Investment Creative Writings Samples For Students

- Characterization: Characterization is defined as a literary device that the writer uses to highlight and explain step by step a character’s details in a story.
- Flat character: A flat character in a work of fiction is a character with little development. The character does not change or undergo significant change as the story progresses.
- Round Character: A round character is a term coined by E. M. Foster. It is opposite to a flat character, and is defined as a complex character that changes and is developed by the writer during the course of the story.
- Stock Character: A stock ...

The interest rates for the central bank of Kenya have had different faces since 1991 with the rate changing as the economy of the country keeps on shifting from worst to best. At the moment, the exchange rates in Kenya stand at 8.5 percent as compared to that adopted by the Federal Reserve System (FED) of America which stands between 0 and 0.25 percent. From the year 1991 to 2014, the average exchange rate for Kenya is 14.62 percent. Kenya recorded a record of 84.67 percent in July 1993. At this time, the FED was enjoying the exchange rate of ...

Story of the product

Wheretoget.it is a ​​young online project, which helps people to find their favorite clothing items from photographs. It works quite simple. Once registered, users upload pictures of things that want to find and buy, and readers help to identify a brand of clothing, give a link to an online store, where the thing is sold, or at least find similar things. Usually to find a necessary thing takes less than three hours and in 84% of cases the search is successful.
The site was launched in 2011, but now it is very popular. Its creators, Nicholas Metske, Gilles Babinet and Romain Moyne ...

Introduction

Social entrepreneurship is business concept in which the entrepreneurs engages in the innovation or creating products in the market while eat the same considering the social responsibility as well as the welfare of the people. It mainly concerns the social responsibility of the people in the society. The foundation or the basic principles of the social business are different with the normal business goal that mainly aims at profit maximization other than social responsibility. Social entrepreneurship therefore involves the social business where the main goal is the social welfare or philanthropic rather than profit maximization. The non-profit making organizations ...

QUESTION NUMBER TWO

Societal marketing is the activity of an organization which attempts to identify the wants, needs and interest of the consumers and strive to provide the quality products and services as compared to their competitors and a way that the well being of the society as wells as consumers are preserved. In a nutshell the organization ensures the equilibrium among the consumer’s satisfaction, its profit and the long term welfare of the society.
Societal marketing is a new marketing strategy which tries to avoid and reduce the inequalities experienced in the various levels. It stresses that organization should take the initiative ...

Fundraising practices have changed over the recent past with a majority of the shift recorded being the complete shift from transaction to relationships. In order to ensure proper fundraising, development and maintenance of long-term relationships with donors should be enhanced. The relationships maintained may be either aimed at one time donation or lifetime relationships to enhance better donor relationships.
With the complete shift from transaction to donor relationship management approach, it should be more than playing with words. There should be a concise strategy to ensure better donation luring modules that emphasizes on performance rather than the need to generate ...

Project Name: “Bukhoor”

An appraisal of the project from an investors perspective casts light on to a number of issues that need to be addressed so as to make the project appealing to an investor. First and foremost is the need for a comprehensive executive summary. This section should highlight the key points within the project, that should be made to stand out to the investor. Such a summary should communicate to the investor, the scope and size of the opportunity, the business and profit model as well as what creates a unique value proposition, or advantage for the company, in relation to the other players. ...

Political science

The Caribbean islands are small countries in Central America that consists of small islands all surrounded by the sea. It comprises of a little over 7000 islands. The islands are organized into various sovereign states but some are dependent on main land nations like Britain and the United States.

In modern times, it has proven a major challenge for the Caribbean nations to integrate and form any meaningful political or economic blocks. The challenges arise from their racial, regional and national backgrounds.

Racial identity in the Caribbean is very diverse. The people inhabiting these islands are of diverse races as well ...

Abstract

Financial strategy formulation and implementation involve substantial planning, analysis and forecasting. In the dispensation of that duty, managers and employees alike must consider risk. Risk refers to the possibilities of occurrence of events whose results ordinarily cause losses of a financial nature. Interestingly, risk is not predictable or certain. This makes factoring risk in the financial strategy problematic. In addition, risk in itself is a broad term that could be manifested in different ways. Some manifestation of risk includes business risks, credit risks, interest rate risks, political risks, default risks and reinvestment risks. The uncertain nature of risks makes it fundamentally ...

Abstract

A call option can be defined as a contract which gives its holder the purchase rights a financial security or commodity at the exercise price. On the other hand, put options could be defined as contracts which gives its holder the purchase rights a financial security or commodity at the exercise price. Usually call options and put options must be exercised within a given duration or period as agreed in the contract. Call options and put options are normally used to hedge risk by one party which is risk averse while the other party uses call options to make a profit by assuming the ...

Introduction

Hedging refers to an investment strategy that employs financial instruments with the aim of cushioning oneself from the incurrence of losses on other investments. Hedges can be formulated by using a number of financial instruments; these include: options, swaps, future contracts, derivatives, among others.Hedging strategies are diverse in nature. The spread strategy is commonly applied in the markets. This involves the use of more than one option of a similar class or category on the same underlying stock. There are a number of spreads that could be employed by the company in accordance with the volatility. These include the following:

Bull spread

In this ...

A swap as a financial instrument refers to a notional principal contract in which one party undertakes to make payments to the other party using a specified variable rate, the notional amount. On the other hand, the other party undertakes to make regular payments, which would, be based on a different rate or index in application to the notional amount. In other words, swaps refer to derivatives in which the parties engage in the exchange of cash flows hence the term swap. The benefits inherent in a swap depend on the kind of financial instrument exchanged. The agreement of the swap includes the dates ...

Trading Issues and Basics of Forward and Future Contracts: DB2

Derivatives provide investors with the opportunity to create wealth in the future. Besides being very secure investments, these financial instruments provide investing firms with a good mechanism of hedging multiple currency transactions. Many companies are now embracing derivatives as one way of securing their future financial stability and strengthening the company’s hedging policy on currencies.

Difference between contango and backwardation markets

A contango market is one where prices of futures are set higher than the expected future prices. Therefore, the prices of futures in this kind of market decline gradually until they reach the expected price level just before the date of delivery. On the ...

Derivatives - DB1

Future trading is a kind of investment involving speculation of commodity price movements in the future. The commodities in question vary and the trading is referred to as speculative paper investing. This implies that the investor does not hold the physical commodity but a paper called a futures contract. Like any other contract, the futures investment has expiry dates. Future trading is a lucrative business opportunity for organizations and individual investors. This is because it can be used by organizations to avoid market risks as well as currency risks.

There are many benefits that can be derived from futures markets. When a firm invests ...

The knowledge I got from studying Corporate Finance while at school will be very instrumental to your company. This is because the different topics contained in Corporate Finance have given me insight in various aspects of finance and financial skills that will enable me to make correct managerial decisions. My study of Corporate Finance covered a wide variety of issues that affect managerial decision making.
My study of Corporate Finance taught me to evaluate the time value of money before making financial decisions. The study of the time value of money enabled me to understand that the current value ...

More than often, financial analysis using calculated financial ratios of different companies act as a measure of the financial performance in terms of profitability, market value, leverage and liquidity levels in operations. In most cases, price-earnings (P/E) ratio is used by investors to measure the market value of company’s viability in terms of investment relative to its earnings in the market (Davies & Pain, 2011). Considerably, as a market value measure price-earnings (P/E) ratio expresses the relationship between the market price of a share of common stock and the prevailing earnings per share. As a result, investors use the calculated value of price-earnings ...

Arguably, conflict of interest between organizations and individuals are very common given the large number of relationships and transactions that occur in various departments and professionals. As a matter of fact, there is a potential conflict of interest between investment bankers and security analyst working in the same firm. Despite the existence of conflict of interest, there are potential solutions that exist to remedy the situation. If the situation goes out of hand, the firm will have tremendous setbacks. Hence, it the conflict of interest should be addressed. In every organization, ethics play a tremendous role in the operation of the firm. ...

The paper is written in order to educate the reader regarding the current Healthcare reform suggested by President Obama and it’s after effects on the employer. It is also an analysis of how special interest groups play a major role in the implementation of this reform.

Post World War II the US healthcare reform has set in motion the largest employer provided health benefits. The law embeds many new and radical social and economic incentives due to which employers will restructure the benefits in dramatic manner. The bill proposes many changes to ensure a fair and affordable healthcare insurance. According ...

More Information about affiliation, research grants, conflict of interest and how to contact.

International Trade Relations
Introduction

Trade restrictions are export or import barriers created by nations, against the principles of a free trade economy, to protect their industries and consumers. Such restrictions can be posed in the form of tariffs or non-tariff protection policies. Tariffs are duties or fees levied against import or export of a particular economic good. Non-tariff protections policies include anti-dumping policies, fixing import or export quota and restrictive licensing.

The company I work with is a multi-brand retail chain that is contemplating to begin trade in India. The objective of this paper is to understand the types of trade ...

1) What were the Milgram Experiments and what did they demonstrate from their results?
The Milgram experiment was done to make out the time a person can take an order prior to them querying that order. With an objective anchored in the chase of profit, Enron workers were continually asked to break laws or execute acts that may perhaps be regarded as depraved. A small number of Enron workers ever came onward to report the dishonesty. The aspect that unavoidably led to individuals stepping forward was a "sinking ship" sentiment, resultant in a few Enron management officers selling their shares whereas ...

The overall aim of every investor is to make a profit. There are various investment tools that are designed to meet the specific needs of the investor. Thus, depending on the investment goals and objectives, an investor can opt for an investment option that best suit his needs. There are both long-term investment and as well short term investment tools. The long-term investments are generally considered to be investments that an investor wishes to hold for a period of more than one year. On the other hand, short term investments refer to the investments that are likely to expire ...

Abstract

The current paper covers the financial statement presentation and disclosures. International Accounting Standards (IAS) 27 provides clear guidelines on when an entity has to consolidate its statements with another entity. The paper first identifies the four conditions needed while making presentations and disclosures of consolidated financial statements. One of the conditions is the company is not required but may present the consolidated financial statements if the parent is itself a wholly-owned subsidiary. The consolidated financial statements need to disclose the nature of the relationship between the parent and subsidiary to establish whether it is a direct or indirect relationship. ...

(Reforming the financial systems)

Introduction

The term financial crisis is mainly applicable to situations where certain financial assets suddenly lose a large part of the nominal value. Through the crisis, the financial institutions equally lose value and become incompetent in the local as well as international financial markets. Financial crisis is a major cause of economic crisis where the economy experiences a downturn in liquidity as well as unpredictable inflations. However, when the financial crisis occurs several things may be done as a solution but the reformation of the financial system is one of the actions that may be undertaken. ...

Answer the Questions

1. When the spot rate is higher than the forward rate, the transaction will result in premium. In this case, the exchange rate of the Yen equivalent to US$ is 0.010043 and the rate after six months is predicted to be 0.010055. The formula for calculating forward premium is.

Forward Premium= 0.010055-0.010043/0.010043= 0.0011948= 0.119 %
The calculation shows that buying rate of JPY is 0.119% higher than dollars on yen. The results also shows that the forward market rate is higher than the spot rate that could give premium . The rate is based on the six-month period so to ...

Introduction

In the late 1920s, the U.S. economy was strong. Many companies were growing and earning money. People bought shares of the companies, called stock. The stocks were traded and bought in the Stock Market.
On October 24, 1929, stock values dropped or became worthless rapidly. This started the most severe economic depression in U.S. history—the Great Depression. Today, that day is still remembered as Black Thursday.

In the late 1920s, prices in the stock market soared up, becoming very valuable. For example, in 1928, the price of a common share of the Dupont stock went from $310 to $ ...

The WorldCom Company is the second largest distance phone company that has been "caught" reporting costs incorrectly. The company is found to have improperly booked around $3.83 billion in expenses resulting to filing the Chapter 11 bankruptcy protections. The company crushed by the $41 billion debt load which is the largest world bankruptcy in the United States history. Notably, the impact was due to the misuse of the data and dissemination of the wrong reports by executives who pleaded guilty to fraud charges. Under chapter 11, the company was allowed to operate while it was bankrupt and they developed ...

Recent U.S. BOP Performance: Is the Sky Falling?

In the case, the sky is falling has two theories that involve the statement that US economical industries are non-competitive in the international market and foreigners are taking the step of buying assets in the US which are valuable and making a country a debtor in the history of world economy.
In this condition, everything seems so wonderful from the top, which also has a meaning, that foreigners are much fascinated with the US market’s future prospects. It also depicts the democracy of economy that the investors are eagerly investing in US ...

Abstract

The Sarbanes-Oxley Act changed the ethical nature of accounting for publicly traded companies. The Act requires new forms of ethical behavior from companies, such as creating and maintaining a code of conduct that all employees, even executives, must follow. It also requires that they honestly and accurately report financial reports and maintains that the executive officers of a company have the most responsibility in reporting and certifying that the information is correct. The Act also changes the auditor-client relationship by making auditing more independent of the client, establishing an auditing committee overseen by the SEC, and ensuring transparency.
The ...

Business Network

Abstract
Over the last decade, the competitive business environment has seen significant changes. Corporations use business networks instead of traditional marketing methods. High-tech companies and large industries have a challenge of aligning their management to suit this new trend. The management has to look far beyond regular clients and suppliers, into a complex web of companies establishing research and development networks, reliable supplier’s web and ambitious partnerships. SMEs are also adopting and implementing the business coalitions in their operations just like their large corporation counterparts. The goal of business networks is to enhance competitive advantage and draw closer ...

Organizations that behave ethically are more apt to earn the trust of their customers, employees, and stockholders and to have a reputation as successful, competent and responsible professionals. It is important that organizations follow strict guidelines aimed high standards of quality, reliable services, high professionalism, social responsibility and ethical behaviour it their activity – only that way they can bring benefits to their clients, staff members and shareholders. The main ethical principles that each organization must follow in its activity are decency (avoidance of illegal and unethical practices), honesty (the urge to be honest with themselves, team members, customers and ...

Reflection of MBA

The experience during MBA was quite interesting as I learned many useful things that are related to business. The learning outcomes of the whole MBA were attractive as many important queries regarding business administration had been solved. The aim of joining MBA was to analyze substantial the areas of business and learn how to manage different functions of the business. The tactics and techniques to analyze the situation and provide rationale decision over the analysis were learned from different outcomes of the program. The learning outcomes of the program were helpful in analyzing the situations and find out effective ...

International Operations

McDonald’s global management strategies cover the many different organizational functions of operations, marketing, human resource management, finance, research, compliance and other aspects of management. Because of the size and complexity of operating in the international marketplace, these functions confound McDonalds with many different, complex and often inter-related issues. On top of these functionary requirements, the food chain gian also has to deal with external factors that complicate the situation such as a country’s culture and the legal and administrative framework that an international corporation must work with to be eligible to compete in that said market place. Thus a ...

Executive Summary . 3

Background ...4
Objectives..5

Scope .6

Assumptions6
Limitations..7

Procedures performed.8

Findings...9

Source and support documents11

Executive Summary
It has become clear over the course of our investigation that there is a fraud perpetrator at Delta Technology, using the purchasing department to create false fluctuation in the stock a provisory supplier, for personal gain. After collecting all the available evidence, there is a clear pattern of abuse, and sufficient evidence for assuming guilt, as will be demonstrated throughout the following report. Based on this information it is clear that action should be taken to terminate the offending perpetrator, and to move to recover what funds possible through cancelation of ...

- Coordination of the various logistics activities can be achieved in a variety of ways. Within the context of logistics organizational structure, explain each of the following:
- Process-based versus market-based versus channel-based
Process-based, market-based and channel-based are all generic strategies in the logistic. Under the process-based approach, logistics is managed as a collective of activities and a value added chain. It focuses on the efficiency in all logistics activities such as purchasing, inventory and manufacturing among others. The market-based need partial group activities in different business departments. It focuses on the interdepartmental cooperation when carrying out various tasks. These ...

Civil Rights Movement and American Paradox

Introduction
In 1960s, Republican overwhelmingly supported the Civil Right Movement and believed the idea from constitution “all men are created equal” and Northern Democrats supported the cause too. The Southern Democrats were “conservative” and were against the Civil Right Movement and they wanted segregation to stay within their society. They believed blacks being treated as “separate” were enough in itself.

Some examples of American Paradox to Civil Rights Movement:

Ku Klux Klan: Ku Klux Klan used to be very violent with the Blacks and they were against Blacks being treated as “Equals”. They used to do their best to ensure Blacks didn’t manage to vote and ...

Regarding Competitive Intelligence Practices

Regarding Competitive Intelligence Practices
Upon my hire as Director of Security, a request was made for the review of the practices of the Competitive Intelligence Unit of the corporation. The present report provides the results of this review and recommendations for action related to its findings. A central component of this report is Table 1, which summarizes the competitive intelligence practices currently ongoing at the corporation. These practices are grouped into three categories: white, grey, and black. Any practice which is blatantly illegal has been automatically categorized as black. Action recommendations for each of the practices, ranging from continued ...

1. Explain the inpatient and outpatient reimbursement methodology for Medicare as a payer
Reimbursement is calculated in outpatient regarding the case date, the contract rate, the fee charged for the services received as well as the percentage of the bill incurred. In patients, however, get a difference at the rate whereby it is calculated as a percent of the incurred cost per diem.
2. Explain the inpatient and outpatient reimbursement methodology for commercial payer
For commercial payers the for outpatient, the services are reimbursed using either of the methods; percentage of the accrued charges, the fee for the service, ...

1. Perception. This involves how the buyer, after seeing the product or service being offered by the seller, he/she identifies and interprets it into a pictorial presentation that makes sense. The manner in which the buyer perceives the product will greatly determine whether the seller will sell it or not (Solomon, 2014). It is therefore, upon the seller to ensure that he/she presents the products in the best way that can attract buyers.
Application: In the video, the actors and actresses are dressed in appealing clothes which are likely to attract the attention of the viewer. Viewers, upon watching ...

Immigration policy during this quarter

Give me an overview of the progress between the Congress and the President concerning immigration policy during this quarter. Explain how Democrats and Republicans reached their policies based on the philosophies of the two parties (what are the main positions within each party and do these positions match the traditional philosophy of that party)? Explain how the party positions were impacted by interest groups in support of each policy (name and describe one interest group on each side of the issue) and voters in support of each policy (in other words, do both parties think they can gain ...

The concept of sovereignty is one in which nations around the world hold dear to the advancement of their international policy. The principles of sovereignty dictate that a country holds unlimited power over the ability to govern itself without outside interference. The advancement of these principles gives the rest of the world powers a peripheral role in determining the destiny of separate nations. While this concept is important in ensuring that countries do not overstep their authority and harm the interests of other nations for the advancement of their own, the applicability of the sovereignty of a nation is a concept that needs ...

One of the most known movie lines of all time is “Luke, I am your father”, found in the movie Star Wars, The Empire Strike Back. In fact, Wizard magazine awarded the Empire Strike as the best cliffhanger of all time. Unfortunately, currently not anyone can share the same thrill as of the people who heard the line when the movie just came out in 1980. The reason for depreciation of the thrill is that everyone is aware of the amazing quote even before watching the movie. In addition, everybody knows that Darth Vader (The warlord of the Dark ...

Following The American Psychological Association’s Guidelines

Introduction

Verexus Inc. is a financial institution specializing in regular, updated corporate financial reports for both minor and major companies. Its purpose is to provide financial advice for companies both for managing and projecting their future costs in order to determine company goals and status. My internship was dated July 18, 2012 to August 17, 2012 as a summer training program in which many companies submitted posted advertisements to reputable schools to provide internship opportunities and creating job-ready students upon graduation.

Objectives Learned

The University of San Fransisco in recent years has created mandatory training ...

Question 1

Chapter 5 explains the consumer’s behavior towards the selection of products to consume. The chapter addresses the factors that influence the consumer decision process. The consumer’s decision depends on the marketing mix psychological needs, social factors as well as the situational factors. The market mix entails the product line and its development policies, price, promotion and distribution of the product at convenient places. The psychological needs constitute the reception of the marketer’s message by the consumer; the motives, perception, learning, lifestyle and attitudes among others. The consumer preference for products is influenced by the social environment ...

The term Ethnography has been used to refer to the art and study of various aspects of cultures through observation as the main method of collecting deductions about the culture. Consequently, Music Ethnography is concerned with the study of Music as a form of culture through observation of a traditions’ portrayal and practice of the art of music.
Further Music Ethnography is particularly concerned with the study of the role, the meaning and practice of music within social groups and communities. The community of interest shares common social behaviors and cultural concepts that are expressive in their music that makes ...

English

It was a Saturday, and here I was, walking along what should have been, a resplendent beach, like I have been doing for the past few years. There were a few early morning walkers, some of whom I knew by face, and a few whom I knew by name. Being bred in a cosmopolitan city, I had an eye for details, and while I try and keep to myself, I just couldn’t get myself to turn and look the other way when I saw her.
The beach is a popular place, and is among the most crowded places on weekends. It is among ...

Personal narrative

I am an African American, the first born in a family of two brothers. My family is athletic and everyone is or has been involved in various sporting activities. My mom is a former track star who represented the United States in several track events. She started her career in track events at the University of South California. My dad is a former European professional football player and attended the East Tennessee State University. Personally, I have been involved in track events since high school. I ran 110 meters hurdles for two years in both junior and senior high. Currently I run ...

Introduction

If any organisation were to succeed in achieving its objectives and targets, it is at the mercy of the strategies that it develops for itself. A lack of strategy will tell on the manner the organisation works. Hence, the team employed to this effect should be efficient and have the required knowledge for the same. Plans should match what the company envisions for itself in the light of its finances and operations. Such plans work in the long run. The more changes occur in them, the more difficult it is for them to move ahead. Realistic yardsticks can be ...

There’s no need to feel broken

He doesn’t deserve your love
Let’s show him what he’ll miss
A Tango will do the trick
Come, take my hand
Don’t be afraid of my touch
Just stay close to me
With every cocky step you take
I can see into your eyes
I can almost touch your lips

But then you lean back

Don’t you dare think of him
He doesn’t desire you anymore
On the floor, there’s only us
Our passion, our dance
When our bodies are close
Please, don’t walk away
I won’t hurt you like he did

Just stay and dance with me

A rebound person ...

Introduction to Information Security and Risk Management

Risk management is a process of determining the vulnerabilities that are present in an organization’s information system. It is done by taking carefully planned out steps to assure confidentiality, availability and integrity of all the components inside the organization’s information system (Whitman & Mattord, 2003). Managing risks is not an easy task with limited resources and the changing landscape of threats and vulnerabilities in the system. This makes mitigating all the risks impossible that is why it is important that professionals must have the right tools to help them to be consistent in managing the uncertainties present in ...

Analysis of Social Media Sites for Personal Branding

A social networking site is a service platform created to build interactions among people who share a common interest, activities or real life connections and most of them are website based. To develop a brand communication the primary source used is Twitter as it the most popular social network in graph presentations and marketing of products using a hashtag(Jothi et al.,1).One primary type of Twitter Social Network analysis map is the Polarized Network frequently seen in political matters and emerges when two groups are split in their opinion on an issue such as the sitting government ...

In the past, the major target market for new students at Regional State University in the Gulf Region was high school seniors. Recent statistics state that there will be a steady decline of high school seniors over the next ten years. Our goal at Regional State University is to develop three new market segments to fill our educational rosters. The three target segments we will focus on are 1) new graduate students, 2) transferring community college students, and 3) online students. New market strategies will focus on increasing these market segments while continuing to bolster programs to interest incoming ...

Infrastructure

Infrastructure refers to physical fixed assets that facilitate other consumption and production activities. It comprises of highways, power gridlines, pipeline, railway lines, bridges, airports among others. In the United States, Infrastructure is provided by private sectors, the government as well as private-public partnerships.

Infrastructure provision should be the government’s role for various reasons. Firstly, infrastructure supports both consumption and production activities. Therefore, development and maintenance of good infrastructure creates a conducive investment environment attracting both domestic and foreign investment. Consequently, it creates economic growth and reduction in unemployment level. Secondly, infrastructure projects create demand for goods and services ...

Stephen Crane spent about thirty hours in an open boat on 1 January 1897 and years later he published the story that became a reflection of his experience. “The Open Boat” wasn’t just a description of those thirty hours; it was a short story that related to Crane’s main beliefs and concerns about the society (Spofford 316). There are some main points of interest in the story – its motifs of nature’s indifference and brotherhood that unite in the face of it.
At the center of the story Crane puts indifference of the universe and the nature of human ...

Dear Sir,

The efficient performance in employment positions requires the knowledge, skills and experience relevant to the field of employment. In this light, I am proud to write a reference letter for the applicant. He was my student throughout his years in the college; this puts me in a position of recognizing his skills, abilities, passion and weaknesses.
The applicant showed interest in psychology from the moment he joined freshman year; he sampled all the courses offered by the department. Throughout the years in campus, I interacted with the applicant at various capacities. As a student, he exhibited activity, interest in classwork, diligence ...

QUESTION 1

During the last years of High School, my grades were slipping and I was disappointed with the way my results turned out. I lost the drive to work hard and the enthusiasm to give my best shot at my projects and assignments. I was distracted by too many things and I realized that I have started ignoring the urge to perform better. I lost interest in my academic life. Therefore, I started organizing myself. I analyzed my strengths and weaknesses and developed a critique against myself. I set a goal to become disciplined, in my life as well as my studies. ...

Social Security

Dear Mr. President,
Social security program is the backbone of the American society. The current shortfalls in the fund will adversely affect many people in the coming years. Therefore, it is imperative that a long-term solution be found to solve this problem once and for all. The social security fund depends on payroll taxes paid by both workers and employers and the retirement age. Hence, the fiscal problems can only be solved by adjusting three key measures: payroll taxes, pension payouts, and retirement age.
Firstly, the government can increase the payroll tax. Currently, workers pay 6.2% of their ...

Native Americans are amongst the earliest inhabitants of the United States of America. This community has been living in the country for centuries even before the arrival of the first English settlers. One of the distinctive aspects of this community is that in spite of rapid modernization, the community has managed to hold on to a majority of its cultural values, norms and practices. There are however some cultural elements that have been lost over time. For instance, some Native American holy grounds such as worship centers and burial places have been lost in time, and some of these holy ...

Problems are the turning points of life and can either make you or break you. At the age of 23 a young, dynamic sportsman was diagnosed with Cancer at that was the biggest setback clouded all the dreams, hopes and aspirations for future. I was born in Miami and grown up in Miami, and dreamt of becoming a sportsman. But life had different plans for me, at a very young age I was diagnosed with cancer and my battle with life began. Initially, I took life very casually whether it was my job, my relationships or my future but the tumultuous time ...

While visiting the sweatshop in Accra, which belong to one of his business partners, Ghana President’s nephew saw Imoida as she was minding her business sewing buttons for masculine jackets. As he glanced the beautiful sewing girl, the President’s nephew, Oroonoko, was blurred. He starred at her as if he was asking himself “how did the Queen of the Night end up working in a sweatshop?” He asked his friend who owned the sweatshop for a personal favor, requiring choosing a girl from his employees, pretending that he needed a new maid for his Accra residence, where he lived with his ...

Out of all the ten flattening forces of the world, I have experienced outsourcing at my work place in the past.
My experience with outsourcing came at a time when I was working for Diageo Plc, as a procurement assistant. Outsourcing is a process or arrangement in which an organization provides services to another company that could also be provided internally. Due to the efficiency derived from outsourcing, it has become a common practice in modern business and regarded as an intrinsic feature in business management.
At Diageo being a manufacturer and distributor of premium drinks, certain services have been outsourced. Such ...