneficial in quite a number of ways. To begin with, organizing is important in promoting specialization of employment by enabling the division of labor into departments and units. It also assists in ...

Introduction & Background

The Management Consultancy industry was estimated to be worth upwards of £44 billion annually by the close of August 2014, and is expected to grow by a further 2.6% over the next year. It comprises more than 121,801 businesses that employ 333,020 people, with services that range from IT consulting, marketing, organizational and strategic planning, business process planning and human resources . The industry, which seeks to create value by solving problems, optimizing growth and improving business performance, traces its roots to the beginning of the 20th century. It emerged in the wake of the Wall Street crash, which ...

In some states, it has been discussed that all recipients of public funds be drug tested before money can be received. In some instances, this act of drug testing would be for individuals receiving food stamps, cash welfare benefits, and unemployment compensation. In other states, it is only people receiving benefits under Temporary Assistance for Needy Families (TANF) that would be affected. There are people who support both sides of these issues. There have been correlations found between drug use and welfare dependency . For some, drug testing should be done since people are receiving funds from tax dollars. These ...

Comparison with the first world countries

The UNDP’s Human Development Index (HDI) scores and ranks each country’s level of development based on three categories of development indicators: income, health and education (Global Sherpa, 2012). 187 countries of the world are classified into four categories: Very High HDI, High HDI, Medium HDI and low HDI. In general countries with very High HDI and High HDI are called Developed nations and Medium and Very Low HDI countries may be termed as developing nations. The indicator which tips the balance between developed and a developing country is health. While developed nations have surplus of food developing nations ...