Essays on Ruin

As the cellular phones continue to become smarter, the act of texting becomes tremendously simple and therefore escalates in recognition. People find it to be a very handy tool while communicating with friends, family and their partners or their better halves. The conversations that we are too busy to carry out with our nearest and dearest on the phone, we carry out through text messages. We keep putting off telephone conversations because they require our complete and utter attention, but with texting we could do several things at the same time. Like in my case, I stay in-touch with ...

- Insurance premium formula
Insurance premium is a sum of all costs of insurance company. One of the essential and the most valuable components is risk cost (money paid when insurance accident occurred). Due to the nature of the risk it is the most stochastic variable. Therefore we can build premium cost model upon risk model because other price components can be easily predicted.
- Classic model
Starting with initial reserve x > 0, an insurance risk business earns money at constant rate c > 0. Meanwhile, according to a point process with times {TN: n ≥ 1}, 0 < t1 ...

How to Lose a Guy in 10 Days

Whenever people interact, they choose what information to reveal to each other depending on how they want people to view tem. One reveals information that will help him gain his or her self-interest in a relationship. In almost every relationship between two people, there are secrets one keeps to keep the relationship going and achieve his personal interests in the relationship. According to the social interaction theory, the unfolding of this hidden information may either ruin or build a relationship between two people. The self-interests of a person determine what information he discloses in a relationship. On the other ...

“Friendship marks a life even more deeply than love. Love risks degenerating into obsession, friendship is never anything but sharing.”
-Elie Wiesel, author of ‘Night’.
I have this very beautiful passage from Goodreads about the definition of friendship. Contrary to romantic relationships, friendship is sharing all what you have. It is where you care for people genuinely without asking anything in return whilst love needs to be reciprocated for it to grow. Many people often confuse ‘friendship’ and ‘relationship’ as the same thing, these two worlds cannot merge as one. By definition according to Webster’s Dictionary of the ...

[First Last Name]

English [Number]

[Date Month Year]

I consider the arguments of Benjamin Powell and Matt Zwolinski (1 – 24) in the defense of sweatshop labor relatively solid and convincing. I agree with all the philosophical arguments that they forwarded except in minor areas in their supporting arguments. As such, this essay is largely a rejoinder of their arguments with additional supportive points that may strengthen their pro-sweatshop labor position.
I agree that the labor market for sweatshops continues to be competitive, and the prima facie proof that the sweatshop employment was the best alternative accessible to them rests on the ...

Alcohol is the world’s oldest known drug that is abused by people. Alcohol has been used by many people for several years and its abuse has become a major societal health problem. The consequences of excessive alcohol intake vary from a mild hang-over to mass destruction, diseases, and death at its worst. When consumed in moderation, it has no or little effects for the drinkers and the people around them. Nonetheless, its misuse has become very dangerous to the drinker and the society. We all agree that, occasional taking of alcohol does not hurt, nonetheless it can lead ...

Electronic devices may be deemed the crowning achievement of decades-long scientific efforts in their own right, signifying the human quest for ultimate comfort. People are so used to utilizing electronic devices in their everyday activities that they seem to have become inseparable from their life. Of course, there is no denying they do a lot to facilitate human lives by connecting people, updating on the latest news, revealing weather broadcast, allowing watching movies, to name only a number of benefits. While used by many, electronic gadgets do not necessarily mean they pose no threat to human health. One should ...

REPORT

Executive summary
The best management practices are applied with an intention of improving the overall performance of any active institution. In this perspective, an organization strives to achieve its objectives by defining its best practices. The career path of Sugarsweet provides a more dynamic overview of modern management as well as its success and limitations. Further, it illustrates the organization’s ability to reflect and gain strength and effective financial management. Ideally, Sugarsweet case illustrates a clear need to introspect and create an insight into management dynamics.

This focus also explains the role of the management theories in today’s organizational development.

The training approaches are evaluated on the basis of a management system ...

Television is an extremely common entertainment element in most homesteads. It is mostly preferred since it is informative on both audio and visual reporting of certain activities. Following the adverse traffic of people following the programs that take place in TVs the element has been turned to an exceptionally business tool. It has been used by most companies as the advertising tool for their businesses and they trust that it fetches these companies a lot of customers. However, the TV content is not segregated to certain age bracket. It occurs to all people with children forming a large section ...

Introduction

This age is often termed as internet age. Internet has revolutionized our life in many ways. It has changed the way we communicate, interact, shop, play and even think. Information availability, social interaction, banking, shopping and many more easy avenues through internet have made our life much easier than before. It seems internet has great power to touch our life but as is often said, “with great power comes great responsibility”. If the power of the internet is not used properly and responsibly it can turn against you. A simple click on an unsuspicious mail or uploading and sharing ...

The first article titled Home Economics: Will Rising Food Prices Ruin the Recovery written by Michael Schuman in the Time discloses the problem of food prices and its importance to the global economy. The rise of prices is usually caused by droughts and other unsuitable weather conditions. However, the food is one of the basic conditions of life on the Earth. Therefore, the rising of food prices causes two very important changes. First, it is consumption effect. Families, who are to allocate larger share of their weekly income on food basics, are forced to save money on something else: ...

Abstract

Public relations entail building and maintaining a company or individual’s reputation to the members of the public. It involves improving the image of the company in order to maintain a competitive edge in the industry. It is important to structure public relations in the entertainment industry appropriately to ensure success in this industry. Effective communications skills are essential in offering the right information to the public and media to allow them understand the company better. Public relations officers in this industry should be creative and be able to make sound judgments when relating with the public. Public relations ...

Nowadays the problem of poverty and limited resources becomes more and more urgent. The famous Hardin’s essay, “Lifeboat ethics” covers different aspects of this issue and gives strong but often disputable arguments against helping the poor in the worldwide, international sense. The fact that Earth’s resources are limited is undisputable, and Hardin’s metaphor comparing nations of people to lifeboats floating in the limited space of resources seems very neat. In this situation different ethical and moral problems come into play. The main ethical issue in current situation is helping the poor with the limited helping capacity ...

Placing a cap on “Pain and Suffering” in tort actions is essential; this is because there are many cases that arise from tort actions. Tort action is in itself a civil action or injury that does not arise from a contract. The law for such action provides for some outline of money damages. The actions arise from accidental laws like personal injury and negligence. This calls for a cap on the tort actions regarding pain and suffering. Reforms are needed, for proposals and enactment, to have a clear outset of the nature of tort actions.

The laws that are ...

Introduction

Official corruption regularly, exists in every nation with long haul financial stagnation: on the premise of easygoing induction, it is obvious that the degree of authority corruption in an economy is absolutely corresponded with government administrative action, and contrarily connected with the pace of long-run monetary development and advancement. At the same time relationship does not ensure causation: corruption may be a variable adding to a nation's monetary stagnation; then again, in the vicinity of long-run financial decrease the motivator to take part in degenerate exercises may well increment, and in this manner the causation may run from financial ...

Since Independence in 1776, the Union lasted for Seventy-three years. But problems began to form between the Southern and the Northern States of the country over issues of slavery and taxation. The northern states wanted to abolish the institution of slavery while the southern states headed by the plantation owners though that the northern states were infringing on their rights by forcing them to abolish slavery. The election of Abraham Lincoln as the president proved to be the last straw and beginning with South Carolina, the southern states seceded from the union and starting the civil war.
South Carolina ...

Dark Star Safari trails Paul Theroux's African adventure starting from Cairo and ending in Cape Town in a witty, observing and often irascible tone. The journey is spread with danger, pain, adrenaline, disappointment and dismaying circumstances. The traveler gets a taste of everything life in Africa means, from history and politics to health care, education, poverty and decay. He gets in contact with people of various nationalities, belonging to various social classes and activating in various fields, managing to get a glimpse of their own perspective on things before clarifying his own.
Diversity is the word that describes the ...

The aim of this essay is to present you with the reflections drawn upon the readings of the novel ‘Passion’ written in 1987 by Jeanette Winterson. Jeanette Winterson has been widely acknowledged within the borders of the literary community as one of the writers who succeed in bonding their stories closely to mystery and passion, somewhere between magic and reality. This paper will present you with the main idea of Passion and will prove that people’s lives are conquered by Passion in such a way that Passion can neither be considered exclusively benefactoring nor destructive. It depends on ...

Thesis: Based on Aristotle’s definition of not only a tragic hero but also of tragedy, Shakespeare’s Othello, the Moor of Venice could rightly be described as a tragedy due to the main character’s lack of knowledge as well as due to the play’s depiction of a community and adherence to tragic guidelines.
- Othello as a Tragic Hero
- Noble and Admirable Characteristics
- Common, Human Elements
- The Issue of Race in Separating Othello from Other Characters
- Othello’s Tragic Flaw or Mistake
- Adherence to Greek Tradition
- Presence of the Masses
...

Abstract

Ozone layer depletion is a phenomenon in which ozone layer in the stratosphere thins out making it possible for the direct penetration of UV rays into the Earth's surface. This can lead to an array of harmful effects on human health, plants, and animals and can even trigger climate change. Chlorofluorocarbons are recognized as the primary cause accounting for 80% of ozone depletion. Though a lot of steps have been taken around the world to reduce ozone depletion, it may take about few decades more to completely heal the ozone layer due to the long standing stability of CFCs ...

“Mass tourism destinations are now evolving into mega tourism destinations.”

(Weaver 2008, xi)
Tourism became a major industry after World War II and has expanded ever since. Even outer space has become a destination for tourists who can afford the trip. (Weaver, 2008, xi) Tourism has evolved since the 1700 and 1800s when the Grand Tour of European capitals was an aristocratic pastime. (Hanna, 2009, p. 5) As the Weaver quote above exclaims, mass tourism is growing to the point where it will soon become mega tourism. Experience over the last 60 years has shown that tourism can have both positive and negative impacts on an area.
The objective ...

Though depicted as democratic, contemporary societies are from equal in certain respects since there are gender, sexuality, and income-based inequalities that can keep talented workers from being employed or stimulate their creativity as a means of working their way from the ranks. While some types of inequality may prove beneficial, some require revising for society’s sake. The point is that giving a chance for self-fulfillment particularly to poor, albeit talented lower socio-economic groups, women suffering from historically established marginalized social status, and the representatives of sexual minorities has its pros and cons.
First and foremost, social equality giving ...

Adultery and divorce are the factors that require great consideration because they affect the lives of most of people. In the cases of the adultery and divorce the counselor plays a significant role. Proper guidance by the counselor can help in saving the relations and lives of many individuals. In this paper, the counseling options and effective addressing of the situation involving adultery and divorce cases are discussed in detail from a counselor point of view.
In an adulterous relation, people loss their family, job, dignity, trust, self respect, relationship with families and God. The commitment and the loyalty ...

It is sometimes thought that Machiavelli disliked idealist positions such as those expressed by Plato or Aristotle when studying politics. Indeed, he actually proposed an approach to the study of politics that stood far away from what the classic philosophers formulated. This paper will expose the ideas expressed by the classical philosophers and see how Machiavelli differed from them and even criticized their approach.
Most of western political philosophy is built on ideas that have been under development for thousands of years. Two of the most discussed authors are the Greek classics who gave the first notions of state ...

Introduction

Many people have no idea of what they expect to achieve after retirement when asked about their retirement plans. The government’s policies about retirement do not cater for the well-being of retirees creating a lot of worry for the life after employment. The increasing number of employees demanding cover by government pension programs and the current decline in the retirement income levels contributes to the change of the American pension landscape (Heiland and Li, 2012). The United States of America developed labor laws during the time when the country’s economy was independent and self-contained. The main aim ...

When the idea of holidaying comes to discussion, there are a lot of ideas that emanate depending on one's experience, company involved; places of preferences and budget involved. To beginning, holidaying is meant for recreation, bonding, and entertainment. The moment friends decide on holidaying, fun takes the center stage. It becomes hard to have a distinguished way of holidays when different people come up with varying ideas. It is important to sit back relax and come up with a plan that involves patience, tact, and compromise. This essay, therefore, gives a comprehensive guide to holidaying with friends.
As a ...

Divorce has become a trending topic around the world because of many cases of divorce. If the trend continues, at least 50 percent of marriages are going to end in divorce. Divorce is a legal right that terminates a marriage and the legal rights and obligations between married couples. Divorce has become a common phenomenon across the globe and it is affecting many parents and children (Clarke-Stewart 12). There are several causes that can lead to a divorce as well as a lot of effects resulting from the divorce.
There are many causes of parent’s divorce since marriages ...

Relationships grow in positive environments. Support and encouragement, from both the partners in a relationship, establish a firm podium for a strong connection. However, the relationships become vulnerable due to certain elements that can be socially unaccepted. Various factors including alcoholism, drug addiction etcetera can ruin the essence of even strong relations. Many stories depict that alcohol intake makes the relationships vulnerable.
Authors from around the world have depicted the concept of survival of relationships in a challenging environment. Certain stories depict perception of its characters towards the pros and cons of successful relations. For instance, in the story ‘ ...

10 C’s of Communication
Effective communication is essential for the success of any organization. In order to add good communication skills, one must understand the basic facts of the communication. Ten C’s of communication are the well-known factors practiced at corporate and unofficial communication. Ten C’s of communication are important to be considered being on whatever the medium or channel. However, the priority or the importance of 10 C’s vary as according to the medium used.
Communication can make or ruin relationships; whether, it is corporate or an unofficial relationship. Of the ten C’s ...

Introduction

Oedipus tragedy is predicted even before his birth in the oracle of Apollo at Delphi, as his father, Laius, will meet his fatal death in his hand and he will marry his own mother, Jocasta, when he grows up. The oracle is the major reason for his parents to infanticide him. Aristotle, the great Greek philosopher, adverts Oedipus as a best example of tragic hero ever. Aristotle’s panorama about Oedipus is vividly described in the following lines: “must be one who is highly renowned and prosperous-a personage like Oedipus” (Poetics XIII paragraph 2) and “he who hears the ...

Nowadays many people began to forget such word and moral merit like “integrity”. But what does it mean integrity? Word integrity has two main meanings. Let’s look in well-known Oxford Dictionary. First is: the state of being whole and undivided. We use integrity in this meaning to describe territorial unity. It’s evolved from Latin word “integer” meaning whole or complete. But we are interested in second one. Most of us understand under this word such things like honesty, directness, probity, principles, etc.
Integrity is the quality of being honest and having strong moral principles. In my understanding ...

"The Ghost Road" is a war novel written by Pat Barker that won an award, the Booker Prize in 1995. It is the third installment of a trilogy that follows the lives of British shell shocked officers during the closing days of the war. The books preceding this one are, Regeneration and The Eye In the Door
In the first novel, Regeneration, a major character known as Siegfried Sassoon is summarily relegated to a minor role where the major characters are working class officer Billy Prior and in stunning contrast a real life character, William Rivers, written seamlessly into ...

Solzhenitsyn's first novel One Day in the Life of Ivan Denisovich was published in 1962 after a round of intense, routine scrutiny by Party officials. (Biography of A. Solzhenitsyn) It is autobiographical: ‘Mr. Solzhenitsyn, who spent 11 years (1945-56) in various prisons, concentration camps and places of forced exile in the Soviet Union because of some disrespectful references to Stalin in private correspondence with a friend, caused a worldwide sensation in November 1962 when his first novel, "One Day in the Life of Ivan Denisovich," was published in the magazine Novy Mir.’ (Kramer) There Alexander Solzhenitsyn wrote his masterpiece. ‘ ...

Introduction

Throughout one's life, conflict plays a major role. Conflict is a kind of discord, argument or disagreement arising within the self or a group. This is what is known as internal and external conflict. Internal conflict occurs in the mind of an individual when they face two opposing issues or alternatives or when they find fault with their own actions or character. External conflict, on the other hand, happens between one person and another or group. Conflict can also arise between what is imagined or apparent, to what is the reality. For example, the characters and the text present ...

Revenge is a negative force which brings about changes for the worse. Revenge is not a good choice.
Revenge brings about changes for the worse because it is negative and negativity can never produce something good. There is a proverb that says: "They that sow the wind shall reap the whirlwind". It depicts the consequences of revenge. In religion, people are supposed to turn the other cheek. There is also a saying that "revenge is a dish best served cold". Even Edmond believes in this saying: "Oh, God," said Monte Cristo, "your vengeance may sometimes be slow in coming, ...

Should the U.S. provide its citizens with universal access to health care?

Interestingly, the United States is the only industrialized and wealthy nation that is yet to provide free and universal healthcare to its citizens. By far, the US is the Earth’s richest nation. Great Britain, France, and Canada have been able to provide its citizens with universal health care. The current health care situation in the US is affected by restricted access to health care and escalating costs. Insurance coverage currently determines the coverage of US healthcare system (Clarke, & French, 2013). Majority of US citizens are covered ...

In the full title of his tragedy, Othello, The Moor of Venice, Shakespeare announces the place of origin and race of the titular character. The two matters of such important significance as is later demonstrated. Notably the actions in this play unfold in two distinct geographical areas, the cities of Venice and Cypress. There is also frequent reference to two types of outsiders, ‘the Moor’ and ‘the Turks’. An understanding of the inherent opinions and prejudices of his Jacobean audience is obviously reflected in Shakespeare’s setting of the play. He understands and so does his audience, the significance ...

Introduction

Biovail is a Canadian pharmaceutical company. It is recognized as one of the largest companies dealing with pharmaceutical products within Canada. It commercializes its products in Canada directly and through Strategic partners internationally. Its reputation as a recognized company in pharmaceutical products is due to its excellence in innovations and the .
The focus of this study is based on financial matters relating to the company. Biovail is a company with a strong base and with policies that have enabled it to be a leader on the pharmaceutical manufacturing front. Some of those strengths include:
- Including production of enhanced ...

Introduction

This paper gives a critical analysis of the issues of social concern discussed by Raymond Carver in his articles: What We Talk About When We Talk about Love; Cathedral and Will You Please Be Quiet, Please? These are his works which he wrote at different times. What We Talk About When We Talk about Love is a collection of short stories written by Raymond Carver. The 176 page fiction which was published in 1981 consists of short stories including What We Talk About When We Talk About Love; The Bath; Everything Stuck to Him; Tell Me We Are Going; ...

While people believe that it is the responsibility of the child to excel academically, parents always want their children to be the best in academics. They always do their best to ensure that they children’s academic needs are met without any compromise. This heavy investment calls for a strict supervision and tagging of high targets for these children. However, whenever these targets are not met, a lot of psychological and behavioral problems that may have adverse effects on the affected children. Even though parents try their best to ensure their children excel, they still face psychological and behavioral ...

Financial institutions the world over have evolved depending on the economic policies of the government of the day as well as other economic imperatives. This has been accompanied by ideological and philosophical differences in banking policy. In this paper, I shall seek to examine the evolution of these financial institutions in Burma in three epochal periods namely- the colonial era, parliamentary democracy era and the era of military rule.

Colonial era

During this period there were hardly any indigenous banks in Burma. Those that were existent were western banks mainly British banks that served the elite class. The exchange banks mainly ...

SUMMARY OF NEIL POSTMAN’S AMUSING OURSELVES TO DEATH

ABSTRACT
In Neil Postman’s book ‘Amusing Ourselves to Death’, there has been a comparative analysis of George Orwell’s Nineteen Eighty Four and Aldous Huxley’s Brave New World. Author Postman has focused on proving that it is the Brave New World which surpasses Nineteen Eighty Four in terms of more realistic prediction of how human civilization shall end up being ruined by things as well as technologies we love. This short essay aims at summarizing the two chapters of this book, namely ‘The Medium is Metaphor’ and ‘Media as Epistemology’.

AMUSING OURSELVES TO DEATH 3

Introduction
Neil Postman’s Amusing Ourselves to ...

The film Legally Blonde pretends to be a celebration of the power of women in the dusty, sexist halls of Harvard Yard, but in fact it is a comedy that uses the time-tested ability of sexist roles to gain cheap laughs and play to the tastes of those who snicker at women, believing them to be less able than men and qualifying all of their successes at having been based on luck or some other sort of dynamic than true competence. Reese Witherspoon stars as Elle Woods, a sorority girl who fits every stereotype of the naïve blonde. ...

Dear Jim and Jelka

Hello there. I hope this finds you well and radiant with life. First of all, I would like to congratulate you on opening the new chapter of your lives. I know that it is a time of great joy and a sense of fulfillment. I am also sure that you would like matters to remain as they are now. However, it is my responsibility to inform you that life is not a bed of roses. As you both understand, life has changed from now on. Each one of you is now a part of the other and owes the ...

Enron Corporation was one of the world’s top electricity corporations that underwent a financial indignity, which involved Enron and its bookkeeping company. The scandal comprised of the detection of unbalanced accounting techniques, which occurred through the 1990s. This resulted in Enron filing for insolvency in December of 2001 (Thomas, 2002). The aim of this paper is to define how organizational behavior theories could have anticipated or illuminated Enron’s failures.
Organizational behavior, is described as an area of study that explores the influence that groups, individuals, and structure have on performance inside the organizations for the aim of  ...

The problem of eating disorders is becoming more and more urgent in today’s society. Generally they can be characterized as abnormal eating habits which may be manifested either in insufficient or excessive eating. The definition provided in the book by Tania Heller (2003) states that “Eating disorders are serious, potentially life-threatening illnesses that involve disturbances in eating habits and excessive concerns about body weight and shape”. (p. 7) What is most important about eating disorders is that they are caused by a set of different psychological, cultural and biological factors which makes the issue more complicated to solve ...

Modern American fiction often concerns itself with identity; the individual is often at stake in part of a larger group, whether it be a family, village, or the societies of a big city. Perhaps it is the very nature of American fiction to place identity at the core of much of its short fiction; as a relatively young country that evolved quickly through colonial times and the industrial revolution, its population comes from around the world yet still seeks to define itself as a nation. Therefore, it is no surprise that in the diverse fiction of America, the theme ...

The question of leadership has been a philosophical, ethical, social and sociological conundrum for centuries. It has been tackled by various writers for more than a thousand years over a thousand cultures. Two such great writers were Dante and Machiavelli. While Machiavelli sort to define a good leader, Dante sort to place them in their transcended ecumenical hierarchy. This paper seeks to see where Machiavelli’s ideal prince in his work would, “the Prince” fit In Dante’s famous work “the comedy of errors.”
The two works are in themselves religious in a non-religious sort of way. While Machiavelli ...

Write an essay about an inner struggle you have experienced that reflects a cultural conflict between two of the following: the culture of your parents, your friends, your school, your school. Include the examples of ways that your inner conflict is reflected in your dreams and fantasies.
Conflicts between two generations are always part and parcel of everyday life and in China this is always very more pronounced. More often than not, the parents will hold traditionalist values in areas such as religion and other domestic ways and means and these will come into conflict with children.
Personally I ...

Abstract

Business ethics is a form professional ethics that addresses moral problems that arise in business environments. Ethics in business encompass avoiding breaking the law, avoiding actions that may result in legal suits being filed against the business and avoiding actions that may damage the image of the company. The scandals that rocked several American companies in early 2000, revealed rampant self-dealing, mismanagement, erroneous accounting procedures and other unethical business practices. In an attempt to restore investor confidence, congress initiated the Sarbanes-Oxley (SOX) Act in 2002. This paper seeks to critically analyze the business ethics issues as contained in the ...

Gambling is an act that is practiced in many parts of the world. The act is evident in almost all major economic and entertaining activities. Gambling has been an illegal act for quite some time. However, it is slowly getting accepted and even some governments have formulated regulatory policies to control the act.

Sports serve as a major revenue source for many countries. This has led to the increase in betting and gambling acts, which is majorly done by sports agents. Most of these sports agents break codes of ethics just to make sure they remain afloat in sports.
...

My mentor used to say to me: My son, life is precious, live it to the fullest; however, always make sure every decision you make is worth it. A small mistake can ruin your entire life. Although his words were precious to my ears, I was naïve and I did not think of their importance until a certain decision almost changed my life completely. My mentor passed on at the age of fifty three when I was in my third grade. Every time I remember of him, his words always come back to me.

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