Moral culpability can be defined as the degree or level of wrongfulness based on moral standards rather than the formulated legal standards. In his book The Ethics of Belief, William Clifford tries to illustrate this concept by giving an analogy to a ship owner and his ship. In the analogy, the ship owner manages to convince himself that his ship is seaworthy and can be sent to sea. He does this without verification and the result is that the vessel sinks and many people lose their lives but he goes ahead to collect his insurance settlement.
The ship-owner can