Essays on Ruin

As the cellular phones continue to become smarter, the act of texting becomes tremendously simple and therefore escalates in recognition. People find it to be a very handy tool while communicating with friends, family and their partners or their better halves. The conversations that we are too busy to carry out with our nearest and dearest on the phone, we carry out through text messages. We keep putting off telephone conversations because they require our complete and utter attention, but with texting we could do several things at the same time. Like in my case, I stay in-touch with Continue reading...

- Insurance premium formula
Insurance premium is a sum of all costs of insurance company. One of the essential and the most valuable components is risk cost (money paid when insurance accident occurred). Due to the nature of the risk it is the most stochastic variable. Therefore we can build premium cost model upon risk model because other price components can be easily predicted.
- Classic model
Starting with initial reserve x > 0, an insurance risk business earns money at constant rate c > 0. Meanwhile, according to a point process with times {TN: n ≥ 1}, 0 < t1 Continue reading...

How to Lose a Guy in 10 Days

Whenever people interact, they choose what information to reveal to each other depending on how they want people to view tem. One reveals information that will help him gain his or her self-interest in a relationship. In almost every relationship between two people, there are secrets one keeps to keep the relationship going and achieve his personal interests in the relationship. According to the social interaction theory, the unfolding of this hidden information may either ruin or build a relationship between two people. The self-interests of a person determine what information he discloses in a relationship. On the other Continue reading...

“Friendship marks a life even more deeply than love. Love risks degenerating into obsession, friendship is never anything but sharing.”
-Elie Wiesel, author of ‘Night’.
I have this very beautiful passage from Goodreads about the definition of friendship. Contrary to romantic relationships, friendship is sharing all what you have. It is where you care for people genuinely without asking anything in return whilst love needs to be reciprocated for it to grow. Many people often confuse ‘friendship’ and ‘relationship’ as the same thing, these two worlds cannot merge as one. By definition according to Webster’s Dictionary of the Continue reading...

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I consider the arguments of Benjamin Powell and Matt Zwolinski (1 – 24) in the defense of sweatshop labor relatively solid and convincing. I agree with all the philosophical arguments that they forwarded except in minor areas in their supporting arguments. As such, this essay is largely a rejoinder of their arguments with additional supportive points that may strengthen their pro-sweatshop labor position.
I agree that the labor market for sweatshops continues to be competitive, and the prima facie proof that the sweatshop employment was the best alternative accessible to them rests on the Continue reading...

Alcohol is the world’s oldest known drug that is abused by people. Alcohol has been used by many people for several years and its abuse has become a major societal health problem. The consequences of excessive alcohol intake vary from a mild hang-over to mass destruction, diseases, and death at its worst. When consumed in moderation, it has no or little effects for the drinkers and the people around them. Nonetheless, its misuse has become very dangerous to the drinker and the society. We all agree that, occasional taking of alcohol does not hurt, nonetheless it can lead Continue reading...

Electronic devices may be deemed the crowning achievement of decades-long scientific efforts in their own right, signifying the human quest for ultimate comfort. People are so used to utilizing electronic devices in their everyday activities that they seem to have become inseparable from their life. Of course, there is no denying they do a lot to facilitate human lives by connecting people, updating on the latest news, revealing weather broadcast, allowing watching movies, to name only a number of benefits. While used by many, electronic gadgets do not necessarily mean they pose no threat to human health. One should Continue reading...

REPORT

Executive summary
The best management practices are applied with an intention of improving the overall performance of any active institution. In this perspective, an organization strives to achieve its objectives by defining its best practices. The career path of Sugarsweet provides a more dynamic overview of modern management as well as its success and limitations. Further, it illustrates the organization’s ability to reflect and gain strength and effective financial management. Ideally, Sugarsweet case illustrates a clear need to introspect and create an insight into management dynamics.

This focus also explains the role of the management theories in today’s organizational development.

The training approaches are evaluated on the basis of a management system Continue reading...

Television is an extremely common entertainment element in most homesteads. It is mostly preferred since it is informative on both audio and visual reporting of certain activities. Following the adverse traffic of people following the programs that take place in TVs the element has been turned to an exceptionally business tool. It has been used by most companies as the advertising tool for their businesses and they trust that it fetches these companies a lot of customers. However, the TV content is not segregated to certain age bracket. It occurs to all people with children forming a large section Continue reading...

Introduction

This age is often termed as internet age. Internet has revolutionized our life in many ways. It has changed the way we communicate, interact, shop, play and even think. Information availability, social interaction, banking, shopping and many more easy avenues through internet have made our life much easier than before. It seems internet has great power to touch our life but as is often said, “with great power comes great responsibility”. If the power of the internet is not used properly and responsibly it can turn against you. A simple click on an unsuspicious mail or uploading and sharing Continue reading...

The first article titled Home Economics: Will Rising Food Prices Ruin the Recovery written by Michael Schuman in the Time discloses the problem of food prices and its importance to the global economy. The rise of prices is usually caused by droughts and other unsuitable weather conditions. However, the food is one of the basic conditions of life on the Earth. Therefore, the rising of food prices causes two very important changes. First, it is consumption effect. Families, who are to allocate larger share of their weekly income on food basics, are forced to save money on something else: Continue reading...

Abstract

Public relations entail building and maintaining a company or individual’s reputation to the members of the public. It involves improving the image of the company in order to maintain a competitive edge in the industry. It is important to structure public relations in the entertainment industry appropriately to ensure success in this industry. Effective communications skills are essential in offering the right information to the public and media to allow them understand the company better. Public relations officers in this industry should be creative and be able to make sound judgments when relating with the public. Public relations Continue reading...

Nowadays the problem of poverty and limited resources becomes more and more urgent. The famous Hardin’s essay, “Lifeboat ethics” covers different aspects of this issue and gives strong but often disputable arguments against helping the poor in the worldwide, international sense. The fact that Earth’s resources are limited is undisputable, and Hardin’s metaphor comparing nations of people to lifeboats floating in the limited space of resources seems very neat. In this situation different ethical and moral problems come into play. The main ethical issue in current situation is helping the poor with the limited helping capacity Continue reading...

Since Independence in 1776, the Union lasted for Seventy-three years. But problems began to form between the Southern and the Northern States of the country over issues of slavery and taxation. The northern states wanted to abolish the institution of slavery while the southern states headed by the plantation owners though that the northern states were infringing on their rights by forcing them to abolish slavery. The election of Abraham Lincoln as the president proved to be the last straw and beginning with South Carolina, the southern states seceded from the union and starting the civil war.
South Carolina Continue reading...

Dark Star Safari trails Paul Theroux's African adventure starting from Cairo and ending in Cape Town in a witty, observing and often irascible tone. The journey is spread with danger, pain, adrenaline, disappointment and dismaying circumstances. The traveler gets a taste of everything life in Africa means, from history and politics to health care, education, poverty and decay. He gets in contact with people of various nationalities, belonging to various social classes and activating in various fields, managing to get a glimpse of their own perspective on things before clarifying his own.
Diversity is the word that describes the Continue reading...

The aim of this essay is to present you with the reflections drawn upon the readings of the novel ‘Passion’ written in 1987 by Jeanette Winterson. Jeanette Winterson has been widely acknowledged within the borders of the literary community as one of the writers who succeed in bonding their stories closely to mystery and passion, somewhere between magic and reality. This paper will present you with the main idea of Passion and will prove that people’s lives are conquered by Passion in such a way that Passion can neither be considered exclusively benefactoring nor destructive. It depends on Continue reading...

Thesis: Based on Aristotle’s definition of not only a tragic hero but also of tragedy, Shakespeare’s Othello, the Moor of Venice could rightly be described as a tragedy due to the main character’s lack of knowledge as well as due to the play’s depiction of a community and adherence to tragic guidelines.
- Othello as a Tragic Hero
- Noble and Admirable Characteristics
- Common, Human Elements
- The Issue of Race in Separating Othello from Other Characters
- Othello’s Tragic Flaw or Mistake
- Adherence to Greek Tradition
- Presence of the Masses
Continue reading...

Abstract

Ozone layer depletion is a phenomenon in which ozone layer in the stratosphere thins out making it possible for the direct penetration of UV rays into the Earth's surface. This can lead to an array of harmful effects on human health, plants, and animals and can even trigger climate change. Chlorofluorocarbons are recognized as the primary cause accounting for 80% of ozone depletion. Though a lot of steps have been taken around the world to reduce ozone depletion, it may take about few decades more to completely heal the ozone layer due to the long standing stability of CFCs Continue reading...

“Mass tourism destinations are now evolving into mega tourism destinations.”

(Weaver 2008, xi)
Tourism became a major industry after World War II and has expanded ever since. Even outer space has become a destination for tourists who can afford the trip. (Weaver, 2008, xi) Tourism has evolved since the 1700 and 1800s when the Grand Tour of European capitals was an aristocratic pastime. (Hanna, 2009, p. 5) As the Weaver quote above exclaims, mass tourism is growing to the point where it will soon become mega tourism. Experience over the last 60 years has shown that tourism can have both positive and negative impacts on an area.
The objective Continue reading...

Though depicted as democratic, contemporary societies are from equal in certain respects since there are gender, sexuality, and income-based inequalities that can keep talented workers from being employed or stimulate their creativity as a means of working their way from the ranks. While some types of inequality may prove beneficial, some require revising for society’s sake. The point is that giving a chance for self-fulfillment particularly to poor, albeit talented lower socio-economic groups, women suffering from historically established marginalized social status, and the representatives of sexual minorities has its pros and cons.
First and foremost, social equality giving Continue reading...

Adultery and divorce are the factors that require great consideration because they affect the lives of most of people. In the cases of the adultery and divorce the counselor plays a significant role. Proper guidance by the counselor can help in saving the relations and lives of many individuals. In this paper, the counseling options and effective addressing of the situation involving adultery and divorce cases are discussed in detail from a counselor point of view.
In an adulterous relation, people loss their family, job, dignity, trust, self respect, relationship with families and God. The commitment and the loyalty Continue reading...

It is sometimes thought that Machiavelli disliked idealist positions such as those expressed by Plato or Aristotle when studying politics. Indeed, he actually proposed an approach to the study of politics that stood far away from what the classic philosophers formulated. This paper will expose the ideas expressed by the classical philosophers and see how Machiavelli differed from them and even criticized their approach.
Most of western political philosophy is built on ideas that have been under development for thousands of years. Two of the most discussed authors are the Greek classics who gave the first notions of state Continue reading...

Introduction

Many people have no idea of what they expect to achieve after retirement when asked about their retirement plans. The government’s policies about retirement do not cater for the well-being of retirees creating a lot of worry for the life after employment. The increasing number of employees demanding cover by government pension programs and the current decline in the retirement income levels contributes to the change of the American pension landscape (Heiland and Li, 2012). The United States of America developed labor laws during the time when the country’s economy was independent and self-contained. The main aim Continue reading...

When the idea of holidaying comes to discussion, there are a lot of ideas that emanate depending on one's experience, company involved; places of preferences and budget involved. To beginning, holidaying is meant for recreation, bonding, and entertainment. The moment friends decide on holidaying, fun takes the center stage. It becomes hard to have a distinguished way of holidays when different people come up with varying ideas. It is important to sit back relax and come up with a plan that involves patience, tact, and compromise. This essay, therefore, gives a comprehensive guide to holidaying with friends.
As a Continue reading...

Divorce has become a trending topic around the world because of many cases of divorce. If the trend continues, at least 50 percent of marriages are going to end in divorce. Divorce is a legal right that terminates a marriage and the legal rights and obligations between married couples. Divorce has become a common phenomenon across the globe and it is affecting many parents and children (Clarke-Stewart 12). There are several causes that can lead to a divorce as well as a lot of effects resulting from the divorce.
There are many causes of parent’s divorce since marriages Continue reading...

Relationships grow in positive environments. Support and encouragement, from both the partners in a relationship, establish a firm podium for a strong connection. However, the relationships become vulnerable due to certain elements that can be socially unaccepted. Various factors including alcoholism, drug addiction etcetera can ruin the essence of even strong relations. Many stories depict that alcohol intake makes the relationships vulnerable.
Authors from around the world have depicted the concept of survival of relationships in a challenging environment. Certain stories depict perception of its characters towards the pros and cons of successful relations. For instance, in the story ‘ Continue reading...

10 C’s of Communication
Effective communication is essential for the success of any organization. In order to add good communication skills, one must understand the basic facts of the communication. Ten C’s of communication are the well-known factors practiced at corporate and unofficial communication. Ten C’s of communication are important to be considered being on whatever the medium or channel. However, the priority or the importance of 10 C’s vary as according to the medium used.
Communication can make or ruin relationships; whether, it is corporate or an unofficial relationship. Of the ten C’s Continue reading...

Introduction

Oedipus tragedy is predicted even before his birth in the oracle of Apollo at Delphi, as his father, Laius, will meet his fatal death in his hand and he will marry his own mother, Jocasta, when he grows up. The oracle is the major reason for his parents to infanticide him. Aristotle, the great Greek philosopher, adverts Oedipus as a best example of tragic hero ever. Aristotle’s panorama about Oedipus is vividly described in the following lines: “must be one who is highly renowned and prosperous-a personage like Oedipus” (Poetics XIII paragraph 2) and “he who hears the Continue reading...

Nowadays many people began to forget such word and moral merit like “integrity”. But what does it mean integrity? Word integrity has two main meanings. Let’s look in well-known Oxford Dictionary. First is: the state of being whole and undivided. We use integrity in this meaning to describe territorial unity. It’s evolved from Latin word “integer” meaning whole or complete. But we are interested in second one. Most of us understand under this word such things like honesty, directness, probity, principles, etc.
Integrity is the quality of being honest and having strong moral principles. In my understanding Continue reading...

"The Ghost Road" is a war novel written by Pat Barker that won an award, the Booker Prize in 1995. It is the third installment of a trilogy that follows the lives of British shell shocked officers during the closing days of the war. The books preceding this one are, Regeneration and The Eye In the Door
In the first novel, Regeneration, a major character known as Siegfried Sassoon is summarily relegated to a minor role where the major characters are working class officer Billy Prior and in stunning contrast a real life character, William Rivers, written seamlessly into Continue reading...

Solzhenitsyn's first novel One Day in the Life of Ivan Denisovich was published in 1962 after a round of intense, routine scrutiny by Party officials. (Biography of A. Solzhenitsyn) It is autobiographical: ‘Mr. Solzhenitsyn, who spent 11 years (1945-56) in various prisons, concentration camps and places of forced exile in the Soviet Union because of some disrespectful references to Stalin in private correspondence with a friend, caused a worldwide sensation in November 1962 when his first novel, "One Day in the Life of Ivan Denisovich," was published in the magazine Novy Mir.’ (Kramer) There Alexander Solzhenitsyn wrote his masterpiece. ‘ Continue reading...

Introduction

Throughout one's life, conflict plays a major role. Conflict is a kind of discord, argument or disagreement arising within the self or a group. This is what is known as internal and external conflict. Internal conflict occurs in the mind of an individual when they face two opposing issues or alternatives or when they find fault with their own actions or character. External conflict, on the other hand, happens between one person and another or group. Conflict can also arise between what is imagined or apparent, to what is the reality. For example, the characters and the text present Continue reading...

Revenge is a negative force which brings about changes for the worse. Revenge is not a good choice.
Revenge brings about changes for the worse because it is negative and negativity can never produce something good. There is a proverb that says: "They that sow the wind shall reap the whirlwind". It depicts the consequences of revenge. In religion, people are supposed to turn the other cheek. There is also a saying that "revenge is a dish best served cold". Even Edmond believes in this saying: "Oh, God," said Monte Cristo, "your vengeance may sometimes be slow in coming, Continue reading...

Should the U.S. provide its citizens with universal access to health care?

Interestingly, the United States is the only industrialized and wealthy nation that is yet to provide free and universal healthcare to its citizens. By far, the US is the Earth’s richest nation. Great Britain, France, and Canada have been able to provide its citizens with universal health care. The current health care situation in the US is affected by restricted access to health care and escalating costs. Insurance coverage currently determines the coverage of US healthcare system (Clarke, & French, 2013). Majority of US citizens are covered Continue reading...

In the full title of his tragedy, Othello, The Moor of Venice, Shakespeare announces the place of origin and race of the titular character. The two matters of such important significance as is later demonstrated. Notably the actions in this play unfold in two distinct geographical areas, the cities of Venice and Cypress. There is also frequent reference to two types of outsiders, ‘the Moor’ and ‘the Turks’. An understanding of the inherent opinions and prejudices of his Jacobean audience is obviously reflected in Shakespeare’s setting of the play. He understands and so does his audience, the significance Continue reading...

Introduction

Biovail is a Canadian pharmaceutical company. It is recognized as one of the largest companies dealing with pharmaceutical products within Canada. It commercializes its products in Canada directly and through Strategic partners internationally. Its reputation as a recognized company in pharmaceutical products is due to its excellence in innovations and the .
The focus of this study is based on financial matters relating to the company. Biovail is a company with a strong base and with policies that have enabled it to be a leader on the pharmaceutical manufacturing front. Some of those strengths include:
- Including production of enhanced Continue reading...

Introduction

This paper gives a critical analysis of the issues of social concern discussed by Raymond Carver in his articles: What We Talk About When We Talk about Love; Cathedral and Will You Please Be Quiet, Please? These are his works which he wrote at different times. What We Talk About When We Talk about Love is a collection of short stories written by Raymond Carver. The 176 page fiction which was published in 1981 consists of short stories including What We Talk About When We Talk About Love; The Bath; Everything Stuck to Him; Tell Me We Are Going; Continue reading...

While people believe that it is the responsibility of the child to excel academically, parents always want their children to be the best in academics. They always do their best to ensure that they children’s academic needs are met without any compromise. This heavy investment calls for a strict supervision and tagging of high targets for these children. However, whenever these targets are not met, a lot of psychological and behavioral problems that may have adverse effects on the affected children. Even though parents try their best to ensure their children excel, they still face psychological and behavioral Continue reading...

Financial institutions the world over have evolved depending on the economic policies of the government of the day as well as other economic imperatives. This has been accompanied by ideological and philosophical differences in banking policy. In this paper, I shall seek to examine the evolution of these financial institutions in Burma in three epochal periods namely- the colonial era, parliamentary democracy era and the era of military rule.

Colonial era

During this period there were hardly any indigenous banks in Burma. Those that were existent were western banks mainly British banks that served the elite class. The exchange banks mainly Continue reading...

SUMMARY OF NEIL POSTMAN’S AMUSING OURSELVES TO DEATH

ABSTRACT
In Neil Postman’s book ‘Amusing Ourselves to Death’, there has been a comparative analysis of George Orwell’s Nineteen Eighty Four and Aldous Huxley’s Brave New World. Author Postman has focused on proving that it is the Brave New World which surpasses Nineteen Eighty Four in terms of more realistic prediction of how human civilization shall end up being ruined by things as well as technologies we love. This short essay aims at summarizing the two chapters of this book, namely ‘The Medium is Metaphor’ and ‘Media as Epistemology’.

AMUSING OURSELVES TO DEATH 3

Introduction
Neil Postman’s Amusing Ourselves to Continue reading...