A Moral Hazard is the effect that the cost of healthcare is borne by another. In the moral hazard situation an insured individual is more apt to seek care that if they are paying the medical bills for them. Adverse selection involved the insurance company paying the claims. Insurance is mostly purchased by patients needing healthcare. And cost shifting is the transfer of financial responsibility to the appropriate payer. This could be the patient if a co pay is assessed bit he insurance company. It could be a shift for uncovered services in which the payer recoups payment for ...
Essays on Coke
238 samples on this topic
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