Regulatory Research Papers Samples For Students

Tele-Medicine in a Satellite Facility

Telemedicine is an old concept but new technology that enables a healthcare provider at one location to provide basic healthcare services such as diagnosis, intra-operative assistance, and medical consultation to patients, physicians or paramedical staff in a satellite or remote facility. Most researchers and scientist believe that there is no substitute for patient-doctor face to face interaction; however, telemedicine could be used to manage a few medical cases efficiently and remotely. In first prototype of telemedicine was introduced in the 1980’s in the form of slow-scan images, facsimile machine or telephone (Hsieh, & Hsu, 2012).The mode of communications ...

Transcriptional regulation of gene expression

Gene expression in eukaryotic cells is regulated at transcriptional, post transcriptional and translational levels (Tomizawa,  Lekstrom-Himes, and Xanthopoulos 17). Transcriptional control is the primary means of regulating gene expression. Eukaryotic transcriptional control functions at three levels: modulation of the activities of activators and repressors; variations in chromatin structure; and effect of activators and repressors on assembly of initiation complexes (Lodish et al. 368).
Regulation of transcription initiation is the most widespread form of gene control in eukaryotes. However, in some cases, transcription may be attenuated and regulated at subsequent steps, such as during or after the transcription process (Cooper ...

The risk of non-compliance and non-conformance is critical in the development of any system and impacts the success of the development at hand. For developers, taking risks and being innovative is critical in the course of finding new solutions or developing new ideas. However, it is important to observe regulatory requirements that are set in the regulatory domain to ensure aspects such as safety and performance quality are observed (MasterControl, 2017). FDA and ISO regulations, in particular, are quality system regulations and concepts that require organizations or individuals to understand the regulatory obligations for the product or services they ...

Analysis of Tesla Motors

Analysis of Tesla Motors

Introduction

Organizations must use any strategy that will enable the organization to stay competitive and to also learn about any processes within the organization that could be changed in order to increase proficiency and efficiency. One such process is a critical analysis of the microeconomic and macroeconomic environment as well as any challenges that the organization may be encountering. This essay will perform an analysis of Tesla Motors to include the history of the organization, organizational regulations, factor markets, global pressures and foreign competition, cost structure, economies of scales; a critical analysis, practices of economic theory ...

Abstract

This paper examines the case of Massachusetts v. Environmental Protection Agency, a 5-4 Supreme Court decision that combined the substantive, environmental law question of whether the Environmental Protection Agency erred in its initial decision not to regulate greenhouse gas emissions for motor vehicles with the procedural issue of whether states, cities, and environmental organizations had legal standing (defined as the right to use the courts as opposed to Congress to force governmental action) for the environmental claims at issue in the case. This paper begins with a brief overview of the political, legal, and cultural context for assessing the ...

Over the years the PRC existence, the country's banking system passed a difficult and contradictory path of development, reflecting the peculiarities of the economic policy pursued by the state at a particular stage. In the late 70-ies of the last century in China economic and social reform was launched in order to create a model of “socialism with Chinese specifics” which would combine the primacy of market principles and effective macro control of the administering state agencies. In the process of creation of this model, an important role is given to China's banking system, as it is an institution, ...

Abstract

The Geographic Information Systems (GIS) is technological programming that gathers, accumulates, and evaluates data related to the earth’s surface. GIS interprets set of data on a single map, which is evaluated and interpreted subsequently. Over the years, the integration of the technology with the principles of Transportation Economics gained a significant attention of numerable economies. Particularly the metropolitan cities of developed countries that encounter various challenges related to the development and maintenance of infrastructure. It was found that GIS allows the Transportation Economists to develop and propose an efficient plan related to different routes and their smart integration. ...

A standard method of exchanging financial data is crucial in the financial department of all institutions. In the past, the financial community was often frustrated by the lack of proper financial reporting formats. Most of the formats used were inflexible in sharing of data. Some of the formats used in the past include Microsoft Excel documents (MED), HTML, Adobe files, as well as text files. These formats had a little advantage of paper presentations. The inflexibility of these methods necessitated the adoption and use of XBRL in reporting financial statements. XBRL solved the dilemma that surrounded uniform exchange within ...

Introduction – History & Background3

Operations in the Emerging Markets4
International Strategy7
Acquisition of Household International7
Expansion of Financial Services in Rural China8
Challenges Affecting HSBCs operations in China11
Conclusion13
References14
Globalization is a process of interaction and integration among the people, companies and governments of different nations. It is a process that is driven by international trade and investment and aided by information technology. This process has effects on the environment, culture, prosperity, human well-being and economic development all across the world.
The global strategy covers three important areas of global, international and multinational strategies that are specifically designed to enable a particular ...

The Savings and Loan Crisis, or commonly known as S&L, is termed as one of the largest financial crisis in the United States history. The crisis began in the late 1970s, and its impacts on the economy were felt in the 1980s and ended in the early 1990s. Various sources have indicated the causes of the S&L crises. Some of the documented reasons include high and volatile interest rates during the period, the phase-out and its elimination, negative regional economic conditions, and federal and state deregulation of depository institutions. Other reasons include deregulation of the thrift industry, declining regulatory ...

It is an intersecting fact to not that to date the notion of dynamic networks refers to either one of two different concepts. First the pattern of Links, in a network topology evolves dynamically in time. Second the nodes can be individual dynamic systems coupled by static links [5, 6, 10, 22 24].
Adaptive networks are not new. Nearly all real world networks are to an extent adaptive and adaptive networks occurs in multiple disciplines today [12, 13, and 18]. What is new is that in recent years adaptive networks have become a focal point of extensive investigation using ...

Negligence can be referred to as the action of failing to exercise reasonable care as compared to a prudent person’s use in a similar circumstance. According to tort law, negligence is associated with harm which can endanger other people due to carelessness. On the other hand, malpractice is a kind of neglect often referred to as “professional negligence’’. Professional negligence happens when a licensed expert like a lawyer, doctor or accountant fails to offer service according to the set standards by a governing body in that particular practice. Often, malpractice causes harm since the experts do no not ...

Introduction

Sickle Cell Anemia or Sickle Cell Disease is an inherited blood ailment. Those suffering from Sickle Cell Disease have abnormal S/ sickle hemoglobin in the red blood cells. Hemoglobin is the protein in the blood that aids in carrying oxygen throughout the body. The ailment takes its appellation from the shape of the red blood cells of a person affected by Sickle Cell Disease, which have the shape of a sickle. They are stiff and adhesive rather than a disk like normal cells. The misshapen cells tend to get trapped in the small blood vessels hindering the movement of ...

MEMORANDUM

Re: Sally Reporteur’s News Story on the Reform the Electoral College Movement
FACTS
Sally Reporteur recently graduated from a prestigious journalism school. Soon after graduation she found a position as reporter for a local news station. Based on her educational background, and the small staff at the news station, her supervisor gave her a fairly significant amount of discretion to find, investigate and write her own news stories. Like many people of her age group, Sally was quite adept at using information technologies for both her work and in her private life.
One day, while she was chatting ...

Finance

2016-04-19

Introduction

This paper is devoted to the possible spillover effects between the usual banking and existing shadow banking systems and the impact of regulatory policies on the shadow banking system. The usual banking system consists of the banks and regulatory agencies. In comparison, the shadow banking system is a set of financial institutions, which are not banks, but perform their functions. The issue of the shadow banking system has become more important after recent global financial crisis. The Financial Stability Board has been established at that time. According to experts of this organization, various aspects of the shadow banking ...

Abstract

The Air transport industry is growing globally and specifically in the Asia-Pacific region as the demand for air transport services grows and infrastructural development continues. Singapore has emerged as an important air transport hub in the Asia-Pacific region owing to its strategic geographical location, developed infrastructure, connectivity to other regions of the world, and its well-defined regulatory environment. Singapore is a major air transport hub as it is strategically located in the Strait of Malacca which puts it at the crossroads of important air routes, particularly between major economic blocs such as Japan and Europe. The emergence of Singapore ...

The necessity for the tracking devices in every system that relates to assets continues to increase. Tracking makes it easy to locate the position of an item, especially if one misplaces the item. However, people have diverse views relating to the application of tracking devices in the business environment (Krebs & Duncan, 2015). The tracking devices also vary, and people tend to employ them depending on the performance of the devices. Most devices perform the task better than others do, and that makes it necessary to have a given type of tracking device.
The current study will entail the analysis ...

Impact of Policy Changes on Financial Stability of Commercial Banks in India

Paper Due date
Abstract
The study envisages financial stability of Indian Banks, especially schedule commercial banks, in the backdrop of macro-prudential policy changes. Banks are put under microscopic vision in terms of performing as commercial units while strictly adhering to the policy norms. The effect of regulatory and supervisory policy changes can be evidently seen in stressed performance of banks in the recent years, in-spite of growth in their retail portfolios. The policy changes of increased provisioning for NPAs, improvement in asset account quality, revised guidelines for Net Stable Funding Ratio, restructuring of large accounts and many more have ...

Question 1:

The five core competencies that are discussed and broadly tackled in the MBA program are as follows:
Competency 3006.1.5: Legal and Regulatory Requirements
Competency 3020.1.4: Motivational Concepts in Human Resources
3012.1.4: Microeconomic and Macroeconomic Principles
3013.1.4: Marketing Strategy
3014.1.1: Financial Analysis
The graduate in these core competencies of the MBA program is taken through the rules and regulations as well as the legal procedures that they should be privy to, so as to analyzes applicable legal and regulatory requirements of their organizations and assist them to determine whether organizations meet legal responsibilities or not. The graduate in this competency ...

Analysis of GMOs Effects on Human Health

Introduction
The study of genetically modified organisms has grown to be a topic of concern in the contemporary world. In particular, there exist regulatory procedures that guide the process of approval of the genetically modified crops and foodstuffs (DeFrancesco 796). The only technique that enables the assessment of such issues is the introduction of the mechanisms like the toxicological tests, for example, in mammals, through the performance of such a process over longer time intervals incorporating detailed blood as well as organ system analysis (Séralini et al. 1).
However, it has been challenging to carry out such initiatives ...

THE RELATIONSHIP BETWEEN ENTREPRENEURIAL INTENTIONS AND MORAL DISENGAGEMENT

Abstract
New intuitions into the genesis and impacts of entrepreneurs’ immoral measures can be obtained through observation to moral disconnection, a cognitive system that disables the self-regulatory process that prevents humans from actions, which are variable with their personal moral values (Gladston, 2016, p. 102). Outcomes that are acquired with a specimen of Chinese enterprises indicate that the trader’s motivation for monetary victory is linked positively to moral disconnection and that similar disengagement, alternately, is linked positively to unethical resolutions. However, enthusiasm to attain self-realization is not connected to either unethical decisions or moral disengagement (Siltaoja & Lähdesmä ...

Introduction

Multinational corporations across the world usually consolidate and present their operational results in financial and non-financial terms at the end of every term, usually a year. The financial aspect of reporting is supposed to comply with a clearly prescribed set of regulatory standards. The adoption of the International Financial Reporting Standards and GAAPs was meant to ensure that all compliant firms across the world produce financial statements that conform to the industry specific reporting frameworks and thus achieve a degree of uniformity in reporting. Different firms in operating in multiple locations operate under the strict guidelines of the specific ...

Introduction

Quality improvement has to be a conscious process in any given organization. The reason for this argument is the fact that continuous quality improvement enables the organization to improve its productivity and service delivery. This is the case even in David HealthCare Center, a community center dedicated to the provision of expert services to its clients. The following report is a quality improvement plan for Davis HealthCare Center whereby the focus is on the development of staff members and the improvement of teams. As a health care organization, Davis HealthCare Center plays a critical role in maintaining good health ...

The Madoff Securities case was a phenomenal one, in terms of the sheer size of the funds involved, the duration over which the scam took place as well as the stature of the victims affected. In most comparable schemes, the victims are usually those who have a very limited understanding of financial products and such schemes mostly do not last very long. This paper will review the case by determining the regulatory oversight in place at the time of the scandal and reasons why this scheme was not discovered as well as delve into other aspects of the case.

Regulatory Oversight of the SEC

...

Impact of the Controlled Substances Act on Assisted Living Facilities

Impact of the Controlled Substances Act on Assisted Living Facilities
In 2009, the United States Drug Enforcement Administration (DEA) started auditing some long-term care facilities to establish the extent of compliance with the Controlled Substance Act regulations for prescribing and dispensing controlled drugs to residents (Elon et al., 2011). Ohio was first in this program, followed by Virginia, Wisconsin and Michigan. It has been found that the United States Department of Health and Human Services, Centers for Medicare and Medicaid Services, oversees more than 3,000 assisted living facilities that offer skilled nursing care to about 250,000 disabled ...

Introduction

Throughout this discussion, we will analyze the history of life insurance companies, any major events which impacted the life insurance industry, including the Great Recession of 2007 which lasted for two years, rules or regulations proposed by Congress that govern the present operation of life insurance companies, including any changes of insurance laws, the current Presidential candidates plan on implementing for the life insurance industry and future expectations of the operational life insurance environment.

History

The life insurance industry began in the ancient city of Rome around 100 B.C. The Roman militant leader named Caius Marius, had created a certain ...

Abstract

Global firms such as Toy “R” Us Inc. have to content with several factors that shape their operations among them political, trade and economies, quality and safety as well as cultural factors that determine the uptake and performance of their brands in varied market segments. Each of the identified factors needs careful considerations if the multinationals are to make successful penetration into desired international markets. Understanding cultural values and norms is important since acceptance of any product is determined by the ability of the firm to understand consumption habits of foreign consumers. It is also appropriate to comply with ...

Abstract

Do the imbalances in current accounts still matter in today’s deep global financial markets that exhibit two-way gross economic flows that dwarf the new outcomes provided by current accounts? Contrasting the adult perception of the world and complete markets, extreme current account imbalances indicate severe financial and macroeconomic stresses, particularly as was the case in the mid-2000s. The increasingly massive valuation differences in nations’ net global investment standards and positions, as well as risk allocations, cannot be relied upon to offset the variations in regional wealth systematically as implied in the current accounts. The same conditions that warrant ...

Environmental Sustainability and Its Potential Influence on Business in the Netherlands and China

In this paper, I will first describe the background of Dutch environmental legislation, making references to the historical reasons for its development. Then I will do the same activity for the current Chinese environmental laws, also referring to its historical issues. Next, I will compare key aspects of both policies and draw conclusions as to their effects on business and country growth.

The Netherlands

Jamison, Eyerman, Cramer, & Læssøe (1990, p. 121) indicate that the history of environmentalism in the Netherlands is very much interconnected with international developments since the 1960s. As such, the new environmentalist movement has significantly influenced ...

In traditional neoclassical economic thought, state regulation of the economy has often been seen as detrimental to economic growth and development. However, a new wave of literature on Asian economic growth models points to the opposite of these traditional claims by observing that regulation has been instrumental for better economic performance in countries like China and Japan. The rapid economic transformation challenges both economic and political orthodoxy. The ability of China to lift millions of people out of poverty has not translated to changes in the political system especially the drive towards democracy.
This research seeks to analyze the ...

Nursing:

Introduction
In the recent decades, tourism has emerged as the most far-reaching and the world’s largest industry with an astounding socio-cultural, economic, and policy effects on all of us. According to World Tourism Organization (WTO), tourism as an industry supports at least 215million jobs worldwide and makes up about 6% of the Global Gross National Profit (LePree, 2009). In this context, not only is tourism the world’s largest industry, but it is also the fastest growing industry globally (The International Ecotourism Society [TIES], 2014). Because of this, there has been an ever-growing and evolving awareness of the ...

Business

Research Paper: Literature review
Devising business models that meet the customers’ demands, satisfy regulatory agencies and carrying out business with sustainable methods to alleviate climate change and other environmental problems as much as possible (Boons et al., 2013; Lee & Casalegno, 2010). The types of methodologies addressed here have been implemented at ENOC or in the UK energy sector. At the heart of the management methods is customer satisfaction. Emiratisation, customer satisfaction and operational theory are seen as the potential answer to meeting new management milestones for Emirates National Oil Company (ENOC). Emiratisation is a UAE government initiative to reach ...

Over the last two decades, corporate social responsibility has gained deep interest from accountants and auditors. It happens because substantial amounts of financial resources are invested in corporate social responsibility; yet there are not explicit accounting policies and standards to report on corporate social responsibility financials and activities (The Institute of Internal Auditors, 2016). Owing to this, there has been varied views and discourses on the conduct of corporate social reporting with many commentators focusing majorly on the triple bottom line reporting as a prelude to corporate social reporting. The current paper presents a detailed review of the ongoing ...

Health Care in Russia vs Health Care in the U.S.

According to the Institute of Medicine of National Academy of Sciences, the United States of America is a single developed industrial country that does not have universal health care. Instead there is a powerful health insurance system, partially funded by government through national programs. As a result 45% of total health care expenditures are spent on these programs (Sultz and Young 154). Unlike the U.S., Russian Federation has free universal medicine, and state constitution guarantees each citizen free health care services. Numerous debates rise regarding both American and Russian health care systems, their availability, effectiveness and expenditures. Each of the systems has ...

An Overview of the Standard-Setting Industry And Its History

Introduction
Accounting Standards have been in existence since the beginning of the recorded history. Some of these standards were set up by rulers or reigning kings. However, as the world developed, States started coming up with bodies aimed at controlling the quality and standards of products and services in the accounting sector. In the ancient world, the man used to come up with standards with a desire of harmonizing his activities with important changes in the environment. Some standards were also set in response to a rise in needs in the society. The standard setting body in America was ...

Toyota Product marketing mix

Toyota Corporation is one of the automobile companies of the world that has diverse product. Some of the Toyota’s product mix include Toyota automobiles, welcab series, engines, Lexus automobiles, marine products, spare parts, and accessories. Toyota automobiles remain the most popular brand in this mix. The Welcab series are the company’s automobiles developed for people with disabilities and elderly. Its engines, spare parts, and accessories cut across all the company’s automobiles. Finally, Lexus automobiles designed and developed by the company are luxurious in making thus attracting those who like luxury products.

Place marketing mix in Toyota

Bhasin (2016) acknowledges that Toyota ...

Introduction

Environmental concerns have created significant interests from various stakeholders with criminologists playing a critical role in responding to environmental harms. Environmental criminology applies to wide range of environments comprising of air, water, and land, and major issues such as overexploitation of natural resources and the emission of high volumes of toxic wastes in air, water, and soil. Multidisciplinary approaches have been adopted to help in curbing such environmental crimes whereby ecological, legal, economic, and social implications of the crimes have been analyzed by various stakeholders. Interventions have also led to extensive methods including monitoring, assessing the damage, enforcing legal ...

Coca-Cola is the dominant market leader in the manufacture and distribution of refreshments and beverages. It produces over 4300 brands of sparkling, diet and still beverages. The company targets the market in seven key segments including Asia Pacific, Eurasia and Africa, North America, Europe, and Latin America. These market segments are designed to meet market-specific needs such as delivering broad-based products, developing consumer needs and implementing packaging strategies to respond to consumer needs, meeting affordability needs and enhancing market investment levels. According to the Forbes Magazine, Coca-Cola has a net-worth of $ 192.8 billion, return on equity of about 23.41% ...

In order to reduce the United States’ dependence on fossil-fuel energy resources, alternate sources of renewable must be investigated in order to reduce the country’s emission of greenhouse gas emissions which contribute to global warming. At the recent COP21 Climate Summit in Paris, the United States committed to a reduction of greenhouse gas emissions by 26-28 percent below its 2005 level. This includes reductions in methane, carbon dioxide, perfluorocarbons, sulfur hexafluoride, nitrogen trifluoride and nitrous oxide, all of which contribute to global warming . In order to achieve these targets, the United States will need to employ alternative sources ...

Introduction

The general outcomes of the Middle East and North Africa (MENA) labor market have remained lower despite the region recording a positive economic growth. The improvements in the MENA labor markets experienced in the last one decade are negligible. Many factors influence the success of labor markets in the world. Factors such as the rate of unemployment, occupational choice and sector allocation, participation rates in different economic activities, and wages are important indicators of the economic position and success of a labor market. However, the MENA labor market continues facing economic segmentations because of the poor wage structure and ...

Issues of Implementing Fair Value Accounting in Emerging Economies

QUESTION 3

The fair value accounting has ensured accuracy in the operation of different organizations and business. The fair value valuation ensures that the organization practice a robust internal control process to make reasonable and consistent valuations an argument supported Bies’ (2012), Fair value accounting. These valuations should be subjected to independent review as required by the internal control process in order to ascertain that they reflect the underlying conditions of the market and they can’t be changed without having been approved as ascertained by He, Wong, and Young’s (2012), Challenges for Implementation of Fair Value Accounting ...

MEMORANDUM

Dear Sir,
This memo is written to address the problems faced by the Big Corp. as a result of the bankruptcy of its subsidiary Sub Corp. the memo discuss the different statutory and regulatory matters applicable in this matter. It also recommends the solution on whether the dividends paid by the company should be treated as a return on capital or ordinary dividends.
At first, it is important to understand the basic difference between preferred and ordinary stocks. Preferred shareholders have a preferred claim to the earnings and profits of the company. When the company has excessive cash and ...

Executive Summary

The laptop retail market includes laptop sales that are sold through traditional brick and mortar retail outlets and now through mail order and online stores in the form of websites. Laptops are personal computing devices that can be used when the user is on the go to accomplish their own computing goals. Laptop retailing has major concerns that are focused on ensuring that the retailer’s own investment on the products does not end up remaining on the stores, instead, it should be made available for purchase by the consumers by ensuring that the information about what the retailer ...

Abstract

Tourism has raised major concerns with regards to environmental pollution due to its rapid growth and development. Sustainable tourism has therefore, become the best way to ensure the coexistence between tourism and its environment. In this paper I discuss the initiatives that are being undertaken to reduce impact of tourism to the environment. I conclude with emphasis on the need for such initiatives to be promoted.

Introduction

Tourism has over the time been ranked as the most profitable economic activity in the world. It is a very large industry that attracts many forms of investments that in turn leads to ...

Management

2016-04-30

Introduction

The current paper is devoted to the issue of the public personnel management, its main features and how it can be managed by the environmental agency of the state Michigan. This agency is called Department of Environmental Quality. Its activity is connected with the environment protection (including air, land and water resources), pollution prevention, supporting the sustainable environment and healthy communities in the state (Annual Report of the Agency, 2016).
The structure of the agency includes nine divisions and offices. There is also special environmental assistance center on the agency’s structure that is in charge of the ...

The Savings and Loan Crisis, or commonly known as S&L, is termed as one of the largest financial crisis in the United States history. The crisis began in the late 1970s, and it impacts on the economy was felt in the 1980s and ended in the early 1990s. Various sources have indicated the causes of the S&L crises. Some of the documented reasons include high and volatile interest rates during the period, the phase-out and its elimination, negative regional economic conditions, and federal and state deregulation of depository institutions. Other reasons include deregulation of the thrift industry, declining regulatory ...

Introduction

Industries in West Virginia have violated the state-issued permit of pollution by releasing toxic substances such as coal ash and selenium into the local water supply. In addition to the threat toxic substances like coal ash and selenium pose to the health of the community, toxic water destroys the environment and destabilizes the local ecosystem of the areas impacted by such pollution. West Virginia Department of Environmental Protection (WVDEP) was formed as a guidance tool to aid persons to know when it is environmentally secure to withdraw water from the stream. This judgment is built on percentages of yearly ...

Environmental laws and regulations are framed to protect the air, land and water environment as well as human health from adverse impacts of industrial or commercial activities. All capital ventures are aimed towards increased production and associated profits, while the surrounding environment is taken for granted. Results of such environmental devaluations are great disasters that lead to severe capital and human loss. Four different disasters that resulted from violation of major environmental laws or led to the development of new regulations are discussed below in detail.

Love Canal

Hooker Chemical Company acquired an aborted canal project area near Niagara Falls called ...

Introduction

H2S or hydrogen sulfide is a gas that naturally occurs in hot springs, crude petroleum, and even natural gas. Hydrogen sulfide is also known as sewer gas, swamp gas, manure gas, or stink damp. This gas is usually produced by the breakdown of organic materials commonly found in wastes of human and animals by bacteria. Some of the activities that commonly result to the production of hydrogen sulfide gas include treatment of wastewater, drilling and even refining of petroleum or natural gas, and kraft paper mills (Occupational Safety and Health Administration).
Aside from being a gas in form, hydrogen ...

Abstract

Food safety remains a serious issue in public health. Foodborne disease is the main threat to public health. It occurs when food gets contaminated with pathogens and is then ingested into the body. Food contamination occurs when there is a flaw in the food handling process that allows food to get into contact with the pathogens. Many efforts have been made to deal with food contamination. However, the food industry still faces many challenges some of which are emerging challenges. The dairy sectors are one of the sectors in the food industries facing numerous challenges. Nevertheless, it is one ...

Introduction

Invading the privacy of businesses, institutions, and people, social engineering creates criminal acts using telephones, illegally accessing private information via computer accounts called "hacking", stealing bank account information, as well as eavesdropping are social engineering crimes. Two types of social engineering exist, including, human and technological based (Peltier, 2010). Social engineering uses deception, manipulating people into giving them personal information including social security and bank account numbers (Halles, 2008). Social engineers use tactics to extract private information including appealing to people's vanity, authority, look, over peoples' shoulders while entering pin numbers, and eaves drop. In his article, "Mitigating the ...